CN109509079A - It withholds and instructs configuration method, helps loan system and computer equipment - Google Patents
It withholds and instructs configuration method, helps loan system and computer equipment Download PDFInfo
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- CN109509079A CN109509079A CN201811095474.3A CN201811095474A CN109509079A CN 109509079 A CN109509079 A CN 109509079A CN 201811095474 A CN201811095474 A CN 201811095474A CN 109509079 A CN109509079 A CN 109509079A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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Abstract
It withholds the present invention provides one kind and instructs configuration method, the method is applied to help loan system, and method is withholdd data the following steps are included: loan system is helped to obtain first；Detect described first withhold data whether with help borrow system database in the first loaning bill data match；If matching, then diversified first is generated according to preset configuration agreement to withhold instruction, described first withholds instruction as multiple instructions of specifically withholing, each described instruction of specifically withholing carries target identification, and the target identification identifies or withhold platform identification including the first fund provider.The present invention also provides a kind of loan system can be helped independently of other operation systems, loan system is helped only to receive data of withholing, it can be according to different fund providers neatly regulating command configuration mode, original operation system is avoided because the processing many and diverse performance of affairs is too low, the problems such as instruction splits mistake, leakage teletype command, order confusion occurs.
Description
Technical field
It withholds the present invention relates to business finance field, especially one kind and instructs configuration method, helps loan system, computer equipment
And storage medium.
Background technique
In helping credit item mesh, the loaning bill that loaning bill side (for example, the good personal or enterprise of reference) provides in intermediary agency is flat
It obtains and borrows money on platform (for example, various loaning bill APP), fund provider (mechanism that can be offered a loan, such as bank, insurance company
Deng) a large amount of loaning bill side user of acquisition is docked with intermediary agency, the operation system of intermediary agency is needed to money after loaning bill expires
Golden provider sends instruction of withholing, for notifying fund provider that should execute operation of withholing to loaning bill side.
Traditional instruction configuration of withholing is completed by intermediary agency's operation system, because operation system processing mechanism is all
Item, behaves very Caton, and one fund provider of every docking just needs to be developed again according to the demand of fund provider
One kind, which is withholdd, instructs configurator, such as first fund provider requires only to receive an interest and withhold instruction, and capital, which is withholdd, to be instructed in
Between mechanism withhold platform reception, then just needing requirement for first fund provider on the basis of original instruction configuration mode
On redevelop a kind of instruction configurator corresponding with first fund provider's demand, this considerably increases the burdens of operation system.
Summary of the invention
Based on this, it is necessary to instruct configuration method in view of the above-mentioned problems, providing one kind and withholing, loan system, computer is helped to set
Standby and storage medium, to mitigate the work load of operation system.
The present invention implements first aspect and provides one kind and withhold to instruct configuration method, applied to helping loan system, the method
The following steps are included:
First is obtained to withhold data；
Detect described first withhold data whether with help borrow system database in the first loaning bill data match；
If matching, is generated according to preset configuration agreement and withholdd finger with the described first data corresponding at least one of withholing
It enables, first, which withholds, instructs the first fund provider of carrying mark or withhold platform identification, and described first, which withholds, instructs for described in extremely
Any one in few one instruction of withholing；
Described first instruction of withholing is sent to fund provider corresponding with the fund provider mark, or by institute
The first instruction of withholing is stated to be sent to and withhold that platform identification is corresponding to withhold platform with described.
Present invention implementation second aspect provides one kind and helps loan system, comprising:
Module is obtained, is withholdd data for obtaining first；
Detection module, for detect described first withhold data whether with help borrow system database in the first loaning bill data
Match；
Configuration module is instructed, is withholdd data corresponding at least one for being generated according to preset configuration agreement with described first
It withholds instruction, the first instruction of withholing carries the first fund provider mark or withholds platform identification, and the described first instruction of withholing is
Described at least one withholds any one in instructing；
Sending module, for the described first instruction of withholing to be sent to fund corresponding with the fund provider mark and mentions
Supplier, or the described first instruction of withholing is sent to and withholds that platform identification is corresponding to withhold platform with described.
