CN109903145B

CN109903145B - Data checking method, device, equipment and system

Info

Publication number: CN109903145B
Application number: CN201811384639.9A
Authority: CN
Inventors: 孙健聪
Original assignee: Advanced New Technologies Co Ltd
Current assignee: Advanced New Technologies Co Ltd; Advantageous New Technologies Co Ltd
Priority date: 2018-11-20
Filing date: 2018-11-20
Publication date: 2023-07-11
Anticipated expiration: 2038-11-20
Also published as: CN109903145A

Abstract

The embodiment of the specification provides a data checking method, device, equipment and system, aiming at each completed transaction, not only can low-precision handling fees of the transaction be provided, but also high-precision handling fees of the transaction are provided, according to the difference value between the high-precision handling fees and the low-precision handling fees in a sub-time period, tail difference adjustment bills in the sub-time period can be generated, and as the main time period is composed of at least one sub-time period, tail difference adjustment bills in the sub-time period and detailed bills of the transaction can be composed of tail difference adjustment bills and detailed bills of the transaction in the main time period, so that the tail difference adjustment bills and the detailed bills to be checked in the main time period are utilized, and the accuracy of data checking is improved.

Description

Data checking method, device, equipment and system

Technical Field

The present disclosure relates to the field of data processing, and in particular, to a method, apparatus, device, and system for checking data.

Background

With the continuous perfection of intelligent devices and the rapid development of traditional communication, mobile communication and other technologies, more and more people like to complete payment operations by using intelligent devices. When funds are transferred to and from different service platforms, fees may be generated by using the funds channel of one of the service platforms. For example, paymate needs to settle with a bank the fees incurred by using the bank funds channel in the course of business funds transfer with the bank. When signing up for the partnership agreement, a fixed proportion (called rate) of the funds per business may be contracted as the commission (also called the fee amount) for the transaction. Paymate usually charges the funds to and from the bank and generates bill, and the payment is settled after checking with the bank according to a certain period.

However, the paymate is calculated one by one in the calculation procedure, and the charging result of each bill is rounded up to an amount below unit point (for example, RMB); and the bank can complete the charging once after summarizing the total amount of the funds to and from the paymate every day. Therefore, in the process of checking accounts by both parties, a certain difference may exist between the paymate and the summary bill produced by the bank, which affects the accuracy of checking accounts.

Disclosure of Invention

In order to overcome the problems in the related art, the present specification provides a data collation method, apparatus, device and system.

According to a first aspect of embodiments of the present specification, there is provided a data collation system including a fee module and a collation module, a main time period being constituted by at least one sub-time period;

the expense module is used for: obtaining low-precision handling fees and high-precision handling fees of each transaction in a sub-time period from transaction records of a fee checking party and a fee checked party; generating a tail difference adjustment bill according to the acquired difference value of the high-precision commission and the low-precision commission; sending the tail difference adjustment bill and a detailed bill of the transaction in the sub-time period to a checking module; the numerical precision of the low-precision commission is the currency precision of the appointed currency, and the numerical precision of the high-precision commission is higher than the numerical precision of the low-precision commission; the bill comprises at least low-precision commission of the transaction;

The checking module is used for: when the preset checking condition is met, checking the to-be-checked expense bill by utilizing the tail difference adjustment bill and the detail bill in the main time period; wherein, tail difference adjustment bill and detail bill in the main time period are by: the end difference adjustment bill of the sub-period belonging to the main period and the detail bill constitute, and the to-be-checked fee bill is a fee bill sent by the fee checking party for the transaction in the main period.

According to a second aspect of embodiments of the present specification, there is provided a data collation method, the main time period being constituted by at least one sub-time period, the method comprising:

obtaining low-precision handling fees and high-precision handling fees of each transaction in a sub-time period from transaction records of a fee checking party and a fee checked party, wherein the numerical precision of the high-precision handling fees is higher than that of the low-precision handling fees, and the numerical precision of the low-precision handling fees is the currency precision of a designated currency;

generating a tail difference adjustment bill according to the acquired difference value of the high-precision commission and the low-precision commission;

the tail difference adjustment bill and the detail bill of the transaction in the sub-time period are sent to a checking module, so that the checking module checks the expense bill to be checked by utilizing the tail difference adjustment bill and the detail bill in the main time period when the preset checking condition is met;

Wherein, tail difference adjustment bill and detail bill in the main time period are by: the tail difference adjustment bill of the sub-time period belonging to the main time period and the detail bill form, wherein the to-be-checked fee bill is the fee bill sent by the fee checking party for the transaction in the main time period, and the detail bill at least comprises the low-precision commission fee of the transaction.

According to a third aspect of embodiments of the present specification, there is provided a data collation method, a main period being constituted by at least one sub period, the method comprising:

obtaining a tail difference adjustment bill in a sub-time period and a bill statement of a transaction, wherein the bill statement at least comprises low-precision commission of the transaction, and the tail difference adjustment bill is based on: obtaining the difference value of high-precision commission and low-precision commission of all transactions in a sub-time period, wherein the transactions are transactions generated by a fee checking party and a fee checked party;

when the preset checking condition is met, checking the to-be-checked expense bill by utilizing the tail difference adjustment bill and the detail bill in the main time period; tail difference adjustment bill and detail bill in the main time period are composed of: the end difference adjustment bill of the sub-period belonging to the main period and the detail bill constitute, and the to-be-checked fee bill is a fee bill sent by the fee checking party for the transaction in the main period.

