CN109887196B

CN109887196B - Automatic reporting device, system and method for overseas foreign exchange business

Info

Publication number: CN109887196B
Application number: CN201910260257.3A
Authority: CN
Inventors: 龚远超; 韦东俊; 陈求相; 梁文健
Original assignee: Industrial and Commercial Bank of China Ltd ICBC
Current assignee: Industrial and Commercial Bank of China Ltd ICBC
Priority date: 2019-04-02
Filing date: 2019-04-02
Publication date: 2023-11-17
Anticipated expiration: 2039-04-02
Also published as: CN109887196A

Abstract

The application provides a device, a system and a method for automatically reporting a cross-overseas foreign exchange service, comprising the following steps: the device comprises a shell, a circuit board arranged in the shell, a signal lamp arranged outside the shell and a camera; the circuit board includes: the device comprises a main control unit, a communication unit, an alarm unit, a storage unit, a security authentication unit, a scanning unit, a reporting information acquisition unit, a reporting information reporting unit and a display control unit, wherein the main control unit, the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and the display control unit are fixed on the circuit board and are electrically connected with the circuit board; the main control unit is respectively in communication connection with the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and the display control unit. The application has the advantages of saving labor cost, improving the input efficiency, reducing error risk, along with small volume, convenient carrying and improving the service bearing capacity of banking outlets.

Description

Automatic reporting device, system and method for overseas foreign exchange business

Technical Field

The application relates to the technical field of cross-overseas foreign exchange, in particular to an automatic declaration device, an automatic declaration system and an automatic declaration method for cross-overseas foreign exchange business.

Background

With the promotion of globalization of finance, the public cross-border payment business and the third party organization cross-border payment business are rapidly developed, and the bank cross-border business is continuously increased. When a customer handles a cross-border transfer or a cross-border collection, it is necessary to report international balance basic information, reporting information, and management information (hereinafter, simply referred to as "outer tube reporting information") according to the request of the outer tube office. The increasing amount of cross-border money transfer and collection traffic presents challenges to businesses and teller alien reporting.

The current method for reporting the outer tube is that a customer submits international balance basic information, reporting information and management information to be reported to a website teller according to the notification of a bank until the website is filled in, and the international balance basic information, the reporting information and the management information are manually input and checked by the website teller and then submitted to the outer tube office, so that the workload of the customer and the cabinet staff is large and the efficiency is low, and the manual operation is easy to cause errors, thereby influencing the operation quality and serving the customer. If the method can not effectively solve the problem of improving the input efficiency of the external tube declaration information, great restriction is brought to the handling of the external tube declaration information declaration by clients, and especially the method can influence the cross-border centralized collection and payment of enterprises and the popularization of the cross-border clearing business of third party payment institutions.

Disclosure of Invention

In order to solve the defects in the prior art, the invention provides a cross-border foreign exchange service automatic reporting device, a system and a method, which are suitable for a user to transact a cross-border remittance or a cross-border collection scene, cover personal users and public customer services, and have the beneficial effects of small volume, portability, improvement of the outer tube reporting information input efficiency, improvement of the accuracy, saving of the labor cost and improvement of the banking website service bearing capacity.

In order to achieve the above object, the present invention provides an automatic reporting device for a cross-overseas foreign exchange service, the device comprising: the device comprises a shell, a circuit board arranged in the shell, a signal lamp arranged outside the shell and a camera; the circuit board includes: the system comprises a main control unit, a communication unit, an alarm unit, a storage unit, a security authentication unit, a scanning unit, a reporting information acquisition unit, a reporting information reporting unit and a display control unit;

the camera and the signal lamp are embedded in the upper part of the upper surface of the shell;

the main control unit, the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and the display control unit are all fixed on the circuit board and are electrically connected with the circuit board;

The main control unit is respectively in communication connection with the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and the display control unit, and is used for sending control instructions to the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and/or the display control unit, and receiving feedback information sent by the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and/or the display control unit; the main control unit is used for receiving the declaration reminding information, receiving and sending user identity authentication information, an identity verification result and a reporting feedback result;

the communication unit is used for receiving and sending the declaration reminding information, the user identity authentication information, the identity authentication result and the declaration feedback result;

the alarm unit is used for receiving the control instruction sent by the main control unit and controlling the signal lamp according to the control instruction;

The storage unit is used for storing a preset check rule set and storing the declaration reminding information and the outer tube declaration information according to the storage instruction;

the safety authentication unit is used for receiving user identity authentication information according to the control instruction sent by the main control unit and sending the user identity authentication information to the communication unit;

the scanning unit is used for controlling the camera to scan according to the control instruction sent by the main control unit and feeding back a scanning result to the main control unit; the external tube declaration information acquisition unit is used for acquiring the external tube declaration information;

the declaration information acquisition unit is used for verifying the received declaration information of the outer tube and sending the declaration information of the outer tube to the declaration information sending unit and the storage unit;

the reporting information reporting unit is used for reporting the outer tube reporting information according to the control instruction sent by the main control unit and receiving a reporting feedback result;

and the display control unit is used for displaying information according to the received control instruction sent by the main control unit.

The invention also provides a system for automatically reporting the overseas foreign exchange business, which comprises: the bank system, the cross-overseas foreign exchange business automatic declaration device and the external bureau system;

The automatic reporting device of the overseas foreign exchange business is in communication connection with the banking system through a wireless network;

the banking system is in communication connection with the external bureau system;

the cross-overseas foreign exchange business automatic reporting device is used for receiving the reporting reminding information sent by the banking system and checking, storing and reporting the received outer tube reporting information;

the bank system is used for sending the declaration reminding information and the declaration feedback result and verifying the user identity authentication information;

the external bureau system is used for receiving the external pipe declaration information sent by the banking system and feeding back the declaration feedback result to the banking system.

