CN109918176A - Account checking method, device, storage medium and electronic equipment - Google Patents
Account checking method, device, storage medium and electronic equipment Download PDFInfo
- Publication number
- CN109918176A CN109918176A CN201910097584.1A CN201910097584A CN109918176A CN 109918176 A CN109918176 A CN 109918176A CN 201910097584 A CN201910097584 A CN 201910097584A CN 109918176 A CN109918176 A CN 109918176A
- Authority
- CN
- China
- Prior art keywords
- circular document
- transaction
- reconciliation
- priority
- circular
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention provides a kind of account checking method, device, storage medium and electronic equipment.Account checking method provided by the invention, it include: the first transaction journal data obtained in Internetbank data, initiate the first Transaction, first Transaction includes that the first transaction journal data are successively carried out reconciliation operation with the circular document in first kind circular document, if the first circular document reconciliation success in the first transaction journal data and first kind circular document set, then reconciliation succeeds and terminates the first Transaction, if the equal reconciliation of all circular documents in the first transaction journal data and first kind circular document set fails, then terminate the first Transaction and initiates the second Transaction, second Transaction includes that the first transaction journal data are successively carried out reconciliation operation with the circular document in the second class circular document set.Account checking method provided by the invention can substantially reduce the time-consuming of each Transaction, efficiently avoid causing stress system and stuck situation occurring.
Description
Technical field
The present invention relates to technical field of data processing more particularly to a kind of account checking method, device, storage medium and electronics to set
It is standby.
Background technique
With the arrival in electronic information epoch, the transaction completed by internet is growing day by day, wherein network trading refers to hair
It is raw in information network between enterprise between (Business to Business, abbreviation B2B), business and consumer
Between (Business to Consumer, abbreviation B2C) and personal and individual (Consumer to Consumer, referred to as
C2C) the transaction concluded by network communications approach.In network trading, paid usually using the mode of Third-party payment,
And for payment information, it is required to subsequent progress reconciliation operation.
In the prior art, the instruction type being related to during automatic reconciliation is up to more than 20 kinds, such as payment gathering
Instruction, reimbursement instruction etc. are extracted in instruction that instruction, Investment Allocation instruct, Individual Income Tax is remitted money.The Internetbank data magnitude imported daily
Larger, payment transaction may reach 1000 magnitude levels.
It since data magnitude is larger, automatically processes and takes a long time, often will appear the dead situation of system card, stuck situation
Occur will interruption of work personnel's normal operation, influence service operation.
Summary of the invention
The present invention provides a kind of account checking method, device, storage medium and electronic equipment, to alleviate reconciliation system pressure, prevents
Only reconciliation system is stuck when handling reconciliation.
In a first aspect, the present invention provides a kind of account checking method, comprising:
Internetbank data are obtained, the Internetbank data include the first transaction journal data；
Initiate the first Transaction, first Transaction includes by the first transaction journal data successively with first
Circular document in class circular document carries out reconciliation operation；
If the equal reconciliation of all circular documents in the first transaction journal data and the first kind circular document set
Failure then terminates first Transaction and initiates the second Transaction, and second Transaction includes by described first
Transaction journal data successively carry out reconciliation operation with the circular document in the second class circular document set；
Wherein, circular document database includes the first kind circular document set and the second class circular document collection
It closes.
In a kind of possible design, if all in the first transaction journal data and the circular document database
The equal reconciliation failure of circular document, then terminate reconciliation operation.
In a kind of possible design, before the acquisition Internetbank data, further includes:
Obtain current time；
Judge whether the current time belongs to default reconciliation time range, judging result is yes, wherein described default pair
Account time range is determined according to reconciliation system business operation situation.
In a kind of possible design, before the acquisition Internetbank data, further includes:
According to preset circular document priority list to all circular document set in the circular document database
Priority classification is carried out, the priority includes the first priority and the second priority, and first priority is higher than described
Second priority；
Obtain circular document quantity in presently described circular document database；
Judge whether the circular document quantity is greater than default first quantity of documents threshold value；
If the determination result is YES, then the circular document for belonging to first priority in the circular document database is chosen
Set participates in reconciliation operation, wherein the first kind circular document set and the second class circular document set are institute
State the first priority.
In a kind of possible design, if the circular document quantity is less than or equal to the default file amount threshold
When, then choose the circular document collection for belonging to first priority and second priority in the circular document database
It closes and participates in reconciliation operation, wherein the first kind circular document set and the second class circular document set belong to described
First priority or second priority.
