CN109741191A - Insurance scheme configuration method, device, equipment and storage medium based on self-service card - Google Patents
Insurance scheme configuration method, device, equipment and storage medium based on self-service card Download PDFInfo
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- CN109741191A CN109741191A CN201810262477.5A CN201810262477A CN109741191A CN 109741191 A CN109741191 A CN 109741191A CN 201810262477 A CN201810262477 A CN 201810262477A CN 109741191 A CN109741191 A CN 109741191A
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Abstract
The invention discloses a kind of insurance scheme configuration methods based on self-service card, comprising the following steps: terminal receives the configuring request of self-service card insurance scheme, obtains the self-service card identification information for including in configuring request and element to be configured；And the corresponding configuration information of element to be configured is obtained, element generation insurance scheme to be configured is configured so that business personnel is based on configuration information；Terminal obtains insurance scheme, and insurance scheme is input to self-service card, to complete the configuration of self-service card insurance scheme.The invention also discloses a kind of insurance scheme configuration device, equipment and storage mediums based on self-service card.Existing self-service card is improved in the present invention, so that the insurance scheme in self-service card has configurability, different insurance schemes are configured in self-service card, user can carry out handling for variety classes insurance business based on the insurance scheme in self-service card, realize the diversity of the middle insurance scheme of self-service card.
Description
Technical field
The present invention relates to arrangements fields, more particularly to insurance scheme configuration method, device, equipment based on self-service card
And computer storage medium.
Background technique
Existing self-service card is the insured, the main contents in policies original to be signed and issued to by insurance company, for protecting
The portable card in family or simple voucher.
Self-service card is also insurance card, is a kind of insurance products that the card number by self-service card/account number cipher activation comes into force, purchase
It can be activated at any time as needed after buying.User checks that user fills in the relevant information of declaration form by checking self-service card, by looking into
It sees self-service card, obtains card number/account and password, and access the corresponding insurance company website of self-service card, carrying out out card makes to insure
It comes into force.But existing self-service card, both for specified insurance business, user can only correspond to for a kind of purchase of insurance business
Self-service card, and other kinds of insurance can not be selected on the self-service card of a type, the type of service of self-service card is more
Single, user is inconvenient to use.
Above content is only used to facilitate the understanding of the technical scheme, and is not represented and is recognized that above content is existing skill
Art.
Summary of the invention
The main purpose of the present invention is to provide a kind of insurance scheme configuration method based on self-service card, device, equipment and
Computer storage medium is configured by the insurance scheme to self-service card, and different insurance schemes is saved in self-service card, real
The diversity based on business of handling insurance in self-service card is showed.
To achieve the above object, the present invention provides the insurance scheme configuration method based on self-service card, described to be based on self-service card
Insurance scheme configuration method the following steps are included:
The configuring request for receiving self-service card insurance scheme, obtain the self-service card identification information that includes in the configuring request and
Element to be configured；
The corresponding configuration information of element to be configured is obtained, obtains the configuration requirement in configuring request, and choose and meet configuration
It is required that target configuration information of the configuration information as element to be configured, to generate insurance scheme；
The insurance scheme is obtained, and the insurance scheme is input to self-service card, to complete self-service card insurance scheme
Configuration.
Optionally, described to obtain the corresponding configuration information of element to be configured, the configuration requirement in configuring request is obtained, and select
The target configuration information for meeting the configuration information of configuration requirement as element to be configured is taken, the step of to generate insurance scheme, packet
It includes:
The corresponding configuration information of element to be configured is obtained, the selection instruction triggered based on configuration information is received, obtains selection
Instruct associated current configuration information；
The configuration requirement in configuring request is obtained, judges whether current configuration information meets configuration requirement, if being currently configured
Information meets configuration requirement, then using current configuration information as target configuration information；
The corresponding field identification of target configuration information is obtained, the field identification is added to preset configuration table；
The link for obtaining the corresponding position in preset configuration table, the field identification in preset configuration table is mapped to by link
In preset declaration form, corresponding insurance scheme is generated.
Optionally, described to obtain the corresponding configuration information of element to be configured, the configuration requirement in configuring request is obtained, and select
Take the target configuration information for meeting the configuration information of configuration requirement as element to be configured, the step of to generate insurance scheme it
Afterwards, comprising:
It receives underwriting account and establishes request, obtain the underwriting account and establish the identity information for including in request；
Default collage-credit data library is inquired according to the identity information, to obtain the corresponding reference information of identity information；
Reference information and the corresponding underwriting account of identity information are established, to execute the insurance scheme on underwriting account.
Optionally, described to obtain the corresponding configuration information of element to be configured, the configuration requirement in configuring request is obtained, and select
Take the target configuration information for meeting the configuration information of configuration requirement as element to be configured, the step of to generate insurance scheme it
Afterwards, comprising:
Receive based on it is self-service card triggering activation request, obtain it is described activation request in include self-service card identification information and
Verification information；
Authentication is carried out based on the verification information, when detecting that authentication passes through, it is corresponding to obtain authentication
Identity information；
The self-service card identification information is associated with the identity information, and activates the self-service card.
