CN109636372A - Payment system - Google Patents

Payment system Download PDF

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Publication number
CN109636372A
CN109636372A CN201811267987.8A CN201811267987A CN109636372A CN 109636372 A CN109636372 A CN 109636372A CN 201811267987 A CN201811267987 A CN 201811267987A CN 109636372 A CN109636372 A CN 109636372A
Authority
CN
China
Prior art keywords
payment
mobile phone
wireless signal
signal transmitter
class software
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201811267987.8A
Other languages
Chinese (zh)
Inventor
徐畅
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Zhejiang Business Technology Institute
Original Assignee
Zhejiang Business Technology Institute
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Zhejiang Business Technology Institute filed Critical Zhejiang Business Technology Institute
Priority to CN201811267987.8A priority Critical patent/CN109636372A/en
Publication of CN109636372A publication Critical patent/CN109636372A/en
Pending legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Telephone Function (AREA)

Abstract

Payment system, including wireless signal transmitter, mobile phone, safety insert.It realizes payment system including the following steps: A: school's public consumption place being installed by wireless signal transmitter;B: the radiation scope of wireless signal transmitter is set;C: mobile phone installation payment class software security plug-in unit;D: mobile phone is outside radiation scope and is not sensed by signal, and safety insert can not pay the bill to payment class software limitation, payment class software;Conversely, safety insert, to payment class software restriction cancellation, payment class software can pay the bill;E: mobile phone leaves signal radiation range, and safety insert is to payment class software limitation.Compared with prior art, the beneficial effects of the present invention are: due to being provided with wireless signal transmitter and safety insert, mobile phone senses signal, it could be paid in school's prescribed limit, even if losing mobile phone accidentally, it due to the limitation of safety insert, can not be paid outside school, ensure that the safety of mobile phone fund.

Description

Payment system
Technical field
Mobile-phone payment is also referred to as mobile payment (Mobile Payment), and referring to allows mobile subscriber to use its mobile terminal (usually mobile phone) carries out a kind of method of service of account payment to the commodity or service consumed.After the payment of card class, network branch Fu Hou, mobile-phone payment become new lover, and numerous payment functions may be implemented in mobile phone.
Mobile-phone payment, which to disburse funds, for many consumers carries more convenient, can preferably attempt many new Consumption mode, due to the worry to safety problem and lack the stronger payment of attraction and apply, associated service provider is necessary It is optimized in many aspects such as the fund security of mobile-phone payment business, industry chain building and business models.Especially exist Safety of student prevention awareness is weak in campus, and many students do not set the close guarantor of mobile phone to follow the line of least resistance, once lost mobile phone, by outside school Personnel pick up, and fund is possible to be stolen, and mobile-phone payment becomes safely urgent problem to be solved.
Summary of the invention
The problems of above-mentioned in order to solve, the technical problems to be solved by the invention provide payment system, this kind Method keeps student safer using mobile-phone payment in campus context.
Payment system, including wireless signal transmitter, mobile phone, safety insert, the wireless signal transmitter act on hair Wireless signal is penetrated so that the mobile phone incudes, the safety insert acts on the payment function of limitation mobile-phone payment class software, real Existing payment system including the following steps:
Step A): school's public consumption place is installed by the wireless signal transmitter;
Step B): the radiation scope of the wireless signal transmitter is set;
Step C): the safety insert of installation payment class software on mobile phone;
Step D): when mobile phone outside the radiation scope of the wireless signal transmitter and is not sensed by the wireless signal transmitter Signal when, the safety insert to payment class software limitation, payment class software can not normally pay the bill;When mobile phone is described wireless When in the radiation scope of signal projector and sensing the signal of the wireless signal transmitter, the safety insert is to payment class The restriction cancellation of software, payment class software can normally pay the bill;
Step E): Mobile Phone Payments terminate to leave the signal radiation range of the wireless signal transmitter, and the safety insert is to branch The limitation of class software is paid, payment class software can not normally pay the bill.
In above-mentioned technical proposal, the school's public consumption place described in step A) includes dining room, supermarket.Assemble in student The wireless signal transmitter is arranged in the place of consumption, and mobile phone senses could pay in the range of the dining room supermarket delimit Money keeps mobile-phone payment safer.
In above-mentioned technical proposal, the radiation scope described in step B) can be adjusted according to the size in consumption place.Tool Body adjusts the radiation scope according to the size in supermarket, dining room.
In above-mentioned technical proposal, payment class software includes Alipay, wechat described in step C).
In above-mentioned technical proposal, the mode of the payment described in step D) includes showing two dimensional code payment and payment by the transfer of accounts.
Compared with prior art, the beneficial effects of the present invention are: since the present invention is provided with wireless signal transmitter and peace Full plug-in unit, mobile phone sense that the wireless signal transmitter, safety insert could lift restrictions to payment class software, can only learn Payment, even if losing mobile phone accidentally, due to the limitation of safety insert, can not be not provided with outside school wireless communication in the prescribed limit of school The ground such as number transmitter are paid, and ensure that the safety of mobile phone fund.
Detailed description of the invention
Fig. 1 is the step flow chart of payment system.
Specific embodiment
With reference to the accompanying drawing, it elaborates to a specific embodiment of the invention.
As shown in Figure 1, payment system, including wireless signal transmitter, mobile phone, safety insert, the wireless signal transmitting Device acts on transmitting wireless signal so that the mobile phone incudes, and the safety insert acts on the branch of limitation mobile-phone payment class software Function is paid, realizes payment system including the following steps:
Step A): school's public consumption place is installed by the wireless signal transmitter;
Step B): the radiation scope of the wireless signal transmitter is set;
Step C): the safety insert of installation payment class software on mobile phone;
Step D): when mobile phone outside the radiation scope of the wireless signal transmitter and is not sensed by the wireless signal transmitter Signal when, the safety insert to payment class software limitation, payment class software can not normally pay the bill;When mobile phone is described wireless When in the radiation scope of signal projector and sensing the signal of the wireless signal transmitter, the safety insert is to payment class The restriction cancellation of software, payment class software can normally pay the bill;
Step E): Mobile Phone Payments terminate to leave the signal radiation range of the wireless signal transmitter, and the safety insert is to branch The limitation of class software is paid, payment class software can not normally pay the bill.
In above-mentioned technical proposal, the school's public consumption place described in step A) includes dining room, supermarket.Assemble in student The wireless signal transmitter is arranged in the place of consumption, and mobile phone senses could pay in the range of the dining room supermarket delimit Money, student cannot arbitrarily pay outside campus, keep mobile-phone payment safer.
The radiation scope described in step B) can be adjusted according to the size in consumption place.With specific reference to supermarket, dining room Size adjust the radiation scope, radiation scope can be accurate to regional 1 meter of periphery.
Payment class software includes Alipay, wechat described in step C).
The mode of the payment described in step D) includes showing two dimensional code payment and payment by the transfer of accounts.
Present invention is not limited to the embodiments described above, within the knowledge of a person skilled in the art, It can be with various changes can be made without departing from the purpose of the present invention.

