CN109389501A - A kind of calculating equipment, computing system - Google Patents

A kind of calculating equipment, computing system Download PDF

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Publication number
CN109389501A
CN109389501A CN201811151443.5A CN201811151443A CN109389501A CN 109389501 A CN109389501 A CN 109389501A CN 201811151443 A CN201811151443 A CN 201811151443A CN 109389501 A CN109389501 A CN 109389501A
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China
Prior art keywords
account
user
target
information
data
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CN201811151443.5A
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Chinese (zh)
Inventor
王海波
钟麒
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Yunnan Smartq Beijing Mdt Infotech Ltd
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Yunnan Smartq Beijing Mdt Infotech Ltd
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Priority to CN201811151443.5A priority Critical patent/CN109389501A/en
Publication of CN109389501A publication Critical patent/CN109389501A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F18/00Pattern recognition
    • G06F18/20Analysing
    • G06F18/22Matching criteria, e.g. proximity measures

Abstract

The present invention provides a kind of numerical procedures, comprising: receives source data, analyzes the source data, obtains one or more target accounts;Diagram data storage is converted in the memory for source data, the one or more essential informations and account associated activity information of the diagram data record user;The characteristic attribute information of target account described in diagram data is extracted;According to the characteristic attribute extracted, accounts all in diagram data are screened, obtain the account that there is same characteristic features attribute with target account;With the target account there is the characteristic attribute information of the account of same characteristic features attribute to extract in diagram data;The characteristic attribute information of the characteristic attribute information of the account with the target account with same characteristic features attribute and target account is subjected to similarity calculation one by one, obtains similarity value.

Description

A kind of calculating equipment, computing system
Technical field
The present invention relates to big data analysis field, espespecially a kind of calculating equipment, computing system.
Background technique
In finance or the communications industry or network trading, travel system, big data analysis is usually utilized to user's Potential real demand is excavated, and is analyzed by calculating equipment and computing system the account information data of user, is found Specific target user or potential user group are carried out user using finance or the domestic demand of communication service behavior with realizing It excavates, on the one hand recommends more personalized demand for services for user, it on the one hand can be with the illegal fraud row of identification division user For.
In traditional proposed algorithm, calculates equipment and computing system is screened step by step by the information to target user The mode of filtering is analyzed, and searching and user similar in target user's characteristic attribute, this iterative analysis process are complicated and numerous It is trivial, and when data volume reaches to a certain degree or complexity is higher, analysis efficiency can become lower.
Summary of the invention
The object of the present invention is to provide a kind of calculating equipment, computing system, realize and obtain a target account by analysis Or the target complex of multiple target account compositions, there is the account of same characteristic features attribute to carry out with target account to all in full figure data Similarity calculation obtains the target complex formed with target account or target account most like account or account group.
Technical solution provided by the invention is as follows:
The present invention provides a kind of calculating equipment, comprising:
At least one processor;And
At least one processor, it includes computer program code, at least one processor and the computer journey Sequence code is configured to execute the equipment at least to give an order using at least one described processor:
Source data is received, the source data includes the one or more essential informations and account associated activity information of user, Wherein one or more essential informations of the user include the identity identification information of user, the relevant initial configuration of user identity Information, the initial configuration information include the account information of user;
Wherein the one or more associations action message of the user includes the account that business contact is generated with the account of user Family information;
The source data is analyzed, one or more target accounts are obtained;
Diagram data storage is converted in the memory for source data, the one or more of the diagram data record user Essential information and account associated activity information;
The characteristic attribute information of target account described in diagram data is extracted;
According to the characteristic attribute extracted, accounts all in diagram data are screened, obtain having with target account There is the account of same characteristic features attribute;
With the target account there is the characteristic attribute information of the account of same characteristic features attribute to extract in diagram data;
The characteristic attribute of the account with the target account with same characteristic features attribute is believed one by one by similarity algorithm Breath and the characteristic attribute information of target account carry out similarity calculation, obtain similarity value;It is arranged by the similarity value The account nearest with target account similarity degree is successively recommended user and confirmed by sequence.