The present invention implements the third aspect and provides a kind of computer equipment, including memory, processor and is stored in storage
On device and the computer program that can run on a processor, the processor realize following step when executing the computer program
It is rapid:
First is obtained to withhold data；
Detect described first withhold data whether with help borrow system database in the first loaning bill data match；
If matching, is generated according to preset configuration agreement and withholdd finger with the described first data corresponding at least one of withholing
It enables, first, which withholds, instructs the first fund provider of carrying mark or withhold platform identification, and described first, which withholds, instructs for described in extremely
Any one in few one instruction of withholing；
Described first instruction of withholing is sent to fund provider corresponding with the fund provider mark, or by institute
The first instruction of withholing is stated to be sent to and withhold that platform identification is corresponding to withhold platform with described.
The present invention implements fourth aspect and provides a kind of computer readable storage medium, is stored thereon with computer program,
The computer program performs the steps of when being executed by processor
First is obtained to withhold data；
Detect described first withhold data whether with help borrow system database in the first loaning bill data match；
If matching, is generated according to preset configuration agreement and withholdd finger with the described first data corresponding at least one of withholing
It enables, first, which withholds, instructs the first fund provider of carrying mark or withhold platform identification, and described first, which withholds, instructs for described in extremely
Any one in few one instruction of withholing；
Described first instruction of withholing is sent to fund provider corresponding with the fund provider mark, or by institute
The first instruction of withholing is stated to be sent to and withhold that platform identification is corresponding to withhold platform with described.
Above-mentioned withhold instructs configuration method, helps loan system and computer equipment, is withholdd data by obtaining first；Detection institute
State first withhold data whether with help borrow system database in the first loaning bill data match；If matching, according to pre- establishing
It sets agreement and generates diversified first and withhold instruction, the described first instruction of withholing is multiple specific instructions of withholing, described in each
Instruction of specifically withholing all carries target identification, and the target identification includes that the first fund provider identifies or withhold platform identification.
Loan system is helped independently of operation system the present invention provides a kind of, loan system is helped only to receive data of withholing, it can be according to different
Fund provider neatly regulating command configuration mode, avoids original operation system because the processing many and diverse performance of affairs is too low,
There is the problems such as instruction splits mistake, leakage teletype command, order confusion, and independent loan system is helped to interact with fund provider
Process is convenient, flexible, is improved in efficiency and in clarity.
Detailed description of the invention
Technical solution in order to illustrate the embodiments of the present invention more clearly, below will be to needed in embodiment description
Attached drawing is briefly described, it should be apparent that, drawings in the following description are some embodiments of the invention, general for this field
For logical technical staff, without creative efforts, it is also possible to obtain other drawings based on these drawings.
Fig. 1 is the system architecture figure that configuration method is instructed in the embodiment of the present invention；
Fig. 2 is the flow diagram that configuration method is instructed in the embodiment of the present invention；
Fig. 3 is the structural block diagram that loan system is helped in the embodiment of the present invention；
Fig. 4 is the structural schematic diagram of computer equipment in the embodiment of the present invention.
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the application are more clearly understood
The application is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the application, not
For limiting the application.
Provided by the present application withhold instructs configuration method to can be applied in system architecture shown in FIG. 1, in the system structure
Include loaning bill Platform Server 101 in frame, help and borrow system server 102, withhold Platform Server 103, fund provider service
Device 104.
Wherein, loaning bill Platform Server 101 helps loan system service for storing loaning bill data and interacting with loaning bill side
Device 102 analysis and is converted into instruction of withholing according to processing is carried out for make-up amount of money, withholds Platform Server 103 and is used for loaning bill side
Execution is withholdd operation, and fund provider server 104 is withholdd operation for receiving instruction of withholing, and to the execution of loaning bill side.It borrows money
Platform Server 101 is connect by network with loan system server 102 is helped, and is helped and is borrowed system server 102 by network and withhold
Platform Server 103 and fund provider server 104 connect.Wherein, above-mentioned help borrows system server 102 for obtaining loaning bill
Data of withholing in Platform Server 101, screening are effectively withholdd after data, configure diversification according to the requirement of fund provider
Withhold instruction and the instruction that will withhold is sent to fund provider server 104 or withholds Platform Server 103.