In an optional embodiment, the to-be-checked fee bill includes a to-be-checked statement of each transaction in the main time period, and the checking the to-be-checked fee bill by using the tail difference adjustment bill and the statement in the main time period includes:

calculating the total amount of the fees to be checked of all the transactions in the sub-time period according to the bills to be checked of all the transactions in the sub-time period from the bills to be checked of all the transactions in the main time period, and obtaining the total amount of the sub-fees to be checked;

aiming at the same sub-time period, the received tail difference is utilized to adjust the bill and the low-precision handling fee in the detail bill, and the total amount of the sub-fees to be checked is checked to obtain the checking result of the sub-time period;

and determining the checking result for checking the fee bill to be checked according to the checking results of all the sub-time periods in the main time period.

In an optional embodiment, the bill of the to-be-checked fee includes a total amount of sub-fees to be checked, the total amount of sub-fees to be checked is a total amount of fees to be checked for all transactions in the sub-period, and the checking the bill of the to-be-checked fee by using the tail difference adjustment bill and the detail bill in the main period includes:

In an optional embodiment, the bill of the to-be-checked fee includes a total amount of the to-be-checked main fee, the total amount of the to-be-checked main fee is a total amount of all transactions to be checked fees in the main time period, and the checking the bill of the to-be-checked fee by using the tail difference adjustment bill and the detail bill in the main time period includes:

and calibrating low-precision handling fees of all detail bills by using all tail difference adjustment bills in a main time period to obtain a calibration main expense sum, and comparing the calibration main expense sum with the main expense sum to be checked to obtain a checking result.

In an alternative embodiment, the method further comprises: when receiving a tail difference adjustment bill and a transaction detail bill in a sub-time period, summing a tail difference adjustment value in the tail difference adjustment bill and low-precision commission of the transaction detail bill to obtain a calibrated sub-charge total of the sub-time period;

The checking of the bill for the expense to be checked by utilizing the tail difference adjustment bill and the detail bill in the main time period comprises the following steps: checking the bill of the to-be-checked fee by using the total amount of the calibrated sub-fee belonging to the sub-period of the main period.

In an alternative embodiment, the method further comprises:

and when the preset allowable error condition is not met based on the checking result obtained by checking the bill of the expense to be checked, remarking the high-precision handling expense of each transaction into the detail bill of the corresponding transaction, and sending the detail bill remarked with the high-precision handling expense and the tail difference adjustment bill to the expense checked party.

According to a fourth aspect of embodiments of the present specification, there is provided a data collation apparatus, a main period being constituted by at least one sub period, the apparatus comprising:

the information acquisition module is used for: obtaining low-precision handling fees and high-precision handling fees of each transaction in a sub-time period from transaction records of a fee checking party and a fee checked party, wherein the numerical precision of the high-precision handling fees is higher than that of the low-precision handling fees, and the numerical precision of the low-precision handling fees is the currency precision of a designated currency;

A bill generation module for: generating a tail difference adjustment bill according to the acquired difference value of the high-precision commission and the low-precision commission;

an information sending module, configured to: the tail difference adjustment bill and the detail bill of the transaction in the sub-time period are sent to a checking module, so that the checking module checks the expense bill to be checked by utilizing the tail difference adjustment bill and the detail bill in the main time period when the preset checking condition is met;

According to a fifth aspect of embodiments of the present specification, there is provided a data collation apparatus, a main period being constituted by at least one sub period, the apparatus comprising:

an information receiving module for: obtaining a tail difference adjustment bill in a sub-time period and a bill statement of a transaction, wherein the bill statement at least comprises low-precision commission of the transaction, and the tail difference adjustment bill is based on: obtaining the difference value of high-precision commission and low-precision commission of all transactions in a sub-time period, wherein the transactions are transactions generated by a fee checking party and a fee checked party;

An information checking module for: when the preset checking condition is met, checking the to-be-checked expense bill by utilizing the tail difference adjustment bill and the detail bill in the main time period; tail difference adjustment bill and detail bill in the main time period are composed of: the end difference adjustment bill of the sub-period belonging to the main period and the detail bill constitute, and the to-be-checked fee bill is a fee bill sent by the fee checking party for the transaction in the main period.

According to a sixth aspect of embodiments of the present specification, there is provided a computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements any of the methods described above when executing the program.

The technical scheme provided by the embodiment of the specification at least comprises the following beneficial effects:

the embodiment of the specification provides a data checking scheme, aiming at each completed transaction, not only can low-precision handling fees of the transaction be provided, but also high-precision handling fees of the transaction are provided, according to the difference value between the high-precision handling fees and the low-precision handling fees in the sub-time period, a tail difference adjustment bill in the sub-time period can be generated, and because the main time period is composed of at least one sub-time period, the tail difference adjustment bill in the sub-time period and the detail bill of the transaction can be composed of the tail difference adjustment bill and the detail bill of the main time period, so that the tail difference adjustment bill and the detail bill in the main time period are utilized to check the fees to be checked, and the accuracy of data checking is improved.

