CN109815803A - Risk control method, device, computer equipment and storage medium are examined in face - Google Patents

Risk control method, device, computer equipment and storage medium are examined in face Download PDF

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Publication number
CN109815803A
CN109815803A CN201811552004.5A CN201811552004A CN109815803A CN 109815803 A CN109815803 A CN 109815803A CN 201811552004 A CN201811552004 A CN 201811552004A CN 109815803 A CN109815803 A CN 109815803A
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face
data
micro
air control
examined
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CN109815803B (en
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汪国栋
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Ping An Technology Shenzhen Co Ltd
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Ping An Technology Shenzhen Co Ltd
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Abstract

This application involves a kind of faces to examine risk control method, device, computer equipment and storage medium.This method is related to micro- Expression Recognition technology, comprising: receives the face that terminal is sent and examines request message, obtains that careful request message is corresponding examines verification information to face with face;From preset verifying Q & A database, obtains and examine the corresponding verifying question and answer data of verification information with to face;Face careful verification information progress face is treated by verifying question and answer data and checks card, obtains information authentication results;Video data is examined in acquisition face, and face is examined video data and obtained by recording when card is checked in carry out face;Video data is examined in face to input respectively in preset micro- expression air control model and human face recognition model, obtains micro- expression air control result and face recognition result;According to information authentication results, micro- expression air control result, face recognition result and preset air control weight coefficient, obtains face and examine air control result.The effect that risk control is examined in face can be improved using this method.

Description

Risk control method, device, computer equipment and storage medium are examined in face
Technical field
This application involves field of computer technology, examine risk control method, device, computer more particularly to a kind of face and set Standby and storage medium.
Background technique
With the development of internet technology, more and more operation systems are mentioned by various application programs progress business service For, such as the shopping at network that the social interaction server of social application offer, the application of online shopping platform provide, greatly facilitate the life of people It is living.Generally, when terminal user requests related service to service in each application program, need to fill in corresponding business form, with User information needed for providing, operation system carries out verification verifying to user information again, to carry out business risk control, it is ensured that Service security.
However, the user information that current operation system provides terminal user, is carried out by the verification personnel of profession mostly Verifying is verified under line, more particularly, to the business service of the big amount of money, needs to carry out Information Authentication by examining below line, process is examined in face The confidence level of middle Information Authentication is examined that personnel's personal influence factor is big by face, and the effect of risk control is limited during face is examined.
Summary of the invention
Based on this, it is necessary in view of the above technical problems, it is careful to provide a kind of face that can be improved the careful risk control effect in face Risk control method, device, computer equipment and storage medium.
A kind of careful risk control method in face, which comprises
It receives the face that terminal is sent and examines request message, obtain that careful request message is corresponding examines verification information to face with face;
From preset verifying Q & A database, obtains and examine the corresponding verifying question and answer data of verification information with to face;
Face careful verification information progress face is treated by verifying question and answer data and checks card, obtains information authentication results;
Video data is examined in acquisition face, and face is examined video data and obtained by recording when card is checked in carry out face;
Video data is examined in face to input respectively in preset micro- expression air control model and human face recognition model, obtains micro- expression Air control result and face recognition result, micro- expression air control model are obtained by the micro- expression air control data training of history;
According to information authentication results, micro- expression air control result, face recognition result and preset air control weight coefficient, obtain Air control result is examined in face.
In one of the embodiments, before receiving the face that terminal is sent and examining request message, further includes:
The business request information that terminal is sent is received, and determines the type of service of business request information;
Preset service template list corresponding with type of service is inquired from operation system, and issuing service template list is extremely Terminal;
The business form that terminal returns is received, after processing is editted and updated to service template list by terminal in business form It obtains;
Obtain with face examine request message it is corresponding to face check demonstrate,prove information include:
Inquiry business form corresponding with the careful request message in face, and extracted from business form and examine verification information to face.
In one of the embodiments, from preset verifying Q & A database, obtain corresponding with verification information is examined to face Verifying question and answer data include:
It determines and examines the corresponding user identity information of verification information and service identification information to face;
Determine the corresponding user's checking rank of user identity information and the corresponding business verifying grade of service identification information Not;
Information Authentication rank is obtained according to user's checking rank, business verifying rank and the preset level weights factor;
According to Information Authentication rank from preset verifying Q & A database, obtains and examine that verification information is corresponding to be tested to face Demonstrate,prove question and answer data.
Verifying question and answer data include validation problem data and corresponding with validation problem data in one of the embodiments, Validation Answer Key data;Face careful verification information progress face is treated by verifying question and answer data and checks card, obtains information authentication results packet It includes:
Validation problem data are issued to terminal;
The verifying reply data that terminal returns is received, reply data is verified by terminal and response is carried out to validation problem data Processing obtains;
Reply data will be verified and Validation Answer Key data carry out comparison, obtain information authentication results.
In one of the embodiments, before video data is examined in the face of acquisition, further includes:
Generate recording request message;
Recording request message is issued to terminal, recording request message is used to indicate terminal and carries out video record when card is checked in face System;
Video data is examined in acquisition face
It receives the face that terminal returns and examines video data.
Video data is examined into face in one of the embodiments, and inputs preset micro- expression air control model and face knowledge respectively In other model, obtains micro- expression air control result and face recognition result includes:
It is examined in video data from face and extracts micro- expressive features data and face recognition features' data respectively;
Inquire preset micro- expression air control model and human face recognition model;
Micro- expressive features data are inputted in micro- expression air control model, micro- expression air control result is obtained;
Face recognition features' data are inputted in human face recognition model, face recognition result is obtained.
In one of the embodiments, before inquiring preset micro- expression air control model, further includes:
The micro- expression air control data of history are obtained from each operation system, the micro- expression air control data of history include micro- expression data With air control data corresponding with micro- expression data;
Micro- expressive features parameter is extracted from micro- expression data, and is established between micro- expressive features parameter and air control data Mapping;
The micro- expressive features parameter of training and air control data, obtain micro- expression air control model.
A kind of careful risk control device in face, described device include:
Request receiving module is examined in face, and request message is examined in the face for receiving terminal transmission, is obtained and is examined request message pair with face That answers examines verification information to face;
Verify data obtains module, for from preset verifying Q & A database, obtaining and examining verification information pair to face The verifying question and answer data answered;
Card processing module is checked in face, is checked card for treating face careful verification information progress face by verifying question and answer data, is obtained To information authentication results;
Video acquiring module is examined in face, examines video data for obtaining face, video data is examined by checking card in carry out face in face When record to obtain;
Video processing module is examined in face, inputs preset micro- expression air control model and face respectively for video data to be examined in face In identification model, micro- expression air control result and face recognition result are obtained, micro- expression air control model is by the micro- expression air control number of history It is obtained according to training;
Air control processing module is examined in face, for according to information authentication results, micro- expression air control result, face recognition result and pre- If air control weight coefficient, obtain face examine air control result.
