CN109377353A - A kind of method, apparatus, storage medium and the processor of screening fund side - Google Patents

A kind of method, apparatus, storage medium and the processor of screening fund side Download PDF

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Publication number
CN109377353A
CN109377353A CN201811251520.4A CN201811251520A CN109377353A CN 109377353 A CN109377353 A CN 109377353A CN 201811251520 A CN201811251520 A CN 201811251520A CN 109377353 A CN109377353 A CN 109377353A
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China
Prior art keywords
fund
fund side
debt
credit
loaning bill
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CN201811251520.4A
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Chinese (zh)
Inventor
肖箭
闫海
王泽举
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Da Fei Yun Loan Technology (beijing) Co Ltd
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Da Fei Yun Loan Technology (beijing) Co Ltd
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Priority to CN201811251520.4A priority Critical patent/CN109377353A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof

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  • Engineering & Computer Science (AREA)
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  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
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Abstract

The application proposes method, apparatus, storage medium and the processor of a kind of screening fund side.A kind of method of screening fund side, comprising: obtain the loan information of debt-credit side;Wherein, the loan information includes debt-credit side's user information and debt-credit side's loaning bill information;The loan information is matched with the loaning bill regular expression of preset each fund side, the fund side that loaning bill regular expression matches with the loan information is filtered out from each fund side.Above-mentioned technical proposal realizes the fund side for automatically filtering out from multiple fund sides and matching with the Loan Demand of debt-credit side, can replace and manually performs the screening of fund side, improves fund side's screening efficiency.

Description

A kind of method, apparatus, storage medium and the processor of screening fund side
Technical field
This application involves Data Matching technical field, more specifically to a kind of screening fund side method, apparatus, Storage medium and processor.
Background technique
With the continuous development of Internet technology, e-commerce constantly changes traditional business model, it is originally online under into The activity such as capable financing of business and personal loan has all moved on line therewith, forms new-type network financing.It is more and more Debt-credit side pass through internet and seek financial support, meanwhile, it is big that the growth of borrowing demand and the convenience of operation condition have expedited the emergence of one The Wang Dai company criticized is dedicated to solving the problems, such as loan financing for debt-credit side.
More fund sides can generally be docked to provide sufficient financial support, due to every fund side's air control body in Wang Dai company The entry criteria of system is inconsistent, when fund side's negligible amounts of Wang Dai company docking, by way of artificial screening Go out suitable fund side according to the borrowing demand of debt-credit side and fund side's lending conditional filtering, and then both sides is promoted to carry out capital loan Business.But as e-commerce is constantly universal and develops, more and more debt-credit sides and fund side are provided by internet Gold debt-credit, the fund side and debt-credit number formulary amount that Wang Dai company is docked also sharply increase.Since capital loan is directly related to visitor Family interests, slightly mistake will cause economic loss to client, therefore when facing a large amount of fund side, staff must height It concentrates one's energy to screen fund side, is just able to achieve the Proper Match of fund side Yu debt-credit side, provide good service for client, this is undoubtedly It is a heavy manual labor, fund side's screening efficiency is lower.
Summary of the invention
Defect and deficiency based on the above-mentioned prior art, the present invention propose a kind of method, apparatus of screening fund side, storage Medium and processor can be realized the fund side of automation and the matching of debt-credit side.
A kind of method of screening fund side, comprising:
Obtain the loan information of debt-credit side;Wherein, the loan information includes that debt-credit side's user information and debt-credit side borrow money Information;
The loan information is matched with the loaning bill regular expression of preset each fund side, from each money The fund side that Jin Fangzhong filters out loaning bill regular expression and the loan information matches.
Optionally, the quantity of the fund side to match when the loaning bill regular expression and the loan information that filter out is more When a, the method also includes:
A fund side, the fund side selected as finishing screen are selected from the multiple fund sides filtered out.
Optionally, described that a fund side, the fund selected as finishing screen are selected from the multiple fund sides filtered out Side, comprising:
When being made loans according to surplus capital amount, the residue of the fund planning of each fund side in the multiple fund sides filtered out Between and fund side's weight, filter out optimal fund side from each fund side filtered out.
Optionally, the method also includes:
The loan information is carried out matched matched with the loaning bill regular expression of preset each fund side by record Cheng Zhi.
