CN109544384A - Subsidy distribution method, device, terminal, storage medium based on bio-identification - Google Patents
Subsidy distribution method, device, terminal, storage medium based on bio-identification Download PDFInfo
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- CN109544384A CN109544384A CN201811314822.1A CN201811314822A CN109544384A CN 109544384 A CN109544384 A CN 109544384A CN 201811314822 A CN201811314822 A CN 201811314822A CN 109544384 A CN109544384 A CN 109544384A
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- subsidy
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- 238000000034 method Methods 0.000 title claims abstract description 54
- 238000012550 audit Methods 0.000 claims abstract description 21
- 238000009434 installation Methods 0.000 claims abstract description 4
- 230000001815 facial effect Effects 0.000 claims description 35
- 210000001508 eye Anatomy 0.000 claims description 18
- 238000004590 computer program Methods 0.000 claims description 16
- 210000005252 bulbus oculi Anatomy 0.000 claims description 12
- 230000004048 modification Effects 0.000 claims description 9
- 238000012986 modification Methods 0.000 claims description 9
- 238000012552 review Methods 0.000 claims description 8
- 238000012790 confirmation Methods 0.000 claims description 6
- 238000000605 extraction Methods 0.000 claims description 3
- 229910052709 silver Inorganic materials 0.000 claims 1
- 239000004332 silver Substances 0.000 claims 1
- 238000013473 artificial intelligence Methods 0.000 abstract description 2
- 238000012545 processing Methods 0.000 description 11
- 230000006870 function Effects 0.000 description 10
- 230000007547 defect Effects 0.000 description 3
- 238000010586 diagram Methods 0.000 description 3
- 238000001514 detection method Methods 0.000 description 2
- 235000013399 edible fruits Nutrition 0.000 description 2
- 238000001727 in vivo Methods 0.000 description 2
- 230000008569 process Effects 0.000 description 2
- 230000009471 action Effects 0.000 description 1
- 230000006399 behavior Effects 0.000 description 1
- 230000004397 blinking Effects 0.000 description 1
- 238000004364 calculation method Methods 0.000 description 1
- 230000008859 change Effects 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 210000003128 head Anatomy 0.000 description 1
- 230000003993 interaction Effects 0.000 description 1
- 210000000214 mouth Anatomy 0.000 description 1
- 238000005192 partition Methods 0.000 description 1
- 210000003296 saliva Anatomy 0.000 description 1
- 230000004083 survival effect Effects 0.000 description 1
- 230000001360 synchronised effect Effects 0.000 description 1
- 238000012360 testing method Methods 0.000 description 1
- 238000012795 verification Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
- G06V40/16—Human faces, e.g. facial parts, sketches or expressions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/40—Spoof detection, e.g. liveness detection
- G06V40/45—Detection of the body part being alive
Abstract
The embodiment of the present invention provides a kind of subsidy distribution method based on bio-identification, after the authentication information for receiving user's input, user is prompted to complete predetermined registration operation；Living body is judged whether it is according to the predetermined registration operation that user completes；When determining user is living body, sends recognition of face and request to terminal backstage；Face is compared by terminal backstage and judges whether user is living body again；If face alignment success and determine again the user be living body when, prompt user input presupposed information, and by presupposed information be sent to terminal backstage audit；If audit passes through, subsidy granting operation is carried out.The embodiment of the present invention also provides a kind of subsidy dispensing apparatus, terminal installation and computer readable storage medium based on bio-identification.The present invention relates to artificial intelligence, using the embodiment of the present invention, can be improved the service quality and working efficiency that social insurance is handled, and effectively inhibit the loss of social insurance funds, block the loophole that social insurance funds is made a fraudulent application and claim.
Description
Technical field
The present invention relates to artificial intelligence field more particularly to a kind of subsidy distribution method based on bio-identification, based on life
Subsidy dispensing apparatus, terminal and the computer readable storage medium of object identification.
Background technique
This part intends to is that the embodiment for the embodiment of the present invention stated in claims and specific embodiment mentions
For background or context.Description herein recognizes it is the prior art not because not being included in this section.
