CN109903171A - Insurance business processing method, device and equipment - Google Patents
Insurance business processing method, device and equipment Download PDFInfo
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- CN109903171A CN109903171A CN201910095967.5A CN201910095967A CN109903171A CN 109903171 A CN109903171 A CN 109903171A CN 201910095967 A CN201910095967 A CN 201910095967A CN 109903171 A CN109903171 A CN 109903171A
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- 238000003672 processing method Methods 0.000 title claims abstract description 18
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- 238000012508 change request Methods 0.000 claims abstract description 23
- 238000012545 processing Methods 0.000 claims description 30
- 230000002123 temporal effect Effects 0.000 claims description 13
- 238000012544 monitoring process Methods 0.000 claims description 9
- 230000001960 triggered effect Effects 0.000 claims description 7
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Abstract
This specification provides a kind of insurance business processing method, device and equipment, the described method includes: can provide a user can change the insurance business for determining throwing plan at any time, the change interface for plan of paying dues is provided with to receive change request, change request carries target insured amount to be changed and target to be changed is paid dues the period；Later, by it is described be currently at active states pay dues planning data and described currently pay dues executes data and is updated to failure state；Generate includes that the target insured amount and target are paid dues the planning data of paying dues in period, and are generated according to the planning data of paying dues and executed data for triggering paying dues for process of withholing next time.The present embodiment can according to user change determine throwing plan carry out it is subsequent throw process surely, user can be with real-time perception；Solve the problems, such as to change the inconvenience thrown under line and sell product on other lines do not have the fixed throwing strategy of change in real time surely.
Description
Technical field
This specification is related to Internet technical field more particularly to insurance business processing method, device and equipment.
Background technique
With the sustainable development of Internet technology, internet insurance is because of the features such as its purchase is convenient, rich choice of products, to insurance
Consumer offers convenience, and internet insurance business is also rapidly developed.Internet insurance refers to that insurance institution relies on internet
With the technologies such as mobile communication, insurance business is provided for user by the self-operation network platform or third party's network platform etc..Currently, one
A little insurance products, which have, pays dues the period, can deduct fees according to the period of paying dues；Based on this, it is desirable to provide more flexible insurance business
Processing scheme.
Summary of the invention
To overcome the problems in correlation technique, present description provides insurance business processing method, device and equipment.
According to this specification embodiment in a first aspect, providing a kind of insurance business processing method, which comprises
The change for receiving pay dues plan of the user to insurance order is requested, wherein the insurance order is corresponding with: current place
It planning data and pays dues in paying dues for active states and executes data, the change requests to carry target insured amount to be changed
It pays dues the period with target to be changed；
By it is described be currently at active states pay dues planning data and described currently pay dues executes data and is updated to fail
State；
Generate includes that the target insured amount and target are paid dues the planning data of paying dues in period, and are paid dues according to described
Planning data, which is generated, executes data for triggering paying dues for process of withholing next time.
Optionally, it executes data-triggered and withholds process and after withholing successfully paying dues according to, execute data for paying dues
It is updated to failure state, and the execution of paying dues for triggering process of withholing next time is generated based on the planning data of currently paying dues
Data.
Optionally, the planning data of paying dues/pay dues executes the status indicator that data have designation date status.
Optionally, described to pay dues that execute data include withholing next time temporal information；It is described in the plan of paying dues according to
Data are generated for triggering the paying dues and execute data of process of withholing next time after, further includes:
It pays dues described in configuration monitoring and executes the timed task of the temporal information of withholing next time in data, appoint in the timing
After business determines that the time of paying dues reaches, paying dues of currently coming into force is executed into data submits to and withhold process to trigger the stream of withholing
Journey.
Optionally, the method is applied to insurance platform business side；The insurance order of the user is by the insurance platform
The processing of business side is completed, and after first handling successful information to user feedback, then by the insurance platform business side by the insurance
Order feeds back to insurance service side, so that the insurance service side executes insurance order processing.
Optionally, the method is applied to insurance platform business side；The method also includes:
The income interface for calling insurance service side to provide obtains the income number of the insurance order by the income interface
Client is supplied to after to be shown.
According to the second aspect of this specification embodiment, a kind of insurance business processing method is provided, comprising:
For the insurance order of user, the change interface of the plan of paying dues of the insurance order is shown；
It is requested by change of the change interface user to the plan of paying dues of insurance order, the change request is taken
It pays dues the period with target insured amount to be changed and target to be changed；
Change request is sent to server-side, so that server-side executes following exception processes: being currently at described
Active states pay dues planning data and described currently pay dues executes data and is updated to failure state；Generate includes that the target is thrown
Insurance money volume and target are paid dues the planning data of paying dues in period, and are generated according to the planning data of paying dues for triggering next time
Paying dues for process of withholing executes data.
