CN109559233A - A kind of real estate supply chain accounts receivable transfer system based on block chain - Google Patents

A kind of real estate supply chain accounts receivable transfer system based on block chain Download PDF

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Publication number
CN109559233A
CN109559233A CN201910037854.XA CN201910037854A CN109559233A CN 109559233 A CN109559233 A CN 109559233A CN 201910037854 A CN201910037854 A CN 201910037854A CN 109559233 A CN109559233 A CN 109559233A
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China
Prior art keywords
accounts receivable
real estate
voucher
module
block chain
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CN201910037854.XA
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李伟
梁秀波
李启雷
尹可挺
邱炜伟
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Hangzhou Qulian Technology Co Ltd
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Hangzhou Qulian Technology Co Ltd
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Priority to CN201910037854.XA priority Critical patent/CN109559233A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825Use of electronic signatures
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12Accounting
    • G06Q40/125Finance or payroll

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a kind of real estate industry supply chain accounts receivable transfer system based on block chain.Module, accounts receivable electronic certificate transfer module, accounts receivable voucher financing module and Electronic Signature module are issued including real estate supply chain handling of goods and materials module, account due electronic certificate.The present invention passes through the standardization accounts receivable digital certificate on block chain, online circulation, financing and the fractionation of accounts receivable can be achieved, have many advantages, such as high reliability, it is low in cost, can trace to the source, it further reduced the operating cost of supply chain modes, solve the problems, such as that the receivables financing of real estate industry medium-sized and small enterprises is difficult, financing is expensive, it is cumbersome really to weigh, credible supply chain residue is built using block chain technology, to realize a safety and efficient real estate industry supply chain accounts receivable transfer system.