With the gradual perfection of old-age insurance system, each province and city insurant old-age pension has carried out socialized delivery, by society
Guarantor department directly passes through financial institution and endowment golden hair is put into insurant hand.But for many years, the survival state of insurant
Social security department be difficult it is timely, accurately understand and grasp, therefore there is some " dead persons " and falsely claim as one's own insurant old-age pension showing
As causing government subsidies to there are problems that being largely lost.Currently, traditional authentication means and authentication method cannot expire
The demand of sufficient social insurance business solves the problems, such as that this has become the inexorable trend of social security career development.
Summary of the invention
In consideration of it, it is necessary to provide a kind of subsidy distribution method based on bio-identification, the subsidy based on bio-identification hair
Device, terminal and computer readable storage medium are put, service quality and working efficiency that social insurance is handled is can be improved, has
Effect inhibits the loss of social insurance funds, blocks the loophole that social insurance funds is made a fraudulent application and claim.
On the one hand the embodiment of the present invention provides a kind of subsidy distribution method based on bio-identification, described to be based on bio-identification
Subsidy distribution method include:
After the authentication information for receiving user's input, user is prompted to complete predetermined registration operation；
Judge whether the user is living body according to the predetermined registration operation that user completes；
When determining the user is living body, sends recognition of face and request to terminal backstage；
Face is compared by the terminal backstage and judges whether user is living body again；
If face alignment success and when determining that the user is living body again, user is prompted to input presupposed information, and by institute
It states presupposed information and is sent to the terminal backstage；
The presupposed information is audited by the terminal backstage；
If audit passes through, subsidy granting operation is carried out.
Further, in the above-mentioned subsidy distribution method based on bio-identification provided in an embodiment of the present invention, described
After the authentication information for receiving user's input, the method also includes:
Detect whether the user is insured user；
If it is determined that prompting user to complete predetermined registration operation when the user is insured user.
Further, in the above-mentioned subsidy distribution method based on bio-identification provided in an embodiment of the present invention, the end
Face, which is compared, in end backstage includes:
It obtains facial image and the facial image is pre-processed；
Extract the facial feature extraction of the facial image after pretreatment；
The extracted facial characteristics is compared with the facial characteristics of the sample image of storage.
Further, described to sentence in the above-mentioned subsidy distribution method based on bio-identification provided in an embodiment of the present invention
Whether the user of breaking is that living body includes:
To in facial image eyes carry out dynamic tracing, and during dynamic tracing capture eyes eyeball shape with
Eyeball area；
The state of eyes is determined according to the eyeball state and eyeball area, wherein the state of the eyes includes opening eyes
State and closed-eye state；
The state for recording the eyes within a preset time interval is become the number of closed-eye state from eyes-open state；
Judge whether the number reaches preset times threshold value；
If the number reaches the preset times threshold value, determine that the user is living body.
Further, in the above-mentioned subsidy distribution method based on bio-identification provided in an embodiment of the present invention, if face
Compare failure and when to determine the user again not be living body, the method also includes:
The staff that collected information is sent to subsidy granting is checked, wherein the collected information
User's facial image, face recognition result and the living body judging result of sample image, acquisition including storage；
If review result is to get the wrong sow by the ear, user is prompted to input presupposed information, wherein the presupposed information includes user
Bank information and user reserved contact details；
If review result is errorless to judge, the account information of the user is nullified.
Further, in the above-mentioned subsidy distribution method based on bio-identification provided in an embodiment of the present invention, described
Face alignment is successful and determines the user for after living body again, which comprises
Calculate the similarity between the facial image and the sample image of the storage；
If the similarity is more than default similarity threshold, the sample image of the storage is replaced with into the face figure
Picture.
Further, described to incite somebody to action in the above-mentioned subsidy distribution method based on bio-identification provided in an embodiment of the present invention
The presupposed information is sent to terminal backstage and is audited, if audit does not pass through, which comprises
Prompt user verifies and re-enters presupposed information in default modification number；
If modification notifies the staff of subsidy granting to cable us for confirmation beyond default modification number；
Subsidy granting is judged whether to according to information of cabling us for confirmation.