According to the third aspect of this specification embodiment, a kind of insurance business processing unit is provided, comprising:
Receiving module is used for: the change for receiving pay dues plan of the user to insurance order is requested, wherein the insurance is ordered
Single pair should have: being currently at paying dues for active states and planning data and pay dues and execute data, the change requests to carry wait become
Target insured amount and target to be changed more is paid dues the period；
Update module is used for: by pay dues planning data and the execution of currently paying dues for being currently at active states
Data are updated to failure state；
Data generation module is used for: generating includes that the target insured amount and target are paid dues the quota of paying dues in period
According to, and generated according to the planning data of paying dues and execute data for triggering paying dues for process of withholing next time.
Optionally, the data generation module is also used to: being executed data-triggered paying dues according to and is withholdd process and button
After money success, will pay dues executes data and is updated to failure state, and is generated based on the planning data of currently paying dues for triggering
Paying dues for process of withholing next time executes data.
Optionally, the planning data of paying dues/pay dues executes the status indicator that data have designation date status.
Optionally, described to pay dues that execute data include withholing next time temporal information；Described device further includes monitoring triggering
Module is used for: after planning data of paying dues according to is generated for triggering the paying dues and execute data of process of withholing next time, being matched
It sets to pay dues described in monitoring and executes the timed task of the temporal information of withholing next time in data, pay dues in timed task determination
After time reaches, paying dues of currently coming into force is executed into data submits to and withhold process to trigger the process of withholing.
Optionally, described device is applied to insurance platform business side；The insurance order of the user is by the insurance platform
The processing of business side is completed, and after first handling successful information to user feedback, then by the insurance platform business side by the insurance
Order feeds back to insurance service side, so that the insurance service side executes insurance order processing.
Optionally, further include calling module, be used for:
The income interface of insurance service side's offer is provided, is provided after the avail data by the income interface captures user
It is shown to client.
According to the fourth aspect of this specification embodiment, a kind of insurance business processing unit is provided, comprising:
Display module is used for: for the insurance order of user, showing that the change of the plan of paying dues of the insurance order connects
Mouthful；
Receiving module is used for: it is requested by change of the change interface user to the plan of paying dues of insurance order,
The change request carries target insured amount to be changed and target to be changed is paid dues the period；
Sending module is used for: change request is sent to server-side, so that server-side executes following exception processes:
By it is described be currently at active states pay dues planning data and described currently pay dues executes data and is updated to failure state；It generates
It pays dues the planning data of paying dues in period including the target insured amount and target, and is generated according to the planning data of paying dues
Data are executed for triggering paying dues for process of withholing next time.
According to the 5th of this specification embodiment aspect, a kind of computer equipment is provided, including memory, processor and deposit
Store up the computer program that can be run on a memory and on a processor, wherein the processor is realized when executing described program
Aforementioned insurance business processing method.
The technical solution that the embodiment of this specification provides can include the following benefits:
In this specification embodiment, can provide a user can change the insurance business for determining throwing plan at any time, be provided with needle
To the change interface for the plan of paying dues to receive change request, change request carries target insured amount to be changed and wait change
Target pay dues the period；Later, it is currently at paying dues for active states by described and planning data and described currently pay dues and execute number
According to being updated to failure state；Generating includes that the target insured amount and target are paid dues the planning data of paying dues in period, Yi Jigen
It is generated according to the planning data of paying dues and executes data for triggering paying dues for process of withholing next time.The present embodiment can according to
Family change determine throwing plan carry out it is subsequent throw process surely, user can be with real-time perception；And it solves and changes fixed throw under line
Inconvenience and other lines on sell product and do not have the fixed problem for throwing strategy of change in real time.
It should be understood that above general description and following detailed description be only it is exemplary and explanatory, not
This specification can be limited.
Detailed description of the invention
The drawings herein are incorporated into the specification and forms part of this specification, and shows the reality for meeting this specification
Example is applied, and is used to explain the principle of this specification together with specification.
Figure 1A is a kind of this specification flow chart of insurance business processing method shown according to an exemplary embodiment.
Figure 1B is a kind of this specification insurance business processing method schematic diagram of a scenario shown according to an exemplary embodiment.