It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the disclosure.

Drawings

The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the specification and together with the description, serve to explain the principles of the specification.

Fig. 1 is a schematic diagram of a data collation system according to an exemplary embodiment of the present specification.

Fig. 2 is a flowchart of a data collation method according to an exemplary embodiment of the present description.

Fig. 3 is a flowchart of another data collation method according to an exemplary embodiment of the present description.

Fig. 4 is a hardware configuration diagram of a computer device in which the data collation apparatus of the present specification is located.

Fig. 5 is a block diagram of a data collation apparatus according to an exemplary embodiment of the present specification.

Fig. 6 is a block diagram of another data collation apparatus shown in the present specification according to an exemplary embodiment.

Detailed Description

Reference will now be made in detail to exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numbers in different drawings refer to the same or similar elements, unless otherwise indicated. The implementations described in the following exemplary examples do not represent all implementations consistent with the present specification. Rather, they are merely examples of apparatus and methods consistent with some aspects of the present description as detailed in the accompanying claims.

The terminology used in the description presented herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the description. As used in this specification and the appended claims, the singular forms "a," "an," and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise. It should also be understood that the term "and/or" as used herein refers to and encompasses any or all possible combinations of one or more of the associated listed items.

It should be understood that although the terms first, second, third, etc. may be used in this specification to describe various information, these information should not be limited to these terms. These terms are only used to distinguish one type of information from another. For example, the first information may also be referred to as second information, and similarly, the second information may also be referred to as first information, without departing from the scope of the present description. The word "if" as used herein may be interpreted as "at … …" or "at … …" or "responsive to a determination", depending on the context.

In practical applications, when funds come and go from different service platforms, a fee may be generated due to that one service platform uses the funds channel of another service platform, and the fee may also be referred to as a commission fee or a service fee. If xx bank is selected as a payment method when user a transfers to user B through a payment device, the payment device may generate a service fee for payment to the bank in the transaction. In general, the two parties of the fee do not settle the fee immediately when the transaction is generated, but settle the fee after checking the fee according to a certain period. In the checking process, the bill of the to-be-checked fee is often sent to the other party and then checked by the other party, so that the two parties possibly generating fee due to business transaction can be called as a fee checking party and a fee checked party based on roles. One of the fee checking party and the fee checked party is a fee charging party for the service fee (handling fee), and the other is a fee paying party for the service fee. For example, in the process that the paymate and the bank conduct business funds exchange, the bank often sends a bill of the fee to be checked to the paymate, and the paymate can be the party of checking the fee, and the bank can be the party of checking the fee.

In practical application, when signing a cooperation agreement, both parties of funds exchange, generally agree on the sum of a fixed proportion (called rate) of each business fund as the commission of the transaction, however, both parties may not agree on a summarization period or are limited by a fee calculation strategy inherent to each business party, so that the summarization period of both parties is inconsistent. If the sum period of the funds to and from the two parties is inconsistent and limited by the constraint of currency precision, the sum of the fees finally collected by the two parties may deviate. For example, the fee checking party multiplies the business amount of each transaction by a preset fee rate to obtain the commission fee of the transaction, and then sums the commission fees of all transactions within one month to obtain the commission fee total value of the month. The checking party of the fee may directly sum the business amounts of all transactions in one month, and multiply the sum with a preset rate to obtain the total value of the to-be-checked commission fee. Since each bill must be valid, i.e., must be limited by the constraint of currency accuracy, the amount of each bill that the billing result is below a unit score (for example, rmb) will be rounded, and thus there may be a difference in the total value of the commission fees obtained by the fee checking party and the fee checked party. This variability is particularly evident for small and large transaction scenarios.

In view of this, the embodiments of the present disclosure provide a data checking scheme, for each completed transaction, not only can provide a low-precision handling fee of the transaction, but also provide a high-precision handling fee of the transaction, and according to a difference between the high-precision handling fee and the low-precision handling fee in a sub-period, a tail difference adjustment bill in the sub-period can be generated, and because the main period is composed of at least one sub-period, the tail difference adjustment bill in the sub-period and the transaction detail bill form a tail difference adjustment bill and a detail bill of the main period, so that the tail difference adjustment bill and the detail bill in the main period are used to check the to-be-checked fee bill, thereby improving accuracy of data checking.

Embodiments of the present specification are exemplified below with reference to the accompanying drawings.

In one embodiment, the data collation may be performed using a data collation system. As shown in fig. 1, there is a schematic diagram of a data collation system according to an exemplary embodiment of the present specification. The data collation system may be provided to the fee collation party, and the data collation system may include the fee module 12 and the collation module 14.

The fee module 12 is configured to: obtaining low-precision handling fees and high-precision handling fees of each transaction in a sub-time period from transaction records of a fee checking party and a fee checked party; generating a tail difference adjustment bill according to the acquired difference value of the high-precision commission and the low-precision commission; sending the tail difference adjustment bill and a detailed bill of the transaction in the sub-time period to a checking module; the numerical precision of the low-precision commission is the currency precision of the appointed currency, and the numerical precision of the high-precision commission is higher than the numerical precision of the low-precision commission; the bill of detail includes at least the low precision commission of the transaction.

