CN109472573A - One kind being based on the self-service red packet form charging system of mobile phone app and method - Google Patents
One kind being based on the self-service red packet form charging system of mobile phone app and method Download PDFInfo
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- CN109472573A CN109472573A CN201811395178.5A CN201811395178A CN109472573A CN 109472573 A CN109472573 A CN 109472573A CN 201811395178 A CN201811395178 A CN 201811395178A CN 109472573 A CN109472573 A CN 109472573A
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- payment
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- red packet
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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Abstract
The invention discloses one kind to be based on the self-service red packet form charging system of mobile phone app, including payment request unit, for issuing payment request information；Payment execution unit, for executing operation for paying the fee；Communication unit, for establishing communication connection between payment request unit and payment execution unit；Identification authenticating unit, for carrying out authentication to payment request unit；Payment information encryption unit, the encryption information for executing to payment execution unit encrypt；Payment link dynamic holding unit, for carrying out dynamic holding to the payment link between payment request unit and execution unit of paying.The present invention can improve the deficiencies in the prior art, improve the safety of payment process.
Description
Technical field
The present invention relates to quick payment technical fields, especially a kind of to be based on the self-service red packet form charging system of mobile phone app
And method.
Background technique
With the development of e-commerce, quick payment is received by more and more people.The safety problem of quick payment is whole
The key problem of a payment process, the safety for information of how guaranteeing payment during quick payment, becomes grinding for this field
Study carefully emphasis.
Summary of the invention
The technical problem to be solved in the present invention is to provide one kind to be based on the self-service red packet form charging system of mobile phone app and side
Method is able to solve the deficiencies in the prior art, improves the safety of payment process.
In order to solve the above technical problems, the technical solution used in the present invention is as follows.
One kind being based on the self-service red packet form charging system of mobile phone app, comprising:
Payment request unit, for issuing payment request information；
Payment execution unit, for executing operation for paying the fee；
Communication unit, for establishing communication connection between payment request unit and payment execution unit；
Identification authenticating unit, for carrying out authentication to payment request unit；
Payment information encryption unit, the encryption information for executing to payment execution unit encrypt；
Payment link dynamic holding unit, for being moved to the payment link between payment request unit and execution unit of paying
State is kept.
A kind of above-mentioned payment methods based on the self-service red packet form charging system of mobile phone app, comprising the following steps:
A, payment request unit issues payment request information, and payment request information is transmitted to payment by communication unit and executes list
Member；
B, the payment request information received is sent to identification authenticating unit and carries out authentication by payment execution unit, if identity
Authentication failed then terminates process of paying, if authentication success, is transferred to step C；
C, payment execution unit automatically generates payment red packet according to payment information；
D, payment red packet is encrypted payment information encryption unit, and by encrypted payment red packet and key by paying
Expense link dynamic holding unit is sent to payment request unit；
E, payment request unit is decrypted by key pair payment red packet, and complete charge process.
Preferably, in the step B, carry out authentication the following steps are included:
B1, the transmission path address for extracting payment request information；
B2, test information is sent according to the reverse direction of transmission path, test information includes address record field, data change record
Field, access record field and packets fields；
B3, the test information by reverse direction transmission is compared with original test information, if address record field occurs newly
There is illegal change record in location or data change record field or unauthorized access record occurs in access record field, then are determined as body
Otherwise part authentication failed is determined as authentication success.
Preferably, in step D, payment red packet is encrypted the following steps are included:
D11, the test information by reverse direction transmission obtained in step B3 is decomposed, calculates address record field, number
According to the eigenmatrix of change record field and the data of access record field；
D12, three eigenmatrixes in step D11 are standardized, then with the eigenmatrix of data in packets fields
As R-matrix, linear transformation is carried out to three eigenmatrixes after standardization, is allowed to similar to R-matrix；
D13, it takes the characteristic value of similar matrix as the key of encryption function, cryptographic calculation is carried out to payment red packet.
Preferably, in step D, the transmission process of payment link dynamic holding unit the following steps are included:
D21, payment link dynamic holding unit obtain two addresses at random in communication link, and it is single to distribute to payment information encryption
Member and payment request unit, as communication connection address；
D22, payment link dynamic holding unit obtain an address at random in used secure address, link as payment
Dynamic holding unit is monitored the monitoring interface of communication connection to communication process；
D23, encrypted payment red packet is transmitted by the communication connection that step D21 is established；
If D24, transmission success, use two addresses are stored in secure address database, and in secure address database
Data carry out random erasure, keep secure address database data volume it is constant；
D25, above-mentioned D21-D24 step is repeated, key is transmitted.