In a kind of possible design, if the circular document quantity is less than or equal to the default first quantity of documents threshold
When value, judge whether the circular document quantity is greater than default second quantity of documents threshold value, wherein default first number of files
It measures threshold value and is greater than the default second quantity of documents threshold value；
If the determination result is YES, then it chooses and belongs to first priority and described in the circular document database
The circular document set of two priority participates in reconciliation operation, wherein the first kind circular document set and second class
It further includes third priority that circular document set, which belongs to first priority or second priority, the priority, institute
The second priority is stated higher than the third priority.
In a kind of possible design, before the acquisition Internetbank data, further includes:
Screen the circular document set participation reconciliation operation for belonging to preset time range in the circular document database.
Second aspect, the present invention also provides a kind of account checking apparatus, comprising:
Module is obtained, for obtaining Internetbank data, the Internetbank data include the first transaction journal data；
Reconciliation module, for initiating the first Transaction, first Transaction includes by first transaction journal
Data successively carry out reconciliation operation with the circular document in first kind circular document；
If the equal reconciliation of all circular documents in the first transaction journal data and the first kind circular document set
Failure then terminates first Transaction and initiates the second Transaction, and second Transaction includes by described first
Transaction journal data successively carry out reconciliation operation with the circular document in the second class circular document set；
Wherein, circular document database includes the first kind circular document set and the second class circular document collection
It closes.
In a kind of possible design, if all in the first transaction journal data and the circular document database
The equal reconciliation failure of circular document, then terminate reconciliation operation.
In a kind of possible design, the acquisition module is also used to obtain current time；
The account checking apparatus, further includes:
Judgment module, for judging whether the current time belongs to default reconciliation time range, wherein described default pair
Account time range is determined according to reconciliation system business operation situation.
In a kind of possible design, the account checking apparatus, further includes:
Categorization module, for according to preset circular document priority list to all in the circular document database
Circular document set carries out priority classification, and the priority includes the first priority and the second priority, and described first is excellent
First grade is higher than second priority；
The acquisition module is also used to obtain circular document quantity in presently described circular document database；
The judgment module, for judging whether the circular document quantity is greater than default first quantity of documents threshold value；
The reconciliation module, for choosing the circular document for belonging to first priority in the circular document database
Set participates in reconciliation operation, wherein the first kind circular document set and the second class circular document set are institute
State the first priority.
In a kind of possible design, if the circular document quantity is less than or equal to the default file amount threshold
When, then choose the circular document collection for belonging to first priority and second priority in the circular document database
It closes and participates in reconciliation operation, wherein the first kind circular document set and the second class circular document set belong to described
First priority or second priority.
In a kind of possible design, if the circular document quantity is less than or equal to the default first quantity of documents threshold
When value, the judgment module is also used to judge whether the circular document quantity is greater than default second quantity of documents threshold value,
In, the default first quantity of documents threshold value is greater than the default second quantity of documents threshold value；
The reconciliation module, is also used to choose and belongs to first priority and described in the circular document database
The circular document set of second priority participates in reconciliation operation, wherein the first kind circular document set and described second
It further includes third priority that class circular document set, which belongs to first priority or second priority, the priority,
Second priority is higher than the third priority.
In a kind of possible design, the account checking apparatus, further includes:
Screening module, for screening the circular document set ginseng for belonging to preset time range in the circular document database
It is operated with reconciliation.
The third aspect, the present invention also provides a kind of storage mediums, are stored thereon with computer program, which is characterized in that should
Any possible account checking method in first aspect is realized when program is executed by processor.
Fourth aspect, the present invention also provides a kind of electronic equipment characterized by comprising
Processor；And
Memory, for storing the executable instruction of the processor；
Wherein, the processor is configured to execute any possibility in first aspect via the executable instruction is executed
Account checking method.
A kind of account checking method, device, storage medium and electronic equipment provided by the invention, by first obtaining Internetbank data,
And the first Transaction is initiated, the first Transaction includes by the first transaction journal data successively and in first kind circular document
Circular document carries out reconciliation operation, when the first transaction journal data and all circular documents in first kind circular document set are equal
Reconciliation failure then terminates the first Transaction and initiates the second Transaction, and the second Transaction includes by the first transaction journal
Data successively in the second class circular document set circular document carry out reconciliation operation, thus substantially reduce each affairs into
The time-consuming of journey efficiently avoids causing stress system and stuck situation occurring.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is this hair
Bright some embodiments for those of ordinary skill in the art without any creative labor, can be with
It obtains other drawings based on these drawings.
