CN109427157A - The touch-control computer installation and its management method of financial transaction payment - Google Patents
The touch-control computer installation and its management method of financial transaction payment Download PDFInfo
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- CN109427157A CN109427157A CN201710722489.7A CN201710722489A CN109427157A CN 109427157 A CN109427157 A CN 109427157A CN 201710722489 A CN201710722489 A CN 201710722489A CN 109427157 A CN109427157 A CN 109427157A
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- China
- Prior art keywords
- unit
- control
- touch
- security management
- message
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Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
Abstract
A kind of the touch-control computer installation and its management method of financial transaction payment.The touch-control computer installation include one can the touch-control input screen unit of message, a processing unit, a security management and control unit and one link the screen unit switch unit.Position is handled in a standard, which links to the processing unit；In a safe handling position, which links to the security management and control unit.When the processing unit executes an input cipher mode of a Secure Transaction program, the code data that the switch unit is moved to the safe handling position and receives the touched input of the screen unit is controlled by the security management and control unit, to ensure the safety of code data input, and standard processing position is moved in having received the code data and having controlled the switch unit, and allow the processing unit to receive the non-confidential property data for handling the touched input of the screen unit, it is effectively time saving with improve efficiency.
Description
Technical field
The invention relates to a kind of payment systems, particularly relate to a kind of touch-control computer dress of execution financial transaction payment
It sets and its management method.
Background technique
It is usually used in equipment POS (Point of Sales) machine of financial transaction now, it is possible to provide consumer's cCredit card payment gold
Volume, one of POS machine are brushed using its magnetic card reading unit (Magnetic Swipe card reader, MSR)
Card operation, and subsequent transaction operation is carried out, such as: card obtains the related operation of remote bank authorization identifying transaction, so transaction
It often needs to input the password of fiscard in the process and completes data authentication, can just carry out subsequent transaction movement.Therefore, reading is being executed
The confidential datas such as card taking sheet data and input password, must meet security protocol (Security protocol) level by having
Safe processor handles and is avoided that the data of fiscard certification and process of exchange are stolen, it is ensured that the safety for confidential data of trading
Property.
Although can ensure that the safety of processing financial affairs data using the safe processor for meeting security level, and safety
Processor need to usually carry out the processes such as security procedure verifying and cause processing speed slower when executing, and in processes financial transactions mistake
General data in journey or the data for handling non financial transaction operation are also to be executed by safe processor, cause treatment process compared with
It expends the time and is not inconsistent utilization benefit, need the further research and inquirement of practitioner and improve.
Summary of the invention
Technical problem to be solved by the invention is to provide a kind of tool safety and the touchings of the financial transaction of effective percentage payment
Control computer installation.
In order to solve the above technical problems, touch-control computer installation of the invention includes a screen for inputting message for touch-control
Unit, one processing unit, one link the processing unit security management and control unit and one link the screen unit switching list
Member.
The switch unit can be with being controlled by the security management and control unit between a safe handling position and standard processing position
It is mobile.When the standard handles position, which links to the processing unit and the processing unit is made to link the screen list
Member and can receive the touched message of the screen unit；When the safe handling position, which links to the bursting tube
Unit is controlled, and so that the security management and control unit is linked the screen unit and can receive the touched message of the screen unit.
When the processing unit of the touch-control computer installation controllably starts one Secure Transaction program of execution and executes the peace
When one of full transaction program input cipher mode, the processing unit one touch-control trading message of transmission to the security management and control unit, and
The security management and control unit, which receives the touch-control trading message and controls the switch unit, is moved to the safe handling position, makes the peace
Full control unit links the screen unit and can receive the code data that the screen unit is inputted by touch-control.
After the security management and control unit finishes receiving the code data and control the switch unit be moved to the standard processing
Position makes the processing unit link the screen unit and can receive the touched message of the screen unit, the security management and control unit
After the code data is encrypted and the processing unit is reached, and the processing unit transmits the code data through network communication links
It is authenticated to remote financial system processing.
Another technical purpose to be solved by this invention is to provide the financial transaction branch of a kind of tool safety and effective percentage
The management method paid.
In order to solve the above technical problems, the management method that financial transaction of the invention is paid, is applied to a financial transaction branch
The touch-control computer installation paid.The touch-control computer installation includes a screen unit, a processing unit, a security management and control unit,
An and switch unit.The management method of financial transaction payment includes a step (A), a step (B), a step (C), a step
(D) and a step (E).
In the step (A), the screen unit of the touch-control computer installation, which controllably starts, executes a Secure Transaction journey
Sequence.
In the step (B), when the processing unit starts to execute one of Secure Transaction program input cipher mode, pass
Send a touch-control trading message to the security management and control unit.
In the step (C), when the security management and control unit receives the touch-control trading message, controls the switch unit and cut
It changes and is moved to a safe handling position, so that the security management and control unit is linked the screen unit and can receive the screen unit and be touched
Message.