Description

A kind of real estate supply chain accounts receivable transfer system based on block chain
Technical field
The present invention relates to be based on block chain technical field, and in particular to a kind of real estate supply chain based on block chain answers receipt on account Money transfer system.
Background technique
Block chain technology, block chain refers to through decentralization and collective safeguards an authentic data library by way of going to trust Technical solution, be the Floor layer Technology of the digital cash such as bit coin, ether coin.More popular theory, block chain technology just refer to one kind The whole people participate in the mode of book keeping operation.Trade confirmation on block chain is known together by all nodes on block chain to be completed, after knowing together successfully It is packaged write-in block.Block chain safeguards a public account book, for All Activity in memory block chain network, all systems There is a database behind, database can be regarded as a big account book.So who becomes very heavy to remember this account book just It wants.Past centralization accounting mode needs a center side to keep accounts, and block chain can accomplish account book real-time synchronization, It can not distort, therefore can respectively be recorded by other side, here it is the essence of block chain.
Intelligent contract, for user perspective, intelligent contract is typically considered an automatic security account, for example, working as When specific condition meets, program will discharge and shift fund.Technically, intelligent contract is considered as network clothes Business device, only these servers are not to be set up on the internet using IP address, but be erected on block chain.So as to Specific contract program is run above it.Intelligent contract is the assembler language being programmed on block chain.Usual people will not be certainly Oneself writes bytecode, but can compile it from more advanced language, such as the language such as Solidity, LLL, can by intelligent contract To realize data storage, read-write and some logical operations on block chain, most block chain application is all base at present It is run in intelligent contract.The Solidity language that intelligent contract uses is that figure spirit is complete, and applied business may be implemented and patrol All operations collected.
The supply chain of real estate industry naturally has the characteristics that participation, business transaction need multiparty billing, and be related in many ways It to the transfer of assets and debt, therefore is the splendid scene of block chain technical application.
There is a large amount of interaction in original real estate supply chain residue, between each participation main body, but in entire supply chain The various information of generation is discretely stored in the respective system of links, and information flow lacks transparency, it is difficult to monitor, protect Demonstrate,prove the authenticity of information.Meanwhile participant is more, information asymmetry in supply chain, so that repeating the morals wind such as to pledge, forges transaction Danger is difficult to prevention and control, therefore during the assignment of credit, it is difficult that fund side weighs credits really, equal time-consuming of putting to the proof and call to account Arduously, the fund cost of medium-sized and small enterprises is further affected.
Summary of the invention
In view of the deficiencies of the prior art, the present invention proposes a kind of real estate supply chain accounts receivable transfer system based on block chain System, provides more complete functional module for fund side, factoring quotient, core enterprise and the supplier in real estate industry, simultaneously It uses block chain technology, while quickly and easily carrying out the assignment of credit, can guarantee the safety of information, can not distort, Account book is synchronous, and enhancing each side trusts.
What the purpose of the present invention was achieved through the following technical solutions: a kind of real estate supply chain accounts receivable based on block chain Transfer system, including following module:
(1) real estate supply chain handling of goods and materials module: recording material used in real estate projects and receiving, and retains true Transaction record, the record of receiving for generating transaction record or enterprise ERP is registered in block chain, pair of bottom assets is formed Answer transaction record;
(2) account due electronic certificate issues module: the corresponding accounts receivable of true bottom assets can be converted to block The voucher of chain allows enterprise to issue voucher to upstream supplier, which is issued to supplier by core enterprise, makees For a kind of credits voucher, true fund is cashed after certain account phase;;
(3) accounts receivable electronic certificate transfers the possession of module: the supplier of accounts receivable voucher is received, if carrying out the buying of oneself Voucher, can be transferred to the supplier of more upper level by business, and the corresponding person of issuing of the voucher is still the core enterprise in supply chain Industry, voucher transfer process completes the neutralisation process of a credit and debt at this time;
(4) accounts receivable voucher financing module: since bottom assets have passed through the friendship that block chain has got through real estate Easily record, and eliminate core enterprise and really weigh cumbersome, therefore by docking fund side, supplier is convenient to voucher institute The corresponding assignment of credit is to fund side, to complete the financing of accounts receivable;
(5) Electronic Signature module: by Electronic Signature, guarantee that the agreement signatory in business procedure is me, so that respectively Corresponding agreement has legal effect in process.
Compared with prior art, beneficial effects of the present invention are as follows:
Real estate supply chain accounts receivable transfer system of the invention be real estate industry in each participant construct one it is credible Accounts receivable registration and transfer the possession of platform, by the standardization accounts receivable digital certificate on block chain, it can be achieved that answering receipt on account Money it is online circulation, financing and split, have many advantages, such as high reliability, it is low in cost, can trace to the source, further reduced supply chain The operating cost of enterprise.
Detailed description of the invention
Fig. 1 is the architecture diagram of the real estate supply chain accounts receivable transfer system based on block chain;
Fig. 2 is the real estate supply chain accounts receivable transfer system operational flowchart based on block chain.
Specific embodiment
Below with reference to specific embodiment to the real estate supply chain accounts receivable transfer system of the invention based on block chain It is further elaborated.
Real estate supply chain accounts receivable transfer system based on block chain of the invention is provided towards supply chain modes and face To factoring quotient, the two entrances of fund side, corresponding assets voucher is registered on platform by supply chain modes, fund side and factoring Quotient audited and financed accordingly business, is synchronized shared assets information with block chain, be ensure that information security, avoid money Produce the possibility that information is tampered.
A kind of real estate supply chain accounts receivable transfer system based on block chain, as depicted in figs. 1 and 2, described is shared System operates on each node of block platform chain, and real estate supply chain accounts receivable transfer system includes following module:
(1) real estate supply chain handling of goods and materials module: recording material used in real estate projects and receiving, and retains true Transaction record, the record of receiving for generating transaction record or enterprise ERP is registered in block chain, pair of bottom assets is formed Answer transaction record.
(2) account due electronic certificate issues module: the corresponding accounts receivable of true bottom assets can be converted to block The voucher of chain allows enterprise to issue voucher to upstream supplier, which is issued to supplier by core enterprise, makees For a kind of credits voucher, true fund is cashed after certain account phase.
(3) accounts receivable electronic certificate transfers the possession of module: the supplier of accounts receivable voucher is received, if carrying out the buying of oneself Voucher, can be transferred to the supplier of more upper level by business, and the corresponding person of issuing of the voucher is still the core enterprise in supply chain Industry, voucher transfer process completes the neutralisation process of a credit and debt at this time.
(4) accounts receivable voucher financing module: since bottom assets have passed through the friendship that block chain has got through real estate Easily record, and eliminate core enterprise and really weigh cumbersome, therefore by docking fund side, supplier is convenient to voucher institute The corresponding assignment of credit is to fund side, to complete the financing of accounts receivable.
(5) Electronic Signature module: by Electronic Signature, guarantee that the agreement signatory in business procedure is me, so that respectively Corresponding agreement has legal effect in process.

Claims (1)

1. a kind of real estate supply chain accounts receivable transfer system based on block chain, which is characterized in that including following module:
(1) real estate supply chain handling of goods and materials module: recording material used in real estate projects and receiving, and retains true hand over The record of receiving for generating transaction record or enterprise ERP is registered in block chain by easily record, is formed the corresponding of bottom assets and is handed over Easily record.
(2) account due electronic certificate issues module: the corresponding accounts receivable of true bottom assets can be converted to block chain Voucher allows enterprise to issue voucher to upstream supplier, which is issued to supplier by core enterprise, as one Kind credits voucher, cashes true fund after certain account phase.
(3) accounts receivable electronic certificate transfers the possession of module: the supplier of accounts receivable voucher is received, if carrying out the buying industry of oneself Voucher, can be transferred to the supplier of more upper level by business, and the corresponding person of issuing of the voucher is still the core enterprise in supply chain, Voucher transfer process completes the neutralisation process of a credit and debt at this time.
(4) accounts receivable voucher financing module: since bottom assets have passed through the transaction note that block chain has got through real estate Record, and eliminate core enterprise and really weigh cumbersome, therefore by docking fund side, supplier is convenient to will be corresponding to voucher The assignment of credit to fund side, to complete the financing of accounts receivable.
(5) Electronic Signature module: by Electronic Signature, guarantee that the agreement signatory in business procedure is me, so that each process In corresponding agreement there is legal effect.
CN201910037854.XA 2019-01-16 2019-01-16 A kind of real estate supply chain accounts receivable transfer system based on block chain Pending CN109559233A (en)