Fig. 1 is a kind of flow diagram of the reconciliation step in account checking method in the prior art；
Fig. 2 is another flow diagram of the reconciliation step in account checking method in the prior art；
Fig. 3 is the application scenario diagram of account checking method shown according to an exemplary embodiment；
Fig. 4 is the flow chart of account checking method shown according to an exemplary embodiment；
Fig. 5 is a kind of flow diagram of the reconciliation step in embodiment illustrated in fig. 4；
Fig. 6 is the flow chart of account checking apparatus shown according to an exemplary embodiment；
Fig. 7 is the flow chart of the account checking apparatus shown according to another exemplary embodiment；
Fig. 8 is the structural schematic diagram of electronic equipment shown according to an exemplary embodiment.
Specific embodiment
In order to make the object, technical scheme and advantages of the embodiment of the invention clearer, below in conjunction with the embodiment of the present invention
In attached drawing, technical scheme in the embodiment of the invention is clearly and completely described, it is clear that described embodiment is
A part of the embodiment of the present invention, instead of all the embodiments.Based on the embodiments of the present invention, those of ordinary skill in the art
Every other embodiment obtained without creative efforts, shall fall within the protection scope of the present invention.
In the prior art, Fig. 1 is a kind of flow diagram of the reconciliation step in account checking method in the prior art, Fig. 2
It is another flow diagram account checking method of the reconciliation step in account checking method in the prior art.As Figure 1-Figure 2, existing
It to trigger reconciliation function, and is usually to initiate for reconciliation step when being usually all staff's import transaction flowing water in technology
One affairs, Internetbank of trading is according to the successively reconciliation of Notice of Reconciliation file type, after the completion of some notification type, but reconciliation
Not successfully, then continue the file account checking in the same code transaction, with next notification type, continue the affairs always, terminate
Condition be flowing water transaction with certain circular document reconciliation success either has traversed all types of circular documents, not yet reconciliation at
Function, it is seen then that the reconciliation step in account checking method in the prior art only initiates an affairs, which, which needs to run, extremely terminates
Condition could terminate, and otherwise be constantly in operating status, and when circular document quantity is more, single affairs are taken a long time, and are easy to draw
System pressure is played, and stuck situation occurs.
In view of the above problems, the embodiment of the present invention provides a kind of account checking method, by first obtaining Internetbank data, and
Initiate the first Transaction, the first Transaction include by the first transaction journal data successively with it is logical in first kind circular document
Know that file carries out reconciliation operation, when the first transaction journal data and all circular documents in first kind circular document set are right
Account failure then terminates the first Transaction and initiates the second Transaction, and the second Transaction includes by the first transaction flow water number
According to successively reconciliation operation is carried out with the circular document in the second class circular document set, to substantially reduce each Transaction
Time-consuming, efficiently avoid causing stress system and stuck situation occurring.
Fig. 3 is the application scenario diagram of account checking method shown according to an exemplary embodiment.As shown in figure 3, the present embodiment
The account checking method of offer is applied to reconciliation system, which may include trading server 1 and reconciliation server 2, wherein
It is stored with transaction journal data in trading server 1, and is stored with circular document in reconciliation server 2.And for circular document,
It can be remit money circular document, distribution circular document, Individual Income Tax circular document, reimbursement circular document etc..In reconciliation system, system
Automatic reconciliation function is provided, i.e., system is carried out according to the reconciliation condition of setting by pen inspection, to reach the record of reconciliation standard into
Row hooks pair, and what is do not hooked pair is not-upto-account item.The condition that system carries out automatic reconciliation generally comprises the date of business generation, clearing
Formula, clearing draft bank, the generation amount of money are mutually same.Wherein, occur the amount of money it is identical be account primary condition, for other conditions, user
It can according to need customized selection.
Fig. 4 is the flow chart of account checking method shown according to an exemplary embodiment.As shown in figure 4, the present embodiment provides
Account checking method, comprising:
Step 101 obtains Internetbank data.
Specifically, reconciliation server can obtain Internetbank data from trading server, and Internetbank data include the first friendship
Easy pipelined data, wherein the first transaction journal data can pay data for Individual Income Tax, data of remitting money etc..
