CN109308416A

CN109308416A - Business service data processing method, device, system, storage medium and equipment

Info

Publication number: CN109308416A
Application number: CN201710620546.0A
Authority: CN
Inventors: 陈潇逸; 谢颖; 李敏
Original assignee: Tenpay Payment Technology Co Ltd
Current assignee: Tenpay Payment Technology Co Ltd
Priority date: 2017-07-26
Filing date: 2017-07-26
Publication date: 2019-02-05
Anticipated expiration: 2037-07-26
Also published as: CN109308416B

Abstract

The present invention provides a kind of business service data processing method, comprising: receives business service request, business service request includes corresponding second account information in business service enjoyment side and second user identity information；The matching degree of real name verification interface check the second account information and second user identity information of calling real-name authentication communication tool to provide sends business service according to check results and requests corresponding business service authorization requests to corresponding second account of the second account information；The license confirmation information that the second account is returned according to business service authorization requests is received, the second account and business service are established into incidence relation.Business service is authorized using the second account by real name verification tool, while guaranteeing business service safety, improves safety and the convenience of operation, a kind of business service data processing equipment, system, storage medium and equipment are also provided.

Description

Business service data processing method, device, system, storage medium and equipment

Technical field

The present invention relates to field of computer technology, more particularly to a kind of business service data processing method, device, are System, storage medium and equipment.

Background technique

The business such as traditional financial business, government prove to handle, government services, when other people are on behalf of handling, it usually needs line Lower processing, it is desirable to provide a variety of paperys prove document, even if carrying out on-line processing, it is also desirable to upload practical operation user and business Files, the processes such as relationship, the authorisation verification of the identity information of associated user and business associated user and practical operation user are numerous It is trivial, it is inconvenient.

Summary of the invention

Based on this, it is necessary in view of the above-mentioned problems, providing a kind of business service data processing method, device, system, storage Medium and equipment can improve the convenience of operation while guaranteeing user security equity.

A kind of business service data processing method, which comprises

Business service request is received, the business service request includes the corresponding first account letter of business service initiator Breath, corresponding second account information in business service enjoyment side and second user identity information, second account information are in reality The account information of generation is registered in name authentication communication tool；

Second account information described in the real name verification interface check for calling the real-name authentication communication tool to provide with it is described The matching degree of second user identity information sends the business service according to check results and corresponding business service authorization is requested to be asked Seek the second account corresponding to second account information；

The license confirmation information that second account is returned according to the business service authorization requests is received, by described second Account and business service establish incidence relation.

A kind of business service data processing equipment, described device include:

First receiving module, for receiving business service request, the business service request includes business service initiator Corresponding first account information, corresponding second account information in business service enjoyment side and second user identity information, described Two account informations are that the account information of generation is registered in real-name authentication communication tool；

Sending module is verified, the described in the real name verification interface check for calling the real-name authentication communication tool to provide The matching degree of two account informations and the second user identity information sends the business service request according to check results and corresponds to Business service authorization requests to corresponding second account of second account information；

Processing module is believed for receiving second account according to the license confirmation that the business service authorization requests return Second account and business service are established incidence relation by breath.

A kind of business service data processing system, which is characterized in that the system comprises service server, real name verifications to take Business device；

For the service server for receiving business service request, the business service request includes business service initiator Corresponding first account information, corresponding second account information in business service enjoyment side and second user identity information, described Two account informations are that the account information of generation is registered in real-name authentication communication tool；It is mentioned by the real-name authentication communication tool The real name verification interface of confession sends checking request to the real name verification server, and the checking request includes second account Information and the second user information；

The real name verification server is for the second account information described in real name verification Information Authentication according to the pre-stored data With the matching degree of the second user identity information, check results are generated, and send the service server for check results；

The service server, which is used to send the business service according to check results, requests corresponding business service authorization Request receives second account according to the business service authorization requests to corresponding second account of second account information Second account and business service are established incidence relation by the license confirmation information of return.

A kind of computer readable storage medium, is stored with that computer is executable to be referred on the computer readable storage medium It enables, when the computer executable instructions are executed by processor, so that the processor executes following steps: receiving business service Request, the business service request includes corresponding first account information of business service initiator, and business service enjoyment side is corresponding The second account information and second user identity information, second account information be in real-name authentication communication tool register life At account information；Second account information described in the real name verification interface check for calling the real-name authentication communication tool to provide with The matching degree of the second user identity information sends the business service according to check results and corresponding business service is requested to be awarded Power is requested to corresponding second account of second account information；Second account is received to be asked according to the business service authorization Second account and business service are established incidence relation by the license confirmation information for asking return.

A kind of computer equipment, including memory and processor store computer-readable instruction in the memory, institute When stating computer-readable instruction and being executed by the processor, so that the processor executes following steps: receiving business service and ask It asks, the business service request includes corresponding first account information of business service initiator, and business service enjoyment side is corresponding Second account information and second user identity information, second account information are to register to generate in real-name authentication communication tool Account information；Second account information and institute described in the real name verification interface check for calling the real-name authentication communication tool to provide The matching degree for stating second user identity information sends the business service according to check results and requests corresponding business service authorization It requests to corresponding second account of second account information；Second account is received according to the business service authorization requests Second account and business service are established incidence relation by the license confirmation information of return.

Above-mentioned business service data processing method, device, system, storage medium and computer equipment, receive including industry Corresponding first account information of business service initiator, corresponding second account information in business service enjoyment side and second user identity After the business service request of information, by calling the real name verification interface of real-name authentication communication tool offer to second user identity Information and the second account information that generation is registered in real-name authentication communication tool carry out matching verification, are sent according to check results Business service requests corresponding business service authorization requests to corresponding second account of the second account information, receives the second account and returns Second account and business service are established incidence relation by the license confirmation information returned.After receiving business service request, obtain Corresponding second account information in business service enjoyment side and second user identity information in business service request, by real name verification Tool carries out real name verification to the business service enjoyment side information being related in business service request, after being verified, to second Corresponding second account of account information sends business service authorization requests, needs the second account to authorize business service, has The safe equity that ensure that business service enjoyment side of effect, and in the business service authorization requests pair for obtaining the transmission of the second account After the license confirmation information answered, the second account and business service are established binding relationship, save behaviour by response business service request Make process, improves safety and the convenience of operation.

Detailed description of the invention

Fig. 1 is the applied environment figure of business service data processing method in one embodiment；

Fig. 2 is the schematic diagram of internal structure of business datum server in Fig. 1；

Fig. 3 is the flow chart of business service data processing method in an implementation；

Fig. 4 is the flow chart of business service data processing method in an implementation；

Fig. 4 A is the timing diagram that real name verification interface calls authorization in one embodiment；

Fig. 5 is the timing diagram of business service data processing method in one embodiment；

Fig. 6 is the flow chart of business service data processing method in a specific embodiment；

Fig. 7 is the interface schematic diagram of insurance business data processing in one embodiment；

Fig. 7 A is the interface display diagram of insurance business data processing notification push in one embodiment；

Fig. 8 is the structural block diagram of business service data processing equipment in one embodiment；

Fig. 9 is the structural block diagram of business service data processing equipment in one embodiment；

Figure 10 is the structural block diagram of business service data processing equipment in one embodiment；

Figure 11 is the architecture diagram of business service data processing system in one embodiment.