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Cited By (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110288452A (en) * 2019-05-31 2019-09-27 北京随信云链科技有限公司 A kind of asset data management system, method and calculate equipment
CN110675146A (en) * 2019-08-30 2020-01-10 深圳壹账通智能科技有限公司 Method and medium for processing electronic certificate transaction record and computer equipment
CN110737721A (en) * 2019-09-25 2020-01-31 中信梧桐港供应链管理有限公司 Receivable account transfer financing method and device based on block chain architecture
CN110751484A (en) * 2019-10-28 2020-02-04 北京金融资产交易所有限公司 Account receivable management system based on block chain
CN111028082A (en) * 2019-12-11 2020-04-17 杭州产链数字科技有限公司 E-commerce platform account receivable management system and method based on block chain
CN111415250A (en) * 2020-04-30 2020-07-14 中国银行股份有限公司 Method and device for managing accounts receivable based on block chain, storage medium and equipment
CN111583038A (en) * 2020-05-08 2020-08-25 中国银行股份有限公司 Block chain-based triangle debt processing method, device and system
CN111783412A (en) * 2019-04-04 2020-10-16 安徽海汇金融投资集团有限公司 Multi-template-based creditor certificate generation method and system
WO2020259308A1 (en) * 2019-06-28 2020-12-30 深圳前海微众银行股份有限公司 Method and device for employing blockchain system to turn over asset
CN112419043A (en) * 2020-11-20 2021-02-26 楼周仁 Automobile supply chain financial service platform and method based on block chain technology

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CN107220896A (en) * 2017-04-23 2017-09-29 杭州复杂美科技有限公司 A kind of financing by accounts receivable based on block chain technology
US20180101914A1 (en) * 2016-10-10 2018-04-12 Escolhalegal, Llc Systems, methods and machine-readable mediums for data management and payment processing
CN108229981A (en) * 2018-01-29 2018-06-29 杭州云象网络技术有限公司 A kind of anti-fake source tracing method of supply chain finance based on block chain
CN109102285A (en) * 2018-07-30 2018-12-28 上海淳麒金融信息服务有限公司 Supply chain finance implementation method and its control system based on block chain duplex structure

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US20180101914A1 (en) * 2016-10-10 2018-04-12 Escolhalegal, Llc Systems, methods and machine-readable mediums for data management and payment processing
CN107220896A (en) * 2017-04-23 2017-09-29 杭州复杂美科技有限公司 A kind of financing by accounts receivable based on block chain technology
CN108229981A (en) * 2018-01-29 2018-06-29 杭州云象网络技术有限公司 A kind of anti-fake source tracing method of supply chain finance based on block chain
CN109102285A (en) * 2018-07-30 2018-12-28 上海淳麒金融信息服务有限公司 Supply chain finance implementation method and its control system based on block chain duplex structure

Cited By (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111783412A (en) * 2019-04-04 2020-10-16 安徽海汇金融投资集团有限公司 Multi-template-based creditor certificate generation method and system
CN110288452A (en) * 2019-05-31 2019-09-27 北京随信云链科技有限公司 A kind of asset data management system, method and calculate equipment
WO2020259308A1 (en) * 2019-06-28 2020-12-30 深圳前海微众银行股份有限公司 Method and device for employing blockchain system to turn over asset
CN110675146A (en) * 2019-08-30 2020-01-10 深圳壹账通智能科技有限公司 Method and medium for processing electronic certificate transaction record and computer equipment
CN110737721A (en) * 2019-09-25 2020-01-31 中信梧桐港供应链管理有限公司 Receivable account transfer financing method and device based on block chain architecture
CN110737721B (en) * 2019-09-25 2023-03-28 中信梧桐港供应链管理有限公司 Receivable account transfer financing method and device based on block chain architecture
CN110751484A (en) * 2019-10-28 2020-02-04 北京金融资产交易所有限公司 Account receivable management system based on block chain
CN111028082A (en) * 2019-12-11 2020-04-17 杭州产链数字科技有限公司 E-commerce platform account receivable management system and method based on block chain
CN111415250A (en) * 2020-04-30 2020-07-14 中国银行股份有限公司 Method and device for managing accounts receivable based on block chain, storage medium and equipment
CN111583038A (en) * 2020-05-08 2020-08-25 中国银行股份有限公司 Block chain-based triangle debt processing method, device and system
CN112419043A (en) * 2020-11-20 2021-02-26 楼周仁 Automobile supply chain financial service platform and method based on block chain technology

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