CN109300044A - A kind of finance management system - Google Patents
A kind of finance management system Download PDFInfo
- Publication number
- CN109300044A CN109300044A CN201811093340.8A CN201811093340A CN109300044A CN 109300044 A CN109300044 A CN 109300044A CN 201811093340 A CN201811093340 A CN 201811093340A CN 109300044 A CN109300044 A CN 109300044A
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- Prior art keywords
- financing
- information
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/60—Protecting data
- G06F21/602—Providing cryptographic facilities or services
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- Accounting & Taxation (AREA)
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Abstract
The invention discloses a kind of finance management systems, including client computer, financing platform, third-party authentication server, the client computer passes through network and financing platform communication connection, the client computer is used for the financing application information of typing client and is transferred to financing platform, the financing platform is connect with third-party authentication server, it for issuing verifying application to third-party server according to the financing information of client, and is responded from third-party authentication server, obtains required verification information.The present invention has the advantages that the financing loan application of user is realized autonomy-oriented by internet, application information is submitted by client terminal, then the data in the servers such as reference are transferred by the server of financing platform to be evaluated, audit side is facilitated to obtain financing application and corresponding msu message, process is saved, efficiency is improved, user is facilitated to apply.
Description
Technical field
The present invention relates to internet area, in particular to a kind of finance management system Internet-based.
Background technique
With the development of internet technology, people handle affairs more and more convenient, and the development of Internet technology not only changes people
Life style, be more improve people work efficiency.In existing finance management system, to melting by the way of artificial
The application typing waste of manpower of money, and inefficiency.
Summary of the invention
It is an object of the invention to overcome the deficiencies of the prior art and provide a kind of finance management systems, for facilitating user
From main application financing, credit, and financier obtains related msu message according to application materials, fast, easily realizes financing
Management.
To achieve the goals above, the technical solution adopted by the present invention are as follows: a kind of finance management system, including client computer,
Financing platform, third-party authentication server, the client computer are used for by network and financing platform communication connection, the client computer
The financing application information of typing client is simultaneously transferred to financing platform, and the financing platform is connect with third-party authentication server, uses
Verifying is issued to third-party server in the financing information according to client to apply, and obtains sound from third-party authentication server
It answers, obtains required verification information.
The third-party authentication server includes personal reference server, enterprise's reference server, Crime Information server
And/or enterprise's litigation services device, financing platform request querying individual reference information, enterprise's sign to third-party authentication server respectively
Letter information, Crime Information dispute and tell information.
The financing platform includes server, operation peripheral hardware, through operation peripheral hardware input instruction into server.
The client computer is sent to financing platform, financing platform pair after being encrypted the financing application information for inputting typing
That answers decrypts encryption information financing application information.
The client computer includes main control module, data input module, fingerprint identification module, encrypting module, communication module, master
Control module is separately connected data input module, fingerprint identification module, encrypting module, communication module, and the data input module is used
In typing financing application information, finger print information of the fingerprint identification module for typing financing applicant, encrypting module will be for that will believe
Breath is encrypted, and main control module controls communication module and encrypted information is sent to financing platform.
Built-in encryption module in the server of the financing platform, for decrypting encrypted data in client computer.
The present invention has the advantages that the financing loan application of user is realized autonomy-oriented by internet, pass through client computer
Terminal submits application information, then transfers the data in the servers such as reference by the server of financing platform and is evaluated, convenient
Audit side obtains financing application and corresponding msu message, has saved process, has improved efficiency, user is facilitated to apply.
Detailed description of the invention
Below to each width attached drawing of description of the invention expression content and figure in label be briefly described:
Fig. 1 is finance management system structure principle chart of the present invention.
Specific embodiment
A specific embodiment of the invention is made further detailed below against attached drawing by the description to optimum embodiment
Thin explanation.
As shown, a kind of finance management system, including client computer, financing platform, third-party authentication server, client computer
By network and financing platform communication connection, client computer is used for the financing application information of typing client and is transferred to financing platform,
Financing platform is connect with third-party authentication server, for issuing verifying Shen to third-party server according to the financing information of client
Please, and from third-party authentication server it is responded, obtains required verification information.According to financing application information to third party
Some msu messages of server request and applicant in financing application information, obtain these information for financing enterprise to examine
Batch.
Third-party authentication server include personal reference server, enterprise's reference server, Crime Information server and/or
Enterprise's litigation services device, financing platform request querying individual reference information, enterprise's reference letter to third-party authentication server respectively
Breath, disputes and tells information at Crime Information.Financing application information includes the basic information of applicant, such as personal identity information, income letter
Breath need to finance or loan limit etc., such as company information, the enterprise year business revenue information of enterprise.According to the corresponding Shen of application information
The some verification informations asked someone to third-party server request applicant, such as personal reference, enterprise's reference, make for auditing
With.Financing enterprise obtains these information in financing platform to audit financing or loan qualification.