Specific embodiment

In order to make the objectives, technical solutions, and advantages of the present invention clearer, with reference to the accompanying drawings and embodiments, right The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and It is not used in the restriction present invention.

It is appreciated that term " first " used in the present invention, " second " etc. can be used to describe various elements herein, But these elements should not be limited by these terms.These terms are only used to distinguish the first element from the other element.Citing comes It says, without departing from the scope of the invention, the first account information can be known as the second account information, and similarly, Second account can be known as the first account.First account and the second account both register the account of generation, but it is not same One account.

Fig. 1 is the applied environment figure of business service data processing method in one embodiment, as shown in Figure 1, this applies ring Border includes first terminal 110, service server 120, real name verification server 130, second terminal 140, wherein first terminal 110, service server 120, real name verification server 130, second terminal 140 can be communicated between each other by network. First terminal 110 generates business service request and is sent to service server 120, and service server 120 receives business service request, And checking request is sent to real name verification server 130, verify the matching degree of the second account information and the second identity information, real name Verification result is returned to service server 120 by authentication server 130, and service server 120 is according to verification result again to reality Name authentication server 130 sends sending out notice request, and real name verification server 130 is to the corresponding second terminal 140 of the second account Transmission service Service Notification, second terminal 140 return to license confirmation information to service server by real name verification server 130 120, make service server 120 that second account and business service are established binding relationship.

Fig. 2 is the schematic diagram of internal structure of service server 120 in one embodiment.As shown in Fig. 2, the server includes Processor, non-volatile memory medium, built-in storage and the network interface connected by system bus.Wherein, the server Non-volatile memory medium is stored with operating system, database and business service data processing equipment, stores first in database Account information and business service information, the business service data processing equipment take for realizing a kind of business for being suitable for server Business data processing method.The processor of the server supports the operation of entire server for providing calculating and control ability.It should The built-in storage of server provides environment for the operation of the business service data processing equipment in non-volatile memory medium, this is interior Computer-readable instruction can be stored in memory, when which is executed by the processor, may make described Processor executes a kind of business service data processing method.The network interface of the server with external terminal for passing through accordingly Network connection communication, for example receive the real name verification that the business service that terminal is sent requests and real name verification tool is called to provide Interface etc..Server can be realized with the server cluster of the either multiple server compositions of independent server.This field Technical staff is appreciated that structure shown in Figure 2, only the block diagram of part-structure relevant to application scheme, not The restriction for the server being applied thereon to application scheme is constituted, specific server may include more than as shown in the figure Or less component, perhaps combine certain components or with different component layouts.

As shown in figure 3, in one embodiment, providing a kind of business service data processing method, including the following contents:

Step S310, receives business service request, and business service request includes corresponding first account of business service initiator Number information, corresponding second account information in business service enjoyment side and second user identity information, the second account information are in reality The account information of generation is registered in name authentication communication tool.

Wherein, business service request is the solicited message generated according to the relevant operation of business service initiator, Ke Yiyou Real name verification tool with real name verifying function generates or the application service by relying on real name verification tool generates, can also Not rely on real name verification tool while the application generation without real name verifying function by independent yet.Business service request Including corresponding first account information of business service initiator, corresponding second account information in business service enjoyment side and second is used Family identity information.

Specifically, business service initiator refers to that initiating business service is the first user of other people transacting business, is corresponded to First account information replaces second user to initiate business service for example, the first user logs in the first account information；Business service is enjoyed Recipient refers to the user of the active service in business service, correspond to the second account information, as in insurance policy when insurer and by When insurer is not the same person, insure artificial business service initiator, artificial business service enjoyment side of being insured.In order to Second user is set to get the business service information of the first user's operation, the second account information is in real-name authentication communication tool Register generate account information, corresponding second account of the second account information can in same real-name authentication communication tool It is communicated between other accounts.Further, second user identity information is the information that can be identified for that second user identity, packet Include second user ID card information, name information or bank card information etc..

Wherein, real-name authentication communication tool be refer to support user complete real name verification and can realize and other users into The communication tool of row connection.Wherein, account information and subscriber identity information that the registration of real-name authentication communication tool generates are established The process of binding relationship is the process of a real-name authentication, can be according to the binding relationship reconciliation of foundation after completing real-name authentication Number information and subscriber identity information are verified.

Particularly, the application that registration generates the first account information can be reality with real name verification and communication function itself The corresponding application of name verification tool, can be the application for relying on real name verification tool, and can be can call real-name authentication logical The application of real name verification and communication function that news tool provides, is also possible to be able to carry out real-name authentication in itself and can be by logical The application of news tool progress user's Notification Validation.Further, if registering the application for generating the first account information as real-name authentication The corresponding application of communication tool, then registering and generating the application of the second account information is that registration generates answering for the first account information With.If the application that registration generates the first account information is that itself do not have real name verification and communication function, but can call real name The application of real name verification and communication function that authentication communication tool provides registers the application of the second account information of generation then to call The corresponding application of real name verification tool.

Step S320, the second account information of real name verification interface check and second for calling real-name authentication communication tool to provide The matching degree of subscriber identity information sends business service according to check results and requests corresponding business service authorization requests to second Corresponding second account of account information.

Wherein, after real-name authentication communication tool completes user's real-name authentication, will complete the account information of real-name authentication with it is right The subscriber identity information answered is established incidence relation and is stored in database or inner server as real-name authentication information, and provides The real name verification interface of the real-name authentication information of storage can be called.

Further, it is obtained by the real-name authentication interface for calling the real-name authentication communication tool of the second account registration to provide Real-name authentication information verifies the matching degree of the second account information and second user identity information, and sends industry according to check results The corresponding business service authorization requests of service request of being engaged in are enjoyed to corresponding second account of the second account information with informing business service The corresponding business service information of recipient, and confirmation authorization is carried out to business service by business service enjoyment side.Wherein, pass through reality The real-name authentication interface that name authentication communication tool provides obtains real-name authentication information, the second account information of verification and second user body The detailed process of the matching degree of part information can be used following methods in one embodiment and realize.

Further, it is obtained in the real-name authentication interface for calling the real-name authentication communication tool of the second account registration to provide real Before name authentication information, using following methods in one embodiment to real-name authentication interface authorization, connect real-name authentication Mouth obtains the permission for calling real-name authentication information.

