CN109816347A - It is a kind of applied to the information processing method, system and the relevant apparatus that help loan - Google Patents
It is a kind of applied to the information processing method, system and the relevant apparatus that help loan Download PDFInfo
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- CN109816347A CN109816347A CN201910046959.1A CN201910046959A CN109816347A CN 109816347 A CN109816347 A CN 109816347A CN 201910046959 A CN201910046959 A CN 201910046959A CN 109816347 A CN109816347 A CN 109816347A
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- loan
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- customer data
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Abstract
The embodiment of the present disclosure discloses a kind of applied to information processing method, system, device and the equipment and storage medium that help loan, receives the instruction of loan customer data and directed lending fund side mark this method comprises: obtaining；It is instructed according to the loan customer data, receives loan customer data；The format and API that the corresponding directed lending fund side needs are identified according to the directed lending fund side, the loan customer data is converted into the format that the directed lending fund side needs, the directed lending fund side is sent to by the API.Using the embodiment of the present disclosure, service interfacing can be realized with multiple loan fund sides, and can easily access new loan fund side.
Description
Technical field
The present invention relates to field of computer technology more particularly to a kind of applied to the information processing method, system, the dress that help loan
It sets and equipment and storage medium.
Background technique
With the continuous development of computer technology, the more and more business of financial industry use operates on line.Such as loan industry
Business, more and more loan customers can select to submit loan application on loan APP, and these loan APP and it is indirect with it is silver-colored
Capable loan transaction system is connected, then with regard to needing to help the loan application information for borrowing platform to handle loan customer offer, with
And by helping loan platform to be connected to connect loan customer with loan fund side (such as bank, finance company, insurance company)
It connects.In the prior art, each loan fund side needs one to help loan platform, and one is helped loan platform that cannot connect multiple loans moneys
Jin Fang, the loan fund side for such as providing master tape service company increases, then needing to develop one again helps loan platform, it is very multiple
It is miscellaneous.
Summary of the invention
The embodiment of the present disclosure provides a kind of applied to the information processing technology for helping loan.
In a first aspect, disclosing a kind of applied to the information processing method for helping loan, comprising:
It obtains and receives the instruction of loan customer data and directed lending fund side mark；
It is instructed according to the reception loan customer data, receives loan customer data；
The format and API that the corresponding directed lending fund side needs are identified according to the directed lending fund side, it will
The loan customer data is converted into the format that the directed lending fund side needs and is sent to the specified loan by the API
Money fund side.
In one possible implementation, the method also includes:
Obtain the instruction of increase fund side；
It is instructed based on the increase fund side, increase newly-increased fund side's mark and the newly-increased fund side of connection is provided
API。
In one possible implementation, the acquisition receives the instruction of loan customer data, comprising:
The instruction of loan customer data is received by unified API, the loan customer data instruction is to pass through different clients
The instruction of transmission.
In one possible implementation, described that the corresponding specified loan is identified according to the directed lending fund side
The loan customer data is converted into the format that the directed lending fund side needs by the format and API that money fund side needs
It is sent to after the directed lending fund side by the API, comprising:
The notification instruction that capital sends is received, content of announcement is fed back to by the loan customer based on the notification instruction.
In one possible implementation, the method also includes:
Instruction of refunding is obtained, is withholdd based on refund instruction；
In the case where withholing failure, sending withholds account change request notice to loan customer.
In one possible implementation, the loan customer data includes at least one of the following: customer name, client
Age, educational background, occupation, history loan documentation, income situation, family members' situation, gathering and reimbursement bank card number.
Second aspect discloses a kind of applied to the information processing system for helping loan, comprising:
Into part channel, helps and borrow platform, loan fund side；Wherein,
Being sent to the instruction of loan customer data and directed lending fund side mark by unified API into part channel helps loan flat
Platform；
It helps and borrows the format that platform identifies the corresponding directed lending fund side needs according to the directed lending fund side
And API, the loan customer data is converted into the format that the directed lending fund side needs, institute is sent to by the API
State directed lending fund side；
Loan fund side, which receives, to be helped the loan customer data for borrowing platform transmission and audits the loan customer data.