Optionally, described to be associated the self-service card identification information with the identity information, and activate described self-service
After the step of card, comprising:
Reception declaration form of insuring generates request, declaration form of insuring described in acquisition generate the self-service card identification information for including in request and
Identity information；
The corresponding insurance scheme of the self-service card identification information is obtained, the corresponding underwriting account of the identity information is obtained；
The associated default declaration form template of insuring of the insurance scheme is obtained, and based on described in underwriting account information adjustment
Default declaration form template of insuring, to generate the declaration form of insuring of self-service card.
Optionally, described to obtain the associated default declaration form template of insuring of the insurance scheme, and it is based on the underwriting account
The information adjustment default declaration form template of insuring, with generate self-service card insure declaration form the step of after, comprising:
Reception insures user in the information of insuring inputted on declaration form target configuration information of insuring, and obtains information of insuring and corresponds to mesh
Mark the field identification of configuration information；
Preset configuration table is inquired according to the field identification, to obtain the corresponding audit policy of information of insuring, based on described
Audit policy audits the information of insuring；
When detecting that signal auditing of insuring passes through, corresponding insurance policy is exported.
Optionally, described to obtain the insurance scheme, and the insurance scheme is input to self-service card, to complete self-service card
After the step of configuration of insurance scheme, comprising:
The change request for receiving self-service card insurance scheme obtains the new target for including in the change request with confidence
Breath；
The new corresponding field identification of target configuration information is obtained, with the field mark changed in preset configuration table
Know；
The link for obtaining the corresponding position in preset configuration table, by field identification new in preset configuration table by link mapping
To in preset declaration form, new insurance scheme is generated.
In addition, to achieve the above object, the present invention also provides a kind of insurance scheme configuration devices based on self-service card；
The insurance scheme configuration device based on self-service card includes:
It receives and obtains module, for receiving the configuring request of self-service card insurance scheme, obtain in the configuring request and include
Self-service card identification information and element to be configured；
Configuration module is obtained, for obtaining the corresponding configuration information of element to be configured, the configuration obtained in configuring request is wanted
It asks, and chooses target configuration information of the configuration information as element to be configured for meeting configuration requirement, to generate insurance scheme；
Input module is obtained, is input to self-service card for obtaining the insurance scheme, and by the insurance scheme, to complete
The configuration of self-service card insurance scheme.
In addition, to achieve the above object, the present invention also provides a kind of, and the insurance scheme based on self-service card configures equipment；
The insurance scheme configuration equipment based on self-service card includes: memory, processor and is stored in the memory
The insurance scheme configurator based on self-service card that is upper and can running on the processor, in which:
It is realized when the insurance scheme configurator based on self-service card is executed by the processor as above-mentioned based on certainly
The step of helping the insurance scheme configuration method of card.
In addition, to achieve the above object, the present invention also provides a kind of storage mediums；
The insurance scheme configurator based on self-service card, the insurance based on self-service card are stored on the storage medium
It realizes when arrangements program is executed by processor such as the step of the above-mentioned insurance scheme configuration method based on self-service card.
The embodiment of the present invention proposes a kind of insurance scheme configuration method based on self-service card, device, equipment and storage and is situated between
Matter, the insurance scheme configuration method based on self-service card is the following steps are included: terminal receives the configuration of self-service card insurance scheme
Request obtains the self-service card identification information for including in configuring request and element to be configured；And obtain that element to be configured is corresponding to match
Confidence breath obtains the configuration requirement in configuring request, and chooses the configuration information for meeting configuration requirement as element to be configured
Target configuration information, to generate insurance scheme；Terminal obtains the insurance scheme, and insurance scheme is input to self-service card, with
The configuration of self-service card insurance scheme is completed, is improved existing self-service card in the present embodiment, so that self-service card has and can match
Setting property, and different insurance schemes are configured in self-service card, user can carry out the corresponding variety classes of insurance scheme based on self-service card
Insurance business is handled, and the diversity of the middle insurance scheme of self-service card is increased, to realize user's insuring based on self-service card of insuring
Formality was not only convenient and efficient, but also took into account flexibility.
