CN109902146A - Credit information acquisition methods, device, terminal and storage medium - Google Patents
Credit information acquisition methods, device, terminal and storage medium Download PDFInfo
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- CN109902146A CN109902146A CN201910064934.4A CN201910064934A CN109902146A CN 109902146 A CN109902146 A CN 109902146A CN 201910064934 A CN201910064934 A CN 201910064934A CN 109902146 A CN109902146 A CN 109902146A
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Abstract
The embodiment of the present invention provides a kind of credit information acquisition methods, obtains the default document comprising credit information corresponding with the default reading instruction according to the default reading instruction received；The voice messaging of user's input is received, and extracts the keyword in the voice messaging；Judge whether the extracted keyword is keyword in preset keyword library；If it is determined that matching the paragraph of the corresponding keyword from the default document comprising credit information, and carry out voice broadcast to the paragraph when the extracted keyword is the keyword in the preset keyword library.The embodiment of the present invention also provides a kind of credit information acquisition device, terminal and computer readable storage medium.Through the embodiment of the present invention, Intelligent voice broadcasting system is applied in loan transaction, facilitates that some have defective vision or the limited client of words cognitive ability reads, allowed user not have to that the time is spent to read very long document, promote user experience.
Description
Technical field
The present invention relates to communication technique field more particularly to a kind of credit information acquisition methods, credit information acquisition device,
Terminal and computer readable storage medium.
Background technique
As the quick universal and intelligent development and the technology of high speed wireless internet of mobile terminal are maked rapid progress,
It allows information that people is followed to walk and has become reality, mobile terminal has become portable workbench, information acquisition platform, can be real
It is now communicated with existing IT application system, or long-range using fixed office corollary equipment, so as to when any desired
Between and occasion, convenient, efficiently and rapidly obtain and processing business information, decision is in thousands of miles away, breaking traditional information processing
Mode.
The financial services such as loan are provided with tight due to being related to the significant problems such as personal property safety during handling
The process of lattice and complexity.Partial service provides network transacting business by the convenience of internet, is able to solve client and knows
The problem of power, to improve client as the status of disadvantaged group, but the mode of above-mentioned acquisition business information needs people to go to use
Eyes are checked that reading time is long, are taken great energy arduously, and when people on the way walk, if visual focus is fixed on movement
In terminal, then the accident of personal safety is easily caused, and had defective vision for some or the limited visitor of words cognitive ability
Experienced for family not be very well, therefore obtain it is a kind of substitution eyes check business information method become urgent problem to be solved.
Summary of the invention
In consideration of it, it is necessary to provide a kind of credit information acquisition methods, credit information acquisition device, terminal and computers
Readable storage medium storing program for executing, can facilitate that some have defective vision or the limited client of words cognitive ability reads, and user is allowed not have to flower
It is time-consuming to read very long document, promote user experience.
First aspect of the embodiment of the present invention provides a kind of credit information acquisition methods, is applied to terminal, the credit information
Acquisition methods include:
Being obtained corresponding with the default reading instruction according to the default reading instruction received includes credit information
Default document；
The voice messaging of user's input is received, and extracts the keyword in the voice messaging；
Judge whether the extracted keyword is keyword in preset keyword library；
If it is determined that when the extracted keyword is the keyword in the preset keyword library, from including credit information
The default document in match the paragraph of the corresponding keyword, and voice broadcast is carried out to the paragraph.
Further, in above-mentioned credit information acquisition methods provided in an embodiment of the present invention, the default document includes
Wherein, the full dose document information includes all information of a Loan Agreement, institute for full dose document information and emphasis document information
Stating emphasis document information includes the default keynote message in a Loan Agreement.
Further, in above-mentioned credit information acquisition methods provided in an embodiment of the present invention, what the basis received
It is default read instruction and obtain the default document comprising credit information corresponding with the default reading instruction include:
It detects whether to receive the default reading instruction in preset duration；
If not receiving the default reading instruction in the preset duration, obtains emphasis document information and carry out language
Sound casting；
If receiving the default reading instruction in the preset duration, obtained according to default the readings instruction and
The default reading instructs corresponding default document and carries out voice broadcast.