It is described to help loan platform, comprising:
Help borrow platform configuration have multiple and different directed lending fund sides mark in requisition for different formats and API.
The third aspect, discloses a kind of applied to the information processing unit for helping loan, and described device includes:
First acquisition unit receives the instruction of loan customer data and directed lending fund side mark for obtaining；
First receiving unit receives loan customer data for instructing according to the loan customer data；
Transmission unit, for identifying what the corresponding directed lending fund side needed according to the directed lending fund side
The loan customer data is converted into the format that the directed lending fund side needs and is sent by the API by format and API
To the directed lending fund side.
In one possible implementation, described device, further includes:
Second acquisition unit, for obtaining the instruction of increase fund side；
Adding unit, for being instructed based on the increase fund side, increasing newly-increased fund side's mark and providing connection
The API of newly-increased fund side.
In one possible implementation, the first acquisition unit, comprising:
Second receiving unit, for receiving the instruction of loan customer data, the loan customer data instruction by unified API
It is the instruction sent by different clients.
Fourth aspect discloses a kind of applied to the information processing equipment for helping loan, including processor, input equipment, output
Equipment and memory, the processor, input equipment, output equipment and memory are connected with each other, wherein the memory is used for
Application code is stored, the processor is configured for calling said program code, execute such as above-mentioned first aspect or the
Method in any possible implementation of one side.
5th aspect, discloses a kind of computer program product, the computer program product includes computer program, institute
When stating computer program and being called by processor, the processor executes any possible such as above-mentioned first aspect or first aspect
Method in implementation.
Optionally, the computer program is stored on computer readable storage medium.
In the embodiments of the present disclosure, it obtains and receives the instruction of loan customer data and directed lending fund side mark；According to institute
The instruction of loan customer data is stated, loan customer data is received；It is corresponding described specified according to directed lending fund side mark
The loan customer data is converted into the lattice that the directed lending fund side needs by the format and API that loan fund side needs
Formula is sent to the directed lending fund side by the API.Can offer a loan customer data for multiple fund sides, and can
Fund side is sent to after being converted into the data of fund side's needs with the customer data that will acquire.Referred to by obtaining increase fund side
It enables；It is instructed based on the increase fund side, increase newly-increased fund side's mark and the API for connecting newly-increased fund side is provided.It can
Rapidly to add fund side, and does not need to be laid out one again and help loan platform.Loan customer data is received by unified API to refer to
It enables, the loan customer data instruction is the instruction sent by different clients.Unified API and multiple loans can be passed through
APP connection.
Detailed description of the invention
In order to illustrate more clearly of the embodiment of the present disclosure or technical solution in the prior art, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described.
Wherein:
Fig. 1 is the schematic diagram for being applied to help the information processing system of loan that the embodiment of the present disclosure provides；
Fig. 2 is the information processing system module diagram for being applied to help loan that the embodiment of the present disclosure provides；
Fig. 3 is the protocol conversion schematic diagram that the embodiment of the present disclosure provides；
Fig. 4 is the flow diagram for being applied to help the information processing method of loan that the embodiment of the present disclosure provides；
Fig. 5 is the structural schematic diagram for being applied to help the information processing unit of loan that the embodiment of the present disclosure provides；
Fig. 6 is the structural schematic diagram for being applied to help the information processing equipment of loan that the embodiment of the present disclosure provides.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present disclosure, the technical solution in the embodiment of the present disclosure is clearly retouched
It states, it is clear that described embodiment is only disclosure a part of the embodiment, instead of all the embodiments.
It is also understood that mesh of the term used in this present disclosure specification merely for the sake of description specific embodiment
And be not intended to limit this disclosure.
It will be further appreciated that the term "and/or" used in present disclosure specification and the appended claims is
Refer to any combination and all possible combinations of one or more of associated item listed, and including these combinations.