And when due to being currently staff's import transaction flowing water, automatic trigger reconciliation function, this operation depends on work
Personnel's operating time, and majority is in working day, it is parallel with operation business, cause system pressure excessive, performance issue occurs,
It, can also be before obtaining Internetbank data, when first obtaining current in order to further increase subsequent reconciliation efficiency in the present embodiment
Between, then, judge whether current time belongs to default reconciliation time range, if the determination result is YES, then start reconciliation operation,
In, it presets reconciliation time range and is determined according to reconciliation system business operation situation.For example, default reconciliation time range can be set
It is set to non operation time, using regular time point, trigger notice file and the automatic reconciliation of transaction journal be can choose in morning
Service operation is not present in left and right at this time, and system pressure is smaller, alleviates system pressure to a certain extent.
Further, since current reconciliation system is related to more than 20 kinds of circular document types, history is detained when automatic reconciliation institute
Have a circular document, traversal number magnitude is big, cause system pressure excessive to a certain extent, can by advance to circular document into
The method of row major grade classification determines the preferential circular document for carrying out reconciliation.Wherein, it is arranged according to preset circular document priority
Table in circular document database all circular document set carry out priority classification, priority include the first priority and
Second priority, the first priority are higher than the second priority, for example, can be by payment advice of collection file, payment advice of collection
File is set as the first priority, even and if will not complete automatic reconciliation, influence to service operation also lesser personal income
Tax circular document of remitting money is set as the second priority.
Before obtaining Internetbank data, circular document quantity in current notifications document data bank is first obtained, judges notice text
Whether number of packages amount is greater than default first quantity of documents threshold value, if the determination result is YES, then chooses in circular document database and belongs to
The circular document set of first priority participates in reconciliation operation, wherein first kind circular document set and the second class notice text
Part set is the first priority.And if circular document quantity be less than or equal to default file amount threshold when, choose notice
The circular document set for belonging to the first priority and the second priority in document data bank participates in reconciliation operation, wherein first
Class circular document set and the second class circular document set belong to the first priority or the second priority.As it can be seen that passing through setting
The mode of first quantity of documents threshold value preferentially carries out reconciliation operation to the higher circular document of priority to determine, i.e., preferentially will
Automatic reconciliation sequence is added in important higher circular document, advice of collection file of such as paying the fees, payment advice of collection file.At this point,
The circular document database of reconciliation is participated in, i.e., the circular document in automatic reconciliation pond is reduced, and can reduce system pressure.
In addition, if continuing judgement notice text when circular document quantity is less than or equal to default first quantity of documents threshold value
Whether number of packages amount is greater than default second quantity of documents threshold value, wherein default first quantity of documents threshold value is greater than default second file
Amount threshold is if the determination result is YES then chosen and belongs to the first priority and the second priority in circular document database
Circular document set participates in reconciliation operation, wherein first kind circular document set and the second class circular document set belong to the
One priority or the second priority, priority further include third priority, and the second priority is higher than third priority.
In practical reconciliation system, when due to starting automatic reconciliation, processing is that non-reconciliations all in history is successful
The automatic reconciliation of Internetbank data and circular document, and for some systems, the time of operation is long, such as some are
System has currently been run up to 10 years as long as, and history delay data are more, still, the automatic reconciliation service operation of data many years ago
Meaning is smaller.Therefore, the time interval of automatic reconciliation can be set, for example, can only nearly 1 year of automatic reconciliation service operation number
According to nearly 1 year circular document and nearly 1 year transaction journal, time interval greatly shorten, and mitigate system and are pressurized.Therefore, it is obtaining
Before Internetbank data, the circular document set participation pair for belonging to preset time range in circular document database can also be first screened
Account operation.
Step 102 initiates the first Transaction.
Specifically, after getting Internetbank data, the first Transaction is initiated, wherein the first Transaction includes will
First transaction journal data successively carry out reconciliation operation with the circular document in first kind circular document.Wherein, the first kind notifies
File can be remit money notice, distribution notice and Individual Income Tax notice etc., in the present embodiment and without specifically limiting.
Step 103, judge the first transaction journal data whether with the first circular document in first kind circular document set
Reconciliation success.If the determination result is YES, 104 are thened follow the steps, if judging result be it is no, then follow the steps 105.