Wherein, the different expression form for the real-name authentication communication tool that business service authorization requests are registered according to the second account Can be different, real name verification is such as carried out by the communication number of mobile terminal, then sends business in the form of short message and awards Power request, if real name verification tool is the application with communication function, then to send reminder announced or by application service number The form of push sends service authorization request.

Step S330 receives the license confirmation information that the second account is returned according to business service authorization requests, by the second account Number with business service establish incidence relation.

Specifically, after the second account receives business service authorization requests, business service is enjoyed root and is awarded according to business service The content information carried in power request, confirms business service authorization requests, and the authorization for receiving the return of the second account is true Recognize information, the second account and business service are established into incidence relation.

Further, it establishes incidence relation and refers to business service is associated with the second account, the second account is enable to connect It receives the related news of business service and there is operating right, such as that insurance bills are associated with the second account, the second account is Declaration form can be operated, and the insurance in-force of insurance business transmission can be got, the notice such as expire.Alternatively, such as by bank Card business service is associated with the second account, then second user can modify to information such as bank card passwords, and can Receive the corresponding informances such as bank card bill.

Particularly, the second account returns to license confirmation information, illustrate the first account information of the second account permission corresponding the One account pair business service relevant to the second account operates, therefore in the license confirmation letter for receiving the return of the second account After breath, while the second account and business service are established incidence relation, corresponding first account of the first account information is also obtained Associated authorization can carry out subsequent operation to business service.

This gives the operations after the license confirmation information for receiving the return of the second account, if not receiving second The license confirmation information that account is returned according to business service authorization requests can carry out related behaviour according to following other embodiments Make.

Above-mentioned business service data processing method obtains business in business service request by receiving business service request Corresponding second account information in enjoyment side and second user identity information are serviced, wherein the second account information is logical in real-name authentication The account information that generation is registered in news tool, the second account of real name verification interface check provided by real-name authentication communication tool The matching degree of information and second user identity information sends business service according to check results and requests corresponding business service authorization Request receives license confirmation information that the second account returns for the second account and industry to corresponding second account of the second account information Incidence relation is established in business service.The business service request initiated according to the Business Initiator received, obtains business service and enjoys Corresponding second account information in side and second user identity information carry out real name verification to business service enjoyment side, are verified Afterwards, business service authorization requests are sent to corresponding second account of the second account information, by the after the second account is verified Two accounts and business service establish incidence relation, will be by the industry relevant to business enjoyment side of business service initiator's practical operation Business service informing business enjoyment side, and confirmed authorization by business service enjoyment side and built business service and business service enjoyment side Vertical binding relationship, is effectively guaranteed the safe equity of business service enjoyment side, and verified by real name tool, guarantees Operating process is saved while safety, improves safety and the convenience of operation.

In one embodiment, step S320 includes: by calling real name verification interface to send to real name verification server Checking request, checking request carry the second account information and second user identity information, so that real name verification server is according to pre- Whether the second account information of real name verification Information Authentication and second user identity information first stored matches, if it does, then raw At the check results of successful match, the check results that it fails to match are otherwise generated.

Wherein, it after real-name authentication communication tool is completed to the real-name authentication of account, is stored and is completed by real-name authentication server The account information of real name verification and corresponding subscriber identity information pass through the real-name authentication letter called in real-name authentication server Breath carries out real-name authentication to account, and real-name authentication server provides the real name verification interface for calling real-name authentication information.Real name is tested Card server refers to storage real name verification information and responds the server of real name verification means requests.

In order to send corresponding request the second account corresponding with the second account information is notified, the second account is believed Breath carries out real name verification.After getting the second account information and second user identity information in business service request, by reality Second account information and second user identity information are sent to real name by the real name verification interface that name authentication communication tool provides recognizes Server is demonstrate,proved, by real name verification server the second account information of real name verification Information Authentication corresponding second according to the pre-stored data Whether account has been completed real-name authentication, and verifies whether the second account information matches with the second identity information.

Specifically, for example, first looking for whether there is and the second account information phase in pre-stored real name verification information Same account information, and if it exists, then illustrate that the second account information has completed real-name authentication, then obtain pre-stored second Account information binding subscriber identity information with second user identity information compared with, if they are the same, then illustrate the second account information and The matching of second user identity information, and real-name authentication is completed, generate the check results of successful match.If pre-stored real name There is no the second account information or the second account informations and second user identity information to mismatch in verification information, then generation Check results with failure.

Particularly, the business for calling real name verification interface to send checking request to real name verification server can be based on real The business of name authentication communication tool platform, the industry for the real name verification and informing function that real-name authentication communication tool can be called to provide Business is also possible to call third party's tool to carry out real name verification, then the business notified by real name verification tool first.

In other embodiments, second user identity information verifying can by by other with real name verification function Using completion, do not need that real name verification interface is called to carry out real name verification by real name verification tool.Such as demonstrate,proved according to user identity Number and the information such as address name, phone number, by bank's real-name authentication system or government bodies' real-name authentication system to second Subscriber identity information is verified.

In the present embodiment, by calling real name verification interface to send checking request to real name verification server, so that real name Authentication server verifies the second account information and second user identity information, and generates corresponding verification result.Pass through By real name verification information pre-stored in real-name authentication server, complete to business service enjoyment side identity information really Recognize, the process of verifying is saved by existing real-name authentication information, can under the premise that security is guaranteed, rapidly and accurately complete The verifying of pairs of second account information improves safety and the convenience of operation.

In one embodiment, step S320 further include: if check results are successful match, call notification provides interface Notice push request is sent to real name verification server, notice push request includes that business service authorization requests and the second account are believed Breath, so that business service authorization requests are sent to corresponding second account of the second account information by real name verification server.

Specifically, real-name authentication server the second account information of real name verification information authentication according to the pre-stored data and second When subscriber identity information matches, the check results of successful match are generated, after the check results for obtaining successful match, informing business clothes The business relative business service in enjoyment side.Since corresponding second account information in business service enjoyment side is logical in real-name authentication The account information that generation is registered in news tool, therefore, it is necessary to send related announcement to the second account by real name verification tool.This In embodiment, after the check results for generating successful match, business service is sent to the second account by real-name authentication tool and is awarded The operation of power request can be applied in above-mentioned two embodiment.

Particularly, generate the verification result of successful match can not be real-name authentication server, but by can be into The authentication result that the application of row real-name authentication returns after being authenticated.For example, the real name register system by government department carries out Verifying is authenticated by the Verification System of financial institution, after authenticating successfully, then by the communication of real-name authentication communication tool Function, call notification provide interface to the second account transmission service Service Notification.

Interface is provided by the notice for calling real-name authentication communication tool to provide to push away to real name verification server transmission notice Request is sent, request real name verification server sends corresponding notice and pushes to the second account, wherein notice push request includes industry It is engaged in service authorization request and the second account information, the second account information is in order to inform the account of real name verification server push notice Number, business service authorization requests are the solicited messages of needs the second account authorization generated according to business service request, be can wrap Include the user that the corresponding first account information informing business service enjoyment side of business service initiator initiates business service, including industry The main contents of business service, such as insurance type, the amount of money, time limit make business service enjoy root and make phase according to the information of carrying It should judge.