A kind of device of screening fund side, comprising:
Information acquisition unit, for obtaining the loan information of debt-credit side;Wherein, the loan information includes debt-credit side user Information and debt-credit side's loaning bill information;
Screening Treatment unit, for carrying out the loaning bill regular expression of the loan information and preset each fund side Matching filters out the fund side that loaning bill regular expression matches with the loan information from each fund side.
Optionally, described device further include:
Postsearch screening unit is selected for selecting a fund side from the multiple fund sides filtered out as finishing screen Fund side.
Optionally, the postsearch screening unit selects a fund side from the multiple fund sides filtered out, as final When the fund side filtered out, it is specifically used for:
When being made loans according to surplus capital amount, the residue of the fund planning of each fund side in the multiple fund sides filtered out Between and fund side's weight, filter out optimal fund side from each fund side filtered out.
Optionally, described device further include:
Logging unit, for recording the loaning bill regular expression of the loan information and preset each fund side Carry out matched matching process log.
A kind of storage medium is stored with program on the storage medium, realizes when described program is executed by processor above-mentioned Screening fund side method.
A kind of processor, the processor is for running program, wherein described program executes above-mentioned screening money when running The method of Jin Fang.
Technical scheme after getting the loan information of debt-credit side, by the loan information of debt-credit side with it is preset each The loaning bill regular expression of a fund side is matched, filtered out from each fund side loaning bill regular expression with it is described The fund side that loan information matches.Above-mentioned technical proposal, which realizes, automatically to be filtered out from multiple fund sides and debt-credit side The fund side that matches of Loan Demand, can replace and manually perform the screening of fund side, improve fund side's screening efficiency.
Detailed description of the invention
In order to illustrate the technical solutions in the embodiments of the present application or in the prior art more clearly, to embodiment or will show below There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this The embodiment of application for those of ordinary skill in the art without creative efforts, can also basis The attached drawing of offer obtains other attached drawings.
Fig. 1 is that a kind of net provided in an embodiment of the present invention borrows system structure diagram;
Fig. 2 is a kind of flow diagram of the method for screening fund side provided in an embodiment of the present invention;
Fig. 3 is the flow diagram of the method for another screening fund side provided in an embodiment of the present invention;
Fig. 4 is the flow diagram of the method for another screening fund side provided in an embodiment of the present invention;
Fig. 5 is a kind of structural schematic diagram of the device of screening fund side provided in an embodiment of the present invention;
Fig. 6 is the structural schematic diagram of the device of another screening fund side provided in an embodiment of the present invention;
Fig. 7 is the structural schematic diagram of the device of another screening fund side provided in an embodiment of the present invention.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present application, technical solutions in the embodiments of the present application carries out clear, complete Site preparation description, it is clear that described embodiments are only a part of embodiments of the present application, instead of all the embodiments.It is based on Embodiment in the application, it is obtained by those of ordinary skill in the art without making creative efforts every other Embodiment shall fall in the protection scope of this application.
The embodiment of the present application discloses a kind of method of screening fund side, and this method can be applied to Wang Dai company, realizes certainly Suitable fund side and debt-credit side are filtered out to dynamicization from multiple fund sides carries out loan transaction.
Shown in Figure 1, multiple fund sides are generally docked in Wang Dai company, so as to provide sufficient fund for debt-credit side It supports, fund side can be bank, finance company, investor or investment community etc..Wang Dai company is also communicated with debt-credit side, The loan requests of debt-credit side are received, and according to the lending condition of the loan requests of debt-credit side and fund side, by debt-credit side and fund Fang Jinhang matching docking realizes that fund side makes loans and the service interaction provided a loan of debt-credit side, at the same meet debt-credit side provide a loan and Fund side's lending demand.
The method for the screening fund side that the embodiment of the present application is proposed is the money applied to the Wang Dai company in above-mentioned Fig. 1 Gold side's screening technique.Since Wang Dai company is the company for relying on internet and carrying out loan transaction, the net in above-mentioned Fig. 1 Communication connection between loan company and fund side and debt-credit side is all based on the communication connection of internet.
A kind of optional communication connection mode is, debt-credit side by intelligent terminal, such as smart phone, PC etc., Access net borrows company web page or client, therefrom initiates loan requests.Net, which borrows Corporation system, can dock fund by internet Method, system, connection communication and exchanging visit between realization system.
