CN109933626B - Financial business data processing method and device and financial transaction terminal - Google Patents
Financial business data processing method and device and financial transaction terminal Download PDFInfo
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Abstract
The embodiment of the invention is suitable for the technical field of data processing, and provides a data processing method and device for financial business and a financial transaction terminal, wherein the method comprises the following steps: receiving a service processing request initiated by a user in a financial transaction terminal, wherein the service processing request has a corresponding service type; for a service processing request, calling configuration files which are configured at the local of the financial transaction terminal and correspond to the service types one by one, wherein the configuration files comprise calculation functions and message routing information; processing the service processing request by adopting a computing function to generate a service processing result; feeding back a service processing result to a user; and executing data consistency processing on the service processing result based on the message routing information. According to the embodiment, the calculation function is configured in the financial transaction terminal, so that the service processing request can be directly processed, the service processing result is generated in real time and fed back to the user, the service processing efficiency is improved, and the waiting time of the user is reduced.
Description
Technical Field
The present invention relates to a data processing method for financial business, a data processing device for financial business, a financial transaction terminal and a computer readable storage medium.
Background
The traditional banking and securities business hall and other financial network sites mainly adopt manual account opening, manual check and manual authentication. The development of the above-mentioned business requires the configuration of a certain number of staff. Meanwhile, the financial network site also needs to bear a large amount of operation fees such as corresponding rents, hydropower fees, employee wages and the like, and the cost is high. To reduce the operating costs, unattended financial transaction terminals have been developed. Such financial transaction terminals are capable of providing partially de-artifacted services. Such as self-service account opening, deposit and withdrawal, printing of running funds, etc.
However, the existing financial transaction terminals are mainly based on the traditional centralized CS (Client/Server) architecture to provide relevant services, and a complete cloud platform is required for data support. For example, when a user performs an account opening operation on a financial transaction terminal, the user first needs to input corresponding information according to an instruction on a terminal interface, then waits for the terminal to process, and after a certain time, can receive a processing result fed back by the terminal. In general, when the financial transaction terminal performs the above-mentioned business processing, information input by a user needs to be sent to the cloud platform, and an account opening operation is completed by a business module configured in the cloud platform. And then, the cloud platform feeds back the processing result to the financial transaction terminal, and the financial transaction terminal notifies the user. In the process, the whole account opening process is mainly completed by the cloud platform, and the financial transaction terminal only plays roles of information acquisition and data transmission and reception.
Therefore, the existing financial transaction terminal excessively depends on network transmission, and has higher requirements on the performance of a server of the cloud platform; the time of data transmission is different according to the configuration place of each financial transaction terminal. The existing financial transaction terminal cannot meet the business requirement of high real-time performance, so that the access pressure of a cloud platform server is increased, and the transaction waiting time of a user is increased.
Disclosure of Invention
In view of the above, the embodiments of the present invention provide a data processing method and apparatus for a financial transaction and a financial transaction terminal, so as to solve the problems in the prior art that the transaction processing of the financial transaction terminal excessively depends on network transmission, has high performance requirements on a server, and cannot meet the requirement of high real-time performance.
A first aspect of an embodiment of the present invention provides a data processing method for a financial service, including:
receiving a service processing request initiated by a user in a financial transaction terminal, wherein the service processing request has a corresponding service type;
for the business processing request, calling a configuration file which is configured at the local of the financial transaction terminal and corresponds to the business type one by one, wherein the configuration file comprises a calculation function and message routing information of the financial business, and the calculation function and the message routing information are generated by a cloud platform according to the business type and are issued to the financial transaction terminal;
processing the service processing request by adopting the computing function to generate a service processing result;
feeding back the service processing result to the user;
and executing data consistency processing on the service processing result based on the message routing information.
A second aspect of an embodiment of the present invention provides a data processing apparatus for a financial service, including:
the receiving module is used for receiving a service processing request initiated by a user in the financial transaction terminal, wherein the service processing request has a corresponding service type;
the calling module is used for calling configuration files which are configured at the local of the financial transaction terminal and correspond to the service types one by one according to the service processing request, wherein the configuration files comprise calculation functions and message routing information of the financial service, and the calculation functions and the message routing information are generated by a cloud platform according to the service types and are issued to the financial transaction terminal;
the generating module is used for processing the service processing request by adopting the computing function and generating a service processing result;
the feedback module is used for feeding back the service processing result to the user;
and the processing module is used for executing data consistency processing on the service processing result based on the message routing information.