In the present embodiment, interface is provided to real-name authentication server by the notice for calling real-name authentication communication tool to provide Notice push request is sent, so that real-name authentication server uses the communication of real-name authentication communication tool according to notice push request Function sends corresponding notice push to the second account.It can be accurate in real time by the communication function of real-name authentication communication tool Send corresponding business service notice to business service enjoyment side, facilitate business service enjoyment side to be operated, do not need to mention Multiple documentary evidences are handed over, the safety of subscriber identity information has been ensured, has simplified operating process, improved convenience.

As shown in figure 4, in one embodiment, before step S320 further include:

Step S410 receives the use that real name verification server is generated according to the corresponding authorized user message of the first account information Family authorized certificate, the first account information are that the account information of generation is registered in real-name authentication communication tool.

Specifically, when carrying out business handling in the third-party application for relying on real-name authentication communication tool, third party It applies and needs to obtain connecing for real-name authentication communication tool before the real name verification interface for calling real-name authentication communication tool to provide Mouth calls authorization.

When the first account clicks some agreement of some operation or granted service business, it is corresponding to generate the first account Authorized user message, since real name verification server is the corresponding server of real name verification tool, the first account is real name verification The account of generation is registered in tool, real name verification server can get the corresponding authorized user message of the first account, and root Corresponding user's authorized certificate is generated according to authorized user message, and is sent to service server.User's authorized certificate is that user is same Meaning carries out the voucher of verification operation.For example, business operation is carried out in the service platform of immediate communication tool, such as in the wechat public Carry out business operation in number platform, into wechat public platform platform after click related service or agree to related protocol after, login Wechat account generates corresponding authorized user message, and authorization wechat public platform platform accesses wechat real-name authentication server, wechat Real-name authentication server directly acquires authorized user message, generates user's authorized certificate code according to authorized user message and returns to In wechat public platform platform.

In other embodiments, the first account information is also possible to be able to carry out real-name authentication but does not have communication function Using the account information that registration generates, corresponding real name verification interface is called.

Step S420 sends the interface calling acquisition of credentials request for carrying user's authorized certificate to real name verification server.

User's authorized certificate is received, the interface calling voucher for carrying user's authorized certificate is sent to real name verification server Acquisition request includes the service for being authorized and being verified in real name verification server, calls acquisition of credentials to ask when receiving interface It after asking, detects whether to carry user's authorized certificate, if so, user's authorized certificate is obtained, according to the generation pair of user's authorized certificate The interface answered calls voucher.

For example, carrying out business operation in the service platform of immediate communication tool, such as carried out in wechat public platform platform Business operation requests access token (interface calling voucher) to wechat real name verification server according to the code received.

Step S430 receives the interface that real name verification server returns and calls voucher, and interface calls voucher for calling reality The real name verification interface that name authentication communication tool provides.

Specifically, it receives the interface that real-name authentication server returns and calls voucher, it is temporary visit which, which calls voucher, Code, the real name verification interface that can temporarily call real-name authentication communication tool to provide.

Specifically, as shown in Figure 4 A, it is the process of a real-name authentication communication tool authorization invocation real name verification interface:

1, the first account carries out authentication operation at business service interface and generates corresponding authorized user message；

2, real name verification server obtains authorized user message and generates user's authorized certificate, returns to user's authorized certificate to industry The corresponding service server of business service provider；

3, service server calls acquisition of credentials request according to the user's authorized certificate transmission interface received；

4, real name verification server response interface calls acquisition of credentials request, returns to interface and calls voucher to business service Device；

5, the real name verification interface that service server calls voucher that real-name authentication communication tool is called to provide according to interface.

In the present embodiment, the licensing process of real name verification interface can be applied to call real name verification in other embodiments Interface obtained before the step of real name verification information.

In the present embodiment, business service provider is before calling real name verification interface to obtain real name verification information by awarding Program is weighed, calls voucher to call real name verification information according to interface.Business service without real-name authentication and communication function mentions Supplier calls voucher that can temporarily get the permission of interface calling by interface, obtains real name verification message, is the second account Information Authentication provide convenience, while call real name verification interface obtain real name verification information before need to obtain authorization with Card increases the safety of real-name authentication information calling, can prevent real name verification leakage of information.

In one embodiment, the first account information is that the account information of generation is registered in real-name authentication communication tool, It further include corresponding first subscriber identity information of the first account information in business service request；It further include calling before step S320 The matching degree of real name verification interface check the first account information and the first subscriber identity information of real-name authentication communication tool, if With success, then the second account information of real name verification interface check and second user for calling real-name authentication communication tool to provide are executed The step of matching degree of identity information.Specifically, corresponding first account information of business service initiator is also in real-name authentication The account information of generation is registered in communication tool, includes corresponding first user identity of the first account information in business service request Information obtains the first account information and the first subscriber identity information before verifying to the second account, passes through registration first The real name verification tool of account information verifies the first account information and the first subscriber identity information, in the first account information After verifying successful match, just the second account information is verified, guarantees the authenticity for initiating business service user.Particularly, The real-name authentication that registration generates the real-name authentication communication tool of the first account information and registration generates the second account information communicates work Tool can be the same or different.

In the present embodiment by call real-name authentication communication tool the first account information of real name verification interface check with The process of the matching degree of first subscriber identity information can be applied in other embodiments, further enhance in each embodiment, The safety of business service operation.

In the present embodiment, of real-name authentication communication tool verification the first account information and the first subscriber identity information is utilized With degree, to verify the authenticity of business service initiator information, the safety of business service operation is further improved.

In one embodiment, business service data processing method further include: taken if receiving the second account according to business The refusal authorization message or do not receive the business service authorization that the second account returns more than preset time that business authorization requests return Corresponding response message is requested, then refuses business service request.

Specifically, if the second account returns to refusal authorization after receiving service authorization request or do not award more than preset time Power then terminates business service and requests corresponding business.Further, unauthorized when the preset time is exceeded, can also temporarily cease Related service continues business service after user's authorization.

A kind of subsequent operation processing method when the second account does not return to license confirmation information is present embodiments provided, it can To be used in combination with other embodiments, the safety of business operation is improved.

In the present embodiment, relevant operation is carried out to business service according to the result that the second account returns, if the second account is not Authorization, then terminate corresponding business service, the equity of business service enjoyment side be effectively guaranteed, and improves business service operation Safety.

As shown in figure 5, in one embodiment, providing a kind of business service data handling procedure:

1, business service initiator initiates business service online, generates corresponding business service request to business service system.

2, the real name verification interface check business service request that business service system calls real-name authentication communication tool to provide In the account information of business service enjoyment side verified with identity information.