In the specific implementation, terminal described in the embodiment of the present invention is including but not limited to such as with touch sensitive surface
The mobile phone, laptop computer or tablet computer of (for example, touch-screen display and/or touch tablet) etc it is other just
Portable device.It is to be further understood that in certain embodiments, the equipment is not portable communication device, but there is touching
Touch the desktop computer of sensing surface (for example, touch-screen display and/or touch tablet).
In following discussion, the terminal including display and touch sensitive surface is described.It is, however, to be understood that
It is that terminal may include one or more of the other physical user-interface device of such as physical keyboard, mouse and/or control-rod.
The embodiment of the present disclosure provides a kind of applied to the information processing method for helping loan, comprising: obtains loan customer data and refers to
It enables and directed lending fund side identifies；It is instructed according to the loan customer data, receives loan customer data；According to described specified
Loan fund side identifies the format and API that the corresponding directed lending fund side needs, and the loan customer data is converted
The directed lending fund side is sent to by the API at the format that the directed lending fund side needs.
The embodiment of the present disclosure, which also provides, to be applied to help the information processing system of loan, applied to the information processing for helping loan accordingly
Device, applied to the information processing equipment, computer readable storage medium and computer program product for helping loan.It carries out individually below
Detailed description.
It is described below with reference to the system that Fig. 1 and Fig. 2 provides the embodiment of the present disclosure, referring to Figure 1, Fig. 1 is this public affairs
The schematic diagram for being applied to help the information processing system of loan for opening embodiment offer is that the disclosure is implemented please also refer to Fig. 2, Fig. 2
The information processing system module diagram for being applied to help loan that example provides.
It is a kind of applied to the information processing system for helping loan, comprising: into part channel, help borrow platform, loan fund side；Wherein,
Being sent to the instruction of loan customer data and directed lending fund side mark by unified API into part channel helps loan flat
Platform；
It helps and borrows the format that platform identifies the corresponding directed lending fund side needs according to the directed lending fund side
And API, the loan customer data is converted into the format that the directed lending fund side needs, institute is sent to by the API
State directed lending fund side；
Loan fund side, which receives, to be helped the loan customer data for borrowing platform transmission and audits the loan customer data.
It is described to help loan platform, comprising:
Help borrow platform configuration have multiple and different directed lending fund sides mark in requisition for different formats and API.
In one possible implementation, described into part channel includes multiple servers, and each server provides client
So that loan customer initiates loan requests by the client, multiple servers into part channel pass through unification at end
API sends the instruction of loan customer data and directed lending fund side is identified to and helps loan platform.Herein it should be noted that loan clothes
If business device and help borrow platform is provided by a company, then financial service device and help borrow platform between message transmit can adopt
With synchronous mode, asynchronous mode can also be used, unified api interface use http protocol, if financial service device and helping loan flat
Platform is provided by same company, then financial service device and the message transmission helped between loan platform use synchronous mode.This
Sample can guarantee that customer lending data and loan requests can be transmitted reliably.
Optionally, described to be applied to help the information processing system of loan to further include scheduling system and settlement system, in repaying
In the case of, when fund side is without withholing, is borrowed platform initiation notice of withholing by helping and given scheduling system, scheduling system reinforms clearing
System is withholdd, can be honeycomb APP into part channel, borrow money, buy mention circulation borrow etc., herein without limitation, fund
Side can be Kazakhstan disappear gold, Baidu, Air China, point melt net, Yun Xin, it is many pacify, exempted dealers, Hankow bank etc., herein without limitation.
Optionally, the realization of synchronous mode, which can be, accesses external HTT request by openAPI Application of Interface, then leads to
It crosses interface name and obtains Zookeeper supplier agency service class from dubbo frame ReferenceConfig, finally by
Agency service class calls this RPC interface service, its call result is uniformly encapsulated standard json format and is back to called side.It is asynchronous
The realization of mode can be using a set of universal asynchronous transmitting-receiving MQ message (json) processor of rabbitMQ framework encapsulation.It is unified different
Step transmitting-receiving MQ message (json) processor receives MQ queue message, is uniformly deserialized as service parameter object, then goes to pair
MQ SM service monitoring device is answered to carry out business processing.Universal asynchronous receives and dispatches the MQ in MQ message (json) processor and sends tool, will unite
One business object sequence turns to json, is sent to corresponding MQ message queue.
