CN109480404A - A kind of mobile payment bracelet - Google Patents

A kind of mobile payment bracelet Download PDF

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Publication number
CN109480404A
CN109480404A CN201811346602.7A CN201811346602A CN109480404A CN 109480404 A CN109480404 A CN 109480404A CN 201811346602 A CN201811346602 A CN 201811346602A CN 109480404 A CN109480404 A CN 109480404A
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China
Prior art keywords
payment
module
bracelet
information
communication module
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CN201811346602.7A
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Chinese (zh)
Inventor
黄建军
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Jiangsu Thanksgiving Machinery Co Ltd
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Jiangsu Thanksgiving Machinery Co Ltd
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Application filed by Jiangsu Thanksgiving Machinery Co Ltd filed Critical Jiangsu Thanksgiving Machinery Co Ltd
Priority to CN201811346602.7A priority Critical patent/CN109480404A/en
Publication of CN109480404A publication Critical patent/CN109480404A/en
Pending legal-status Critical Current

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    • AHUMAN NECESSITIES
    • A44HABERDASHERY; JEWELLERY
    • A44CPERSONAL ADORNMENTS, e.g. JEWELLERY; COINS
    • A44C5/00Bracelets; Wrist-watch straps; Fastenings for bracelets or wrist-watch straps
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Measurement Of The Respiration, Hearing Ability, Form, And Blood Characteristics Of Living Organisms (AREA)

Abstract

The invention discloses a kind of mobile payment bracelets, it mainly include bracelet main body, touch screen, camera, microprocessor, payment processing module, the microprocessor includes being fixed in bracelet main body, including bluetooth low energy consumption single-chip, NFC coil, safety of payment module, binding module, user reminding module, data acquisition module, communication module, communication module is used to carry out data interaction with external equipment, binding module connects payment processing module, payment processing module connects microprocessor, it mainly include payment button, data sink, data conversion device and emitter, its Bracelet structure is convenient for user's carrying;Bracelet ontology includes the microprocessor with payment module, and communication module is cooperated to realize mobile payment function;Microprocessor is sent to by the iris image that camera captures user and carries out iris recognition, is reliable identification means, can ensure that the safety of mobile payment, while mobile payment operation becomes simpler, convenient.

Description

A kind of mobile payment bracelet
Technical field
The present invention relates to Intelligent bracelet field, a kind of specific mobile payment bracelet.
Background technique
Currently, mobile payment is to allow user using its mobile terminal (usually mobile phone) to the commodity or service consumed Carry out a kind of method of service of account payment.Unit is personal straight by mobile terminal device, internet or short distance sensing It connects or sends payment instruction to bank finance mechanism indirectly and generate currency payment and fund displacement behavior, to realize mobile payment Function.Mobile payment blends mobile terminal device, internet, application provider and financial institution, provides goods for user The financial business such as coin payment, payment.With the development of mobile internet, mobile-phone payment is just gradually replacing traditional currency cash branch The means of paying.But in the case where mobile phone is lost or usurped, there are very big hidden danger for user's fund.
Intelligent bracelet is developed and the peripheral product come out that is born along with smart phone, among numerous Intelligent hardwares, Intelligent bracelet becomes one of everybody focus of attention due to its simple design and cheap price.In short time, Intelligent bracelet Have become the carry-on necessary article of many young consumers, the moment supervises the health of user.Astute businessmans also assign Intelligent bracelet payment function, acts not only as traffic all-purpose card, moreover it is possible to as Mobile payment terminal.Using Intelligent bracelet When being paid, safety of payment is increasingly taken seriously.