3, business service system sends corresponding business service to business service enjoyment side according to check results and notifies.

4, business service enjoyment side receives business service notice, and is confirmed to the information in business service notice, refused Exhausted or delay disposal；

5, corresponding second account in business service enjoyment side returns to corresponding processing result by real name verification tool Business service system.

6, the processing result that business service system is returned according to business service enjoyment side changes business service state.

7, business service system sends business service Status Change notice to corresponding first account of business service initiator.

8, the second account and business service are established binding relationship by business service system, are business service enjoyment side and business Initiator provides follow-up service notice.

In the present embodiment, is requested according to the business service that business service initiator initiates, sent to business service enjoyment side Corresponding notification message is confirmed that business service system is enjoyed according to business service by business service enjoyment side to business service The processing result of recipient carries out related change to business service, and the information security of business service enjoyment side is effectively guaranteed, And identity information is verified using real name verification tool, operating process is simplified while ensure that safety, is improved The convenience of business service operation.

As shown in fig. 6, to provide a kind of business service data processing method in a specific embodiment, including it is following interior Hold:

Step S610, receives business service request, and business service request includes corresponding first account of business service initiator Number information, the first subscriber identity information, corresponding second account information in business service enjoyment side and second user identity information.

As shown in fig. 7, in immediate communication tool platform processes financial business, for example buy and insure in wechat platform Business, business service initiator log in wechat using corresponding first wechat account information, the business hair in the declaration form page 700 It plays square information solicitation region 710 and fills in corresponding insurer's ID card No., the identity informations such as insurer's name are enjoyed in business It fills in by insurer's name, ID card No. and the second account information, after the completion of filling in, according to industry in square information solicitation region 720 Initiator information and the business enjoyment side information of being engaged in simultaneously combine the information in insurance business information area 730 to generate corresponding insurance Business service request carries the corresponding information filled in.

After receiving business service request, corresponding first subscriber identity information and the first wechat account letter can be obtained Breath, second user identity information and the second wechat account information.

Step S620, the first account information of real name verification interface check and first for calling real-name authentication communication tool to provide The matching degree of subscriber identity information, successful match execute step S630.

Step S630, by calling real name verification interface to send checking request to real name verification server, checking request is taken The second account information of band and second user identity information, so that real name verification server real name verification information according to the pre-stored data It verifies the second account information and whether second user identity information matches, if it does, then the check results of successful match are generated, Otherwise the check results that it fails to match are generated.

Step S640, if check results are successful match, call notification is provided interface and is sent to real name verification server Notice push request, notice push request includes business service authorization requests and the second account information, so that real name verification service Business service authorization requests are sent to corresponding second account of the second account information by device.

As shown in Figure 7 A, for immediate communication tool platform processes financial business, such as in wechat platform purchase insurance Business matches when verifying the second account information by wechat real name verification interface with second user identity information, then wechat service Platform sends Service Notification 740 to corresponding second account of the second account information by wechat server, wraps in Service Notification 740 Include insurance title, insurer's name (the first subscriber identity information), by insurer's name (second user identity information), insurance Business relevant information, insurance service details link area 740A click insurance service details link area 740A and enter insurance details The page 750 includes the insurance related informations such as insurance details information, confirmation option 750A and rejecting option 750B.

Because wechat itself has real name verification and communication function, can call directly wechat real name verification interface into Row real name verification, in other embodiments, if the application of the business of progress does not have real name verification function, available real name is recognized Card communication tool port calling voucher, the real name verification port progress real-name authentication of calling real-name authentication communication tool, and by The communication function of real-name authentication communication tool is issued a notice.

Step S650 receives the license confirmation information that the second account is returned according to business service authorization requests, by the second account Number with business service establish incidence relation.

Specifically, for wechat platform buys insurance business, after confirming option 750A when the user clicks, declaration form comes into force, And the second wechat account is established into incidence relation with corresponding declaration form.After establishing binding relationship, business service enjoyment side can Receive corresponding declaration form the notice such as come into force, expire, and can be settled a claim by corresponding insurance business system application etc., while the One wechat account also has the permission for the declaration form being modified and being obtained related announcement while declaration form comes into force.

In the present embodiment, the business service data processing method that provides obtains the by receiving business service request first One account information simultaneously carries out real name verification to the first account information, guarantees its authenticity and validity, then obtains business service Corresponding second account information in business service enjoyment side and second user identity information in request, by real-name authentication communication tool The matching degree of real name verification interface check the second account information and second user identity information of offer, sends according to check results Business service requests corresponding business service authorization requests to corresponding second account of the second account information, receives the second account and returns Second account and business service are established incidence relation by the license confirmation information returned.It is initiated according to the Business Initiator received Business service request, carries out real name verification to business service initiator first, guarantees the safety and validity of business service, so Corresponding second account information in business service enjoyment side is obtained afterwards and second user identity information carries out business service enjoyment side Real name verification after being verified, sends business service authorization requests to corresponding second account of the second account information, in the second account The second account and business service are established into incidence relation after number being verified, by by business service initiator's practical operation and industry Be engaged in the relevant business service informing business in the enjoyments side side of enjoymenting, and authorized by the confirmation of business service enjoyment side and by business service and Business service enjoyment side establishes binding relationship, the safe equity of business service enjoyment side is effectively guaranteed, and by real name Tool is verified, and is guaranteed to save operating process while safety, is improved safety and the convenience of operation.

As shown in figure 8, in one embodiment, providing a kind of business service data processing equipment 800, including following interior Hold:

First receiving module 810, for receiving business service request, business service request includes business service initiator couple The first account information answered, corresponding second account information in business service enjoyment side and second user identity information, the second account Information is that the account information of generation is registered in real-name authentication communication tool.

Sending module 820 is verified, the second account of real name verification interface check for calling real-name authentication communication tool to provide The matching degree of number information and second user identity information sends business service according to check results and corresponding business service is requested to be awarded Power is requested to corresponding second account of the second account information.

Processing module 830, the license confirmation information returned for receiving the second account according to business service authorization requests will Second account and business service establish incidence relation.

Above-mentioned business service data processing equipment obtains business in business service request by receiving business service request Corresponding second account information in enjoyment side and second user identity information are serviced, wherein the second account information is logical in real-name authentication The account information that generation is registered in news tool, the second account of real name verification interface check provided by real-name authentication communication tool The matching degree of information and second user identity information sends business service according to check results and requests corresponding business service authorization Request receives license confirmation information that the second account returns for the second account and industry to corresponding second account of the second account information Incidence relation is established in business service.The business service request initiated according to the Business Initiator received, obtains business service and enjoys Corresponding second account information in side and second user identity information carry out real name verification to business service enjoyment side, are verified Afterwards, business service authorization requests are sent to corresponding second account of the second account information, by the after the second account is verified Two accounts and business service establish incidence relation, will be by the industry relevant to business enjoyment side of business service initiator's practical operation Business service informing business enjoyment side, and confirmed authorization by business service enjoyment side and built business service and business service enjoyment side Vertical binding relationship, is effectively guaranteed the safe equity of business service enjoyment side, and verified by real name tool, guarantees Operating process is saved while safety, improves safety and the convenience of operation.