Detailed description of the invention
Fig. 1 is the apparatus structure schematic diagram for the hardware running environment that the embodiment of the present invention is related to；
Fig. 2 is that the present invention is based on the flow diagrams of the insurance scheme configuration method first embodiment of self-service card；
Fig. 3 is the refinement flow diagram of the step S12 of the insurance scheme method configuration in Fig. 2 based on self-service card；
Fig. 4 is that the present invention is based on the flow diagrams of the insurance scheme configuration method second embodiment of self-service card；
Fig. 5 is that the present invention is based on the flow diagrams of the insurance scheme configuration method 3rd embodiment of self-service card；
Fig. 6 is that the present invention is based on the flow diagrams of the insurance scheme configuration method fourth embodiment of self-service card；
Fig. 7 is that the present invention is based on the flow diagrams of the 5th embodiment of insurance scheme configuration method of self-service card；
Fig. 8 is that the present invention is based on the functional block diagrams of one embodiment of insurance scheme configuration device of self-service card.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
As shown in Figure 1, Fig. 1 is the terminal structure schematic diagram for the hardware running environment that the embodiment of the present invention is related to.This
Inventive embodiments terminal can be also possible to mobile terminal with fixed terminal, wherein fixed terminal such as " internet of things equipment ", band connection
The intelligent air condition of net function, intelligent electric lamp, intelligent power etc.；Mobile terminal, such as the AR/VR equipment with network savvy, intelligence
Speaker, autonomous driving vehicle, PC, smart phone, tablet computer, E-book reader, portable computer etc. have display function
Terminal device, the terminal in the present embodiment is called the configuration equipment of the insurance scheme based on self-service card.
As shown in Figure 1, the terminal may include: processor 1001, such as CPU, network interface 1004, user interface
1003, memory 1005, communication bus 1002.Wherein, communication bus 1002 is for realizing the connection communication between these components.
User interface 1003 may include display screen (Display), input unit such as keyboard (Keyboard), optional user interface
1003 can also include standard wireline interface and wireless interface.Network interface 1004 optionally may include that the wired of standard connects
Mouth, wireless interface (such as WI-FI interface).Memory 1005 can be high speed RAM memory, be also possible to stable memory
(non-volatile memory), such as magnetic disk storage.Memory 1005 optionally can also be independently of aforementioned processor
1001 storage device.
Optionally, terminal can also include camera, RF (Radio Frequency, radio frequency) circuit, sensor, audio
Circuit, WiFi module；Input unit, than display screen, touch screen；Network interface can in blanking wireless interface in addition to WiFi, bluetooth,
Probe, 3G/4G/5G internet base station equipment etc..Wherein, sensor such as optical sensor, motion sensor and other sensings
Device.Specifically, optical sensor may include ambient light sensor and proximity sensor, wherein ambient light sensor can be according to environment
The light and shade of light adjusts the brightness of display screen, proximity sensor can when mobile terminal is moved in one's ear, close display screen and/
Or backlight.As a kind of motion sensor, gravity accelerometer can detect in all directions (generally three axis) and accelerate
The size of degree can detect that size and the direction of gravity when static, the application that can be used to identify mobile terminal posture is (such as vertical and horizontal
Shield switching, dependent game, magnetometer pose calibrating), Vibration identification correlation function (such as pedometer, percussion) etc.；Certainly, mobile
Terminal can also configure the other sensors such as gyroscope, barometer, hygrometer, thermometer, infrared sensor, no longer superfluous herein
It states.
It will be understood by those skilled in the art that the restriction of the not structure paired terminal of terminal structure shown in Fig. 1, can wrap
It includes than illustrating more or fewer components, perhaps combines certain components or different component layouts.
As shown in Figure 1, the computer software product, which is stored in a storage medium, (storage medium: is called computer storage
Medium, computer media, readable medium, readable storage medium storing program for executing, computer readable storage medium are directly medium etc., such as
ROM/RAM, magnetic disk, CD) in, including some instructions are used so that a terminal device (can be mobile phone, computer, service
Device, air conditioner or network equipment etc.) method described in each embodiment of the present invention is executed, it stores and is situated between as a kind of computer
It may include operating system, network communication module, Subscriber Interface Module SIM and the guarantor based on self-service card in the memory 1005 of matter
Dangerous arrangements application program.
In terminal shown in Fig. 1, network interface 1004 is mainly used for connecting background server, carries out with background server
Data communication；User interface 1003 is mainly used for connecting client (user terminal), carries out data communication with client；And processor
1001 can be used for calling the insurance scheme configuration application program based on self-service card stored in memory 1005, and execute and be based on
The step of insurance scheme configuration method of self-service card.
It is described based on self-service the present invention is based in the first embodiment of the insurance scheme configuration method of self-service card referring to Fig. 2
The insurance scheme configuration method of card includes:
Step S11 receives the configuring request of self-service card insurance scheme, obtains the self-service card mark for including in the configuring request
Know information and element to be configured.
Configurating terminal receives insurance scheme configuring request of the configuration service person based on self-service card triggering, that is, configuration service person
" insurance scheme configuration " corresponding key is clicked on configurating terminal and triggers configuring request, shows configuration on configurating terminal display interface
Relevant information, configuration relevant information include element information to be configured, wherein element to be configured include: the kind of insurance to be configured,
Insurance period, premium information and corresponding proof scheme etc., it should be added that, configuration service person can be insured
The batch configuration of scheme, that is, configure identical insurance scheme on the self-service card of multiple.