Fig. 1 C is a kind of this specification client functionality page schematic diagram shown according to an exemplary embodiment.
Fig. 1 D is this specification another client functionality page schematic diagram shown according to an exemplary embodiment.
Fig. 2 is the flow chart of this specification another insurance business processing method shown according to an exemplary embodiment.
Fig. 3 is a kind of frame of this specification insurance business processing unit place equipment shown according to an exemplary embodiment
Figure.
Fig. 4 is a kind of this specification block diagram of insurance business processing unit shown according to an exemplary embodiment.
Fig. 5 is the block diagram of this specification another insurance business processing unit shown according to an exemplary embodiment.
Specific embodiment
Example embodiments are described in detail here, and the example is illustrated in the accompanying drawings.Following description is related to
When attached drawing, unless otherwise indicated, the same numbers in different drawings indicate the same or similar elements.Following exemplary embodiment
Described in embodiment do not represent all embodiments consistent with this specification.On the contrary, they are only and such as institute
The example of the consistent device and method of some aspects be described in detail in attached claims, this specification.
It is only to be not intended to be limiting this explanation merely for for the purpose of describing particular embodiments in the term that this specification uses
Book.The "an" of used singular, " described " and "the" are also intended to packet in this specification and in the appended claims
Most forms are included, unless the context clearly indicates other meaning.It is also understood that term "and/or" used herein is
Refer to and includes that one or more associated any or all of project listed may combine.
It will be appreciated that though various information may be described using term first, second, third, etc. in this specification, but
These information should not necessarily be limited by these terms.These terms are only used to for same type of information being distinguished from each other out.For example, not taking off
In the case where this specification range, the first information can also be referred to as the second information, and similarly, the second information can also be claimed
For the first information.Depending on context, word as used in this " if " can be construed to " ... when " or
" when ... " or " in response to determination ".
Currently, having more insurance products is to pay dues according to fixed term, such as pay dues per year, the mode paid dues is usual
It is to be determined when buying insurance products.In order to improve the flexibility of insurance business, present embodiments provide it is a kind of for
The fixed insurance business processing scheme for throwing plan is changed at any time in family.
The word that insurance business is related to is illustrated first:
The insurer, the insurer are also known as " insurer ", refer to and conclude insurance contract with insurer, and undertake reparation or payment
The interest of insurance money responsibility provides the service side of insurance products.
Insurer refers to and concludes insurance contract with the insurer, and the people of premium payment obligation is born according to insurance contract.
Protection amount, the abbreviation of insured amount refer to that the insurer undertakes reparation or pays the ceiling of insurance money responsibility.
Premium: the guarantee that artificially effects an insurance of insuring about is oriented the expense of insurer's payment by insurance contract.
As shown in Figure 1A, Figure 1A is a kind of this specification insurance business processing method shown according to an exemplary embodiment
Flow chart, the insurance business processing method of the present embodiment can be applied to business side side, which can specifically be to provide guarantor
The service side of dangerous product, in other examples, as shown in Figure 1B, business side is specifically also possible to insurance platform business side, should
Business side can access the service side of more insurance products, provide a user various insurance products.
The present embodiment first describes the processing step of insurance business processing method from service end side:
In step 102, receive change request of the user to the plan of paying dues for insuring order, wherein the insurance order pair
Ying You: it is currently at paying dues for active states and planning data and pays dues and execute data, the change is requested to carry to be changed
Target insured amount and target to be changed are paid dues the period.
It is currently at paying dues for active states in step 104, by described and planning data and described currently pay dues and execute data
It is updated to failure state.
In step 106, to generate include that the target insured amount and target are paid dues the planning data of paying dues in period, Yi Jigen
It is generated according to the planning data of paying dues and executes data for triggering paying dues for process of withholing next time.
It is illustrated by taking insurance platform business side as an example, insurance platform business side can access the service of more insurance products
Side, provides a user various insurance products.The insurance platform business side is provided with client for users to use, as shown in Figure 1 C,
It is a kind of client functionality page schematic diagram that this specification embodiment provides, in Fig. 1 C by taking certain insurance products as an example, the guarantor
Insured amount and period of paying dues in dangerous product are customizables.User inputs customized insured amount and selects gold of insuring
It can trigger after volume and insure immediately, an insurance order is initiated with this, according to the insurance business function that client provides, optionally,
Client can provide payment channel according to the input and selection of user, and after successful payment, client can will insure order
Request is sent to the server of insurance platform business side, and optionally, insurance order request can carry multiple order informations, example
Such as user identifier, insured amount, insured amount, insurance products mark, payment method or payment information relevant information.
