CN109242461A - Block chain digital asset method of payment based on cell-phone number - Google Patents
Block chain digital asset method of payment based on cell-phone number Download PDFInfo
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- CN109242461A CN109242461A CN201810863908.3A CN201810863908A CN109242461A CN 109242461 A CN109242461 A CN 109242461A CN 201810863908 A CN201810863908 A CN 201810863908A CN 109242461 A CN109242461 A CN 109242461A
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- block chain
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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Abstract
The block chain digital asset method of payment based on cell-phone number that the invention discloses a kind of, this method by cell-phone number convenience, utilize the addressing technique characteristic of block chain, it has invented associated using cell-phone number and block chain address and the method for obtaining address information can be inquired, improved payment efficiency while guaranteeing safe.
Description
Technical field
The invention belongs to mobile payment and block chain technical fields, and in particular to a kind of block chain number based on cell-phone number
Assets method of payment.
Background technique
Block chain technology is that algorithm of knowing together with storing data, using distributed node is verified using block linked data structure
Guarantee the safety of data transmission and access with more new data, in the way of cryptography, using by automatized script generation to generate
The intelligent contract of code composition programs the completely new distributed basis framework and calculation paradigm of one kind with operation data.Actual block
In chain application process, the private key of block chain, public key, address information, indigestibility, difficult memory.The present invention is that block chain number is provided
Place of production location information association searches corresponding block chain digital asset gathering address to corresponding cell-phone number, and by cell-phone number, comes
Realize transferring accounts for block chain digital asset.Solve block chain asset addresses indigestibility existing in the prior art, difficult memory.
Summary of the invention
The block chain assets method of payment based on cell-phone number that the present invention provides a kind of, this method is by the convenient of cell-phone number
Property, using the associated mode of cell-phone number and block chain digital asset address, block connects assets progress payment by the transfer of accounts and crosses Cheng Qian, visitor
Family end finds corresponding assets gathering address by cell-phone number automatically, improves payment efficiency while guaranteeing safe；Wherein,
The specific technical proposal is:
Include the following steps:
1) there is the gathering address of other side's cell-phone number and other side's block chain digital asset for local memory or storage file
The mode of transferring accounts of related information: inquiring local memory or storage file by other side's cell-phone number, obtains other side's block chain number money
The gathering address information of production；Other side's cell-phone number is associated with the gathering address of multiple block chain digital assets, prompts and user is allowed to select
It is to determine be specifically which gathering address information；
2) there is the related information of other side's cell-phone number and other side's block chain digital asset gathering address for remote server
Mode of transferring accounts: by other side's cell-phone number to remote server inquire other side's block chain digital asset gathering address information, far
Journey server has the related information of cell-phone number and block chain digital asset gathering address, then returns to gathering address information；Other side
Cell-phone number is associated with the gathering address of multiple block chain digital assets, prompts and user's selection is allowed to be to determine be specifically which gathering
Address information；
3) there is the related information of other side's cell-phone number and other side's block chain digital asset gathering address for block chain node
Mode of transferring accounts: user the related information of cell-phone number and block chain address information is recorded on block chain node, and client is logical
Gathering address information of other side's cell-phone number to block chain querying node other side's block chain digital asset is crossed, block chain node has hand
The related information of machine number and block chain digital asset gathering address then returns to gathering address information to client；Client parsing
Data information, other side's cell-phone number are associated with the gathering address of multiple block chain digital assets, prompt and user's selection is allowed to be determining tool
Which gathering address information body is；
4) user carries out mobile phone communication verification gathering address information accuracy simultaneously, obtains block chain number by cell-phone number
Behind the gathering address of assets, and before actually transferring accounts, accuracy, the safety of user and other side's mobile phone communication verification gathering address
Property；
5) client judges that the wallet address obtained by cell-phone number is legal address, then carries out practical transfer operation, label
Name is verified and broadcasts transfer transaction information to block chain network, waits to be transacted being determined and block sequence block, client is written
When end judges that the wallet address obtained by cell-phone number is illegal, then prompts station address illegal, transfer accounts unsuccessfully, without reality
Border transfer operation.
In the step 1), local memory and storage file are inquired with obtaining block chain digital asset by using cell-phone number
The detailed process of location are as follows: firstly, client establishes the gathering address of cell-phone number and block chain digital asset by predetermined way
Corresponding associated data, and associated data is stored in local memory by predetermined format, client possesses the write permission of file system,
Local memory, this partial association data is written to local storage file, then, inquires block chain number by other side's cell-phone number
When word asset addresses, local memory is first inquired, the associated digital asset address of cell-phone number is inquired and then returns to client, is inquired
Less than then searching local storage file, inquiring digital asset address and then return to client, inquiry is less than then basis
Other described steps of claim 1 are inquired.