The checking module 14 is configured to: when the preset checking condition is met, checking the to-be-checked expense bill by utilizing the tail difference adjustment bill and the detail bill in the main time period; wherein, tail difference adjustment bill and detail bill in the main time period are by: the end difference adjustment bill of the sub-period belonging to the main period and the detail bill constitute, and the to-be-checked fee bill is a fee bill sent by the fee checking party for the transaction in the main period.

Accordingly, the data collation scheme is also exemplified in conjunction with the data collation method.

As shown in fig. 2, which is a flowchart illustrating a data collation method according to an exemplary embodiment of the present specification, the main period is constituted by at least one sub period, the method may be applied to a fee module, the method comprising:

in step 202, a low-precision fee and a high-precision fee for each transaction in a sub-period are obtained from transaction records of the fee checking party and the fee checked party.

The low-precision commission and the high-precision commission can be determined based on a value obtained by performing specified operation on the business amount and the preset rate in the transaction record. The numerical precision of the low-precision commission is the currency precision of the appointed currency, and the numerical precision of the high-precision commission is higher than the numerical precision of the low-precision commission.

In step 204, a tail difference adjustment bill is generated according to the obtained difference between the high-precision commission and the low-precision commission.

In step 206, the tail difference adjustment bill and the detail bill of the transaction in the sub-period are sent to the checking module, so that the checking module checks the fee bill to be checked by using the tail difference adjustment bill and the detail bill in the main period when the preset checking condition is satisfied.

In this embodiment, the period in which the fee checking party and the fee checked party generate the bill may be different. The main period of time of the present embodiment is constituted by at least one sub period of time, and the main period of time may be a period of time determined based on a desired summary period (which may also be referred to as a collation period) of the party whose fee is collated, and the sub period of time may be a period of time determined based on a bill generation period or a desired summary period of the party whose fee is collated, or the like. For example, if the fee is checked once by the checking party with a month, the main period may be determined according to the check period of one month. If the fee checking party desires to collect the fee daily, the sub-time period can be determined according to the day. And the fee checking party and the fee checked party may agree with time cut points in advance, for example, agree with date cut points, zhou Qiedian or month cut points. As a preferred mode, both parties may agree on the date point in advance. For example, a natural date point may be used as a contracted date point, such as 00:00 as a date point; special date points can be used as appointed date points, such as 18:00 of the current day can be used as date points. In the case of specifying the date point of the contract, a period corresponding to the collation cycle may be specified by taking the week or a period corresponding to the collation cycle may be specified by taking the month.

The main period may be constituted by at least one sub period, for example, the main period is a period determined with a month as a collation period, and the sub period may be a period determined with a day as a period within the month. Assuming 30 days for a month, the main period is composed of 30 sub-periods.

In this embodiment, the fee checking party and the fee checked party may be two parties that generate a fee for the transaction of the business amount, so that the business amount of the business transaction may be understood as a transaction, and the business amount of the business transaction may be understood as a transaction amount. The fee verifier may be a party who collects a fee, or may be a party who is collected a fee. Accordingly, the fee collated party may be the party who is charged the commission fee, or the party who is charged the commission fee. After the transaction funds are transferred between the fee checking party and the fee checked party, the relevant information of the transaction can be recorded in a transaction record. In the transaction record, the embodiment of the specification records not only the business funds of the transaction and the low-precision commission generated by the business funds, but also the high-precision commission. The low-precision handling fee and the high-precision handling fee are obtained by performing a specified operation based on the service amount in the transaction record and a preset rate, for example, the specified budget may be the service amount, the preset rate, an operation result with the numerical precision of two decimal places is taken as the low-precision handling fee, and an operation result with the numerical precision of N (N > 2) decimal places is taken as the high-precision handling fee.

For example, the transaction record may have recorded therein information as shown in the following table:

it will be appreciated that other information may be recorded in the transaction record, not specifically illustrated herein.

In the external bill, the displayed data needs to be valid data, that is, the numerical precision of the displayed data is the currency precision of the designated currency. The numerical precision of the low-precision commission according to the embodiment may be the currency precision of the designated currency, so as to realize that the low-precision commission is effective data. Taking RMB as an example, the low-precision handling fee can reserve the last two decimal places of the operation result. The high-precision commission can be data which is not constrained by the precision of the currency, and the numerical precision of the high-precision commission is higher than that of the low-precision commission. In one embodiment, the numerical precision of the high-precision commission is determined based on the operation result of the business amount and the preset rate. For example, for the divisible case, the numerical accuracy of the high-accuracy commission is the numerical accuracy of the operation result of the service amount and the preset rate. For some endless loop fraction that is not complete, the high precision handling fee may hold enough fraction, e.g., 6 bits. The number of reserved bits may be dependent on the collation results in the history collation record.