The invention also provides a method for automatically reporting the cross-country foreign exchange business, which is applied to the device for automatically reporting the cross-country foreign exchange business, and comprises the following steps:

the communication unit sends the received declaration reminding information to the main control unit; the declaration reminding information comprises: a message to be declared;

the main control unit sends a signal lamp control instruction to the alarm unit according to the declaration reminding information, and the alarm unit executes the signal lamp control instruction; the main control unit sends a storage control instruction to the storage unit according to the declaration reminding information, and the storage unit stores the received declaration reminding information according to the storage control instruction;

The security authentication unit sends the received user identity authentication information to the main control unit;

the main control unit sends the user identity authentication information and sends the received identity authentication result to the security authentication unit; the identity verification result comprises: pass or fail;

judging whether the identity verification result passes or not;

if yes, the main control unit sends a display control instruction for displaying the message to be declared to the display control unit, and sends a scanning control instruction to the scanning unit;

the scanning unit acquires the outer tube declaration information through a camera according to the scanning control instruction, and sends the outer tube declaration information to the declaration information acquisition unit;

the declaration information acquisition unit acquires a preset verification rule set from the storage unit to verify the received outer tube declaration information to generate a declaration information verification result; the declaration information verification result comprises: checking passing or checking failing;

judging whether the verification result of the declaration information is verification passing or not;

if yes, the declaration information acquisition unit sends the received declaration information of the outer tube to the storage unit for storage according to the storage control instruction sent by the main control unit;

The input receiving unit sends the received declaration request to the main control unit;

the main control unit sends a reporting control instruction of the reporting request to the reporting information reporting unit according to the reporting request;

the reporting information reporting unit reports the outer tube reporting information according to the reporting control instruction and receives the reporting feedback result sent by the main control unit;

and the main control unit sends a display control instruction to the display control unit according to the received report feedback result.

The application also provides an electronic device, which comprises a memory, a processor and a computer program stored on the memory and capable of running on the processor, wherein the processor realizes the steps of the cross-overseas foreign exchange business automatic reporting method when executing the program.

The present application provides a computer readable storage medium having stored thereon a computer program which, when executed by a processor, implements the steps of the cross-overseas foreign exchange business automatic declaration method.

The application provides a device, a system and a method for automatically reporting a cross-overseas foreign exchange service, wherein the device comprises: the device comprises a shell, a circuit board arranged in the shell, a signal lamp arranged outside the shell and a camera; the circuit board includes: the system comprises a main control unit, a communication unit, an alarm unit, a storage unit, a security authentication unit, a scanning unit, a reporting information acquisition unit, a reporting information reporting unit and a display control unit; the camera and the signal lamp are embedded in the upper part of the upper surface of the shell; the main control unit, the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and the display control unit are all fixed on the circuit board and are electrically connected with the circuit board; the main control unit is respectively in communication connection with the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and the display control unit, and is used for sending control instructions to the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and/or the display control unit, and receiving feedback information sent by the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and/or the display control unit; the main control unit is used for receiving the declaration reminding information, receiving and sending user identity authentication information, an identity verification result and a reporting feedback result; the communication unit is used for receiving and sending the declaration reminding information, the user identity authentication information, the identity authentication result and the declaration feedback result; the alarm unit is used for receiving the control instruction sent by the main control unit and controlling the signal lamp according to the control instruction; the storage unit is used for storing a preset check rule set and storing the declaration reminding information and the outer tube declaration information according to the storage instruction; the safety authentication unit is used for receiving user identity authentication information according to the control instruction sent by the main control unit and sending the user identity authentication information to the communication unit; the scanning unit is used for controlling the camera to scan according to the control instruction sent by the main control unit and feeding back a scanning result to the main control unit; the external tube declaration information acquisition unit is used for acquiring the external tube declaration information; the declaration information acquisition unit is used for verifying the received declaration information of the outer tube and sending the declaration information of the outer tube to the declaration information sending unit and the storage unit; the reporting information reporting unit is used for reporting the outer tube reporting information according to the control instruction sent by the main control unit and receiving a reporting feedback result; and the display control unit is used for displaying information according to the received control instruction sent by the main control unit. The application has the advantages of saving labor cost, improving the reporting information input efficiency of the outer tube, reducing the risk of misoperation, along with small volume, convenient carrying and improving the service bearing capacity of banking outlets.

Drawings

In order to more clearly illustrate the embodiments of the application or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described, it being obvious that the drawings in the following description are only some embodiments of the application, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.

FIG. 1 is a schematic diagram of the structure of an automatic reporting device for cross-overseas foreign exchange services according to the present application;

FIG. 2 is a schematic diagram of an internal structure of an automatic reporting device for cross-overseas foreign exchange services according to an embodiment of the application;

FIG. 3 is a schematic diagram of a circuit board according to an embodiment of the application;

FIG. 4 is a schematic diagram of the structure of a cross-overseas foreign exchange business automatic reporting system provided by the application;

fig. 5 is a flowchart of a method for automatically reporting a cross-overseas foreign exchange service provided by the application.

Detailed Description

The following description of the embodiments of the present application will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present application, but not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the application without making any inventive effort, are intended to be within the scope of the application.