Step S12 obtains the corresponding configuration information of element to be configured, obtains the configuration requirement in configuring request, and choose
Meet target configuration information of the configuration information as element to be configured of configuration requirement, to generate insurance scheme.
Configurating terminal obtains the corresponding configuration information of element to be configured, for example, when element to be configured is insurance type, wait match
Set the corresponding configuration information of element are as follows: personal insurance, property insurance and casualty insurance etc., configurating terminal are to be configured by whole
The corresponding configuration information of element is shown, selects unique configuration information in element to be configured so that user is based on configuration information
Generation insurance scheme is combined as target configuration information, and by target configuration information.
Further, referring to Fig. 3, step S20 further include:
Step S121 obtains the corresponding configuration information of element to be configured, receives the selection instruction triggered based on configuration information,
Obtain the associated current configuration information of selection instruction.
Configurating terminal obtains the corresponding configuration information of element to be configured, receives the selection instruction triggered based on configuration information,
That is, showing configuration information on configurating terminal, configuration service person can be based on the configuration information triggering selection shown on configurating terminal
Instruction, configurating terminal obtain the configuration information chosen in selection instruction as current configuration information.
Step S122 obtains the configuration requirement in configuring request, judges whether current configuration information meets configuration requirement, if
Current configuration information meets configuration requirement, then using current configuration information as target configuration information.
Configurating terminal obtains the configuration requirement in configuring request, judges whether current configuration information meets configuration requirement, example
Such as, current configuration information is the insurance of vehicle compulsory insurance for traffic accident of motor-drivenvehicle, and configuration requirement is car insurance, if current configuration information meets configuration and wants
It asks, then using current configuration information as target configuration information.
Step S123 obtains the corresponding field identification of target configuration information, the field identification is added to preset configuration
Table.
Configurating terminal obtains the preset field mark of target configuration information, that is, configurating terminal is by the word of target configuration information
Segment identification is added to preset configuration table, includes that self-service card configures relevant information in preset configuration table, can be looked into based on preset configuration table
The insurance scheme configured on self-service card is ask, for example, table 1 show the Table Header information of preset configuration table.
Table 1
Step S124 obtains the link of the corresponding position in preset configuration table, the field identification in preset configuration table is pressed
Link maps in preset declaration form, generates corresponding insurance scheme.
Configurating terminal obtain preset configuration table in corresponding position link, wherein in preset configuration table each position with
The Data Position of preset table maps one by one, and configurating terminal determines corresponding word according to the link of the corresponding position in preset configuration table
Corresponding position of the segment identification in preset declaration form, preset declaration form correspond to displaying target configuration information, generation pair according to field identification
The insurance scheme answered, that is, target configuration information and element to be configured are associated by configurating terminal, and the to be configured of whole is wanted
Element configuration is completed to generate a set of insurance scheme, for example, element to be configured includes: insurance type, liability term, verification mode, guarantor
Whole elements to be configured is configured and is completed by dangerous accounting mode etc., configuration service person, generates the insurance scheme of complete set.
Step S13 obtains the insurance scheme, and the insurance scheme is input to self-service card, is protected with completing self-service card
The configuration of dangerous scheme.
Configurating terminal obtains the insurance scheme, and the insurance scheme is input to self-service card, is protected with completing self-service card
The configuration of dangerous scheme, that is, it is realized in the present embodiment by the insurance scheme of configuration, imports and insure in self-service blank card, configuration
Different insurance schemes realizes the diversity of self-service card insurance scheme.
The insurance scheme configuration method based on self-service card is the following steps are included: terminal receives self-service card guarantor in the present embodiment
The configuring request of dangerous scheme obtains the self-service card identification information for including in configuring request and element to be configured；And it obtains to be configured
The corresponding configuration information of element obtains the configuration requirement in configuring request, and chooses the configuration information conduct for meeting configuration requirement
The target configuration information of element to be configured, to generate insurance scheme；Terminal obtains the insurance scheme, and insurance scheme is inputted
Existing self-service card is improved in the present embodiment, with completing the configuration of self-service card insurance scheme so that self-service to self-service card
Card has configurability, and different insurance schemes are configured in self-service card, and the user that insures can carry out variety classes based on self-service card
Insurance business is handled, and the diversity of the middle insurance scheme of self-service card is increased, to realize that it is self-service that the user that insures of insurance is based on
The insurance formality of card was not only convenient and efficient, but also took into account flexibility.
Further, after step S13 further include:
Step a receives the change request of self-service card insurance scheme, obtains the new target for including in the change request and matches
Confidence breath.
Step b obtains the new corresponding field identification of target configuration information, with the word changed in preset configuration table
Segment identification.
Step c obtains the link of the corresponding position in preset configuration table, and field identification new in preset configuration table is pressed chain
It connects and maps in preset declaration form, generate new insurance scheme.