In one possible implementation, described that loan platform is helped to borrow server and corresponding each fund side comprising multiple help
Application.It is described that the loan customer data borrowed and sent by helping loan server 1 uniformly to receive into part channel in platform is helped to instruct and refer to
Determine loan fund side's mark, server is borrowed in helping using reception for each fund side.The instruction of loan customer data and directed lending
It is converted into being dealt into another after the format that each fund side needs after fund side's mark helping and borrows server n, then serviced by helping to borrow
Device n is sent to corresponding fund side's server by corresponding API.Wherein, it is used into part channel with the communication for borrowing server 1 is helped
Http protocol helps to borrow after server 1 receives the data transmitted carrying out transport protocol conversion into part channel, http protocol is converted to
After RPC agreement, then transfer data to the application of each fund side, help and borrow platform interior server and server, server with
Communication protocol between is RPC agreement, and loan platform is helped to be all made of HTTP association with the communication into part channel and fund side
View.Fig. 3 is referred to, Fig. 3 is the protocol conversion schematic diagram that the embodiment of the present disclosure provides.The communication protocol for borrowing platform interior will be helped to turn
It is changed to RPC agreement, the communication helped borrow between platform interior can be made more quickly.
In one possible implementation, it helps and borrows one fund side of application and increase that platform increases a fund side
Interface is used to access new fund side.Due to the exploitation and expansion of business, in the case where needing to increase new fund side, it is only necessary to
The application for increasing a corresponding new access fund side in platform is borrowed in original help, for converting the data of new funds side's needs
Format, and increase fund side's interface, for being communicated with new funds side.It does not need to develop one again and helps and borrow platform
New fund side is accessed, compares and saves human and material resources and time.
Below with reference to Fig. 4 to the embodiment of the present disclosure provide be applied to help the information processing method of loan to be described.
S100, the instruction of reception loan customer data and directed lending fund side mark are obtained.
It helps loan platform acquisition loan customer data instruction to can be loan customer and sending of providing a loan is applied for by loan customer end
Loan application request, be also possible to loan customer and be sent to financial service device, staff first audits, after preliminary audit survey passes through
To the request for helping loan platform to issue.At least one of below loan customer data: customer name, client age, educational background, occupation are gone through
History loan documentation, income situation, family members' situation, gathering and reimbursement bank card number., herein without limitation.Directed lending fund side
Mark be also possible to be defaulted by financial service device it is specified, be also possible to staff audit it is specified after loan customer data
Mark or financial service device automatically generated according to any one of the age of loan customer, wage, occupation etc. or combination
Mark.
S102, it is instructed according to the reception loan customer data, receives loan customer data；
Loan customer data is just received when helping to borrow after platform has got the instruction of reception loan customer data, helps loan platform can
Loan customer data is received with synchronous, that is, helps to borrow after platform has got the instruction of reception loan customer data receiving at once, it can also
With Asynchronous Reception, i.e., after helping loan platform to get the instruction of reception loan customer data, waiting just connects after helping loan platform idle
It receives, herein without limitation.
In one possible implementation, the acquisition receives the instruction of loan customer data, comprising: passes through unified API
The instruction of loan customer data is received, the loan customer data instruction is the instruction sent by different clients.Thus may be used
And have it is multiple into part channel without multiple API, compare the saving exploitation testing time.
S104, identified according to the directed lending fund side format that the corresponding directed lending fund side needs and
The loan customer data is converted into described in format that the directed lending fund side needs is sent to by the API by API
Directed lending fund side.
Specifically, when directed lending fund side is identified as fund side A, help loan platform will be using the fund side in platform
After loan customer data is converted into the format of fund side A needs by A application, by the API of fund side A by loan customer data
It is sent to fund side A, similarly, when directed lending fund side is identified as fund side B, helps loan platform will be using in platform
After loan customer data is converted into the format of fund side B needs by fund side B application, it will be provided a loan visitor by the API of fund side B
Family data is sent to fund side B.
