CN109493036A - A kind of temporal spread mobile-payment system based on RFID - Google Patents

A kind of temporal spread mobile-payment system based on RFID Download PDF

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Publication number
CN109493036A
CN109493036A CN201811360904.XA CN201811360904A CN109493036A CN 109493036 A CN109493036 A CN 109493036A CN 201811360904 A CN201811360904 A CN 201811360904A CN 109493036 A CN109493036 A CN 109493036A
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China
Prior art keywords
rfid
signal
time
reading device
domain
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CN201811360904.XA
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Chinese (zh)
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何晨亮
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Individual
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Individual
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Priority to CN201811360904.XA priority Critical patent/CN109493036A/en
Publication of CN109493036A publication Critical patent/CN109493036A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention relates to a kind of temporal spread mobile-payment system based on RFID, mobile payment mobile phone includes user client, first RFID reading device, first time-domain device and the first RFID electrode, merchant terminal includes merchant client, 2nd RFID reading device, second time-domain device and the 2nd RFID electrode, 2nd RFID electrode sends the second RFID signal, second time-domain device spreads the second time-domain information simultaneously, Cloud Server obtains the second temporal information of the second RFID signal, when Cloud Server judges that the second temporal information is contained in the second time-domain information, pass through transaction authentication at user client;First RFID electrode sends the first RFID signal, first RFID signal is consistent with the signal wave of the second RFID signal, first time-domain device spreads the first time-domain information simultaneously, Cloud Server obtains the first time information of the first RFID signal at the 2nd RFID reading device, when Cloud Server judges first time packet contained in the first time-domain information, merchant client is bona fide transaction object.