Source data refers to financial system, communication system (such as Alipay, wechat, QQ interaction platform) or internet trading system Stored data, the basic identity information including user, such as body in (such as Taobao, Alibaba) or travel system etc. The data that part card number, account name, account number, each Account Registration time, each Account Registration place etc. have been acquired, the present invention is not Limit the source of source data, it is any there are the data platform of big data analysis, the user information in platform include essential information and Action message is all among the object of data of the present invention analysis;
Computer program code refers to the program code calculate being stored in the memory of equipment, including receives source number According to, analysis source data, conversion source data be diagram data, storage convert after diagram data and diagram data is analyzed and is counted The various program codes calculated;
Diagram data refers to that extracting one or more essential informations for including user and account associated activity information converts to be formed Database, for example extract user's fund account, transfer amounts and the chart database for producing the formation of the attribute informations such as target account.
The essential information of user refers to some primary data information (pdi)s that user stores in original database, such as the user of user Name, identity information, fund account remaining sum, mobile phone account remaining sum, or calculated number can directly be counted based on raw data base According to, such as fund account balance changes number, mobile phone communication number in certain period.
The account associated activity information of user refers to user in daily economy, social communication, trip or network trading The more new information of raw information, record of such as renaming, fund account remaining sum change record, fund account is transferred accounts record, mobile phone account Remaining sum changes record, mobile phone call history etc..
Similarity calculation refers to that the characteristic attribute information for target user's essential information and/or associated activity calculates, Obtain, attribute information similar user identical as target user's characteristic attribute.
Further, in above-mentioned calculating equipment, one or more essential informations in the source data of user may include:
The fund account remaining sum of the user;
The fund account history amount information of the user, the history amount information include highest history amount and minimum History amount.
History amount information refers to, since the user's registration fund account, recorded in the account with obvious characteristic Amount information, such as highest history amount, minimum history amount information.
Further, in above-mentioned calculating equipment, one or more of source data of user and the user account are closed Connection action message includes at least:
One or more fund accounts with user generate the essential information of the account of business contact, which refers to and user Account information of the account associated second to N user;
One or more fund accounts with user generate the funds transaction number of the account of business contact, which refers to use Family with second to N user account carry out transaction total degree;
One or more fund accounts with user generate the funds transaction time of the account of business contact, the exchange hour Refer to user with second to N user account carry out the time traded each time;
One or more fund accounts with user generate the funds transaction amount of the account of business contact, which refers to use Family with second to N user account carry out the amount traded each time, when amount be timing, for be transferred to transaction, work as amount When being negative, to produce transaction;
One or more fund accounts with user generate the funds transaction frequency of the account of business contact, which refers to use The number traded in family and the preset time period of second to N user account progress.
Further, in above-mentioned calculating equipment, source data is analyzed by the computer program, obtains one Or multiple target accounts include:
Source data is analyzed by selected one or more account essential informations, obtains one or more target moneys Golden account, selected account essential information can be specific user identity card information;And/or
Source data is analyzed by selected one or more account associated activity information, obtains one or more targets Fund account, it is a certain particular value that selected account associated activity information, which can be trading frequency,;
If acquisition is the group comprising multiple target fund accounts, the connection relationship between its each account is analyzed, as this The new characteristic attribute of group.The connection relationship can be the interpersonal relationships of user between account.
Further, in above-mentioned calculating equipment, diagram data storage is converted in the memory for the source data, The diagram data includes at least:
The funds transaction number of the fund account of all users and the account for generating business contact with it, that is, after referring to conversion Diagram data record data be user's fund account, the target fund account of customer transaction, transaction the information such as number;
The funds transaction time of the fund account of all users and the account for generating business contact with it, that is, after referring to conversion Diagram data record data be user's fund account, the target fund account of customer transaction, transaction the information such as time;
The funds transaction amount of the fund account of all users and the account for generating business contact with it, that is, after referring to conversion Diagram data record data be user's fund account, the target fund account of customer transaction, transaction the information such as fund amount;
The funds transaction frequency of the fund account of all users and the account for generating business contact with it, that is, after referring to conversion Diagram data record data be user's fund account, the target fund account of customer transaction, trade in preset time period when Between etc. information.