In one embodiment, verification sending module 820 is also used to by calling real name verification interface to take to real name verification Business device sends checking request, and checking request carries the second account information and second user identity information, so that real name verification service Whether device the second account information of real name verification Information Authentication according to the pre-stored data and second user identity information match, if Match, then generate the check results of successful match, otherwise generates the check results that it fails to match.

In one embodiment, if it is successful match, call notification hair that verification sending module 820, which is also used to check results, It puts interface and sends notice push request to real name verification server, notice push request includes business service authorization requests and second Account information, so that business service authorization requests are sent to corresponding second account of the second account information by real name verification server Number.

As shown in figure 9, in one embodiment, business service data processing equipment further include:

Second receiving module 910 is authorized for receiving real name verification server according to the corresponding user of the first account information User's authorized certificate that information generates, the first account information is that the account information of generation is registered in real-name authentication communication tool.

Sending module 920, the interface for sending carrying user's authorized certificate to real name verification server call voucher to obtain Take request.

Interface calling module 930, the interface for receiving the return of real name verification server call voucher, and interface calls voucher Real name verification interface for calling real-name authentication communication tool to provide.

As shown in Figure 10, in one embodiment, the first account information is to register to generate in real-name authentication communication tool Account information, business service request in further include corresponding first subscriber identity information of the first account information；Business service number According to processing unit further include:

Correction verification module 840, for call real-name authentication communication tool the first account information of real name verification interface check and The matching degree of first subscriber identity information enters verification sending module 820 if successful match.

In one embodiment, if processing module 830 is also used to receive the second account according to business service authorization requests The refusal authorization message of return or the business service authorization requests for not receiving the return of the second account more than preset time are corresponding Response message then refuses business service request.

As shown in figure 11, in one embodiment, a kind of business service data processing system, including service server are provided 120 and real name verification server 130.

Service server 120 includes that business service initiator is corresponding for receiving business service request, business service request The first account information, corresponding second account information in business service enjoyment side and second user identity information, the second account letter Breath is the account information that generation is registered in real-name authentication communication tool；The real name verification provided by real-name authentication communication tool Interface sends checking request to real name verification server 130, and checking request includes the second account information and second user information；

Real name verification server 130 is used for the second account information of real name verification Information Authentication according to the pre-stored data and second The matching degree of subscriber identity information generates check results, and sends service server 120 for check results；

Service server 120, which is used to send business service according to check results, requests corresponding business service authorization requests extremely Corresponding second account of second account information receives the second account and is believed according to the license confirmation that business service authorization requests return Second account and business service are established incidence relation by breath.

Above-mentioned business service data processing system, service server obtain business service by receiving business service request Corresponding second account information in business service enjoyment side and second user identity information in request, wherein the second account information be The account information of generation, the real name that service server is provided by real-name authentication communication tool are registered in real-name authentication communication tool It verifies interface and sends checking request to real name verification server, real name verification server verifies the second account information and second user The matching degree of identity information sends business service according to check results and requests corresponding business service authorization requests to the second account Corresponding second account of information, service server receive the license confirmation information that the second account returns and take the second account and business Incidence relation is established in business.By service server and real name verification server collective effect, to the second account information corresponding Two accounts send business service authorization requests, and business service informing business service enjoyment side is confirmed by business service enjoyment side It authorizes and business service and business service enjoyment side is established into binding relationship, the safety of business service enjoyment side is effectively guaranteed Equity, and verified by real name tool, guarantee to save operating process while safety, improves the safety of operation Property and convenience.

In one embodiment, real name verification server 130 is also used to receive checking request, and checking request includes the second account Number information and second user identity information, the second account information of real name verification Information Authentication and second user according to the pre-stored data Whether identity information matches, if it does, then generating the check results of successful match, otherwise generates the verification knot that it fails to match Check results are sent service server 120 by fruit.

In one embodiment, service server 120 is also used to call notification granting interface transmission and notifies that pushing request arrives Real name verification server 130, notice push request includes business service authorization requests and the second account information；

Real-name authentication server 130 is also used to receive notice push request, and business service authorization requests are sent to second Corresponding second account of account information.

In one embodiment, real-name authentication server 130 is also used to according to the corresponding user's authorization of the first account information User's authorized certificate that information generates, the first account information is that the account information of generation is registered in real-name authentication communication tool, And it is sent to service server 120；

Service server 120 is also used to receive user's authorized certificate, send carry user's authorized certificate interface call with Acquisition request is demonstrate,proved to real name verification server 130；

Real name verification server 130 is also used to that user's authorized certificate generation in acquisition of credentials request is called to connect according to interface Mouth calls voucher to return to service server 120；

The interface that service server 120 is also used to receive the return of real name verification server calls voucher, and interface calls voucher Real name verification interface for calling real-name authentication communication tool to provide.

In one embodiment, the first account information is that the account information of generation is registered in real-name authentication communication tool, It further include corresponding first subscriber identity information of the first account information in business service request；Service server 120 is also used to adjust With the matching degree of real name verification interface check the first account information and the first subscriber identity information of real-name authentication communication tool, if Successful match, then the second account information of real name verification interface check for calling real-name authentication communication tool to provide and second user body The matching degree of part information.

In one embodiment, if service server 120 is also used to receive the second account and is asked according to business service authorization The business service authorization requests sought the refusal authorization message of return or do not receive the return of the second account more than preset time are corresponding Response message, then refuse business service request.

In one embodiment, a kind of computer readable storage medium is provided, is stored on computer readable storage medium Computer executable instructions, when computer executable instructions are executed by processor, so that processor executes following steps: receiving industry Business service request, business service request includes corresponding first account information of business service initiator, and business service enjoyment side is right The second account information and second user identity information answered, the second account information are to register to generate in real-name authentication communication tool Account information；The second account information of real name verification interface check and second user body for calling real-name authentication communication tool to provide The matching degree of part information sends business service according to check results and corresponding business service authorization requests to the second account is requested to be believed Cease corresponding second account；The license confirmation information that the second account is returned according to business service authorization requests is received, by the second account Number with business service establish incidence relation.