Summary of the invention
To solve the above-mentioned problems, the invention provides the following technical scheme:
A kind of mobile payment bracelet, which is characterized in that mainly include bracelet main body, touch screen, camera, microprocessor, Payment processing module, the touch screen are embedded at the surface of the bracelet ontology and connect with the microprocessor, are used for image Display and data input, the camera is embedded at the surface of the bracelet ontology and connect with the microprocessor, uses In the iris image for capturing user and it is sent to the microprocessor progress iris recognition;The microprocessor includes being fixed on It mainly include bluetooth low energy consumption single-chip, NFC coil, safety of payment module, binding module, user reminding mould in bracelet main body Block, data acquisition module, communication module, the user reminding module are connected with bluetooth low energy consumption single-chip, and the data are adopted Collection module is connected with camera and bluetooth low energy consumption single-chip, and the NFC coil is connected with safety of payment module, the branch It pays security module to be connected with bluetooth low energy consumption single-chip, the binding module connects payment processing module, the payment processing Module connects microprocessor, mainly includes payment button, data sink, data conversion device and emitter, the number According to reception device for receiving mobile payment information and the mobile payment information being sent to data conversion device;Data conversion dress It sets for the mobile payment information to be sent to emitter with digital signaling;The emitter is used for the number Word signal is converted to magnetic field impulse and is transmitted to communication module.
Further, the mobile payment information is converted into magnetic stripe card information and with digital signal by data conversion device Form is sent to emitter, and the data sink includes data-interface, is obtained simultaneously for receiving by data acquisition facility The mobile payment information of transmission, the data sink further include data acquisition facility, which includes barcode scanning Device, for obtaining mobile payment information, data acquisition facility is connect or is communicated with data conversion device by data-interface;Number Either separate unit is integrated on data sink according to acquisition device.
Further, communication module includes first communication module, second communication module, third communication module, the payment Processing module is connect with first communication module, and the mobile terminal includes second communication module, and the server includes that third is logical Believe module;
The first communication module connection payment processing module and binding module, the payment processing module are used for movement Terminal obtains payment related information, and the binding module is inserted for connecting financial information, the payment processing module built-in payment Part, the first instruction chip of connection, for generating the first dynamic password according to the payment related information;The first instruction core SOTP plug-in unit built in piece;The first communication module is communicated with the mobile terminal, sends first dynamic instruction extremely The mobile terminal;The binding module responds by the first communication module while sending binding signal, at the same with it is described Mobile terminal is bound, and realizes that the Intelligent bracelet is connect with the mobile terminal.
Second communication module connects mobile terminal and safety of payment module, and the second communication module sends the binding letter Number to the Intelligent bracelet, the Intelligent bracelet and the mobile terminal are connected, the safety of payment module generation is for paying Payment related information, the second communication module further includes sending the payment related information respectively to the bracelet and described Server, and first dynamic instruction that the bracelet is sent is received, and be forwarded to the server;
Server includes third communication module, receives the payment related information and first dynamic password, and described The second instruction chip that three communication modules are connected, for generating the second dynamic instruction according to the payment related information, described the Two instruction built-in chip type SOTP plug-in units, compare first dynamic instruction and second dynamic instruction, realize certification, will confirm that Result afterwards is transferred to user reminding module.
Further, the connection of user reminding module has the button of fingerprint recognition, when bracelet receives payment information, display Screen can show payment information, and a button is pressed after user's payment confirming information, is paid successfully, when user will cancel payment information When, button twice is continuously pressed in 3 seconds, cancels payment.
Further, the connected control chip of binding module, the control chip include work as the Intelligent bracelet with it is described Standby signal is issued when mobile terminal is connecting, the ACK button being connected with the control chip, for when the intelligent hand Confirmation signal is sent when ring is connect with the mobile terminal to the control chip, the control chip further includes working as to receive institute Confirm that the Intelligent bracelet is connect with the mobile terminal when stating the confirmation signal that confirmation key is sent, with the control chip phase Indicator light and/or shaking device even, for receiving the standby signal and prompting the Intelligent bracelet and the mobile terminal It is connecting, the first communication module is communicated with the mobile terminal by bluetooth.
Further, data conversion device includes shift control module;Wherein: shift control module is used for data receiver The mobile payment information that device receives is converted into track format data and the data is sent to emitter with digital signal.
Further, emitter includes driving circuit and transmitting coil, and driving circuit utilizes the digital signal received Modulate and amplify driving current, transmitting coil is used to generate magnetic letter under the action of driving circuit modulation and amplified electric current Number and emit the magnetic signal, the mobile payment information processing unit further includes signal processing apparatus, the signal processing apparatus packet Include demodulating equipment and safety chip.