A third aspect of the embodiments of the present invention provides a financial transaction terminal comprising a memory, a processor and a computer program stored in the memory and executable on the processor, the processor implementing the steps of the data processing method of financial services described above when the computer program is executed.
A fourth aspect of the embodiments of the present invention provides a computer-readable storage medium storing a computer program which, when executed by a processor, implements the steps of the data processing method of a financial transaction described above.
Compared with the prior art, the embodiment of the invention has the following advantages:
according to the embodiment of the invention, the calculation function is configured in the financial transaction terminal, so that after a service processing request initiated by a user is received, the request can be directly processed by calling the calculation function corresponding to the service type one by one of the terminal, a service processing result is generated in real time and fed back to the user, the process of submitting data to a cloud platform for processing is omitted, the service processing efficiency is improved, and the waiting time of the user is reduced. Secondly, the data of the edge computing nodes such as the financial transaction terminal can be synchronized to the corresponding center node after the processing result is fed back to the user through configuration of the message routing information, so that the data consistency between the edge computing nodes and the center node is ensured, and the data safety and the service safety are ensured.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the following will briefly introduce the drawings that are required to be used in the embodiments or the description of the prior art. It is evident that the figures in the following description are only some embodiments of the invention, from which other figures can be obtained without inventive effort for a person skilled in the art.
FIG. 1 is a flow chart illustrating steps of a data processing method for a financial transaction according to an embodiment of the present invention;
FIG. 2 is a schematic diagram of a system architecture of a financial transaction terminal according to one embodiment of the present invention;
FIG. 3 is a schematic diagram of a data processing apparatus for a financial transaction according to one embodiment of the present invention;
fig. 4 is a schematic diagram of a financial transaction terminal according to one embodiment of the present invention.
Detailed Description
In the following description, for purposes of explanation and not limitation, specific details are set forth such as the particular system architecture, techniques, etc., in order to provide a thorough understanding of the embodiments of the present invention. It will be apparent, however, to one skilled in the art that the present invention may be practiced in other embodiments that depart from these specific details. In other instances, detailed descriptions of well-known systems, devices, circuits, and methods are omitted so as not to obscure the description of the present invention with unnecessary detail.
The technical scheme of the invention is described below through specific examples.
Referring to fig. 1, a schematic flow chart of steps of a data processing method of a financial service according to an embodiment of the present invention may specifically include the following steps:
s101, receiving a service processing request initiated by a user in a financial transaction terminal, wherein the service processing request has a corresponding service type;
it should be noted that the method can be applied to a financial transaction terminal, and the execution subject of the method is the financial transaction terminal. The above-mentioned financial transaction terminal can be used for processing the trade of bank, securities or insurance trade, and the specific application scenario of the financial transaction terminal is not limited in this embodiment.
For easy understanding, the present embodiment first describes a financial transaction terminal.
Fig. 2 is a schematic diagram of a system architecture of a financial transaction terminal according to an embodiment of the present invention. The financial transaction terminal shown in the figure 2 can be composed of a local storage engine, an internet of things chip, a terminal operating system, value-added middleware, an internet of things suite and the like. The local storage engine is responsible for establishing an index for local data of the financial transaction terminal, realizing the functions of inquiring and updating the data and the like; the internet of things chip and the terminal operating system are responsible for processing basic transactions such as managing and configuring the memory of the terminal, determining the priority of supply and demand of terminal resources, controlling input and output equipment, operating network and managing file system, and the like, and can provide an operation interface for realizing interaction between a user and the terminal; the value-added middleware can upload various current state information of the terminal to the device shadow of the Internet of things suite for storage so as to ensure the state integrity of the terminal. Except for the shadow of the equipment and the corresponding database, the internet of things suite further comprises a data acquisition module, a data forwarding module, a rule engine module, a command issuing module and the like, and local data of the financial transaction terminal can be uploaded to the cloud platform through the internet of things suite, so that data interaction with the cloud platform is realized. And each financial transaction terminal and the cloud platform form a financial transaction system together to provide financial transaction service for the user.