Because all there is risk in any pecuniary exchange, each fund side is enlarging the scale of operation, and docking net is borrowed public While department, can also formulate accordingly in a series of lending rule, such as regulation one day for the capital quantity of lending, one day it The interior period that can be made loans, the debt-credit side's identity that can be made loans requirement etc..
It is appreciated that net shown in Fig. 1 is borrowed in scene, it is each when the fund side of Wang Dai company docking is large number of Fund side formulates lending rule respectively, for Wang Dai company, the lending rule for each fund side for needing to know and record Then information content can be very big.When debt-credit side, access Wang Dai company initiates loan requests, Wang Dai company needs according to debt-credit side Relevant information selects suitable fund side therefrom to offer a loan for debt-credit side.If by manually according to a large amount of fund Square lending Rule Information, selects suitable fund side from multiple fund sides, then a large amount of hand labor is needed just to be able to achieve.This The purpose for applying for technical solution is exactly in an automated manner instead of manually from multiple fund sides, filtering out suitable fund Side for debt-credit side for offering a loan.
Either engineered form screens fund side and still automates form screening fund side, requires debt-credit side and meets fund The lending rule of side, could obtain the loan of fund side.Therefore, the method for the screening fund side that the application is proposed, filters out Fund side substantially or debt-credit side can satisfy the regular fund side of its lending.It is thus understood that the lending of fund side Rule plays a decisive role in the screening of fund side.
Since technical scheme is fund side's screening of automation to be realized, it is therefore desirable to be executed by a processor money The screening process of Jin Fang.For artificial, since ability to accept of the mankind to information is powerful, it can clearly distinguish, identify respectively The lending rule of a fund side.But for machine, different lending Rule Expression formats can bring huge identification tired It is difficult.In order to guarantee that the processor for executing the embodiment of the present application technical solution can be recorded accurately, identify putting for each fund side Rule is borrowed, the embodiment of the present application according to the lending of each fund side rule, configures the loaning bill regular expression of each fund side in advance Formula.
Above-mentioned loaning bill regular expression, refer to indicates the lending rule of fund side in the form of expression formula, energy Enough indicate the expression formula for the rule borrowed money outside fund direction.In the embodiment of the present application, it is configured in a manner of prefix expression each The loaning bill regular expression of fund side, the loaning bill regular expression support logic expression formula (with or non-, numerical value compared with, wrap Containing), basic arithmetic expression (add, subtract, multiplication and division), function expression (being realized by JS script engine) and expression formula is embedding Set.For example, it is assumed that lending rule as defined in certain fund side is " borrowing balance is greater than 500 " then according to the embodiment of the present application technical side Case, it is [" > ", " $ user.borrowAmount ", " 500 "] that above-mentioned lending rule, which is configured to loaning bill regular expression,.Fund The each single item of Fang Zhiding is borrowed money rule, may be configured to a loaning bill regular expression, according to above-mentioned loaning bill regular expression, The embodiment of the present application each fund side that Wang Dai company docks is respectively configured corresponding loaning bill regular expression, result It is that each fund side has formulated how many loaning bill rules, how many loaning bill regular expressions will be corresponded to.
On this basis, when receiving the loaning bill request that debt-credit side is sent, so that it may by executing the embodiment of the present application Technical solution, from multiple fund sides, screening debt-credit side meets the fund side of its requirement, provides loaning bill for debt-credit side.
It is shown in Figure 2, the method for the screening fund side that the embodiment of the present application proposes, comprising:
S201, the loan information for obtaining debt-credit side;Wherein, the loan information includes debt-credit side's user information and debt-credit side Loaning bill information;
Specifically, being initiated when debt-credit side's access net borrows company web page or debarkation net loan corporate client end to Wang Dai company When loaning bill request, net borrows enterprise backend processor meeting display window requirement debt-credit side and fills in subscriber identity information and letter of borrowing money Breath.Wherein, subscriber identity information includes debt-credit side's name, age, occupation, ID card No., phone number etc.;Loaning bill packet Include the information such as borrowing balance, loaning bill duration, mode of repayment.
After above-mentioned every terms of information is filled in respectively as requested by debt-credit side, information that the embodiment of the present application fills in debt-credit side It is arranged, obtains the loan information of debt-credit side.
S202, the loan information is matched with the loaning bill regular expression of preset each fund side, from described The fund side that loaning bill regular expression matches with the loan information is filtered out in each fund side.