The server of insurance platform business side receives the insurance order request, can execute out single process.Optionally, exist
In some examples, due to the information exchange being related between insurance platform business side and insurance service side, in order to more quickly be located in
The insurance order of user is managed, the present embodiment can be directly by insurance platform business Fang Xianxiang client feedback information.Optionally, institute
It states the insurance order of user and is handled by the insurance platform business side and completed, and after first handling successful information to user feedback, then
The insurance order is fed back into insurance service side by the insurance platform business side, so that the insurance business side executes insurance
Order processing.Such as the information such as declaration form processing completion can be shown in client, so that user determines that this insurance order is completed,
User, which has succeeded, concludes insurance contract relationship with insurance service side.After this, insurance platform business Fang Zaiyu insurance service
Determine list in side.The present embodiment can make the failure flexibility of user be guaranteed, it is not necessary to again by way of asynchronous process
Until insurance service side confirms that Dan Houzai feeds back to user, can solve insurance service side singly has time delay out.
In user's first purchase insurance products, what user specified the product determines throwing plan, i.e., according to specified week
Phase pay dues N member.The throwing plan of determining of the present embodiment is related to insured amount and pays dues the period, and this embodiment scheme can provide a user
The fixed function of throwing plan of change at any time.Optionally, it can be held according to the pay dues planning data and paying dues of throwing plan generation of determining of user
Row data.
Wherein, planning data of paying dues may include insured amount and pay dues the period；It pays dues and executes data expression and pay dues behavior
The data for occurring and generating；For example, user's first purchase insurance products, then user completes pays dues for the first time, this is for the first time
It pays dues and is corresponding with one and indicates that pay dues paying dues of having completed of this time executes data, this, which pays dues to execute, can recorde friendship in data
The relevant informations of paying dues such as the time-consuming, amount of money of paying dues, way to pay dues and/or account of paying dues.Wherein, paying dues the period can be according to reality
Need flexible configuration, for example, can be as is shown in fig. 1C by week, monthly, per year and single is paid dues the period, can also wrap
Include quarterly, two months every, every half a year etc., other were paid dues the period.
Then, according to paying dues the period in fixed throwing planning data, it can be generated another and pay dues and execute data, this, which is paid dues, holds
Row data are for triggering process of withholing next time, and using above-mentioned processing mode, the present embodiment is realized to be planned automatically according to paying dues
The effect withholdd.By way of example it is assumed that the period of paying dues is that monthly, insured amount is 100 yuan, generated according to 1 day January time buying
It pays dues and executes data, this, which is paid dues, executes data and be currently at active states, can be used for triggering time i.e. 2 month 1 of paying dues next time
Number process of withholing.According to the instruction for executing data of paying dues, when No. 1 arrival in 2 months, process of withholing was triggered, executes according to paying dues
The amount of money, the way to pay dues and/or account of paying dues etc. of paying dues recorded in data information, insurance platform business side can be performed automatically
Fee deduction treatment.Simultaneously as 2 months No. 1 withhold and completed, execute data for triggering 2 months No. 1 paying dues for process of withholing
Can be updated to failure state, and generate triggering March 1 paying dues for process of withholing execute data.
Using scheme provided in this embodiment, user can change at any time determines throwing plan.For example, client can be for use
The insurance order at family, shows the change interface of the plan of paying dues of the insurance order, and user can be changed by client and be insured
It the amount of money and pays dues the period.It as shown in figure iD, is this specification another client functionality page shown according to an exemplary embodiment
Face schematic diagram, in the function pages, user, which can change, determines throwing plan, by way of example, change interface specifically can be Fig. 1 D
Shown in be six insured amounts selection interfaces and three periods selection interfaces of paying dues；In practical application, which can
It to there is more implementations, such as can be for customized input interface of user etc., the present embodiment does not limit this.
Assuming that 2 months No. 5, user can pass through that client change is fixed to throw plan: insured amount is changed to 500 yuan, pays dues
Period is changed to every half a year.For the ease of distinguishing, the insured amount after the present embodiment changes user is known as target insured amount,
Period of paying dues after user is changed is known as target and pays dues the period.Using the scheme of the present embodiment, insurance platform business side is permissible
It executes following processing and determines throwing plan with update user: determining paying dues for throwing plan since correspondence is old and planning data and pay dues and execute number
According to active states are in, need to be currently at paying dues for active states by described and planning data and described currently pay dues and execute data
It is updated to failure state；Meanwhile needing to generate new data according to new throwing plan of determining: generating includes the target insured amount
It pays dues with target the planning data of paying dues in period, and is generated according to the planning data of paying dues for triggering stream of withholing next time
Paying dues for journey executes data.