In the step 2), the detailed process of block chain digital asset address is obtained by remote server are as follows: firstly, visitor
Family end remotely connects server and server establishes secure connection, and cell-phone number is dealt into server by predetermined way by client,
Whether the data information of server query service device, query service device have corresponding block chain digital asset address information, inquiry
To after related block chain digital asset address information, client is returned to according to predetermined format and predetermined way；Server
Corresponding block chain digital asset address information is not inquired, then returns to scheduled error message to client, then, client
End resolution server returns to the data information to come, the associated block chain digital asset address information recording of cell-phone number to locally
In memory and locally stored file；Finally, client is closed and the connection of server.
In the step 4), the detailed process of mobile phone communication confirmation gathering address information accuracy are as follows: obtained by cell-phone number
Before actually transferring accounts after to the gathering address of block chain digital asset, user crosses mobile phone communication and other side carries out artificial nucleus to gathering
The accuracy of address, safety.
In the step 5), the detailed process actually transferred accounts are as follows: first, it is determined that the wallet address obtained by cell-phone number is
No legal address then prompts station address illegal when obtained wallet address is illegal, transfers accounts unsuccessfully, turns without practical
Account operation；Obtained gathering address information is legal, and client allows user to input the quantity and corresponding service charge to be transferred accounts, client
It holds the block chain assets remaining sum for judging that user holds whether enough, not enough returns to failure, remaining sum is transferred accounts enough, then client is used pre-
Determine mode money transfer transactions, client completes signature verification and broadcasts transfer transaction information to block chain network, waits to be transacted true
Determine and be written block sequence block, after trade confirmation, the side's of producing wallet balances, which are reduced, reduce the amount of money is equal to transaction amount, the side of being transferred to
Remaining sum increases, increases the amount of money equal to transaction amount.
The present invention has the following beneficial effects with respect to the prior art: this method utilizes area by the convenience of cell-phone number
The addressing technique characteristic of block chain has invented associated using cell-phone number and block chain address and can inquire the side for obtaining address information
Method improves payment efficiency while guaranteeing safe.
Detailed description of the invention
Fig. 1 is local memory or storage file has other side's cell-phone number and the gathering address of other side's block chain digital asset is closed
Join the transfer process of information.
Fig. 2 is the related information that remote server has other side's cell-phone number and other side's block chain digital asset gathering address
Transfer process.
Fig. 3 is the related information that block chain node has other side's cell-phone number and other side's block chain digital asset gathering address
Transfer process.
Specific embodiment
The invention will be further described with reference to the accompanying drawings and examples.
The block chain digital asset method of payment based on cell-phone number that the present invention provides a kind of, includes the following steps:
1, there is the gathering address of other side's cell-phone number and other side's block chain digital asset for local memory or storage file
The mode of transferring accounts of related information.Local memory or storage file are inquired by other side's cell-phone number, obtains other side's block chain number money
The gathering address information of production prompts if other side's cell-phone number is associated with the gathering address of multiple block chain digital assets and allows user
Selection is to determine be specifically which gathering address information.
2, there is the related information of other side's cell-phone number and other side's block chain digital asset gathering address for remote server
Mode of transferring accounts.The gathering address information of other side's block chain digital asset is inquired to remote server by other side's cell-phone number, such as
Fruit remote server has the related information of cell-phone number and block chain digital asset gathering address, then returns to gathering address information.
Other side's cell-phone number is associated with the gathering address of multiple block chain digital assets, prompts and user's selection is allowed to be to determine which is specifically
Gathering address information.
3, there is the related information of other side's cell-phone number and other side's block chain digital asset gathering address for block chain node
Mode of transferring accounts.User the related information of cell-phone number and block chain address information is recorded on block chain node, can be public affairs
On the node for having chain, alliance's chain, privately owned chain.Client is digital to block chain querying node other side's block chain by other side's cell-phone number
The gathering address information of assets, if block chain node has the association letter of cell-phone number and block chain digital asset gathering address
Breath then returns to gathering address information to client.Client parses data information, if other side's cell-phone number is associated with multiple block chains
The gathering address of digital asset prompts and user's selection is allowed to be to determine be specifically which gathering address information.