Specifically, when meeting the loaning bill rule of fund side, debt-credit meets money just now only when the every terms of information of debt-credit side The loaning bill requirement of Jin Fang, and then borrow money from fund side.In the loaning bill regular expression and acquisition that each fund side is respectively configured After the loan information of debt-credit side, the embodiment of the present application is by the loaning bill regular expression of the loan information of debt-credit side and each fund side It is matched, from each fund side, filters out the fund side that the loan information of loaning bill regular expression and debt-credit side matches.
Wherein, loaning bill regular expression and the loan information of debt-credit side match, that is, refer to the loan information of debt-credit side Meet the loaning bill regular expression of fund side.When the loan information of debt-credit side meets all loaning bill rule lists of a certain fund side When up to formula, which is just chosen as the fund side that the loan information of loaning bill regular expression and debt-credit side matches.
It should be noted that since the fund side having can provide the period that can be borrowed money within one day, or regulation is only Can borrow money to rules such as the debt-credit sides that borrows money for the first time, thus the embodiment of the present application will debt-credit side loan information with it is preset each When the loaning bill regular expression of a fund side is matched, need to be included according to the loaning bill regular expression of fund side is specific In addition item obtains the information of needs.For example, it is assumed that fund square gauge can only be borrowed between 9 points to ten two points of the morning of one day surely Money, then also to obtain system time when receiving the loaning bill started debt-credit side request, judge system time whether in the morning Between 9 points to ten two points, to judge whether the loan information of debt-credit side meets this loaning bill regular expression of fund side Formula.
According to the method described above, by comparing the loan information of debt-credit side and the loaning bill regular expression of fund side, It can be filtered out and matched fund side of debt-credit side from multiple fund sides.
By above-mentioned introduction as it can be seen that the embodiment of the present application technical solution is after getting the loan information of debt-credit side, will borrow The loan information of credit side is matched with the loaning bill regular expression of preset each fund side, is sieved from each fund side Select the fund side that loaning bill regular expression matches with the loan information.Above-mentioned technical proposal realizes automatically from more The fund side to match with the Loan Demand of debt-credit side is filtered out in a fund side, be can replace and is manually performed the screening of fund side, Raising fund side screening efficiency.
Optionally, it is also disclosed in another embodiment of the application, when what is filtered out according to method shown in Fig. 2 borrows When the quantity for the fund side that the loan information of money regular expression and debt-credit side matches is multiple, a money is therefrom selected Gold is the fund side selected as finishing screen.
It is shown in Figure 3, execute step S302, by the loaning bill rule of the loan information and preset each fund side Expression formula is matched, and the money that loaning bill regular expression matches with the loan information is filtered out from each fund side Jin Fanghou continues to execute step S303, the loaning bill regular expression that judgement filters out and the fund that the loan information matches Whether the quantity of side is multiple;
Specifically, due to Wang Dai company shown in FIG. 1 docking fund side it is large number of, according to the embodiment of the present application skill Art scheme matches the loaning bill regular expression for each fund side that the loan information of debt-credit side is docked with Wang Dai company, When filtering out the fund side that the loan information of loaning bill regular expression and debt-credit side matches from each fund side, it may sieve Select the fund side that the loan information of multiple loaning bill regular expressions and above-mentioned debt-credit side matches.At this point, still not can determine that The fund side which debt-credit side should be screened out from borrows money, and should further be screened to the fund side filtered out.
Therefore, when the loan information of debt-credit side is matched with the loaning bill regular expression of preset each fund side, Behind the fund side that the loan information for filtering out loaning bill regular expression and above-mentioned debt-credit side in each fund side matches, this Shen Please embodiment the quantity of the fund side filtered out is counted, judge whether the quantity of the fund side filtered out is multiple.
If the quantity of the fund side filtered out be it is multiple, then follow the steps S304, from the multiple fund sides filtered out Select a fund side, the fund side selected as finishing screen.
Specifically, being that can satisfy debt-credit side according to the fund side that the embodiment of the present application technical solution is filtered out The fund side of borrowing demand, meanwhile, the loan information of the side of debt-credit meets the loaning bill regular expression of each fund side filtered out Formula requirement, that is to say, that borrow money and be ok from any one the fund side filtered out in debt-credit side.Therefore, when according to the application reality Apply the fund side that a technical solution filters out quantity be it is multiple when, directly arbitrarily select one from the multiple fund sides filtered out The fund side that a fund side is selected as finishing screen.