A kind of application method of mobile payment bracelet is mainly as follows using step:
A1: when user has mobile payment information, by payment button, data sink receives mobile payment information and will The mobile payment information is sent to data conversion device;
A2: mobile payment information is sent to emitter with digital signaling by data converter device;
A3: emitter is transmitted to communication module for the digital signal to be converted to magnetic field impulse;
A4: first communication module receives payment information, generates the first dynamic password, while obtaining the finance letter of binding module Breath, is sent to second communication module;
A5: second communication module connects the communication between mobile terminal and Intelligent bracelet, by payment information and the first dynamic Instruction is sent to server;
A6: third communication module forms the second dynamic instruction, compares first dynamic instruction and second dynamic refers to It enables, the result after will confirm that is transferred to user reminding module;
A7: after order generates, the scanner scanning bar code or two dimensional code of bracelet, after scanning successfully, payment processing mould Block generates payment information;
A8: user confirms that payment, the acquisition of fingerprint recognition button obtain the finger print information that at least one refers to and be uploaded to branch Processing module is paid, payment processing module judges whether memory has storage after receiving the finger print information that described at least one refers to, if number There is storage according to library, is then identified by into recognition of face;
A9: camera acquisition obtains face information and is uploaded to payment processing module, and payment processing module receives institute Judge whether memory has storage after stating face information, if database has storage, be identified by into iris recognition,;
A10: camera acquisition iris information is simultaneously uploaded to payment processing module, and payment processing module receives the rainbow When judging that the eyeball of user is within locator after film information, if being identified by orientation range;
A11: when having at least two in above-mentioned three kinds of verification modes by verifying, then success is paid, otherwise issues verifying knot Fruit terminates payment to payment processing module;
A12: paying when user cancels, and presses button twice with the finger for not being system typing fingerprint, payment is cancelled.
Further, the iris identification method specifically includes that
By the eyeball of infrared radiation to user;
By image acquisition units, the image of the eyeball illuminated by the infrared ray of the irradiation is acquired;
Determine the image acquired in image acquisition units, what whether the eyeball of the user showed on the display unit determines Within the device of position;And when the eyeball of the user is within the locator, extracts iris patterns and identify iris;
Face is mainly divided into four eyes, nose, mouth, shape of face parts by the recognition of face, scanner on to Under be scanned, scanning result is indicated with m, and the scanning results of eyes is x, and nose scanning result is y, and mouth scanning result is z, Shape of face scanning result is that n, m=x%+y%+z%+n% are scanned successfully as m >=90%, otherwise scanning failure.
The invention discloses a kind of mobile payment bracelets, mainly include bracelet main body, touch screen, camera, microprocessor, Payment processing module, the microprocessor include be fixed in bracelet main body, including bluetooth low energy consumption single-chip, NFC coil, branch Security module, binding module, user reminding module, data acquisition module, communication module are paid, communication module is used for and external equipment Data interaction is carried out, binding module connects payment processing module, and payment processing module connects microprocessor, and main includes that payment is pressed Button, data sink, data conversion device and emitter, Bracelet structure is convenient for user's carrying;Bracelet ontology includes Microprocessor with payment module, and communication module is cooperated to realize mobile payment function;User is captured by camera Iris image be sent to microprocessor carry out iris recognition, be reliable identification means, can ensure that the peace of mobile payment Quan Xing, while mobile payment operation becomes simpler, convenient.
Detailed description of the invention
In order that the present invention can be more clearly and readily understood, right below according to specific embodiment and in conjunction with attached drawing The present invention is described in further detail.
Fig. 1 is a kind of shape and structure figure of mobile payment bracelet of the present invention;
Fig. 2 is a kind of functional block diagram of mobile payment bracelet of the present invention;
Fig. 3 is a kind of use process figure of mobile payment bracelet of the present invention;
Fig. 4 is a kind of payment process flow chart of mobile payment bracelet of the present invention.
1, watchcase, 2, watchband, 3, the lock of fingerprint control, 4, touch screen, 5, camera, 6, microprocessor, 7, at payment Manage module.