4, user can carry out mobile phone communication verification gathering address information accuracy simultaneously, obtain block chain number by cell-phone number
Behind the gathering address of word assets, and before actually transferring accounts, user can also check the standard of gathering address with other side's mobile phone communication
True property, safety.
5, client judges that the wallet address obtained by cell-phone number is legal address, then carries out practical transfer operation, label
Name is verified and broadcasts transfer transaction information to block chain network, waits to be transacted being determined and block sequence block is written.Client
When end judges that the wallet address obtained by cell-phone number is illegal, then prompts station address illegal, transfer accounts unsuccessfully, without reality
Border transfer operation.
Local memory and storage file are inquired with obtaining block chain digital asset by using cell-phone number in the step (1)
The detailed process of location are as follows: firstly, client establishes the gathering address of cell-phone number and block chain digital asset by predetermined way
Corresponding associated data, and associated data is stored in local memory by predetermined format, if client possesses writing for file system
Permission, local memory, this partial association data is written to local storage file, then, inquires block by other side's cell-phone number
When chain digital asset address, local memory is first inquired, the associated digital asset address of cell-phone number is inquired and then returns to client,
If inquiry is less than searching local storage file, inquiring digital asset address and then return to client, if inquiry
Less than then other described steps according to claim 1 are inquired.
The detailed process of block chain digital asset address is obtained in the step (2) by remote server are as follows: firstly, visitor
Family end remotely connects server and server establishes secure connection, and cell-phone number is dealt into server by predetermined way by client,
Whether the data information of server query service device, query service device have corresponding block chain digital asset address information, inquiry
To after related block chain digital asset address information, client is returned to according to predetermined format and predetermined way.If clothes
Business device does not inquire corresponding block chain digital asset address information, then returns to scheduled error message to client.Then,
Client resolution server returns to the data information to come, and the associated block chain digital asset address information recording of cell-phone number is arrived
In local memory and locally stored file.Finally, client is closed and the connection of server.
The detailed process of mobile phone communication confirmation gathering address information accuracy in the step (4) are as follows: obtained by cell-phone number
Before actually transferring accounts after to the gathering address of block chain digital asset, user can also cross mobile phone communication and other side carries out artificial nucleus couple
The accuracy of gathering address, safety.
The detailed process actually transferred accounts in the step (5) are as follows: first determine whether that the wallet address obtained by cell-phone number is
No legal address prompts station address illegal if obtained wallet address is illegal, transfers accounts unsuccessfully, without reality
Border transfer operation.If obtained gathering address information is legal, quantity and corresponding hand that client allows user's input to be transferred accounts
It continues to pay dues, whether the block chain assets remaining sum that client judges that user holds is enough, if not enough returning to failure.If remaining sum is enough
It transfers accounts, client allows user to input password such as with predetermined way to be packaged money transfer transactions, and client is completed signature verification and broadcasted
Transfer transaction information to block chain network, wait it is to be transacted be determined and be written block sequence block, after trade confirmation, the side's of producing wallet
Remaining sum, which is reduced, the reduction amount of money is equal to transaction amount, is transferred to kelly-up volume, which increases, increases the amount of money is equal to transaction amount.
Although the present invention is disclosed as above with preferred embodiment, however, it is not to limit the invention, any this field skill
Art personnel, without departing from the spirit and scope of the present invention, when can make a little modification and perfect therefore of the invention protection model
It encloses to work as and subject to the definition of the claims.
Claims (5)
1. a kind of block chain digital asset method of payment based on cell-phone number, it is characterised in that:
Include the following steps:
1) there is the gathering address information of other side's cell-phone number and other side's block chain digital asset for local memory or storage file
The mode of transferring accounts of information: local memory or storage file are inquired by other side's cell-phone number, obtain other side's block chain digital asset
Gathering address information；Other side's cell-phone number is associated with the gathering address of multiple block chain digital assets, prompts and user's selection is allowed to be true
It surely is specifically which gathering address information；
2) there be turning for the related information of other side's cell-phone number and other side's block chain digital asset gathering address for remote server
Account mode: inquiring the gathering address information of other side's block chain digital asset by other side's cell-phone number to remote server, long-range to take
Business device has the related information of cell-phone number and block chain digital asset gathering address, then returns to gathering address information；Other side's mobile phone
The gathering address of number multiple block chain digital assets of association, prompts and user's selection is allowed to be to determine be specifically which gathering address
Information；
3) there be turning for the related information of other side's cell-phone number and other side's block chain digital asset gathering address for block chain node
Account mode: user the related information of cell-phone number and block chain address information is recorded on block chain node, client by pair
For square cell-phone number to the gathering address information of block chain querying node other side's block chain digital asset, block chain node has cell-phone number
With the related information of block chain digital asset gathering address, then gathering address information is returned to client；Client parses data
Information, other side's cell-phone number are associated with the gathering address of multiple block chain digital assets, prompt and user's selection is allowed to be that determination is specifically
Which gathering address information；
4) user carries out mobile phone communication verification gathering address information accuracy simultaneously, obtains block chain digital asset by cell-phone number
Gathering address after, and before actually transferring accounts, the accuracy of user and other side's mobile phone communication verification gathering address, safety；
5) client judges that the wallet address obtained by cell-phone number is legal address, then carries out practical transfer operation, sign into
Row is verified and broadcasts transfer transaction information to block chain network, wait it is to be transacted be determined and block sequence block be written, client is sentenced
It when the wallet address that open close cell-phone number excessively obtains is illegal, then prompts station address illegal, transfers accounts unsuccessfully, turn without practical
Account operation.