Further, in above-mentioned credit information acquisition methods provided in an embodiment of the present invention, it is described acquisition with it is described
After default reading instructs the corresponding default document comprising credit information, the method also includes:
It prompts the user whether to need to carry out voice broadcast to the default document；
If it is determined that carrying out voice broadcast to the default document when needing to carry out voice broadcast to the default document.
Further, defeated in the reception user in above-mentioned credit information acquisition methods provided in an embodiment of the present invention
After the voice messaging entered, the method also includes:
Whether the clarity for detecting the voice messaging is more than default clarity threshold；
If it is determined that being extracted in the voice messaging when clarity of the voice messaging is more than the default clarity threshold
Keyword；
If it is determined that prompting user to re-enter when the clarity of the voice messaging is not up to the default clarity threshold
Voice messaging.
Further, in above-mentioned credit information acquisition methods provided in an embodiment of the present invention, the institute of the judgement extraction
State whether keyword is that keyword in preset keyword library includes:
The extracted keyword is matched with each of preset keyword library keyword；
If the success of any one of the extracted keyword and the preset keyword library keyword match, really
Surely the keyword extracted is the keyword in preset keyword library；
If any one keyword match in the extracted keyword and the preset keyword library fails, really
Surely the keyword extracted is not the keyword in preset keyword library.
Further, in above-mentioned credit information acquisition methods provided in an embodiment of the present invention, from including credit information
The default document in match the paragraph of the corresponding keyword after, the method also includes:
Judge whether the quantity of the paragraph of the correspondence keyword is greater than 1；
If the quantity of the paragraph of the correspondence keyword is greater than 1, the selection paragraph most comprising the keyword
Carry out voice broadcast.
Second aspect of the embodiment of the present invention also provides a kind of credit information acquisition device, is applied to terminal, the loan letter
Ceasing acquisition device includes:
Default document obtains module, for being obtained and the default reading instruction phase according to the default reading instruction received
The corresponding default document comprising credit information；
Keyword-extraction module for receiving the voice messaging of user's input, and extracts the key in the voice messaging
Word；
Keyword judgment module, for judging whether the extracted keyword is key in preset keyword library
Word；
Keyword-matching module, for determining that the extracted keyword is the key in the preset keyword library
When word, match the paragraph of the corresponding keyword from the default document comprising credit information, and to the paragraph into
Row voice broadcast.
The third aspect of the embodiment of the present invention also provides a kind of terminal, and the terminal includes processor, and the processor is used for
Credit information acquisition methods described in above-mentioned any one are realized when executing the computer program stored in memory.
Fourth aspect of the embodiment of the present invention also provides a kind of computer readable storage medium, the computer-readable upper storage
There is computer program, the computer program realizes credit information acquisition side described in above-mentioned any one when being executed by processor
Method.
The embodiment of the present invention provides a kind of credit information acquisition methods, credit information acquisition device, terminal and computer
Readable storage medium storing program for executing obtains corresponding with the default reading instruction comprising loan letter according to the default reading instruction received
The default document of breath；The voice messaging of user's input is received, and extracts the keyword in the voice messaging；Judge extracted
Whether the keyword is keyword in preset keyword library；If it is determined that the extracted keyword is the default key
When keyword in character library, the paragraph of the corresponding keyword is matched from the default document comprising credit information, and
Voice broadcast is carried out to the paragraph.Using the embodiment of the present invention, by the way that Intelligent voice broadcasting system is applied to loan transaction
In, facilitate that some have defective vision or the limited client of words cognitive ability reads, allow user do not have to the time is spent to read it is very long
Document, promoted user experience.
Detailed description of the invention
Fig. 1 is the flow chart for the credit information acquisition methods that first embodiment of the invention provides.
Fig. 2 is the structural schematic diagram of the terminal of an embodiment of the present invention.