Optionally, loaning bill side is borrowed money by loaning bill platform to fund provider, and loaning bill Platform Server 101 obtains loaning bill side
The details of loaning bill simultaneously synchronize in the database for being saved in and helping and borrowing Platform Server 102, when to the side of loaninging bill and fund provider
When the payback period of agreement, loaning bill Platform Server 101 will withhold data be sent to help borrow Platform Server 102, help loan system
For server 102 by the loaning bill data in comparison database, confirmation generates what fund provider required after withholing data effectively
Diversification instruction of withholing is sent to fund provider server 104 or withholds Platform Server 103, for notifying fund provider
Or it withholds platform and operation of withholing accordingly is executed to loaning bill side.
Wherein, loaning bill Platform Server 101, help and borrow system server 102, withhold Platform Server 103 and fund and provide
Square server 104 can be independent physical server or terminal, be also possible to the server set that multiple physical servers are constituted
Group, can be to provide Cloud Server, cloud database, cloud storage and content distributing network (Content Delivery Network,
The Cloud Server of basic cloud computing service such as CDN).
It is mutually indepedent between the server of above system framework, reduce the work load of loaning bill plateform system, processing money
Jin Dynasty button business is more efficient.
System architecture based on Fig. 1 withholds the embodiment of the invention provides one kind and instructs configuration method, the process of this method
Schematic diagram as shown in Fig. 2, method includes the following steps:
Step 201, it helps loan system to obtain first to withhold data.
Loan system is helped in the application, to be fund provider conveying independently of the direct of other operation systems of intermediary agency
The system for having configured the instruction of withholing of completion, for screen withhold information and to fund provider or withhold platform send it is more
The instruction of withholing of sample, such as loaning bill side is installment reimbursement, helps loan system that the rear of calculating is needed to send by stages to fund provider
The instruction of specifically withholing withholdd；Platform is withheld in the application, belongs to other operation systems of intermediary agency, is not to help loan system
A part of system, for executing operation of withholing to loaning bill side according to the demand of fund provider.
" first " in the application, " second " description, is only used for the data for indicating to refer to, is not to refer in particular to a certain item
Specific data, such as " first withhold data " indicate that any one data of withholing, " the first loaning bill data " are indicated when borrowing money
The initial data corresponding with " first withhold data " saved, specifically, first withholds the first fund provider letter in data
Breath, first loaning bill side's identity information and date information of withholing corresponding with the first loaning bill side, amount information of withholing all should
And the second fund provider information, second loaning bill side's identity information in the first loaning bill data and corresponding with the second loaning bill side
Debit date information, loaning bill amount information match, and the description using " first " " second " is to distinguish original loaning bill number
According to the corresponding data of withholing that are generated according to loaning bill data.
Wherein, above-mentioned first withhold data can carry the first fund provider mark and the first side of loaninging bill identify.Fund
Provider can be the mechanism that financial company, insurance company etc. have loan qualification, for offering a loan to loaning bill side, and obtain
The incomes such as interest, loaning bill side can be individual or the mechanism of credit grade qualification, and Xiang Zijin provider, which borrows money, obtains money, need
It refunds within the contracted time and pays corresponding interest.Above-mentioned first fund provider mark can be used as according to difference
Fund provider by the label for data classification of withholing, above-mentioned loaning bill side's mark can be used as fund provider and withhold receiving
When instruction, the label of the identity of loaning bill side is determined.
Optionally, it helps loan system that can identify that the first fund provider identifies, withholds data classification to first for first
The data of withholing that fund provider needs.Classified according to the fund provider data that will withhold, it can be to avoid the instruction that will withhold
It is sent to the fund provider of mistake.Reduce the probability that instruction of withholing is sent to wrong fund provider.
Optionally, first withhold data may include the first fund provider information, first loaning bill side's information and with it is upper
State the corresponding date information of withholing in the first loaning bill side, amount information of withholing.Above-mentioned first fund provider's information can be first
The identity information of fund provider, above-mentioned first loaning bill side information can be the identity information of loaning bill side, above-mentioned to borrow money with first
The corresponding date information of withholing in side, amount information of withholing can be date, the refund number that loaning bill side will refund.