In one possible implementation, the method also includes:
Obtain the instruction of increase fund side；It is instructed, increase newly-increased fund side's mark and mentioned based on the increase fund side
For connecting the API of newly-increased fund side.Due to the exploitation and expansion of business, in the case where needing to increase new fund side, it is only necessary to
The application for increasing a corresponding new access fund side in platform is borrowed in original help, for converting the data of new funds side's needs
Format, and increase fund side's interface, for being communicated with new funds side.It does not need to develop one again and helps and borrow platform
New fund side is accessed, compares and saves human and material resources and time.
In the embodiments of the present disclosure, available reception loan customer data instruction and directed lending fund side mark；Root
It is instructed according to the loan customer data, receives loan customer data；It is corresponding described according to directed lending fund side mark
The format and API that directed lending fund side needs, are converted into directed lending fund side needs for the loan customer data
Format the directed lending fund side is sent to by the API.Can offer a loan customer data for multiple fund sides, and
And the customer data that can be will acquire be converted into fund side needs data after be sent to fund side.By obtaining increase fund
Fang Zhiling；It is instructed based on the increase fund side, increase newly-increased fund side's mark and the newly-increased fund side of connection is provided
API.Fund side can be rapidly added, and does not need to be laid out one again and helps loan platform.Loan customer is received by unified API
Data instruction, the loan customer data instruction is the instruction sent by different clients.Can by unified API with it is multiple
Loan APP connection.
For the ease of better implementing the above scheme of the embodiment of the present disclosure, the disclosure is also corresponding to be provided one kind and is applied to
It helps the information processing unit of loan, is described in detail with reference to the accompanying drawing:
If Fig. 5 is the structural schematic diagram for being applied to help the information processing unit of loan that the embodiment of the present disclosure provides, it is applied to
The information processing unit for helping loan may include: first acquisition unit 100, the first receiving unit 102 and transmission unit 104,
Wherein,
First acquisition unit 100 receives the instruction of loan customer data and directed lending fund side mark for obtaining；
First receiving unit 102 receives loan customer data for instructing according to the loan customer data；
Transmission unit 104, for identifying corresponding directed lending fund side need according to the directed lending fund side
The loan customer data is converted into the format that the directed lending fund side needs and passes through the API by the format and API wanted
It is sent to the directed lending fund side.
In one possible implementation, described device further include:
Second acquisition unit, for obtaining the instruction of increase fund side；
Adding unit, for being instructed based on the increase fund side, increasing newly-increased fund side's mark and providing connection
The API of newly-increased fund side.
In one possible implementation, the first acquisition unit 100, comprising:
Second receiving unit, for receiving the instruction of loan customer data, the loan customer data instruction by unified API
It is the instruction sent by different clients.
In the embodiments of the present disclosure, it obtains and receives the instruction of loan customer data and directed lending fund side mark；According to institute
The instruction of loan customer data is stated, loan customer data is received；It is corresponding described specified according to directed lending fund side mark
The loan customer data is converted into the lattice that the directed lending fund side needs by the format and API that loan fund side needs
Formula is sent to the directed lending fund side by the API.Can offer a loan customer data for multiple fund sides, and can
Fund side is sent to after being converted into the data of fund side's needs with the customer data that will acquire.Referred to by obtaining increase fund side
It enables；It is instructed based on the increase fund side, increase newly-increased fund side's mark and the API for connecting newly-increased fund side is provided.It can
Rapidly to add fund side, and does not need to be laid out one again and help loan platform.Loan customer data is received by unified API to refer to
It enables, the loan customer data instruction is the instruction sent by different clients.Unified API and multiple loans can be passed through
APP connection.