The terms "first," "second," … …, and the like, as used herein, do not denote a particular order or sequence, nor are they intended to be limiting of the invention, but rather are merely used to distinguish one element or operation from another in the same technical terms.

As used herein, the terms "comprising," "including," "having," "containing," and the like are intended to be inclusive and mean an inclusion, but not limited to.

As used herein, "and/or" includes any or all combinations of such things.

Aiming at the defects in the prior art, the invention provides a cross-overseas foreign exchange business automatic declaration device, the structure schematic diagram of which is shown in figure 1, which comprises: the device comprises a shell 11, a signal lamp 12, a camera 13, a display screen 14, a key area 15 and a circuit board 16.

The case 11 is a case main body of the automatic reporting device for the cross-country foreign exchange business, and as shown in fig. 2, the circuit board 16 is fixed inside the case 11. The case 11 is not detachable, and is shaped and sized to the IPAD type (e.g., 25CM long, 18CM wide, 1CM high).

The signal lamp 12 is embedded in the upper right corner of the front surface A of the shell 11 and is used for alarming. When the user has a task to be declared, the signal lamp starts to flash according to the reminding information until the declaration is finished, and then the signal lamp is extinguished.

The camera 13 is embedded in the upper left corner of the front face A of the shell 11 and is used for scanning the outer tube declaration information.

The display screen 14 is embedded in the middle of the front surface a of the housing 11, occupies about half of the area of the housing 11, and is used for displaying information such as user identity authentication information, external tube reporting information, task information to be reported, date and time, and the like. The display 14 may be a black-and-white display or a color display (e.g., LCD display), which is not limited by the present application.

The key area 15 is embedded in the lower part of the front surface a of the casing 11, the key area 15 can be of a physical extrusion type, and the operation of inputting data is represented by extruding keys; or the key area 15 may be a touch type, which is set in a specific touch area on the display screen 14, and when the user touches and squeezes the specific area, the key area 15 is pressed; or both, the application is not limited thereto.

After the corresponding key of the key area 15 is pressed, an electrical signal is transmitted to the circuit board 16.

As shown in fig. 3, the circuit board 16 includes: the system comprises a main control unit 100, a communication unit 101, an alarm unit 102, a storage unit 103, an input receiving unit 104, a security authentication unit 105, a scanning unit 106, a reporting information acquisition unit 107, a reporting information reporting unit 108, a display control unit 109, a time unit 110 and a power supply unit 111.

The main control unit 100, the communication unit 101, the alarm unit 102, the storage unit 103, the input receiving unit 104, the security authentication unit 105, the scanning unit 106, the reporting information acquisition unit 107, the reporting information reporting unit 108, the display control unit 109, the time unit 110 and the power supply unit 111 are all fixed on the circuit board 16 and electrically connected with the circuit board 16.

The main control unit 100 is respectively connected with a communication unit 101, an alarm unit 102, a storage unit 103, an input receiving unit 104, a security authentication unit 105, a scanning unit 106, a reporting information acquisition unit 107, a reporting information reporting unit 108, a display control unit 109, a time unit 110, and a power supply unit 111, and specifically includes: an electrical connection and a communication connection.

The main control unit 100 is configured to send control instructions to the communication unit 101, the alarm unit 102, the storage unit 103, the input receiving unit 104, the security authentication unit 105, the scanning unit 106, the reporting information collecting unit 107, the reporting information reporting unit 108, the display control unit 109, and the time unit 110, and receive feedback information sent by the communication unit 101, the alarm unit 102, the storage unit 103, the input receiving unit 104, the security authentication unit 105, the scanning unit 106, the reporting information collecting unit 107, the reporting information reporting unit 108, the display control unit 109, and the time unit 110. The main control unit 100 is further configured to receive the declaration reminding information, and receive and send user identity authentication information, an identity verification result, and a feedback result. Wherein, declaring the reminding information includes: and (5) a message to be declared.

The communication unit 101 is configured to receive and send the declaration reminding information, the user identity authentication information, the identity verification result and the reporting feedback result.

Specifically, the communication unit 101 is responsible for information communication, and the specific information communication adopts a WIFI mode, including a currently mature 2G,3G,4G network or a 5G network to be put into operation. The declaration reminding information refers to detailed information of a message to be declared corresponding to a client cross-border money transfer or collection operation. After the communication unit 101 receives the message to be declared, the main control unit 100 is notified, and the main control unit 100 controls the storage unit 103 to store the message to be declared.

The message to be declared comprises: the key value of the message to be declared and the content of the message to be declared. The key value of the message to be declared is used for uniquely identifying the message by a bank, and the structure of the content of the message to be declared is an international SWIFT message structure. The message content to be declared comprises: the present application is not limited to the input/output identifier, message type, service number, sender SWIFT code, receiver SWIFT code, currency, amount, day of origin, date of report, payer account number, payee account number, payer name, payee name, payer address, payee address, payer account opening information, payee account opening information, intermediate line information, fee information, payment details, bank notes, and the like.

The alarm unit 102 is configured to receive a control instruction sent by the main control unit 100, and control the signal lamp 12 according to the control instruction.

Specifically, the alarm unit 102 is responsible for controlling the turning on or off of the signal lamp 12, and converting the on or off control command transmitted to it by the main control unit 100 into signal current information of the signal lamp. After the communication unit 101 receives the alarm reminding information, the alarm reminding information is transmitted to the main control unit 100, the main control unit 100 controls the alarm unit 102 to turn on the signal lamp 12, and after the alarm is finished, the main control unit 100 controls the alarm unit 102 to turn off the lamp.