Fig. 3 is the illustrative functional block diagram of terminal shown in Fig. 2.
Main element symbol description
The embodiment of the present invention that the following detailed description will be further explained with reference to the above drawings.
Specific embodiment
In order to be more clearly understood that the above objects, features, and advantages of the embodiment of the present invention, with reference to the accompanying drawing and
The present invention will be described in detail for specific embodiment.It should be noted that in the absence of conflict, the embodiment party of the application
Feature in formula can be combined with each other.
Embodiment in the following description, numerous specific details are set forth in order to facilitate a full understanding of the present invention, described reality
The mode of applying is only some embodiments of the invention, rather than whole embodiments.Based on the embodiment in the present invention,
Every other embodiment obtained by those of ordinary skill in the art without making creative efforts belongs to this
The range of inventive embodiments protection.
Unless otherwise defined, all technical and scientific terms used herein and the technology for belonging to the embodiment of the present invention
The normally understood meaning of the technical staff in field is identical.Term as used herein in the specification of the present invention is intended merely to
The purpose of specific embodiment is described, it is not intended that in the limitation embodiment of the present invention.
Fig. 1 is the flow chart of the credit information acquisition methods of first embodiment of the invention, the credit information acquisition side
Method can be applied to terminal 1, and the terminal 1 can be such as smart phone, laptop, desk-top/tablet computer, intelligent hand
The smart machines such as table and personal digital assistant (Personal Digital Assistant, PDA).The terminal 1 includes one
Interactive interface.As shown in Figure 1, the credit information acquisition methods may include steps of:
S101: it is obtained according to the default reading instruction received corresponding with the default reading instruction comprising loan letter
The default document of breath.
In the present embodiment, the default document includes full dose document information and emphasis document information.The full dose
Document information and the emphasis document information are all to be uploaded to system in advance by system operators.The full dose document letter
All information of the breath comprising a Loan Agreement, the emphasis document information include the default emphasis letter in a Loan Agreement
Breath.For example, the default emphasis document information may include, but be not limited to: expense rule, service regulation, especially agreement and
The keynote messages such as authorizing information.Carrying out voice broadcast to the full dose document information is that full text is read, to the emphasis document
It is that emphasis is read that information, which carries out voice broadcast i.e.,.It include credit information in described obtain corresponding with the default reading instruction
The default document after, the method also includes: prompt the user whether to need to carry out voice broadcast to the default document；
If it is determined that carrying out voice broadcast to the default document when needing to carry out voice broadcast to the default document.The mode of prompt
Including voice prompting, short message prompt, e-mail alert and telephone prompts etc..The displaying side of the default document on the terminal
Formula includes: that terminal interface is divided into two interfaces, referred to as the first interface, second contact surface, respectively the first interface of the terminal,
Full dose document information and emphasis document information are shown on second contact surface, or on the first interface of the terminal, second contact surface
Show the icon of full dose document information and emphasis document information.
The default reading instruction may include that default voice reading instruction and default gesture read instruction.Specifically, inspection
Surveying and whether receiving the default method for reading instruction includes: that detection whether there is on the predeterminable area of the terminal screen
Clicking operation is (for example, the terminal screen is divided into two interfaces, referred to as the first interface, second contact surface, respectively on first boundary
Full dose document information and emphasis document information are shown on face and the second contact surface, if detecting in display full dose document information
There are clicking operations in region, then show that user's selection carries out voice broadcast to full dose document information).Alternatively, detection is apart from institute
It states in the pre-determined distance of terminal screen with the presence or absence of predetermined registration operation (for example, if detection is in 10 centimetres of the emphasis screen
In the presence of hook operation is played, then show that user's selection carries out voice broadcast to full dose document information).Alternatively, detection is apart from the end
It holds in the pre-determined distance of screen and whether exports default voice messaging (for example, if detecting apart from 10 centimetres of the terminal screen
The voice messaging of interior output " full dose document information " then shows that user's selection carries out voice broadcast to full dose document information).