Referring to Figures 1 and 2, a kind of mobile payment bracelet mainly includes bracelet main body, which is characterized in that the bracelet master Body is made of watchcase 1 and watchband 2, the lock 3 that the junction setting fingerprint of two free ends of the watchband controls, the watchcase 1 Inside it is provided with bracelet component, the bracelet component mainly includes touch screen 4, camera 5, microprocessor 6, payment processing module 7, The touch screen 4 is embedded at the surface of the bracelet ontology and connect with the microprocessor 6, the display and data for image Input, the camera 5 is embedded at the surface of the bracelet ontology and connect with the microprocessor, for capturing user Iris image and be sent to the microprocessor and carry out iris recognition;The microprocessor 6 includes being fixed in bracelet main body, It mainly include bluetooth low energy consumption chip, NFC coil, safety of payment module, binding module, user reminding module, data acquisition module Block, communication module, the user reminding module are connected with bluetooth low energy consumption single-chip, the data acquisition module and camera It is connected with bluetooth low energy consumption single-chip, the NFC coil is connected with safety of payment module, the safety of payment module and indigo plant Tooth low energy consumption single-chip is connected, and the binding module connects payment processing module, and the payment processing module connects micro process Device mainly includes payment button, scanner, data sink, data conversion device and emitter, the data receiver dress It sets for receiving mobile payment information and the mobile payment information being sent to data conversion device;Data conversion device is used for will The mobile payment information is sent to emitter with digital signaling;The emitter is used to turn the digital signal It is changed to magnetic field impulse and is transmitted to communication module.
The mobile payment information is converted into magnetic stripe card information and is sent in the form of digital signal by data conversion device To emitter, the data sink includes data-interface, for receiving the shifting for being obtained and being sent by data acquisition facility Dynamic payment information, the data sink further includes data acquisition facility, which includes barcode scanning device, is used for Mobile payment information is obtained, data acquisition facility is connect or communicated with data conversion device by data-interface;Data acquisition dress It sets and is integrated on data sink either separate unit.
Communication module includes first communication module, second communication module, third communication module, the payment processing module with First communication module connection, the mobile terminal includes second communication module, and the server includes third communication module;
The first communication module connection payment processing module and binding module, the payment processing module are used for movement Terminal obtains payment related information, and the binding module is inserted for connecting financial information, the payment processing module built-in payment Part, the first instruction chip of connection, for generating the first dynamic password according to the payment related information;The first instruction core SOTP plug-in unit built in piece;The first communication module is communicated with the mobile terminal, sends first dynamic instruction extremely The mobile terminal;The binding module responds by the first communication module while sending binding signal, at the same with it is described Mobile terminal is bound, and realizes that the Intelligent bracelet is connect with the mobile terminal.
Second communication module connects mobile terminal and safety of payment module, and the second communication module sends the binding letter Number to the Intelligent bracelet, the Intelligent bracelet and the mobile terminal are connected, the safety of payment module generation is for paying Payment related information, the second communication module further includes sending the payment related information respectively to the bracelet and described Server, and first dynamic instruction that the bracelet is sent is received, and be forwarded to the server;
Server includes third communication module, receives the payment related information and first dynamic password, and described The second instruction chip that three communication modules are connected, for generating the second dynamic instruction according to the payment related information, described the Two instruction built-in chip type SOTP plug-in units, compare first dynamic instruction and second dynamic instruction, realize certification, will confirm that Result afterwards is transferred to user reminding module.
The connection of user reminding module has the button of fingerprint recognition, and when bracelet receives payment information, display screen can be shown Payment information is pressed a button after user's payment confirming information, is paid successfully, when user will cancel payment information, in 3 seconds Button twice is continuously pressed, payment is cancelled.
The connected control chip of binding module, the control chip include working as the Intelligent bracelet and the mobile terminal just Standby signal is issued in connection, the ACK button being connected with the control chip, for when the Intelligent bracelet and the shifting Confirmation signal is sent when dynamic terminal connection to the control chip, the control chip further includes working as to receive the confirmation key Confirm that the Intelligent bracelet is connect with the mobile terminal when confirmation signal of transmission, the indicator light being connected with the control chip And/or shaking device, for receiving the standby signal and the Intelligent bracelet being prompted to connect with the mobile terminal, institute It states first communication module and is communicated with the mobile terminal by bluetooth.