Brought beneficial effect is by adopting the above technical scheme: the present invention is added by carrying out authentication and payment
It is close, improve the safety of entire payment process.Authentication is carried out using the mode of negative test, can be to payment information
Entire transmission process carries out safety test.The ciphering process of payment red packet is established on the basis of authentication, and reverse survey is utilized
The eigenmatrix that examination generates generates the key of encryption function, so that the generating process using key is realized for the two of ciphering process
Secondary encryption, to improve cipher round results.Encrypted information links dynamic holding unit by special payment and is transmitted, to mention
The safety of encryption information during high-transmission.
Detailed description of the invention
Fig. 1 is the schematic diagram of a specific embodiment of the invention.
In figure: 1, payment request unit；2, payment execution unit；3, communication unit；4, identification authenticating unit；5, payment letter
Encryption for information unit；6, payment link dynamic holding unit.
Specific embodiment
Referring to Fig.1, a specific embodiment of the invention includes:
Payment request unit 1, for issuing payment request information；
Payment execution unit 2, for executing operation for paying the fee；
Communication unit 3, for establishing communication connection between payment request unit 1 and payment execution unit 2；
Identification authenticating unit 4, for carrying out authentication to payment request unit 1；
Payment information encryption unit 5, the encryption information for executing to payment execution unit 2 encrypt；
Payment link dynamic holding unit 6, for payment request unit 1 and pay execution unit 2 between payment link into
Mobile state is kept.
A kind of above-mentioned payment methods based on the self-service red packet form charging system of mobile phone app, comprising the following steps:
A, payment request unit 1 issues payment request information, and payment request information is transmitted to payment by communication unit and executes list
Member 2；
B, the payment request information received is sent to identification authenticating unit 4 and carries out authentication by payment execution unit 2, if body
Part authentication failed, then terminate process of paying, if authentication success, is transferred to step C；
C, payment execution unit 2 automatically generates payment red packet according to payment information；
D, payment red packet is encrypted payment information encryption unit 5, and encrypted payment red packet and key are passed through
Payment link dynamic holding unit 6 is sent to payment request unit 1；
E, payment request unit 1 is decrypted by key pair payment red packet, and complete charge process.
In step B, carry out authentication the following steps are included:
B1, the transmission path address for extracting payment request information；
B2, test information is sent according to the reverse direction of transmission path, test information includes address record field, data change record
Field, access record field and packets fields；
B3, the test information by reverse direction transmission is compared with original test information, if address record field occurs newly
There is illegal change record in location or data change record field or unauthorized access record occurs in access record field, then are determined as body
Otherwise part authentication failed is determined as authentication success.
In step D, to payment red packet encrypted the following steps are included:
D11, the test information by reverse direction transmission obtained in step B3 is decomposed, calculates address record field, number
According to the eigenmatrix of change record field and the data of access record field；
D12, three eigenmatrixes in step D11 are standardized, then with the eigenmatrix of data in packets fields
As R-matrix, linear transformation is carried out to three eigenmatrixes after standardization, is allowed to similar to R-matrix；
D13, it takes the characteristic value of similar matrix as the key of encryption function, cryptographic calculation is carried out to payment red packet.
In step D, payment link dynamic holding unit (6) transmission process the following steps are included:
D21, payment link dynamic holding unit (6) obtain two addresses at random in communication link, distribute to payment information and add
Close unit (5) and payment request unit (1), as communication connection address；
D22, payment link dynamic holding unit (6) obtain an address at random in used secure address, as payment
Dynamic holding unit (6) are linked for the monitoring interface of communication connection, communication process is monitored；
D23, encrypted payment red packet is transmitted by the communication connection that step D21 is established；
If D24, transmission success, use two addresses are stored in secure address database, and in secure address database
Data carry out random erasure, keep secure address database data volume it is constant；
D25, above-mentioned D21-D24 step is repeated, key is transmitted.
In step D21, the address of acquisition is encrypted, by monitoring interface to address in step D22
It is decrypted, then by seeing that carrying out analog communication obtains data communication control message, uses control message pair to address
Actual communication process is compareed, and realization is monitored communication process.
In the description of the present invention, it is to be understood that, term " longitudinal direction ", " transverse direction ", "upper", "lower", "front", "rear",
The orientation or positional relationship of the instructions such as "left", "right", "vertical", "horizontal", "top", "bottom", "inner", "outside" is based on attached drawing institute
The orientation or positional relationship shown is merely for convenience of the description present invention, rather than the device or element of indication or suggestion meaning must
There must be specific orientation, be constructed and operated in a specific orientation, therefore be not considered as limiting the invention.