The storage unit 103 is configured to store a preset check rule set, store the declaration reminding information, the external pipe declaration information, and the like according to the storage instruction, and the application is not limited thereto.

Specifically, the storage unit 103 is responsible for storing external pipe declaration information, where the external pipe declaration information includes: the application is not limited to the international balance basic information, the international balance reporting information, the international balance management information, the outer tube basic data item field rule set, the to-be-reported message, the reporting feedback result and the like.

The international balance basic information includes: the collection base data item and the remittance base data item are shown in table 1. Table 1 is an international balance basic information storage unit.

The international balance basic information collection basic data item includes: the application is not limited to declaration number, payee name, public/private pair, organization code (unit code), personal identification number, chinese resident/chinese non-resident person, settlement mode, deposit currency, deposit amount, exchange rate, exchange amount, rennet account number/bank card number, cash amount, foreign exchange account number/bank card number, other account number/bank card number, national bank deduction currency, foreign bank deduction currency, payer name, banking serial number, and the like.

TABLE 1

Field description	Description of the application
		Key value of message to be declared	In detailed information of messageAcquisition of
Declaration number	External bureau definition, international balance basic information receipt/remittance basic data item
		Payee name	External bureau definition, international balance basic information collection basic data item
Name of remitter	External bureau definition, international balance basic information remittance basic data item
		To public/private	External bureau definition, international balance basic information receipt/remittance basic data item
Organization code (Unit code)	External bureau definition, international balance basic information receipt/remittance basic data item
		Personal identification number	External bureau definition, international balance basic information receipt/remittance basic data item
......	......

The international balance basic information remittance basic data item includes: the application is not limited to reporting numbers, sender names, public/private pairs, organization codes (unit codes), personal identification numbers, chinese resident/non-chinese resident individuals, payee names, money transfer currencies, money transfer amounts, exchange rates, exchange amounts, rennet account numbers/bank card numbers, cash amounts, foreign exchange account numbers/bank card numbers, other amounts, other account numbers/bank card numbers, settlement means, banking numbers, and the like.

The international balance declaration information includes: the collection base data item and the remittance base data item are stored in table 2. Table 2 is an international balance declaration information storage unit.

The international balance declaration information collection basic data items include: the present application is not limited to the name of the resident country (region), the code of the resident country (region), the date of declaration, whether the deposit/refund is to be received in advance, whether the income is to be given to the bonded goods item, the foreign exchange lot number/record list number/service number, transaction code 1, transaction code 2, corresponding currency 1, corresponding currency 2, corresponding amount 1, corresponding amount 2, transaction instruction 1, transaction instruction 2, the person to be filled in telephone, the income type, and the like.

The international deposit and withdrawal reporting information remittance basic data items include: the present application is not limited to this, but the name of the resident country (region) of the payee, the code of the resident country (region) of the payee, the transaction code 1, the transaction code 2, the corresponding currency 1, the corresponding currency 2, the corresponding amount 1, the corresponding amount 2, the transaction annex 1, the transaction annex 2, whether the payment under the bonded goods item, the lot number/record list number/service number of the foreign exchange, the name of the applicant, the telephone of the applicant, and the like.

TABLE 2

Field description	Description of the application
		Key value of message to be declared	Acquisition of message detailed information
Name of resident country (region) of payer	External bureau definition, international deposit and withdrawal information collection basic data item
		Payee resident country (region) name	External bureau definition, international deposit and withdrawal information remittance basic data item
Code for resident country (region) of payer	External bureau definition, international deposit and withdrawal information collection basic data item
		Payee resident country (region) code	External bureau definition, international deposit and withdrawal information remittance basic data item
Transaction code 1	External bureau definition, international deposit and withdrawal information collection/remittance basic data item
		Transaction code 2	External bureau definition, international deposit and withdrawal information collection/remittance basic data item
......	......

The international balance management information remittance basic data item is stored in table 3, and the corresponding management information of cross-border cash reporting is null. Table 3 is an international balance management information storage unit.

TABLE 3 Table 3

Field description	Description of the application
		Key value of message to be declared	Message detailed information acquisition
Declaration number	External bureau definition, international balance management information remittance basic data item
		Latest shipping date	External bureau definition, international balance management information remittance basic data item
Contract number	External bureau definition, international balance management information remittance basic data item
		Invoice number	External bureau definition, international balance management information remittance basic data item
Foreign exchange wholesale/record list number	External bureau definition, international balance management information remittance basic data item
		Newspaper and customs management unit code	External bureau definition, international balance management information remittance basic data item
......	......

The international balance management information remittance base data item includes: the application is not limited to reporting numbers, latest shipping dates, contract numbers, ticket issuing numbers, foreign exchange wholesale/record list numbers, customs clearance business unit codes, customs clearance numbers, customs clearance currencies, customs clearance amounts, current check amounts, landfilled reporters, landfilled telephones, reporting dates, and the like.

TABLE 4 Table 4

Sequence number field name	Remarks
		1 basic data item field	Definition of the outer bureau
2 check rule 1	Check of necessary and selected field
		3 check rule 2	Field type checking
4 check rule 3	Field length check
		5 check rule 4	Field data dictionary checking
6 check rule 5	Field date time format check
		7 check rule 6	Field character set rule checking
8......	Special field rule checking, e.g. checking of monetary currency

The field rule set of the outer tube basic data item is a set (stored in table 4) of checking rules of each field of international balance basic information, declaration information and management information which are defined in advance according to the input requirement of each basic data item required for declaration defined by an outer tube office, and relates to the data items of centralized declaration and return declaration, and the checking rules of the same basic data item are consistent. Table 4 is an outer tube base data item field rule set.

