CN109377355A - Transaction data processing method and device - Google Patents
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- CN109377355A CN109377355A CN201811492459.2A CN201811492459A CN109377355A CN 109377355 A CN109377355 A CN 109377355A CN 201811492459 A CN201811492459 A CN 201811492459A CN 109377355 A CN109377355 A CN 109377355A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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Abstract
The embodiment of the present application discloses a kind of transaction data processing method and device, using the design for borrowing, borrowing account isolation, the deadlock that debt-credit operation causes while preventing to unique account；When debit account becomes hot spot account, scheme is shunted using shadow account, reduce the transaction flow of debit account, when credit account becomes hot spot account, the process that will request to carry out trading processing according to credit transaction keep accounts the process asynchronization of processing to the credit account with according to trading processing result, i.e. delay keeps accounts, the resource contention and lock for reducing hot spot account wait time delay, achieve the purpose that optimization system transaction performance.
Description
Technical field
This application involves technical field of information processing, more specifically to a kind of transaction data processing method and device.
Background technique
Under the existing system architecture of banking system and mechanism, the financial business of bank uses internal pending accounts accounting mode,
The corresponding pending accounts clearing account of every kind of business, the account for recording corresponding business change detail.Increase severely in same portfolio
Or in the case where concentrating time point to initiate, pending accounts clearing account becomes the hot spot of entire transaction flow, such as he manages it bill operation,
Reach 300,000 bills when peak while being stored in, he, which manages it check clearing account, will become resource contention hot spot.Due to unique pending accounts
, easily there is the problems such as deadlock, Fail Transaction, lead to system performance degradation in the competition and waiting for resource of clearing account.
Summary of the invention
The purpose of the application is to provide a kind of transaction data processing method and device, overcomes the prior art at least part of
Present in technical problem.
To achieve the above object, this application provides following technical solutions:
A kind of transaction data processing method, comprising:
It monitors for carrying out whether the debit account of Clearing and credit account become hot spot account to the first business；Institute
Clearing of the debit account for the debit transaction of first business is stated, the credit account is for first business
The Clearing of credit transaction；
If the debit account becomes hot spot account, the debit account is split as multiple shadow accounts, passes through institute
It states multiple shadow accounts and debit transaction request is subjected to shunting processing；
If the credit account becomes hot spot account, the process of progress trading processing will be requested according to credit transaction, with
The credit account keep accounts the process asynchronization of processing according to trading processing result.
The above method, it is preferred that it is described that debit transaction request is carried out by shunting processing by the multiple shadow account, it wraps
Include following on-line transaction process:
A debit transaction request is often received, selects a shadow from the multiple shadow account according to polling mode
Account is as target account；
According to receive debit transaction request carry out trading processing, according to trading processing result to the target account into
The capable processing that keeps accounts, updates the balance information of the target account, and record the transaction details information of the target account；
Timing updates the balance information of the debit account according to the balance information of the multiple shadow account.
The above method, it is preferred that the process that will be requested to carry out trading processing according to credit transaction, and to the credit
Account keep accounts the process asynchronization of processing, comprising:
It is requested to carry out on-line transaction according to credit transaction, and caches transaction details information；
After on-line transaction process, the place that keeps accounts is carried out to the credit account according to the transaction details information of caching
Reason.
The above method, it is preferred that further include:
If the debit account does not become hot spot account, debit transaction is requested to carry out on-line transaction processing, according to transaction
Processing result carries out the online processing that keeps accounts, debit account described in record transaction details information and real-time update to the debit account
Balance information.
The above method, it is preferred that further include:
If the credit account does not become hot spot account, credit transaction is requested to carry out on-line transaction processing, according to transaction
Processing result carries out the online processing that keeps accounts, credit account described in record transaction details information and real-time update to the credit account
Balance information.
A kind of transaction data processing unit, comprising:
Monitoring modular, for monitor for the first business carry out Clearing debit account and credit account whether at
For hot spot account；Clearing of the debit account for the debit transaction of first business, the credit account are used for
The Clearing of the credit transaction of first business；
Debit transaction processing module splits the debit account if becoming hot spot account for the debit account
For multiple shadow accounts, debit transaction request is carried out by shunting processing by the multiple shadow account；
Credit transaction processing module will request if becoming hot spot account for the credit account according to credit transaction
The process for carrying out trading processing keep accounts the process asynchronization of processing to the credit account with according to trading processing result.