When the preset tail difference adjustment bill condition is met, low-precision commission and high-precision commission of each transaction in a sub-time period can be obtained from transaction records of a fee checking party and a fee checked party; and generating a tail difference adjustment bill according to the acquired difference value of the high-precision commission and the low-precision commission. The transaction records of the charge checking party and the charge checked party can be records generated by the charge checking party and the charge checked party when the business processing is carried out. The tail difference adjustment bill may include a tail difference adjustment value, which may be obtained from a difference between the high-precision commission and the low-precision commission, so that the low-precision commission may be calibrated using the tail difference adjustment value. In one embodiment, each sub-period corresponds to a tail-difference adjustment bill, and the tail-difference adjustment value in the tail-difference adjustment bill may be the sum of low-precision commissions used to calibrate all transactions during the sub-period. For example, the sum of high-precision commissions in the sub-period may be subtracted from the sum of low-precision commissions to obtain the tail difference adjustment value in the sub-period; for another example, for a certain sub-time period, the high-precision handling fee and the low-precision handling fee of each transaction are firstly differentiated to obtain the adjustment value of each transaction, and then the adjustment values of all transactions in the sub-time period are summed to obtain the tail difference adjustment value of the sub-time period.

The preset tail difference adjustment billing condition is satisfied, which may be that a certain time point is reached after the end of the sub-period. For example, the sub-time period may be from 9 months 28 No. 18:00 to 9 months 29 No. 18:00, and the preset tail difference adjustment billing condition is satisfied, which may mean that 9 months 30 No. 2:00 arrives. At this point, the tail differential adjustment bill may be determined for a period of 9 months 28 No. 18:00 to 9 months 29 No. 18:00.

After the tail difference adjustment bill is generated, the tail difference adjustment bill in the sub-time period and the detail bill of the transaction can be sent to the checking module, so that the checking module checks the expense bill to be checked by utilizing the tail difference adjustment bill and the detail bill in the main time period.

The transaction detail bill at least comprises low-precision handling fees of the transaction, so that the checking module can determine the total amount of the calibration fees according to the low-precision handling fees and the tail difference adjustment bill, and check the bill of the fees to be checked by utilizing the total amount of the calibration fees. The transaction bill may also include a business amount, etc., without limitation.

Next, an example of a data collation method from the viewpoint of the collation module will be described. As shown in fig. 3, which is a flowchart of another data collation method according to an exemplary embodiment of the present specification, the main time period is constituted by at least one sub-time period, the method comprising:

In step 302, a tail difference adjustment bill and a transaction detail bill within a sub-period are obtained, wherein the detail bill at least comprises low-precision commission of the transaction, and the tail difference adjustment bill is based on: the difference between the high-precision and low-precision commissions of all transactions in the sub-period, which are transactions that occur by the fee checking party and the fee checked party, is obtained.

In step 304, when the preset checking condition is met, the tail difference adjustment bill and the detail bill in the main time period are used for checking the fee bill to be checked.

Wherein, tail difference adjustment bill and detail bill in the main time period are by: the end difference adjustment bill of the sub-period belonging to the main period and the detail bill constitute, and the to-be-checked fee bill is a fee bill sent by the fee checking party for the transaction in the main period. The sub-period belonging to the main period may be a sub-period constituting the main period.

In this embodiment, when the tail difference adjustment bill and the transaction detail bill in the sub-period are received, the tail difference adjustment bill and the transaction detail bill may be stored, and when the preset verification condition is satisfied, the tail difference adjustment bill and the transaction detail bill in the main period are used to verify the fee bill to be verified.

Since the main time period is composed of sub-time periods, the bill for the fee to be checked needs to be checked after receiving the tail difference adjustment bill and the bill for the detail of the transaction corresponding to all the sub-time periods composing the main time period. The preset checking condition may be that a checking request carrying a bill of the fee to be checked is received, which is sent by the party to be checked, or that a checking request carrying a bill of the fee to be checked is received, which is sent by the party to be checked, and a preset checking time arrives, etc.

In one embodiment, an intermediate process may be added to obtain a total cost bill for a sub-period, including a calibrated sub-cost sum for the sub-period, by using both the detail bill and the tail-end adjustment bill as bills. And then the total expense bill of the sub-time period is recorded, so that the efficiency of subsequent reconciliation is improved. In view of this, before the checking of the to-be-checked fee bill by using the tail difference adjustment bill and the detail bill in the main time period, the method further includes: and when receiving the tail difference adjustment bill and the transaction detail bill in the sub-time period, summing the tail difference adjustment value in the tail difference adjustment bill and the low-precision commission of the transaction detail bill to obtain the calibrated sub-charge sum of the sub-time period. The checking of the bill for the expense to be checked by utilizing the tail difference adjustment bill and the detail bill in the main time period comprises the following steps: checking the bill of the to-be-checked fee by using the total amount of the calibrated sub-fee belonging to the sub-period of the main period.

According to the embodiment, the corresponding calibration sub-expense sum is obtained in advance for each sub-time period, so that the verification efficiency of checking the expense bill to be verified in the main time period can be improved.

In one embodiment, the collation module may include an intermediate processing sub-module and a data-collation sub-module. The intermediate processing submodule is used for: and when receiving the tail difference adjustment bill and the transaction detail bill in the sub-time period, summing the tail difference adjustment value in the tail difference adjustment bill with low-precision commission of the transaction detail bill to obtain the calibration slave fee sum of the sub-time period. The data checking submodule is used for: checking the bill of the fee to be checked from the total amount of the fee by using the calibration of the sub-period belonging to the main period.