It is understood that when carrying out voice broadcast to default document information, while showing the text currently broadcasted
The shelves information content.For example, highlighting the document information currently read by way of highlighted, user is facilitated to check currently
The content of voice broadcast.In one embodiment, the method can also support intelligent translation function, also even presently described pre-
If document is Chinese language state, the Chinese language state of default document can be converted to by other languages shapes by the intelligent translation function
State, for example, English, Russian, Japanese etc..The method also supports the dialect of voice broadcast to select (such as the south of Fujian Province language, Guangdong language), language
The voice of sound casting selects (such as male voice, female voice).
The default reading instruction that the basis receives obtains corresponding with the default reading instruction comprising loan letter
The default document of breath includes: detecting whether to receive the default reading instruction in preset duration；If in the preset duration
The default reading instruction is not received, then obtains emphasis document information and carry out voice broadcast, namely in the preset duration
The default reading instruction is not received inside, then system default carries out voice broadcast to the emphasis document information；If described
The default reading instruction is received in preset duration, then is obtained according to the default reading instruction and instructed with the default reading
Corresponding default document simultaneously carries out voice broadcast.It is pre-set that the preset duration can be terminal user, for example, described
Preset duration is 30 seconds.It is understood that being broadcast obtaining emphasis document information and carrying out voice to the emphasis document information
Before report, voice prompting can also be exported, prompts user that will carry out voice broadcast to emphasis document information, not to avoid user
Understand current speech casting content it is corresponding be any part preset document.
S102: the voice messaging of user's input is received, and extracts the keyword in the voice messaging.
In the present embodiment, if user to a certain section of document information of voice broadcast there are query, can also be to described
Terminal input voice information, the voice messaging that the terminal is inputted according to user extract the keyword in the voice messaging.?
After the voice messaging for receiving user's input, the method also includes: whether the clarity for detecting the voice messaging surpasses
Cross default clarity threshold；If it is determined that when the clarity of the voice messaging is more than the default clarity threshold, described in extraction
Keyword in voice messaging；If it is determined that being prompted when the clarity of the voice messaging is not up to the default clarity threshold
User re-enters voice messaging.It, may be due to various reasons (for example, network be not during actually entering voice messaging
The problems such as volume is smaller, ambient enviroment is noisy when smoothness, user's input voice information) cause the voice messaging of user's input unclear
It is clear, at this point it is possible to which user is prompted to re-enter voice messaging (for example, the voice of output " I does not hear, and please re-enter " mentions
Show), it avoids leading to not correctly extract the keyword in voice messaging because voice messaging is unintelligible.
S103: judge whether the extracted keyword is keyword in preset keyword library, if it is determined that being extracted
The keyword be the preset keyword library in keyword when, enter step S104.
In the present embodiment, it is provided with preset keyword library in the terminal, includes in the preset keyword library
Preset keyword is that system developer is pre-set.For any one preset keyword, in the preset keyword library
Middle there are the near synonym keywords of several and the preset keyword semantic similarity, and whether the keyword for judging to extract
It include: by each of the extracted keyword and the preset keyword library for the keyword in preset keyword library
Keyword is matched；If any one of the extracted keyword and the preset keyword library keyword match at
Function, it is determined that the keyword of extraction is the keyword in preset keyword library；If the extracted keyword with it is described
Any one keyword match failure in preset keyword library, it is determined that the keyword of extraction is not preset keyword library
In keyword, wherein the keyword in the preset keyword library further includes near synonym.For example, the preset keyword library
In a certain preset keyword be " Rescission of Agreement ", can be set " annulling the agreement ", " close agreement " and " stopping agreement " this
Three words are its near synonym keyword.When from the keyword extracted in the voice messaging that user inputs be this 4 keywords in
Any one when, then determine extract the keyword be the preset keyword library in keyword.