2. the block chain digital asset method of payment based on cell-phone number as described in claim 1, it is characterised in that:
Local memory is inquired by using cell-phone number in the step 1) and storage file obtains block chain digital asset address
Detailed process are as follows: corresponded to firstly, client establishes the gathering address of cell-phone number and block chain digital asset by predetermined way
Associated data, and associated data is stored in local memory by predetermined format, client possesses the write permission of file system, this
Memory this partial association data in ground are written to local storage file, then, inquire block chain number money by other side's cell-phone number
When the location of the place of production, local memory is first inquired, the associated digital asset address of cell-phone number is inquired and then returns to client, inquiry is not
It arrives, is then searching local storage file, inquire digital asset address and then return to client, inquire less than then according to power
Benefit requires 1 other described steps to be inquired.
3. the block chain digital asset method of payment based on cell-phone number as claimed in claim 2, it is characterised in that:
The detailed process of block chain digital asset address is obtained in the step 2) by remote server are as follows: firstly, client
Long-range connection server and server establish secure connection, and cell-phone number is dealt into server by predetermined way by client, service
Whether the data information of device query service device, query service device have corresponding block chain digital asset address information, have inquired
After associated block chain digital asset address information, client is returned to according to predetermined format and predetermined way；Server does not have
Corresponding block chain digital asset address information is inquired, then returns to scheduled error message to client, then, client solution
Analysis server returns to the data information to come, the associated block chain digital asset address information recording of cell-phone number to local memory
In locally stored file；Finally, client is closed and the connection of server.
4. the block chain digital asset method of payment based on cell-phone number as claimed in claim 3, it is characterised in that:
The detailed process of mobile phone communication confirmation gathering address information accuracy in the step 4) are as follows: block is obtained by cell-phone number
Before actually transferring accounts behind the gathering address of chain digital asset, user crosses mobile phone communication and other side carries out artificial nucleus to gathering address
Accuracy, safety.
5. the block chain digital asset method of payment based on cell-phone number as claimed in claim 3, it is characterised in that:
The detailed process actually transferred accounts in the step 5) are as follows: first, it is determined that whether the wallet address obtained by cell-phone number closes
Method address then prompts station address illegal when obtained wallet address is illegal, transfers accounts unsuccessfully, without the behaviour that actually transfers accounts
Make；Obtained gathering address information is legal, and the quantity and corresponding service charge, client that client allows user's input to be transferred accounts are sentenced
Whether the block chain assets remaining sum that disconnected user holds is enough, not enough returns to failure, and remaining sum is transferred accounts enough, then client predetermined party
Formula money transfer transactions, client complete signature verification and broadcast transfer transaction information to block chain network, wait to be transacted be determined simultaneously
Block sequence block is written, after trade confirmation, the side's of producing wallet balances, which are reduced, reduce the amount of money is equal to transaction amount, is transferred to kelly-up volume
Increase, increase the amount of money equal to transaction amount.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810863908.3A CN109242461A (en) | 2018-08-01 | 2018-08-01 | Block chain digital asset method of payment based on cell-phone number |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201810863908.3A CN109242461A (en) | 2018-08-01 | 2018-08-01 | Block chain digital asset method of payment based on cell-phone number |
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| CN109242461A true CN109242461A (en) | 2019-01-18 |
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| CN201810863908.3A Pending CN109242461A (en) | 2018-08-01 | 2018-08-01 | Block chain digital asset method of payment based on cell-phone number |
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