In addition, the dimension of the bill of the fee to be checked sent by the party to be checked based on the fee is different, and the checking means adopted correspondingly is also different. Several scenarios are exemplified below.

In some situations, the fee checking party can check by sending the bill to be checked, so in order to improve the checking efficiency, in one embodiment, the bill to be checked is summarized according to the sub-time period, and further, the summarized data in the corresponding sub-time periods of the two parties are checked respectively, thereby improving the checking efficiency. Specifically, the to-be-checked fee bill includes a to-be-checked bill of each transaction in the main time period, and the checking of the to-be-checked fee bill by using the tail difference adjustment bill and the bill in the main time period includes:

In this embodiment, the total amount of the fees to be checked in each sub-period of time of the party whose fees are checked is calculated, and in order to distinguish from other total amounts, this type of total amount is referred to as a total amount of the sub-fees to be checked. Therefore, for the same sub-time period, the received tail difference can be used for adjusting the bill and the low-precision commission in the detail bill, and the total amount of the sub-fees to be checked is checked to obtain the checking result of the sub-time period. If so, summing the bill adjustment value in the tail difference adjustment bill and the low-precision handling fee in the detail bill to obtain a calibrated sub-fee sum, and comparing the calibrated sub-fee sum with the sub-fee sum to be checked to obtain a checking result of the sub-time period.

For example, the sub-period may be a period divided by day, the main period may be a period divided by month, if the fee is sent by the checking party to be a bill to be checked for each transaction in a certain month, the total amount of the sub-fee to be checked for each day in the month is calculated, the bill is adjusted by using the received tail difference and the bill is adjusted to obtain the total amount of the calibrated sub-fee per day, and the daily bill including the total amount of the calibrated sub-fee may be generated. And comparing the total amount of the calibration sub-fees of the local terminal with the total amount of the sub-fees to be checked of the opposite terminal for the same day, thereby obtaining the checking result of the day.

Then, according to the collation results of all the sub-periods in the main period, a collation result for collating the fee bill to be collated can be determined. For example, the difference in the verification results corresponding to each sub-period is smaller than the specified value, it may be determined that the verification result of verifying the fee bill to be verified is normal, otherwise it is determined that it is abnormal. For another example, the differences in the checking results corresponding to all the sub-time periods are summed, if the sum is smaller than the specified threshold, the checking result for checking the fee bill to be checked can be judged to be normal, otherwise, the checking result is judged to be abnormal.

In another scenario, the fee collated party may calculate the total amount of the fees to be collated for all transactions in the sub-period and collate the fees by transmitting the total amount of the sub-fees to be collated in the sub-period, so that the fee collated party may collate the fees directly in units of the sub-period. Specifically, the to-be-checked fee bill includes a to-be-checked sub-fee total, the to-be-checked sub-fee total is a total of all transactions to be checked fees in a sub-time period, and the checking of the to-be-checked fee bill by using the tail difference adjustment bill and the detail bill in the main time period includes:

For example, the sub-period may be a period divided by day, the main period may be a period divided by month, and if the fee is transmitted by the collator as a total amount of sub-fees to be collated per day for a certain month, the daily calibration total amount of sub-fees is obtained by adjusting the bill and the detailed bill using the received tail difference, and a daily bill including the calibration total amount of sub-fees may be generated. And comparing the total amount of the calibration sub-fees of the local terminal with the total amount of the sub-fees to be checked of the opposite terminal for the same day, thereby obtaining the checking result of the day.

In the embodiment, the transaction checked party calculates the sub-fees to be checked, so that the calculated amount of the transaction checking party can be reduced, and the efficiency of checking the fees by the transaction checking party is improved.

In another scenario, the expense checked party may check the total amount of the main expense to be checked of all the transactions in the main time period by sending the total amount of the main expense to be checked, and in this regard, the data in the main time period of the local end may be summarized, and then the summarized data of the two ends may be checked. Specifically, the to-be-checked fee bill includes a to-be-checked master fee total, the to-be-checked master fee total is a total of all transactions to-be-checked fees in a master time period, and the checking of the to-be-checked fee bill by using a tail difference adjustment bill and a detail bill in the master time period includes:

Wherein, when the tail difference in the sub-time period adjusts the bill adjustment value in the bill to be: when the difference between the sum of the high-precision commission and the sum of the low-precision commission in the sub-time period is the difference, the low-precision commission of all the detail bills is calibrated by using all the tail difference adjustment bills in the main time period, and the low-precision commission of all the detail bills in the main time period can be summed with the tail difference adjustment value in all the tail difference adjustment bills. For example, the day division obtaining sub-period and the month division obtaining main period are taken as examples, and if the total amount of the to-be-checked fees of all transactions in a certain month (the total amount may be referred to as the to-be-checked main fee total amount for distinguishing other total amounts) is transmitted by the fee checking party, the low-precision commission fees of all detail bills in the main period are summed with the tail difference adjustment values in all tail difference adjustment bills to obtain the calibrated main fee total amount. And comparing the total amount of the calibration main fees of the local terminal with the total amount of the main fees to be checked of the opposite terminal, thereby obtaining the checking result of the month and improving the checking efficiency.