In the step (D), which receives the code data that the screen unit is inputted by touch-control, when this
It after security management and control unit finishes receiving the code data, and controls switch unit switching and is moved to standard processing position, make
The processing unit links the screen unit and can receive the touched message of the screen unit, and the security management and control unit is simultaneously close by this
The processing unit is reached after code data encryption.
In the step (E), which is sent to a remote financial system through network communication links for the code data
System processing certification.
Compared with prior art, the present invention can control the switch unit in the safe handling position by the security management and control unit
When setting and handle the design that moves between position the standard, and being matched with the processing unit and execute the input cipher mode, the safety
Control unit is immediately controlled the switch unit and is moved to the safe handling position and receives the touched password of the screen unit
Data, and then ensure to input the safety of the code data.And the code data and immediately has been received in the security management and control unit
It controls the switch unit and is moved to standard processing position, and allow the processing unit directly to receive the screen unit with processing and touched
The data of the non-confidential property of pressure, effectively save the time and improve efficiency.
[Detailed description of the invention]
Fig. 1 is a block schematic diagram, illustrates the embodiment of the touch-control computer installation of financial transaction payment of the present invention；
Fig. 2 is a block schematic diagram, aids in illustrating Fig. 1；And
Fig. 3 is a flow chart, illustrates the embodiment of the management method of financial transaction payment of the present invention.
[specific embodiment]
Refering to fig. 1, Fig. 2 and Fig. 3, the touch-control computer installation of financial transaction payment of the present invention and its embodiment of management method,
The touch-control computer installation 1 links the processing comprising one for screen unit 11, a processing unit 12, one for touch-control input message
The security management and control unit 13, one of unit 12 links switch unit 14, multiple link security management and control units of the screen unit 11
13 induction reading device 2 and one link the security management and control unit 13 luminescence unit 3.
The switch unit 14 can handle position in a safe handling position and a standard with being controlled by the security management and control unit 13
It is moved between setting.When the standard handles position, which links to the processing unit 12 and makes 12 chain of processing unit
It connects the screen unit 11 and can receive the touched message of the screen unit 11；When the safe handling position, the switch unit
14 link to the security management and control unit 13 and the security management and control unit 13 are made to link the screen unit 11 and can receive the screen list
The touched message of member 11.In this present embodiment, which is central processing unit (Central Processing
Unit, CPU) aspect, and the security management and control unit 13 be meet central processor among security protocol level (Secure CPU)
Aspect, the security management and control unit 13 be using control one link the switch unit 14 controller 131 (Controller) and
It is mobile to control the switch unit 14, and the switch unit 14 is that default is located at standard processing position, that is, the switch unit
14 initial positions are to link the processing unit 12, and so that the screen unit 11 is linked the processing unit 12 and can directly receive the screen
The touched message of unit 11, so the message instruction of user's touch-control screen unit 11 is directly by the processing unit 12 at this time
It is handled.In simple terms, the touched message instruction of the screen unit 11 is linked at this through the switch unit 14
Reason unit 12 links to the security management and control unit 13.
In use, executing a Secure Transaction program when the processing unit 12 of the touch-control computer installation 1 controllably starts
15 and the processing unit 12 when executing one of the Secure Transaction program 15 input cipher mode, which can transmit a touching
Trading message is controlled to the security management and control unit 13, and the security management and control unit 13 receives the touch-control trading message, i.e. control should
Switch unit 14 is moved to the safe handling position, and so that the security management and control unit 13 is received the screen unit 11 and inputted by touch-control
The code data.In this present embodiment, which is an application program (Application, App) aspect,
The Secure Transaction program icon 111 (App Icon) for showing a corresponding Secure Transaction program 15 on the screen unit 11.
In other words, as user (checkout personnel) touching clicks the screen unit when consumer needs to carry out financial card transaction
The Secure Transaction program icon 111 (see Fig. 1) and the processing unit 12 starting on 11 execute the Secure Transaction program 15, and open
Begin to carry out fiscard consumer sale, when the processing unit 12 executes the input cipher mode of the Secure Transaction program 15,
The movement of consumer entering PIN code is exactly needed, which can transmit the touch-control trading message and notify the security management and control
Unit 13 is the movement that will carry out input PIN code, and simultaneously the switch unit 14 is immediately controlled in the security management and control unit 13
It is moved to the safe handling position and links the screen unit 11, and the security management and control unit 13 is made to receive 11 quilt of screen unit
The code data of touch-control input, and then ensure that consumer presses in the screen unit 11 and input the code data completely by this
Security management and control unit 13 (meeting safety management authentication mechanism) carries out processing and storage keyholed back plate in real time.