In the embodiment of the invention, the financial transaction terminal comprises a user operation interface through which a user can initiate various business processing requests. For example, the user may click on an "open account" button on the terminal's operating interface to initiate an open account request requesting that a new bank account be established for the user himself or herself or the principal through the financial transaction terminal.
Generally, a certain business data is required for conducting financial transaction business, and the business data required to be submitted is different according to different business types. Therefore, after the user initiates the service processing request, the financial transaction terminal can display service data to be submitted to the user aiming at the service type of the service processing request, and the service data can be used as a certificate of subsequent service processing or transaction. The financial transaction terminal may receive business materials submitted by the user.
In a specific implementation, after the user initiates the service processing request, the financial transaction terminal can determine the service data required to be submitted by the user according to the specific type of the request, and inform the user through an operation interface or in a voice mode.
The business data which are required to be submitted and correspond to the various business processing requests can be preconfigured in a database of the financial transaction terminal according to actual conditions, and the financial transaction terminal can determine which data are required to be submitted by a user by querying the database according to different requests initiated by the user on an operation interface.
For example, for a service request of "open an account", a user is required to submit personal authentication information, such as an identification card, a passport, and the like.
After the user submits the data, the financial transaction terminal can combine the data to process the business processing request of the user.
S102, for the business processing request, calling a configuration file which is configured at the local of the financial transaction terminal and corresponds to the business type one by one, wherein the configuration file comprises a calculation function and message routing information of the financial business, and the calculation function and the message routing information are generated by a cloud platform according to the business type and are issued to the financial transaction terminal;
in the embodiment of the invention, each financial transaction terminal and the cloud platform can jointly form a financial transaction system to provide financial transaction service for users. Wherein each financial transaction terminal may act as an edge computing node in the system. Depending on the configuration of the system architecture, a central node may also be included in the cloud platform. Thus, the financial transaction system described above may be composed of a plurality of edge computing nodes and a central node together.
In the embodiment of the invention, after receiving the service processing request initiated by the user, the financial transaction terminal can call the configuration file configured at the local terminal to process the request. The configuration file can be generated by the cloud platform according to the service type and issued to each financial transaction terminal, and comprises a calculation function, message routing information and the like of the corresponding service.
In general, the processing manners corresponding to different services are different. Accordingly, the required computational functions are also different. According to the embodiment, corresponding computing functions can be respectively generated aiming at different businesses and issued to the financial transaction terminal by the cloud platform. Generally, any traffic type has a unique corresponding computation function and message routing information.
In a specific implementation, the service type processed in the financial transaction terminal can be determined first, that is, according to the service configuration, the service type which can be processed autonomously by the financial transaction terminal can be realized, such as account opening, bank flow inquiry, reserved mobile phone number changing and the like.
After determining the service type which can be processed, the computing function and the message routing information corresponding to the service type can be acquired from the cloud platform aiming at any service type, the configuration file is generated by adopting the computing function and the message routing information, and the generated configuration file is configured in the local of the financial transaction terminal for subsequent use.
In the embodiment of the invention, after receiving the service processing request of the user, the financial transaction terminal can firstly identify the service type corresponding to the service processing request and then call the calculation function and the message routing information corresponding to the service type for processing.
And processing the corresponding business processing requests by adopting the calculation function, namely, calculating services provided by the financial transaction terminal for different businesses. According to the embodiment, the computing service originally configured in the cloud platform is sunk to the local of the financial transaction terminal, so that the request is directly processed at the local of the financial transaction terminal after the business processing request is received, the waiting time required for sending the request to the cloud platform, performing targeted processing by the cloud platform and returning the processing result is reduced, and the data processing pressure of the cloud platform is reduced.
S103, processing the service processing request by adopting the calculation function to generate a service processing result;
in general, in a financial service, a financial transaction terminal processes a service processing request, usually after receiving information input by a user or submitted service data, by matching field contents in a data table, and then forming a service form, where the service form is a corresponding service processing result.
Therefore, in the embodiment of the invention, when the financial transaction terminal invokes the pre-configured calculation function to process the service processing request, the target data table corresponding to the current service type can be determined first. In general, each target data table may include a plurality of fields, each of which is content information required or provided for transacting the service.
