CN109242490A - Payment information confirmation method based on recognition of face - Google Patents
Payment information confirmation method based on recognition of face Download PDFInfo
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- CN109242490A CN109242490A CN201811001051.0A CN201811001051A CN109242490A CN 109242490 A CN109242490 A CN 109242490A CN 201811001051 A CN201811001051 A CN 201811001051A CN 109242490 A CN109242490 A CN 109242490A
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- face
- payment
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- remote terminal
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Strategic Management (AREA)
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- General Business, Economics & Management (AREA)
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Abstract
The invention discloses the payment information confirmation methods based on recognition of face, face obtains terminal, remote terminal and cloud processing platform and forms payment system, face obtains terminal for acquiring face information, face obtains and is provided with touching display screen, identification device, camera, audio collection device and processor in terminal, and processor is wirelessly connected by 4G network signal and cloud processing platform, remote terminal confirms payment information, remote terminal can be hand-hold electronic equipments, and hand-hold electronic equipments are provided with the security password that only account owner knows.Multiple-protection measure is formed when the present invention pays recognition of face, and multiple-protection measure extension is convenient and quick, improve the convenience of payment affirmation, it ensure that the safety of account simultaneously, user can check account dynamic at any time, and account is carried out the operation such as to freeze, the safety of fund in account is improved, is suitable for promoting the use of.
Description
Technical field
The present invention relates to mobile payment technical fields, more particularly to the payment information confirmation method based on recognition of face.
Background technique
Face recognition technology, which refers to, identifies face using the computer technology that analysis is compared.Recognition of face is one popular
Computer technology research field is detected, adjust automatically image zoom including face tracking, night infrared detecting, automatic to adjust
The technologies such as whole exposure intensity.Face recognition technology belongs to biometrics identification technology, is to organism (generally refering in particular to people) itself
Biological characteristic come distinguish organism individual.
With the continuous maturation of face recognition technology, application field also gradually expands, in mobile payment field, though it is existing
The technology of recognition of face payment, but such technology is applied incomplete at present, and there are security breaches, and safety is poor, are easy
Cause the account property loss of user, and use not convenient enough, is unable to satisfy use demand, we design base thus
In the payment information confirmation method of recognition of face, comes and solve the above problems.
Summary of the invention
The purpose of the present invention is to solve prior art recognition of face payment technology safety is poor, use is not convenient enough
The shortcomings that, and the payment information confirmation method based on recognition of face proposed.
To achieve the goals above, present invention employs following technical solutions:
Payment information confirmation method based on recognition of face, face obtain terminal, remote terminal and cloud processing platform composition
Payment system, the face obtain terminal for acquiring face information, and the remote terminal confirms payment information, described
Cloud processing platform is used to store transaction bill, acousto-optic image data and the comparison information gathered in advance generated when payment, packet
Include following steps；
S1, face obtain terminal and judge whether there is face presence, and there is no terminate to grasp if face before face obtains terminal
Make, the face angle that then face acquisition terminal adjusts identification device thereon carries out location tracking to face if it exists；
S2, face progress information identification of the terminal to payer is obtained by face, face obtains the recognition of face of terminal
Unit identifies iris, the retina of payer, surveys to the spacing of the inner eye corner of payer, the tail of the eye and the wing of nose
Amount, measures the width the corners of the mouth of payer, and by the comparison information in above-mentioned measurement result and cloud processing platform into
Row comparison；
If the identification information any one in S3, S2 fails, face obtains terminal and collects operation information and be uploaded to cloud
Processing platform is stored, while end operation；
To when passing through, face obtains terminal and judges payment amount for S4, all identifications only in S2；
If payment amount is greater than the set value, face, which obtains terminal, can show that safety problem is selected for payer: a peace
Full problem selects mistake, and face obtains terminal and sends warning message to remote terminal, and the holder of remote terminal may choose whether
Frozen Account；The selection of b safety problem is correct, carries out payment affirmation by remote terminal；
Pass through remote terminal if payment amount is less than setting value and carries out payment affirmation；
S5, remote terminal holder choose whether confirmation payment: c confirmation payment, pay successfully；D cancels payment, payment
Failure, when payment fails, remote terminal holder may choose whether Frozen Account；
S6, it is paying successfully or when payment failure, face, which obtains terminal, can generate payment information, and by payment information
It is uploaded to cloud processing platform to be stored, terminates this wheel operation therewith.