Above-mentioned apparatus, it is preferred that the debit transaction processing module includes:
Selecting unit, for often receiving the request of debit transaction, according to polling mode from the multiple shadow account
One shadow account of middle selection is as target account；
Debit transaction processing unit, for carrying out trading processing according to the debit transaction request received, at transaction
Reason result carries out the processing that keeps accounts to the target account, updates the balance information of the target account, and record the target account
The transaction details information at family；
Unit is collected, updates the remaining sum of the debit account according to the balance information of the multiple shadow account for timing
Information.
Above-mentioned apparatus, it is preferred that the credit transaction processing module includes:
Credit transaction processing unit carries out on-line transaction for requesting according to credit transaction, and caches transaction details information；
The asynchronous unit that keeps accounts of credit is used for after on-line transaction process, according to the transaction details information of caching to institute
It states credit account and carries out the processing that keeps accounts.
Above-mentioned apparatus, it is preferred that the debit transaction processing module is also used to:
If the debit account does not become hot spot account, debit transaction is requested to carry out on-line transaction processing, according to transaction
Processing result carries out the online processing that keeps accounts, debit account described in record transaction details information and real-time update to the debit account
Balance information.
Above-mentioned apparatus, it is preferred that the credit transaction processing module is also used to:
If the credit account does not become hot spot account, credit transaction is requested to carry out on-line transaction processing, according to transaction
Processing result carries out the online processing that keeps accounts, credit account described in record transaction details information and real-time update to the credit account
Balance information.
Transaction data processing method and device provided by the present application are prevented using the design for borrowing, borrowing account isolation to unique
The deadlock that debt-credit operation causes while account；When debit account becomes hot spot account, scheme, drop are shunted using shadow account
The transaction flow of low debit account will request to carry out trading processing according to credit transaction when credit account becomes hot spot account
Process, the credit account keep accounts the process asynchronization of processing with according to trading processing result, i.e. delay keeps accounts, subtracts
The resource contention and lock of few hot spot account wait time delay, achieve the purpose that optimization system transaction performance.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
Some embodiments of invention for those of ordinary skill in the art without creative efforts, can be with
It obtains other drawings based on these drawings.
Fig. 1 is a kind of implementation flow chart of transaction data processing method provided by the embodiments of the present application；
Fig. 2 is a kind of structural schematic diagram of transaction data processing unit provided by the embodiments of the present application.
Specification and claims and term " first " in above-mentioned attached drawing, " second ", " third " " the 4th " etc. (if
In the presence of) it is part for distinguishing similar, without being used to describe a particular order or precedence order.It should be understood that using in this way
Data be interchangeable under appropriate circumstances, so that embodiments herein described herein can be in addition to illustrating herein
Sequence in addition is implemented.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, those of ordinary skill in the art are obtained every other under that premise of not paying creative labor
Embodiment shall fall within the protection scope of the present invention.
A kind of implementation flow chart of transaction data processing method provided by the present application is as shown in Figure 1, may include:
Step S11: it monitors for carrying out whether the debit account of Clearing and credit account become heat to the first business
Point account.If debit account becomes hot spot account, S12 is entered step, if credit account becomes hot spot account, is entered step
S13。
It is different from transaction data processing mode in the prior art, in the prior art, the corresponding unique clearance account of a business
Family, unique clearing account not only carried out Clearing for the debit transaction to the business, but also for the credit to the business
Transaction carries out Clearing.And in the embodiment of the present application, corresponding two accounts of a business a, account is exclusively used in the first business
Debit transaction Clearing, an account is exclusively used in the Clearing of the credit transaction of the first business, i.e., debit transaction and
Credit transaction uses different accounts.
Above-mentioned first business can be any one business including debt-credit transaction that bank provides to client.Above-mentioned debit account
Clearing of the family for the debit transaction (as client provides the service of withdrawal) of the first business, above-mentioned credit account user first
The Clearing of the credit transaction (as client provides deposit service) of business.
Debit account and credit account can be entity account, be also possible to virtual account.