Claims (5)

1. payment system, which is characterized in that including wireless signal transmitter, mobile phone, safety insert, the wireless signal transmitter Transmitting wireless signal is acted on so that the mobile phone incudes, the safety insert acts on the payment of limitation mobile-phone payment class software Function realizes payment system including the following steps:
Step A): school's public consumption place is installed by the wireless signal transmitter;
Step B): the radiation scope of the wireless signal transmitter is set;
Step C): the safety insert of installation payment class software on mobile phone;
Step D): when mobile phone outside the radiation scope of the wireless signal transmitter and is not sensed by the wireless signal transmitter Signal when, the safety insert to payment class software limitation, payment class software can not normally pay the bill;When mobile phone is described wireless When in the radiation scope of signal projector and sensing the signal of the wireless signal transmitter, the safety insert is to payment class The restriction cancellation of software, payment class software can normally pay the bill;
Step E): Mobile Phone Payments terminate to leave the signal radiation range of the wireless signal transmitter, and the safety insert is to branch The limitation of class software is paid, payment class software can not normally pay the bill.
2. payment system according to claim 1, which is characterized in that the packet of the school's public consumption place described in step A) Include dining room, supermarket.
3. payment system according to claim 1, which is characterized in that the radiation scope described in step B) can be according to consumption The size in place is adjusted.
4. payment system according to claim 1, which is characterized in that the payment class software described in step C) includes payment Treasured, wechat.
5. payment system according to claim 1, which is characterized in that the mode of the payment described in step D) includes showing Two dimensional code payment and payment by the transfer of accounts.
CN201811267987.8A 2018-10-29 2018-10-29 Payment system Pending CN109636372A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201811267987.8A CN109636372A (en) 2018-10-29 2018-10-29 Payment system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201811267987.8A CN109636372A (en) 2018-10-29 2018-10-29 Payment system

Publications (1)

Publication Number Publication Date
CN109636372A true CN109636372A (en) 2019-04-16

Family

ID=66066757

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201811267987.8A Pending CN109636372A (en) 2018-10-29 2018-10-29 Payment system

Country Status (1)

Country Link
CN (1) CN109636372A (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2012130399A (en) * 2010-12-20 2012-07-12 Maruhon Industry Co Ltd Pachinko machine
CN104702411A (en) * 2015-03-14 2015-06-10 丁贤根 Token design method integrating mobile payment safety authentication and mobile phone loss alarm
CN205942930U (en) * 2016-07-07 2017-02-08 上海电机学院 Public smart washing machine of many payment systems
CN107274177A (en) * 2017-06-20 2017-10-20 刘骐铭 A kind of financial wireless payment system

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2012130399A (en) * 2010-12-20 2012-07-12 Maruhon Industry Co Ltd Pachinko machine
CN104702411A (en) * 2015-03-14 2015-06-10 丁贤根 Token design method integrating mobile payment safety authentication and mobile phone loss alarm
CN205942930U (en) * 2016-07-07 2017-02-08 上海电机学院 Public smart washing machine of many payment systems
CN107274177A (en) * 2017-06-20 2017-10-20 刘骐铭 A kind of financial wireless payment system

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Application publication date: 20190416

RJ01 Rejection of invention patent application after publication