Above-mentioned computer readable storage medium obtains business clothes in business service request by receiving business service request Corresponding second account information in business enjoyment side and second user identity information, wherein the second account information is to communicate in real-name authentication The account information that generation is registered in tool is believed by the second account of real name verification interface check that real-name authentication communication tool provides The matching degree of breath and second user identity information sends business service according to check results and corresponding business service authorization is requested to be asked It seeks the second account corresponding to the second account information, receives license confirmation information that the second account returns for the second account and business Incidence relation is established in service.The business service request initiated according to the Business Initiator received, obtains business service enjoyment side Corresponding second account information and second user identity information carry out real name verification to business service enjoyment side, after being verified, Business service authorization requests are sent to corresponding second account of the second account information, by the second account after the second account is verified Number with business service establish incidence relation, will by the business relevant to the business side of enjoymenting of business service initiator's practical operation clothes Be engaged in informing business enjoyment side, and is confirmed authorization by business service enjoyment side and established business service with business service enjoyment side and tied up Determine relationship, the safe equity of business service enjoyment side is effectively guaranteed, and verified by real name tool, guarantees safety Operating process is saved while property, improves safety and the convenience of operation.

In one embodiment, when computer executable instructions are executed by processor, processor is also made to execute following step Rapid: by calling real name verification interface to send checking request to real name verification server, checking request carries the second account information With second user identity information so that real name verification server the second account of real name verification Information Authentication according to the pre-stored data letter Whether breath and second user identity information match, if it does, then generating the check results of successful match, otherwise generate matching and lose The check results lost.

In one embodiment, when computer executable instructions are executed by processor, processor is also made to execute following step Rapid: if check results are successful match, call notification provides interface and sends notice push request to real name verification server, leads to Know that push request includes business service authorization requests and the second account information, so that real name verification server is by business service authorization Request is sent to corresponding second account of the second account information.

In one embodiment, when computer executable instructions are executed by processor, processor is also made to execute following step It is rapid: user's authorized certificate that real name verification server is generated according to the corresponding authorized user message of the first account information is received, the One account information is that the account information of generation is registered in real-name authentication communication tool；It sends to carry to real name verification server and use The interface of family authorized certificate calls acquisition of credentials request；It receives the interface that real name verification server returns and calls voucher, interface tune The real name verification interface for being used to that real-name authentication communication tool be called to provide with voucher.

In one embodiment, the first account information is that the account information of generation is registered in real-name authentication communication tool, It further include corresponding first subscriber identity information of the first account information in business service request；Computer executable instructions are processed When device executes, processor is also made to execute following steps: calling the real name verification interface check first of real-name authentication communication tool The matching degree of account information and the first subscriber identity information executes and real-name authentication communication tool is called to provide if successful match The second account information of real name verification interface check and second user identity information matching degree the step of.

In one embodiment, when computer executable instructions are executed by processor, processor is also made to execute following step It is rapid: if receiving the refusal authorization message or do not receive more than preset time that the second account is returned according to business service authorization requests The corresponding response message of business service authorization requests returned to the second account then refuses business service request.

In one embodiment, a kind of computer equipment, including memory and processor are provided, store meter in memory Calculation machine readable instruction, when computer-readable instruction is executed by processor, so that processor executes following steps: receiving business service Request, business service request include corresponding first account information of business service initiator, business service enjoyment side corresponding the Two account informations and second user identity information, the second account information are that the account of generation is registered in real-name authentication communication tool Information；The second account information of real name verification interface check and second user identity information for calling real-name authentication communication tool to provide Matching degree, send business service according to check results and request corresponding business service authorization requests corresponding to the second account information The second account；The license confirmation information that the second account is returned according to business service authorization requests is received, by the second account and industry Incidence relation is established in business service.

Above-mentioned computer equipment obtains business service enjoyment side in business service request by receiving business service request Corresponding second account information and second user identity information, wherein the second account information is to infuse in real-name authentication communication tool The account information that volume generates, the second account information of real name verification interface check and second provided by real-name authentication communication tool The matching degree of subscriber identity information sends business service according to check results and requests corresponding business service authorization requests to second Corresponding second account of account information receives the license confirmation information that the second account returns and establishes the second account and business service Incidence relation.The business service request initiated according to the Business Initiator that receives obtains business service enjoyment side corresponding the Two account informations and second user identity information carry out real name verification to business service enjoyment side, after being verified, to the second account Corresponding second account of number information sends business service authorization requests, by the second account and business after the second account is verified Incidence relation is established in service, will inform industry by the business service relevant to business enjoyment side of business service initiator's practical operation Be engaged in enjoyment side, and confirms authorization by business service enjoyment side and business service and business service enjoyment side are established binding relationship, The safe equity of business service enjoyment side is effectively guaranteed, and is verified by real name tool, guarantees the same of safety When save operating process, improve safety and the convenience of operation.

In one embodiment, when computer-readable instruction is executed by processor, processor is also made to execute following steps: By calling real name verification interface to send checking request to real name verification server, checking request carries the second account information and the Two subscriber identity informations so that real name verification server the second account information of real name verification Information Authentication according to the pre-stored data and Whether second user identity information matches, if it does, then generating the check results of successful match, otherwise generates what it fails to match Check results.

In one embodiment, when computer-readable instruction is executed by processor, processor is also made to execute following steps: If check results are successful match, call notification provides interface and sends notice push request, notice to real name verification server Push request includes business service authorization requests and the second account information, so that real name verification server asks business service authorization It asks and is sent to corresponding second account of the second account information.

In one embodiment, when computer-readable instruction is executed by processor, processor is also made to execute following steps: Receive user's authorized certificate that real name verification server is generated according to the corresponding authorized user message of the first account information, the first account Number information is that the account information of generation is registered in real-name authentication communication tool；Carrying user is sent to real name verification server to award The interface for weighing voucher calls acquisition of credentials request；Receive real name verification server return interface call voucher, interface call with Demonstrate,prove the real name verification interface for calling real-name authentication communication tool to provide.

In one embodiment, the first account information is that the account information of generation is registered in real-name authentication communication tool, It further include corresponding first subscriber identity information of the first account information in business service request；Computer-readable instruction is by processor When execution, processor is also made to execute following steps: calling the first account of real name verification interface check of real-name authentication communication tool The matching degree of number information and the first subscriber identity information executes if successful match and calls the real-name authentication communication tool to provide The step of the second account information of real name verification interface check and the matching degree of second user identity information.

In one embodiment, when computer-readable instruction is executed by processor, processor is also made to execute following steps: If receiving the refusal authorization message or do not receive more than preset time that the second account is returned according to business service authorization requests The corresponding response message of business service authorization requests that second account returns then refuses business service request.

Above-mentioned each embodiment be not it is completely independent from one another existing, can according to need between each embodiment mutually It is bonded corresponding technical solution, it should be appreciated that the be combined with each other technical solution of composition of above-mentioned each embodiment still exists In the range of the application protection.

Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with Relevant hardware is instructed to complete by computer program, the program can be stored in a non-volatile computer and can be read In storage medium, the program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein, the storage is situated between Matter can be magnetic disk, CD, read-only memory (Read-Only Memory, ROM) etc..