It is understood that when not met in this 4 keywords from the keyword extracted in the voice messaging that user inputs
Any one when, can also be chosen in the preset keyword library and the keyword language that extracts by intelligent recognition function
The immediate keyword of justice.For example, the keyword extracted is " eliminate contract ", in preset keyword library and does not include and " eliminate and close
This keyword together " can detecte " eliminating contract " and " cancelling in the preset keyword library by intelligent recognition function
Agreement " is semantic closest, it is possible to determine that the keyword of extraction is the keyword in preset keyword library.Preferably, sentencing
Before the disconnected keyword extracted is the keyword in preset keyword library, it can also prompt user in preset keyword library
The keyword for matching collocation whether be user it should be understood that keyword.According to the instruction of user, the key extracted is judged
Whether word is keyword in preset keyword library.By intelligent recognition function, more intelligently the voice of user's input is believed
Breath is judged, and is interacted by way of prompt with user, and user experience is promoted.
S104: the paragraph of the corresponding keyword is matched from the default document comprising credit information, and to institute
It states paragraph and carries out voice broadcast.
In the present embodiment, it is shown according to the keyword match to the correspondence paragraph of default document with predetermined manner
Document content comprising the keyword, the predetermined manner includes overstriking, mark is bright etc. highlights mode.It is understood that
It is that, after the paragraph for matching the corresponding keyword in the default document comprising credit information, the method is also
It include: to judge whether the quantity of the paragraph of the correspondence keyword is greater than 1；If the paragraph of the correspondence keyword
Quantity is greater than 1, then selection carries out voice broadcast comprising the most paragraph of the keyword.To the document comprising the keyword
After content voice broadcast is completed, detection user is in prefixed time interval (for example, the prefixed time interval is 30 seconds)
No also to export voice messaging, if detecting user within a preset time interval and to export voice messaging, the terminal is automatic
It navigates at the documents location for previously stopping casting, continues to carry out voice broadcast to remaining document information.
The embodiment of the present invention provides a kind of credit information acquisition methods, according to the default reading instruction acquisition received and institute
It states default read and instructs the corresponding default document comprising credit information；The voice messaging of user's input is received, and extracts institute
State the keyword in voice messaging；Judge whether the extracted keyword is keyword in preset keyword library；If sentencing
When the fixed extracted keyword is the keyword in the preset keyword library, from the default text comprising credit information
The paragraph of the corresponding keyword is matched in shelves, and voice broadcast is carried out to the paragraph.Using the embodiment of the present invention, pass through
Intelligent voice broadcasting system is applied in loan transaction, facilitates that some have defective vision or the limited client of words cognitive ability carries out
It reads, allows user not have to that the time is spent to read very long document, promote user experience.
It is the detailed description for being provided for the embodiments of the invention method progress above.Stream shown according to different requirements,
The execution sequence of square can change in journey figure, and certain squares can be omitted.It is provided for the embodiments of the invention terminal 1 below
It is described.
The embodiment of the present invention also provides a kind of terminal 1, including memory 10, processor 30 and is stored on memory 10 simultaneously
The computer program that can be run on processor 30, the processor 30 realize any of the above-described embodiment when executing described program
Described in credit information acquisition methods the step of.
Fig. 2 is the structural schematic diagram of the terminal 1 of an embodiment of the present invention, as shown in Fig. 2, terminal 1 includes memory 10,
Credit information acquisition device 100 is stored in memory 10.The terminal 1 can be mobile phone, tablet computer, individual digital and help
Reason etc. has the terminal 1 using display function.The credit information acquisition device 100 can refer to according to the default reading received
It enables and obtains the default document comprising credit information corresponding with the default reading instruction；Receive the voice letter of user's input
Breath, and extract the keyword in the voice messaging；Judge whether the extracted keyword is in preset keyword library
Keyword；If it is determined that when the extracted keyword is the keyword in the preset keyword library, from including credit information
The default document in match the paragraph of the corresponding keyword, and voice broadcast is carried out to the paragraph.Utilize this hair
Bright embodiment facilitates some to have defective vision or words cognitive ability by the way that Intelligent voice broadcasting system to be applied in loan transaction
Limited client reads, and allows user not have to that the time is spent to read very long document, promotes user experience.