Preferably, the remote terminal can be hand-hold electronic equipments, and hand-hold electronic equipments are provided with only account and own
The security password that person knows.
Preferably, the setting value of the payment amount in the S4 is preset on remote terminal by account owner.
Preferably, the safety problem in the S4 is preset on remote terminal by account owner, and is grasped in side
In work select mistake >=3 times, account automatic stay.
Preferably, the face, which obtains, is provided with touching display screen, identification device, camera, audio collection dress in terminal
It sets and processor, and processor is wirelessly connected by 4G network signal and cloud processing platform.
Preferably, the operation information in the S3 includes that acousto-optic influences data, and the payment information in S6 includes that acousto-optic influences
Data and payment bill information, and payment bill information includes time of payment, the place of payment, payment amount, collecting account and branch
It pays a bill family.
It preferably, further include management APP, the management APP is installed on remote terminal, and management APP is for logging in payment
Account, and Account Transaction History is checked, safety problem setting, the setting of payment amount setting value, freezes and pays
Confirmation.
Preferably, the account freezes duration and carries out customized setting by remote terminal by account owner.
Preferably, the setting quantity of the safety problem is 5-10 topic, forms exam pool, and safety problem is multiple-choice question, just
True answer is arranged by account owner.
Compared with prior art, the beneficial effects of the present invention are:
1, recognition of face is provided with as first of safeguard procedures, in the iris, retina identification only in this detection
The distance measurement at canthus, the tail of the eye and the wing of nose just can enter next step verification item when the width measurement between the corners of the mouth all passes through；
2, payment amount is limited, the big amount of money needs further to verify by safety problem, the small amount of money can directly into
Row payment, improves the convenience used, while ensureing the safety of big amount of money payment funding；
3, account owner carries out the setting of safety problem, and the correct option of problem only has account owner to know, significantly
Improve safety when payment affirmation；
4, whether no matter entire payment process trades succeeds, and will form operation information and is stored, and is convenient for subsequent presence
It collects evidence and checks when financial disputes；
5, in payment process, once account owner realizes bill payment, there are doubts, can pass through remote terminal at any time
Account is freezed, guarantees the safety of fund in account.
Multiple-protection measure is formed when the present invention pays recognition of face, and multiple-protection measure extension is convenient and quick, mentions
The convenience of high payment affirmation, while ensure that the safety of account, user can check account dynamic at any time, and to account into
Row such as freezes at the operation, improves the safety of fund in account, is suitable for promoting the use of.
Detailed description of the invention
Fig. 1 is the flow chart of the payment information confirmation method proposed by the present invention based on recognition of face；
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.