A kind of computer equipment, including memory and processor, the memory are stored with computer program, the processing Device performs the steps of when executing the computer program
It receives the face that terminal is sent and examines request message, obtain that careful request message is corresponding examines verification information to face with face;
From preset verifying Q & A database, obtains and examine the corresponding verifying question and answer data of verification information with to face;
Face careful verification information progress face is treated by verifying question and answer data and checks card, obtains information authentication results;
Video data is examined in acquisition face, and face is examined video data and obtained by recording when card is checked in carry out face;
Video data is examined in face to input respectively in preset micro- expression air control model and human face recognition model, obtains micro- expression Air control result and face recognition result, micro- expression air control model are obtained by the micro- expression air control data training of history;
According to information authentication results, micro- expression air control result, face recognition result and preset air control weight coefficient, obtain Air control result is examined in face.
A kind of computer readable storage medium, is stored thereon with computer program, and the computer program is held by processor It is performed the steps of when row
It receives the face that terminal is sent and examines request message, obtain that careful request message is corresponding examines verification information to face with face;
From preset verifying Q & A database, obtains and examine the corresponding verifying question and answer data of verification information with to face;
Face careful verification information progress face is treated by verifying question and answer data and checks card, obtains information authentication results;
Video data is examined in acquisition face, and face is examined video data and obtained by recording when card is checked in carry out face;
Video data is examined in face to input respectively in preset micro- expression air control model and human face recognition model, obtains micro- expression Air control result and face recognition result, micro- expression air control model are obtained by the micro- expression air control data training of history;
According to information authentication results, micro- expression air control result, face recognition result and preset air control weight coefficient, obtain Air control result is examined in face.
Risk control method, device, computer equipment and storage medium are examined in above-mentioned face, corresponding by examining verification information to face Verifying question and answer data carry out face and check card, obtain information authentication results, and acquisition is recorded when card is checked in carry out face Video data is examined in face, and video data is examined in face and is inputted in preset micro- expression air control model and human face recognition model respectively, is obtained Micro- expression air control result and face recognition result, further according to preset air control weight coefficient, combining information verification result, micro- expression Air control result and face recognition result obtain face and examine air control as a result, air control result is examined in face examines risk control for face.Wind is examined in face In dangerous control process, face is carried out by verifying question and answer data and checks card, and the face by recording when card is checked in carry out face It examines video data and carries out integrated risk control, the face for not needing profession examines the direct scope of participants of personnel and examines Information Authentication, avoids people For factor influence, the effect that risk control is examined in face is effectively increased.
Detailed description of the invention
Fig. 1 is the application scenario diagram that risk control method is examined in face in one embodiment;
Fig. 2 is the flow diagram that risk control method is examined in face in one embodiment;
Fig. 3 is the flow diagram that question and answer data acquisition is verified in one embodiment;
Fig. 4 is the flow diagram that risk control method is examined in face in another embodiment;
Fig. 5 is the structural block diagram that risk control device is examined in face in one embodiment;
Fig. 6 is the internal structure chart of computer equipment in one embodiment.
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the application are more clearly understood The application is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the application, not For limiting the application.
Risk control method is examined in face provided by the present application, can be applied in application environment as shown in Figure 1.Wherein, eventually End equipment 102 is communicated with server 104 by network by network.Terminal device 102 is examined to 104 transmission face of server and is asked Message is sought, server 104 examines verification information to face according to the careful request message acquisition in the face is corresponding, by examining verification information to face Corresponding verifying question and answer data carry out face and check card, obtain information authentication results, and obtain and record when card is checked in carry out face Video data is examined in the face arrived, and video data is examined in face and is inputted in preset micro- expression air control model and human face recognition model respectively, Micro- expression air control result and face recognition result are obtained, it is combining information verification result, micro- further according to preset air control weight coefficient Expression air control result and face recognition result obtain face and examine air control as a result, air control result is examined in face examines risk control for face.Wherein, Terminal device 102 can be, but not limited to be various personal computers, laptop, smart phone, tablet computer and portable Wearable device, server 104 can be realized with the server cluster of the either multiple server compositions of independent server.
In one embodiment, as shown in Fig. 2, providing a kind of careful risk control method in face, it is applied to Fig. 1 in this way In server 104 for be illustrated, comprising the following steps:
Step S201: receiving the face that terminal is sent and examine request message, obtains that careful request message is corresponding checks to face with face Demonstrate,prove information.
Generally, business request information is sent by terminal to server 104, to request related service service, server 104 According to the type of service of business request information, corresponding service template list is issued, to obtain user needed for business service The user informations such as information, such as name, identification card number, region, income, phone number and academic information.In the use that terminal returns After family information meets the careful requirement in face, such as the integrity demands of user information, server 104 examines notification message to fermentation under terminal, Subsequent face, which can be carried out, with prompt terminal examines verification process.In the present embodiment, examined in the face that terminal receives the transmission of server 104 After notification message, the suitable time can be selected to make requests face by the service-user of terminal and check card.
Specifically, face is examined request message and is sent by terminal to server 104, with requested service system to the user having been provided Information carries out face and checks card.After server 104 receives the careful request message in face, acquisition is corresponding to examine verification information to face, to face Careful verification information can be the user information that terminal provides.In specific implementation, the user information provided for terminal, Ke Yiji In store to preset and examined in database to face, when request message is examined in the face that receives, wait for that face is examined in database from this and extract pair That answers examines verification information to face, examines Information Authentication processing to carry out subsequent face.
Step S203: it from preset verifying Q & A database, obtains and examines the corresponding verifying question and answer of verification information with to face Data.
Wherein, verifying Q & A database constructed in advance according to the historical information verify data of operation system, be stored with It is various to examine the corresponding verifying question and answer data of verification information to face.In a particular application, verifying question and answer data may include that verifying is asked Data and Validation Answer Key data corresponding with validation problem data are inscribed, validation problem data are to examine mentioning for verification information for face Ask that data, Validation Answer Key data are then the corresponding benchmark answer of the validation problem data.
Specifically, it is obtaining after verification information is examined in face, is inquiring preset verifying Q & A database, and therefrom obtaining and correspond to Verifying question and answer data.In specific implementation, it may further determine that the Information Authentication rank that verification information is examined to face, and according to The Information Authentication rank acquires verifying question and answer data from verifying Q & A database.Wherein, Information Authentication rank can be with body Now wait for that the proof strength of verification information is examined in face for this, Information Authentication rank is higher, then proof strength is also higher, that is, carries out deeper Enter and comprehensively verify verifying, such as bigger verifying range, more Verification Projects, with ensure the authenticity of Information Authentication with Reliability.