In present embodiment, terminal 1 can also include display screen 20 and processor 30.Memory 10, display screen 20 can be with
It is electrically connected respectively with processor 30.
The memory 10 can be different type storage equipment, for storing Various types of data.For example, it may be terminal
1 memory, memory, can also be the storage card that can be external in the terminal installation 1, such as flash memory, SM card (Smart Media
Card, smart media card), SD card (Secure Digital Card, safe digital card) etc..In addition, memory 10 may include
High-speed random access memory can also include nonvolatile memory, such as hard disk, memory, plug-in type hard disk, intelligent storage
Block (Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash card (Flash Card), extremely
A few disk memory, flush memory device or other volatile solid-state parts.Memory 10 is for storing all kinds of numbers
According to, for example, the types of applications program (Applications) installed in the terminal 1, using above-mentioned credit information acquisition methods
And it is arranged, the information such as the data that obtain.
Display screen 20 is installed on terminal 1, for showing information.
Processor 30 is used to execute all kinds of softwares installed in the credit information acquisition methods and the terminal 1, example
Such as operating system and application display software.Processor 30 is including but not limited to processor (Central Processing
Unit, CPU), micro-control unit (Micro Controller Unit, MCU) etc. is for interpretive machine and processing computer
The device of data in software.
The credit information acquisition device 100 may include one or more modules, one or more of modules
Be stored in the memory 10 of terminal 1 and be configured to by one or more processors (present embodiment be a processor
30) it executes, to complete the embodiment of the present invention.For example, as shown in fig.3, the credit information acquisition device 100 may include pre-
If document obtains module 101, keyword-extraction module 103, keyword judgment module 105, keyword-matching module 107.This hair
The bright so-called module of embodiment can be the program segment for completing a specific function, than program more suitable for description software in processor
In implementation procedure.
It is understood that each embodiment in corresponding above-mentioned credit information acquisition methods, terminal 1 may include Fig. 3
Shown in part or all in each functional module, the function of each module will introduced in detail below.It should be noted that
Identical noun related terms and its specific illustrate can also be in each embodiment of the above credit information acquisition methods
Suitable for the function introduction below to each module.For the sake of saving space and avoiding repetition, details are not described herein again.
Default document, which obtains module 101, can be used for being obtained and the default reading according to the default reading instruction received
Instruct the corresponding default document comprising credit information.
Keyword-extraction module 103 can be used for receiving the voice messaging of user's input, and extract in the voice messaging
Keyword.
Keyword judgment module 105 can be used for judging whether the extracted keyword is in preset keyword library
Keyword.
Keyword-matching module 107 can be used for determining that the extracted keyword is in the preset keyword library
Keyword when, the paragraph of the corresponding keyword is matched from the default document comprising credit information, and to described
Paragraph carries out voice broadcast.
The embodiment of the present invention also provides a kind of computer readable storage medium, is stored thereon with computer program, the meter
Calculation machine program realizes the step of credit information acquisition methods in any of the above-described embodiment when being executed by processor.
If the integrated module/unit of 100/ terminal of credit information acquisition device, 1/ computer equipment is with software function
The form of unit is realized and when sold or used as an independent product, can store in a computer-readable storage medium
In.Based on this understanding, the present invention realizes all or part of the process in above embodiment method, can also pass through calculating
Machine program is completed to instruct relevant hardware, and the computer program can be stored in a computer readable storage medium,
The computer program is when being executed by processor, it can be achieved that the step of above-mentioned each embodiment of the method.Wherein, the computer journey
Sequence includes computer program code, and the computer program code can be source code form, object identification code form, executable text
Part or certain intermediate forms etc..The computer readable storage medium may include: that can carry the computer program code
Any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic disk, CD, computer storage, read-only memory (ROM,
Read-Only Memory), random access memory (RAM, Random Access Memory), electric carrier signal, telecommunications letter
Number and software distribution medium etc..