Optionally, help loan system that can obtain first in loaning bill Platform Server by monitoring information queue server
Withhold data, for example, when Message Queuing server receive the transmission of loaning bill Platform Server withhold data when, by data of withholing
It is stored in Message Queuing server in the form of queue, loan system is helped ceaselessly can just to supervise every one section of set time with 24 hours
Listen Message Queuing server primary, to find the data of withholing for whether occurring new in Message Queuing server, when helping loan system logical
When overscanning finds the new data in Message Queuing server, data of withholing can be obtained by message queue interface.By only
Vertical help loan system to obtain in loaning bill Platform Server first is withholdd data, and the pressure of loaning bill Platform Server can be mitigated,
More efficiently handle data of withholing.
Step 202, help borrow system detection above-mentioned first withhold data whether with help borrow system database in first borrow money
Data match.
Wherein, the above-mentioned database for helping loan system is used to be stored in when the side of loaninging bill and fund provider reach loan contract
Loaning bill data, above-mentioned loaning bill data may include the side's of loaning bill identity information, fund provider information, loaning bill number, payback period
Deng, receive withhold data after compare with the loaning bill data, it is whether wrong to detect data of withholing.
Optionally, loan system is helped to can detecte the above-mentioned first above-mentioned first fund provider information, above-mentioned for withholing data
First loaning bill side's identity information and above-mentioned date information of withholing corresponding with above-mentioned first loaning bill side, above-mentioned amount information of withholing
Whether with the first loaning bill data include above-mentioned second fund provider information, above-mentioned second loaning bill side identity information and with
The corresponding above-mentioned debit date information in above-mentioned second loaning bill side, above-mentioned loaning bill amount information match one by one.
Wherein, above- mentioned information are all matched, it can be assumed that the first data of withholing match with the first loaning bill data.Pass through
Help borrow system detection above-mentioned first withhold data whether with the first loaning bill data phase for being saved in the above-mentioned database for helping loan system
Matching can filter out wrong or invalid data of withholing, and avoid bringing economic loss to fund provider and loaning bill side.
Step 203, it helps loan system to be generated according to preset configuration agreement to withhold with the above-mentioned first data corresponding first of withholing
Instruction.
Wherein, when meeting " matching " condition in step 202,203 can just be entered step；Above-mentioned first instruction of withholing is made a living
At at least one any one to withhold in instruction, the first instruction of withholing carries the first fund provider mark or withholds platform
Mark, and include withhold amount information, object information of withholing etc., for making to withhold platform or the first fund provider recognizes button
How money operation should execute.
Instruction of withholing in the application generates according to data are withholdd, can be instruction of withholing by stages, capital of withholing
It instructs, any one in interest of withholing instruction, withholds for one and instruct a corresponding main body of withholing, further, according to difference
The different demands of fund provider, a data of withholing can be generated at least one and withhold instruction.Wherein, instruction of withholing by stages is
The instruction of withholing generated when needing to withhold by stages comprising each phase needs the amount information withholdd, and capital of withholing is instructed and buckled
The instruction of money interest only to deduct capital number or only deduct the instruction of withholing of interest number, need to calculate withhold in data capital with
The allocation proportion of interest.
Preset configuration agreement in the application can store for a kind of rule specified according to fund provider's demand
It helps in the instruction configuration file in loan system, for providing how to generate diversified instruction of withholing, above-mentioned preset configuration agreement
May include the fractionation issue of deducted amount, the classification for main body of withholing, when withholing in allocation proportion of principal and interest etc. extremely
One item missing.
Wherein, the fractionation issue of deducted amount is to tear open according to the amount of money of the demand make-up amount of money evidence of fund provider
Point, at least two phases that can be split as withhold number to execute operation of withholing at least twice, and main body of withholing is to execute button to loaning bill side
One side of money operation, above-mentioned principal classes of withholing include fund provider and withhold platform, the distribution of principal and interest when withholing
Ratio can be respectively calculated according to the different interest rates of different fund providers, and split into withhold capital instruction and benefit of withholing
Breath instruction.
Optionally, instruction configuration file, above-metioned instruction configuration file can be set in advance according to above-mentioned preset configuration agreement
To contain the file of preset configuration agreement, multiple and different instructions can be arranged according to the demand of different fund providers simultaneously
Configuration file, above-metioned instruction configuration file for generating diversified instruction of withholing, can be one instruct be also possible to it is more
The different instruction of item, can be sent to fund provider or be sent to and withhold platform.