Further, in above-mentioned calculating equipment, it is described by computer program to the feature of target account in diagram data Attribute information, which extracts, includes:
Operation is executed using the computer program in memory, to the characteristic attribute information of target fund account in diagram data It extracts,
Wherein the characteristic attribute information of the target account includes graph structure feature of the target account in chart database, And/or
The identification card number of user and/or open an account date and/or outlet's address code of opening an account, and/or
The account fund transaction count and/or time and/or amount and/or frequency of business contact are generated with it.
Specifically, by target's feature-extraction algorithm (one of computer program in memory), to the spy of target account Sign attribute information is calculated, and the characteristic attribute information can be the combination of above-mentioned arbitrary characteristics attribute information.
Further, described that accounts all in diagram data are sieved by computer program in above-mentioned calculating equipment Choosing obtains the account for having same characteristic features attribute with target account:
The account that there is same characteristic features attribute with target account is filtered out according to the characteristic attribute of the target account, it is described The characteristic attribute of target account includes the identification card number of user and/or the date and/or with opening an account outlet of opening an account in diagram data Location code, and/or
The account fund transaction count and/or time and/or amount and/or frequency of business contact are generated with it.
Specifically, according to the characteristic attribute of above-mentioned target account, the account with this feature attribute is sieved from diagram data It elects.Then the feature extraction algorithm for using target account, calculates the characteristic attribute information of the account filtered out, institute Stating characteristic attribute information can be the combination of above-mentioned arbitrary characteristics attribute information.
It further, one by one will be with institute by the similarity algorithm in the computer program in above-mentioned calculating equipment The characteristic attribute information of the characteristic attribute information and target account of stating account of the target account with same characteristic features attribute carries out phase It is calculated like degree, obtaining similarity value includes:
There are in the target account comprising extraction or account group and with target account account or the account group of same alike result feature It in the diagram data of characteristic attribute information, is calculated by similarity algorithm, obtains similarity degree value, the similarity algorithm packet Include but be not limited to Euclidean distance, manhatton distance, Minkowski distance, cosine similarity, adjustment cosine similarity, Jaccard coefficient, Pearson correlation coefficients etc. are optional.
Further, it in above-mentioned calculating equipment, is ranked up by similarity value, it will be with target account similarity degree most Close account is successively recommended user and is confirmed further include:
According to the size of similarity value, will recommend with user account of the target account similarity value in certain interval range Confirm to user.
Further, a kind of computing system is provided comprising:
At least one processing module;And
At least one memory module is at least stored with and receives source data, processing source data is diagram data, extracts feature category The program codes such as property data, similarity calculation.
Further, in above-mentioned computing system, memory module is included at least:
At least one receiving submodule, to receive source data
At least one data converts submodule, for switching to the received source data of receiving submodule for diagram data;
At least one data extracting sub-module, for extracting target account from the diagram data of data transformant module converter Characteristic attribute information;
At least one similarity calculation submodule, for target account to be had same genus with target account with what is filtered out Property information account carry out similarity calculation;
At least one sub-module stored stores the similarity calculation result of similarity calculation submodule.
A kind of calculating equipment, the computing system provided through the invention, can bring it is following at least one the utility model has the advantages that
1, it in the present invention, by converting diagram data for source data, is mentioned based on characteristic information of the diagram data to user It takes, according to target user's characteristic attribute information that analysis obtains, analysis obtains having similar features attribute information with target user User automatically analyzes to realize input source data and target user and obtains other users similar with target user, greatly The efficiency of data analysis is improved greatly.
2, in the present invention, by being converted into diagram data to financial industry user data, and based on diagram data to target account Characteristic attribute information extract, to possess in full figure with target account same characteristic features attribute user carry out characteristic attribute star System extracts, then calculates the similar value of the two, is obtained with current goal account user or user group activity most according to similar value sequence Similar other users or user group, then during specific financial system instead cheats, realize automatic recommend and target suspect feature The similar user of attribute information improves economic crime investigation efficiency.