Herein it should be particularly noted that, the screen unit 11 includes a touch-control module 112, a message display module 113, and
One display interface 114.The display interface 114 shows multiple digital symbol key (not shown), (figure is not for multiple function treatment keys
Show), the message field (not shown) of an input validation key (not shown) and a corresponding message display module 113.The touch-control mould
Block 112 has multiple touch points for respectively corresponding the digital symbol key, the function treatment key and the input validation key, and (figure is not
Show).In this present embodiment, when which executes the input cipher mode of the Secure Transaction program 15, the screen list
The display interface 114 is shown in member 11, and the display interface 114 shows the digital symbol key (such as: 0 ~ 9 number
Key), the function treatment key (such as: advancing, retreat, cancelling and deleting function key) and the input validation key (such as: OK or really
Recognize key).In addition, controlling the switch unit 14 when the security management and control unit 13 receives the touch-control trading message and being moved to this
Safe handling position simultaneously makes the security management and control unit 13 link the touch-control module 112 and to can receive the touch-control module 112 described
The touched message of touch point.And in the input process of the code data, the digital symbol key quilt of the display interface 114
It presses and synchronizes the touch point for pressing the touch-control module 112, and the security management and control unit 13 receives the touch-control module 112
Code data that the touch point is inputted by touch-control, that is to say, that when consumer goes to press the digital symbol key, actually
Exactly in the touch point for pressing the corresponding touch-control module 112, and the touch point institute being touched in the touch-control module 112 is right
The data for the numerical chracter answered can be directly transferred to the security management and control unit 13, and the message display module 113 can be in the message word
Section shows corresponding encrypted symbols (such as: " * " key), but not limited to this.It in other words, should when the safe handling position
Switch unit 14 is to link the touch-control module 112 and the security management and control unit 13 and receive the security management and control unit 13 can directly
The touched message of the touch point of the touch-control module 112, and the message display module 113 is still managed by the processing unit 12
It and is only merely to show corresponding encrypted symbols etc. in the message field merely through the message display module 113
(such as: " * " key).
In addition for, in this present embodiment, due to the screen unit 11 show picture function (display interface 114) be by
The processing unit 12 control, so being will be described in the touch point of the corresponding touch-control module 112 by the processing unit 12
The picture of digital symbol key, the function treatment key and the input validation key is shown on the screen unit 11.And the present embodiment
In, the arrangement position that the key of the display interface 114 is presented, be executed by the security management and control unit 13 it is built-in random
The position that random number functions (random function) arrange needed for generating, and the security management and control unit 13 controls the touch-control mould
The touch point of block 112 corresponds to the data of the key, so the command message that the touch point is touched is directly transferred to this
When security management and control unit 13, which is to know the data for being touched input numerical chracter.And work as the processing
When unit 12 executes the input cipher mode of the Secure Transaction program 15, which cuts in addition to this is immediately controlled
It changes unit 14 to be moved to except the safe handling position, also simultaneously issues the key of the corresponding this time display interface 114
Arrangement position an instruction message to the processing unit 12, and the processing unit 12 is according to the instruction message and in the screen unit
11 show the key position of this time display interface 114.And for assuming as a matter of course, which sends this and refers to
Show that the processing unit 12 and simultaneously the security management and control unit 13 is immediately controlled the switch unit 14 and is moved to the safety message
Handle position, and the processing unit 12 according to the instruction message when screen unit 11 shows the display interface 114, the switching
14 synchronism switching of unit is completed to the safe handling position and the security management and control unit 13 is made to link the touch-control module 112, herein
It does not repeat separately.In this present embodiment, which is the aspect of capacitance touching control, and but not limited to this, is also possible to red
Aspect or the aspect of surface acoustic wave type touch-control of outer wire type touch-control etc..
And it after the security management and control unit 13 finishes receiving the code data and controls the switch unit 14 and is moved to the mark
Quasi- processing position, and the code data is encrypted and reaches the processing unit 12, and the processing unit 12 passes through the code data
Network communication links are sent to a remote financial system 4 processing certification.That is, in this present embodiment, consumer is in the touching
It has been inputted after PIN code in control module 112 when pressing the input validation key, has represented the code data end of input and the bursting tube
It controls 13 real-time reception of unit to complete, and simultaneously controls the switch unit 14 and be moved to standard processing position and make the processing list
Member 12 links the screen unit 11 and can directly receive the touched message of the screen unit 11, and makes the processing unit 12 subsequent straight
The data that processing receives the non-confidential property that the screen unit 11 is inputted by touch-control are connect, are not required to again complicated through the security management and control unit 13
Ground carries out the verifying of security level, effectively saves the time and improves operating efficiency.And particularly, it is connect in the security management and control unit 13
When harvesting into the code data, which can be integrated into an encryption package aspect and with asynchronous system serial data transmission
The mode of (Universal Asynchronous Receiver Transimitter, UART) reaches the processing unit 12, and
The encryption package of the code data is sent to the remote financial system 4 processing certification through network communication links by the processing unit 12
(such as: issuing bank or joint fiscard center), then subsequent authentication and financial transaction operation are recognized by the remote financial system 4.