For example, when first fund provider requires then to preset with first fund the disposable operation of withholing of loaning bill side's execution
The corresponding instruction configuration file of provider's demand only generates an instruction of withholing, and instructs upper setting first fund to provide withholing
Side's mark, for above-mentioned instruction of withholing to be sent to first fund provider, so that first fund provider executes whole to loaning bill side
It withholds operation；Different, when second fund provider requires the operation of withholing for executing interest part to loaning bill side, remaining principal components
It is deducted by withholding platform, then can preset the corresponding instruction configuration file with second fund provider's demand, generate two buttons
Money instruction, interest, which is withholdd, instructs setting second fund provider to identify, and capital, which is withholdd, instructs setting to withhold platform identification, is used for
Interest instruction of withholing is sent to second fund provider, capital instruction of withholing is sent to and withholds platform, so that second fund provides
Side executes the operation of withholing of interest part to loaning bill side, withholds the operation of withholing that platform executes principal components to loaning bill side.
Optionally, above-metioned instruction configuration file can be added at any time, modifies, be updated, and can increase instruction by newly writing
Configuration file can also modify or update to existing instruction configuration file, to adapt to different fund providers in difference
The demand of withholing of period.
Optionally, generating after withholing instruction further includes leaving out duplicate instruction of withholing to instruction execution deduplication operation of withholing.
By generating corresponding with data of withholing instruction of withholing according to preset configuration agreement, process of withholing can be allowed more square
Just and it is diversified, also significantly reduce the burden of original operation system.
If being unsatisfactory for " matching " condition of step 202, optionally, step 206 is executed, above-mentioned first can be withholdd data
Return to loaning bill Platform Server.
Step 204, loan system is helped to save above-mentioned instruction of withholing to helping in the database of loan system.
Wherein, above-mentioned to help loan system database by the way that an instruction Storage Area is arranged in the database for helping loan system
Instruction of withholing can be saved, and instruction of withholing will not be with other data obfuscations.
Step 205, loan system is helped to be sent to fund provider or withhold platform the above-mentioned first instruction of withholing.
Optionally, generate with above-mentioned first withhold data corresponding first withhold instruct when, mentioned for different funds
Supplier instructs the interface identifier of upper setting counter fund provider or loaning bill platform withholing, and can allow fund provider or loaning bill
Land identification simultaneously receives instruction of withholing, and further, above-mentioned interface identifier can be key or specific character string.Refer to withholing
Be arranged in order corresponding excuse mark can make to withhold instruction transmission it is more accurate, reduce and send wrong bring risk.
Optionally, can default fixed time period by above-mentioned first withhold instruction be sent to and above-mentioned fund provider mark
Know corresponding fund provider, or by above-mentioned first withhold instruction be sent to it is above-mentioned withhold platform identification it is corresponding withhold it is flat
Platform.
It is withholdd instruction by generating with the above-mentioned first data corresponding first of withholing, and above-mentioned first is withholdd and instructs transmission
To the first fund provider corresponding with above-mentioned first fund provider mark, can occur to avoid chaotic situation of withholing, it is real
It now helps loan system directly to interact with fund provider, mitigates the pressure of loaning bill plateform system, finger of withholing can also be reduced by regularly sending
It enables and sends frequency, operation of withholing more efficiently is carried out to loaning bill side.
The embodiment of the invention provides one kind to help loan system, instructs configuration method for executing withholing for Fig. 2, specifically,
It is a kind of schematic block diagram for helping loan system provided in an embodiment of the present invention referring to Fig. 3, this helps the loan system to include:
Module 310 is obtained, first for obtaining the transmission of loaning bill platform is withholdd data, and the above-mentioned first data of withholing carry the
One fund provider mark；
Detection module 320, for detect above-mentioned first withhold data whether with saved in the above-mentioned database for helping loan system
The first loaning bill data match；
Configuration module 330 is instructed, it is corresponding at least with the described first data of withholing for being generated according to preset configuration agreement
One instruction of withholing, the first instruction of withholing carry the first fund provider mark or withhold platform identification, and described first withholds finger
It enables and withholing any one in instructing for described at least one；
Sending module 340, for the described first instruction of withholing to be sent to money corresponding with the fund provider mark
Golden provider, or the described first instruction of withholing is sent to and withholds that platform identification is corresponding to withhold platform with described.