The above shows and describes the basic principles and main features of the present invention and the advantages of the present invention.The technology of the industry
Personnel are it should be appreciated that the present invention is not limited to the above embodiments, and the above embodiments and description only describe this
The principle of invention, without departing from the spirit and scope of the present invention, various changes and improvements may be made to the invention, these changes
Change and improvement all fall within the protetion scope of the claimed invention.The claimed scope of the invention by appended claims and its
Equivalent thereof.
Claims (5)
1. one kind is based on the self-service red packet form charging system of mobile phone app, characterized by comprising:
Payment request unit (1), for issuing payment request information；
It pays execution unit (2), for executing operation for paying the fee；
Communication unit (3), for establishing communication connection between payment request unit (1) and payment execution unit (2)；
Identification authenticating unit (4), for carrying out authentication to payment request unit (1)；
Payment information encryption unit (5), the encryption information for executing to payment execution unit (2) encrypt；
Payment link dynamic holding unit (6), for the payment between payment request unit (1) and payment execution unit (2)
Link carries out dynamic holding.
2. a kind of payment methods described in claim 1 based on the self-service red packet form charging system of mobile phone app, it is characterised in that
The following steps are included:
A, payment request unit (1) issues payment request information, and payment request information is transmitted to payment by communication unit and executes
Unit (2)；
B, the payment request information received is sent to identification authenticating unit (4) and carries out authentication by payment execution unit (2),
If authentication fails, terminate process of paying, if authentication success, is transferred to step C；
C, payment execution unit (2) automatically generates payment red packet according to payment information；
D, payment red packet is encrypted payment information encryption unit (5), and encrypted payment red packet and key are led to
It crosses payment link dynamic holding unit (6) and is sent to payment request unit (1)；
E, payment request unit (1) is decrypted by key pair payment red packet, and complete charge process.
3. the payment methods according to claim 2 based on the self-service red packet form charging system of mobile phone app, feature exist
In: in step B, carry out authentication the following steps are included:
B1, the transmission path address for extracting payment request information；
B2, test information is sent according to the reverse direction of transmission path, test information includes address record field, data change record
Field, access record field and packets fields；
B3, the test information by reverse direction transmission is compared with original test information, if address record field occurs newly
There is illegal change record in location or data change record field or unauthorized access record occurs in access record field, then are determined as body
Otherwise part authentication failed is determined as authentication success.
4. the payment methods according to claim 3 based on the self-service red packet form charging system of mobile phone app, feature exist
In: in step D, to payment red packet encrypted the following steps are included:
D11, the test information by reverse direction transmission obtained in step B3 is decomposed, calculates address record field, number
According to the eigenmatrix of change record field and the data of access record field；
D12, three eigenmatrixes in step D11 are standardized, then with the eigenmatrix of data in packets fields
As R-matrix, linear transformation is carried out to three eigenmatrixes after standardization, is allowed to similar to R-matrix；
D13, it takes the characteristic value of similar matrix as the key of encryption function, cryptographic calculation is carried out to payment red packet.
5. the payment methods according to claim 1 based on the self-service red packet form charging system of mobile phone app, feature exist
In: in step D, payment link dynamic holding unit (6) transmission process the following steps are included:
D21, payment link dynamic holding unit (6) obtain two addresses at random in communication link, distribute to payment information and add
Close unit (5) and payment request unit (1), as communication connection address；
D22, payment link dynamic holding unit (6) obtain an address at random in used secure address, as payment
Dynamic holding unit (6) are linked for the monitoring interface of communication connection, communication process is monitored；
D23, encrypted payment red packet is transmitted by the communication connection that step D21 is established；
If D24, transmission success, use two addresses are stored in secure address database, and in secure address database
Data carry out random erasure, keep secure address database data volume it is constant；
D25, above-mentioned D21-D24 step is repeated, key is transmitted.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811395178.5A CN109472573B (en) | 2018-11-22 | 2018-11-22 | Self-service red packet form payment system and method based on mobile phone app |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811395178.5A CN109472573B (en) | 2018-11-22 | 2018-11-22 | Self-service red packet form payment system and method based on mobile phone app |
Publications (2)
| Publication Number | Publication Date |
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| CN109472573A true CN109472573A (en) | 2019-03-15 |
| CN109472573B CN109472573B (en) | 2022-02-15 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201811395178.5A Active CN109472573B (en) | 2018-11-22 | 2018-11-22 | Self-service red packet form payment system and method based on mobile phone app |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN113706137A (en) * | 2021-10-21 | 2021-11-26 | 国网汇通金财（北京）信息科技有限公司 | Data processing method and system applied to payment information |
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| WO2002025495A1 (en) * | 2000-09-21 | 2002-03-28 | Trintech Limited | A computerized method and system for a secure on-line transaction using cardholder authentication |
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| CN109472573B (en) | 2022-02-15 |
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