Step S301, S302 in the present embodiment respectively correspond step S201 in embodiment of the method described in Fig. 2, S202, the content of particular content embodiment of the method shown in Figure 2, details are not described herein again.
Optionally, it in another embodiment of the application, also discloses from the multiple fund sides filtered out further The specific processing method of screening fund side.
It is shown in Figure 4, in the present embodiment, processing step S304 shown in Fig. 3, from the multiple fund sides filtered out A fund side is selected, it is specific to change as the fund side that finishing screen is selected are as follows:
Surplus capital amount, the residue of the fund planning for each fund side in multiple fund sides that S404, basis filter out It makes loans time and fund side's weight, filters out optimal fund side from each fund side filtered out.
Specifically, above-mentioned fund planning, refers to the capital quantity that can be used for borrowing money that fund side plans within one day.Fund The surplus capital amount of the fund planning of side refers to that fund side plan on the day of can be used in the capital quantity of loaning bill, it is remaining still The capital quantity that do not lend.
Above-mentioned residue is made loans the time, is referred in period that fund side can make loans specified in one day, to current Remaining duration until moment.
Above-mentioned fund side's weight refers to weight set by the fund side for the docking of Wang Dai company in advance.Theoretically, cooperate Deep or loaning bill is often, make loans fireballing fund side, settable higher weight.
It is made loans the time according to the surplus capital amount and residue of the fund planning of fund side, fund side can also be calculated It makes loans in the time in residue, the capital quantity and the capital quantity that should be made loans per hour specific gravity shared in whole fund plannings.
According to the introduction of above-mentioned parameters, the residue for determining the fund planning of each fund side filtered out is calculated separately Capital quantity, remaining time of making loans, the capital quantity that should be made loans per hour within the remaining time of making loans, the capital quantity that should be made loans per hour Shared specific gravity, fund side's weight in whole fund plannings.Then, according to the above-mentioned parameters in each fund side filtered out The difference of value filters out optimal fund side from each fund side filtered out.
Theoretically, the surplus capital amount of fund planning it is more, it is remaining make loans the time less, the higher fund Fang Yueke of weight It can be screened as optimal fund side.
A kind of optional mode is, weight is respectively set in the parameters of the fund side determined for above-mentioned calculating, then right The each fund side filtered out is weighted summation about above-mentioned parameters, therefrom selects and be worth highest fund side's conduct Optimal fund side.
Alternatively, the significance level according to parameters successively compares each fund side, optimal fund can also be therefrom selected Side.In fact, commonly selecting the screening technique of optimal object from multiple target objects according to certain parameters, being ok It is applied in the embodiment of the present application technical solution, realizes the screening of optimal fund side.
Step S401~S403 in the present embodiment respectively correspond the step S301 in embodiment of the method described in Fig. 3~ S303, the content of particular content embodiment of the method shown in Figure 3, details are not described herein again.
Optionally, in another embodiment of the application, the method for above-mentioned screening fund side further include:
The loan information is carried out matched matched with the loaning bill regular expression of preset each fund side by record Cheng Zhi.
Specifically, in the embodiment of the present application, setting when will debt-credit side loan information and preset each fund side Loaning bill regular expression is matched, and the debt-credit that loaning bill regular expression and above-mentioned debt-credit side are filtered out from each fund side is believed When the matched fund side of manner of breathing, also synchronously record the loaning bill of the loan information of above-mentioned debt-credit side and preset each fund side Regular expression carries out matched matching process, forms matching process log.The log recording is by the debt-credit of above-mentioned debt-credit side Each loaning bill regular expression of information and each fund side carries out matched matching treatment process.
Since the process that processor carries out data processing may generate mistake, and processor by chance has record processing day The function of will, therefore using the log recording function of processor, to processor by the loan information of above-mentioned debt-credit side and preset The loaning bill regular expression of each fund side carries out matched matching process and is recorded, and can be convenient in the later period to matching process It is manually verified, finds the problem targetedly solve in time in time, to guarantee matched accuracy.
Another embodiment of the application also discloses a kind of device of screening fund side, shown in Figure 5, which includes:
Information acquisition unit 100, for obtaining the loan information of debt-credit side;Wherein, the loan information includes debt-credit side User information and debt-credit side's loaning bill information;
Screening Treatment unit 110, for by the loaning bill regular expression of the loan information and preset each fund side It is matched, the fund side that loaning bill regular expression matches with the loan information is filtered out from each fund side.