In one embodiment, instruction configuration module 330 further includes interface identifier configuration unit 331, in finger of withholing
The interface identifier of counter fund provider or loaning bill platform is set in order.
In one embodiment, instruction configuration module 330 further includes duplicate removal unit 331, for going to instruction execution of withholing
It operates again.
Optionally, after instruction module withholds instruction according to data generation of withholing, deduplication module goes instruction execution of withholing
It operates again, leaves out duplicate instruction of withholing.Specifically, each is effectively withholdd, instruction is used for area all with different marks
Other other instructions of withholing, when deduplication operation, deduplication module scanning is withholdd instruction, if discovery plural number withhold instruct have it is identical
Mark then can retain an instruction of withholing according to the generation time for instruction of withholing, delete other duplicate instructions of withholing.Pass through
Deduplication operation, the instruction that can withhold to avoid same repeat to send to fund provider, reduce systematic error, increase work effect
Rate.
In one embodiment, sending module 340 further includes timing unit 341, for default fixed time period by
It states the first instruction of withholing and is sent to fund provider corresponding with above-mentioned fund provider mark, or above-mentioned first is withholdd finger
Order, which is sent to, withholds that platform identification is corresponding to withhold platform with above-mentioned.
About help loan system it is specific restriction may refer to above for the restriction for instructing configuration method of withholing, herein not
It repeats again.The above-mentioned modules helped in loan system can be realized fully or partially through software, hardware and combinations thereof.
Above-mentioned each module can be embedded in the form of hardware or independently of in the processor in computer equipment, can also be with soft
Part form is stored in the memory in computer equipment, executes the corresponding behaviour of the above modules in order to which processor calls
Make.For example, helping loan system that can be loaded on the hardware device that operating system is Linux, withholdd by MySQL database
The server of the verification and discrepancy of data, hardware device can load any server that projects are built for Tomcat.
In one embodiment, a kind of computer equipment 400 is provided, which can be server, specifically
It can be in Fig. 1 and help loan system server.Its internal structure chart can be as shown in Figure 4.The computer equipment includes passing through to be
Processor 410, memory, network interface 440 and the database of bus of uniting connection.
Wherein, the processor of the computer equipment is for providing calculating and control ability.The memory of the computer equipment
Including non-volatile memory medium 420, built-in storage 430.The non-volatile memory medium is stored with operating system 421, calculates
Machine program 422 and database.The built-in storage 430 is the operating system 421 and computer journey in non-volatile memory medium 420
The operation of sequence 422 provides environment.The database of the computer equipment is for storing the data such as data, loaning bill data of withholing.The meter
The network interface 440 for calculating machine equipment is used to communicate with external terminal by network connection.The computer program is held by processor
To realize that a kind of fund withholds method when row.
It will be understood by those skilled in the art that structure shown in Fig. 4, only part relevant to application scheme is tied
The block diagram of structure does not constitute the restriction for the computer equipment being applied thereon to application scheme, specific computer equipment
It may include perhaps combining certain components or with different component layouts than more or fewer components as shown in the figure.
In one embodiment, a kind of computer equipment is provided, including memory, processor and storage are on a memory
And following steps may be implemented when executing computer program in the computer program that can be run on a processor, processor:
First is obtained to withhold data；Detect described first withhold data whether with help borrow system database in first borrow money
Data match；If matching, is generated according to preset configuration agreement and withholdd with the described first data corresponding at least one of withholing
Instruction, first, which withholds, instructs the first fund provider of carrying mark or withholds platform identification, and it is described that described first, which withholds, which instructs,
At least one withholds any one in instructing；By described first withhold instruction be sent to it is corresponding with the fund provider mark
Fund provider, or the described first instruction of withholing is sent to and withholds that platform identification is corresponding to withhold platform with described.
In the specific implementation, method described in Fig. 2 may be implemented in computer equipment provided in an embodiment of the present invention, herein not
It repeats again.
A kind of computer readable storage medium, above-mentioned computer-readable storage medium are provided in another embodiment of the invention
Matter is stored with computer program, and above-mentioned computer program includes program instruction, can be real when which is executed by processor
Method and step some or all of in existing above-mentioned Fig. 2.