Data conversion device includes shift control module;Wherein: shift control module is for receiving data sink To mobile payment information be converted into track format data and the data be sent to emitter with digital signal.
Further, emitter includes driving circuit and transmitting coil, and driving circuit utilizes the digital signal received Modulate and amplify driving current, transmitting coil is used to generate magnetic letter under the action of driving circuit modulation and amplified electric current Number and emit the magnetic signal, the mobile payment information processing unit further includes signal processing apparatus, the signal processing apparatus packet Include demodulating equipment and safety chip.
Referring to Fig. 3, a kind of application method of mobile payment bracelet is mainly as follows using step:
A1: when user has mobile payment information, by payment button, data sink receives mobile payment information and will The mobile payment information is sent to data conversion device;
A2: mobile payment information is sent to emitter with digital signaling by data converter device;
A3: emitter is transmitted to communication module for the digital signal to be converted to magnetic field impulse;
A4: first communication module receives payment information, generates the first dynamic password, while obtaining the finance letter of binding module Breath, is sent to second communication module;
A5: second communication module connects the communication between mobile terminal and Intelligent bracelet, by payment information and the first dynamic Instruction is sent to server;
A6: third communication module forms the second dynamic instruction, compares first dynamic instruction and second dynamic refers to It enables, the result after will confirm that is transferred to user reminding module;
A7: after order generates, the scanner scanning bar code or two dimensional code of bracelet, after scanning successfully, payment processing mould Block generates payment information;
A8: user confirms that payment, the acquisition of fingerprint recognition button obtain the finger print information that at least one refers to and be uploaded to branch Processing module is paid, payment processing module judges whether memory has storage after receiving the finger print information that described at least one refers to, if number There is storage according to library, is then identified by into recognition of face;
A9: camera acquisition obtains face information and is uploaded to payment processing module, and payment processing module receives institute Judge whether memory has storage after stating face information, if database has storage, be identified by into iris recognition,;
A10: camera acquisition iris information is simultaneously uploaded to payment processing module, and payment processing module receives the rainbow When judging that the eyeball of user is within locator after film information, if being identified by orientation range;
A11: when having at least two in above-mentioned three kinds of verification modes by verifying, then success is paid, otherwise issues verifying knot Fruit terminates payment to payment processing module;
A12: paying when user cancels, and presses button twice with the finger for not being system typing fingerprint, payment is cancelled.
Referring to Fig. 4, the iris identification method is specifically included that
By the eyeball of infrared radiation to user;
By image acquisition units, the image of the eyeball illuminated by the infrared ray of the irradiation is acquired;
Determine the image acquired in image acquisition units, what whether the eyeball of the user showed on the display unit determines Within the device of position;And when the eyeball of the user is within the locator, extracts iris patterns and identify iris;
Face is mainly divided into four eyes, nose, mouth, shape of face parts by the recognition of face, scanner on to Under be scanned, scanning result is indicated with m, and the scanning results of eyes is x, and nose scanning result is y, and mouth scanning result is z, Shape of face scanning result is that n, m=x%+y%+z%+n% are scanned successfully as m >=90%, otherwise scanning failure.
It is obvious to a person skilled in the art that invention is not limited to the details of the above exemplary embodiments, Er Qie In the case where without departing substantially from spirit or essential attributes of the invention, the present invention can be realized in other specific forms.Therefore, no matter From the point of view of which point, the present embodiments are to be considered as illustrative and not restrictive, and the scope of the present invention is by appended power Benefit requires rather than above description limits, it is intended that all by what is fallen within the meaning and scope of the equivalent elements of the claims Variation is included within the present invention.Any label in claim should not be construed as limiting the claims involved.