Fig. 5 is a kind of flow diagram of the reconciliation step in embodiment illustrated in fig. 4, as shown in figure 5, first kind notice text
Part can be notice of remitting money, and the first transaction journal data are successively carried out reconciliation behaviour with the notice of remitting money in first kind circular document
Make, if notice of not remitting money in first kind circular document can be with the first transaction journal data reconciliation success, and time at this time
It goes through all remitting money in first kind circular document to be notified of, then terminates the first Transaction, and start the second Transaction.
Step 104, reconciliation succeed and terminate the first Transaction.
If the first circular document reconciliation success in the first transaction journal data and first kind circular document set, reconciliation
Succeed and terminates the first Transaction.
Step 105 terminates the first Transaction and initiates the second Transaction.
Specifically, if the equal reconciliation of all circular documents in the first transaction journal data and first kind circular document set is lost
It loses, then terminate the first Transaction and initiates the second Transaction, wherein the second Transaction includes by the first transaction flow water number
According to successively in the second class circular document set circular document carry out reconciliation operation.Wherein, circular document database includes the
A kind of circular document set and the second class circular document set.
It is worth understanding ground, transaction Internetbank is according to the successively reconciliation of Notice of Reconciliation file type, when some notification type traverses
After the completion, reconciliation success or reconciliation are unsuccessful, terminate the affairs.Affairs are re-initiated, the second class circular document collection is handled
The reconciliation with transaction journal is closed, reconciliation success or reconciliation are unsuccessful, terminate the affairs.So circulation, single affairs are time-consuming
It is opposite to reduce, mitigate system pressure, system crash is avoided to happen.
In addition, if the equal reconciliation of circular document all in the first transaction journal data and circular document database fails,
Terminate reconciliation operation.
In the present embodiment, by first obtaining Internetbank data, and the first Transaction is initiated, the first Transaction includes will
First transaction journal data successively carry out reconciliation operation with the circular document in first kind circular document, when the first transaction flow water number
Fail according to the equal reconciliation of all circular documents in first kind circular document set, then terminates the first Transaction and initiate second
Transaction, the second Transaction include that the first transaction journal data are successively literary with the notice in the second class circular document set
Part carries out reconciliation operation, to substantially reduce the time-consuming of each Transaction, efficiently avoid causing stress system and
Stuck situation occurs.
Fig. 6 is the flow chart of account checking apparatus shown according to an exemplary embodiment.As shown in fig. 6, the present embodiment provides
Account checking apparatus, comprising:
Module 201 is obtained, for obtaining Internetbank data, the Internetbank data include the first transaction journal data；
Reconciliation module 202, for initiating the first Transaction, first Transaction includes by first transaction flow
Water number evidence successively carries out reconciliation operation with the circular document in first kind circular document；
If the first circular document reconciliation in the first transaction journal data and the first kind circular document set at
Function, then reconciliation succeeds and terminates first Transaction；Or
If the equal reconciliation of all circular documents in the first transaction journal data and the first kind circular document set
Failure then terminates first Transaction and initiates the second Transaction, and second Transaction includes by described first
Transaction journal data successively carry out reconciliation operation with the circular document in the second class circular document set；
Wherein, circular document database includes the first kind circular document set and the second class circular document collection
It closes.
In a kind of possible design, if all in the first transaction journal data and the circular document database
The equal reconciliation failure of circular document, then terminate reconciliation operation.
On the basis of embodiment shown in Fig. 6, Fig. 7 is the process of the account checking apparatus shown according to another exemplary embodiment
Figure.As shown in fig. 7, in account checking apparatus provided by the embodiment, the acquisition module 201 is also used to obtain current time；
The account checking apparatus, further includes:
Judgment module 203, for judging whether the current time belongs to default reconciliation time range, wherein described pre-
If reconciliation time range is determined according to reconciliation system business operation situation.
In a kind of possible design, the account checking apparatus, further includes:
Categorization module 204, for according to preset circular document priority list in the circular document database
All circular document set carry out priority classifications, and the priority includes the first priority and the second priority, and described the
One priority is higher than second priority；
The acquisition module 201, is also used to obtain circular document quantity in presently described circular document database；
The judgment module 203, for judging whether the circular document quantity is greater than default first quantity of documents threshold value；
The reconciliation module 202, for choosing the notice for belonging to first priority in the circular document database
File set participates in reconciliation operation, wherein the first kind circular document set and the second class circular document set are equal
For first priority.