On the other hand the embodiment of the present invention also provides a kind of subsidy dispensing apparatus based on bio-identification, described device packet
It includes:
Operation indicating module, for after the authentication information for receiving user's input, prompting user to complete default behaviour
Make；
Living body judgment module, the predetermined registration operation for being completed according to user judge whether the user is living body；
Request sending module is requested for when determining the user is living body, sending recognition of face to terminal backstage；
Repeat judgment module, for face is compared from the background by the terminal and is judged again user whether be
Living body；
MIM message input module, if prompting user defeated for face alignment success and when determining that the user is living body again
Enter presupposed information, and the presupposed information is sent to the terminal backstage；
Background audit module, for being audited by the terminal backstage to the presupposed information；
Subsidy provides module, for carrying out subsidy granting operation when audit passes through.
Another further aspect of the embodiment of the present invention also provides a kind of terminal, and the terminal includes processor, and the processor is used for
The subsidy issuer described in above-mentioned any one based on bio-identification is realized when executing the computer program stored in memory
Method.
Another further aspect of the embodiment of the present invention also provides a kind of computer readable storage medium, the computer-readable upper storage
There is computer program, the computer program is realized described in above-mentioned any one when being executed by processor based on bio-identification
Subsidy distribution method.
The embodiment of the present invention provides a kind of subsidy distribution method based on bio-identification, the subsidy granting based on bio-identification
Device, terminal and computer readable storage medium prompt user to complete after the authentication information for receiving user's input
Predetermined registration operation；Judge whether the user is living body according to the predetermined registration operation that user completes；When determining the user is living body,
Recognition of face is sent to request to terminal backstage；Face is compared by the terminal backstage and whether judges user again
For living body；If face alignment success and when determining that the user is living body again, user is prompted to input presupposed information, and will be described
Presupposed information is sent to the terminal backstage；The presupposed information is audited by the terminal backstage；If audit passes through,
Then carry out subsidy granting operation.Using the embodiment of the present invention, recognition of face and In vivo detection technology are referred into subsidy granting
Using coming up, the defect of fingerprint recognition is effectively overcome, improve service quality and working efficiency that social insurance is handled, effectively inhibit
The loophole that social insurance funds is made a fraudulent application and claim is blocked in the loss of social insurance funds.
Detailed description of the invention
Fig. 1 is the flow chart of the subsidy distribution method provided in an embodiment of the present invention based on bio-identification.
Fig. 2 is the structural schematic diagram of the terminal of an embodiment of the present invention.
Fig. 3 is the illustrative functional block diagram of terminal shown in Fig. 2.
Main element symbol description
| Terminal | 1 |
| Memory | 10 |
| Display screen | 20 |
| Processor | 30 |
| Subsidy dispensing apparatus based on bio-identification | 100 |
| Operation indicating module | 101 |
| Living body judgment module | 102 |
| Request sending module | 103 |
| Repeat judgment module | 104 |
| MIM message input module | 105 |
| Background audit module | 106 |
| Subsidy provides module | 107 |
Specific embodiment
In order to be more clearly understood that the above objects, features, and advantages of the embodiment of the present invention, with reference to the accompanying drawing and
The present invention will be described in detail for specific embodiment.It should be noted that in the absence of conflict, the embodiment party of the application
Feature in formula can be combined with each other.
Embodiment in the following description, numerous specific details are set forth in order to facilitate a full understanding of the present invention, described reality
The mode of applying is only some embodiments of the invention, rather than whole embodiments.Based on the embodiment in the present invention,
Every other embodiment obtained by those of ordinary skill in the art without making creative efforts belongs to this
The range of inventive embodiments protection.
Unless otherwise defined, all technical and scientific terms used herein and the technology for belonging to the embodiment of the present invention
The normally understood meaning of the technical staff in field is identical.Term as used herein in the specification of the present invention is intended merely to
The purpose of specific embodiment is described, it is not intended that in the limitation embodiment of the present invention.
Fig. 1 is the flow chart of the subsidy distribution method provided in an embodiment of the present invention based on bio-identification.It is described to be based on life
The subsidy distribution method of object identification can be applied to the intelligent terminal that device has camera and/or scanner.The terminal can be with
It is the intelligence such as smartwatch, smart phone, tablet computer, personal digital assistant (Personal Digital Assistant, PDA)
It can equipment.The terminal can carry out data interaction by wireless network (for example, bluetooth, WIFI, infrared etc.) and server.Such as
Shown in Fig. 1, the subsidy distribution method based on bio-identification be may include steps of:
S101: after the authentication information for receiving user's input, user is prompted to complete predetermined registration operation.