Optionally, it can according to need flexible configuration in practical application and pay dues and execute data-triggered and withhold the realization side of process
Formula.As an example, it can determine to withhold temporal information next time and be contained in payment and execute in data, when this is withholdd next time
Between when reaching triggering withhold process, whether the time of withholing next time reaches can realize there are many mode, such as can be by matching
A timed task is set to be monitored.It is reached when timed task discovery time of withholing next time, then calls and withhold process.The timing
Task, which can be to generate in planning data of paying dues according to, pays dues that execute data laggard for trigger process of withholing next time
Row configuration, what is generated at this time pays dues that execute data be the number for being currently at active states for trigger process of withholing next time
According to can be configured according to the temporal information of withholing executed in data of paying dues next time to timed task after generation.Described fixed
When task determine that the time of paying dues reaches after, triggering is withholdd process, and paying dues of currently coming into force is executed data and submits to the stream of withholing
Journey allows process of withholing to be withholdd according to the relevant information of paying dues executed in data of paying dues.
Wherein, paying dues for active states is currently to execute data and may be updated to lose due to determining the change of throwing plan
Effect state, or due to being updated to failure state after the completion of process of withholing, in the execution of paying dues for being currently at active states
After data are updated to failure state, timed task can be updated, new the paying dues of monitoring is configured by timed task and executes data
In temporal information of withholing next time.
Optionally, it may include stateful mark in planning data of paying dues, paid dues locating for planning data with being used to indicate
State (active states or failure state), which can be updated modification.Similarly, described to pay dues that execute in data
To include status indicator.In other examples, it can also realize by other means and the planning data and paying dues of paying dues is held
The state recording of row data, for example, every planning data of paying dues/paying dues executes data and all has Data Identification, it can will be in
The data of active states are stored in some tables of data (or file or be storage location etc.), will be in failure state
Data are stored in another tables of data (or file or be storage location etc.), to pay dues in different states
Planning data/pay dues executes data and distinguishes.Acceptable other implementations of flexible configuration as needed in practical application, this
Embodiment is not construed as limiting this.
By way of example it is assumed that in the change for receiving user, the gold of insuring of the planning data record of paying dues currently to come into force
Volume is 100 yuan, and the period of paying dues is monthly No. 1；Paying dues for currently coming into force executes data for triggering the process of withholing on March 1；By
In the change of user, the present embodiment by it is above-mentioned be currently at active states pay dues planning data and described currently pay dues executes number
According to being all updated to failure state.
What user to be looked for novelty determines throwing plan are as follows: insured amount is 500 yuan, and the period of paying dues is 6 months, it is therefore desirable to generate new
Paying dues in active states planning data and pay dues and execute data.The new planning data record of paying dues in active states
Insured amount be 500 yuan, the period of paying dues is 6 months；Optionally, user, can be according to need on the day of the fixed throwing plan of change
It configures and user whether is required insure on the day of paying dues, for example, insuring 500 being chosen whether by user currently
Member, or wait until August 1 is insured again, it generates new paying dues according to the user's choice later and executes data.
By the above-mentioned means, this specification embodiment can be changed according to user determine throwing plan to carry out subsequent determining throwing
Process, user can be with real-time perceptions；This solves to change the inconvenience thrown surely under line and sell product on other lines and not have
The standby fixed problem for throwing strategy of change in real time.
Optionally, the insurance platform business side of the present embodiment may call upon the income interface of insurance service side's offer, lead to
It crosses after the avail data of the income interface captures user and is supplied to client and is shown, to guarantee that user checks income
Timeliness.
As shown in Fig. 2, being this specification insurance business processing method shown according to an exemplary embodiment, comprising:
In step 202, for the insurance order of user, the change interface of the plan of paying dues of the insurance order is shown；
In step 204, it is requested by change of the change interface user to the plan of paying dues of insurance order, institute
It states change request and carries target insured amount to be changed and target to be changed is paid dues the period；
In step 206, change request is sent to server-side, so that server-side executes following exception processes: will
It is described be currently at active states pay dues planning data and described currently pay dues executes data and is updated to failure state；Generate packet
It includes the target insured amount and target is paid dues the planning data of paying dues in period, and generated and used according to the planning data of paying dues
Data are executed in triggering paying dues for process of withholing next time.