Step S205: face careful verification information progress face is treated by verifying question and answer data and checks card, obtains Information Authentication knot Fruit.
It obtains after the corresponding verifying question and answer data of verification information are examined in face, card is checked by the verifying question and answer data face for the treatment of Information carries out face and checks card, obtains information authentication results.Specifically, when verifying question and answer data include validation problem data and with test When demonstrate,proving the corresponding Validation Answer Key data of problem data, the validation problem data distributing in question and answer data can will be verified to terminal, Reply process is carried out to validation problem data by terminal.For example, when it is address information that verification information is examined in face, validation problem data Including validation problems such as weather, landmark, landmark spacing and commuting times, validation problem is issued to terminal, by end The service-user at end carries out reply process to validation problem, and in the verifying reply data and verifying question and answer data that terminal is returned Validation Answer Key data carry out comparison, obtain information authentication results, directly participate in just realization pair so as to avoid artificial The verifying verification of user information is handled.
Step S207: video data is examined in the face that obtains, and face is examined video data and obtained by recording when card is checked in carry out face.
Wherein, face is examined video data and is obtained by recording when card is checked in carry out face, can specifically be carried by terminal preposition Camera carries out video record and obtains.In the present embodiment, face careful verification information progress face is being treated by verifying question and answer data When checking card, face is carried out using the front camera that terminal carries and examines video record, video data recording is examined in the face recorded The morphological datas such as expression, expression, movement of the service-user of terminal during card is checked in face.It, can by the morphological data To carry out the risk controls such as micro- Expression analysis, recognition of face processing, to improve the effect that air control is examined in face.
Step S209: examining video data for face and inputted in preset micro- expression air control model and human face recognition model respectively, Micro- expression air control result and face recognition result are obtained, micro- expression air control model is obtained by the micro- expression air control data training of history.
After obtaining the careful video data in face, it is inputted respectively in preset micro- expression air control model and human face recognition model, Obtain micro- expression air control result and face recognition result.Wherein, micro- expression air control model is by the micro- expression air control data training of history It obtains;Human face recognition model can be obtained by the training of various human face datas.
Specifically, micro- expression air control model can identify that micro- expression of service-user in video data, such as glad, evil are examined in face Fearness, indignation, detest, surprised and contempt etc., and micro- expression of service-user is analyzed, service-user, which is obtained, in face checks card The quantization degree of each emotional state in the process, such as positive, tranquil and anxiety, it is finally comprehensive to export micro- expression air control result.It should Micro- expression air control result can be used for instead cheating reference, to judge whether service-user has fraud, to realize risk control. In addition, human face recognition model can examine the service-user in video data with opposite carries out recognition of face, with the body to service-user Part is verified, and judges whether to operate in person, further ensures that risk control effect is examined in face.
Step S211: according to information authentication results, micro- expression air control result, face recognition result and preset air control weight Coefficient obtains face and examines air control result.
It, can be according to actual business wind after obtaining information authentication results, micro- expression air control result and face recognition result The comprehensive three of control demand is weighted processing and obtains the careful air control result in face.Specifically, available preset air control weight coefficient, Air control weight coefficient is configured according to practical business air control demand, for information authentication results, micro- expression air control result and Face recognition result is weighted processing, to embody the significance level of information authentication results, micro- Expression analysis and recognition of face.
In specific implementation, information authentication results, micro- expression air control result and face recognition result can be with quantization at Value-at-risk after reason is embodied, and it is then that air control scoring is examined in face that air control result is examined in face.If information authentication results are Information Authentication wind Danger value, micro- expression air control result are micro- expression value-at-risk, and face recognition result is bio-identification value-at-risk, in conjunction with air control weight system Information authentication results, micro- expression air control result and the corresponding weight factor of face recognition result for including in number, can be multiplied The careful air control scoring in face is obtained after adding calculating, which examines the risk control that air control scoring can be used for during face is examined.For example, in percentage When system quantization, if Information Authentication value-at-risk is 30, corresponding informance weight factor is 0.6;Micro- expression value-at-risk is 60, corresponding micro- table Feelings weight factor is 0.25;Bio-identification value-at-risk is 20, and corresponding biology weight factor is 0.15, then face can be calculated and examine Air control scoring is (30*0.6)+(60*0.25)+(20*0.15)=36, which examines air control scoring can user's risk control reference.
After obtaining air control weight coefficient, combining information verification result, micro- expression air control result and face recognition result are calculated It obtains face and examines air control as a result, air control result is examined in face reflects the fraud degree of the service-user of terminal during card is checked in face, It can be used as risk control reference when carrying out examination & approval processing to the business request information of the service-user of terminal.For example, if face is examined When air control result is that air control scoring is examined in face, the numerical values recited that air control scoring can be examined according to the face carries out risk judgment, as face is examined Air control scoring is higher, then corresponding risk is higher, shows that service-user may have fraud during card is checked in face, with this It realizes and risk control is examined to the face of business.
Above-mentioned face is examined in risk control method, is checked by examining verification information corresponding verifying question and answer data progress face to face Card obtains information authentication results, and obtains the face recorded when card is checked in carry out face and examine video data, examines face closely frequency According to being inputted in preset micro- expression air control model and human face recognition model respectively, micro- expression air control result and recognition of face knot are obtained Fruit, further according to preset air control weight coefficient, combining information verification result, micro- expression air control result and face recognition result are obtained Air control is examined in face as a result, air control result is examined in face examines risk control for face.During risk control is examined in face, by verifying question and answer number Card is checked according to carry out face, and the face by recording when card is checked in carry out face examines video data and carries out integrated risk control, The face for not needing profession examines the direct scope of participants of personnel and examines Information Authentication, avoids human factor influence, effectively increases face and examines wind The effect nearly controlled.
In one embodiment, before receiving the face that terminal is sent and examining request message, further includes: receive what terminal was sent Business request information, and determine the type of service of business request information;It is inquired from operation system corresponding with type of service default Service template list, and issuing service template list is to terminal;The business form that terminal returns is received, business form is by terminal It is obtained after processing is editted and updated to service template list.
It further include being sent to server 104 before terminal to server 104 sends the careful request message in face in the present embodiment The step of user information.Specifically, terminal to server 104 sends business request information, to request related service service, without Same business service, operation system need to acquire different user informations, i.e., operation system is by different business list to obtain Required user information.
Server 104 determines the type of service of business request information after the business request information for receiving terminal transmission, And preset service template list corresponding with type of service is inquired from operation system.Wherein, service template list is for acquiring User information comprising each service fields be configured according to the actual demand of type of service.For example, may include identity letter Breath, contact method, family information, job information, income information and reference information etc..Obtain industry corresponding with business request information It is engaged in after template list, is issued to terminal, editor is carried out by terminal and is filled in, and the business form after will fill in is back to service Device 104, from user information needed for obtaining operation system can be extracted in the business form.