The method whether monitoring debit account and credit account become hot spot account is identical, is to monitor debit account below
It is no become hot spot account for be illustrated:
Monitoring receives the frequency of debit transaction request, alternatively, the processing delay of debit account；
If frequency is higher than predeterminated frequency threshold value, alternatively, processing delay is greater than default delay threshold, determine that debit account becomes
Hot spot account.
Similar,
The process whether monitoring credit account becomes hot spot account can be with are as follows:
Monitoring receives the frequency of credit transaction request, alternatively, the processing delay of credit account；
If frequency is higher than predeterminated frequency threshold value, alternatively, processing delay is greater than default delay threshold, determine that credit account becomes
Hot spot account.
Step S12: being split as multiple shadow accounts for debit account, by multiple shadow accounts by debit transaction request into
Row shunting processing.
Debit transaction request is the transaction request for debit account.
After debit account is split as multiple shadow accounts, each shadow account can be used for the request of part debit transaction
Processing, realizes debit account load balancing.
Step S13: will according to credit transaction request carry out trading processing process, with according to trading processing result to credit
Account keep accounts the process asynchronization of processing.
Credit transaction request is the transaction request for credit account.
In view of credit transaction to the transparency of client, in the embodiment of the present application, in such a way that delay keeps accounts, that is, carrying out
It is first not online to the progress of credit account to keep accounts after on-line transaction processing, but flowing water information is only recorded, in on-line transaction process knot
Shu Hou keeps accounts further according to flowing water information, can reduce the lock competition of account in this way.
Transaction data processing method provided by the present application is prevented using the design for borrowing, borrowing account isolation to unique account
The deadlock that operation causes is borrowed or lent money simultaneously；When debit account becomes hot spot account, scheme is shunted using shadow account, reduces debit
The transaction flow of account will request the process of progress trading processing according to credit transaction when credit account becomes hot spot account,
The credit account keep accounts the process asynchronization of processing with according to trading processing result, i.e. delay keeps accounts, and reduces hot spot
The resource contention and lock of account wait time delay, achieve the purpose that optimization system transaction performance.
In an optional embodiment, it will be divided for the transaction request of debit account above by multiple shadow accounts
Stream process, including following on-line transaction process:
Often receive a transaction request, selected from multiple shadow accounts according to polling mode a shadow account as
Target account.
It is assumed that is selected is j-th of shadow account as target account when receiving the request of i-th debit transaction, then when
When receiving the request of i+1 debit transaction, according to preset polling sequence, need to select jth+1 in multiple shadow accounts
A shadow account is as target account.
Trading processing is carried out according to the debit transaction request received, target account is entered according to trading processing result
Account processing, updates the balance information of target account, and record the transaction details information of target account.
Timing updates the balance information of debit account according to the balance information of above-mentioned multiple shadow accounts.
In the application, for shadow account, what is taken is the strategy to keep accounts immediately.And for debit account, then it is the period
Property (for example, every 5 minutes) collects the balance information of above-mentioned multiple shadow accounts, according to the balance information collected to debit
The balance information of account is updated.
Wherein, the quantity of shadow account can be according to system performance and transaction Pressure behaviour adjustment, if system performance is poor
Either transaction pressure is larger, then the quantity of shadow account can be more, if system performance is preferable and transaction pressure is little,
The quantity of shadow account can less, particular number can according to actual needs depending on.
Transaction pressure can be measured with transaction request concurrency, and concurrency is bigger, and transaction pressure is bigger, conversely, concurrently
Measure it is smaller, transaction pressure it is smaller.System performance can be measured by throughput of system, and handling capacity is bigger, and system performance is better,
Conversely, handling capacity is smaller, system performance is poorer.Handling capacity=transaction request concurrency/average response time, average response time
Refer in the unit time, the average value of the response time of all transaction requests responded.Specific to core banking system, system
Stability be it is the first, when transaction request increases in the unit time, by adjusting the quantity of shadow account, guaranteeing concurrently to hand over
Under the premise of easily request is successfully processed, reduces average response and handle the time, to improve the handling capacity of system.
In an optional embodiment, the process for carrying out trading processing will be requested according to credit transaction, and to credit account
Keep accounts the process asynchronization of processing, comprising:
It is requested to carry out on-line transaction according to credit transaction, and caches transaction details information.Transaction details can specifically be believed
Breath is pushed to message queue and is cached.