The present embodiment can provide a user can change the insurance business for determining throwing plan at any time, be provided with for the plan of paying dues
Change interface to receive change request, change request carries target insured amount to be changed and target to be changed is paid dues
Period；Later, by it is described be currently at active states pay dues planning data and described currently pay dues executes data and is updated to lose
Effect state；Generate includes that the target insured amount and target are paid dues the planning data of paying dues in period, and are paid dues according to described
Planning data, which is generated, executes data for triggering paying dues for process of withholing next time.The present embodiment realizes change and determines throwing plan
Function, can be required according to user it is automatic change paying dues plan, can according to user's change to determine throwing plan subsequent to carry out
Surely process is thrown, user can be with real-time perception；It also solves and changes the inconvenience thrown surely under line and sell product not on other lines
Has the fixed problem for throwing strategy of change in real time.
Corresponding with the embodiment of aforementioned insurance business processing method, this specification additionally provides insurance business processing unit
And its embodiment of applied terminal.
The embodiment of this specification insurance business processing unit can be applied on a computing device, such as server or end
End equipment.Installation practice can also be realized by software realization by way of hardware or software and hardware combining.With soft
It is to be deposited by the processor of file process where it by non-volatile as the device on a logical meaning for part is realized
Corresponding computer program instructions are read into memory what operation was formed in reservoir.For hardware view, as shown in figure 3, being
A kind of hardware structure diagram of computer equipment where this specification insurance business processing unit, in addition to processor shown in Fig. 3
310, the server except memory 330, network interface 320 and nonvolatile memory 340, in embodiment where device 331
Or electronic equipment can also include other hardware, repeat no more to this generally according to the actual functional capability of the computer equipment.
As shown in figure 4, Fig. 4 is a kind of this specification insurance business processing unit shown according to an exemplary embodiment
Block diagram, described device include:
Receiving module 41, is used for: the change for receiving pay dues plan of the user to insurance order is requested, wherein the insurance
Order is corresponding with: be currently at paying dues for active states and planning data and pay dues and execute data, the change request to carry to
The target insured amount and target to be changed of change are paid dues the period；
Update module 42, is used for: being currently at paying dues for active states by described and planning data and described currently pay dues and hold
Row data are updated to failure state；
Data generation module 43, is used for: generating includes that the target insured amount and target are paid dues the plan of paying dues in period
Data, and generated according to the planning data of paying dues and execute data for triggering paying dues for process of withholing next time.
Optionally, the data generation module is also used to: being executed data-triggered paying dues according to and is withholdd process and button
After money success, will pay dues executes data and is updated to failure state, and is generated based on the planning data of currently paying dues for triggering
Paying dues for process of withholing next time executes data.
Optionally, the planning data of paying dues/pay dues executes the status indicator that data have designation date status.
Optionally, described to pay dues that execute data include withholing next time temporal information；Described device further includes monitoring triggering
Module is used for: after planning data of paying dues according to is generated for triggering the paying dues and execute data of process of withholing next time, being matched
It sets to pay dues described in monitoring and executes the timed task of the temporal information of withholing next time in data, pay dues in timed task determination
After time reaches, paying dues of currently coming into force is executed into data submits to and withhold process to trigger the process of withholing.
Optionally, described device is applied to insurance platform business side；The insurance order of the user is by the insurance platform
The processing of business side is completed, and after first handling successful information to user feedback, then by the insurance platform business side by the insurance
Order feeds back to insurance service side, so that the insurance service side executes insurance order processing.
Optionally, further include calling module, be used for:
The income interface of insurance service side's offer is provided, is provided after the avail data by the income interface captures user
It is shown to client.
As shown in figure 5, Fig. 5 is a kind of this specification insurance business processing unit shown according to an exemplary embodiment
Block diagram, described device include:
Display module 51, is used for: for the insurance order of user, showing that the change of the plan of paying dues of the insurance order connects
Mouthful；
Receiving module 52, is used for: being asked by change of the change interface user to the plan of paying dues of insurance order
It asks, the change request carries target insured amount to be changed and target to be changed is paid dues the period；
Sending module 53, is used for: change request being sent to server-side, so that server-side executes at following change
Reason: by it is described be currently at active states pay dues planning data and described currently pay dues executes data and is updated to failure state；
It generates and includes that the target insured amount and target are paid dues the planning data of paying dues in period, and according to the planning data of paying dues
It generates and executes data for triggering paying dues for process of withholing next time.