Referring to Fig.1, the payment information confirmation method based on recognition of face, face obtain terminal, remote terminal and cloud processing
Platform forms payment system, and face obtains terminal for acquiring face information, face obtain be provided in terminal touching display screen,
Identification device, camera, audio collection device and processor, and processor is wireless by 4G network signal and cloud processing platform
Connection, remote terminal confirm that remote terminal can be hand-hold electronic equipments, and hand-hold electronic equipments are provided with to payment information
The only security password known of account owner, cloud processing platform are used to store the transaction bill generated when paying, acousto-optic image
Data and comparison information gathered in advance further include management APP, and management APP is installed on remote terminal, and management APP is used for
Payment account is logged in, and Account Transaction History is checked, safety problem setting, the setting of payment amount setting value, is freezed
And payment affirmation, include the following steps；
S1, face obtain terminal and judge whether there is face presence, and there is no terminate to grasp if face before face obtains terminal
Make, the face angle that then face acquisition terminal adjusts identification device thereon carries out location tracking to face if it exists；
S2, face progress information identification of the terminal to payer is obtained by face, face obtains the recognition of face of terminal
Unit identifies iris, the retina of payer, surveys to the spacing of the inner eye corner of payer, the tail of the eye and the wing of nose
Amount, measures the width the corners of the mouth of payer, and by the comparison information in above-mentioned measurement result and cloud processing platform into
Row comparison；
If the identification information any one in S3, S2 fails, face obtains terminal and collects operation information and be uploaded to cloud
Processing platform is stored, while end operation；
To when passing through, face obtains terminal and judges payment amount for S4, all identifications only in S2；
If payment amount is greater than the set value, face, which obtains terminal, can show that safety problem is selected for payer: a peace
Full problem selects mistake, and face obtains terminal and sends warning message to remote terminal, and the holder of remote terminal may choose whether
Frozen Account；The selection of b safety problem is correct, carries out payment affirmation by remote terminal；The setting quantity of safety problem is 5-10
Topic forms exam pool, and safety problem is multiple-choice question, and correct option is arranged by account owner；
Pass through remote terminal if payment amount is less than setting value and carries out payment affirmation；
S5, remote terminal holder choose whether confirmation payment: c confirmation payment, pay successfully；D cancels payment, payment
Failure, when payment fails, remote terminal holder may choose whether Frozen Account；
S6, it is paying successfully or when payment failure, face, which obtains terminal, can generate payment information, and by payment information
It is uploaded to cloud processing platform to be stored, terminates this wheel operation therewith.
Further, the setting value of the payment amount in S4 is preset on remote terminal by account owner.
Further, the safety problem in S4 is preset on remote terminal by account owner, and is operated in side
Middle selection mistake >=3 times, account automatic stay.
Further, the operation information in S3 includes that acousto-optic influences data, and the payment information in S6 includes that acousto-optic influences money
Material and payment bill information, and payment bill information includes time of payment, the place of payment, payment amount, collecting account and payment
Account.
Further, account freezes duration and carries out customized setting by remote terminal by account owner.
The foregoing is only a preferred embodiment of the present invention, but scope of protection of the present invention is not limited thereto,
Anyone skilled in the art in the technical scope disclosed by the present invention, according to the technique and scheme of the present invention and its
Inventive concept is subject to equivalent substitution or change, should be covered by the protection scope of the present invention.
Claims (9)
1. the payment information confirmation method based on recognition of face, face obtains terminal, remote terminal and cloud processing platform composition branch
The system of paying, the face obtain terminal for acquiring face information, and the remote terminal confirms payment information, the cloud
Processing platform is used to store transaction bill, acousto-optic image data and the comparison information gathered in advance generated when payment, special
Sign is, includes the following steps；
S1, face obtain terminal and judge whether there is face presence, and there is no end operations if face before face obtains terminal, if
There are the face angles that then face acquisition terminal adjusts identification device thereon to carry out location tracking to face；
S2, face progress information identification of the terminal to payer is obtained by face, face obtains the face identification unit of terminal
Iris, the retina of payer are identified, the spacing of the inner eye corner of payer, the tail of the eye and the wing of nose is measured, it is right
Width between the corners of the mouth of payer measures, and the comparison information in above-mentioned measurement result and cloud processing platform is carried out pair
Than；
If the identification information any one in S3, S2 fails, face obtains terminal and collects operation information and be uploaded to cloud processing
Platform is stored, while end operation；
To when passing through, face obtains terminal and judges payment amount for S4, all identifications only in S2；
If payment amount is greater than the set value, face, which obtains terminal, can show that safety problem is selected for payer: a is asked safely
Topic selection mistake, face obtain terminal and send warning message to remote terminal, and the holder of remote terminal may choose whether to freeze
Account；The selection of b safety problem is correct, carries out payment affirmation by remote terminal；
Pass through remote terminal if payment amount is less than setting value and carries out payment affirmation；
S5, remote terminal holder choose whether confirmation payment: c confirmation payment, pay successfully；D cancels payment, and payment is lost
It loses, when payment fails, remote terminal holder may choose whether Frozen Account；
S6, it is paying successfully or when payment failure, face, which obtains terminal, can generate payment information, and payment information be uploaded
It is stored to cloud processing platform, terminates this wheel operation therewith.