Then, the financial transaction terminal can match the business data submitted by the user with each field in the target data table one by adopting a corresponding calculation function, and a business matching result is obtained.
It should be noted that, when matching the service data with each field in the target data table, a computing function may be adopted to verify whether the user submits the service data corresponding to each field in the target data table one by one; and verifying whether the business data is accurate one by one. That is, the calculation function may refer to determining whether the user has submitted the material corresponding to the field contents and whether the submitted material is accurate based on the respective field information in the target data table.
When the user submits the business data corresponding to each field in the target data table and the business data are correct, the correct matching of the business can be confirmed; when the user does not submit the business data corresponding to each field in the target data table, or the business data has errors, the business matching errors can be confirmed.
For example, for an "account opening" service, the data sheet fields involved may include the user's name, gender, address, identification card number, face verification information, and so forth. And determining whether the account opening request is legal or not by matching the information input by the user with the contents of each field one by one. If the contents of each field are matched, the request is considered legal, an account opening confirmation result can be generated, if the contents of a certain field are not matched successfully, the request is considered illegal, and the account opening request of the user can be refused.
The financial transaction terminal can generate a service form corresponding to the current service type according to the service matching result.
S104, feeding back the service processing result to the user;
in the embodiment of the invention, after the financial transaction terminal processes the business processing request initiated by the user through the local computing service, the processing result can be fed back to the user in real time through the operation interface. For example, the service form of the account opening confirmation may be output to the user in real time.
S105, based on the message routing information, executing data consistency processing on the service processing result.
Typically, the most central processing of financial services is to ensure consistency of data from each node. That is, it is ensured that edge computing nodes such as financial transaction terminals are consistent with data stored in other central nodes of the cloud platform.
Therefore, in the embodiment of the present invention, after the service processing result is fed back to the user, data consistency processing between the edge computing node and the center node needs to be performed.
In the financial transaction system, there may be a plurality of central nodes, instead of only one central node. In practice, it may be determined how many central nodes are configured according to specific needs of system construction, and the number of central nodes is not limited in this embodiment.
In the embodiment of the invention, the data consistency processing between the edge computing nodes such as the financial transaction terminal and the center node can be realized by configuring the message routing.
Message routing refers to dynamically planning a transmission path of a message in a routing rule manner, so that the message is routed from a message source to a target node according to set filtering conditions. Through the message routing, flexible control of the data routing can be realized, and the safety of the data is improved.
In the embodiment of the invention, when the data consistency processing is executed, the message transmission path in the message routing information can be firstly identified, then the message transmission path is adopted to transmit the service processing result to the central node of the cloud platform, and the central node can update the service database by adopting the service processing result.
In a specific implementation, a specific message transmission path may be planned according to service needs. For example, what the central node to transmit to is planned.
Through the path, the data of the service on the financial transaction terminal are transmitted to the central node, the central node can calculate through a background database after receiving the data, and then the calculation result is stored in a disc. For example, according to the service type, the calculation result can be stored in an account system or credit system of the user, and the like, so that the data consistency of the central node and the edge calculation nodes such as the financial transaction terminal is ensured.
In the embodiment of the invention, the calculation function is configured in the financial transaction terminal, so that after the service processing request initiated by the user is received, the request can be directly processed by calling the calculation function which is local to the terminal and corresponds to the service type one by one, the service processing result is generated in real time and fed back to the user, the process of submitting the data to the cloud platform for processing is omitted, the service processing efficiency is improved, and the waiting time of the user is reduced. Secondly, the data of the edge computing nodes such as the financial transaction terminal can be synchronized to the corresponding center node after the processing result is fed back to the user through configuration of the message routing information, so that the data consistency between the edge computing nodes and the center node is ensured, and the data safety and the service safety are ensured.
It should be noted that, the sequence number of each step in the above embodiment does not mean the sequence of execution sequence, and the execution sequence of each process should be determined by its function and internal logic, and should not limit the implementation process of the embodiment of the present invention in any way.