In addition it is noted that when the processing unit 12 executes one of the Secure Transaction program 15 inductive mode, at this
Reason unit 12 can transmit an induction trading message to the security management and control unit 13, and the security management and control unit 13 receives the touch-control
Trading message, then can receive each reading data for being read of induction reading device 2, and the security management and control list is by each reading
Data encryption simultaneously reaches the processing unit 12, and each reading data transmission extremely should by the processing unit 12 through network communication links
The processing certification of remote financial system 4.That is, when user executes the inductive mode of the Secure Transaction program 15, the processing
Unit 12 can transmit after the induction trading message notifies the security management and control unit 13, then the security management and control unit 13 can receive each
The reading data that induction reading device 2 is read, since the induction reading device 2 is to directly link the security management and control unit
13, so the reading data (such as: the confidential data of fiscard) that the induction reading device 2 is read can be conveyed directly to this
The processing of security management and control unit 13 and storage keyholed back plate, and the security management and control unit 13 by received each reading Data Integration at adding
Sealing packet aspect simultaneously reaches the processing unit 12.In this present embodiment, the induction reading device 2 is respectively provided with support bluetooth
(Bluetooth), the function of the modes such as NFC (Near Field Communication), Wi-Fi transmission, but not limited to this.
In addition, in this present embodiment, when which receives the touch-control trading message and the induction trading message, all can
It controls the luminescence unit 3 to shine, and learns currently processing confidential data operation for user, and the luminescence unit 3 is hair
Optical diode (Light-emitting diode, LED) aspect, when the security management and control unit 13 receives the touch-control trading message
When with the induction trading message, the security management and control unit 13 control LED gives a green light, and but not limited to this.
Refering to fig. 1, Fig. 2 and Fig. 3, the embodiment of the management method of financial transaction payment of the present invention, is applied to as described above
Financial transaction payment touch-control computer installation 1.The management method of financial transaction payment includes a step (A), a step
(B), a step (C), a step (D) and a step (E).
Firstly, the processing unit 12 of the touch-control computer installation 1, which controllably starts, executes the peace in the step (A)
Full transaction program 15.And in the step (B), when the input that the processing unit 12 starts to execute the Secure Transaction program 15 is close
When pattern, the touch-control trading message is transmitted to the security management and control unit 13.Specifically, when the financial transaction of Yu Jinhang card,
User's touch-control starts the Secure Transaction program icon 111 on the screen unit 11 and the processing unit 12 starting is made to execute the peace
Full transaction program 15, and start to carry out fiscard consumer sale, when the processing unit 12 executes being somebody's turn to do for the Secure Transaction program 15
When inputting cipher mode, the touch-control trading message is simultaneously emitted by the security management and control unit 13.So in the step (C), when
When the security management and control unit 13 receives the touch-control trading message, which is immediately controlled the switch unit 14 shifting
It moves to the safe handling position and the touch-control module 112 that makes the security management and control unit 13 link the screen unit 11, and the safety
Control unit 13 directly receives the code data that the touch-control module 112 is inputted by touch-control, at this point, the processing unit 12 does not link this
Touch-control module 112 and the touched message of the touch-control module 112 can not be received.That is the touch-control module 112 is chain at this time
The security management and control unit 13 is connect, and the security management and control unit 13 can directly be received and presses the touch-control mould with whole control consumer
The confidential datas such as the PIN code that block 112 is inputted.Other one mentions, after clicking the Secure Transaction program icon 111 (see Fig. 1), the screen
The display interface 114 (see Fig. 2) is shown on curtain unit 11, and is held for above-described embodiment, which executes should
When the input cipher mode of Secure Transaction program 15, the display interface 114 is shown on the screen unit 11, and the display
Interface 114 shows the digital symbol key (such as: 0 ~ 9 number key), the function treatment key (such as: advancing, retreat, cancel
With the function keys such as delete) and the input validation key (such as: OK or acknowledgement key), (figure is not for the touch point of the touch-control module 112
Show) respectively correspond (scheming for the digital symbol key (not shown), the function treatment key (not shown) and the input validation key
Do not show).