After on-line transaction process, the processing that keeps accounts is carried out to credit account according to the transaction details information of caching.Tool
Body, for the transaction details information of caching, summarize calculating transaction amount information, according to credit account balance and the transaction summarized
Amount information calculates balance information after transaction, and remaining sum is believed after the balance information of credit account is updated to the transaction being calculated
Breath.
In an optional embodiment, above-mentioned transaction data processing method can also include:
If debit account does not become hot spot account, debit transaction is requested to carry out on-line transaction processing, according to trading processing
As a result the online processing that keeps accounts, the balance information of record transaction details information and real-time update debit account are carried out to debit account.
If credit account does not become hot spot account, credit transaction is requested to carry out on-line transaction processing, according to trading processing
As a result the online processing that keeps accounts, the balance information of record transaction details information and real-time update credit account are carried out to credit account.
That is, being carried out using the strategy to keep accounts immediately to transaction request online if account does not become hot spot account
Trading processing.
In an optional embodiment, above-mentioned transaction data processing method can also include:
Remaining sum control is carried out to above-mentioned debit account and credit account, so that the remaining sum of debit account is in the first preset model
In enclosing, so that the remaining sum of credit account is in the second presetting range.
Corresponding with embodiment of the method, the application also provides a kind of transaction data processing unit, transaction provided by the present application
A kind of structural schematic diagram of data processing equipment is as shown in Fig. 2, may include:
Monitoring modular 21, debit transaction processing module 22, credit transaction processing module 23；Wherein,
Monitoring modular 21 be used for monitor for the first business progress Clearing debit account and credit account whether
As hot spot account；Clearing of the debit account for the debit transaction of first business, the credit account are used
In the Clearing of the credit transaction of first business；
If debit transaction processing module 22 becomes hot spot account for the debit account, the debit account is split
For multiple shadow accounts, debit transaction request is carried out by shunting processing by the multiple shadow account；
If credit transaction processing module 23 becomes hot spot account for the credit account, will be requested according to credit transaction
The process for carrying out trading processing keep accounts the process asynchronization of processing to the credit account with according to trading processing result.
Transaction data processing unit provided by the present application is prevented using the design for borrowing, borrowing account isolation to unique account
The deadlock that operation causes is borrowed or lent money simultaneously；When debit account becomes hot spot account, scheme is shunted using shadow account, reduces debit
The transaction flow of account will request the process of progress trading processing according to credit transaction when credit account becomes hot spot account,
The credit account keep accounts the process asynchronization of processing with according to trading processing result, i.e. delay keeps accounts, and reduces hot spot
The resource contention and lock of account wait time delay, achieve the purpose that optimization system transaction performance.
In an optional embodiment, debit transaction processing module 22 may include:
Debit account is split as multiple shadow accounts if becoming hot spot account for debit account by split cells.
Selecting unit, for often receiving the request of debit transaction, according to polling mode from the multiple shadow account
It is middle to select a shadow account as target account；
Debit transaction processing unit, for carrying out trading processing according to the debit transaction request received, at transaction
Reason result carries out the processing that keeps accounts to target account, updates the balance information of target account, and record the transaction of the target account
Managing detailed catalogue；
Unit is collected, updates the remaining sum of the debit account according to the balance information of the multiple shadow account for timing
Information.
In an optional embodiment, credit transaction processing module 23 may include:
Credit transaction processing unit carries out on-line transaction for requesting according to credit transaction, and caches transaction details information；
The asynchronous unit that keeps accounts of credit is used for after on-line transaction process, according to the transaction details information of caching to institute
It states credit account and carries out the processing that keeps accounts.
In an optional embodiment, debit transaction processing module 22 is also used to:
If debit account does not become hot spot account, debit transaction is requested to carry out on-line transaction processing, according to trading processing
As a result the online processing that keeps accounts, the balance information of record transaction details information and real-time update debit account are carried out to debit account.
In an optional embodiment, credit transaction processing module 23 is also used to:
If the credit account does not become hot spot account, credit transaction is requested to carry out on-line transaction processing, according to transaction
Processing result carries out the online processing that keeps accounts to the credit account, record transaction details information simultaneously real-time update credit account it is remaining
Volume information.