Detailed description of the invention
Below by clearly understandable mode, preferred embodiment is described with reference to the drawings, to above-mentioned characteristic, the skill of a kind of YY Art feature, advantage and its implementation are further described.
Fig. 1 is a kind of structural schematic diagram of the one embodiment for calculating equipment of the present invention;
Fig. 2 is a kind of structural schematic diagram for another embodiment for calculating equipment of the present invention.
Specific embodiment
In finance or the communications industry, big data analysis is usually utilized to excavate the potential real demand of user, The account information data of user is analyzed by calculating equipment and computing system, finds specific target user or target User group is excavated user using the domestic demand of finance or communication service behavior with realizing, is on the one hand user's recommendation More personalized demand for services, on the one hand can be with the illegal fraud of identification division user.
In traditional proposed algorithm, calculates equipment and computing system is screened step by step by the information to target user The mode of filtering is analyzed, and searching and user similar in target user's characteristic attribute, this iterative analysis process are complicated and numerous It is trivial, and when data volume reaches to a certain degree or complexity is higher, analysis efficiency can become lower.
Body of the present invention provides a kind of equipment, a kind of system, the raw data base based on finance or the communications industry, by database In source data be converted into the higher graph structure data of analysis efficiency, by analysis obtain target user after, in diagram data Target user's information characteristics, behavioural characteristic, graph structure feature extract, and obtain its corresponding characteristic attribute information, further Ground with target user there is the user of same characteristic features attribute also to carry out characteristic attribute information extraction in chart database, and by its Similarity calculation is carried out with the characteristic attribute information of target user, is ranked up according to calculated result, is obtained living with target user The most like other users of dynamic behavior.The present invention substantially increases Users'Data Analysis efficiency, has in finance or the communications industry Application scenarios abundant.
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, Detailed description of the invention will be compareed below A specific embodiment of the invention.It should be evident that drawings in the following description are only some embodiments of the invention, for For those of ordinary skill in the art, without creative efforts, it can also be obtained according to these attached drawings other Attached drawing, and obtain other embodiments.
To make simplified form, part related to the present invention is only schematically shown in each figure, they are not represented Its practical structures as product.In addition, there is identical structure or function in some figures so that simplified form is easy to understand Component only symbolically depicts one of those, or has only marked one of those.Herein, "one" is not only indicated " only this ", can also indicate the situation of " more than one ".
First embodiment of the invention, as shown in Figure 1:
The present invention provides at least one processor;A kind of calculating equipment, comprising:
At least one processor;And
At least one processor, it includes computer program code, at least one processor and the computer journey Sequence code is configured to execute the equipment at least to give an order using at least one described processor:
Source data is received, the source data includes the one or more essential informations and account associated activity information of user, Wherein one or more essential informations of the user include the identity identification information of user, the relevant initial configuration of user identity Information, the initial configuration information include the account information of user;
Wherein the one or more associations action message of the user includes the account that business contact is generated with the account of user Family information;
The source data is analyzed, one or more target accounts are obtained;
Diagram data storage is converted in the memory for source data, the one or more of the diagram data record user Essential information and account associated activity information;
The characteristic attribute information of target account described in diagram data is extracted;
According to the characteristic attribute extracted, accounts all in diagram data are screened, obtain having with target account There is the account of same characteristic features attribute;
With the target account there is the characteristic attribute information of the account of same characteristic features attribute to extract in diagram data;
The characteristic attribute of the account with the target account with same characteristic features attribute is believed one by one by similarity algorithm Breath and the characteristic attribute information of target account carry out similarity calculation, obtain similarity value;It is arranged by the similarity value The account nearest with target account similarity degree is successively recommended user and confirmed by sequence.