Description

A kind of temporal spread mobile-payment system based on RFID
Technical field
The present invention relates to mobile payment field more particularly to a kind of temporal spread mobile-payment systems based on RFID.
Background technique
With economic continuous development, in terms of payment, by traditional in face of being paid under upper thread, gradually move towards by interconnection It is paid on the line of net.With the continuous progress of science and technology, IC industry is developed rapidly, and IC chip function is stronger and stronger, body Product is smaller and smaller, and price is lower and lower.At the same time, for mechanics of communication also in very fast development, the application of smart phone is very general Time, and the processing speed of smart phone is also getting faster, and function is also stronger and stronger.And wireless network is covered and can be supported Service traffics be also to be stepped up.The development of these basic technologies has pushed being further change in for the means of payment, based on movement The mode of terminal payment, is gradually accepted.At the same time, it has to face a new problem, how ensure mobile branch The information security paid, the especially safety of fund and personal information, will be a very big potential technical security problems.Mutually Networking is an open network, passes through common technological means, it is easy to obtain personal information and fund information.For moving Dynamic internet, this problem is more obvious, existing because mobile Internet can not be docked by the way of special line with financial institution Some cipher modes are essentially all software cryptography, the disadvantage of software cryptography be easy to be captured by hacker by wooden horse and It is utilized by hacker.In terminal practical application, being implanted into unintentionally a large amount of APP, (Application, third-party application are soft Part), the security level of these APP is very different, it is easy to be utilized by trojan horse, to obtain personal information and fund letter Breath, and it is possible to will appear some behaviors for distorting Transaction Information and trade quotation, so as to cause the safety of mobile payment Property is affected.
Summary of the invention
Goal of the invention:
For in terminal practical application, it can be implanted into unintentionally a large amount of APP (Application, third-party application software), this The security level of a little APP is very different, it is easy to it is utilized by trojan horse, so that personal information and fund information are obtained, and And be possible to will appear some behaviors for distorting Transaction Information and trade quotation, so as to cause mobile payment safety by The problem of influence, the present invention provide a kind of temporal spread mobile-payment system based on RFID.
Technical solution:
A kind of temporal spread mobile-payment system based on RFID, comprising: mobile payment mobile phone, merchant terminal, Cloud Server, institute Stating mobile payment mobile phone includes user client, the first RFID reading device, the first time-domain device and the first RFID electrode, institute Stating merchant terminal includes merchant client, the 2nd RFID reading device, the second time-domain device and the 2nd RFID electrode, and described One RFID reading device is used to obtain the radiofrequency signal of the 2nd RFID electrode, and the 2nd RFID reading device is for obtaining The radiofrequency signal of the first RFID electrode, the 2nd RFID electrode sends the RFID signal of random frequency, as second RFID signal, when the 2nd RFID electrode sends the second RFID signal, when second time-domain device spreads second simultaneously Domain information, the first RFID reading device obtain second RFID signal, and the Cloud Server obtains the first RFID Received second RFID signal of reading device, and the first RFID reading device is obtained according to the signal wave of current second RFID signal The second temporal information for locating the second RFID signal, when the Cloud Server judges that second temporal information is contained in described second When in time-domain information, judge to pass through transaction authentication at user client;The first RFID electrode sends the first RFID signal, institute It is consistent with the signal wave of second RFID signal to state the first RFID signal, first time-domain device spreads the first time domain simultaneously Information, the 2nd RFID reading device obtain first RFID signal, and the Cloud Server obtains the 2nd RFID and reads Received first RFID signal of read apparatus, and obtained at the 2nd RFID reading device according to the signal wave of current first RFID signal The first time information of first RFID signal, when the Cloud Server judges the first time packet contained in described first When in domain information, judge merchant client for bona fide transaction object.
As a kind of preferred embodiment of the invention, the time domain of first time-domain device and second time-domain device transmission Range is indicated by the range of number, and the range of the number is 0~1.
As a kind of preferred embodiment of the invention, the first RFID reading device connects respectively with the first RFID electrode The user client and Cloud Server are connect, the 2nd RFID reading device and the 2nd RFID electrode are separately connected institute State merchant client and Cloud Server.
As a kind of preferred embodiment of the invention, when the first RFID electrode is sent respectively with the 2nd RFID electrode When the radiofrequency signal of random frequency, the Cloud Server obtains the radiofrequency signal of two identical frequencies, and described the Two RFID reading devices obtain again when reading the signal of two identical frequencies respectively with the first RFID reading device Take the signal of two identical frequencies.
As a kind of preferred embodiment of the invention, the consistency for the frequency that the Cloud Server judgement obtains twice, and root The frequency is further authenticated according to the arrangement for obtaining frequency, it is described when the consistency of frequency or different arrangement appearance Cloud Server terminates transaction.
As a kind of preferred embodiment of the invention, the transaction content tracking is to authenticate to final trading object, when When the Cloud Server can not obtain the corresponding emission of radio frequency signals frequency of final trading object and time domain scale, the cloud clothes Business device terminates transaction.
The present invention realize it is following the utility model has the advantages that
Both parties are defined using RFID technique so that the degree of change of the Transaction Information of both parties and information by A degree of restriction solves in terminal practical application, can be implanted into unintentionally a large amount of APP, and be easy to by wooden horse Virus utilizes, to obtain personal information and fund information, and it is possible to will appear and some distort Transaction Information and friendship The behavior easily offered, the problem of being affected so as to cause the safety of mobile payment.
Detailed description of the invention