Claims (10)

1. a kind of mobile payment bracelet, including bracelet main body, which is characterized in that the bracelet main body is by watchcase (1) and watchband (2) Composition, the lock (3) that the junction setting fingerprint of two free ends of the watchband controls, the watchcase (1) is interior to be provided with bracelet Component, the bracelet component mainly include touch screen (4), camera (5), microprocessor (6), and payment processing module (7) is described Touch screen (4) is embedded at the surface of the bracelet ontology and connect with the microprocessor (6), the display and data for image Input, the camera (5) is embedded at the surface of the bracelet ontology and connect with the microprocessor, uses for capturing The facial image and iris image of person are simultaneously sent to the microprocessor progress iris recognition;The microprocessor (6) includes solid It is scheduled in bracelet main body, mainly includes bluetooth low energy consumption chip, NFC coil, safety of payment module, binding module, user reminding Module, data acquisition module, communication module, the user reminding module are connected with bluetooth low energy consumption single-chip, the data Acquisition module is connected with camera and bluetooth low energy consumption single-chip, and the NFC coil is connected with safety of payment module, described Safety of payment module is connected with bluetooth low energy consumption single-chip, the binding module connection payment processing module, at the payment Manage module connect microprocessor, mainly include payment button, scanner, locator, data sink, data conversion device and Emitter, the data sink is for receiving mobile payment information and the mobile payment information being sent to data conversion Device;Data conversion device is used to the mobile payment information being sent to emitter with digital signaling;The transmitting Device is transmitted to communication module for the digital signal to be converted to magnetic field impulse.
2. a kind of mobile payment bracelet according to claim 1, which is characterized in that the data conversion device is by the shifting Dynamic payment information is converted into magnetic stripe card information and is sent to emitter in the form of digital signal, the data sink packet Data-interface is included, for receiving the mobile payment information for being obtained and being sent by data acquisition facility, the data sink is also Including data acquisition facility, which includes barcode scanning device, for obtaining mobile payment information, data acquisition facility It connect or communicates with data conversion device by data-interface;Data acquisition facility is integrated on data sink either solely Vertical unit, data conversion device include shift control module, and shift control module is used for the shifting for receiving data sink Dynamic payment information is converted into track format data and the data is sent to emitter with digital signal.
3. a kind of mobile payment bracelet according to claim 2, which is characterized in that the communication module includes the first communication Module, second communication module, third communication module, the payment processing module are connect with first communication module, described mobile whole End includes second communication module, and the server includes third communication module;
The first communication module connection payment processing module and binding module, the payment processing module are used for mobile terminal Payment related information is obtained, the binding module connects for connecting financial information, the payment processing module built-in payment plug-in unit The the first instruction chip connect, for generating the first dynamic password according to the payment related information;In the first instruction chip Set SOTP plug-in unit;The first communication module is communicated with the mobile terminal, sends first dynamic instruction to described Mobile terminal;The binding module responds by the first communication module while sending binding signal, at the same with the movement Terminal is bound, and realizes that the Intelligent bracelet is connect with the mobile terminal.
4. a kind of mobile payment bracelet according to claim 3, which is characterized in that the second communication module connection movement Terminal and safety of payment module, the second communication module send the binding signal to the Intelligent bracelet, connect the intelligence Energy bracelet and the mobile terminal, the safety of payment module generate the payment related information for payment, and described second communicates Module further includes sending the payment related information to the bracelet and the server, and the reception bracelet respectively to send First dynamic instruction, and be forwarded to the server.
5. a kind of mobile payment bracelet according to claim 4, which is characterized in that the server includes third communication mould Block, receives the payment related information and first dynamic password, the second instruction chip that the third communication module is connected, For generating the second dynamic instruction according to the payment related information, the second instruction built-in chip type SOTP plug-in unit compares institute The first dynamic instruction and second dynamic instruction are stated, realizes certification, the result after will confirm that is transferred to user reminding module.
6. a kind of mobile payment bracelet according to claim 5, which is characterized in that the user reminding module connecting band There is the button of fingerprint recognition, when bracelet receives payment information, display screen can show payment information, after user's payment confirming information A button is pressed, is paid successfully, when user will cancel payment information, button twice is continuously pressed in 3 seconds, cancels payment.