Further, it obtains and examines that request message is corresponding to face to check card information to include: that inquiry and face are careful request to disappear with face Corresponding business form is ceased, and is extracted from business form and examines verification information to face.
In the present embodiment, is obtaining when verification information is examined in face, can first inquire and examine the corresponding business of request message with face List, then extract from the business form and corresponding to examine verification information to face.In specific implementation, the user provided for terminal Information centrally stored to preset can be examined in database to face, and carry out classification storage according to service-user, receive face When examining request message, wait for that the corresponding business form of inquiry business user in database is examined in face from this, and mention from the business form Take it is corresponding examine verification information to face, with carry out subsequent face examine Information Authentication processing.
In one embodiment, as shown in figure 3, verifying question and answer data acquisition the step of, i.e., from preset verifying question and answer number According in library, obtains and examine the corresponding verifying question and answer data of verification information to face and include:
Step S301: it determines and examines the corresponding user identity information of verification information and service identification information to face.
In the present embodiment, the corresponding verifying question and answer data of verification information are examined to face, it is different to examine verification information setting to face There is a different Information Authentication ranks, Information Authentication rank can examine the corresponding service-user of verification information and type of service with to face Different Information Authentication ranks can be set in correlation, i.e. different business user, different service types, to make full use of verifying to provide While source, it is ensured that verifying validity improves face and examines Information Authentication efficiency.
Specifically, it receives after face examines request message, determines the corresponding user identity information of the information to be verified and business Identification information.Wherein, user identity information can be the identity information of unique identification service-user, can be, but not limited to include surname Name, ID card No., traffic ID (IDentity) number etc.;Service identification information may include Business Name, operation code etc. For distinguishing the mark data of each type of service.In a particular application, user directly can be extracted in verification information from examining to face Identification information and service identification information.
Step S303: the corresponding user's checking rank of user identity information and the corresponding industry of service identification information are determined Business verifying rank.
After obtaining user identity information and service identification information, the corresponding user's checking grade of user identity information is determined respectively Not and the corresponding business of service identification information verifies rank.Wherein, user's checking rank can be according to corresponding service-user Risk data is determined, and service-user risk is bigger, then its user's checking rank is higher.In a particular application, it can inquire Preset consumer's risk database, the consumer's risk database purchase have the consumer's risk data of each service-user, pass through business The user identity information of user can inquire corresponding consumer's risk data.User identifier is inquired from consumer's risk database The corresponding consumer's risk data of information, then preset user class table is inquired, consumer's risk data are determined according to user class table The corresponding user's checking rank of corresponding user's checking rank, as user identity information.
And business verifying rank can be determined according to the air control demand of corresponding type of service, it is high for air control demand Type of service, it is also higher that business verifies rank.In specific application, the corresponding type of service of service identification information is first determined, Corresponding operation system, which is inquired, according to the type of service obtains preset business air control list from the operation system.Wherein, Business air control list describes the corresponding business verifying rank of various businesses type, according to the practical air control need of each operation system Foundation is asked to obtain.For example, the financial service big for amount of money involved, such as debt-credit service, insurance service, air control demand is high, Corresponding business verifying rank is high;And for such as social networking service, air control demand is low, then lower business can be set and test Demonstrate,prove rank.From the business air control list, inquiry obtains the corresponding business verifying rank of type of service, as service identification information Corresponding business verifies rank.
Step S305: it obtains information according to user's checking rank, business verifying rank and the preset level weights factor and tests Demonstrate,prove rank.
It is both comprehensive to obtain examining the corresponding information of verification information to face after determining user's checking rank and business verifying rank Verify rank.Specifically, the preset level weights factor is inquired, which can be set according to actual needs It sets, with the significance level of Integrated Services User and type of service, to obtain suitable Information Authentication rank.According to user's checking Information Authentication rank is calculated in rank, business verifying rank and the level weights factor, and Information Authentication rank combines business The risk data of user and the air control demand of type of service, and weight is carried out to user perspective and operational angle according to actual needs Adjustment can improve Information Authentication efficiency under the premise of ensuring Information Authentication effect.
Step S307: it according to Information Authentication rank from preset verifying Q & A database, obtains and checks card letter with to face Cease corresponding verifying question and answer data.
It obtains inquiring preset verifying Q & A database, and press after the corresponding Information Authentication rank of verification information is examined in face Corresponding verifying question and answer data are obtained from verifying Q & A database according to the Information Authentication rank.In specific implementation, various letters Breath type examines verification information to face corresponding verifying Q & A database can be set, and is stored in the verifying Q & A database pair The verifying question and answer data answered.
It is obtaining with when verification information corresponding verifying question and answer data are examined in face, it is corresponding that first determination to face examines verification information Information type, different information types examine verification information to face and are provided with different verifying question and answer data.Such as, address class is believed Breath, academic category information, work category information, contact method category information etc., corresponding to different verifying question and answer data.According to the information Type inquires corresponding verifying Q & A database, and from the verifying Q & A database, obtains corresponding with Information Authentication rank Question and answer data are verified, as examine the corresponding verifying question and answer data of verification information to face.
In one embodiment, verifying question and answer data include validation problem data and verifying corresponding with validation problem data Answer data;It treats face and examines verification information and carry out face by verifying question and answer data and check card, obtain under information authentication results include: Validation problem data are sent out to terminal;The verifying reply data that terminal returns is received, verifying reply data asks verifying by terminal Topic data carry out reply process and obtain;Reply data will be verified and Validation Answer Key data carry out comparison, obtain Information Authentication As a result.
In the present embodiment, verifying question and answer data include validation problem data and Validation Answer Key corresponding with validation problem data Data.Wherein, validation problem data are the enquirement data for information to be verified, and Validation Answer Key data are then the validation problem number According to corresponding benchmark answer.For example, validation problem data can be to believe with the address when it is address information that verification information is examined in face The problem of manner of breathing closes, such as weather, landmark, landmark spacing and the commuting time of the address information;And Validation Answer Key Data are then benchmark answer corresponding with the problem, as weather is sunny, landmark title, landmark spacing is 3 kilometers It is 45 minutes etc. with commuting time.
When card is checked in carry out face, the validation problem data distributing in question and answer data can will be verified to terminal, by terminal pair Validation problem data carry out reply process, are verified reply data, and be back to obtained verifying reply data by terminal Server 104.Server 104 is by the verifying reply data that terminal returns and verifies the Validation Answer Key data progress in question and answer data Comparison, to obtain information authentication results.Specifically, verifying reply data and Validation Answer Key data can be carried out one by one Compare, when comparison result is in preset error range, then it is believed that being verified;Otherwise do not pass through for verifying.
In one embodiment, before video data is examined in the face of acquisition, further includes: generate recording request message;Issue record Request message processed to terminal, recording request message is used to indicate terminal and carries out video record when card is checked in face.