Source data refers to financial system, communication system (such as Alipay, wechat, QQ interaction platform) or internet trading system Stored data, the basic identity information including user, such as body in (such as Taobao, Alibaba) or travel system etc. The data that part card number, account name, account number, each Account Registration time, each Account Registration place etc. have been acquired, the present invention is not Limit the source of source data, it is any there are the data platform of big data analysis, the user information in platform include essential information and Action message is all among the object of data of the present invention analysis.The data such as this are citing therein, are not limited to the present invention Specific implementation range, persons skilled in the art are it is recognised that any can be with one of diagram data or several numbers According to can all be included in technical idea of the invention in order to avoid user's clustering.
Computer program code refers to the program code calculate being stored in the memory of equipment, including receives source number According to, analysis source data, conversion source data be diagram data, storage convert after diagram data and diagram data is analyzed and is counted The various program codes calculated;
Diagram data refers to that extracting one or more essential informations for including user and account associated activity information converts to be formed Database, for example extract user's fund account, transfer amounts and the chart database for producing the formation of the attribute informations such as target account.
Applicant it is emphasized that in financial system or communication system, travel system, internet trading system user's account The above-mentioned essential information at family or the associated activity information of user are citing therein, are not limited to specific reality of the invention Range is applied, persons skilled in the art are it is recognised that any can be with one of diagram data or several data, for side Just user's clustering can be all included in technical idea of the invention.
The essential information of user refers to some primary data information (pdi)s that user stores in original database, such as the user of user Name, identity information, fund account remaining sum, mobile phone account remaining sum, or calculated number can directly be counted based on raw data base According to, such as fund account balance changes number, mobile phone communication number in certain period.
The account associated activity information of user refers to user's original letter in account caused by the activity such as daily economy, call The more new information of breath, record of such as renaming, the variation of fund account remaining sum record, fund account is transferred accounts, and record, mobile phone account remaining sum become Dynamic record, mobile phone call history etc..
Similarity calculation refers to that the characteristic attribute information for target user's essential information and/or associated activity calculates, Obtain, attribute information similar user identical as target user's characteristic attribute.
Specifically, in the present invention, source data is obtained by the external interface in equipment, the source data can be text Data, social data, relation data, real-time streaming data and system log etc., the information for including in source data have the user of user The data such as name, identification card number, account name, account number, each Account Registration time, each Account Registration place.
After obtaining source data by external interface, using the corresponding program in memory, source data is analyzed, is obtained Take one or more target users.
After obtaining source data by external interface, using the corresponding program in memory, source data is converted, it will It is converted into graph structure data, and diagram data is stored in memory, in current diagram data, the one or more of user Essential information and account associated activity information are all stored.For example, the account name of user, user account is associated movable specific Content, in one embodiment, user account are mobile phone account, and activity description is call, and the target account of associated activity is another One mobile phone account, three factors respectively constitute node, side, the terminal of diagram data.
After equipment completes the importing and conversion of source data, using the feature extraction program in memory, to mesh in diagram data The essential information feature and associated activity information characteristics for marking user extract, when target user is the group formed to each account When, the relationship group members is analyzed, and by this relationship characteristic, be recorded as new characteristic attribute information.
Specifically, in the first embodiment, target user's information can be the mobile phone account information of user, then, Assuming that member identities have been identified in some telecommunication fraud clique, then the process analyzed source data, it is possible to specify The attribute that a certain item of user has been known in source database positions it, such as according to the identification card number information searching of user To target user.
Next, by the duration of call of the user, the target account of call, air time section, voice frequency etc. as special Attribute is levied, the characteristic attribute information of the user is calculated, then screens all users with above-mentioned attribute from chart database Out.Then, using feature extraction algorithm, the feature information extraction of the user filtered out or user group are come out, and carry out phase It is calculated like degree, hereby it is achieved that the target user analyzed according to one or potential user group characteristic information, sentence a section diagram data In which user may be similar with target user.
Second embodiment of the invention, as shown in Fig. 2, in a kind of calculating equipment, one or more in the source data of user A essential information may include:
The fund account remaining sum of the user;
The fund account history amount information of the user, the history amount information include highest history amount and minimum History amount.
History amount information refers to, since the user's registration fund account, recorded in the account with obvious characteristic Amount information, such as highest history amount, minimum history amount information.