To sum up, transaction data processing method and device provided by the present application solve friendship using debit account separation mechanism
Account Deadlock during easily.For the sudden feature of high frequency transaction, pass through account high frequency (becoming hot spot)/low frequency
(not becoming hot spot) switching at runtime mechanism, guarantees the high efficiency of system in low frequency, guarantees the stability of system in low frequency.
In conjunction with the service feature to debit account, asynchronous keep accounts mechanism and shadow account mapping mechanism are separately designed, isolation is traded and entered
Account process waits time delay to reduce resource contention and the lock of hot spot account, achievees the purpose that optimization system transaction performance, promote visitor
Family service experience.
Those of ordinary skill in the art may be aware that list described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
It is implemented in hardware or software, the specific application and design constraint depending on technical solution.Professional technician
Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed
The scope of the present invention.
In several embodiments provided herein, it should be understood that disclosed systems, devices and methods, it can be with
It realizes by another way.Another point, shown or discussed mutual coupling, direct-coupling or communication connection can
To be the indirect coupling or communication connection of device or unit through some interfaces, it can be electrical property, mechanical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, the functional units in various embodiments of the present invention may be integrated into one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.
It should be appreciated that can be combined with each other combination in the embodiment of the present application from power, each embodiment, feature, can realize
Solve aforementioned technical problem.
It, can be with if the function is realized in the form of SFU software functional unit and when sold or used as an independent product
It is stored in a computer readable storage medium.Based on this understanding, technical solution of the present invention is substantially in other words
The part of the part that contributes to existing technology or the technical solution can be embodied in the form of software products, the meter
Calculation machine software product is stored in a storage medium, including some instructions are used so that a computer equipment (can be a
People's computer, server or network equipment etc.) it performs all or part of the steps of the method described in the various embodiments of the present invention.
And storage medium above-mentioned includes: that USB flash disk, mobile hard disk, read-only memory (ROM, Read-Only Memory), arbitrary access are deposited
The various media that can store program code such as reservoir (RAM, Random Access Memory), magnetic or disk.
The foregoing description of the disclosed embodiments enables those skilled in the art to implement or use the present invention.
Various modifications to these embodiments will be readily apparent to those skilled in the art, as defined herein
General Principle can be realized in other embodiments without departing from the spirit or scope of the present invention.Therefore, of the invention
It is not intended to be limited to the embodiments shown herein, and is to fit to and the principles and novel features disclosed herein phase one
The widest scope of cause.
Claims (10)
1. a kind of transaction data processing method characterized by comprising
It monitors for carrying out whether the debit account of Clearing and credit account become hot spot account to the first business；It is described to borrow
Clearing of the book keeping operation family for the debit transaction of first business, the credit account are used for the credit of first business
The Clearing of transaction；
If the debit account becomes hot spot account, the debit account is split as multiple shadow accounts, by described more
Debit transaction request is carried out shunting processing by a shadow account；
If the credit account becomes hot spot account, the process of progress trading processing will be requested according to credit transaction, with basis
Trading processing result keep accounts the process asynchronization of processing to the credit account.
2. the method according to claim 1, wherein described asked debit transaction by the multiple shadow account
It asks and carries out shunting processing, including following on-line transaction process:
A debit transaction request is often received, selects a shadow account from the multiple shadow account according to polling mode
As target account；
Trading processing is carried out according to the debit transaction request received, the target account is entered according to trading processing result
Account processing, updates the balance information of the target account, and record the transaction details information of the target account；
Timing updates the balance information of the debit account according to the balance information of the multiple shadow account.
3. the method according to claim 1, wherein described will request to carry out trading processing according to credit transaction
Process keep accounts the process asynchronization of processing with to the credit account, comprising:
It is requested to carry out on-line transaction according to credit transaction, and caches transaction details information；
After on-line transaction process, the processing that keeps accounts is carried out to the credit account according to the transaction details information of caching.
4. the method according to claim 1, wherein further include:
If the debit account does not become hot spot account, debit transaction is requested to carry out on-line transaction processing, according to trading processing
As a result the online processing that keeps accounts is carried out to the debit account, records the remaining of debit account described in transaction details information and real-time update
Volume information.