The use of the data in tables 1 to 4 is illustrated below in one specific example:

and receiving an LI SI remittance to the cross-border remittance of the public client ZHANS, and pushing the declaration reminding information to a declaration device of the ZHANS by the bank. The reporting device registers the reporting reminding information after receiving the information. The ZHANG SAN scans the foreign income declaration form through the foreign exchange business automatic declaration device to obtain the international balance basic information as shown in table 5 and the declaration information as shown in table 6.

TABLE 5

All fields of the international balance basic information and the declaration information need to pass through the rule set inspection of the outer tube basic data item field. Taking the receipt currency and transaction code 1 fields as examples, the receipt currency field checks the rule set as shown in Table 7. Transaction encoding 1 field examines a rule set as shown in table 8.

TABLE 6

Field name	Field value
		Key value of message to be declared	Acquisition of message detailed information
Name of resident country (region) of payer	USA
		Code for resident country (region) of payer	USA
Reporting date	2016-12-16
		Whether or not to pre-pay/refund
Whether or not to pay for bonded goods	N (NO)
		Foreign exchange wholesale number/record list number/service number
Transaction code 1	121010 (trade in general)
		Transaction code 2	0
Corresponding currency 1	USD (dollars)
		Corresponding currency 2	0
Corresponding amount of 1	6973.00
		Corresponding amount of 2	0
Trade statement 1	Normally declare
		Trade statement 2
Newspaper filling person	ZHANG SAN
		Person-filled telephone	020-00000000
Revenue type	O-other

TABLE 7

TABLE 8

Sequence number	Field name	Field value
			1	Transaction code 1	Definition of the outer bureau
2	Check rule 1 (must input selection)	Must be transported
			3	Check rule 2 (type)	Character(s)
4	Check rule 3 (maximum length)	6 bits
			5	Check rule 4 (character set)	Digital number
6	Check rule 5 (data dictionary)	Must exist in the international balance code library
			7	Check rule 6 (association relation)	Cannot be the same as transaction code 2
8	Check rule 7 (Length limitation)	Can only be 6 bits

The input receiving unit 104 is configured to receive input information according to a received control instruction sent by the main control unit, encode the input information, and send the encoded input information to the main control unit.

Specifically, the input receiving unit is responsible for receiving input information, converting the input information into a code system that can be identified by the main control unit 100, and transmitting the code system to the main control unit 100, where the input information includes information input through the key area 15 and/or a specific touch area on the display screen 14.

The security authentication unit 105 is configured to receive user identity authentication information according to a control instruction sent by the main control unit, and send the user identity authentication information to the communication unit.

Specifically, the security authentication unit 105 is responsible for collecting user identity authentication information, and transmitting the user identity authentication information through the communication unit 101 for identity authentication. After the user receives the prompt of the signal lamp 12, the key area 15 selects a login key, the main control unit 100 instructs the security authentication unit 105 to pop up a login mode on the display screen 14, the user logs in the cross-foreign exchange business automatic reporting device by inputting a user password or fingerprint authentication or digital certificate provided by a bank, the user identity authentication information is acquired by the security authentication unit 105, then the communication unit 101 sends the user identity authentication information for verification, and the communication unit 101 receives an identity verification result. If the authentication result does not pass, the prompt message is popped up on the display screen 14 of the cross-foreign exchange business automatic reporting device, otherwise, the authentication passes.

The scanning unit 106 is configured to control the camera to perform scanning according to the control instruction sent by the main control unit, and feed back a scanning result to the main control unit; and the external tube declaration information acquisition unit is used for acquiring the external tube declaration information.

Specifically, the scanning unit 106 is responsible for receiving the information obtained by scanning the camera 13, including the international balance basic information, the declaration information, the management information and other contents in the declaration form, and transmitting the obtained information to the declaration information acquisition unit 107 under the control of the main control unit 100. Wherein, the declaration includes: the application is not limited to documents containing declaration information such as foreign remittance application, foreign income declaration form, wholesale issued by the outer bureau, and record form issued by the outer bureau.

The declaration information collecting unit 107 is configured to verify the received declaration information of the external pipe, and send the declaration information of the external pipe to the declaration information sending unit and the storage unit.

Specifically, the declaration information collection unit 107 is responsible for checking international balance basic information, outer tube declaration information, management information, and the like. Under the control of the main control unit 100, the declaration information acquisition unit 107 cuts the international balance basic information, the external pipe declaration information and the management information acquired by the scanning unit 106 into single declaration fields, calls the external pipe basic data item field rule set in the storage unit 103 to verify, and then stores the field information into the storage unit 103. If the verification fails or the acquired data is wrong, a popup prompt is popped up to scan again or input manually.

The reporting information reporting unit 108 is configured to report the outer tube reporting information according to the control instruction sent by the main control unit, and receive a reporting feedback result.

Specifically, the declaration information reporting unit 108 needs to store the external pipe declaration information in the storage unit 103 or access the stored data of the storage unit 103 in the process of performing external pipe declaration information reporting. When the input receiving unit 104 receives the instruction of pressing the "report key" of the key area 15, the international balance basic information, the external pipe report information, the management information and the like in the storage unit 103 are reported via the communication unit 101 according to the control of the main control unit 100, and are responsible for managing the report feedback result fed back via the communication unit 101.