Configurating terminal receives the change request of self-service card insurance scheme, obtains the new target for including in the change request
Configuration information, that is, configuration service person can change entire allocation plan, can also change element pair to be configured in allocation plan
The target configuration information answered；Configurating terminal obtains the new corresponding field identification of target configuration information, to change preset configuration table
Field identification in lattice.The link for obtaining the corresponding position in preset configuration table, field identification new in preset configuration table is pressed
Link maps in preset declaration form, generates new insurance scheme.
Configuration information can be changed in the present embodiment and generates new allocation plan, can configure different insurances in self-service card
Scheme increases the diversity of insurance scheme, so that the configuration of insurance scheme is more flexible, can be convenient quickly change configuration
Information.
Further, referring to Fig. 4, on the basis of first embodiment of the invention, further provide the present invention is based on from
The second embodiment for helping the insurance scheme configuration method of card generates corresponding guarantor for self-service card in second embodiment of the invention
Dangerous account；
The insurance scheme configuration method based on self-service card includes:
Step S21 receives underwriting account and establishes request, obtains the underwriting account and establishes the identity letter for including in request
Breath.
Account establishes terminal and receives underwriting account foundation request, obtains the underwriting account and establishes the identity for including in request
Information, that is, account establishes terminal and receives the foundation request of underwriting account, and obtains the user identity letter established and include in request
Breath, subscriber identity information, which can be address name, user identity card number, user's phone number etc., can uniquely determine user's body
The information of part.
Step S22 inquires default collage-credit data library according to the identity information, to obtain the corresponding reference letter of identity information
Breath.
Account establishes terminal and inquires default collage-credit data library according to the identity information, for example, account establishes terminal acquisition
User identity demonstrate,proves number, and demonstrate,proves the preset collage-credit data library of number inquiry according to user identity, to obtain the corresponding reference of identity
Information, user's reference information refer to what the personal credit database established by specific organ was acquired, and arranged, saving, for business
Bank and personal offer credit report query service are formulated, other use of financial supervision and law, rules and regulations for monetary policy
Way provides personal credit information used in related information service.
Step S23 establishes reference information and the corresponding underwriting account of identity information, to execute the guarantor on underwriting account
Dangerous scheme.
Account establishes terminal and establishes reference information and the corresponding underwriting account of identity information, incites somebody to action for example, account establishes terminal
Reference information carries out dividing different grades, and the grades such as reference are associated with subscriber identity information, establishes corresponding guarantor
Dangerous account, to execute the insurance scheme on underwriting account.
Request is established by receiving underwriting account in the present embodiment, underwriting account is obtained and establishes the identity for including in request
Information, and the corresponding underwriting account of identity information is established, the underwriting account established in the present embodiment makes based on self-service card configuration
Insurance scheme is associated with underwriting account, so that insurance scheme is based on insurance account and is adjusted, finally realizes insurance scheme
Quick execution.
Further, referring to Fig. 5, the third for proposing the insurance scheme configuration method the present invention is based on self-service card is implemented
Example, the present invention is proposed on the basis of first embodiment and second embodiment；It in the present embodiment will be in first embodiment
Insurance allocation plan be combined with the underwriting account in second embodiment, that is, user be based on self-service card realization insurance scheme
When, declaration form of insuring can be quickly determined, specifically:
The insurance scheme configuration method based on self-service card includes:
Step S31 receives the activation request based on self-service card triggering, obtains the self-service card mark for including in the activation request
Know information and verification information.
The user that insures inputs self-service card identification information and verification information in terminal display interface, and triggers the mark letter
Cease corresponding self-service card activation request, wherein self-service card identification information can be self-service card card number or self-service card to insurable
Account, verification information can be self-service clip pin, be also possible to be associated with the dynamic password of mobile phone with self-service card, terminal reception is based on
The activation request of self-service card triggering obtains the self-service card identification information for including in the activation request and verification information.
Step S32 carries out authentication based on the verification information, when detecting that authentication passes through, obtains identity
Verify corresponding identity information.
Terminal is based on the verification information and carries out authentication, for example, verification information is the encrypted message of self-service card, terminal
The verification information for user's input of insuring is compared with criterion validation information, the verification information and criterion validation of user's input are believed
Manner of breathing is same, then subscriber authentication of insuring passes through, and when detecting that authentication passes through, obtains the corresponding identity letter of authentication
Breath, that is, when terminal detects that authentication passes through, terminal obtains the relevant information for the user that insures.
The self-service card identification information is associated with the identity information, and activates the self-service card by step S33.
The self-service card identification information is associated by terminal with identity information, that is, institute can be activated by identity information
State self-service card.
Illustrate in the present embodiment based on self-service card realize taking out insurances when, need to carry out the activation of self-service card,
And the self-service card based on activation realizes insurance formality.