5. the method according to claim 1, wherein further include:
If the credit account does not become hot spot account, credit transaction is requested to carry out on-line transaction processing, according to trading processing
As a result the online processing that keeps accounts is carried out to the credit account, records the remaining of credit account described in transaction details information and real-time update
Volume information.
6. a kind of transaction data processing unit characterized by comprising
Monitoring modular, for monitoring for carrying out whether the debit account of Clearing and credit account become heat to the first business
Point account；Clearing of the debit account for the debit transaction of first business, the credit account is for described
The Clearing of the credit transaction of first business；
The debit account is split as more by debit transaction processing module if becoming hot spot account for the debit account
Debit transaction request is carried out shunting processing by the multiple shadow account by a shadow account；
Credit transaction processing module will request to carry out if becoming hot spot account for the credit account according to credit transaction
The process of trading processing keep accounts the process asynchronization of processing to the credit account with according to trading processing result.
7. device according to claim 6, which is characterized in that the debit transaction processing module includes:
Selecting unit is selected from the multiple shadow account for often receiving a debit transaction request according to polling mode
A shadow account is selected as target account；
Debit transaction processing unit, for carrying out trading processing according to the debit transaction request received, according to trading processing knot
Fruit carries out the processing that keeps accounts to the target account, updates the balance information of the target account, and records the target account
Transaction details information；
Unit is collected, is believed for timing according to the remaining sum that the balance information of the multiple shadow account updates the debit account
Breath.
8. device according to claim 6, which is characterized in that the credit transaction processing module includes:
Credit transaction processing unit carries out on-line transaction for requesting according to credit transaction, and caches transaction details information；
The asynchronous unit that keeps accounts of credit is used for after on-line transaction process, according to the transaction details information of caching to the loan
Book keeping operation family carries out the processing that keeps accounts.
9. device according to claim 6, which is characterized in that the debit transaction processing module is also used to:
If the debit account does not become hot spot account, debit transaction is requested to carry out on-line transaction processing, according to trading processing
As a result the online processing that keeps accounts is carried out to the debit account, records the remaining of debit account described in transaction details information and real-time update
Volume information.
10. device according to claim 6, which is characterized in that the credit transaction processing module is also used to:
If the credit account does not become hot spot account, credit transaction is requested to carry out on-line transaction processing, according to trading processing
As a result the online processing that keeps accounts is carried out to the credit account, records the remaining of credit account described in transaction details information and real-time update
Volume information.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811492459.2A CN109377355A (en) | 2018-12-07 | 2018-12-07 | Transaction data processing method and device |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811492459.2A CN109377355A (en) | 2018-12-07 | 2018-12-07 | Transaction data processing method and device |
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| CN109377355A true CN109377355A (en) | 2019-02-22 |
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| CN201811492459.2A Pending CN109377355A (en) | 2018-12-07 | 2018-12-07 | Transaction data processing method and device |
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Cited By (8)
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| CN109949144A (en) * | 2019-03-22 | 2019-06-28 | 深圳前海微众银行股份有限公司 | Keep accounts processing method, device, equipment and computer readable storage medium |
| CN110223175A (en) * | 2019-05-26 | 2019-09-10 | 必成汇(成都)科技有限公司 | The Account History immediate processing method of hot spot account |
| CN110838053A (en) * | 2019-11-12 | 2020-02-25 | 河北幸福消费金融股份有限公司 | Financial business system, financial processing method and computer storage medium thereof |
| CN111061748A (en) * | 2019-12-12 | 2020-04-24 | 吉林亿联银行股份有限公司 | Hot account accounting method and device |
| CN111178866A (en) * | 2019-12-24 | 2020-05-19 | 天阳宏业科技股份有限公司 | Account management method, device and equipment |
| CN111695984A (en) * | 2020-05-29 | 2020-09-22 | 中国建设银行股份有限公司 | Account balance processing method and device |
| CN113095803A (en) * | 2021-04-30 | 2021-07-09 | 中国银行股份有限公司 | Transaction method, device and equipment of bank check |
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| CN113095803B (en) * | 2021-04-30 | 2024-02-02 | 中国银行股份有限公司 | Bank check transaction method, device and equipment |
| CN113516476A (en) * | 2021-05-18 | 2021-10-19 | 中国工商银行股份有限公司 | Account checking processing method and device |
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