Referring to fig. 3, a schematic diagram of a data processing apparatus for a financial service according to an embodiment of the present invention may specifically include the following modules:
a receiving module 301, configured to receive a service processing request initiated by a user in a financial transaction terminal, where the service processing request has a corresponding service type;
the calling module 302 is configured to call, for the service processing request, a configuration file configured locally at the financial transaction terminal and in one-to-one correspondence with the service type, where the configuration file includes a calculation function and message routing information of a financial service, and the calculation function and message routing information is generated by a cloud platform according to the service type and is issued to the financial transaction terminal;
a generating module 303, configured to process the service processing request by using the computing function, and generate a service processing result;
a feedback module 304, configured to feed back the service processing result to the user;
and the processing module 305 is configured to perform data consistency processing on the service processing result based on the message routing information.
In an embodiment of the present invention, the apparatus may further include the following modules:
the service data display module is used for displaying service data to be submitted to the user aiming at the service processing request;
and the business data receiving module is used for receiving the business data submitted by the user.
In the embodiment of the present invention, the service processing result may be a service form, and the generating module 303 may specifically include the following sub-modules:
a target data table determining sub-module, configured to determine a target data table corresponding to the service type, where the target data table includes a plurality of fields;
the business data matching sub-module is used for matching the business data submitted by the user with each field in the target data table one by adopting the calculation function to obtain a business matching result;
and the service form generation sub-module is used for generating a service form corresponding to the service type according to the service matching result.
In the embodiment of the present invention, the service data matching submodule may specifically include the following units:
the business data verification unit is used for verifying whether the user submits business data corresponding to each field in the target data table one by adopting the calculation function; and verifying whether the business data are accurate one by one; when the user submits the business data corresponding to each field in the target data table and the business data are correct, confirming that the business matching is correct; and when the user does not submit the business data corresponding to each field in the target data table or the business data has errors, confirming that the business is matched with the errors.
In the embodiment of the present invention, the processing module 305 may specifically include the following sub-modules:
a message transmission path identification sub-module for identifying a message transmission path in the message routing information;
and the service processing result transmission sub-module is used for transmitting the service processing result to a central node of the cloud platform by adopting the message transmission path, and the central node is used for updating a service database by adopting the service processing result.
For the device embodiments, since they are substantially similar to the method embodiments, the description is relatively simple, and reference should be made to the description of the method embodiments.
Referring to fig. 4, a schematic diagram of a financial transaction terminal according to one embodiment of the present invention is shown. As shown in fig. 4, the financial transaction terminal 400 of the present embodiment includes: a processor 410, a memory 420, and a computer program 421 stored in the memory 420 and executable on the processor 410. The processor 410, when executing the computer program 421, implements the steps of the data processing method of the financial service described above in various embodiments, such as steps S101 to S105 shown in fig. 1. Alternatively, the processor 410 may perform the functions of the modules/units of the apparatus embodiments described above, such as the functions of the modules 301 to 305 shown in fig. 3, when executing the computer program 421.
Illustratively, the computer program 421 may be partitioned into one or more modules/units that are stored in the memory 420 and executed by the processor 410 to accomplish the present invention. The one or more modules/units may be a series of computer program instruction segments capable of performing specific functions, which may be used to describe the execution of the computer program 421 in the financial transaction terminal 400. For example, the computer program 421 may be divided into a receiving module, a calling module, a generating module, a feedback module, and a processing module, where each module specifically functions as follows:
the receiving module is used for receiving a service processing request initiated by a user in the financial transaction terminal, wherein the service processing request has a corresponding service type;
the calling module is used for calling configuration files which are configured at the local of the financial transaction terminal and correspond to the service types one by one according to the service processing request, wherein the configuration files comprise calculation functions and message routing information of the financial service, and the calculation functions and the message routing information are generated by a cloud platform according to the service types and are issued to the financial transaction terminal;
the generating module is used for processing the service processing request by adopting the computing function and generating a service processing result;
the feedback module is used for feeding back the service processing result to the user;
and the processing module is used for executing data consistency processing on the service processing result based on the message routing information.
The financial transaction terminal 400 may include, but is not limited to, a processor 410, a memory 420. It will be appreciated by those skilled in the art that fig. 4 is merely an example of a financial transaction terminal 400 and is not intended to limit the financial transaction terminal 400, and may include more or fewer components than shown, or may combine certain components, or different components, e.g., the financial transaction terminal 400 may further include input and output devices, network access devices, buses, etc.