Herein it is further noted that when the security management and control unit 13 receives the touch-control trading message, control should
Switch unit 14 is moved to the safe handling position and the security management and control unit 13 is made to link the touch-control module 112 and can receive and be somebody's turn to do
The touched message of the touch point of touch-control module 112.And in the input process of the code data, the display interface 114
The digital symbol key it is touched and synchronize the touch point for pressing the touch-control module 112, and the security management and control unit 13
Receive the code data that the touch point of the touch-control module 112 is inputted by touch-control, that is to say, that consumer goes described in pressing
When digital symbol key, actually in the touch point for pressing the corresponding touch-control module 112, and the touch-control module 112
The data of the corresponding numerical chracter of middle be touched touch point can be directly transferred to the security management and control unit 13.And the present embodiment
In, the arrangement position that the key of the display interface 114 is presented, be executed by the security management and control unit 13 it is built-in random
The position that random number functions (random function) arrange needed for generating, and the security management and control unit 13 controls the touch-control mould
The touch point of block 112 corresponds to the data of the key, so the command message that the touch point is touched is directly transferred to this
When security management and control unit 13, which is to know the data for being touched input numerical chracter.And work as the processing
When unit 12 executes the input cipher mode of the Secure Transaction program 15, issues the touch-control trading message and notify the security management and control
Unit 13 will carry out the movement of input PIN code, and the security management and control unit 13 is moved in addition to the switch unit 14 is immediately controlled
Except the safe handling position, being somebody's turn to do for the corresponding this time arrangement position of the key of the display interface 114 is also simultaneously issued
Message is indicated to the processing unit 12, and the processing unit 12 shows in the screen unit 11 and this time should according to the instruction message
The key position of display interface 114.And for assuming as a matter of course, which sends the instruction message to the processing
Unit 12 and simultaneously the security management and control unit 13 are immediately controlled the switch unit 14 and are moved to the safe handling position, and at this
Unit 12 is managed according to the instruction message when screen unit 11 shows the display interface 114, which has just switched
So that the security management and control unit 13 is linked the touch-control module 112 to the safe handling position, does not repeat separately herein.In other words
It says, exactly when needing to input the movement of PIN code every time, which can execute the random random number functions every time
(random function) and generate the arrangement position presented needed for the key, and allow it is extraneous it is unpredictable go out the key
Arrangement position, and then more improve the peace that the code data that the touch point of the key correspondence is inputted by touch-control acts
Quan Xing.
Come again, in the step (D), the security management and control unit 13 receive that the touch-control module 112 inputted by touch-control this is close
Code data after the security management and control unit 13 finishes receiving the code data, and control the switch unit 14 switching and are moved to this
Standard handles position, so that the processing unit 12 is linked the screen unit 11 and can directly receive the touched news of the screen unit 11
Breath, the security management and control unit 13 simultaneously will reach the processing unit 12 after code data encryption.Specifically, which wraps
Include a step (D1) and a step (D2).
In the step (D1), the digital symbol key of the display interface 114 is touched and synchronizes and presses the touch-control mould
The touch point of block 112, and the security management and control unit 13 receives the touch point of the touch-control module 112 and is inputted by touch-control
The code data, and when the security management and control unit 13 receives the corresponding number of any touch point via the touch-control module 112 every time
When character number, a display scrambled message can be transmitted to the processing unit 12, and when the processing unit 12 receives this every time
When showing scrambled message, which can control the message display module 113 and show that an encryption accords in the message field
Number.For example: when the input cipher mode of the Secure Transaction program 15, consumer go to press the display interface 114 it
The digital symbol key and the function treatment key (such as: advancing, retreat, cancelling and deleting function key) carry out input PIN code
Movement when, and the touch-control for synchronizing the touch point for pressing the touch-control module 112, and being touched in the touch-control module 112
The data of the corresponding numerical chracter of point can be directly transferred to the security management and control unit 13.And in the input process of the code data,
The data that the security management and control unit 13 receives numerical chracter every time can transmit the display scrambled message to the processing unit 12, and
The processing unit 12, which receives the display scrambled message every time and can control the message display module 113, shows this in the message field
Encrypted symbols (such as: " * " key), effectively avoid the information of input cryptographic processes from being watched by the external world.In addition for, in the present embodiment
In, due to the screen unit 11 show picture function (display interface 114) be controlled by the processing unit 12, so be by
The processing unit 12 will the digital symbol key of the touch point of the corresponding touch-control module 112, the function treatment key with
The picture of the input validation key is shown on the screen unit 11.So when the safe handling position, which is
It links the touch-control module 112 and the security management and control unit 13 and makes the security management and control unit 13 that can directly receive the touch-control module
The touched message of 112 touch point, and the message display module 113 is still managed by the processing unit 12 and is only merely
(such as: " * " such as corresponding encrypted symbols key is shown in the message field merely through the message display module 113).?
This is noted that in this present embodiment, and the function treatment key of the display interface 114 is touched every time and synchronizes and presses pair
When the touch point answered, and the instruction for the corresponding function treatment of touch point being touched in the touch-control module 112 is to be directly transferred to
The security management and control unit 13, and the instruction meeting real-time transmission that the security management and control unit 13 receives function treatment key every time is corresponding
One movement processing message (such as: advancing, retreat, cancel and delete movement and handle message) is to the processing unit 12, and the processing
Unit 12 executes received movement processing message, and the synchronously control message display module 113 is on the message field
Carry out corresponding movement processing.In this present embodiment, which is with asynchronous system serial data transmission (UART)
Mode and the processing unit 12 transmission data and link up, but not limited to this.