In present embodiment, after the authentication information for receiving user's input, detect whether the user is insured
User；If testing result be it is yes, prompt user complete predetermined registration operation.The mode of prompt includes voice prompting, short message prompt etc..
The authentication information includes: the identity card, name and identity card picture of insured user.The predetermined registration operation can wrap
It includes: blinking, turns a blind eye to, nods or shake the head.
S102: judging whether the user is living body according to the predetermined registration operation that user completes, if judging the user to live
Body then enters step S103.
In present embodiment, the predetermined registration operation completed according to user judges the step of whether user is living body
For the judgement of front end living body, tentatively judge whether user is living body by the specified predetermined registration operation of user's completion.If judging result
Be it is no, then may determine that the face of front end camera is with the non-living bodies people such as the real pictures of the user or emulation threedimensional model
Image formed by face.If the determination result is YES, then S103 is entered step.
In present embodiment, by taking predetermined registration operation is blink operation as an example, judge whether the user is living body.Described in judgement
It includes: to carry out dynamic tracing to the eyes in facial image, and capture eyes during dynamic tracing that whether user, which is living body,
Eyeball shape and eyeball area；The state of eyes is determined according to the eyeball state and eyeball area, wherein the eyes
State includes eyes-open state and closed-eye state；The state for recording the eyes within a preset time interval is become closing from eyes-open state
The number (namely frequency of wink) of eye shape state；Judge whether the number reaches preset times threshold value；If the determination result is YES, then
Determine the corresponding artificial living body of the facial image.
S103: it sends recognition of face and requests to terminal backstage.
In present embodiment, sends recognition of face and request to terminal backstage, terminal backstage is requested according to the recognition of face
Carry out face alignment.The method of the face alignment includes: to obtain facial image and pre-process to the facial image；It mentions
Take the facial feature extraction of the facial image after pretreatment；By the sample graph of the extracted facial characteristics and storage
The facial characteristics of picture is compared.
The pretreatment includes the operations such as image gray processing processing, image scaling processing and light equalization processing.People
Face, which compares, is suitable for gray level image, thus needs to carry out image gray processing processing, and color image is converted to gray level image.Face
The speed of comparison depends on the size of facial image, and too greatly, the speed of face alignment can be slack-off, thus needs to carry out for image
Image scaling processing, makes it have a reasonable size.In the case where insufficient light or excessively bright light, the knot of face alignment
Fruit can not be precisely, it is therefore desirable to which carrying out light equalization processing improves contrast and brightness.The facial characteristics of the human face region
Including characteristic points such as human eye, people's nose and mouthes.The sample image of the storage is the basic face template data of the user.It can be with
Understand, if user is that first time login system carries out subsidy application operation, the sample image of the storage of the user is
For the identity card picture information of the user.
S104: face is compared by the terminal backstage and judges whether user is living body again.
In present embodiment, judging the step of whether user is living body again also is the judgement of terminal backstage living body, Ye Jitong
The specified predetermined registration operation of user's completion is crossed further to judge whether user is living body.
If face alignment failure and when to determine the user again not be living body, the method also includes: it will be collected
The staff that information is sent to subsidy granting checks, wherein the collected information include storage sample image,
User's facial image, face recognition result and the living body judging result of acquisition；If review result is to get the wrong sow by the ear, prompt to use
Family inputs presupposed information；If review result be judge it is errorless, nullify the user account information (namely pass through the account without
The operation of method progress registration subsidy granting), in order to avoid repeating to verify, reduce working efficiency.The review result is to sentence
When wrong situation of breaking includes: that the staff of subsidy granting carries out review face alignment according to collected information, discovery is obtained
The face alignment similarity of the user's facial image taken and the sample image of storage in preset threshold namely face alignment at
Function, then checking result is to get the wrong sow by the ear；When the staff of subsidy granting carries out living body judgement according to collected information, discovery
Active user is that living body namely living body judge successfully, then checking result is to get the wrong sow by the ear.