Above-mentioned computer readable storage medium can be the internal storage unit of the above-mentioned server of aforementioned any embodiment,
Such as the hard disk or memory of server.The external storage that above-mentioned computer readable storage medium is also possible to above-mentioned server is set
Plug-in type hard disk that is standby, such as being equipped on above-mentioned server, intelligent memory card (Smart Media Card, SMC), secure digital
(Secure Digital, SD) card, flash card (Flash Card) etc..Further, above-mentioned computer readable storage medium is also
Can both including above-mentioned server internal storage unit and also including External memory equipment.Above-mentioned computer readable storage medium is used
Other programs and data needed for storing above-mentioned computer program and above-mentioned server.Above-mentioned computer readable storage medium
It can be also used for temporarily storing the data that has exported or will export.
Those of ordinary skill in the art may be aware that list described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps, can be realized with electronic hardware, computer software, or a combination of the two, in order to clearly demonstrate hardware
With the interchangeability of software, each exemplary composition and step are generally described according to function in the above description.This
A little functions are implemented in hardware or software actually, the specific application and design constraint depending on technical solution.Specially
Industry technical staff can use different methods to achieve the described function each specific application, but this realization is not
It is considered as beyond the scope of this invention.
It is apparent to those skilled in the art that for convenience of description and succinctly, the clothes of foregoing description
The specific work process of business device and unit, can refer to corresponding processes in the foregoing method embodiment, details are not described herein.
In several embodiments provided herein, it should be understood that disclosed server and method can pass through
Other modes are realized.For example, the apparatus embodiments described above are merely exemplary, for example, the division of said units,
Only a kind of logical function partition, there may be another division manner in actual implementation, such as multiple units or components can be with
In conjunction with or be desirably integrated into another system, or some features can be ignored or not executed.In addition, shown or discussed
Mutual coupling, direct-coupling or communication connection can be through some interfaces, the INDIRECT COUPLING of device or unit or logical
Letter connection is also possible to electricity, mechanical or other form connections.
Above-mentioned unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.Some or all of unit therein can be selected to realize the embodiment of the present invention according to the actual needs
Purpose.
It, can also be in addition, the functional units in various embodiments of the present invention may be integrated into one processing unit
It is that each unit physically exists alone, is also possible to two or more units and is integrated in one unit.It is above-mentioned integrated
Unit both can take the form of hardware realization, can also realize in the form of software functional units.
If above-mentioned integrated unit is realized in the form of SFU software functional unit and sells or use as independent product
When, it can store in a computer readable storage medium.Based on this understanding, technical solution of the present invention is substantially
The all or part of the part that contributes to existing technology or the technical solution can be in the form of software products in other words
It embodies, which is stored in a storage medium, including some instructions are used so that a computer
Equipment (can be personal computer, server or the network equipment etc.) executes the complete of each embodiment above method of the present invention
Portion or part steps.And storage medium above-mentioned include: USB flash disk, mobile hard disk, read-only memory (Read-Only Memory,
ROM), random access memory (Random Access Memory, RAM), magnetic or disk etc. are various can store program
The medium of code.
It is above above-mentioned, only a specific embodiment of the invention, but scope of protection of the present invention is not limited thereto, and it is any
Those familiar with the art in the technical scope disclosed by the present invention, can readily occur in various equivalent modifications or replace
It changes, these modifications or substitutions should be covered by the protection scope of the present invention.Therefore, protection scope of the present invention should be with right
Subject to the protection scope that specification requires.
Claims (10)
1. one kind, which is withholdd, instructs configuration method, which is characterized in that applied to loan system is helped, the described method comprises the following steps:
First is obtained to withhold data；
Detect described first withhold data whether with help loan system database in the first loaning bill data match；
If matching, is generated according to preset configuration agreement and withholdd instruction with the described first data corresponding at least one of withholing, the
One, which withholds, instructs the first fund provider of carrying mark or withholds platform identification, and it is described at least one that described first, which withholds, which instructs,
Any one to withhold in instructing；
Described first instruction of withholing is sent to fund provider corresponding with the fund provider mark, or by described
One instruction of withholing is sent to and withholds that platform identification is corresponding to withhold platform with described.
2. the method according to claim 1, wherein
Described first data of withholing include the first fund provider information, first loaning bill side's identity information and borrowing with described first
The corresponding date information of withholing in money side, amount information of withholing；
The first loaning bill data include the second fund provider information, second loaning bill side's identity information and with the second loaning bill side
Corresponding debit date information, loaning bill amount information.