In the application phase, in one example, other business operations may be performed using the collation result of the collation module, that is, business operations corresponding to the collation result may be performed according to the collation result. For example, after the collation result is obtained, if it is determined to be normal, the settlement operation may be performed based on the result of the aggregation of one of them. In addition, the collation result of the collation module may be output, for example, the reminding information may be output based on the collation result.

In another embodiment, a processing scheme when a collation abnormality is found based on the collation result is also provided. The method further comprises the steps of:

based on the checking result obtained by checking the bill of the expense to be checked, when the preset allowable error condition is determined not to be satisfied, annotating the high-precision commission of each transaction into the detail bill of the corresponding transaction, the bill details of each transaction are remarked with the high-precision commission, and the bill details and the tail difference adjustment bill details are sent to the expense checked party.

In the embodiment, under the condition that the preset allowable error condition is not met, the high-precision handling fee of each transaction is remarked in the bill of the transaction, so that the fee checked party can check according to the high-precision handling fee of the remark, and the fee checking efficiency is improved.

The data checking scheme provided by the embodiment of the specification can be applied to an online real-time environment, and an application system charges business funds in real time and triggers summary account adjustment at fixed time; the method can also be applied to an offline non-real-time environment, and the work of charging, summarizing and reconciliation is completed through data processing means such as ODPS.

As can be seen from the above embodiments, by reserving a high-precision billing amount (abbreviated as high-precision commission) on the bill, which is not limited by the currency precision, a summary comparison and adjustment of the bill amount is allowed to be performed after the bill is generated, and the accumulated billing deviation caused by rounding the small amount below the currency precision of the bill is solved while the generation of the billing statement is satisfied.

The various technical features of the above embodiments may be arbitrarily combined as long as there is no conflict or contradiction between the features, but are not described in detail, and therefore, the arbitrary combination of the various technical features of the above embodiments is also within the scope of the disclosure of the present specification.

Corresponding to the foregoing embodiments of the data collation method, the present specification also provides embodiments of the data collation apparatus and the electronic device to which the data collation apparatus is applied.

The embodiment of the data collation apparatus of the present specification can be applied to a computer device. The apparatus embodiments may be implemented by software, or may be implemented by hardware or a combination of hardware and software. Taking software implementation as an example, the device in a logic sense is formed by reading corresponding computer program instructions in a nonvolatile memory into a memory by a processor of a computer device where the device is located for operation. In terms of hardware, as shown in fig. 4, a hardware structure diagram of a computer device where the data checking device in this specification is located is shown, and in addition to the processor 410, the network interface 420, the memory 430, and the nonvolatile memory 440 shown in fig. 4, the computer device where the data checking device 431 in this embodiment is located may further include other hardware according to the actual function of the device, which is not described herein.

As shown in fig. 5, which is a block diagram of a data collation apparatus according to an exemplary embodiment of the present specification, a main period is constituted by at least one sub period, the apparatus comprising:

an information acquisition module 52 for: and acquiring low-precision handling fees and high-precision handling fees of each transaction in a sub-time period from transaction records of the fee checking party and the fee checked party, wherein the numerical precision of the high-precision handling fees is higher than that of the low-precision handling fees, and the numerical precision of the low-precision handling fees is the currency precision of the designated currency.

Bill generation module 54 for: and generating a tail difference adjustment bill according to the acquired difference value of the high-precision commission and the low-precision commission.

An information sending module 56 for: the tail difference adjustment bill and the detail bill of the transaction in the sub-time period are sent to a checking module, so that the checking module checks the expense bill to be checked by utilizing the tail difference adjustment bill and the detail bill in the main time period when the preset checking condition is met;

As shown in fig. 6, which is a block diagram of another data collation apparatus according to an exemplary embodiment of the present specification, a main period is constituted by at least one sub period, the apparatus comprising:

an information receiving module 62 for: obtaining a tail difference adjustment bill in a sub-time period and a bill statement of a transaction, wherein the bill statement at least comprises low-precision commission of the transaction, and the tail difference adjustment bill is based on: the difference between the high-precision and low-precision commissions of all transactions in the sub-period, which are transactions that occur by the fee checking party and the fee checked party, is obtained.

An information collation module 64 for: when the preset checking condition is met, checking the to-be-checked expense bill by utilizing the tail difference adjustment bill and the detail bill in the main time period; tail difference adjustment bill and detail bill in the main time period are composed of: the end difference adjustment bill of the sub-period belonging to the main period and the detail bill constitute, and the to-be-checked fee bill is a fee bill sent by the fee checking party for the transaction in the main period.

For the device embodiments, reference is made to the description of the method embodiments for the relevant points, since they essentially correspond to the method embodiments. The apparatus embodiments described above are merely illustrative, wherein the modules illustrated as separate components may or may not be physically separate, and the components shown as modules may or may not be physical, i.e., may be located in one place, or may be distributed over a plurality of network modules. Some or all of the modules may be selected according to actual needs to achieve the purposes of the present description. Those of ordinary skill in the art will understand and implement the present invention without undue burden.