Correspondingly, this specification also provides a kind of computer equipment, including memory, processor and storage are on a memory
And the computer program that can be run on a processor, wherein the processor realizes aforementioned insurance business when executing described program
Processing method.
The function of modules and the realization process of effect are specifically detailed in above-mentioned insurance in above-mentioned insurance business processing unit
The realization process of step is corresponded in method for processing business, details are not described herein.
For device embodiment, since it corresponds essentially to embodiment of the method, so related place is referring to method reality
Apply the part explanation of example.The apparatus embodiments described above are merely exemplary, wherein described be used as separation unit
The module of explanation may or may not be physically separated, and the component shown as module can be or can also be with
It is not physical module, it can it is in one place, or may be distributed on multiple network modules.It can be according to actual
The purpose for needing to select some or all of the modules therein to realize this specification scheme.Those of ordinary skill in the art are not
In the case where making the creative labor, it can understand and implement.
It is above-mentioned that this specification specific embodiment is described.Other embodiments are in the scope of the appended claims
It is interior.In some cases, the movement recorded in detail in the claims or step can be come according to the sequence being different from embodiment
It executes and desired result still may be implemented.In addition, process depicted in the drawing not necessarily require show it is specific suitable
Sequence or consecutive order are just able to achieve desired result.In some embodiments, multitasking and parallel processing be also can
With or may be advantageous.
Those skilled in the art will readily occur to this specification after considering specification and practicing the invention applied here
Other embodiments.This specification is intended to cover any variations, uses, or adaptations of this specification, these modifications,
Purposes or adaptive change follow the general principle of this specification and do not apply in the art including this specification
Common knowledge or conventional techniques.The description and examples are only to be considered as illustrative, the true scope of this specification and
Spirit is indicated by the following claims.
It should be understood that this specification is not limited to the precise structure that has been described above and shown in the drawings,
And various modifications and changes may be made without departing from the scope thereof.The range of this specification is only limited by the attached claims
System.
The foregoing is merely the preferred embodiments of this specification, all in this explanation not to limit this specification
Within the spirit and principle of book, any modification, equivalent substitution, improvement and etc. done should be included in the model of this specification protection
Within enclosing.
Claims (14)
1. a kind of insurance business processing method, which comprises
The change for receiving pay dues plan of the user to insurance order is requested, wherein the insurance order is corresponding with: being currently at life
Paying dues for effect state and pays dues and executes data at planning data, the change request to carry target insured amount to be changed and to
The target of change is paid dues the period；
By it is described be currently at active states pay dues planning data and described currently pay dues executes data and is updated to failure state；
It generates and includes that the target insured amount and target are paid dues the planning data of paying dues in period, and according to the plan of paying dues
Data, which are generated, executes data for triggering paying dues for process of withholing next time.
2. according to the method described in claim 1, execute data-triggered paying dues according to and withhold process and after withholing successfully,
It will pay dues and execute data and be updated to failure state, and be generated based on the planning data of currently paying dues and withholdd next time for triggering
Paying dues for process executes data.
3. according to the method described in claim 1, the planning data of paying dues/paying dues executes data with shape locating for designation date
The status indicator of state.
4. pay dues that execute data include withholing temporal information according to the method described in claim 1, described next time；It is described in root
Generate according to the planning data of paying dues for triggering the paying dues and execute data of process of withholing next time after, further includes:
It pays dues described in configuration monitoring and executes the timed task of the temporal information of withholing next time in data, it is true in the timed task
Surely it pays dues after the time reaches, paying dues of currently coming into force is executed into data submits to and withhold process to trigger the process of withholing.
5. according to the method described in claim 1, the method is applied to insurance platform business side；The insurance order of the user
It is handled and is completed by the insurance platform business side, and after first handling successful information to user feedback, then by the insurance platform industry
The insurance order is fed back to insurance service side by business side, so that the insurance service side executes insurance order processing.
6. according to the method described in claim 1, the method is applied to insurance platform business side；The method also includes:
The income interface for calling insurance service side to provide, after obtaining the avail data for insuring order by the income interface
Client is supplied to be shown.