3. according to the method described in claim 2, whether data help with described it is characterized in that, the detection described first is withholdd
The the first loaning bill data saved in the database of loan system match, comprising:
Detect described first withhold the first fund provider information of data, first loaning bill side identity information and with
The corresponding date information of withholing in the first loaning bill side, it is described withhold amount information whether with the first loaning bill data packet
Include the second fund provider information, second loaning bill side identity information and corresponding with the second loaning bill side described
Debit date information, the loaning bill amount information match one by one.
4. the method according to claim 1, wherein the preset configuration agreement provides the following contents: gold of withholing
The fractionation issue of volume, the classification for main body of withholing, when withholing principal and interest allocation proportion.
5. according to the method described in claim 4, it is characterized in that, described first withholds instruction including following any: corresponding
Instruction of withholing by stages, capital of withholing instruction, interest of the withholing instruction of one main body of withholing.
6. the method according to claim 1, wherein described generate and first button according to preset configuration agreement
Amount of money is withholdd after instruction according to corresponding at least one, further includes: is saved the instruction of withholing to helping and is borrowed in system database.
7. the method according to claim 1, wherein described be sent to the described first instruction of withholing and the money
Golden provider identifies corresponding fund provider, or is sent to and withholds platform identification pair with described described first instruction of withholing
That answers withholds platform, comprising:
The described first instruction of withholing is sent to fund corresponding with the fund provider mark and mentioned in default fixed time period
Supplier, or the described first instruction of withholing is sent to and withholds that platform identification is corresponding to withhold platform with described.
8. one kind helps loan system, it is characterized in that, comprising:
Module is obtained, is withholdd data for obtaining first；
Detection module, for detect described first withhold data whether with help borrow system database in the first loaning bill data phase
Match；
Configuration module is instructed, is withholdd for being generated according to preset configuration agreement with the described first data corresponding at least one of withholing
Instruction, first, which withholds, instructs the first fund provider of carrying mark or withholds platform identification, and it is described that described first, which withholds, which instructs,
At least one withholds any one in instructing；
Sending module, for the described first instruction of withholing to be sent to fund corresponding with the fund provider mark and provides
Side, or the described first instruction of withholing is sent to and withholds that platform identification is corresponding to withhold platform with described.
9. a kind of computer equipment, including memory, processor and storage can be run on a memory and on the processor
Computer program, which is characterized in that the processor is realized any in claim 1 to 7 when executing the computer program
The step of one the method.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program
The step of any one of claim 1 to 7 the method is realized when being executed by processor.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811095474.3A CN109509079A (en) | 2018-09-19 | 2018-09-19 | It withholds and instructs configuration method, helps loan system and computer equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811095474.3A CN109509079A (en) | 2018-09-19 | 2018-09-19 | It withholds and instructs configuration method, helps loan system and computer equipment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109509079A true CN109509079A (en) | 2019-03-22 |
Family
ID=65745806
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201811095474.3A Withdrawn CN109509079A (en) | 2018-09-19 | 2018-09-19 | It withholds and instructs configuration method, helps loan system and computer equipment |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109509079A (en) |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101408968A (en) * | 2008-11-20 | 2009-04-15 | 阿里巴巴集团控股有限公司 | Method and system for buying and selling fund |
| US20100114774A1 (en) * | 2008-11-04 | 2010-05-06 | Moneygram International, Inc. | Chargeback decisioning system |
| CN108122099A (en) * | 2017-12-08 | 2018-06-05 | 平安科技（深圳）有限公司 | Method, apparatus, storage medium and the terminal of produce clearing |
-
2018
- 2018-09-19 CN CN201811095474.3A patent/CN109509079A/en not_active Withdrawn
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20100114774A1 (en) * | 2008-11-04 | 2010-05-06 | Moneygram International, Inc. | Chargeback decisioning system |
| CN101408968A (en) * | 2008-11-20 | 2009-04-15 | 阿里巴巴集团控股有限公司 | Method and system for buying and selling fund |
| CN108122099A (en) * | 2017-12-08 | 2018-06-05 | 平安科技（深圳）有限公司 | Method, apparatus, storage medium and the terminal of produce clearing |
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