In a kind of possible design, if the circular document quantity is less than or equal to the default file amount threshold
When, then choose the circular document collection for belonging to first priority and second priority in the circular document database
It closes and participates in reconciliation operation, wherein the first kind circular document set and the second class circular document set belong to described
First priority or second priority.
In a kind of possible design, if the circular document quantity is less than or equal to the default first quantity of documents threshold
When value, the judgment module 203 is also used to judge whether the circular document quantity is greater than default second quantity of documents threshold value,
Wherein, the default first quantity of documents threshold value is greater than the default second quantity of documents threshold value；
The reconciliation module 202, be also used to choose belong in the circular document database first priority and
The circular document set of second priority participates in reconciliation operation, wherein the first kind circular document set and described
Second class circular document set belongs to first priority or second priority, and the priority further includes that third is preferential
Grade, second priority are higher than the third priority.
In a kind of possible design, the account checking apparatus, further includes:
Screening module 205, for screening the circular document collection for belonging to preset time range in the circular document database
It closes and participates in reconciliation operation.
It is worth explanatorily, the account checking apparatus in Fig. 6-embodiment illustrated in fig. 7 can be used for executing above-mentioned embodiment illustrated in fig. 4
In method, wherein specific implementation is similar with technical effect, is not discussed here.
The present invention also provides a kind of computer readable storage mediums, are stored thereon with computer program, and the program is processed
Device realizes the technical solution of any one of aforementioned embodiment of the method when executing, it is similar that the realization principle and technical effect are similar, herein no longer
It repeats.
Fig. 8 is the structural schematic diagram of electronic equipment shown according to an exemplary embodiment.If Fig. 8 shows, the present embodiment is mentioned
The electronic equipment of confession, comprising:
Processor 301 and memory 302；Wherein:
Memory 302, for storing computer program, which can also be flash memory.
Processor 301, for executing executing instruction for memory storage, to realize each step in the above method.Tool
Body may refer to the associated description in previous methods embodiment.
Optionally, memory 302 can also be integrated with processor 301 either independent.
When the memory 302 is independently of the device except processor 301, the electronic equipment can also include:
Bus 303, for connecting the memory 302 and processor 301.
The present embodiment also provides a kind of program product, which includes computer program, computer program storage
In readable storage medium storing program for executing.At least one processor of electronic equipment can read the computer program from readable storage medium storing program for executing,
At least one processor executes the computer program and electronic equipment is made to implement the method that above-mentioned various embodiments provide.
Those of ordinary skill in the art will appreciate that: realize that all or part of the steps of above-mentioned each method embodiment can lead to
The relevant hardware of program instruction is crossed to complete.Program above-mentioned can be stored in a computer readable storage medium.The journey
When being executed, execution includes the steps that above-mentioned each method embodiment to sequence；And storage medium above-mentioned include: ROM, RAM, magnetic disk or
The various media that can store program code such as person's CD.
Finally, it should be noted that the above embodiments are only used to illustrate the technical solution of the present invention., rather than its limitations；To the greatest extent
Pipe present invention has been described in detail with reference to the aforementioned embodiments, those skilled in the art should understand that: its according to
So be possible to modify the technical solutions described in the foregoing embodiments, or part of or all technical features are carried out etc.
With replacement；And these modifications or substitutions, technical solution of various embodiments of the present invention that it does not separate the essence of the corresponding technical solution
Range.
Claims (10)
1. a kind of account checking method characterized by comprising
Internetbank data are obtained, the Internetbank data include the first transaction journal data；
The first Transaction is initiated, first Transaction includes successively leading to the first transaction journal data with the first kind
Know that the circular document in file carries out reconciliation operation；
If the equal reconciliation of all circular documents in the first transaction journal data and the first kind circular document set fails,
Then terminate first Transaction and initiate the second Transaction, second Transaction includes by first transaction flow
Water number evidence successively carries out reconciliation operation with the circular document in the second class circular document set；
Wherein, circular document database includes the first kind circular document set and the second class circular document set.
2. account checking method according to claim 1, which is characterized in that if the first transaction journal data and the notice
The equal reconciliation failure of all circular documents, then terminate reconciliation operation in document data bank.