The processor 410 may be a central processing unit (Central Processing Unit, CPU), but may also be other general purpose processors, digital signal processors (Digital Signal Processor, DSPs), application specific integrated circuits (Application Specific Integrated Circuit, ASICs), off-the-shelf programmable gate arrays (Field-Programmable Gate Array, FPGAs) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components, or the like. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
The memory 420 may be an internal storage unit of the financial transaction terminal 400, such as a hard disk or a memory of the financial transaction terminal 400. The memory 420 may also be an external storage device of the financial transaction terminal 400, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card) or the like, which are provided on the financial transaction terminal 400. Further, the memory 420 may also include both an internal storage unit and an external storage device of the financial transaction terminal 400. The memory 420 is used to store the computer program 421 and other programs and data required by the financial transaction terminal 400. The memory 420 may also be used to temporarily store data that has been output or is to be output.
It will be apparent to those skilled in the art that the foregoing functional unit and module divisions are merely illustrative for convenience and brevity of description. In practical applications, the above-mentioned functions may be distributed by different functional units and modules according to the needs, that is, the internal structure of the apparatus/terminal device is divided into different functional units or modules, so as to complete all or part of the functions described above. The functional units and modules in the embodiment may be integrated in one processing unit, or each unit may exist alone physically, or two or more units may be integrated in one unit, where the integrated units may be implemented in a form of hardware or a form of a software functional unit. In addition, the specific names of the functional units and modules are only for distinguishing from each other, and are not used for limiting the protection scope of the present invention. The specific working process of the units and modules in the above system may refer to the corresponding process in the foregoing method embodiment, which is not described herein again.
In the foregoing embodiments, the descriptions of the embodiments are emphasized, and in part, not described or illustrated in any particular embodiment, reference may be made to related descriptions of other embodiments.
Those of ordinary skill in the art will appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware, or combinations of computer software and electronic hardware. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the solution. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
In the embodiments provided in the present invention, it should be understood that the disclosed apparatus/terminal device and method may be implemented in other manners. For example, the apparatus/terminal device embodiments described above are merely illustrative, e.g., the division of the modules or units is merely a logical function division, and there may be additional divisions in actual implementation, e.g., multiple units or components may be combined or integrated into another system, or some features may be omitted or not performed. On the other hand, the coupling or direct coupling or communication connection shown or discussed may be an indirect coupling or communication connection via interfaces, devices or units, which may be in electrical, mechanical or other forms.
The units described as separate units may or may not be physically separate, and units shown as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution of this embodiment.
In addition, each functional unit in the embodiments of the present invention may be integrated in one processing unit, or each unit may exist alone physically, or two or more units may be integrated in one unit. The integrated units may be implemented in hardware or in software functional units.
The integrated modules/units, if implemented in the form of software functional units and sold or used as stand-alone products, may be stored in a computer readable storage medium. Based on such understanding, the present invention may implement all or part of the flow of the method of the above embodiment, or may be implemented by instructing the relevant hardware by a computer program, where the computer program may be stored in a computer readable storage medium, and the computer program may implement the steps of each of the method embodiments described above when executed by a processor. Wherein the computer program comprises computer program code which may be in source code form, object code form, executable file or some intermediate form etc. The computer readable storage medium may include: any entity or device capable of carrying the computer program code, a recording medium, a U disk, a removable hard disk, a magnetic disk, an optical disk, a computer Memory, a Read-Only Memory (ROM), a random access Memory (RAM, random Access Memory), an electrical carrier signal, a telecommunications signal, a software distribution medium, and so forth. It should be noted that the computer readable storage medium may include content that is subject to appropriate increases and decreases as required by jurisdictions and by jurisdictions in which such computer readable storage medium does not include electrical carrier signals and telecommunications signals.
The above embodiments are only for illustrating the technical solution of the present invention, and are not limited thereto. Although the invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical scheme described in the foregoing embodiments can be modified or some technical features thereof can be replaced by equivalents; such modifications and substitutions do not depart from the spirit and scope of the technical solutions of the embodiments of the present invention, and are intended to be included in the scope of the present invention.