It should be noted that the information processing unit 10 for being applied to help loan in the embodiment of the present disclosure is above-mentioned Fig. 1 to Fig. 4
The information processing unit for being applied to help loan in embodiment, should be applied to the function of each unit in the information processing unit 10 for helping loan
The specific implementation with reference to Fig. 1 to Fig. 4 embodiment in above-mentioned each method embodiment can be corresponded to, which is not described herein again.
For the ease of better implementing the above scheme of the embodiment of the present disclosure, the disclosure is also corresponding to be provided one kind and is applied to
It helps the information processing equipment of loan, is described in detail with reference to the accompanying drawing:
The structural schematic diagram for being applied to help the information processing equipment of loan that the embodiment of the present disclosure as shown in Figure 6 provides, is answered
Information processing equipment 110 for helping loan may include processor 1101, input unit 1102, output unit 1103, memory
1104 and communication unit 1105 and bus 1106, processor 1101, input unit 1102, output unit 1103, memory 1104
It can be connected with each other by bus 1106 with communication unit 1105.Memory 1104 can be high speed RAM memory, be also possible to
Non-volatile memory (non-volatilememory), for example, at least a magnetic disk storage.Memory 1104 is optional
It can also be that at least one is located remotely from the storage system of aforementioned processor 1101.Memory 1104 is for storing application program generation
Code may include operating system, network communication module, Subscriber Interface Module SIM and applied to the message handling program for helping loan, lead to
Believe that unit 1105 is used to carry out information exchange with external unit；Processor 1101 is configured for calling said program code, holds
Row following steps:
It is obtained by processor 1101 and receives the instruction of loan customer data and directed lending fund side mark；
Processor 1101 is instructed according to the loan customer data, receives loan customer data；
Processor 1101 identifies the lattice that the corresponding directed lending fund side needs according to the directed lending fund side
The loan customer data is converted into the format that the directed lending fund side needs and is sent to by the API by formula and API
The directed lending fund side.
The instruction of increase fund side is obtained by processor 1101；
Processor 1101 is instructed based on the increase fund side, increases newly-increased fund side's mark and offer connection is newly-increased
The API of fund side.
Processor 1101 receives the instruction of loan customer data by unified API, and the loan customer data instruction is to pass through
The instruction that different clients are sent.
In the embodiments of the present disclosure, it obtains and receives the instruction of loan customer data and directed lending fund side mark；According to institute
The instruction of loan customer data is stated, loan customer data is received；It is corresponding described specified according to directed lending fund side mark
The loan customer data is converted into the lattice that the directed lending fund side needs by the format and API that loan fund side needs
Formula is sent to the directed lending fund side by the API.Can offer a loan customer data for multiple fund sides, and can
Fund side is sent to after being converted into the data of fund side's needs with the customer data that will acquire.Referred to by obtaining increase fund side
It enables；It is instructed based on the increase fund side, increase newly-increased fund side's mark and the API for connecting newly-increased fund side is provided.It can
Rapidly to add fund side, and does not need to be laid out one again and help loan platform.Loan customer data is received by unified API to refer to
It enables, the loan customer data instruction is the instruction sent by different clients.Unified API and multiple loans can be passed through
APP connection.
It should be noted that the information processing equipment 110 for being applied to help loan in the embodiment of the present disclosure is that above-mentioned Fig. 1 extremely schemes
The information processing equipment for being applied to help loan in 4 embodiments, can specifically correspond to reference to Fig. 1 to Fig. 4 in above-mentioned each method embodiment
The specific implementation of embodiment, which is not described herein again.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, the program can be stored in a computer-readable storage medium
In, the program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein, the storage medium can be U
Disk, magnetic disk, CD, read-only memory (Read-OnlyMemory, ROM) or random access memory (Random
Access Memory, RAM) etc..
The disclosure can be system, method and/or computer program product.Computer program product may include computer
Readable storage medium storing program for executing, containing for making processor realize the computer-readable program instructions of various aspects of the disclosure.