The display control unit 109 is configured to display information according to the received control instruction sent by the main control unit.

Specifically, the display control unit 109 is responsible for outputting information to be displayed to the display screen 14, transmitting a display instruction and display data to the main control unit 100, and converting display current information of the display screen 14, which functions similar to a video card of a computer.

A time unit 110 for setting clock information.

Specifically, the time unit 110 is responsible for setting a date and time, which are displayed on the display 14.

And a power supply unit 111 for supplying power to the circuit board.

Specifically, the power supply unit 111 is responsible for providing the power supply function of each unit of the automatic reporting device for the cross-foreign exchange service, is electrically connected to the circuit board 16, and transmits the current to the main control unit 100, the communication unit 101, the alarm unit 102, the storage unit 103, the input receiving unit 104, the security authentication unit 105, the scanning unit 106, the reporting information acquisition unit 107, the reporting information reporting unit 108, the display control unit 109, the time unit 110, the power supply unit 111, the signal lamp 12, the camera 13, the display screen 14, the key area 15 and the like through the circuit board 16.

In one embodiment, as shown in FIG. 1, the key pad 15 includes: the present application is not limited to the number keyboard 1501, the login key 1502, the scan key 1503, the report key 1504, the correction key 1505, the exit key 1506, and the like.

Number keyboard 1501: for inputting information;

login key 1502: transmitting user identity authentication information to the circuit board 16;

scan key 1503: transmitting an instruction to scan the outer tube declaration information to the circuit board 16;

newspaper send key 1504: sending a report instruction to the circuit board 16;

correction key 1505: error information in the outer tube declaration information is selected for correction and re-input;

An exit key 1506: an exit instruction is sent to the circuit board 16.

The cross-border foreign exchange business automatic reporting device provided by the invention has a particularly obvious effect in the scene of centralized collection/remittance of an enterprise or a third party cross-border payment mechanism, and under the scene, the enterprise or the third party cross-border payment mechanism needs to conduct centralized reporting (centralized reporting that the enterprise or the third party cross-border payment mechanism can automatically collect data when collecting a plurality of cross-border business into one report message to the outside or collecting money from the outside, and the report is needed to be conducted once for the report message, namely, centralized reporting) and reduction reporting (reduction reporting that the cross-border report corresponding to the centralized reporting is conducted in the process of conducting the statement of business by business) are relatively more, and the cross-border foreign exchange business automatic reporting device provided by the invention can automatically collect data, avoid a great amount of manual operation of clients and teller, greatly shorten reporting time and improve reporting efficiency. In addition, under the scene of cross-border collection, the client can timely receive reminding and report, the bank can enter accounts faster, and customer service efficiency can be effectively improved.

Based on the same application conception as the automatic reporting device for the cross-country foreign exchange service, the invention also provides an automatic reporting system for the cross-country foreign exchange service, as described in the following embodiments. Because the principle of the automatic reporting system for the cross-country foreign exchange business for solving the problems is similar to that of the automatic reporting device for the cross-country foreign exchange business, the implementation of the automatic reporting system for the cross-country foreign exchange business can be referred to the implementation of the automatic reporting device for the cross-country foreign exchange business, and the repetition is omitted.

The invention provides a cross-overseas foreign exchange business automatic reporting system, the structure schematic diagram of which is shown in figure 4, the system comprises: the aforementioned cross-overseas foreign exchange business automatic reporting device 1, banking system 2 and external office system 3.

The automatic reporting device 1 of the overseas foreign exchange business is in communication connection with the banking system 2 through a wireless network;

the banking system 2 is in communication connection with the external office system 3;

the automatic reporting device 1 for the overseas foreign exchange business is used for receiving the reporting reminding information sent by the banking system 2 and checking, storing and reporting the received outer tube reporting information;

the bank system 2 is used for sending the declaration reminding information and the declaration feedback result and verifying the user identity authentication information;

the external office system 3 is configured to receive the external pipe declaration information sent by the banking system 2, and feed back the declaration feedback result to the banking system 2.

In specific implementation, the cross-overseas foreign exchange business automatic reporting device 1 is responsible for automatically reporting the application information of the outer tube, receiving the reminding information pushed by the bank system 2, scanning the outer tube reporting information, checking the reporting data, and storing and reporting the outer tube reporting information. The bank system 2 is responsible for the pushing of the declaration reminding information, the verification of the user identity information, the processing and the feedback of the declaration result. The external office system 3 is responsible for receiving the declaration information sent by the banking system 2 and feeding back the declaration result to the banking system 2, wherein the declaration result comprises success or failure and the reason of the failure.

Based on the same application conception as the automatic reporting device for the cross-country foreign exchange service, the invention also provides an automatic reporting method for the cross-country foreign exchange service, as described in the following embodiment. Because the principle of solving the problem of the automatic reporting method of the cross-overseas foreign exchange service is similar to that of the automatic reporting device of the cross-overseas foreign exchange service, the implementation of the automatic reporting method of the cross-overseas foreign exchange service can be referred to the implementation of the automatic reporting device of the cross-overseas foreign exchange service, and the repetition is omitted.

The invention provides a method for automatically reporting a cross-overseas foreign exchange service, a flow chart of which is shown in figure 5, comprising the following steps:

s101: the communication unit sends the received declaration reminding information to the main control unit. Wherein, declaring the reminding information includes: and (5) a message to be declared.

S102: the main control unit sends a signal lamp control instruction to the alarm unit according to the declaration reminding information, and the alarm unit executes the signal lamp control instruction; the main control unit sends a storage control instruction to the storage unit according to the declaration reminding information, and the storage unit stores the received declaration reminding information according to the storage control instruction.