2. the payment information confirmation method according to claim 1 based on recognition of face, which is characterized in that the long-range end
End can be hand-hold electronic equipments, and hand-hold electronic equipments are provided with the security password that only account owner knows.
3. the payment information confirmation method according to claim 1 based on recognition of face, which is characterized in that in the S4
The setting value of payment amount is preset on remote terminal by account owner.
4. the payment information confirmation method according to claim 1 based on recognition of face, which is characterized in that in the S4
Safety problem is preset on remote terminal by account owner, and side operation in selection mistake >=3 times, account is automatic
Freeze.
5. the payment information confirmation method according to claim 1 based on recognition of face, which is characterized in that the face obtains
It takes and is provided with touching display screen, identification device, camera, audio collection device and processor in terminal, and processor passes through
4G network signal and cloud processing platform are wirelessly connected.
6. the payment information confirmation method according to claim 1 based on recognition of face, which is characterized in that in the S3
Operation information includes that acousto-optic influences data, and the payment information in S6 includes that acousto-optic influences data and payment bill information, and pays
Bill information includes time of payment, the place of payment, payment amount, collecting account and payment account.
7. the payment information confirmation method according to claim 1 based on recognition of face, which is characterized in that further include management
APP, the management APP are installed on remote terminal, and management APP is carried out for logging in payment account, and to Account Transaction History
It checks, safety problem setting, the setting of payment amount setting value, freeze and payment affirmation.
8. the payment information confirmation method according to claim 1 based on recognition of face, which is characterized in that the account is frozen
It ties duration and customized setting is carried out by remote terminal by account owner.
9. the payment information confirmation method according to claim 1 based on recognition of face, which is characterized in that the safety is asked
The setting quantity of topic is 5-10 topic, forms exam pool, and safety problem is multiple-choice question, correct option is arranged by account owner.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811001051.0A CN109242490A (en) | 2018-08-30 | 2018-08-30 | Payment information confirmation method based on recognition of face |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811001051.0A CN109242490A (en) | 2018-08-30 | 2018-08-30 | Payment information confirmation method based on recognition of face |
Publications (1)
| Publication Number | Publication Date |
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| CN109242490A true CN109242490A (en) | 2019-01-18 |
Family
ID=65069857
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201811001051.0A Pending CN109242490A (en) | 2018-08-30 | 2018-08-30 | Payment information confirmation method based on recognition of face |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2021025627A1 (en) | 2019-08-05 | 2021-02-11 | Pippa Consulting, Vanja Cas S.P. | A transaction processing system and a transaction method based on facial recognition |
| CN112488726A (en) * | 2020-12-26 | 2021-03-12 | 志远信达科技(深圳)有限公司 | Face brushing payment system and method based on two-way communication |
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| CN104835040A (en) * | 2015-05-26 | 2015-08-12 | 浙江维尔科技股份有限公司 | Payment method and system |
| CN106204033A (en) * | 2016-07-04 | 2016-12-07 | 首都师范大学 | A kind of based on recognition of face with the payment system of fingerprint recognition |
| CN106600261A (en) * | 2016-11-15 | 2017-04-26 | 努比亚技术有限公司 | Mobile payment device and method |
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2018
- 2018-08-30 CN CN201811001051.0A patent/CN109242490A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104835040A (en) * | 2015-05-26 | 2015-08-12 | 浙江维尔科技股份有限公司 | Payment method and system |
| CN106204033A (en) * | 2016-07-04 | 2016-12-07 | 首都师范大学 | A kind of based on recognition of face with the payment system of fingerprint recognition |
| CN106600261A (en) * | 2016-11-15 | 2017-04-26 | 努比亚技术有限公司 | Mobile payment device and method |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2021025627A1 (en) | 2019-08-05 | 2021-02-11 | Pippa Consulting, Vanja Cas S.P. | A transaction processing system and a transaction method based on facial recognition |
| CN112488726A (en) * | 2020-12-26 | 2021-03-12 | 志远信达科技(深圳)有限公司 | Face brushing payment system and method based on two-way communication |
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Application publication date: 20190118 |