The drawings herein are incorporated into the specification and forms part of this specification, and shows the implementation for meeting the disclosure Example, and consistent with the instructions for explaining the principles of this disclosure.
Fig. 1 is present system frame diagram;
Fig. 2 is working drawing of the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.
Embodiment one:
It is Fig. 1-2 with reference to figure.A kind of temporal spread mobile-payment system based on RFID, comprising: mobile payment mobile phone 1, businessman Terminal 2, Cloud Server 3, the mobile payment mobile phone 1 include user client 4, the first RFID reading device 5, the first time domain dress 6 and the first RFID electrode 7 are set, the merchant terminal 2 includes merchant client 8, the 2nd RFID reading device 9, the second time domain Device 10 and the 2nd RFID electrode 11, the first RFID reading device 5 is for obtaining penetrating for the 2nd RFID electrode 11 Frequency signal, the 2nd RFID reading device 9 are used to obtain the radiofrequency signal of the first RFID electrode 7, the 2nd RFID Electrode 11 sends the RFID signal of random frequency, as the second RFID signal, when the 2nd RFID electrode 11 sends second When RFID signal, second time-domain device 10 spreads the second time-domain information simultaneously, and the first RFID reading device 5 obtains institute The second RFID signal is stated, the Cloud Server 3 obtains received second RFID signal of the first RFID reading device 5, and root The second temporal information of the second RFID signal at the first RFID reading device 5 is obtained according to the signal wave of current second RFID signal, When the Cloud Server 3 judges that second temporal information is contained in second time-domain information, user client 4 is judged Place passes through transaction authentication;The first RFID electrode 7 sends the first RFID signal, first RFID signal and described second The signal wave of RFID signal is consistent, and first time-domain device 6 spreads the first time-domain information simultaneously, and the 2nd RFID reads dress 9 acquisitions, first RFID signal is set, the Cloud Server 3 obtains received first RFID of the 2nd RFID reading device 9 Signal, and first of the first RFID signal at the 2nd RFID reading device 9 is obtained according to the signal wave of current first RFID signal Temporal information judges quotient when the Cloud Server 3 judges the first time packet contained in first time-domain information Family's client 8 is bona fide transaction object.
As a kind of preferred embodiment of the invention, what first time-domain device 6 was sent with second time-domain device 10 Time domain scale is indicated by the range of number, and the range of the number is 0~1.
As a kind of preferred embodiment of the invention, the first RFID reading device 5 is distinguished with the first RFID electrode 7 The user client 4 and Cloud Server 3 are connected, the 2nd RFID reading device 9 divides with the 2nd RFID electrode 11 The merchant client 8 and Cloud Server 3 are not connected.
As a kind of preferred embodiment of the invention, when the first RFID electrode 7 is distinguished with the 2nd RFID electrode 11 When sending the radiofrequency signal of random frequency, the Cloud Server 3 obtains the radiofrequency signal of two identical frequencies, and in institute When stating the 2nd RFID reading device 9 and reading the signal of two identical frequencies respectively with the first RFID reading device 5 The signal of two identical frequencies is obtained again.
As a kind of preferred embodiment of the invention, the Cloud Server 3 judges the consistency of the frequency obtained twice, and root The frequency is further authenticated according to the arrangement for obtaining frequency, it is described when the consistency of frequency or different arrangement appearance Cloud Server 3 terminates transaction.
As a kind of preferred embodiment of the invention, the transaction content tracking is to authenticate to final trading object, when When the Cloud Server 3 can not obtain the corresponding emission of radio frequency signals frequency of final trading object and time domain scale, the cloud Server 3 terminates transaction.
In the specific implementation process, the side that definition receives trade quotation need to exactly match the side's for sending trade quotation Time domain scale, when merchant terminal 2 obtains transaction approval to mobile payment mobile phone 1, the 2nd RFID electrode 7 sends the 2nd RFID letter Number, while the second time-domain device 10 spreads certain time-domain information, to 1 diffusion since 0, when the second RFID signal is transmitted to the When one RFID reading device 5, Cloud Server judges that the second time at the first RFID reading device 5 believes according to the waveform of signal wave Breath, due to signal transmission when signal strength weakening the problems such as, the second RFID signal at the first RFID reading device 5 second when Between information and actual temporal information by certain difference, and the second time-domain information of the second time-domain device 10 diffusion is letter in real time Breath, therefore the second temporal information is the time point fallen in the second time-domain information, when judging that the second temporal information falls in the When in two time-domain informations, Cloud Server 3 judges to pass through transaction authentication at user client 4;Then, the first RFID electrode 7, first Time-domain device 6, the 2nd RFID reading device are authenticated in the manner described above respectively, and difference is, the first time-domain information is necessary It falls in the second time-domain information, first time information must be fallen in the first time-domain information.
The frequency of first RFID electrode 7 and the radiofrequency signal of the 2nd RFID electrode 11 transmitting is by Cloud Server 3 and businessman Client 8 and user client 4 obtain, and to the radiofrequency signal of the first RFID electrode 7 and the transmission of the 2nd RFID electrode 11 according to It frequency and sends and receives order and is arranged, for example, if the radio frequency signal frequency that the first RFID electrode 7 is sent is A, second The radio frequency signal frequency that RFID electrode 11 is sent is B, is then ABBA in the arrangement of transmitting and receiving, i.e. the first RFID electrode 7 is sent Radio frequency signal frequency is A, the 2nd RFID electrode 11 transmission radio frequency signal frequency is B, the first RFID reading device 5 receives radio frequency letter Number frequency is B, to receive radio frequency signal frequency be A to the 2nd RFID reading device 9, since the value of A and B is identical, then ABBA It is characterized in that numerical value is all identical;When Cloud Server 3 judges that remaining frequency C occurs in any primary frequency, then Cloud Server 3 terminates Transaction.
The above embodiments merely illustrate the technical concept and features of the present invention, and the purpose is to allow the skill for being familiar with the technical field Art personnel can understand the content of the present invention and implement it accordingly, and can not be limited the scope of the invention with this.All bases Equivalent changes or modifications made by spirit of the invention, should be covered by the protection scope of the present invention.