Computer readable storage medium, which can be, can keep and store the tangible of the instruction used by instruction execution equipment
Equipment.Computer readable storage medium for example can be-- but it is not limited to-- storage device electric, magnetic storage apparatus, optical storage
Equipment, electric magnetic storage apparatus, semiconductor memory apparatus or above-mentioned any appropriate combination.Computer readable storage medium
More specific example (non exhaustive list) includes: portable computer diskette, hard disk, random access memory (RAM), read-only deposits
It is reservoir (ROM), erasable programmable read only memory (EPROM or flash memory), static random access memory (SRAM), portable
Compact disk read-only memory (CD-ROM), digital versatile disc (DVD), memory stick, floppy disk, mechanical coding equipment, for example thereon
It is stored with punch card or groove internal projection structure and the above-mentioned any appropriate combination of instruction.Calculating used herein above
Machine readable storage medium storing program for executing is not interpreted that instantaneous signal itself, the electromagnetic wave of such as radio wave or other Free propagations lead to
It crosses the electromagnetic wave (for example, the light pulse for passing through fiber optic cables) of waveguide or the propagation of other transmission mediums or is transmitted by electric wire
Electric signal.
Computer-readable program instructions as described herein can be downloaded to from computer readable storage medium it is each calculate/
Processing unit, or outer computer or outer is downloaded to by network, such as internet, local area network, wide area network and/or wireless network
Portion stores equipment.Network may include copper transmission cable, optical fiber transmission, wireless transmission, router, firewall, interchanger, gateway
Computer and/or Edge Server.Adapter or network interface in each calculating/processing unit are received from network to be counted
Calculation machine readable program instructions, and the computer-readable program instructions are forwarded, for the meter being stored in each calculating/processing unit
In calculation machine readable storage medium storing program for executing.
Computer program instructions for executing disclosure operation can be assembly instruction, instruction set architecture (ISA) instructs,
Machine instruction, machine-dependent instructions, microcode, firmware instructions, condition setup data or with one or more programming languages
The source code or object code that any combination is write, the programming language include the programming language-of object-oriented such as
Smalltalk, C++ etc., and conventional procedural programming languages-such as " C " language or similar programming language.Computer
Readable program instructions can be executed fully on the user computer, partly execute on the user computer, be only as one
Vertical software package executes, part executes on the remote computer or completely in remote computer on the user computer for part
Or it is executed on server.In situations involving remote computers, remote computer can pass through network-packet of any kind
It includes local area network (LAN) or wide area network (WAN)-is connected to subscriber computer, or, it may be connected to outer computer (such as benefit
It is connected with ISP by internet).In some embodiments, by utilizing computer-readable program instructions
Status information carry out personalized customization electronic circuit, such as programmable logic circuit, field programmable gate array (FPGA) or can
Programmed logic array (PLA) (PLA), the electronic circuit can execute computer-readable program instructions, to realize each side of the disclosure
Face.
Referring herein to according to the flow chart of the method, apparatus (system) of the embodiment of the present disclosure and computer program product and/
Or block diagram describes various aspects of the disclosure.It should be appreciated that flowchart and or block diagram each box and flow chart and/
Or in block diagram each box combination, can be realized by computer-readable program instructions.
These computer-readable program instructions can be supplied to general purpose computer, special purpose computer or other programmable datas
The processor of processing unit, so that a kind of machine is produced, so that these instructions are passing through computer or other programmable datas
When the processor of processing unit executes, function specified in one or more boxes in implementation flow chart and/or block diagram is produced
The device of energy/movement.These computer-readable program instructions can also be stored in a computer-readable storage medium, these refer to
It enables so that computer, programmable data processing unit and/or other equipment work in a specific way, thus, it is stored with instruction
Computer-readable medium then includes a manufacture comprising in one or more boxes in implementation flow chart and/or block diagram
The instruction of the various aspects of defined function action.
Computer-readable program instructions can also be loaded into computer, other programmable data processing units or other
In equipment, so that series of operation steps are executed in computer, other programmable data processing units or other equipment, to produce
Raw computer implemented process, so that executed in computer, other programmable data processing units or other equipment
Instruct function action specified in one or more boxes in implementation flow chart and/or block diagram.