Accordingly, the embodiments of the present disclosure further provide a computer device, including a memory, a processor, and a computer program stored on the memory and executable on the processor, wherein the main time period is formed by at least one sub-time period, and the processor implements the following method when executing the program:

Accordingly, the embodiments of the present disclosure further provide a computer device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, where the main time period is formed by at least one sub-time period, and the processor implements the following method when executing the program:

when the preset checking condition is met, checking the to-be-checked expense bill by utilizing the tail difference adjustment bill and the detail bill in the main time period;

wherein, tail difference adjustment bill and detail bill in the main time period are composed of: the end difference adjustment bill of the sub-period belonging to the main period and the detail bill constitute, and the to-be-checked fee bill is a fee bill sent by the fee checking party for the transaction in the main period.

In this specification, each embodiment is described in a progressive manner, and identical and similar parts of each embodiment are all referred to each other, and each embodiment mainly describes differences from other embodiments. In particular, for the apparatus embodiments, since they are substantially similar to the method embodiments, the description is relatively simple, and reference is made to the description of the method embodiments in part.

Accordingly, there is provided a computer storage medium having stored therein program instructions comprising:

wherein the main time period is composed of at least one sub-time period, and the tail difference adjustment bill and the detail bill in the main time period are composed of: the tail difference adjustment bill of the sub-time period belonging to the main time period and the detail bill form, wherein the to-be-checked fee bill is the fee bill sent by the fee checking party for the transaction in the main time period, and the detail bill at least comprises the low-precision commission fee of the transaction.

Accordingly, there is provided another computer storage medium having stored therein program instructions comprising:

wherein the main time period is composed of at least one sub-time period, and the tail difference adjustment bill and the detail bill in the main time period are composed of: the end difference adjustment bill of the sub-period belonging to the main period and the detail bill constitute, and the to-be-checked fee bill is a fee bill sent by the fee checking party for the transaction in the main period.

Embodiments of the present description may take the form of a computer program product embodied on one or more storage media (including, but not limited to, disk storage, CD-ROM, optical storage, etc.) having program code embodied therein. Computer-usable storage media include both permanent and non-permanent, removable and non-removable media, and information storage may be implemented by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of storage media for a computer include, but are not limited to: phase change memory (PRAM), static Random Access Memory (SRAM), dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), read Only Memory (ROM), electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), digital Versatile Disks (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium, may be used to store information that may be accessed by the computing device.

Other embodiments of the present description will be apparent to those skilled in the art from consideration of the specification and practice of the invention disclosed herein. This specification is intended to cover any variations, uses, or adaptations of the specification following, in general, the principles of the specification and including such departures from the present disclosure as come within known or customary practice within the art to which the specification pertains. It is intended that the specification and examples be considered as exemplary only, with a true scope and spirit of the specification being indicated by the following claims.

It is to be understood that the present description is not limited to the precise arrangements and instrumentalities shown in the drawings, which have been described above, and that various modifications and changes may be made without departing from the scope thereof. The scope of the present description is limited only by the appended claims.

The foregoing description of the preferred embodiments is provided for the purpose of illustration only, and is not intended to limit the scope of the disclosure, since any modifications, equivalents, improvements, etc. that fall within the spirit and principles of the disclosure are intended to be included within the scope of the disclosure.

Claims

1. A data collation system comprising a fee module and a collation module, a main time period being constituted by at least one sub-time period;

2. A data collation method, a main time period being constituted by at least one sub-time period, the method being applied to a fee module; the method comprises the following steps:

3. A data collation method, a main time period being constituted by at least one sub-time period, the method being applied to a collation module; the method comprises the following steps:

4. A method according to claim 3, wherein the bill for fees to be checked includes a bill for details to be checked for each transaction in the main time period, and wherein the adjusting the bill and the bill for details using the tail difference in the main time period checks the bill for fees to be checked, comprising:

5. A method according to claim 3, the bill of charges to be checked including a total amount of sub-charges to be checked, the total amount of sub-charges to be checked being a total amount of all transactions of charges to be checked in a sub-period, the checking the bill of charges to be checked using the tail difference adjustment bill and the detail bill in the main period comprising:

6. A method according to claim 3, the bill of charges to be checked including a master charge total to be checked, the master charge total to be checked being a total of all transactions of charges to be checked in a master period, the bill of charges to be checked being checked using an end difference adjustment bill and a detail bill in the master period, comprising:

7. The method of any one of claims 3 to 6, further comprising: when receiving a tail difference adjustment bill and a transaction detail bill in a sub-time period, summing a tail difference adjustment value in the tail difference adjustment bill and low-precision commission of the transaction detail bill to obtain a calibrated sub-charge total of the sub-time period;

8. The method of any one of claims 3 to 6, further comprising:

9. A data collation apparatus, a main time period being constituted by at least one sub-time period, the apparatus being applied to a fee module; the device comprises:

10. A data collation apparatus, a main time period being constituted by at least one sub-time period, the apparatus being applied to a collation module; the device comprises:

11. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any of claims 2 to 8 when the program is executed by the processor.