3. account checking method according to claim 1, which is characterized in that before the acquisition Internetbank data, further includes:
Obtain current time；
Judge whether the current time belongs to default reconciliation time range, judging result be it is yes, then obtain Internetbank data,
In, the default reconciliation time range is determined according to reconciliation system business operation situation.
4. account checking method according to claim 1, which is characterized in that before the acquisition Internetbank data, further includes:
All circular document set in the circular document database are carried out according to preset circular document priority list
Priority classification, the priority include the first priority and the second priority, and first priority is higher than described second
Priority；
Obtain circular document quantity in presently described circular document database；
Judge whether the circular document quantity is greater than default first quantity of documents threshold value；
If the determination result is YES, then the circular document set for belonging to first priority in the circular document database is chosen
Participate in reconciliation operation, wherein the first kind circular document set and the second class circular document set are described the
One priority.
5. account checking method according to claim 4, which is characterized in that if the circular document quantity is less than or equal to described
When default file amount threshold, then chooses and belong to first priority and described second excellent in the circular document database
The circular document set of first grade participates in reconciliation operation, wherein the first kind circular document set and second class notice
File set belongs to first priority or second priority.
6. account checking method according to claim 4, which is characterized in that if the circular document quantity is less than or equal to described
When default first quantity of documents threshold value, judge whether the circular document quantity is greater than default second quantity of documents threshold value, wherein
The default first quantity of documents threshold value is greater than the default second quantity of documents threshold value；
If the determination result is YES, then it chooses and belongs to first priority and described second excellent in the circular document database
The circular document set of first grade participates in reconciliation operation, wherein the first kind circular document set and second class notice
It further includes third priority that file set, which belongs to first priority or second priority, the priority, and described
Two priority are higher than the third priority.
7. account checking method described in any one of -6 according to claim 1, which is characterized in that the acquisition Internetbank data it
Before, further includes:
Screen the circular document set participation reconciliation operation for belonging to preset time range in the circular document database.
8. a kind of account checking apparatus characterized by comprising
Module is obtained, for obtaining Internetbank data, the Internetbank data include the first transaction journal data；
Reconciliation module, for initiating the first Transaction, first Transaction includes by the first transaction journal data
Successively reconciliation operation is carried out with the circular document in first kind circular document；
If the equal reconciliation of all circular documents in the first transaction journal data and the first kind circular document set fails,
Then terminate first Transaction and initiate the second Transaction, second Transaction includes by first transaction flow
Water number evidence successively carries out reconciliation operation with the circular document in the second class circular document set；
Wherein, circular document database includes the first kind circular document set and the second class circular document set.
9. a kind of storage medium, is stored thereon with computer program, which is characterized in that realize power when the program is executed by processor
Benefit requires 1 to 7 described in any item account checking methods.
10. a kind of electronic equipment characterized by comprising
Processor；And
Memory, for storing the executable instruction of the processor；
Wherein, the processor is configured to come described in any one of perform claim requirement 1 to 7 via the execution executable instruction
Account checking method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910097584.1A CN109918176B (en) | 2019-01-31 | 2019-01-31 | Account checking method and device, storage medium and electronic equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910097584.1A CN109918176B (en) | 2019-01-31 | 2019-01-31 | Account checking method and device, storage medium and electronic equipment |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN109918176A true CN109918176A (en) | 2019-06-21 |
| CN109918176B CN109918176B (en) | 2020-10-16 |
Family
ID=66961105
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910097584.1A Active CN109918176B (en) | 2019-01-31 | 2019-01-31 | Account checking method and device, storage medium and electronic equipment |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109918176B (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111626872A (en) * | 2020-05-25 | 2020-09-04 | 泰康保险集团股份有限公司 | Data verification and cancellation method, device, equipment and storage medium |
Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2008154260A1 (en) * | 2007-06-07 | 2008-12-18 | The Western Union Company | Methods and systems for managing government issued entitlements |
| CN102982483A (en) * | 2012-12-12 | 2013-03-20 | 远光软件股份有限公司 | Processing method and system for bank account receipt notice data |
| US8538840B2 (en) * | 2002-12-20 | 2013-09-17 | Siebel Systems, Inc. | Financial services data model |
| CN103336685A (en) * | 2013-05-28 | 2013-10-02 | 中国联合网络通信集团有限公司 | Monitoring method and monitoring device of self-service terminal |
| CN107292722A (en) * | 2017-06-29 | 2017-10-24 | 北京微影时代科技有限公司 | A kind of method and device for generating statement |
| CN107909495A (en) * | 2017-12-22 | 2018-04-13 | 泰康保险集团股份有限公司 | A kind of account checking method, system, medium, electronic equipment |
-
2019
- 2019-01-31 CN CN201910097584.1A patent/CN109918176B/en active Active
Patent Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8538840B2 (en) * | 2002-12-20 | 2013-09-17 | Siebel Systems, Inc. | Financial services data model |
| WO2008154260A1 (en) * | 2007-06-07 | 2008-12-18 | The Western Union Company | Methods and systems for managing government issued entitlements |
| CN102982483A (en) * | 2012-12-12 | 2013-03-20 | 远光软件股份有限公司 | Processing method and system for bank account receipt notice data |
| CN103336685A (en) * | 2013-05-28 | 2013-10-02 | 中国联合网络通信集团有限公司 | Monitoring method and monitoring device of self-service terminal |
| CN107292722A (en) * | 2017-06-29 | 2017-10-24 | 北京微影时代科技有限公司 | A kind of method and device for generating statement |
| CN107909495A (en) * | 2017-12-22 | 2018-04-13 | 泰康保险集团股份有限公司 | A kind of account checking method, system, medium, electronic equipment |
Non-Patent Citations (1)
| Title |
|---|
| 郝伯儒: "银行业信息交换平台设计与实现", 《中国优秀硕士学位论文全文数据库 信息科技辑》 * |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111626872A (en) * | 2020-05-25 | 2020-09-04 | 泰康保险集团股份有限公司 | Data verification and cancellation method, device, equipment and storage medium |
| CN111626872B (en) * | 2020-05-25 | 2023-09-26 | 泰康保险集团股份有限公司 | Data verification method, device, equipment and storage medium |
Also Published As
| Publication number | Publication date |
|---|---|
| CN109918176B (en) | 2020-10-16 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US8335740B2 (en) | Method, system, and computer-readable medium for managing and collecting receivables | |
| CN103903137A (en) | Automatic payment and account-checking method and system | |
| US20130144782A1 (en) | Electronic invoice payment prediction system and method | |
| CN106355784A (en) | Clearing and reconciliation method and system used for ATM equipment | |
| CN102982483A (en) | Processing method and system for bank account receipt notice data | |
| US20160034894A1 (en) | Personalized budgets for financial services | |
| US20150081523A1 (en) | Analytics driven assessment of transactional risk daily limits | |
| CN105787628A (en) | Fund payment record automatic combination method and device thereof | |
| CN109785127A (en) | A kind of sales invoice checking method, system and relevant device | |
| CN107358525A (en) | A kind of account trading method and apparatus | |
| CN110458691A (en) | Risk monitoring and control method and device before a kind of loan | |
| US8285612B2 (en) | Systems and methods for data processing | |
| CN109918176A (en) | Account checking method, device, storage medium and electronic equipment | |
| CN113657846A (en) | Enterprise fund management method and system in financial sharing mode | |
| CN116091258A (en) | Data processing method and device for account checking management | |
| CN116578681A (en) | Service method, device, computer equipment and system for improving user experience | |
| CN113610518A (en) | Bank card arrearage additional payment processing method and device based on online transaction triggering | |
| JP6760875B2 (en) | Account management equipment and programs | |
| CN111445325B (en) | Credit card information processing method, device, system and storage medium | |
| CN114820150A (en) | Account construction method capable of providing uninterrupted service | |
| CN113222568A (en) | Shipping service settlement method, platform, equipment, medium and product | |
| Paul Munter PhD | The new revenue recognition standard: implications for healthcare companies | |
| US20090299768A1 (en) | Apparatus and method for predicting healthcare revenue cycle outcomes and controlling work flow | |
| JP6766023B2 (en) | Information processing equipment and programs | |
| CN112767121A (en) | Method and device for processing risk level data |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant | ||
| TR01 | Transfer of patent right | ||
| TR01 | Transfer of patent right |
Effective date of registration: 20211110 Address after: Taikang Life Building, 156 fuxingmennei street, Xicheng District, Beijing 100031 Patentee after: Taikang Insurance Group Co., Ltd Patentee after: Taikang Endowment Insurance Co., Ltd Address before: Taikang Life Building, 156 fuxingmennei street, Xicheng District, Beijing 100031 Patentee before: Taikang Insurance Group Co., Ltd |