Alleged processor 30 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit
(Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor is also possible to any conventional processor
Deng the processor 30 is the control centre of 100/ terminal 1 of credit information acquisition device, and various interfaces and route is utilized to connect
Connect the various pieces of entire 100/ terminal 1 of credit information acquisition device.
For the memory 10 for storing the computer program and/or module, the processor 30 is by operation or holds
Row stores computer program and/or module in the memory, and calls the data being stored in memory 10, realizes
The various functions of 100/ terminal 1 of credit information acquisition device.The memory 10 can mainly include storing program area and deposit
Store up data field, wherein storing program area can application program needed for storage program area, at least one function (for example sound is broadcast
Playing function, image player function etc.) etc.；Storage data area, which can be stored, uses created data (such as audio according to mobile phone
Data, phone directory etc.) etc..In addition, memory may include high-speed random access memory, it can also include non-volatile memories
Device, such as hard disk, memory, plug-in type hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure
Digital, SD) card, flash card (Flash Card), at least one disk memory, flush memory device or other volatibility are solid
State memory device.
In several specific embodiments provided by the present invention, it should be understood that disclosed terminal and method, it can be with
It realizes by another way.For example, system embodiment described above is only schematical, for example, the module
Division, only a kind of logical function partition, there may be another division manner in actual implementation.
It is obvious to a person skilled in the art that the embodiment of the present invention is not limited to the details of above-mentioned exemplary embodiment,
And without departing substantially from the spirit or essential attributes of the embodiment of the present invention, this hair can be realized in other specific forms
Bright embodiment.Therefore, in all respects, the present embodiments are to be considered as illustrative and not restrictive, this
The range of inventive embodiments is indicated by the appended claims rather than the foregoing description, it is intended that being equal for claim will be fallen in
All changes in the meaning and scope of important document are included in the embodiment of the present invention.It should not be by any attached drawing mark in claim
Note is construed as limiting the claims involved.Multiple units, module or the device stated in claim can also be by same
Unit, module or device are implemented through software or hardware.
Embodiment of above is only to illustrate the technical solution of the embodiment of the present invention rather than limits, although referring to above preferable
The embodiment of the present invention is described in detail in embodiment, those skilled in the art should understand that, it can be to this hair
The technical solution of bright embodiment is modified or equivalent replacement should not all be detached from the embodiment of the present invention technical solution spirit and
Range.
Claims (10)
1. a kind of credit information acquisition methods, it is applied in terminal, which is characterized in that the credit information acquisition methods include:
It is obtained according to the default reading instruction received corresponding with the default reading instruction default comprising credit information
Document；
The voice messaging of user's input is received, and extracts the keyword in the voice messaging；
Judge whether the extracted keyword is keyword in preset keyword library；
If it is determined that when the extracted keyword is the keyword in the preset keyword library, from the institute comprising credit information
The paragraph for matching the corresponding keyword in default document is stated, and voice broadcast is carried out to the paragraph.
2. credit information acquisition methods according to claim 1, which is characterized in that the default document includes full dose document
Information and emphasis document information, wherein the full dose document information includes all information of a Loan Agreement, the emphasis text
Shelves information includes the default keynote message in a Loan Agreement.
3. credit information acquisition methods according to claim 2, which is characterized in that the default reading that the basis receives
Instruction obtains the default document comprising credit information corresponding with the default reading instruction
It detects whether to receive the default reading instruction in preset duration；
If not receiving the default reading instruction in the preset duration, obtains emphasis document information and carry out voice and broadcast
Report；
If receiving the default reading instruction in the preset duration, according to default the readings instruction acquisition with it is described
Default read instructs corresponding default document and carries out voice broadcast.
4. credit information acquisition methods according to claim 1, which is characterized in that in the acquisition and the default reading
After instructing the corresponding default document comprising credit information, the method also includes:
It prompts the user whether to need to carry out voice broadcast to the default document；
If it is determined that carrying out voice broadcast to the default document when needing to carry out voice broadcast to the default document.