Because the possible difference of facial apperance when facial apperance at old man 70 years old was with 80 years old is larger, thus in the face
It compares after judging successfully with the second living body, the method also includes: calculate the sample image of the facial image Yu the storage
Between similarity；If the similarity is more than default similarity threshold, the sample image of the storage is replaced with into the people
Face image, to guarantee that basic face template data are synchronous with the variation holding of the facial characteristics of the user.
S105: prompt user inputs presupposed information, and the presupposed information is sent to terminal backstage.
In present embodiment, the presupposed information includes the bank information of user and the reserved contact details (example of user
Such as, the reserved contact details of user are reserved phone number, reserved home address).
S106: the presupposed information is audited by the terminal backstage, if audit passes through, enters S107.
In present embodiment, the presupposed information is sent to terminal backstage and is audited, if audit does not pass through, pre-
If prompt user verifies and re-enters presupposed information in modification number；If modification notifies subsidy beyond default modification number
The staff of granting cables us for confirmation, and confirms the incorrect actual cause of user preset information input；According to cabling us for confirmation
Information judges whether to subsidy granting.
S107: subsidy granting operation is carried out.
In present embodiment, if the presupposed information audit of user's input passes through, shows user authentication success, then tie certification
Fruit is sent to corresponding subsidy and provides center.Subsidy is notified to provide center, the user is legal true subsidy receiptor,
Rather than false claiming people, subsidy granting operation can be carried out to the user.
The embodiment of the present invention provides a kind of subsidy distribution method based on bio-identification, in the identity for receiving user's input
After verification information, user is prompted to complete predetermined registration operation；Judge whether the user is living body according to the predetermined registration operation that user completes；
When determining the user is living body, sends recognition of face and request to terminal backstage；Face is carried out by the terminal backstage
It compares and judges whether user is living body again；If face alignment succeeds and determines that the user is living body again, prompt
User inputs presupposed information, and the presupposed information is sent to the terminal backstage；By the terminal backstage to described pre-
If information is audited；If audit passes through, subsidy granting operation is carried out.Using the embodiment of the present invention, by recognition of face and work
The application that physical examination survey technology refers to subsidy granting comes up, and effectively overcomes the defect of fingerprint recognition, improves what social insurance was handled
Service quality and working efficiency effectively inhibit the loss of social insurance funds, block the loophole that social insurance funds is made a fraudulent application and claim.
It is the detailed description for being provided for the embodiments of the invention method progress above.Stream shown according to different requirements,
The execution sequence of square can change in journey figure, and certain squares can be omitted.It is provided for the embodiments of the invention terminal below
It is described.
The embodiment of the present invention also provides a kind of terminal installation, including memory, processor and storage are on a memory and can
The computer program run on a processor, the processor are realized described in any of the above-described embodiment when executing described program
The subsidy distribution method based on bio-identification the step of.
Fig. 2 is the structural schematic diagram of the terminal of an embodiment of the present invention, as shown in Fig. 2, terminal 1 includes memory 10,
The subsidy dispensing apparatus 100 based on bio-identification is stored in memory 10.The terminal 1 can be mobile phone, tablet computer,
Personal digital assistant etc. has the terminal using display function.The subsidy dispensing apparatus 100 based on bio-identification can be
After the authentication information for receiving user's input, user is prompted to complete predetermined registration operation；Sentenced according to the predetermined registration operation that user completes
Whether the user of breaking is living body；When determining the user is living body, sends recognition of face and request to terminal backstage；Pass through institute
Terminal backstage is stated face is compared and judges whether user is living body again；If face alignment success and again determining institute
When to state user be living body, user is prompted to input presupposed information, and the presupposed information is sent to terminal backstage；Pass through institute
Terminal backstage is stated to audit the presupposed information；If audit passes through, subsidy granting operation is carried out.Implemented using the present invention
The application that recognition of face refers to subsidy granting with In vivo detection technology is come up, effectively overcomes the defect of fingerprint recognition, mention by example
The service quality and working efficiency that high social insurance is handled effectively inhibit the loss of social insurance funds, block social insurance funds false and emit
The loophole of neck.
In present embodiment, terminal 1 can also include display screen 20 and processor 30.Memory 10, display screen 20 can be with
It is electrically connected respectively with processor 30.