Optionally, in another embodiment of the application, shown in Figure 6, described device further include:
Postsearch screening unit 120, for selecting a fund side from the multiple fund sides filtered out, as finally screening Fund side out.
Wherein, a fund side is selected in multiple fund sides that the postsearch screening unit is filtered out from 120, as final When the fund side filtered out, it is specifically used for:
When being made loans according to surplus capital amount, the residue of the fund planning of each fund side in the multiple fund sides filtered out Between and fund side's weight, filter out optimal fund side from each fund side filtered out.
Optionally, in another embodiment of the application, shown in Figure 7, described device further include:
Logging unit 130, for recording the loaning bill rule list of the loan information and preset each fund side Matched matching process log is carried out up to formula.
Specifically, the specific works content of each unit in above-mentioned each embodiment, refers to above method embodiment Content, details are not described herein again.
The device of the screening fund side includes processor and memory, above- mentioned information acquiring unit, Screening Treatment unit, Postsearch screening unit etc. stores in memory as program unit, executes above-mentioned journey stored in memory by processor Sequence unit realizes corresponding function.
Include kernel in processor, is gone in memory to transfer corresponding program unit by kernel.Kernel can be set one Or more, the database migration of automation is realized by adjusting kernel parameter.
Memory may include the non-volatile memory in computer-readable medium, random access memory (RAM) and/ Or the forms such as Nonvolatile memory, if read-only memory (ROM) or flash memory (flash RAM), memory include that at least one is deposited Store up chip.
The embodiment of the present application provides a kind of storage medium, is stored thereon with program, real when which is executed by processor The method of the existing screening fund side.
The embodiment of the present application provides a kind of processor, and the processor is for running program, wherein described program operation The method of fund side is screened described in Shi Zhihang.
The embodiment of the present application provides a kind of equipment, equipment include processor, memory and storage on a memory and can The program run on a processor, processor perform the steps of when executing program
Obtain the loan information of debt-credit side;Wherein, the loan information includes that debt-credit side's user information and debt-credit side borrow money Information;
The loan information is matched with the loaning bill regular expression of preset each fund side, from each money The fund side that Jin Fangzhong filters out loaning bill regular expression and the loan information matches.
Optionally, the quantity of the fund side to match when the loaning bill regular expression and the loan information that filter out is more When a, the method also includes:
A fund side, the fund side selected as finishing screen are selected from the multiple fund sides filtered out.
Optionally, described that a fund side, the fund selected as finishing screen are selected from the multiple fund sides filtered out Side, comprising:
When being made loans according to surplus capital amount, the residue of the fund planning of each fund side in the multiple fund sides filtered out Between and fund side's weight, filter out optimal fund side from each fund side filtered out.
Optionally, the method also includes:
The loan information is carried out matched matched with the loaning bill regular expression of preset each fund side by record Cheng Zhi.
Equipment herein can be server, PC, PAD, mobile phone etc..
Present invention also provides a kind of computer program products, when executing on data processing equipment, are adapted for carrying out just The program of beginningization there are as below methods step:
Obtain the loan information of debt-credit side;Wherein, the loan information includes that debt-credit side's user information and debt-credit side borrow money Information;
The loan information is matched with the loaning bill regular expression of preset each fund side, from each money The fund side that Jin Fangzhong filters out loaning bill regular expression and the loan information matches.
Optionally, the quantity of the fund side to match when the loaning bill regular expression and the loan information that filter out is more When a, the method also includes:
A fund side, the fund side selected as finishing screen are selected from the multiple fund sides filtered out.
Optionally, described that a fund side, the fund selected as finishing screen are selected from the multiple fund sides filtered out Side, comprising:
When being made loans according to surplus capital amount, the residue of the fund planning of each fund side in the multiple fund sides filtered out Between and fund side's weight, filter out optimal fund side from each fund side filtered out.
Optionally, the method also includes:
The loan information is carried out matched matched with the loaning bill regular expression of preset each fund side by record Cheng Zhi.
It should be understood by those skilled in the art that, embodiments herein can provide as method, system or computer program Product.Therefore, complete hardware embodiment, complete software embodiment or reality combining software and hardware aspects can be used in the application Apply the form of example.Moreover, it wherein includes the computer of computer usable program code that the application, which can be used in one or more, The computer program implemented in usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) produces The form of product.