7. a kind of mobile payment bracelet according to claim 6, which is characterized in that the connected control core of the binding module Piece, the control chip include issuing standby signal when the Intelligent bracelet is being connect with the mobile terminal, and described The connected ACK button of chip is controlled, for sending confirmation signal when the Intelligent bracelet is connect with the mobile terminal to institute Control chip is stated, the control chip further includes confirming the intelligence when receiving the confirmation signal that the confirmation key is sent Bracelet is connect with the mobile terminal, the indicator light and/or shaking device being connected with the control chip, for receiving described mention Show signal and the Intelligent bracelet is prompted to connect with the mobile terminal, the first communication module and the mobile terminal It is communicated by bluetooth.
8. a kind of mobile payment bracelet according to claim 8, which is characterized in that the emitter includes driving circuit And driving current is modulated using the digital signal received and amplified to transmitting coil, driving circuit, transmitting coil is for dynamic electricity Magnetic signal is generated under the action of road modulation and amplified electric current and emits the magnetic signal, the mobile payment information processing unit It further include signal processing apparatus, which includes demodulating equipment and safety chip.
9. a kind of application method of mobile payment bracelet, mainly as follows using step:
A1: when user has mobile payment information, by payment button, data sink receives mobile payment information and by the shifting Dynamic payment information is sent to data conversion device;
A2: mobile payment information is sent to emitter with digital signaling by data converter device;
A3: emitter is transmitted to communication module for the digital signal to be converted to magnetic field impulse;
A4: first communication module receives payment information, generates the first dynamic password, while obtaining the financial information of binding module, It is sent to second communication module;
A5: second communication module connects the communication between mobile terminal and Intelligent bracelet, by payment information and the first dynamic instruction It is sent to server;
A6: third communication module forms the second dynamic instruction, compares first dynamic instruction and second dynamic instruction, will Result after confirmation is transferred to user reminding module;
A7: after order generates, the scanner scanning bar code or two dimensional code of bracelet, after scanning successfully, payment processing module is produced Raw payment information;
A8: user confirms that payment, the acquisition of fingerprint recognition button obtain the finger print information that at least one refers to and be uploaded at payment Module is managed, payment processing module judges whether memory has storage after receiving the finger print information that described at least one refers to, if database There is storage, is then identified by into recognition of face;
A9: camera acquisition obtains face information and is uploaded to payment processing module, and payment processing module receives the people Judge whether memory has storage after face information, if database has storage, be identified by into iris recognition,;
A10: camera acquisition iris information is simultaneously uploaded to payment processing module, and payment processing module receives the iris letter When judging that the eyeball of user is within locator after breath, if being identified by orientation range;
A11: when having at least two in above-mentioned three kinds of verification modes by verifying, then success is paid, otherwise issues verification result extremely Payment processing module terminates payment;
A12: paying when user cancels, and presses button twice with the finger for not being system typing fingerprint, payment is cancelled.
10. a kind of mobile payment bracelet according to claim 9, which is characterized in that the iris identification method mainly wraps It includes:
By the eyeball of infrared radiation to user;
By image acquisition units, the image of the eyeball illuminated by the infrared ray of the irradiation is acquired;
Determine the image acquired in image acquisition units, the locator whether eyeball of the user shows on the display unit Within;And when the eyeball of the user is within the locator, extracts iris patterns and identify iris;
Face is mainly divided into four eyes, nose, mouth, shape of face parts by the recognition of face, scanner from top to bottom into Row scanning, scanning result indicate that the scanning result of eyes is x with m, and nose scanning result is y, and mouth scanning result is z, shape of face Scanning result is n, m=x%+y%+z%+n%, as m >=90%, is scanned successfully, otherwise scanning failure.
CN201811346602.7A 2018-11-13 2018-11-13 A kind of mobile payment bracelet Pending CN109480404A (en)

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Publication number Priority date Publication date Assignee Title
CN110689340A (en) * 2019-09-27 2020-01-14 曾凡立 Wireless authentication system
CN112907846A (en) * 2021-01-20 2021-06-04 广州乐摇摇信息科技有限公司 Intelligent chip for mobile payment slot machine

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