In the step (D2), the touch-control for pressing the corresponding touch-control module 112 is synchronized when the input validation key is touched
When putting and the security management and control unit 13 being made to finish receiving the code data, which controls the switch unit 14 and moves
It moves to the standard and handles position, and the processing unit 12 will be reached after code data encryption.Continuous the example above is held, consumer is worked as
When pressing the input validation key (such as: OK or acknowledgement key) and completing PIN code input movement, which can will be connect
The code data received is integrated into an encryption package aspect and reaches the processing unit 12 and simultaneously move the switch unit 14
It moves to the standard and handles position, and allow the processing unit 12 that can directly handle the general behaviour that the screen unit 11 is inputted by touch-control
The data made and receive non-confidential property effectively save the time and improve operating efficiency.And it should be particularly noted that, in the present embodiment
In, in step (D1), 13 meetings of the security management and control unit receive the digital symbol key and correspond to it in a default receiving time
The code data that the touch point of the touch-control module 112 is inputted by touch-control, that is, the security management and control unit 13 have need
It to preset at this and receives the limitation of the code data in receiving time, such as: the default receiving time is 1 minute, so consumption
Person need to complete the code data in input in 1 minute, and allow the security management and control unit 13 can be in the default receiving time (1 minute)
It is interior, the code data is finished receiving, allows the external world is organic to steal with taking advantage of to avoid in the overlong time for inputting the code data
The code data, but not limited to this.And in the step (D2), when the touch point of the input validation key correspondence by touch-control and makes
When the security management and control unit 13 finishes receiving the code data or the security management and control unit 13 and receives data and reached the default and receive
Between when, and the security management and control unit 13 can all control the switch unit 14 and be moved to standard processing position, and will be received
The code data encrypt and reach the processing unit 12.In other words, except when consumer presses the input validation key and it is complete
When acting at PIN code input, which can control the switch unit 14 and be moved to standard processing position and incite somebody to action
Other than the case where code data encrypts and reaches processing unit 12, in addition in the present embodiment, when the consumer entering password
The default receiving time is reached during data, which can also control the switch unit 14 and be moved to the mark
Standard handles position and the code data is encrypted to and reached the processing unit 12, at this point, being somebody's turn to do since the consumer does not complete input
The movement of code data so subsequent will will lead to 4 authentification failure of remote financial system, and then need to re-execute transaction operation,
But not limited to this, also can be designed that the time of the security management and control unit 13 reception password money has reached the default receiving time
But it has been more than that the default connects that the touch point of the input validation key correspondence is not represented the consumer entering password time namely by touch-control
Between time receiving, at this point, the security management and control unit 13, which can only control the switch unit 14, is moved to standard processing position, but not will
The code data encrypts and reaches the processing unit 12, so the subsequent remote financial system 4 will not receive the code data
And lead to authentification failure.
Finally, the code data is sent to this remotely through network communication links by the processing unit 12 in the step (E)
The processing certification of financial system 4.Briefly be exactly the processing unit 12 by the encryption package of the received code data through net
Network communication linkage is sent to the remote financial system 4 processing certification (such as: issuing bank or joint fiscard center), then remote by this
Journey financial system 4 handles subsequent authentication and financial transaction operation, and works as the remote financial system 4 and authenticate successfully, that is, completes this time
Financial transaction operation；But if 4 authentification failure of remote financial system returns to the step (B), re-executes the input password
The transaction operation of mode.In this present embodiment, which is with asymmetric encryption (Asymmetric
The received code data of institute is integrated by mode cryptography) encrypts package and through the processing unit 12 and through net
Network communication linkage and be sent to the remote financial system 4 and handled and linked up, that is to say, that the security management and control unit 13
The code data is encrypted using public key provided by the remote financial system 4 (Public key) and reaches the long-range gold
Melt system 4, and the movement that the remote financial system 4 is decrypted by the private key (Private key) of itself.
It should be particularly noted that, the management method of financial transaction payment also includes following between the step (A) and the step
Suddenly the step (B1) between (E), a step (C1) and a step (C2).
In the step (B1), which executes the inductive mode of the Secure Transaction program 15 and transmits the sense
Answer trading message to the security management and control unit 13.That is, when the processing unit 12 executes the sense of the Secure Transaction program 15
When answering mode, as long as consumer is non-contact through the induction reading device 2 and progress bluetooth, NFC or Wi-Fi etc. by fiscard
The mode of formula data transmission job incudes, and the security management and control unit 13 can directly receive 2 institute of induction reading device
The reading data read.
In addition, in the step (C1), when the security management and control unit 13 receives the induction trading message and makes the switching
Unit 14 is located at standard processing position.Furthermore, it is understood that when carrying out the inductive mode of the Secure Transaction program 15, consumer
Without carrying out the movement of input PIN code, so being not required to input financial confidential data through the touch-control screen unit 11, so the peace
Full control unit 13 controls the switch unit 14 and remains in standard processing position.And in the step (C2), the peace
Full control unit 13 receives the reading data that any induction reading device 2 is read, and when the security management and control unit 13 receives
After completing the reading data, and by the reading data encryption and reach the processing unit 12.And in the step (E), the processing
The reading data are sent to the remote financial system 4 processing certification through network communication links by unit 12.Similarly, the bursting tube
The received reading Data Integration of institute can be reached the processing unit 12 at encryption package aspect by control unit 13, be passed as encryption
Defeated mode has the related description for referring to encrypted transmission in the example above, does not repeat separately herein.