5. credit information acquisition methods according to claim 1, which is characterized in that in the voice of the reception user input
After information, the method also includes:
Whether the clarity for detecting the voice messaging is more than default clarity threshold；
If it is determined that extracting the pass in the voice messaging when clarity of the voice messaging is more than the default clarity threshold
Key word；
If it is determined that prompting user to re-enter voice when the clarity of the voice messaging is not up to the default clarity threshold
Information.
6. credit information acquisition methods according to claim 1, which is characterized in that the keyword that the judgement is extracted
It whether is that keyword in preset keyword library includes:
The extracted keyword is matched with each of preset keyword library keyword；
If the success of any one of the extracted keyword and the preset keyword library keyword match, it is determined that mention
The keyword taken is the keyword in preset keyword library；
If any one keyword match in the extracted keyword and the preset keyword library fails, it is determined that mention
The keyword taken is not the keyword in preset keyword library.
7. credit information acquisition methods according to claim 1, which is characterized in that from described pre- comprising credit information
If after the paragraph for matching the corresponding keyword in document, the method also includes:
Judge whether the quantity of the paragraph of the correspondence keyword is greater than 1；
If the quantity of the paragraph of the correspondence keyword is greater than 1, selection is carried out comprising the most paragraph of the keyword
Voice broadcast.
8. a kind of credit information acquisition device, it is applied to terminal, which is characterized in that the credit information acquisition device includes:
Default document obtains module, corresponding with the default reading instruction for being obtained according to the default reading instruction received
The default document comprising credit information；
Keyword-extraction module for receiving the voice messaging of user's input, and extracts the keyword in the voice messaging；
Keyword judgment module, for judging whether the extracted keyword is keyword in preset keyword library；
Keyword-matching module, for determining that the extracted keyword is the keyword in the preset keyword library
When, the paragraph of the corresponding keyword is matched from the default document comprising credit information, and carry out to the paragraph
Voice broadcast.
9. a kind of terminal, which is characterized in that the terminal includes processor, and the processor is used to execute to store in memory
The credit information acquisition methods as described in claim 1-7 any one are realized when computer program.
10. a kind of computer readable storage medium, it is described it is computer-readable on be stored with computer program, which is characterized in that institute
State the credit information acquisition methods realized as described in claim 1-7 any one when computer program is executed by processor.
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110460798A (en) * | 2019-06-26 | 2019-11-15 | 平安科技（深圳）有限公司 | Video Interview service processing method, device, terminal and storage medium |
| CN111640011A (en) * | 2020-06-11 | 2020-09-08 | 中国银行股份有限公司 | Request method, request device, server and storage medium |
| CN112213950A (en) * | 2019-07-11 | 2021-01-12 | 青岛海尔洗衣机有限公司 | Electric appliance control method and device, electronic equipment and storage medium |
| CN112435116A (en) * | 2020-11-25 | 2021-03-02 | 平安普惠企业管理有限公司 | Data processing method and device based on artificial intelligence, computer equipment and medium |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110460798A (en) * | 2019-06-26 | 2019-11-15 | 平安科技（深圳）有限公司 | Video Interview service processing method, device, terminal and storage medium |
| CN112213950A (en) * | 2019-07-11 | 2021-01-12 | 青岛海尔洗衣机有限公司 | Electric appliance control method and device, electronic equipment and storage medium |
| CN111640011A (en) * | 2020-06-11 | 2020-09-08 | 中国银行股份有限公司 | Request method, request device, server and storage medium |
| CN111640011B (en) * | 2020-06-11 | 2023-09-26 | 中国银行股份有限公司 | Request method, request device, server and storage medium |
| CN112435116A (en) * | 2020-11-25 | 2021-03-02 | 平安普惠企业管理有限公司 | Data processing method and device based on artificial intelligence, computer equipment and medium |
| CN112435116B (en) * | 2020-11-25 | 2024-03-05 | 深圳市兴海物联科技有限公司 | Data processing method, device, computer equipment and medium based on artificial intelligence |
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