CN109493232A - Distributed financial service infrastructure platform - Google Patents
Distributed financial service infrastructure platform Download PDFInfo
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- CN109493232A CN109493232A CN201811048498.3A CN201811048498A CN109493232A CN 109493232 A CN109493232 A CN 109493232A CN 201811048498 A CN201811048498 A CN 201811048498A CN 109493232 A CN109493232 A CN 109493232A
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
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Abstract
The invention discloses distributed financial service infrastructure platforms, including policy information, financing product, service system, credit grade, information sharing, member be online and maintenance of information, the policy information relates generally to the administrative regulation of the project application, financing services relevant country and local policy, title, issue date including file etc.；The financing product is the product that enterprise provides；The service system predominantly finance answer questions, corporate training, intellectual property, market development and credit special topic.Distributed financial service infrastructure platform of the present invention, breach the restriction of traditional bank medium-sized and small enterprises credit operation bottleneck, by information technology and the network platform, effectively reduce the operating cost of medium-sized and small enterprises financial service, efficiency of operation is improved, convenience is opened for personal and Financing, improves Financing availability, the financing needs for meeting medium-sized and small enterprises improve medium-sized and small enterprises Finance Service.
Description
Technical field
The present invention relates to a kind of service platforms, in particular to distributed financial service infrastructure platform, belong to financial technology neck
Domain.
Background technique
Financial service refers to that valuables are circulated with moneytary operations means by financial institution, to finance activities participant and Gu
The activity of co-benefit, acquisition satisfaction that visitor provides.According to the content of World Trade Organization's attachment, the supplier of financial service is wrapped
Include following classes mechanism: insurance and its related service, further include all banks and other financial services.
With the fast development of modern science and technology and economic globalization, science and technology and finance show a kind of mutual benefit with interact
Relationship.In face of the new situations of development in science and technology of world and the status of China's scientific and technical innovation, scientific and technical development necessarily drives packet
The change of the entire society including financial circles is included, financial modernization is accelerated.China techno-financial still in its infancy,
Mainly in terms of venture capital investment initiation fund, financial lease, credit underwriting language and guarantee, medium and small scientific and technological enterprises into
Desk study is gone.In construction science and technology strong city and Innovative City process, small medium S&T enterprises are very important strength,
But high speed development the problem of also allowing these enterprises inevitably to meet with more acute " financing difficulties ".
Summary of the invention
It is mentioned above in the background art to solve the purpose of the present invention is to provide distributed financial service infrastructure platform
The problem of Corporate finance difficulty.
To achieve the above object, the invention provides the following technical scheme: distributed financial service infrastructure platform, including policy
Information, financing product, service system, credit grade, information sharing, member be online and maintenance of information,
The policy information relates generally to the administrative regulation of the project application, financing services relevant country and local policy, including
Title, issue date of file etc.；
The financing product is the product that enterprise provides；
The service system predominantly finance answer questions, corporate training, intellectual property, market development and credit special topic；
The credit grade is the credit grade for accumulating again overall merit individual or enterprise by platform data；
News, current project information, history item information, small micro- financing consulting and guarantee when the information sharing mainly includes finance
Application service；
The member includes member registration, member center, membership service, member's integral, member's investment record online；
The maintenance of information includes examining personnel depaly, project authority configuration, Role Management, system configuration, signal auditing, product
Core, the management of product, user member's audit, financial institution's audit, client service center, information publication essential information maintenance and management.
As a preferred technical solution of the present invention, the financing product mainly shows bank product in lists
Details, user can be according to integrated ordered, the newest sequence of product, most hot sequence, gross interest sequence and product types
Evaluation sequence carry out conditional filtering.
As a preferred technical solution of the present invention, the corporate training refers to management training, human resources training
Instruction, technology and training in starting businesses etc., the information such as place of content, the mode of training, training mainly including training.
As a preferred technical solution of the present invention, news are that the throwing of governments at all levels is conveyed to medium-sized and small enterprises when described financial
Finance relevant policies, data collection in important investment and financing news both domestic and external and platform, analysis, excavation result publication and
It shows.In addition, will also concentrate the displaying for carrying out classification data.
As a preferred technical solution of the present invention, the member registration is in registration, after filling in user name, on the page
It need to show whether the account can be used；After input validation password, need to show whether the password is consistent with the password of first time input.
As a preferred technical solution of the present invention, the news for oneself place industry that the membership service can view
Information and relevant training course content, check the content of upload, company information or personal information etc., while can modify
File, carries out local upload, and member can also increase, delete the service product of oneself selection.
As a preferred technical solution of the present invention, the member, which invests member in record, can check the investment of oneself
Record, including investment product title, investment amount, investment time, investment time limit and interest rate information etc..