In the present embodiment, by verify question and answer data treat face examine verification information carry out face check card when, utilize terminal Front camera carry out video record, obtain face examine video data.Specifically, server 104 generates recording request message, should Recording request message may be used to indicate terminal and carry out video record when card is checked in face.In specific implementation, it can receive When request message is examined in the face that terminal is sent, the recording request message is generated, and be issued to terminal, by terminal according to the recording Request message starts front camera, and video record is carried out when card is checked in face.
Further, it includes: to receive the face that terminal returns to examine video data that video data is examined in acquisition face.
Server 104 is by issuing recording request message, real after carrying out video record when card is checked in face with instruction terminal When receive terminal return face examine video data, face examine video data have recorded the service-user of terminal during card is checked in face The morphological datas such as expression, expression, movement.By the morphological data, the wind such as micro- Expression analysis, recognition of face processing can be carried out Danger control, to improve the effect that air control is examined in face.
In one embodiment, video data is examined into face and inputs preset micro- expression air control model and recognition of face mould respectively In type, obtains micro- expression air control result and face recognition result includes: to examine to extract micro- expressive features in video data respectively from face Data and face recognition features' data;Inquire preset micro- expression air control model and human face recognition model;By micro- expressive features number According to inputting in micro- expression air control model, micro- expression air control result is obtained;Face recognition features' data are inputted into human face recognition model In, obtain face recognition result.
In the present embodiment, preset micro- expression air control model and human face recognition model are inputted respectively video data is examined in face In, when carrying out micro- Expression analysis and recognition of face analysis respectively, video data can be examined with opposite and be pre-processed, removed useless superfluous Remaining information carries out corresponding micro- Expression analysis and recognition of face point by micro- expressive features data and face recognition features' data Analysis.
Specifically, it is examined in video data from face and extracts micro- expressive features data and face recognition features' data respectively.Wherein, Micro- expressive features data are related to micro- expression of service-user, are used for micro- Expression analysis;Face recognition features' data and business are used The facial characteristics at family is related, analyzes for recognition of face.Preset micro- expression air control model and human face recognition model are inquired again, it is micro- Expression air control model is obtained by the micro- expression air control data training of history;Human face recognition model can be trained by various human face datas It arrives.
Micro- expressive features data are inputted in micro- expression air control model, obtain micro- expression air control as a result, micro- expression air control knot Fruit reflects the intensity of service-user various emotional states during card is checked in face of terminal, such as positive, tranquil and nervous journey Degree.Generally, it is expressed compared to truth, in fraud or fraud, the various emotional states of service-user be will be different, It can analyze whether service-user has fraud according to micro- expression air control result, to realize risk control.On the other hand, Face recognition features' data are inputted in human face recognition model, obtain face recognition result, face recognition result reflects business The authentication of user is as a result, can be further improved risk control effect in conjunction with the face recognition result.
In one embodiment, before inquiring preset micro- expression air control model, further includes: obtained from each operation system The micro- expression air control data of history are taken, the micro- expression air control data of history include micro- expression data and air control corresponding with micro- expression data Data;Micro- expressive features parameter is extracted from micro- expression data, and establishes reflecting between micro- expressive features parameter and air control data It penetrates;The micro- expressive features parameter of training and air control data, obtain micro- expression air control model.
Micro- expression air control model can be based on artificial neural network algorithm, be obtained by the training micro- expression air control data of history It arrives.Specifically, the micro- expression air control data of history are first obtained from each operation system, the micro- expression air control data of the history include micro- table Feelings data and air control data corresponding with micro- expression data.For example, micro- expression data can be each service-user in editing affairs Shape information in list when each service fields, air control data can be the confidence level of each service fields after subsequent authentication.From Micro- expressive features parameter is extracted in micro- expression data, to pre-process to micro- expression data, removes redundancy garbage, and build Stand the mapping between micro- expressive features parameter and air control data.Each micro- expressive features parameter and air control data are established mapping to close System, obtains micro- expression air control mould by the micro- expressive features parameter of training and air control data collectively as model training data set Type, micro- expression air control model can export corresponding micro- expression air control according to the current video data of input as a result, as exported Micro- expression air control scoring.
In one embodiment, as shown in figure 4, providing a kind of careful risk control method in face, comprising:
Step S401: the business request information that terminal is sent is received, and determines the type of service of business request information;
Step S402: preset service template list corresponding with type of service, and issuing service are inquired from operation system Template list is to terminal;
Step S403: receiving the business form that terminal returns, and business form edits service template list by terminal It is obtained after update processing;
Step S404: it receives the face that terminal is sent and examines request message;
Step S405: inquiry business form corresponding with the careful request message in face, and extract from business form and checked to face Demonstrate,prove information.
In the present embodiment, terminal to server 104 sends business request information, to request related service service, server 104, according to the type of service of business request information, issue corresponding service template list, to obtain use needed for business service Family information.When request message is examined in the face for receiving terminal transmission, inquiry business form corresponding with the careful request message in face, then from It is extracted in the business form and corresponding examines verification information to face.
Step S406: it determines and examines the corresponding user identity information of verification information and service identification information to face;
Step S407: the corresponding user's checking rank of user identity information and the corresponding industry of service identification information are determined Business verifying rank;
Step S408: it obtains information according to user's checking rank, business verifying rank and the preset level weights factor and tests Demonstrate,prove rank;
Step S409: it according to Information Authentication rank from preset verifying Q & A database, obtains and checks card letter with to face Cease corresponding verifying question and answer data;Verifying question and answer data include that validation problem data and verifying corresponding with validation problem data are answered Case data.
Verifying Q & A database constructs in advance according to the historical information verify data of operation system.It is checked obtaining with to face When demonstrate,proving the corresponding verifying question and answer data of information, first determination examines the corresponding information type of verification information to face, different information types Verification information, which is examined, to face is provided with different verifying question and answer data.According to the information type, corresponding verifying question and answer data are inquired Library, and from the verifying Q & A database, verifying question and answer data corresponding with Information Authentication rank are obtained, as check card to face The corresponding verifying question and answer data of information.
Step S410: validation problem data are issued to terminal;
Step S411: the verifying reply data that terminal returns is received, verifying reply data is by terminal to validation problem number It is obtained according to reply process is carried out;
Step S412: verifying reply data and Validation Answer Key data are subjected to comparison, obtain information authentication results.
After obtaining verifying question and answer data, the validation problem data distributing in question and answer data will be verified to terminal, by terminal pair Validation problem data carry out reply process, are verified reply data, and be back to obtained verifying reply data by terminal Server 104.Server 104 is by the verifying reply data that terminal returns and verifies the Validation Answer Key data progress in question and answer data Comparison, to obtain information authentication results.