The memory 10 can be different type storage equipment, for storing Various types of data.For example, it may be terminal
1 memory, memory, can also be the storage card that can be external in the terminal 1, as flash memory, SM card (Smart Media Card,
Smart media card), SD card (Secure Digital Card, safe digital card) etc..In addition, memory may include high speed with
Machine accesses memory, can also include nonvolatile memory, such as hard disk, memory, plug-in type hard disk, intelligent memory card
(Smart Media Card, SMC), secure digital (SecureDigital, SD) card, flash card (Flash Card), at least one
A disk memory, flush memory device or other volatile solid-state parts.Memory 10 is for storing Various types of data, example
Such as, the types of applications program (Applications) installed in the terminal 1, using the above-mentioned subsidy granting based on bio-identification
Method and be arranged, the information such as the data that obtain.
Display screen 20 is installed on terminal 1, for showing information.
It is installed in the subsidy distribution method and the terminal 1 that processor 30 is used to described in executing based on bio-identification each
Class software, such as operating system and application display software etc..Processor 30 is including but not limited to processor (Central
Processing Unit, CPU), micro-control unit (Micro Controller Unit, MCU) etc. for interpretive machine with
And the device of the data in processing computer software.
The subsidy dispensing apparatus 100 based on bio-identification may include one or more module, one
Or multiple modules are stored in the memory 10 of terminal 1 and are configured to that (present embodiment is by one or more processors
One processor 30) it executes, to complete the embodiment of the present invention.For example, as shown in fig.3, the saliva based on bio-identification
Patch dispensing apparatus 100 may include operation indicating module 101, living body judgment module 102, request sending module 103, repeat to judge
Module 104, MIM message input module 105, background audit module 106, subsidy provide module 107.The so-called mould of the embodiment of the present invention
Block can be the program segment for completing a specific function, the implementation procedure than program more suitable for description software in the processor.
It is understood that each embodiment in the corresponding above-mentioned subsidy distribution method based on bio-identification, terminal 1 can
To include part or all in each functional module shown in Fig. 3, the function of each module will introduced in detail below.It needs
Illustrate, identical noun related terms and its tool in each embodiment of the above subsidy distribution method based on bio-identification
The explanation of body is readily applicable to the following function introduction to each module.For the sake of saving space and avoiding repetition, herein
Just repeat no more.
Operation indicating module 101 can be used for after the authentication information for receiving user's input, and user is prompted to complete
Predetermined registration operation.
Living body judgment module 102 can be used for judging whether the user is living body according to the predetermined registration operation that user completes.
Request sending module 103 can be used for when determining the user is living body, sends recognition of face and requests to terminal
From the background.
Repeating judgment module 104 can be used for face being compared and judges again user by the terminal backstage
It whether is living body.
If MIM message input module 105 can be used for face alignment success and determine that the user is living body again, prompt
User inputs presupposed information, and the presupposed information is sent to the terminal backstage.
Background audit module 106 can be used for auditing the presupposed information by the terminal backstage.
Subsidy, which provides module 107, can be used for when audit passes through, and carry out subsidy granting operation.
The embodiment of the present invention also provides a kind of computer readable storage medium, is stored thereon with computer program, the meter
Calculation machine program realizes the step of the subsidy distribution method based on bio-identification in any of the above-described embodiment when being executed by processor
Suddenly.
If the integrated module/unit of 100/ terminal of subsidy dispensing apparatus, 1/ computer equipment based on bio-identification
It is realized in the form of SFU software functional unit and when sold or used as an independent product, can store computer-readable at one
It takes in storage medium.Based on this understanding, the present invention realizes all or part of the process in above embodiment method, can also
It is completed with instructing relevant hardware by computer program, the computer program can be stored in one and computer-readable deposit
In storage media, the computer program is when being executed by processor, it can be achieved that the step of above-mentioned each embodiment of the method.Wherein, institute
Stating computer program includes computer program code, and the computer program code can be source code form, object identification code shape
Formula, executable file or certain intermediate forms etc..The computer readable storage medium may include: that can carry the calculating
It is any entity or device of machine program code, recording medium, USB flash disk, mobile hard disk, magnetic disk, CD, computer storage, read-only
Memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), electric carrier wave
Signal, telecommunication signal and software distribution medium etc..