In second embodiment, in above-mentioned calculating equipment, one or more of source data of user and user's account Family associated activity information includes at least:
One or more fund accounts with user generate the essential information of the account of business contact, which refers to and user Account information of the account associated second to N user;
One or more fund accounts with user generate the funds transaction number of the account of business contact, which refers to use Family with second to N user account carry out transaction total degree;
One or more fund accounts with user generate the funds transaction time of the account of business contact, the exchange hour Refer to user with second to N user account carry out the time traded each time;
One or more fund accounts with user generate the funds transaction amount of the account of business contact, which refers to use Family with second to N user account carry out the amount traded each time, when amount be timing, for be transferred to transaction, work as amount When being negative, to produce transaction;
One or more fund accounts with user generate the funds transaction frequency of the account of business contact, which refers to use The number traded in family and the preset time period of second to N user account progress.
In second embodiment, in above-mentioned calculating equipment, source data is analyzed by the computer program, is obtained One or more target accounts include:
Source data is analyzed by selected one or more account essential informations, obtains one or more target moneys Golden account, selected account essential information can be specific user identity card information;And/or
Source data is analyzed by selected one or more account associated activity information, obtains one or more targets Fund account, it is a certain particular value that selected account associated activity information, which can be trading frequency,;
If acquisition is the group comprising multiple target fund accounts, the connection relationship between its each account is analyzed, as this The new characteristic attribute of group.The connection relationship can be the interpersonal relationships of user between account.
In second embodiment, in above-mentioned calculating equipment, diagram data is converted by the source data and is stored in the storage In device, the diagram data is included at least:
The funds transaction number of the fund account of all users and the account for generating business contact with it, that is, after referring to conversion Diagram data record data be user's fund account, the target fund account of customer transaction, transaction the information such as number;
The funds transaction time of the fund account of all users and the account for generating business contact with it, that is, after referring to conversion Diagram data record data be user's fund account, the target fund account of customer transaction, transaction the information such as time;
The funds transaction amount of the fund account of all users and the account for generating business contact with it, that is, after referring to conversion Diagram data record data be user's fund account, the target fund account of customer transaction, transaction the information such as fund amount;
The funds transaction frequency of the fund account of all users and the account for generating business contact with it, that is, after referring to conversion Diagram data record data be user's fund account, the target fund account of customer transaction, trade in preset time period when Between etc. information.
In second embodiment, in above-mentioned calculating equipment, it is described by computer program to target account in diagram data Characteristic attribute information, which extracts, includes:
Operation is executed using the computer program in memory, to the characteristic attribute information of target fund account in diagram data It extracts,
Wherein the characteristic attribute information of the target account includes graph structure feature of the target account in chart database, And/or
The identification card number of user and/or open an account date and/or outlet's address code of opening an account, and/or
The account fund transaction count and/or time and/or amount and/or frequency of business contact are generated with it.
Specifically, by target's feature-extraction algorithm (one of computer program in memory), to the spy of target account Sign attribute information is calculated, and the characteristic attribute information can be the combination of above-mentioned arbitrary characteristics attribute information.In a reality It applies in example, is extracted using graph structure feature of the node2vec algorithm to target;In another embodiment, target is extracted to use The information such as time of opening an account at family, direction of transferring accounts, user identity card number, calculate in some preset time, the time of opening an account is close, It transfers accounts and user similar in direction and recommends.
In second embodiment, in above-mentioned calculating equipment, it is described by computer program to accounts all in diagram data into Row screening, obtains the account for having same characteristic features attribute with target account:
The account that there is same characteristic features attribute with target account is filtered out according to the characteristic attribute of the target account, it is described The characteristic attribute of target account includes graph structure feature of the account in chart database in diagram data, and/or
The identification card number of user and/or open an account date and/or outlet's address code of opening an account, and/or
The account fund transaction count and/or time and/or amount and/or frequency of business contact are generated with it.