Step S413: examining video data for face and inputted in preset micro- expression air control model and human face recognition model respectively, Obtain micro- expression air control result and face recognition result;
Step S414: according to information authentication results, micro- expression air control result, face recognition result and preset air control weight Coefficient obtains face and examines air control result.
It is examined in video data from face and extracts micro- expressive features data and face recognition features' data respectively.Wherein, micro- expression Characteristic is related to micro- expression of service-user, is used for micro- Expression analysis;The face of face recognition features' data and service-user Portion's feature is related, analyzes for recognition of face.Preset micro- expression air control model and human face recognition model are inquired again, by micro- expression Characteristic inputs in micro- expression air control model, obtains micro- expression air control as a result, micro- expression air control result reflects the industry of terminal The intensity of business user various emotional states during card is checked in face.On the other hand, face recognition features' data are inputted into face In identification model, face recognition result is obtained, face recognition result reflects the authentication of service-user as a result, in conjunction with the people Face recognition result can be further improved risk control effect.
After obtaining information authentication results, micro- expression air control result and face recognition result, preset air control weight system is obtained Number, combining information verification result, micro- expression air control result and face recognition result, air control is examined in the face that is calculated as a result, wind is examined in face Control result reflects fraud degree of the service-user of terminal during card is checked in face, can be used as to the service-user of terminal Business request information carries out risk control reference when examination & approval processing.
It should be understood that although each step in the flow chart of 2-4 is successively shown according to the instruction of arrow, this A little steps are not that the inevitable sequence according to arrow instruction successively executes.Unless expressly state otherwise herein, these steps It executes there is no the limitation of stringent sequence, these steps can execute in other order.Moreover, at least one in Fig. 2-4 It step by step may include that perhaps these sub-steps of multiple stages or stage are held in synchronization to multiple sub-steps Row is completed, but can be executed at different times, the execution sequence in these sub-steps or stage be also not necessarily successively into Row, but can be held in turn or alternately at least part of the sub-step or stage of other steps or other steps Row.
In one embodiment, as shown in figure 5, providing a kind of careful risk control device in face, comprising: face is examined request and received Module 501, verify data obtain module 503, card processing module 505 is checked in face, video acquiring module 507 is examined in face, face close examination frequency Air control processing module 511 is examined in processing module 509 and face, in which:
Request receiving module 501 is examined in face, and request message is examined in the face for receiving terminal transmission, is obtained and is examined request message with face It is corresponding to examine verification information to face;
Verify data obtains module 503, for from preset verifying Q & A database, obtaining and examining verification information to face Corresponding verifying question and answer data;
Card processing module 505 is checked in face, checks card for treating face careful verification information progress face by verifying question and answer data, Obtain information authentication results;
Video acquiring module 507 is examined in face, examines video data for obtaining face, video data is examined by checking in carry out face in face It records to obtain when card;
Video processing module 509 is examined in face, for by face examine video data input respectively preset micro- expression air control model and In human face recognition model, micro- expression air control result and face recognition result are obtained, micro- expression air control model is by the micro- expression wind of history Monitor database is got;
Air control processing module 511 is examined in face, for according to information authentication results, micro- expression air control result, face recognition result With preset air control weight coefficient, obtains face and examine air control result.
It in one embodiment, further include that service request receiving module, template list enquiry module and template list issue Module, it includes verification information extraction unit that request receiving module 501 is examined in face, in which: service request receiving module, for receiving end The business request information sent is held, and determines the type of service of business request information;Template list enquiry module is used for from business Inquire corresponding with type of service preset service template list in system, and issuing service template list is to terminal;Template list Module is issued, for receiving the business form of terminal return, business form is editted and updated service template list by terminal It is obtained after processing;Verification information extraction unit, for inquiring business form corresponding with the careful request message in face, and from business form Middle extraction examines verification information to face.
In one embodiment, it includes identification information determination unit, the determining list of identification level that verify data, which obtains module 503, Member, verifying level deciding unit and verification data acquisition unit, in which: identification information determination unit is checked for determining to face Demonstrate,prove the corresponding user identity information of information and service identification information;Identification level determination unit, for determining user identity information Corresponding user's checking rank and the corresponding business of service identification information verify rank;Level deciding unit is verified, root is used for Information Authentication rank is obtained according to user's checking rank, business verifying rank and the preset level weights factor;Verify data obtains Unit, for from preset verifying Q & A database, being obtained corresponding with verification information is examined to face according to Information Authentication rank Verify question and answer data.
In one embodiment, verifying question and answer data include validation problem data and verifying corresponding with validation problem data Answer data;It includes problem data issuance unit, reply data receiving unit and Information Authentication list that card processing module 505 is checked in face Member, in which: problem data issuance unit, for issuing validation problem data to terminal;Reply data receiving unit, for receiving The verifying reply data that terminal returns, verifying reply data carry out reply process to validation problem data by terminal and obtain;Letter Authentication unit is ceased, comparison is carried out for reply data and Validation Answer Key data will to be verified, obtains information authentication results.
It in one embodiment, further include that recording request generation module and recording request issue module, video acquisition is examined in face Module 507 includes that data receipt unit is examined in face, in which: recording request generation module, for generating recording request message;Recording is asked Ask and issue module, for issuing recording request message to terminal, recording request message be used to indicate terminal when card is checked in face into Row video record;Data receipt unit is examined in face, and video data is examined in the face for receiving terminal return.
In one embodiment, face examine video processing module 509 include characteristic extraction unit, pattern query unit, Micro- expression air control unit and face identification unit, in which: characteristic extraction unit mentions respectively for examining in video data from face Take micro- expressive features data and face recognition features' data;Pattern query unit, for inquiring preset micro- expression air control model And human face recognition model;Micro- expression air control unit obtains micro- for inputting micro- expressive features data in micro- expression air control model Expression air control result;Face identification unit obtains face knowledge for inputting face recognition features' data in human face recognition model Other result.
It in one embodiment, further include that historical data obtains module, mapping relations establish module and micro- expression model instruction Practice module, in which: historical data obtains module, and for obtaining the micro- expression air control data of history from each operation system, history is micro- Expression air control data include micro- expression data and air control data corresponding with micro- expression data;Mapping relations establish module, are used for Micro- expressive features parameter is extracted from micro- expression data, and establishes the mapping between micro- expressive features parameter and air control data;It is micro- Expression model training module obtains micro- expression air control model for training micro- expressive features parameter and air control data.
The specific restriction for examining risk control device about face may refer to the limit that risk control method is examined above for face Fixed, details are not described herein.Above-mentioned face examine risk control device in modules can fully or partially through software, hardware and its Combination is to realize.Above-mentioned each module can be embedded in the form of hardware or independently of in the processor in computer equipment, can also be with It is stored in the memory in computer equipment in a software form, in order to which processor calls the above modules of execution corresponding Operation.