Alleged processor 30 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit
(Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor is also possible to any conventional processor
Deng the processor 30 is the control centre of 100/ terminal 1 of subsidy dispensing apparatus based on bio-identification, is connect using various
Mouthful and entire 100/ terminal 1 of subsidy dispensing apparatus based on bio-identification of connection various pieces.
For the memory 10 for storing the computer program and/or module, the processor 30 is by operation or holds
Row stores computer program and/or module in the memory, and calls the data being stored in memory 10, realizes
The various functions of 100/ terminal 1 of subsidy dispensing apparatus based on bio-identification.The memory 10 can mainly include storage
Program area and storage data area, wherein storing program area can application program needed for storage program area, at least one function
(such as sound-playing function, image player function etc.) etc.；Storage data area, which can be stored, uses created number according to mobile phone
According to (such as audio data, phone directory etc.) etc..In addition, memory 10 may include high-speed random access memory, can also wrap
Include nonvolatile memory, such as hard disk, memory, plug-in type hard disk, intelligent memory card (Smart Media Card, SMC), peace
Digital (Secure Digital, SD) card, flash card (Flash Card), at least one disk memory, flush memory device,
Or other volatile solid-state parts.
In several specific embodiments provided by the present invention, it should be understood that disclosed terminal and method, it can be with
It realizes by another way.For example, system embodiment described above is only schematical, for example, the module
Division, only a kind of logical function partition, there may be another division manner in actual implementation.
It is obvious to a person skilled in the art that the embodiment of the present invention is not limited to the details of above-mentioned exemplary embodiment,
And without departing substantially from the spirit or essential attributes of the embodiment of the present invention, this hair can be realized in other specific forms
Bright embodiment.Therefore, in all respects, the present embodiments are to be considered as illustrative and not restrictive, this
The range of inventive embodiments is indicated by the appended claims rather than the foregoing description, it is intended that being equal for claim will be fallen in
All changes in the meaning and scope of important document are included in the embodiment of the present invention.It should not be by any attached drawing mark in claim
Note is construed as limiting the claims involved.Multiple units, module or the device stated in system, device or terminal claim
It can also be implemented through software or hardware by the same unit, module or device.
Embodiment of above is only to illustrate the technical solution of the embodiment of the present invention rather than limits, although referring to above preferable
The embodiment of the present invention is described in detail in embodiment, those skilled in the art should understand that, it can be to this hair
The technical solution of bright embodiment is modified or equivalent replacement should not all be detached from the embodiment of the present invention technical solution spirit and
Range.
Claims (10)
1. a kind of subsidy distribution method based on bio-identification is applied to terminal, which is characterized in that the described method includes:
After the authentication information for receiving user's input, user is prompted to complete predetermined registration operation；
Judge whether the user is living body according to the predetermined registration operation that user completes；
When determining the user is living body, sends recognition of face and request to terminal backstage；
Face is compared by the terminal backstage and judges whether user is living body again；
If face alignment succeeds and determines that the user is living body again, user is prompted to input presupposed information, and will be described pre-
If information is sent to the terminal backstage；
The presupposed information is audited by the terminal backstage；
If audit passes through, subsidy granting operation is carried out.
2. the subsidy distribution method according to claim 1 based on bio-identification, which is characterized in that receive use described
After the authentication information of family input, the method also includes:
Detect whether the user is insured user；
If it is determined that prompting user to complete predetermined registration operation when the user is insured user.
3. the subsidy distribution method according to claim 1 based on bio-identification, which is characterized in that the terminal backstage is right
Face, which is compared, includes:
It obtains facial image and the facial image is pre-processed；
Extract the facial feature extraction of the facial image after pretreatment；
The extracted facial characteristics is compared with the facial characteristics of the sample image of storage.
4. the subsidy distribution method according to claim 1 based on bio-identification, which is characterized in that the judgement use
Whether family is that living body includes:
Dynamic tracing is carried out to the eyes in facial image, and captures the eyeball shape and eyeball of eyes during dynamic tracing
Area；
The state of eyes is determined according to the eyeball state and eyeball area, wherein the state of the eyes includes eyes-open state
And closed-eye state；
The state for recording the eyes within a preset time interval is become the number of closed-eye state from eyes-open state；
Judge whether the number reaches preset times threshold value；
If the number reaches the preset times threshold value, determine that the user is living body.