Further, referring to Fig. 6, the present invention is based in the fourth embodiment of the insurance scheme configuration method of self-service card, this
Embodiment is proposed on the basis of 3rd embodiment, and the self-service card specifically illustrated in the present embodiment based on activation determines
Insurance scheme and the realization step for generating declaration form of insuring.
The insurance scheme configuration method based on self-service card includes:
Step S41 receives declaration form of insuring and generates request, and declaration form of insuring described in acquisition generates the self-service card mark for including in request
Know information and identity information.
Terminal receives declaration form of insuring and generates request, and declaration form of insuring described in acquisition generates the self-service card for including in request and identifies letter
Breath and identity information, that is, the user that insures inputs identity information and card card number based on the self-service card of activation and triggers declaration form of insuring
Generation request when, terminal receive insure declaration form generation request, and obtain generate request in include self-service card identification information
And subscriber identity information.
Step S42 obtains the corresponding insurance scheme of the self-service card identification information, obtains the corresponding guarantor of the identity information
Dangerous account.
Terminal obtains the corresponding insurance scheme of the self-service card identification information, that is, terminal is obtained according to self-service card identification information
It is derived from the insurance scheme for helping and configuring in card, it should be added that, different insurance schemes is configured in self-service card, eventually
End obtains the corresponding underwriting account of identity information.
Step S43 obtains the associated default declaration form template of insuring of the insurance scheme, and is based on the underwriting account information
The default declaration form template of insuring is adjusted, to generate the declaration form of insuring of self-service card.
Terminal obtains the associated default declaration form template of insuring of the insurance scheme, that is, terminal obtains pre- according to insurance scheme
The corresponding declaration form template of insuring of the insurance scheme being first arranged, terminal adjust declaration form template according to underwriting account information, to generate certainly
The declaration form of insuring of card is helped, for example, terminal determines that insurer's history credit record is bad according to underwriting account, then terminal is according to insurance
The insurance amount of the default declaration form of insuring of information adjustment of account, to generate the corresponding declaration form of insuring of underwriting account.
Corresponding declaration form of insuring is generated according to insurance scheme and underwriting account in the present embodiment, may be implemented based on insurance
The corresponding user's soul of insuring of account adjusts the insurance amount in declaration form of insuring, and reduces guarantor while realizing that insurance formality simplifies
The risk of danger.
Further, referring to Fig. 7, the 5th embodiment the present invention is based on the insurance scheme configuration method of self-service card is the
It is proposed on the basis of four embodiments, user can be based on determining declaration form of insuring on the basis of fourth embodiment for the present embodiment
Single process out is insured in application, specifically:
The insurance scheme configuration method based on self-service card includes:
Step S51, reception insure user in the information of insuring inputted on declaration form target configuration information of insuring, obtain letter of insuring
Cease the field identification of corresponding target configuration information.
The user that insures can input information of insuring insuring on declaration form, terminal receives the user that insures and matches in declaration form target of insuring
The information of insuring inputted on confidence breath, that is, declaration form of insuring is to insure on declaration form according to scheme is insured definitely comprising policy-holder
The target configuration information configured in case, the user that insures input individual at target configuration information and insure information, and terminal acquisition is insured
Information corresponds to the field identification of target configuration information.
Step S52 inquires preset configuration table according to the field identification, to obtain the corresponding audit policy of information of insuring,
The information of insuring is audited based on the audit policy.
Terminal inquires preset configuration table according to the field identification, to obtain the corresponding audit policy of information of insuring, wherein
Audit policy is preparatory facility, is audited for inputting information of insuring to the user that insures, terminal is based on the audit policy
The information of insuring is audited, for example, insure user's input is ID card No. information, terminal is according to preset identity
Whether the audit policy audit ID card No. information of card number information inputs correctly, it should be added that, the present embodiment
In audit policy can be audit input whether meet rule, be also possible to the true and false of verification information.
Step S53 exports corresponding insurance policy when detecting that signal auditing of insuring passes through.
Terminal is audited according to information of insuring of the audit policy to input, in terminal that the signal auditing of insuring of input is complete
At and all audit pass through, then the information of insuring that user input by terminal show insure insured on declaration form out singly.
Terminal audits the information of insuring for user's input of insuring in the present embodiment, and exports corresponding declaration form, keeps away
Exempt to input information errors on declaration form insuring due to insuring user, the phenomenon that caused declaration form of insuring cannot be exported accurately, it is real
Show based on the self-service operation readiness blocked and insured.
In addition, the embodiment of the present invention also proposes a kind of insurance scheme configuration device based on self-service card, described referring to Fig. 8
Insurance scheme configuration device based on self-service card includes:
Acquisition module 10 is received to obtain and wrap in the configuring request for receiving the configuring request of self-service card insurance scheme
The self-service card identification information contained and element to be configured；
Configuration module 20 is obtained, for obtaining the corresponding configuration information of element to be configured, obtains the configuration in configuring request
It is required that and choose and meet target configuration information of the configuration information as element to be configured of configuration requirement, to generate insurance scheme；
Input module 30 is obtained, self-service card is input to for obtaining the insurance scheme, and by the insurance scheme, with complete
At the configuration of self-service card insurance scheme.