In one embodiment, a kind of computer equipment is provided, which can be server, internal junction Composition can be as shown in Figure 6.The computer equipment includes processor, memory and the network interface connected by system bus. Wherein, the processor of the computer equipment is for providing calculating and control ability.The memory of the computer equipment includes non-easy The property lost storage medium, built-in storage.The non-volatile memory medium is stored with operating system and computer program.The built-in storage Operation for operating system and computer program in non-volatile memory medium provides environment.The network of the computer equipment connects Mouth with external terminal by network connection for being communicated.To realize that wind is examined in a kind of face when the computer program is executed by processor Dangerous control method.
It will be understood by those skilled in the art that structure shown in Fig. 6, only part relevant to application scheme is tied The block diagram of structure does not constitute the restriction for the computer equipment being applied thereon to application scheme, specific computer equipment It may include perhaps combining certain components or with different component layouts than more or fewer components as shown in the figure.
In one embodiment, a kind of computer equipment, including memory and processor are provided, which is stored with Computer program, the processor perform the steps of when executing computer program
It receives the face that terminal is sent and examines request message, obtain that careful request message is corresponding examines verification information to face with face;
From preset verifying Q & A database, obtains and examine the corresponding verifying question and answer data of verification information with to face;
Face careful verification information progress face is treated by verifying question and answer data and checks card, obtains information authentication results;
Video data is examined in acquisition face, and face is examined video data and obtained by recording when card is checked in carry out face;
Video data is examined in face to input respectively in preset micro- expression air control model and human face recognition model, obtains micro- expression Air control result and face recognition result, micro- expression air control model are obtained by the micro- expression air control data training of history;
According to information authentication results, micro- expression air control result, face recognition result and preset air control weight coefficient, obtain Air control result is examined in face.
In one embodiment, it is also performed the steps of when processor executes computer program and receives the industry that terminal is sent Business request message, and determine the type of service of business request information;It is inquired from operation system corresponding with type of service preset Service template list, and issuing service template list is to terminal;The business form that terminal returns is received, business form is by terminal pair Service template list obtains after processing is editted and updated;Inquiry business form corresponding with the careful request message in face, and from business It is extracted in list and examines verification information to face.
In one embodiment, it is also performed the steps of when processor executes computer program and determines that checking card to face believes Cease corresponding user identity information and service identification information;Determine the corresponding user's checking rank of user identity information, Yi Jiye The corresponding business of identification information of being engaged in verifies rank;According to user's checking rank, business verifying rank and preset level weights because Son obtains Information Authentication rank;According to Information Authentication rank from preset verifying Q & A database, obtains and check card to face The corresponding verifying question and answer data of information.
In one embodiment, verifying question and answer data include validation problem data and verifying corresponding with validation problem data Answer data;Processor also performs the steps of when executing computer program and issues validation problem data to terminal;Receive terminal The verifying reply data of return, verifying reply data carry out reply process to validation problem data by terminal and obtain;It will verifying Reply data and Validation Answer Key data carry out comparison, obtain information authentication results.
In one embodiment, it is also performed the steps of when processor executes computer program and generates recording request message; Recording request message is issued to terminal, recording request message is used to indicate terminal and carries out video record when card is checked in face;It receives Video data is examined in the face that terminal returns.
In one embodiment, it also performs the steps of when processor executes computer program and is examined in video data from face Micro- expressive features data and face recognition features' data are extracted respectively;Inquire preset micro- expression air control model and recognition of face mould Type;Micro- expressive features data are inputted in micro- expression air control model, micro- expression air control result is obtained;By face recognition features' data It inputs in human face recognition model, obtains face recognition result.
In one embodiment, it also performs the steps of when processor executes computer program and is obtained from each operation system The micro- expression air control data of history are taken, the micro- expression air control data of history include micro- expression data and air control corresponding with micro- expression data Data;Micro- expressive features parameter is extracted from micro- expression data, and establishes reflecting between micro- expressive features parameter and air control data It penetrates;The micro- expressive features parameter of training and air control data, obtain micro- expression air control model.
In one embodiment, a kind of computer readable storage medium is provided, computer program is stored thereon with, is calculated Machine program performs the steps of when being executed by processor
It receives the face that terminal is sent and examines request message, obtain that careful request message is corresponding examines verification information to face with face;
From preset verifying Q & A database, obtains and examine the corresponding verifying question and answer data of verification information with to face;
Face careful verification information progress face is treated by verifying question and answer data and checks card, obtains information authentication results;
Video data is examined in acquisition face, and face is examined video data and obtained by recording when card is checked in carry out face;
Video data is examined in face to input respectively in preset micro- expression air control model and human face recognition model, obtains micro- expression Air control result and face recognition result, micro- expression air control model are obtained by the micro- expression air control data training of history;
According to information authentication results, micro- expression air control result, face recognition result and preset air control weight coefficient, obtain Air control result is examined in face.
In one embodiment, it is also performed the steps of when computer program is executed by processor and receives what terminal was sent Business request information, and determine the type of service of business request information;It is inquired from operation system corresponding with type of service default Service template list, and issuing service template list is to terminal;The business form that terminal returns is received, business form is by terminal It is obtained after processing is editted and updated to service template list;Inquiry business form corresponding with the careful request message in face, and obtain employment It is extracted in business list and examines verification information to face.
In one embodiment, determination is also performed the steps of when computer program is executed by processor checks card to face The corresponding user identity information of information and service identification information;Determine the corresponding user's checking rank of user identity information, and The corresponding business of service identification information verifies rank;According to user's checking rank, business verifying rank and preset level weights The factor obtains Information Authentication rank;According to Information Authentication rank from preset verifying Q & A database, acquisition is checked with to face Demonstrate,prove the corresponding verifying question and answer data of information.
In one embodiment, verifying question and answer data include validation problem data and verifying corresponding with validation problem data Answer data;It is also performed the steps of when computer program is executed by processor and issues validation problem data to terminal;It receives eventually The verifying reply data returned is held, verifying reply data carries out reply process to validation problem data by terminal and obtains;It will test It demonstrate,proves reply data and Validation Answer Key data carries out comparison, obtain information authentication results.
In one embodiment, generation recording request is also performed the steps of when computer program is executed by processor to disappear Breath;Recording request message is issued to terminal, recording request message is used to indicate terminal and carries out video record when card is checked in face;It connects It receives the face that terminal returns and examines video data.
In one embodiment, it is also performed the steps of from face when computer program is executed by processor and examines video data It is middle to extract micro- expressive features data and face recognition features' data respectively;Inquire preset micro- expression air control model and recognition of face Model;Micro- expressive features data are inputted in micro- expression air control model, micro- expression air control result is obtained;By face recognition features' number According in input human face recognition model, face recognition result is obtained.