Claims (5)
1. A data processing method for financial services, comprising:
receiving a service processing request initiated by a user in a financial transaction terminal, wherein the service processing request has a corresponding service type; for the business processing request, calling a configuration file which is configured at the local of the financial transaction terminal and corresponds to the business type one by one, wherein the configuration file comprises a calculation function and message routing information of the financial business, and the calculation function and the message routing information are generated by a cloud platform according to the business type and are issued to the financial transaction terminal;
processing the service processing request by adopting the computing function to generate a service processing result;
feeding back the service processing result to the user;
identifying a message transmission path in the message routing information;
transmitting the service processing result to a central node of a cloud platform by adopting the message transmission path, wherein the central node is used for updating a service database by adopting the service processing result to finish data consistency processing of the service processing result;
the step of processing the service processing request by adopting the computing function to generate a service processing result comprises the following steps:
determining a target data table corresponding to the service type, wherein the target data table comprises a plurality of fields;
verifying one by one whether the user submits business data corresponding to each field in the target data table by adopting the calculation function; verifying whether the business data are accurate one by one, and obtaining a business matching result; when the user submits the business data corresponding to each field in the target data table and the business data are correct, confirming that the business matching is correct; when the user does not submit the business data corresponding to each field in the target data table or the business data has errors, confirming that the business is matched with the errors;
and generating a service form corresponding to the service type according to the service matching result.
2. The method of claim 1, further comprising, after the step of receiving a business process request initiated by a user in a financial transaction terminal:
aiming at the service processing request, showing service data to be submitted to the user;
and receiving the business data submitted by the user.
3. A data processing apparatus for a financial transaction, comprising:
the receiving module is used for receiving a service processing request initiated by a user in the financial transaction terminal, wherein the service processing request has a corresponding service type;
the calling module is used for calling configuration files which are configured at the local of the financial transaction terminal and correspond to the service types one by one according to the service processing request, wherein the configuration files comprise calculation functions and message routing information of the financial service, and the calculation functions and the message routing information are generated by a cloud platform according to the service types and are issued to the financial transaction terminal;
the generating module is used for processing the service processing request by adopting the computing function and generating a service processing result;
the feedback module is used for feeding back the service processing result to the user;
a processing module for identifying a message transmission path in the message routing information; transmitting the service processing result to a central node of a cloud platform by adopting the message transmission path, wherein the central node is used for updating a service database by adopting the service processing result to finish data consistency processing of the service processing result;
the service processing result is a service form, and the generating module is specifically configured to:
determining a target data table corresponding to the service type, wherein the target data table comprises a plurality of fields;
verifying one by one whether the user submits business data corresponding to each field in the target data table by adopting the calculation function; verifying whether the business data are accurate one by one, and obtaining a business matching result; when the user submits the business data corresponding to each field in the target data table and the business data are correct, confirming that the business matching is correct; when the user does not submit the business data corresponding to each field in the target data table or the business data has errors, confirming that the business is matched with the errors;
and generating a service form corresponding to the service type according to the service matching result.
4. A financial transaction terminal comprising a memory, a processor and a computer program stored in the memory and executable on the processor, characterized in that the processor, when executing the computer program, carries out the steps of the data processing method of a financial transaction according to claim 1 or 2.
5. A computer-readable storage medium storing a computer program, characterized in that the computer program when executed by a processor implements the steps of the data processing method of a financial service according to claim 1 or 2.
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| CN110601880B (en) * | 2019-09-02 | 2022-08-26 | 平安科技（深圳）有限公司 | Cloud platform, service processing method, command interface and computer equipment |
| CN111767144B (en) * | 2020-06-24 | 2023-08-25 | 中国工商银行股份有限公司 | Transaction route determination method, device, equipment and system for transaction data |
| CN114301756A (en) * | 2021-12-23 | 2022-04-08 | 广州亿电邦科智能网络科技有限公司 | IOT equipment management system, method and device |
| CN114579574A (en) * | 2022-03-04 | 2022-06-03 | 平安壹钱包电子商务有限公司 | Data processing method and device for financial business, electronic equipment and storage medium |
| CN115269038B (en) * | 2022-07-14 | 2024-03-15 | 易保网络技术(上海)有限公司 | Stateless computing data processing method, program product and electronic device |
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