Claims (6)

1. a kind of temporal spread mobile-payment system based on RFID characterized by comprising mobile payment mobile phone, businessman are whole End, Cloud Server, the mobile payment mobile phone include user client, the first RFID reading device, the first time-domain device and First RFID electrode, the merchant terminal include merchant client, the 2nd RFID reading device, the second time-domain device and second RFID electrode, the first RFID reading device are used to obtain the radiofrequency signal of the 2nd RFID electrode, the 2nd RFID Reading device is used to obtain the radiofrequency signal of the first RFID electrode, and the 2nd RFID electrode sends the RFID of random frequency Signal, as the second RFID signal, when the 2nd RFID electrode sends the second RFID signal, second time-domain device is same When spread the second time-domain information, the first RFID reading device obtains second RFID signal, and the Cloud Server obtains Received second RFID signal of first RFID reading device, and first is obtained according to the signal wave of current second RFID signal Second temporal information of the second RFID signal at RFID reading device, when the Cloud Server judges the second temporal information packet When contained in second time-domain information, judge to pass through transaction authentication at user client;The first RFID electrode sends the One RFID signal, first RFID signal is consistent with the signal wave of second RFID signal, and first time-domain device is same When spread the first time-domain information, the 2nd RFID reading device obtains first RFID signal, and the Cloud Server obtains Received first RFID signal of 2nd RFID reading device, and second is obtained according to the signal wave of current first RFID signal The first time information of first RFID signal at RFID reading device, when the Cloud Server judges the first time packet When contained in first time-domain information, judge merchant client for bona fide transaction object.
2. a kind of temporal spread mobile-payment system based on RFID according to claim 1, it is characterised in that: described The time domain scale that one time-domain device is sent with second time-domain device is indicated by the range of number, the model of the number Enclose is 0~1.
3. a kind of temporal spread mobile-payment system based on RFID according to claim 1, it is characterised in that: described One RFID reading device and the first RFID electrode are separately connected the user client and Cloud Server, and described second RFID reading device and the 2nd RFID electrode are separately connected the merchant client and Cloud Server.
4. a kind of temporal spread mobile-payment system based on RFID according to claim 5, it is characterised in that: when described When first RFID electrode and the 2nd RFID electrode send the radiofrequency signal of random frequency respectively, the Cloud Server obtains institute The radiofrequency signal for two identical frequencies stated, and distinguish in the 2nd RFID reading device and the first RFID reading device The signal of two identical frequencies is obtained when reading the signal of two identical frequencies again.
5. a kind of temporal spread mobile-payment system based on RFID according to claim 6, it is characterised in that: the cloud The consistency for the frequency that server judgement obtains twice, and the frequency is further recognized according to the arrangement for obtaining frequency Card, when the consistency of frequency or different arrangement appearance, the Cloud Server terminates transaction.
6. a kind of temporal spread mobile-payment system based on RFID according to claim 1, it is characterised in that: the friendship Easy content tracking is authenticates to final trading object, and when the Cloud Server can not obtain, final trading object is corresponding to be penetrated When frequency signal tranmitting frequency and time domain scale, the Cloud Server terminates transaction.
CN201811360904.XA 2018-11-15 2018-11-15 A kind of temporal spread mobile-payment system based on RFID Withdrawn CN109493036A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201811360904.XA CN109493036A (en) 2018-11-15 2018-11-15 A kind of temporal spread mobile-payment system based on RFID

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201811360904.XA CN109493036A (en) 2018-11-15 2018-11-15 A kind of temporal spread mobile-payment system based on RFID

Publications (1)

Publication Number Publication Date
CN109493036A true CN109493036A (en) 2019-03-19

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Country Status (1)

Country Link
CN (1) CN109493036A (en)

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