Wherein, the step of each Implement of Function Module of the insurance scheme configuration device based on self-service card can refer to the present invention
Each embodiment of insurance scheme configuration method based on self-service card, details are not described herein again.
In addition, the embodiment of the present invention also proposes a kind of computer storage medium.
The insurance scheme configurator based on self-service card is stored in the computer storage medium, it is described to be based on self-service card
Insurance scheme configurator each embodiment of the insurance scheme configuration method based on self-service card is realized when being executed by processor.
It should be noted that, in this document, relational terms such as first and second and the like are used merely to a reality
Body/operation/object is distinguished with another entity/operation/object, without necessarily requiring or implying these entity/operations/
There are any actual relationship or orders between object；The terms "include", "comprise" or its any other variant meaning
Covering non-exclusive inclusion, so that the process, method, article or the system that include a series of elements not only include that
A little elements, but also including other elements that are not explicitly listed, or further include for this process, method, article or
The intrinsic element of system.In the absence of more restrictions, the element limited by sentence "including a ...", is not arranged
Except there is also other identical elements in process, method, article or the system for including the element.
For device embodiment, since it is substantially similar to the method embodiment, related so describing fairly simple
Place illustrates referring to the part of embodiment of the method.The apparatus embodiments described above are merely exemplary, wherein making
It may or may not be physically separated for the unit of separate part description.In can selecting according to the actual needs
Some or all of the modules realize the purpose of the present invention program.Those of ordinary skill in the art are not making the creative labor
In the case where, it can it understands and implements.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in one as described above
In storage medium (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that terminal device (it can be mobile phone,
Computer, server, air conditioner or network equipment etc.) execute method described in each embodiment of the present invention.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of insurance scheme configuration method based on self-service card, which is characterized in that the insurance scheme based on self-service card is matched
Set method the following steps are included:
The configuring request for receiving self-service card insurance scheme obtains the self-service card identification information for including in the configuring request and wait match
Set element；
The corresponding configuration information of element to be configured is obtained, obtains the configuration requirement in configuring request, and choose and meet configuration requirement
Target configuration information of the configuration information as element to be configured, to generate insurance scheme；
The insurance scheme is obtained, and the insurance scheme is input to self-service card, to complete the configuration of self-service card insurance scheme.
2. as described in claim 1 based on the insurance scheme configuration method of self-service card, which is characterized in that the acquisition is to be configured
The corresponding configuration information of element obtains the configuration requirement in configuring request, and chooses the configuration information conduct for meeting configuration requirement
The target configuration information of element to be configured, the step of to generate insurance scheme, comprising:
The corresponding configuration information of element to be configured is obtained, the selection instruction triggered based on configuration information is received, obtains selection instruction
Associated current configuration information；
The configuration requirement in configuring request is obtained, judges whether current configuration information meets configuration requirement, if current configuration information
Meet configuration requirement, then using current configuration information as target configuration information；
The corresponding field identification of target configuration information is obtained, the field identification is added to preset configuration table；
The link for obtaining the corresponding position in preset configuration table is mapped to by link the field identification in preset configuration table preset
In declaration form, corresponding insurance scheme is generated.
3. as described in claim 1 based on the insurance scheme configuration method of self-service card, which is characterized in that the acquisition is to be configured
The corresponding configuration information of element obtains the configuration requirement in configuring request, and chooses the configuration information conduct for meeting configuration requirement
The target configuration information of element to be configured, the step of to generate insurance scheme after, comprising:
It receives underwriting account and establishes request, obtain the underwriting account and establish the identity information for including in request；
Default collage-credit data library is inquired according to the identity information, to obtain the corresponding reference information of identity information；
Reference information and the corresponding underwriting account of identity information are established, to execute the insurance scheme on underwriting account.
4. as claimed in claim 3 based on the insurance scheme configuration method of self-service card, which is characterized in that the acquisition is to be configured
The corresponding configuration information of element obtains the configuration requirement in configuring request, and chooses the configuration information conduct for meeting configuration requirement
The target configuration information of element to be configured, the step of to generate insurance scheme after, comprising:
The activation request based on self-service card triggering is received, the self-service card identification information for including in the activation request and verifying are obtained
Information；
Authentication is carried out based on the verification information, when detecting that authentication passes through, obtains the corresponding body of authentication
Part information；
The self-service card identification information is associated with the identity information, and activates the self-service card.