Financing platform includes server, operation peripheral hardware, through operation peripheral hardware input instruction into server.Server is used for
Solicited message is issued to third-party server and receives the application information transmitted.The information of the server storage of financing platform is used for
Financing enterprise carries out audit use.
Client computer includes main control module, data input module, fingerprint identification module, encrypting module, communication module, master control mould
Block is separately connected data input module, fingerprint identification module, encrypting module, communication module, and the data input module is for recording
Enter application information of financing, finger print information of the fingerprint identification module for typing financing applicant, encrypting module be used for by information into
Row encryption, main control module control communication module and encrypted information are sent to financing platform.Client computer will input melting for typing
Money application information is sent to financing platform after being encrypted, and financing platform is corresponding to decrypt financing letter of application for encryption information
Breath.Built-in encryption module in the server of financing platform, for decrypting encrypted data in client computer.Pass through the side of encryption
Formula guarantees personal information privacy, prevents leaking data.Individual application's information and unique fingerprint letter are uploaded by client computer
Breath, it is convenient that auxiliary verifying is carried out to applicant.
Obviously present invention specific implementation is not subject to the restrictions described above, as long as using method concept and skill of the invention
The improvement for the various unsubstantialities that art scheme carries out, it is within the scope of the present invention.
Claims (6)
1. a kind of finance management system, it is characterised in that: including client computer, financing platform, third-party authentication server, the visitor
By network and financing platform communication connection, the client computer is used to the financing application information of typing client and is transferred to melt family machine
Provide platform, the financing platform connect with third-party authentication server, for according to the financing information of client to third party's service
Device issues verifying application, and is responded from third-party authentication server, and required verification information is obtained.
2. a kind of finance management system as described in claim 1, it is characterised in that: the third-party authentication server includes
People's reference server, enterprise's reference server, Crime Information server and/or enterprise's litigation services device, financing platform is to third party
Authentication server requests querying individual reference information respectively, enterprise's reference information, Crime Information, disputes and tell information.
3. a kind of finance management system as described in claim 1, it is characterised in that: the financing platform includes server, behaviour
Make peripheral hardware, through operation peripheral hardware input instruction into server.
4. a kind of finance management system as described in claim 1, it is characterised in that: the client computer will input the financing of typing
Application information is sent to financing platform after being encrypted, financing platform is corresponding to decrypt financing letter of application for encryption information
Breath.
5. a kind of finance management system as described in claim 1-4, it is characterised in that: the client computer include main control module,
Data input module, fingerprint identification module, encrypting module, communication module, main control module are separately connected data input module, fingerprint
Identification module, encrypting module, communication module, the data input module is for typing financing application information, fingerprint identification module
For the finger print information of typing financing applicant, for encrypting module for encrypting information, main control module controls communication module
Encrypted information is sent to financing platform.
6. a kind of finance management system as claimed in claim 5, it is characterised in that: built-in in the server of the financing platform
Encrypting module, for decrypting encrypted data in client computer.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201811093340.8A CN109300044A (en) | 2018-09-19 | 2018-09-19 | A kind of finance management system |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201811093340.8A CN109300044A (en) | 2018-09-19 | 2018-09-19 | A kind of finance management system |
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Publication Number | Publication Date |
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CN109300044A true CN109300044A (en) | 2019-02-01 |
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CN201811093340.8A Pending CN109300044A (en) | 2018-09-19 | 2018-09-19 | A kind of finance management system |
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Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN113409133A (en) * | 2021-06-25 | 2021-09-17 | 搜易热技术有限公司 | Intelligent credit granting system and method for scientific and medium-sized enterprises |
Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN103745401A (en) * | 2013-12-19 | 2014-04-23 | 镇江锐捷信息科技有限公司 | Method for realizing remote credit and loan system on mobile terminal |
CN105303445A (en) * | 2015-11-04 | 2016-02-03 | 中国农业大学 | Agricultural investment and financing platform risk evaluation apparatus and system |
CN205451316U (en) * | 2016-03-15 | 2016-08-10 | 天津泰林科技发展有限公司 | Loan done by oneself machine |
US20180075527A1 (en) * | 2016-09-14 | 2018-03-15 | Royal Bank Of Canada | Credit score platform |
-
2018
- 2018-09-19 CN CN201811093340.8A patent/CN109300044A/en active Pending
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN103745401A (en) * | 2013-12-19 | 2014-04-23 | 镇江锐捷信息科技有限公司 | Method for realizing remote credit and loan system on mobile terminal |
CN105303445A (en) * | 2015-11-04 | 2016-02-03 | 中国农业大学 | Agricultural investment and financing platform risk evaluation apparatus and system |
CN205451316U (en) * | 2016-03-15 | 2016-08-10 | 天津泰林科技发展有限公司 | Loan done by oneself machine |
US20180075527A1 (en) * | 2016-09-14 | 2018-03-15 | Royal Bank Of Canada | Credit score platform |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN113409133A (en) * | 2021-06-25 | 2021-09-17 | 搜易热技术有限公司 | Intelligent credit granting system and method for scientific and medium-sized enterprises |
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Application publication date: 20190201 |
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