The flow chart and block diagram in the drawings show system, method and the computer journeys according to multiple embodiments of the disclosure
The architecture, function and operation in the cards of sequence product.In this regard, each box in flowchart or block diagram can generation
One module of table, program segment or a part of instruction, the module, program segment or a part of instruction include one or more use
The executable instruction of the logic function as defined in realizing.In some implementations as replacements, function marked in the box
It can occur in a different order than that indicated in the drawings.For example, two continuous boxes can actually be held substantially in parallel
Row, they can also be executed in the opposite order sometimes, and this depends on the function involved.It is also noted that block diagram and/or
The combination of each box in flow chart and the box in block diagram and or flow chart, can the function as defined in executing or dynamic
The dedicated hardware based system made is realized, or can be realized using a combination of dedicated hardware and computer instructions.
Above disclosed is only disclosure preferred embodiment, cannot limit the right model of the disclosure with this certainly
It encloses, therefore according to equivalent variations made by disclosure claim, still belongs to the range that the disclosure is covered.
Claims (10)
1. a kind of applied to the information processing method for helping loan characterized by comprising
It obtains and receives the instruction of loan customer data and directed lending fund side mark；
It is instructed according to the reception loan customer data, receives loan customer data；
The format and API that the corresponding directed lending fund side needs are identified according to the directed lending fund side, it will be described
Loan customer data is converted into the format that the directed lending fund side needs and is sent to the directed lending money by the API
Jin Fang.
2. the method according to claim 1, wherein the method, comprising:
Obtain the instruction of increase fund side；
It is instructed based on the increase fund side, increase newly-increased fund side's mark and the API for connecting newly-increased fund side is provided.
3. the method according to claim 1, wherein the acquisition receives the instruction of loan customer data, comprising:
The instruction of loan customer data is received by unified API, the loan customer data instruction is sent by different clients
Instruction.
4. a kind of applied to the information processing system for helping loan characterized by comprising into part channel, help and borrow platform, loan fund
Side；Wherein,
The instruction of loan customer data and directed lending fund side mark are sent to by unified API and help loan platform into part channel；
Help borrow platform according to the directed lending fund side identify format that the corresponding directed lending fund side needs and
The loan customer data is converted into described in format that the directed lending fund side needs is sent to by the API by API
Directed lending fund side；
Loan fund side, which receives, to be helped the loan customer data for borrowing platform transmission and audits the loan customer data.
5. system according to claim 4, which is characterized in that described to help loan platform, comprising:
Help borrow platform configuration have multiple and different directed lending fund sides mark in requisition for different formats and API.
6. a kind of applied to the information processing unit for helping loan characterized by comprising
First acquisition unit receives the instruction of loan customer data and directed lending fund side mark for obtaining；
First receiving unit receives loan customer data for instructing according to the reception loan customer data；
Transmission unit, for identifying the format that the corresponding directed lending fund side needs according to the directed lending fund side
And API, the loan customer data is converted into the format that the directed lending fund side needs, institute is sent to by the API
State directed lending fund side.
7. device according to claim 6 characterized by comprising
Second acquisition unit, for obtaining the instruction of increase fund side；
Adding unit increases newly for increasing newly-increased fund side's mark and providing connection based on increase fund side instruction
The API of fund side.
8. device according to claim 6, which is characterized in that the first acquisition unit, comprising:
Second receiving unit, for receiving the instruction of loan customer data by unified API, the loan customer data instruction is logical
Cross the instruction of different clients transmission.
9. a kind of applied to the information processing equipment for helping loan, which is characterized in that including processor, input equipment, output equipment and
Memory, the processor, input equipment, output equipment and memory are connected with each other, wherein the memory is answered for storing
With program code, the processor is configured for calling said program code, execute as described in any one of claims 1-3
Method.
10. a kind of computer readable storage medium, which is characterized in that the computer storage medium is stored with computer program,
The computer program includes program instruction, and described program instruction makes the processor execute such as right when being executed by a processor
It is required that the described in any item methods of 1-3.
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