S103: the security authentication unit sends the received user identity authentication information to the main control unit.

S104: the main control unit sends the user identity authentication information and sends the received identity authentication result to the security authentication unit. Wherein, the identity verification result comprises: pass or fail.

S105: and judging whether the authentication result is passed. If yes, executing step S106, and if not, sending prompt information to the display screen.

S106: the main control unit sends a display control instruction for displaying the message to be declared to the display control unit and sends a scanning control instruction to the scanning unit.

S107: the scanning unit collects the outer tube declaration information through the camera according to the scanning control instruction, and sends the outer tube declaration information to the declaration information collecting unit.

S108: and the declaration information acquisition unit performs verification on the received outer tube declaration information according to a preset verification rule set obtained from the storage unit to generate a declaration information verification result. Wherein, the declaration information verification result comprises: check pass or check fail.

S109: and judging whether the verification result of the declaration information is verification passing or not. If yes, step S110 is executed, if not, prompt information for re-collecting the declaration information of the outer tube is sent to the display screen.

S110: the declaration information acquisition unit sends the received outer tube declaration information to the storage unit for storage according to the storage control instruction sent by the main control unit.

S111: the input receiving unit sends the received declaration request to the main control unit.

S112: the main control unit sends a report control instruction of the report request to the report information report unit according to the report request.

S113: the reporting information reporting unit reports the outer tube reporting information according to the reporting control instruction and receives the reporting feedback result sent by the main control unit.

S114: and the main control unit sends a display control instruction to the display control unit according to the received report feedback result.

In specific implementation, the cross-overseas foreign exchange service automatic reporting device receives reporting reminding information, wherein the reporting reminding information refers to detailed information of a message to be reported corresponding to cross-overseas money transfer or collection operation of a client, and comprises a key value of the message to be reported and content of the message to be reported, and the structure of the message content is an international SWIFT message structure.

The communication unit 101 receives the declaration reminding information and notifies the main control unit 100, and the main control unit 100 controls the communication unit 101 to transmit the reminding information to be declared to the storage unit 103 for storage. The main control unit 100 notifies the alarm unit 102, and the alarm unit 102 triggers the signal lamp 12 to flash to remind the user. The user receives the reminding of the signal lamp 12, selects a login key in the key area 15 to log in the user, and inputs a user password, fingerprint authentication, digital certificate and other modes provided by the bank to log in. The security authentication unit 105 acquires the user identity authentication information transmitted in step S104, and notifies the main control unit 100 that user identity authentication is required. The main control unit 100 submits the user identity authentication information acquired by the security authentication unit 105 to the banking system through the communication unit 101 to verify the user identity and feeds back a verification result to the communication unit 101, and the main control unit 100 controls the communication unit 101 to transmit the verification result to the security authentication unit 105. If the verification result is passed, the main control unit 100 calls out the message to be declared and displays the message through the display control unit 109. The user selects a message to be declared, the main control unit 100 calls the scanning unit 106, and the declaration form is scanned through the camera 13 to collect declaration information of the outer tube. The declaration forms comprise documents containing declaration information, such as an overseas remittance application form, an overseas income declaration form, a wholesale part issued by an outer bureau, a record form issued by the outer bureau and the like. The outer tube declaration information comprises international balance basic information, declaration information and management information. If the verification fails, a prompt message is popped up on the display screen, and user identity authentication information is input again. The declaration information collecting unit 107 cuts the collected outer tube declaration information into single declaration fields, and invokes the rule set of the outer tube basic data item fields in the storage unit 103 for verification. If the verification is passed, the main control unit 100 controls the storage unit 103 to store the outer tube declaration information acquired in the step S108; if the verification is not passed, rescanning or manual entry is prompted. After receiving the instruction of reporting (by triggering the "reporting key" of the key area 15) from the input receiving unit 104, the main control unit 100 controls the reporting information reporting unit 108 to report the external pipe reporting information in the storage unit 103 to the bank system via the communication unit 101, and the bank system reports the external pipe reporting information to the external office system. After the outer tube office system audits the outer tube reporting information, the reporting result is sent to the cross-overseas foreign exchange business automatic reporting device through the banking system. The reporting device communication unit 101 receives the reporting result, and feeds back the reporting result to the reporting information unit 108 via the main control unit 100, and displays the reporting result on the display screen 14 via the main control unit 100. If the report is successful, the alarm unit 102 controls the signal lamp 12 to turn off.

Based on the same application conception as the above-described automatic reporting method for the overseas sink service, the present application provides a computer device, as described in the following embodiments. Because the principle of the computer equipment for solving the problems is similar to that of the cross-overseas foreign exchange business automatic reporting method, the implementation of the computer equipment can refer to the implementation of the cross-overseas foreign exchange business automatic reporting method, and the repetition is omitted.

In one embodiment, an electronic device includes: a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing all the steps of the method in the above embodiments when executing the computer program, for example, as shown in fig. 5, the processor implementing the following steps when executing the computer program:

Based on the same application conception as the above-described automatic reporting method for the cross-overseas traffic, the present application provides a computer-readable storage medium, as described in the following embodiments. Because the principle of the computer readable storage medium for solving the problem is similar to that of the automatic reporting method of the cross-overseas sink service, the implementation of the computer readable storage medium can refer to the implementation of the automatic reporting method of the cross-overseas sink service, and the repetition is not repeated.