5. as claimed in claim 4 based on the insurance scheme configuration method of self-service card, which is characterized in that it is described will be described self-service
Card identification information is associated with the identity information, and after the step of activating the self-service card, comprising:
Reception declaration form of insuring generates request, and declaration form of insuring described in acquisition generates the self-service card identification information for including in request and identity
Information；
The corresponding insurance scheme of the self-service card identification information is obtained, the corresponding underwriting account of the identity information is obtained；
The associated default declaration form template of insuring of the insurance scheme is obtained, and described default based on underwriting account information adjustment
It insures declaration form template, to generate the declaration form of insuring of self-service card.
6. as claimed in claim 5 based on the insurance scheme configuration method of self-service card, which is characterized in that described to obtain the guarantor
The associated default declaration form template of insuring of dangerous scheme, and the default declaration form template of insuring is adjusted based on the underwriting account information,
With generate self-service card insure declaration form the step of after, comprising:
Reception insures user in the information of insuring inputted on declaration form target configuration information of insuring, and acquisition information of insuring corresponds to target and matches
The field identification of confidence breath；
Preset configuration table is inquired according to the field identification, to obtain the corresponding audit policy of information of insuring, is based on the audit
Strategy audits the information of insuring；
When detecting that signal auditing of insuring passes through, corresponding insurance policy is exported.
7. as described in claim 1 based on the insurance scheme configuration method of self-service card, which is characterized in that described to obtain the guarantor
After the step of dangerous scheme, and the insurance scheme is input to self-service card, configuration to complete self-service card insurance scheme, packet
It includes:
The change request for receiving self-service card insurance scheme obtains the new target configuration information for including in the change request；
The new corresponding field identification of target configuration information is obtained, with the field identification changed in preset configuration table
The link for obtaining the corresponding position in preset configuration table is mapped to by link field identification new in preset configuration table pre-
It sets in declaration form, generates new insurance scheme.
8. a kind of insurance scheme configuration device based on self-service card, which is characterized in that the insurance scheme based on self-service card is matched
Setting device includes:
It receives and obtains module, for receiving the configuring request of self-service card insurance scheme, obtain oneself for including in the configuring request
Help card identification information and element to be configured；
Configuration module is obtained, for obtaining the corresponding configuration information of element to be configured, obtains the configuration requirement in configuring request, and
Target configuration information of the configuration information as element to be configured for meeting configuration requirement is chosen, to generate insurance scheme；
Input module is obtained, is input to self-service card for obtaining the insurance scheme, and by the insurance scheme, it is self-service to complete
The configuration of card insurance scheme.
9. a kind of insurance scheme based on self-service card configures equipment, which is characterized in that the insurance scheme based on self-service card is matched
Install it is standby include: memory, processor and be stored on the memory and can run on the processor based on self-service
The insurance scheme configurator of card, in which:
It is realized when the insurance scheme configurator based on self-service card is executed by the processor as appointed in claim 1 to 7
The step of insurance scheme configuration method described in one based on self-service card.
10. a kind of storage medium, which is characterized in that be stored with the insurance scheme configuration journey based on self-service card on the storage medium
Sequence is realized when the insurance scheme configurator based on self-service card is executed by processor such as any one of claims 1 to 7 institute
The step of insurance scheme configuration method based on self-service card stated.
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| CN201810262477.5A CN109741191B (en) | 2018-03-28 | 2018-03-28 | Insurance scheme configuration method, device, equipment and storage medium based on self-help card |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111598525A (en) * | 2020-04-16 | 2020-08-28 | 中国人民财产保险股份有限公司 | Policy generation method and electronic equipment |
| CN112070616A (en) * | 2020-01-06 | 2020-12-11 | 北京英大融实科技有限公司 | Insurance product generation method and device, terminal equipment and storage medium |
| CN113139075A (en) * | 2021-04-25 | 2021-07-20 | 中国工商银行股份有限公司 | Method and device for generating customer insurance transaction interface image |
Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107657538A (en) * | 2017-10-12 | 2018-02-02 | 中国平安人寿保险股份有限公司 | Insure method, terminal of insuring, insurance server and computer-readable recording medium |
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2018
- 2018-03-28 CN CN201810262477.5A patent/CN109741191B/en active Active
Patent Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107657538A (en) * | 2017-10-12 | 2018-02-02 | 中国平安人寿保险股份有限公司 | Insure method, terminal of insuring, insurance server and computer-readable recording medium |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112070616A (en) * | 2020-01-06 | 2020-12-11 | 北京英大融实科技有限公司 | Insurance product generation method and device, terminal equipment and storage medium |
| CN111598525A (en) * | 2020-04-16 | 2020-08-28 | 中国人民财产保险股份有限公司 | Policy generation method and electronic equipment |
| CN111598525B (en) * | 2020-04-16 | 2023-06-20 | 中国人民财产保险股份有限公司 | Method for generating policy and electronic equipment |
| CN113139075A (en) * | 2021-04-25 | 2021-07-20 | 中国工商银行股份有限公司 | Method and device for generating customer insurance transaction interface image |
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| CN109741191B (en) | 2023-04-18 |
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