In one embodiment, it is also performed the steps of from each operation system when computer program is executed by processor The micro- expression air control data of history are obtained, the micro- expression air control data of history include micro- expression data and wind corresponding with micro- expression data Control data;Micro- expressive features parameter is extracted from micro- expression data, and is established between micro- expressive features parameter and air control data Mapping;The micro- expressive features parameter of training and air control data, obtain micro- expression air control model.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with Relevant hardware is instructed to complete by computer program, the computer program can be stored in a non-volatile computer In read/write memory medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein, To any reference of memory, storage, database or other media used in each embodiment provided herein, Including non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM (PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms, Such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double data rate sdram (DDRSDRAM), enhancing Type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM (RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
Each technical characteristic of above embodiments can be combined arbitrarily, for simplicity of description, not to above-described embodiment In each technical characteristic it is all possible combination be all described, as long as however, the combination of these technical characteristics be not present lance Shield all should be considered as described in this specification.
The several embodiments of the application above described embodiment only expresses, the description thereof is more specific and detailed, but simultaneously It cannot therefore be construed as limiting the scope of the patent.It should be pointed out that coming for those of ordinary skill in the art It says, without departing from the concept of this application, various modifications and improvements can be made, these belong to the protection of the application Range.Therefore, the scope of protection shall be subject to the appended claims for the application patent.

Claims (10)

1. risk control method is examined in a kind of face, which comprises
It receives the face that terminal is sent and examines request message, obtain that careful request message is corresponding examines verification information to face with the face;
From preset verifying Q & A database, obtains and examine the corresponding verifying question and answer data of verification information to face with described;
By the verifying question and answer data to it is described to face examine verification information carry out face check card, obtain information authentication results;
Video data is examined in acquisition face, and the face is examined video data and obtained by recording when card is checked in carry out face;
Video data is examined in the face to input respectively in preset micro- expression air control model and human face recognition model, obtains micro- expression Air control result and face recognition result, micro- expression air control model are obtained by the micro- expression air control data training of history;
According to the information authentication results, micro- expression air control result, the face recognition result and preset air control weight Coefficient obtains face and examines air control result.
2. the method according to claim 1, wherein it is described reception terminal send face examine request message it Before, further includes:
The business request information that the terminal is sent is received, and determines the type of service of the business request information;
Preset service template list corresponding with the type of service is inquired from operation system, and issues the service template table Singly to the terminal;
The business form that the terminal returns is received, the business form compiles the service template list by the terminal It is obtained after collecting update processing;
It is described acquisition with the face examine request message it is corresponding to face check demonstrate,prove information include:
The inquiry business form corresponding with the careful request message in the face, and extraction is described careful to face from the business form Verification information.
3. the method according to claim 1, wherein described from preset verifying Q & A database, obtain with It is described to examine the corresponding verifying question and answer data of verification information to face and include:
The corresponding user identity information of verification information and service identification information are examined to face described in determining;
Determine the corresponding user's checking rank of the user identity information and the corresponding business verifying of the service identification information Rank;
Information Authentication grade is obtained according to the user's checking rank, business verifying rank and the preset level weights factor Not;
According to the Information Authentication rank from preset verifying Q & A database, obtain and described to face to examine verification information corresponding Verifying question and answer data.
4. the method according to claim 1, wherein the verifying question and answer data include validation problem data and with The corresponding Validation Answer Key data of the validation problem data;It is described to check card letter to face to described by the verifying question and answer data Card is checked in breath carry out face, and obtaining information authentication results includes:
The validation problem data are issued to the terminal;
The verifying reply data that the terminal returns is received, the verifying reply data is by the terminal to the validation problem Data carry out reply process and obtain;
The verifying reply data and the Validation Answer Key data are subjected to comparison, obtain information authentication results.
5. the method according to claim 1, wherein before video data is examined in the acquisition face, further includes:
Generate recording request message;
The recording request message is issued to the terminal, the recording request message is used to indicate the terminal and checks card in face Shi Jinhang video record;
Video data is examined in the acquisition face
It receives the face that the terminal returns and examines video data.
6. according to claim 1 to method described in 5 any one, which is characterized in that described that video data point is examined in the face It does not input in preset micro- expression air control model and human face recognition model, obtains micro- expression air control result and face recognition result packet It includes:
It is examined in video data from the face and extracts micro- expressive features data and face recognition features' data respectively;
Inquire preset micro- expression air control model and human face recognition model;
Micro- expressive features data are inputted in micro- expression air control model, micro- expression air control result is obtained;
Face recognition features' data are inputted in the human face recognition model, face recognition result is obtained.
7. according to the method described in claim 6, it is characterized in that, before the preset micro- expression air control model of the inquiry, Further include:
The micro- expression air control data of the history are obtained from each operation system, the micro- expression air control data of history include micro- expression Data and air control data corresponding with the micro- expression data;
Micro- expressive features parameter is extracted from micro- expression data, and establishes micro- expressive features parameter and the air control number Mapping between;
Training micro- expressive features parameter and the air control data, obtain micro- expression air control model.
8. risk control device is examined in a kind of face, which is characterized in that described device includes:
Request receiving module is examined in face, and request message is examined in the face for receiving terminal transmission, is obtained and is examined request message pair with the face That answers examines verification information to face;
Verify data obtains module, for obtaining and examining verification information pair to face with described from preset verifying Q & A database The verifying question and answer data answered;
Card processing module is checked in face, for by the verifying question and answer data to it is described to face examine verification information carry out face check Card, obtains information authentication results;
Video acquiring module is examined in face, examines video data for obtaining face, video data is examined by checking card in carry out face in the face When record to obtain;
Video processing module is examined in face, inputs preset micro- expression air control model and face respectively for video data to be examined in the face In identification model, micro- expression air control result and face recognition result are obtained, micro- expression air control model is by the micro- expression wind of history Monitor database is got;
Air control processing module is examined in face, for according to the information authentication results, micro- expression air control result, the recognition of face As a result it with preset air control weight coefficient, obtains face and examines air control result.
9. a kind of computer equipment, including memory and processor, the memory are stored with computer program, feature exists In the step of processor realizes any one of claims 1 to 7 the method when executing the computer program.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program The step of method described in any one of claims 1 to 7 is realized when being executed by processor.
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CN110378228A (en) * 2019-06-17 2019-10-25 深圳壹账通智能科技有限公司 Video data handling procedure, device, computer equipment and storage medium are examined in face
CN110708326A (en) * 2019-10-14 2020-01-17 北京明略软件系统有限公司 Method and device for determining abnormal probability of service request
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CN111429267A (en) * 2020-03-26 2020-07-17 深圳壹账通智能科技有限公司 Face examination risk control method and device, computer equipment and storage medium
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CN112907348A (en) * 2021-01-14 2021-06-04 中国工商银行股份有限公司 Mobile terminal, online audit data processing method, device and system
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