In one embodiment, a computer readable storage medium stores a computer program, which when executed by a processor implements all the steps of the cross-overseas sink business automatic declaration method in the above embodiment, for example, as shown in fig. 5, the computer program when executed by the processor implements the steps of:

The application provides a device, a system and a method for automatically reporting cross-overseas foreign exchange business, which comprise the following steps: the device comprises a shell, a circuit board arranged in the shell, a signal lamp arranged outside the shell and a camera; the circuit board includes: the system comprises a main control unit, a communication unit, an alarm unit, a storage unit, a security authentication unit, a scanning unit, a reporting information acquisition unit, a reporting information reporting unit and a display control unit; the camera and the signal lamp are embedded in the upper part of the upper surface of the shell; the main control unit, the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and the display control unit are all fixed on the circuit board and are electrically connected with the circuit board; the main control unit is respectively in communication connection with the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and the display control unit, and is used for sending control instructions to the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and/or the display control unit, and receiving feedback information sent by the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and/or the display control unit; the main control unit is used for receiving the declaration reminding information, receiving and sending user identity authentication information, an identity verification result and a reporting feedback result; the communication unit is used for receiving and sending the declaration reminding information, the user identity authentication information, the identity authentication result and the declaration feedback result; the alarm unit is used for receiving the control instruction sent by the main control unit and controlling the signal lamp according to the control instruction; the storage unit is used for storing a preset check rule set and storing the declaration reminding information and the outer tube declaration information according to the storage instruction; the safety authentication unit is used for receiving user identity authentication information according to the control instruction sent by the main control unit and sending the user identity authentication information to the communication unit; the scanning unit is used for controlling the camera to scan according to the control instruction sent by the main control unit and feeding back a scanning result to the main control unit; the external tube declaration information acquisition unit is used for acquiring the external tube declaration information; the declaration information acquisition unit is used for verifying the received declaration information of the outer tube and sending the declaration information of the outer tube to the declaration information sending unit and the storage unit; the reporting information reporting unit is used for reporting the outer tube reporting information according to the control instruction sent by the main control unit and receiving a reporting feedback result; and the display control unit is used for displaying information according to the received control instruction sent by the main control unit. The application has the advantages of saving labor cost, improving the reporting information input efficiency of the outer tube, reducing the risk of misoperation, along with small volume, convenient carrying and improving the service bearing capacity of banking outlets.

It will be appreciated by those skilled in the art that embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The principles and embodiments of the present invention have been described in detail with reference to specific examples, which are provided to facilitate understanding of the method and core ideas of the present invention; meanwhile, as those skilled in the art will have variations in the specific embodiments and application scope in accordance with the ideas of the present invention, the present description should not be construed as limiting the present invention in view of the above.

Claims

1. An automatic reporting device for cross-overseas foreign exchange business, comprising: the device comprises a shell, a circuit board arranged in the shell, a signal lamp arranged outside the shell and a camera; the circuit board includes: the system comprises a main control unit, a communication unit, an alarm unit, a storage unit, a security authentication unit, a scanning unit, a reporting information acquisition unit, a reporting information reporting unit and a display control unit;

the main control unit is respectively in communication connection with the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and the display control unit, and is used for sending control instructions to the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and/or the display control unit, and receiving feedback information sent by the communication unit, the alarm unit, the storage unit, the security authentication unit, the scanning unit, the reporting information acquisition unit, the reporting information reporting unit and/or the display control unit; the main control unit is used for receiving the declaration reminding information, receiving and sending user identity authentication information, an identity verification result and a feedback result;

The display control unit is used for displaying information according to the received control instruction sent by the main control unit;

wherein, the declaration reminding information comprises: a message to be declared; the communication unit is further used for sending a storage request for storing the message to be declared to the main control unit; the outer tube declaration information includes: the method comprises the steps of international balance basic information, international balance reporting information, international balance management information, an outer tube basic data item field rule set, the to-be-reported message and the reporting feedback result.

2. The automatic reporting apparatus for cross-overseas sink traffic of claim 1, further comprising: and the input receiving unit is used for receiving input information according to the received control instruction sent by the main control unit, encoding the input information and then sending the encoded input information to the main control unit.

3. The automatic reporting apparatus for cross-overseas sink traffic of claim 1, further comprising: and the time unit is used for setting clock information.

4. The automatic reporting apparatus for cross-overseas sink traffic of claim 1, further comprising: and the power supply unit is used for supplying power to the circuit board.

5. The automatic reporting apparatus for cross-overseas sink traffic of claim 1, further comprising: the display screen and the key area are embedded in the upper surface of the shell;

the display screen and the key area are positioned below the signal lamp and the camera.

6. The automatic reporting device for cross-overseas sink traffic of claim 5, wherein the key section comprises: numeric keypad, login key, scan key, report key, correction key and exit key.

7. An automatic reporting system for a cross-overseas foreign exchange service, comprising: a banking system, a cross-overseas foreign exchange business automatic reporting device as claimed in any one of claims 1 to 6, and an external office system;

8. An automatic reporting method for cross-overseas foreign exchange business, which is applied to the automatic reporting device for cross-overseas foreign exchange business of any one of claims 1 to 6, and is characterized by comprising the following steps:

judging whether the identity verification result passes or not;

9. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the steps of the cross-overseas traffic automatic reporting method of claim 8 when the program is executed by the processor.

10. A computer readable storage medium having stored thereon a computer program, characterized in that the computer program when executed by a processor realizes the steps of the method for automatically declaring a cross-overseas sink service as claimed in claim 8.