The application is referring to method, the process of equipment (system) and computer program product according to the embodiment of the present application Figure and/or block diagram describe.It should be understood that every one stream in flowchart and/or the block diagram can be realized by computer program instructions The combination of process and/or box in journey and/or box and flowchart and/or the block diagram.It can provide these computer programs Instruct the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce A raw machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute for real The device for the function of being specified in present one or more flows of the flowchart and/or one or more blocks of the block diagram.
These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates, Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one The step of function of being specified in a box or multiple boxes.
In a typical configuration, calculating equipment includes one or more processors (CPU), input/output interface, net Network interface and memory.
Memory may include the non-volatile memory in computer-readable medium, random access memory (RAM) and/ Or the forms such as Nonvolatile memory, such as read-only memory (ROM) or flash memory (flash RAM).Memory is computer-readable Jie The example of matter.
Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data. The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory (SRAM), moves State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable Programmable read only memory (EEPROM), flash memory or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM), Digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or other magnetic storage devices Or any other non-transmission medium, can be used for storage can be accessed by a computing device information.As defined in this article, it calculates Machine readable medium does not include temporary computer readable media (transitory media), such as the data-signal and carrier wave of modulation.
It should be noted that all the embodiments in this specification are described in a progressive manner, each embodiment weight Point explanation is the difference from other embodiments, and the same or similar parts between the embodiments can be referred to each other. For device class embodiment, since it is basically similar to the method embodiment, so being described relatively simple, related place ginseng See the part explanation of embodiment of the method.
Professional further appreciates that, unit described in conjunction with the examples disclosed in the embodiments of the present disclosure And algorithm steps, can be realized with electronic hardware, computer software, or a combination of the two, in order to clearly demonstrate hardware and The interchangeability of software generally describes each exemplary composition and step according to function in the above description.These Function is implemented in hardware or software actually, the specific application and design constraint depending on technical solution.Profession Technical staff can use different methods to achieve the described function each specific application, but this realization is not answered Think beyond scope of the present application.
Finally, it is to be noted that, herein, relational terms such as first and second and the like be used merely to by One entity or operation are distinguished with another entity or operation, without necessarily requiring or implying these entities or operation Between there are any actual relationship or orders.Moreover, the terms "include", "comprise" or its any other variant meaning Covering non-exclusive inclusion, so that the process, method, article or equipment for including a series of elements not only includes that A little elements, but also including other elements that are not explicitly listed, or further include for this process, method, article or The intrinsic element of equipment.In the absence of more restrictions, the element limited by sentence "including a ...", is not arranged Except there is also other identical elements in the process, method, article or apparatus that includes the element.
The foregoing description of the disclosed embodiments makes professional and technical personnel in the field can be realized or use the application. Various modifications to these embodiments will be readily apparent to those skilled in the art, as defined herein General Principle can be realized in other embodiments without departing from the spirit or scope of the application.Therefore, the application It is not intended to be limited to the embodiments shown herein, and is to fit to and the principles and novel features disclosed herein phase one The widest scope of cause.

Claims (10)

1. a kind of method of screening fund side characterized by comprising
Obtain the loan information of debt-credit side;Wherein, the loan information includes debt-credit side's user information and debt-credit side's loaning bill information;
The loan information is matched with the loaning bill regular expression of preset each fund side, from each fund side In filter out loaning bill regular expression and fund side that the loan information matches.
2. the method according to claim 1, wherein when the loaning bill regular expression and the debt-credit that filter out are believed When the quantity of the matched fund side of manner of breathing is multiple, the method also includes:
A fund side, the fund side selected as finishing screen are selected from the multiple fund sides filtered out.
3. according to the method described in claim 2, it is characterized in that, described select a money from the multiple fund sides filtered out Jin Fang, the fund side selected as finishing screen, comprising:
According to surplus capital amount, the residue of the fund planning of each fund side in the multiple fund sides filtered out make loans the time and Fund side's weight filters out optimal fund side from each fund side filtered out.
4. method described in any claim in -3 according to claim 1, which is characterized in that the method also includes:
The loaning bill regular expression of the loan information and preset each fund side is carried out matched matching process day by record Will.
5. a kind of device of screening fund side characterized by comprising
Information acquisition unit, for obtaining the loan information of debt-credit side;Wherein, the loan information includes debt-credit side's user information And debt-credit side's loaning bill information;
A Screening Treatment unit, for carrying out the loaning bill regular expression of the loan information and preset each fund side Match, the fund side that loaning bill regular expression matches with the loan information is filtered out from each fund side.