The switch unit 14 can control to handle position in the safe handling position and the standard by the security management and control unit 13
The design moved between setting, and be matched with the processing unit 12 execute the input cipher mode when, the security management and control unit 13 is immediately
It controls the switch unit 14 to be moved to the safe handling position and receive the code data, and then ensures code data input
Safety.And the code data has been received in the security management and control unit 13 and the switch unit 14 is immediately controlled and has been moved to the standard
Position is handled, and the processing unit 12 directly processing is allowed to receive the data of non-confidential property, the time is effectively saved and improves efficiency.
In addition, herein it is noted that the touch-control computer installation 1 is also comprising linking shining for the security management and control unit 13
Unit 3, and in the step (C), when the security management and control unit 13 receives the touch-control trading message and controls the luminescence unit 3
It shines, and in the step (C1), when the security management and control unit 13 receives the induction trading message and controls the luminescence unit 3
It shines.And through the luminescence unit 3 show the security management and control unit 13 currently processes financial transactions confidential data make
Industry, but not limited to this, can also design according to use demand in the step (A), which controllably starts
When executing the Secure Transaction program 15, which can transmit a starting message to the security management and control unit 13, and the peace
It full control unit 13 and controls the luminescence unit 3 and shines, notify that user has been started up the Secure Transaction program 15 and can be into whereby
The subsequent financial transaction operation of row.In addition, in this present embodiment, which is light emitting diode (LED) aspect, when the peace
When full control unit 13 receives the touch-control trading message and the induction trading message, it is bright which controls LED
Green light, but not limited to this.Furthermore in this present embodiment, it can control setting for the luminescence unit 3 through the security management and control unit 13
Meter, when the touch-control 1 starting up of computer installation, which can first detect internal signal protection circuit
(not shown) whether safety, destroyed to form open circuit by external force when the security management and control unit 13 detects signal protection circuit
Or it causes signal protection circuit and internal electric source circuit or the short circuit of other signal lines and then starts a Security mechanism
Data protection is carried out, as: the security management and control unit 13 deletes public key provided by the remote financial system 4 (Public key)
And subsequent link up can not be carried out with the remote financial system 4 and link or delete internal confidential data, it is taken advantage of to avoid outside
Machine steals Transaction Information, and controls the effect that the luminescence unit 3 sent out a warning and reached warning.
In conclusion the touch-control computer installation and its management method of financial transaction payment of the present invention, by the processing
When unit 12 executes the input cipher mode, which is immediately controlled the switch unit 14 and is moved to the safe place
It manages position and receives the touched code data of the screen unit 11, and then ensure the safety of code data input.And
It has received the code data in the security management and control unit 13 and the switch unit 14 is immediately controlled and be moved to standard processing position,
And allow the processing unit 12 directly processing to receive the data of the touched non-confidential property of the screen unit 11, effectively save the time with
It improves efficiency.
The above description is merely a specific embodiment, but scope of protection of the present invention is not limited thereto, any
Those familiar with the art in the technical scope disclosed by the present invention, can easily think of the change or the replacement, and should all contain
Lid is within protection scope of the present invention.Therefore, protection scope of the present invention should be subject to the protection scope in claims.
Claims (10)
1. a kind of management method of financial transaction payment, is applied to the touch-control computer installation of a financial transaction payment, the touch-control
Computer installation includes a screen unit, a processing unit, a security management and control unit and a switch unit, which is characterized in that should
The management method of financial transaction payment comprises the steps of:
The processing unit of the touch-control computer installation, which controllably starts, executes a Secure Transaction program；
When the processing unit starts to execute one of Secure Transaction program input cipher mode, one touch-control trading message of transmission is extremely
The security management and control unit；
When the security management and control unit receives the touch-control trading message, controls switch unit switching and be moved to a safe handling
Position makes the security management and control unit link the screen unit and can receive the touched message of the screen unit；
The security management and control unit receives the code data that the screen unit is inputted by touch-control, when the security management and control unit has received
When at the code data, controls the switch unit and be moved to standard processing position, the processing unit is made to link the screen unit
And can receive the touched message of the screen unit, which simultaneously will reach the processing list after code data encryption
Member；And
The code data is sent to remote financial system processing certification through network communication links by the processing unit.
2. the management method of financial transaction payment as described in claim 1, which is characterized in that the screen unit includes a touch-control
Module, in the step (C), which controls the switch unit and is moved to the safe handling position and makes the safety
Control unit links the touch-control module and can receive the touched message of the touch-control module, at this point, the processing unit does not link this
Touch-control module and the touched message of the touch-control module can not be received.