Specifically, according to the characteristic attribute of above-mentioned target account, the account with this feature attribute is sieved from diagram data It elects.Then the feature extraction algorithm for using target account, calculates the characteristic attribute information of the account filtered out, institute Stating characteristic attribute information can be the combination of above-mentioned arbitrary characteristics attribute information, for example, in one embodiment, using Node2vec algorithm extracts the graph structure feature of target;In another embodiment, user and it is one or more other The account of user interacts, by identity information, transfer amounts, number or the time therein for handing over easy-to-use target account and/ Or amount and/or frequency carry out feature information extraction as characteristic attribute, so that it may obtain and target account in identity information, turn The account amount of money, number or time and/or the similar other users of amount and/or frequency.
In second embodiment, in above-mentioned calculating equipment, one by one will by the similarity algorithm in the computer program With the target account have same characteristic features attribute account characteristic attribute information and target account characteristic attribute information into Row similarity calculation, obtaining similarity value includes:
There are in the target account comprising extraction or account group and with target account account or the account group of same alike result feature It in the diagram data of characteristic attribute information, is calculated by similarity algorithm, obtains similarity degree value, the similarity algorithm packet Include but be not limited to Euclidean distance, manhatton distance, Minkowski distance, cosine similarity, adjustment cosine similarity, Jaccard coefficient, Pearson correlation coefficients etc. are optional.
In second embodiment, in above-mentioned calculating equipment, it is ranked up by similarity value, it will journey similar to target account It spends nearest account and successively recommends user and confirm further include:
According to the size of similarity value, will recommend with user account of the target account similarity value in certain interval range Confirm to user.
Third embodiment of the invention provides a kind of computing system comprising:
At least one processing module;And
At least one memory module is at least stored with and receives source data, processing source data is diagram data, extracts feature category The program codes such as property data, similarity calculation.
Further, in above-mentioned computing system, memory module is included at least:
At least one receiving submodule, to receive source data
At least one data converts submodule, for switching to the received source data of receiving submodule for diagram data;
At least one data extracting sub-module, for extracting target account from the diagram data of data transformant module converter Characteristic attribute information;
At least one similarity calculation submodule, for target account to be had same genus with target account with what is filtered out Property information account carry out similarity calculation;
At least one sub-module stored stores the similarity calculation result of similarity calculation submodule.
Specifically, the present embodiment is the system embodiment of above-mentioned first embodiment, and principle is similar, and effect is referring to above-mentioned the One embodiment, therefore not to repeat here.
It should be noted that above-described embodiment can be freely combined as needed.The above is only of the invention preferred Embodiment, it is noted that for those skilled in the art, in the premise for not departing from the principle of the invention Under, several improvements and modifications can also be made, these modifications and embellishments should also be considered as the scope of protection of the present invention.

Claims (10)

1. a kind of calculating equipment characterized by comprising
At least one processor;And
At least one processor, it includes computer program code, at least one processor and the computer program generation Code is configured to execute the equipment at least to give an order using at least one described processor:
Source data is received, the source data includes the one or more essential informations and account associated activity information of user, wherein One or more essential informations of the user include the identity identification information of user, the relevant initial configuration letter of user identity Breath, the initial configuration information includes the account information of user;
Wherein the one or more associations action message of the user includes the account letter that business contact is generated with the account of user Breath;
The source data is analyzed, one or more target accounts are obtained;
Diagram data storage is converted in the memory for source data, and the one or more of the diagram data record user is basic Information and account associated activity information;
The characteristic attribute information of target account described in diagram data is extracted;
According to the characteristic attribute extracted, accounts all in diagram data are screened, obtain that there is phase with target account With the account of characteristic attribute;
With the target account there is the characteristic attribute information of the account of same characteristic features attribute to extract in diagram data;
By similarity algorithm one by one by with the target account have same characteristic features attribute account characteristic attribute information with The characteristic attribute information of target account carries out similarity calculation, obtains similarity value;It is ranked up by the similarity value, it will Nearest account is successively recommended user and is confirmed with target account similarity degree.