Compared with prior art, the beneficial effects of the present invention are: distributed financial service infrastructure platform of the present invention breaches
The restriction of traditional bank medium-sized and small enterprises credit operation bottleneck effectively reduces medium-sized and small enterprises by information technology and the network platform
The operating cost of financial service, improves efficiency of operation, open convenience for personal and Financing, improves
Small-business finance availability meets the financing needs of medium-sized and small enterprises, improves medium-sized and small enterprises Finance Service.
Detailed description of the invention
Fig. 1 is system block diagram of the invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
Referring to Fig. 1, the present invention provides distributed financial service infrastructure platform, including policy information, financing product, clothes
Business system, credit grade, information sharing, member be online and maintenance of information,
Policy information relates generally to the administrative regulation of the project application, financing services relevant country and local policy, including file
Title, issue date etc.；
Financing product is the product that enterprise provides；
Service system predominantly finance answer questions, corporate training, intellectual property, market development and credit special topic；
Credit grade is the credit grade for accumulating again overall merit individual or enterprise by platform data；
News, current project information, history item information, small micro- financing consulting and Guarantee Request when information sharing mainly includes finance
Service；
Member includes member registration, member center, membership service, member's integral, member's investment record online；
Maintenance of information include to personnel depaly, project authority configuration, Role Management, system configuration, signal auditing, product audit,
The management of product, user member's audit, financial institution's audit, client service center, information publication essential information maintenance and management.
Preferably, financing product mainly shows the details of bank product in lists, and user can be according to product
It is integrated ordered, newest sequence, most it is hot sequence, gross interest sequence and product type evaluation sequence carry out conditional filtering.
Preferably, corporate training refers to management training, training of human resource, technology and training in starting businesses etc., main to wrap
Include the content of training, the mode of training, the information such as place of training.
Preferably, news are that the investment and financing relevant policies of governments at all levels are conveyed to medium-sized and small enterprises when financial, both domestic and external important
Invest and finance data collection on news and platform, analysis, excavation result publication and show.In addition, also concentration is classified
The displaying of data.
Preferably, member registration needs to show whether the account can be used after filling in user name, on the page in registration；Input
After confirming password, need to show whether the password is consistent with the password of first time input.
Preferably, in the Domestic News and relevant training course of oneself place industry that membership service can view
Hold, check the content of upload, company information or personal information etc., while file can be modified, carries out local upload, Hui Yuanye
It can increase, delete the service product of oneself selection.
Preferably, member, which invests member in record, can check the investment record of oneself, including investment product title, investment
Amount, investment time, investment time limit and interest rate information etc..
In the description of the present invention, it is to be understood that, term " coaxial ", " bottom ", " one end ", " top ", " middle part ",
The orientation or positional relationship of the instructions such as " other end ", "upper", " side ", " top ", "inner", " front ", " center ", " both ends " is
It is based on the orientation or positional relationship shown in the drawings, is merely for convenience of description of the present invention and simplification of the description, rather than instruction or dark
Show that signified device or element must have a particular orientation, be constructed and operated in a specific orientation, therefore should not be understood as pair
Limitation of the invention.
In addition, term " first ", " second ", " third ", " the 4th " are used for description purposes only, and should not be understood as instruction or
It implies relative importance or implicitly indicates the quantity of indicated technical characteristic, define " first ", " second ", " the as a result,
Three ", the feature of " the 4th " can explicitly or implicitly include at least one of the features.
In the present invention unless specifically defined or limited otherwise, term " installation ", " setting ", " connection ", " fixation ",
Terms such as " being screwed on " shall be understood in a broad sense, for example, it may be being fixedly connected, may be a detachable connection, or integral；It can be with
It is mechanical connection, is also possible to be electrically connected；It can be directly connected, two can also be can be indirectly connected through an intermediary
The interaction relationship of connection or two elements inside a element, unless otherwise restricted clearly, for the common of this field
For technical staff, the specific meanings of the above terms in the present invention can be understood according to specific conditions.
It although an embodiment of the present invention has been shown and described, for the ordinary skill in the art, can be with
A variety of variations, modification, replacement can be carried out to these embodiments without departing from the principles and spirit of the present invention by understanding
And modification, the scope of the present invention is defined by the appended.
Claims (7)
1. distributed financial service infrastructure platform, including policy information, financing product, service system, credit grade, information are total
It enjoys, member is online and maintenance of information, which is characterized in that
The policy information relates generally to the administrative regulation of the project application, financing services relevant country and local policy, including
Title, issue date of file etc.；
The financing product is the product that enterprise provides；
The service system predominantly finance answer questions, corporate training, intellectual property, market development and credit special topic；
The credit grade is the credit grade for accumulating again overall merit individual or enterprise by platform data；
News, current project information, history item information, small micro- financing consulting and guarantee when the information sharing mainly includes finance
Application service；
The member includes member registration, member center, membership service, member's integral, member's investment record online；
The maintenance of information includes examining personnel depaly, project authority configuration, Role Management, system configuration, signal auditing, product
Core, the management of product, user member's audit, financial institution's audit, client service center, information publication essential information maintenance and management.