6. device according to claim 5, which is characterized in that described device further include:
Postsearch screening unit, for selecting a fund side, the money selected as finishing screen from the multiple fund sides filtered out Jin Fang.
7. device according to claim 6, which is characterized in that the postsearch screening unit is from the multiple fund sides filtered out One fund side of middle selection when the fund side selected as finishing screen, is specifically used for:
According to surplus capital amount, the residue of the fund planning of each fund side in the multiple fund sides filtered out make loans the time and Fund side's weight filters out optimal fund side from each fund side filtered out.
8. according to device described in any claim in claim 5-7, which is characterized in that described device further include:
Logging unit carries out the loaning bill regular expression of the loan information and preset each fund side for recording Matched matching process log.
9. a kind of storage medium, which is characterized in that program is stored on the storage medium, when described program is executed by processor The method for realizing screening fund side described in any claim in Claims 1-4.
10. a kind of processor, which is characterized in that the processor is for running program, wherein right of execution when described program is run The method that benefit requires screening fund side described in any claim in 1 to 4.
CN201811251520.4A 2018-10-25 2018-10-25 A kind of method, apparatus, storage medium and the processor of screening fund side Pending CN109377353A (en)

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CN110689424A (en) * 2019-09-06 2020-01-14 阿里巴巴集团控股有限公司 Capital supply and demand matching method and system
CN110688584A (en) * 2019-09-09 2020-01-14 上海凯京信达科技集团有限公司 User matching method, electronic equipment and computer program product
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CN111784509A (en) * 2020-07-02 2020-10-16 深圳鼎盛电脑科技有限公司 Dynamic verification method and device, electronic equipment and storage medium
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CN113421157A (en) * 2021-06-21 2021-09-21 上海数禾信息科技有限公司 Borrowing scheme determination method, device, equipment and storage medium
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CN116362876A (en) * 2023-06-01 2023-06-30 天津金城银行股份有限公司 Loan diversion method, system, equipment and storage medium

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CN110334938A (en) * 2019-06-28 2019-10-15 深圳惠金卓信科技有限公司 A kind of investment assetses dynamic match method and device
CN110619065A (en) * 2019-08-13 2019-12-27 平安普惠企业管理有限公司 Resource scheduling service processing method and device, computer equipment and storage medium
CN110689424B (en) * 2019-09-06 2023-09-08 创新先进技术有限公司 Funds supply and demand matching method and system
CN110689424A (en) * 2019-09-06 2020-01-14 阿里巴巴集团控股有限公司 Capital supply and demand matching method and system
CN110688584A (en) * 2019-09-09 2020-01-14 上海凯京信达科技集团有限公司 User matching method, electronic equipment and computer program product
CN110599045A (en) * 2019-09-17 2019-12-20 中国工商银行股份有限公司 Event partner screening method and device, electronic device and medium
CN111275391A (en) * 2019-12-24 2020-06-12 中信百信银行股份有限公司 Online asset intelligent distribution system and method
CN111340584A (en) * 2020-02-19 2020-06-26 深圳乐信软件技术有限公司 Method, device, equipment and storage medium for determining fund side
CN111784509A (en) * 2020-07-02 2020-10-16 深圳鼎盛电脑科技有限公司 Dynamic verification method and device, electronic equipment and storage medium
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CN112116459B (en) * 2020-09-30 2024-02-02 中国银行股份有限公司 Data processing method and device based on lending
CN112508680A (en) * 2020-11-30 2021-03-16 深圳市飞泉云数据服务有限公司 Method, device, system and computer readable storage medium for fund configuration
CN113421157A (en) * 2021-06-21 2021-09-21 上海数禾信息科技有限公司 Borrowing scheme determination method, device, equipment and storage medium
CN113554508A (en) * 2021-07-27 2021-10-26 未鲲(上海)科技服务有限公司 Virtual resource object matching method and device, electronic equipment and storage medium
CN114881725A (en) * 2022-04-22 2022-08-09 江苏中交车旺科技有限公司 Credit business data processing method and device, electronic equipment and storage medium
CN116362876A (en) * 2023-06-01 2023-06-30 天津金城银行股份有限公司 Loan diversion method, system, equipment and storage medium

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Application publication date: 20190222