7. a kind of insurance business processing method, comprising:
For the insurance order of user, the change interface of the plan of paying dues of the insurance order is shown；
It is requested by change of the change interface user to the plan of paying dues of insurance order, the change request carries
Target insured amount to be changed and target to be changed are paid dues the period；
Change request is sent to server-side, so that server-side executes following exception processes: described be currently at is come into force
State pay dues planning data and described currently pay dues executes data and is updated to failure state；Generate includes that the target is insured gold
Volume and target are paid dues the planning data of paying dues in period, and are generated according to the planning data of paying dues and withholdd next time for triggering
Paying dues for process executes data.
8. a kind of insurance business processing unit, described device include:
Receiving module is used for: the change for receiving pay dues plan of the user to insurance order is requested, wherein the insurance order pair
Ying You: it is currently at paying dues for active states and planning data and pays dues and execute data, the change is requested to carry to be changed
Target insured amount and target to be changed are paid dues the period；
Update module is used for: being currently at paying dues for active states by described and planning data and described currently paid dues and execute data
It is updated to failure state；
Data generation module is used for: generating includes that the target insured amount and target are paid dues the planning data of paying dues in period, with
And it is generated according to the planning data of paying dues and executes data for triggering paying dues for process of withholing next time.
9. device according to claim 8, the data generation module is also used to:
It executes data-triggered paying dues according to and withholds process and after withholing successfully, will pay dues executes data and be updated to failure shape
State, and generated based on the planning data of currently paying dues and execute data for triggering paying dues for process of withholing next time.
10. device according to claim 8, the planning data of paying dues/paying dues executes data with locating for designation date
The status indicator of state.
11. device according to claim 8, described device is applied to insurance platform business side；The insurance of the user is ordered
Single handled by the insurance platform business side is completed, and after first handling successful information to user feedback, then by the insurance platform
The insurance order is fed back to insurance service side by business side, so that the insurance service side executes insurance order processing.
It is described to pay dues that execute data include temporal information of withholing next time 12. device according to claim 8；The dress
Setting further includes monitoring trigger module, is used for: paying dues according to, planning data is generated for triggering process of withholing next time
It pays dues after executing data, pays dues described in configuration monitoring and execute the timed task of the temporal information of withholing next time in data, in institute
It states after timed task determines that the time of paying dues reaches, paying dues of currently coming into force is executed into data and submits to that withhold process described to trigger
It withholds process.
13. a kind of insurance business processing unit, comprising:
Display module is used for: for the insurance order of user, showing the change interface of the plan of paying dues of the insurance order；
Receiving module is used for: it is requested by change of the change interface user to the plan of paying dues of insurance order, it is described
Change request carries target insured amount to be changed and target to be changed is paid dues the period；
Sending module is used for: change request being sent to server-side, so that server-side executes following exception processes: by institute
State be currently at active states pay dues planning data and described currently pay dues executes data and is updated to failure state；Generation includes
The target insured amount and target are paid dues the planning data of paying dues in period, and are used for according to the planning data generation of paying dues
It triggers paying dues for process of withholing next time and executes data.
14. a kind of computer equipment including memory, processor and stores the meter that can be run on a memory and on a processor
Calculation machine program, wherein the processor realizes claim 1 to 7 any method when executing described program.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910095967.5A CN109903171A (en) | 2019-01-31 | 2019-01-31 | Insurance business processing method, device and equipment |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910095967.5A CN109903171A (en) | 2019-01-31 | 2019-01-31 | Insurance business processing method, device and equipment |
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Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20020116228A1 (en) * | 1999-07-30 | 2002-08-22 | Alan R. Bauer | Method and apparatus for internet on-line insurance policy service |
| CN107730386A (en) * | 2017-07-28 | 2018-02-23 | 上海壹账通金融科技有限公司 | Generation method, device, storage medium and the computer equipment of investment combination product |
-
2019
- 2019-01-31 CN CN201910095967.5A patent/CN109903171A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20020116228A1 (en) * | 1999-07-30 | 2002-08-22 | Alan R. Bauer | Method and apparatus for internet on-line insurance policy service |
| CN107730386A (en) * | 2017-07-28 | 2018-02-23 | 上海壹账通金融科技有限公司 | Generation method, device, storage medium and the computer equipment of investment combination product |
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Effective date of registration: 20200924 Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Applicant after: Innovative advanced technology Co.,Ltd. Address before: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Applicant before: Advanced innovation technology Co.,Ltd. Effective date of registration: 20200924 Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Applicant after: Advanced innovation technology Co.,Ltd. Address before: A four-storey 847 mailbox in Grand Cayman Capital Building, British Cayman Islands Applicant before: Alibaba Group Holding Ltd. |
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