5. the subsidy distribution method according to claim 3 based on bio-identification, which is characterized in that if face alignment fails
And when to determine the user again not be living body, the method also includes:
The staff that collected information is sent to subsidy granting is checked, wherein the collected information includes
The sample image of storage, user's facial image of acquisition, face recognition result and living body judging result；
If review result is to get the wrong sow by the ear, user is prompted to input presupposed information, wherein the presupposed information includes the silver of user
Row information and the reserved contact details of user；
If review result is errorless to judge, the account information of the user is nullified.
6. the subsidy distribution method according to claim 3 based on bio-identification, which is characterized in that in the face alignment
Succeed and determine the user for after living body again, which comprises
Calculate the similarity between the facial image and the sample image of the storage；
If the similarity is more than default similarity threshold, the sample image of the storage is replaced with into the facial image.
7. the subsidy distribution method according to claim 1 based on bio-identification, which is characterized in that described described to preset
Information is sent to terminal backstage and is audited, if audit does not pass through, which comprises
Prompt user verifies and re-enters presupposed information in default modification number；
If modification notifies the staff of subsidy granting to cable us for confirmation beyond default modification number；
Subsidy granting is judged whether to according to information of cabling us for confirmation.
8. a kind of subsidy dispensing apparatus based on bio-identification, which is characterized in that described device includes:
Operation indicating module, for prompting user to complete predetermined registration operation after the authentication information for receiving user's input；
Living body judgment module, the predetermined registration operation for being completed according to user judge whether the user is living body；
Request sending module is requested for when determining the user is living body, sending recognition of face to terminal backstage；
Judgment module is repeated, for being compared to face by the terminal backstage and judging whether user is living again
Body；
MIM message input module, if for face alignment success and when determining that the user is living body again, prompting user's input pre-
If information, and the presupposed information is sent to the terminal backstage；
Background audit module, for being audited by the terminal backstage to the presupposed information；
Subsidy provides module, for carrying out subsidy granting operation when audit passes through.
9. a kind of terminal installation, which is characterized in that the terminal installation includes processor, and the processor is for executing memory
The subsidy issuer based on bio-identification as described in claim 1-7 any one is realized when the computer program of middle storage
Method.
10. a kind of computer readable storage medium, it is described it is computer-readable on be stored with computer program, which is characterized in that institute
State the subsidy hair based on bio-identification realized as described in claim 1-7 any one when computer program is executed by processor
Put method.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811314822.1A CN109544384A (en) | 2018-11-06 | 2018-11-06 | Subsidy distribution method, device, terminal, storage medium based on bio-identification |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811314822.1A CN109544384A (en) | 2018-11-06 | 2018-11-06 | Subsidy distribution method, device, terminal, storage medium based on bio-identification |
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| CN109544384A true CN109544384A (en) | 2019-03-29 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201811314822.1A Pending CN109544384A (en) | 2018-11-06 | 2018-11-06 | Subsidy distribution method, device, terminal, storage medium based on bio-identification |
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| CN111932797A (en) * | 2020-07-31 | 2020-11-13 | 中国工商银行股份有限公司 | Intelligent terminal system and control method |
| CN112487385A (en) * | 2020-11-26 | 2021-03-12 | 中国人寿保险股份有限公司 | Cloud desktop login verification method and device, electronic equipment and storage medium |
| CN113255529A (en) * | 2021-05-28 | 2021-08-13 | 支付宝(杭州)信息技术有限公司 | Biological feature identification method, device and equipment |
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| CN101770613A (en) * | 2010-01-19 | 2010-07-07 | 北京智慧眼科技发展有限公司 | Social insurance identity authentication method based on face recognition and living body detection |
| CN103634120A (en) * | 2013-12-18 | 2014-03-12 | 上海市数字证书认证中心有限公司 | Method and system for real-name authentication based on face recognition |
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| CN101770613A (en) * | 2010-01-19 | 2010-07-07 | 北京智慧眼科技发展有限公司 | Social insurance identity authentication method based on face recognition and living body detection |
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| CN111932797A (en) * | 2020-07-31 | 2020-11-13 | 中国工商银行股份有限公司 | Intelligent terminal system and control method |
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