2. a kind of calculating equipment according to claim 1, which is characterized in that one or more in the source data of the user A essential information includes:
The fund account remaining sum of the user;
The fund account history amount information of the user, the history amount information includes highest history amount and minimum history Amount.
3. a kind of calculating equipment according to claim 2, which is characterized in that one or more in the source data of the user A and described user account associated activity information includes:
The essential information of the account of one or more accounts generation business contacts with user,
The number of communications or funds transaction number of the account of one or more accounts generation business contacts with user,
The funds transaction time of the account of one or more accounts generation business contacts with user,
One or more accounts with user generate the account of business contacts funds transaction amount or
The funds transaction frequency of the account of one or more accounts generation business contacts with user,
Or the action message of one or more users itself.
4. a kind of calculating equipment according to claim 2, which is characterized in that it is described by the computer program to source number According to being analyzed, obtaining one or more target accounts includes:
Source data is analyzed by selected one or more account essential informations, obtains one or more target account of the exchequer Family;And/or
Source data is analyzed by selected one or more account associated activity information, obtains one or more target funds Account;
If acquisition is the group comprising multiple target fund accounts, the connection relationship between its each account is analyzed, it is new as the group Characteristic attribute.
5. a kind of calculating equipment according to claim 2, which is characterized in that convert diagram data storage for the source data In the memory, the diagram data includes:
The funds transaction number of the fund account of all users and the account for generating business contact with it;
The funds transaction time of the fund account of all users and the account for generating business contact with it;
The funds transaction amount of the fund account of all users and the account for generating business contact with it;
The funds transaction frequency of the fund account of all users and the account for generating business contact with it.
6. a kind of calculating equipment according to claim 2, which is characterized in that the feature to target account in diagram data Attribute information, which extracts, includes:
Operation is executed using the computer program in memory, the characteristic attribute information of target fund account in diagram data is carried out It extracts,
Wherein the characteristic attribute information of the target account includes graph structure feature of the target account in chart database, and/or
The identification card number of user and/or open an account date and/or outlet's address code of opening an account, and/or
The account fund transaction count and/or time and/or amount and/or frequency of business contact are generated with it.
7. a kind of calculating equipment according to claim 2, which is characterized in that described to be sieved to accounts all in diagram data Choosing obtains the account for having same characteristic features attribute with target account:
The account that there is same characteristic features attribute with target account, the figure number are filtered out according to the characteristic attribute of the target account Characteristic attribute information according to middle target account includes graph structure feature of the target account in chart database, and/or
The identification card number of user and/or open an account date and/or outlet's address code of opening an account, and/or
The account fund transaction count and/or time and/or amount and/or frequency of business contact are generated with it.
8. a kind of calculating equipment according to claim 2, which is characterized in that it is described one by one will be with institute by similarity algorithm The characteristic attribute information of the characteristic attribute information and target account of stating account of the target account with same characteristic features attribute carries out phase It is calculated like degree, obtaining similarity value includes:
There are in the target account comprising extraction or account group and with target account the account or account group character of same alike result feature In the diagram data of attribute information, calculated by similarity algorithm, obtain similarity degree value, the similarity algorithm include but Be not limited to Euclidean distance, manhatton distance, Minkowski distance, cosine similarity, adjustment cosine similarity, Jaccard coefficient, Pearson correlation coefficients etc. are optional.
9. a kind of calculating equipment according to claim 2, which is characterized in that it is described to be ranked up by similarity value, it will Nearest account is successively recommended user and is confirmed with target account similarity degree further include:
According to the size of similarity value, use will be recommended with user account of the target account similarity value in certain interval range Family confirmation.
10. a kind of computing system, characterized in that it comprises:
At least one processing module;And
At least one memory module is at least stored with and receives source data, processing source data is diagram data, extracts characteristic attribute number According to program codes such as, similarity calculations.
CN201811151443.5A 2018-09-29 2018-09-29 A kind of calculating equipment, computing system Pending CN109389501A (en)

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CN110675196A (en) * 2019-09-27 2020-01-10 中国工商银行股份有限公司 User identification method and device, electronic equipment and storage medium
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