2. distributed financial service infrastructure platform according to claim 1, it is characterised in that: the financing product is mainly
Show the details of bank product in lists, user can according to integrated ordered, the newest sequence of product, most hot sequence,
Gross interest sequence and the evaluation of product type sequence carry out conditional filtering.
3. distributed financial service infrastructure platform according to claim 1, it is characterised in that: the corporate training refer to through
Management training, training of human resource, technology and training in starting businesses etc. are sought, main includes the content, the mode of training, training of training
The information such as place.
4. distributed financial service infrastructure platform according to claim 1, it is characterised in that: news are in when the finance
The investment and financing relevant policies of governments at all levels are conveyed by small enterprise, data collection in important investment and financing news both domestic and external and platform,
Analysis, the result publication excavated and displaying, in addition, will also concentrate the displaying for carrying out classification data.
5. distributed financial service infrastructure platform according to claim 1, it is characterised in that: the member registration is being registered
When, it needs to show whether the account can be used after filling in user name, on the page；After input validation password, need to show the password whether with
The password of input is consistent for the first time.
6. distributed financial service infrastructure platform according to claim 1, it is characterised in that: the membership service can be checked
Arrive oneself where industry Domestic News and relevant training course content, check the content of upload, company information or
Personal information etc., while file can be modified, local upload is carried out, the service that member can also increase, delete oneself selection produces
Product.
7. distributed financial service infrastructure platform according to claim 1, it is characterised in that: the member invests in record
Member can check the investment record of oneself, including investment product title, investment amount, investment time, investment time limit and benefit
Rate information etc..
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811048498.3A CN109493232A (en) | 2018-09-10 | 2018-09-10 | Distributed financial service infrastructure platform |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811048498.3A CN109493232A (en) | 2018-09-10 | 2018-09-10 | Distributed financial service infrastructure platform |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109493232A true CN109493232A (en) | 2019-03-19 |
Family
ID=65690630
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201811048498.3A Pending CN109493232A (en) | 2018-09-10 | 2018-09-10 | Distributed financial service infrastructure platform |
Country Status (1)
| Country | Link |
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| CN (1) | CN109493232A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110210962A (en) * | 2019-05-23 | 2019-09-06 | 成都高投盈创动力投资发展有限公司 | A kind of one-stop investment and financing information service platform towards medium-sized and small enterprises |
| CN110490731A (en) * | 2019-08-23 | 2019-11-22 | 深圳怡化电脑股份有限公司 | Financial business methods of exhibiting, device, computer equipment and storage medium |
| CN111583046A (en) * | 2020-05-20 | 2020-08-25 | 北京九恒星科技股份有限公司 | Financial resource processing method, device, equipment and system |
Citations (3)
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| CN101777168A (en) * | 2010-02-09 | 2010-07-14 | 苏州德融嘉信信息技术有限公司 | Credit island service platform-based enterprise financing service system and method |
| CN101908163A (en) * | 2009-06-05 | 2010-12-08 | 深圳市脑库计算机系统有限公司 | Expert-supported application system platform used for government affair and business affair decision and establishment method thereof |
| CN105787795A (en) * | 2016-05-03 | 2016-07-20 | 北京凯塔融捷升网络科技有限公司 | Internet financial service platform system |
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2018
- 2018-09-10 CN CN201811048498.3A patent/CN109493232A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101908163A (en) * | 2009-06-05 | 2010-12-08 | 深圳市脑库计算机系统有限公司 | Expert-supported application system platform used for government affair and business affair decision and establishment method thereof |
| CN101777168A (en) * | 2010-02-09 | 2010-07-14 | 苏州德融嘉信信息技术有限公司 | Credit island service platform-based enterprise financing service system and method |
| CN105787795A (en) * | 2016-05-03 | 2016-07-20 | 北京凯塔融捷升网络科技有限公司 | Internet financial service platform system |
Non-Patent Citations (1)
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| 闫朝晖: "基于WEB中小企业科技金融服务平台构建的探讨", 《中国信息科技》 * |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110210962A (en) * | 2019-05-23 | 2019-09-06 | 成都高投盈创动力投资发展有限公司 | A kind of one-stop investment and financing information service platform towards medium-sized and small enterprises |
| CN110490731A (en) * | 2019-08-23 | 2019-11-22 | 深圳怡化电脑股份有限公司 | Financial business methods of exhibiting, device, computer equipment and storage medium |
| CN111583046A (en) * | 2020-05-20 | 2020-08-25 | 北京九恒星科技股份有限公司 | Financial resource processing method, device, equipment and system |
| CN111583046B (en) * | 2020-05-20 | 2023-10-17 | 北京九恒星科技股份有限公司 | Financial resource processing method, device, equipment and system |
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Application publication date: 20190319 |