3. the management method of financial transaction payment as claimed in claim 2, which is characterized in that the screen unit also includes a news
Display module and a display interface are ceased, it is corresponding which shows multiple digital symbol keys, an input validation key and one
The message field of the message display module, the touch-control module have multiple correspondences digital symbol key and the input validation key
Touch point, and the step (D) includes a step (D1) and a step (D2),
(D1) digital symbol key of the display interface is touched and synchronizes the touch point for pressing the touch-control module, and
The security management and control unit receives the code data that the touch point of the touch-control module is inputted by touch-control, and works as the security management and control
When unit receives the data of the corresponding numerical chracter of any touch point by the touch-control module every time, one display scrambled message of transmission
To the processing unit, and when the processing unit receives the display scrambled message every time, the message display module is controlled in this
Message field shows an encrypted symbols,
(D2) it synchronizes when the input validation key is touched and presses the touch point of the corresponding touch-control module and make the security management and control list
When member finishes receiving the code data, which controls the switch unit and is moved to standard processing position, and will
The processing unit is reached after code data encryption.
4. the management method of financial transaction payment as claimed in claim 3, which is characterized in that in the step (D1), the peace
Full control unit receives the touch point quilt of the touch-control module of the digital symbol key correspondence in a default receiving time
Code data of touch-control input, in the step (D2), when the touch point of the input validation key correspondence by touch-control and makes the peace
Full control unit finishes receiving the code data or the security management and control unit receives the code data and reached the default receiving time
When, which controls the switch unit and is moved to standard processing position, and by the received code data
It encrypts and reaches the processing unit.
5. the management method of financial transaction payment as claimed in claim 4, which is characterized in that in the step (D2), the peace
The code data is integrated into encryption package and is sent to the processing unit by full control unit.
6. the management method of financial transaction payment as claimed in claim 3, which is characterized in that in the step (C), the bursting tube
After control unit receives the touch-control trading message, which issues an instruction message to the processing unit and control is somebody's turn to do
Switch unit is moved to the safe handling position, and the instruction message includes this described digital symbol key and the input validation key
The position of the arrangement needed for the display interface, and the processing unit shows the display in the screen unit according to the instruction message
The digital symbol key of interface and the input validation key.
7. the management method of financial transaction payment as described in claim 1, the touch-control computer installation of the financial transaction payment
The luminescence unit for also linking the security management and control unit comprising one, which is characterized in that in the step (C), when the security management and control list
Member receives the touch-control trading message and controls the luminescence unit and shines.
8. a kind of touch-control computer installation of financial transaction payment, characterized by comprising:
One inputs the screen unit of message for touch-control；
One processing unit；
One links the security management and control unit of the processing unit；And
One links the switch unit of the screen unit, which can be with being controlled by the security management and control unit in a safe handling
It is moved between position and standard processing position, when the standard handles position, which links to the processing unit and make
The processing unit links the screen unit and can receive the touched message of the screen unit；It, should when the safe handling position
Switch unit links to the security management and control unit, and the security management and control unit is made to link the screen unit and can receive the screen list
The touched message of member, when the processing unit controllably starts one Secure Transaction program of execution and executes the Secure Transaction program
One of input cipher mode when, which transmits a touch-control trading message to the security management and control unit, and the security management and control
Unit, which receives the touch-control trading message and controls the switch unit, is moved to the safe handling position, makes the security management and control unit
It links the screen unit and can receive the code data that the screen unit is inputted by touch-control, when the security management and control unit has received
At after the code data and control the switch unit be moved to the standard processing position, so that the processing unit is linked the screen unit
And can receive the touched message of the screen unit, which simultaneously will reach the processing list after code data encryption
Member, and the code data is sent to remote financial system processing certification through network communication links by the processing unit.
9. the touch-control computer installation of financial transaction as claimed in claim 8 payment, which is characterized in that the screen unit includes
One touch-control module when the security management and control unit receives the touch-control trading message, controls the switch unit and is moved to the safe place
Reason position simultaneously makes the security management and control unit link the touch-control module and can receive the touched message of the touch-control module.
10. the touch-control computer installation of financial transaction payment as claimed in claim 8, which is characterized in that also comprising a link
The luminescence unit of the security management and control unit, when the security management and control unit receives the touch-control trading message, the security management and control list
Member controls the luminescence unit and shines.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710722489.7A CN109427157B (en) | 2017-08-22 | 2017-08-22 | Touch computer device for financial transaction payment and management method thereof |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710722489.7A CN109427157B (en) | 2017-08-22 | 2017-08-22 | Touch computer device for financial transaction payment and management method thereof |
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| Publication Number | Publication Date |
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| CN109427157A true CN109427157A (en) | 2019-03-05 |
| CN109427157B CN109427157B (en) | 2021-03-26 |
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| CN109427157B (en) | 2021-03-26 |
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