The embodiments described above only express several embodiments of the present invention, and the description thereof is more specific and detailed, but simultaneously Limitations on the scope of the patent of the present invention therefore cannot be interpreted as.It should be pointed out that for those of ordinary skill in the art For, without departing from the inventive concept of the premise, various modifications and improvements can be made, these belong to guarantor of the invention Protect range.Therefore, the scope of protection of the patent of the invention shall be subject to the appended claims.

Claims

1. a kind of business service data processing method, which comprises

Business service request is received, the business service request includes corresponding first account information of business service initiator, industry Corresponding second account information in business service enjoyment side and second user identity information, second account information are in real-name authentication The account information of generation is registered in communication tool；

Second account information and described second described in the real name verification interface check for calling the real-name authentication communication tool to provide The matching degree of subscriber identity information sends the business service according to check results and requests corresponding business service authorization requests extremely Corresponding second account of second account information；

The license confirmation information that second account is returned according to the business service authorization requests is received, by second account Incidence relation is established with business service.

2. the method according to claim 1, wherein the real name for calling the real-name authentication communication tool to provide is tested Second account information described in card interface check and the step of matching degree of the second user identity information include:

By calling the real name verification interface to send checking request to real name verification server, described in the checking request carries Second account information and the second user identity information, so that the real name verification server real name according to the pre-stored data is tested Whether the second account information described in card Information Authentication and the second user identity information match, if it does, then generating matching Otherwise successful check results generate the check results that it fails to match.

3. method according to claim 1 or 2, which is characterized in that described to send the business service according to check results The step of requesting corresponding business service authorization requests corresponding to second account information the second account include:

If the check results are successful match, call notification is provided interface and is asked to the transmission notice push of real name verification server It asks, the notice push request includes the business service authorization requests and the second account information, so that the real name verification takes The business service authorization requests are sent to corresponding second account of second account information by business device.

4. the method according to claim 1, wherein the reality for calling the real-name authentication communication tool to provide Before the step of second account information described in name verifying interface check and the matching degree of the second user identity information, also wrap It includes:

Receive user's authorized certificate that real name verification server is generated according to the corresponding authorized user message of the first account information, institute Stating the first account information is that the account information of generation is registered in the real-name authentication communication tool；

The interface calling acquisition of credentials request for carrying user's authorized certificate is sent to the real name verification server；

It receives the interface that the real name verification server returns and calls voucher, the interface calls voucher for calling the real name The real name verification interface that authentication communication tool provides.

5. the method according to claim 1, wherein first account information is to communicate in the real-name authentication The account information of generation is registered in tool, further includes that first account information corresponding first is used in the business service request Family identity information；Second account information described in the real name verification interface check for calling the real-name authentication communication tool to provide Before the step of the matching degree of the second user identity information, further includes:

Call the first account information described in the real name verification interface check of the real-name authentication communication tool and first user The matching degree of identity information executes the real name verification for calling the real-name authentication communication tool to provide if successful match The step of second account information described in interface check and the matching degree of the second user identity information.

6. the method according to claim 1, wherein the method also includes:

If receiving the refusal authorization message or be more than default that second account is returned according to the business service authorization requests Time does not receive the corresponding response message of the business service authorization requests that second account returns, then refuses the industry Business service request.

7. a kind of business service data processing equipment, which is characterized in that described device includes:

First receiving module, for receiving business service request, the business service request includes that business service initiator is corresponding The first account information, corresponding second account information in business service enjoyment side and second user identity information, second account Number information is that the account information of generation is registered in real-name authentication communication tool；

Sending module is verified, the second account described in the real name verification interface check for calling the real-name authentication communication tool to provide The matching degree of number information and the second user identity information sends the business service according to check results and requests corresponding industry Service authorization request of being engaged in is to corresponding second account of second account information；

Processing module, the license confirmation information returned for receiving second account according to the business service authorization requests, Second account and business service are established into incidence relation.

8. device according to claim 7, which is characterized in that the verification sending module is also used to by calling the reality Name verifying interface sends checking request to real name verification server, and the checking request carries second account information and described Second user identity information, so that second described in real name verification server real name verification Information Authentication according to the pre-stored data Whether account information and the second user identity information match, if it does, then generating the check results of successful match, otherwise Generate the check results that it fails to match.

9. device according to claim 7 or 8, which is characterized in that if the verification sending module is also used to the verification It as a result is successful match, then call notification provides interface and sends notice push request to real name verification server, and the notice pushes away Sending request includes the business service authorization requests and the second account information, so that the real name verification server is by the business Service authorization request is sent to corresponding second account of second account information.

10. device according to claim 7, which is characterized in that described device further include:

Second receiving module is generated for receiving real name verification server according to the corresponding authorized user message of the first account information User's authorized certificate, first account information is that the account information of generation is registered in the real-name authentication communication tool；

Sending module, the interface for sending carrying user's authorized certificate to the real name verification server call voucher to obtain Take request；

Interface calling module calls voucher for receiving the interface that the real name verification server returns, the interface call with Demonstrate,prove the real name verification interface for calling the real-name authentication communication tool to provide.

11. device according to claim 7, which is characterized in that first account information is logical in the real-name authentication The account information of generation is registered in news tool, further includes first account information corresponding first in the business service request Subscriber identity information；Described device further include:

Correction verification module, for call the first account information described in the real name verification interface check of the real-name authentication communication tool and The matching degree of first subscriber identity information enters verification sending module if successful match.

12. device according to claim 7, which is characterized in that if the processing module is also used to receive described second Refusal authorization message that account is returned according to the business service authorization requests does not receive described second more than preset time The corresponding response message of the business service authorization requests that account returns then refuses the business service request.

13. a kind of business service data processing system, which is characterized in that the system comprises service server, real name verifications to take Business device；

The service server includes that business service initiator is corresponding for receiving business service request, the business service request The first account information, corresponding second account information in business service enjoyment side and second user identity information, second account Number information is that the account information of generation is registered in real-name authentication communication tool；It is provided by the real-name authentication communication tool Real name verification interface sends checking request to the real name verification server, and the checking request includes second account information With the second user information；

The real name verification server is for the second account information and institute described in real name verification Information Authentication according to the pre-stored data The matching degree of second user identity information is stated, generates check results, and send the service server for check results；

The service server, which is used to send the business service according to check results, requests corresponding business service authorization requests To corresponding second account of second account information, receives second account and returned according to the business service authorization requests License confirmation information, second account and business service are established into incidence relation.

14. a kind of computer readable storage medium, which is characterized in that be stored with computer on the computer readable storage medium Executable instruction, when the computer executable instructions are executed by processor, so that the processor perform claim requires 1 to 6 Any one of the method the step of.

15. a kind of computer equipment, which is characterized in that including memory and processor, store computer in the memory Readable instruction, when the computer-readable instruction is executed by the processor, so that the processor perform claim requires 1 to 6 Any one of the method the step of.