CN109118352A - Remaining sum monitoring method, device, computer equipment and storage medium - Google Patents

Remaining sum monitoring method, device, computer equipment and storage medium Download PDF

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Publication number
CN109118352A
CN109118352A CN201810707866.4A CN201810707866A CN109118352A CN 109118352 A CN109118352 A CN 109118352A CN 201810707866 A CN201810707866 A CN 201810707866A CN 109118352 A CN109118352 A CN 109118352A
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bank
enterprises
processor
end processor
end front
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刘建
宁之孟
魏尧东
金明
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Ping An Technology Shenzhen Co Ltd
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Ping An Technology Shenzhen Co Ltd
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Priority to CN201810707866.4A priority Critical patent/CN109118352A/en
Priority to PCT/CN2018/108029 priority patent/WO2020006896A1/en
Publication of CN109118352A publication Critical patent/CN109118352A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12Accounting
    • G06Q40/125Finance or payroll
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions

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  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
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  • Marketing (AREA)
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  • Technology Law (AREA)
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  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

This application discloses a kind of remaining sum monitoring method, device, computer equipment and storage mediums, because being provided with multiple UKey interfaces on enterprises end front end processor and being configured accordingly, enterprises end front end processor can carry out bank-corporate express function with the bank of multiple and different types;When initiating inquiry into balance task, its remaining sum is inquired without manually logging in different bank accounts, but it is automatically performed by financial system, the remaining sum of different bank accounts can be inquired automatically, after getting the balance information of each bank account, then it can judge which bank account needs finance to allot processing according to the remaining sum of each bank account, those needs collect processing etc., and finance are carried out according to default rule and are alloted, fund collects, greatly increase the execution efficiency of the different task of the account to different major class banks, save human resources, and it only needs to configure primary, in query process, it is not in artificial such as input account mistake.

Description

Remaining sum monitoring method, device, computer equipment and storage medium
Technical field
This application involves computer field is arrived, especially relate to a kind of remaining sum monitoring method, device, computer equipment and Storage medium.
Background technique
Traditional bank capital monitoring needs user to log on to bank official website manually to check, can not accomplish full-automatic Monitoring and early warning, when bank account is excessive, need to carry out bank's switching, operate inconvenience.
Summary of the invention
The main purpose of the application be provide a kind of multiple bank accounts of quick search remaining sum remaining sum monitoring method, dress It sets, computer equipment and storage medium.
In order to achieve the above-mentioned object of the invention, the application proposes a kind of remaining sum monitoring method, the enterprise being arranged using enterprises end End front end processor carries out financial data with bank end and interacts, and multiple UKey interfaces, the enterprise are provided on the enterprises end front end processor Industry end front end processor corresponds to that multiple UKey interfaces are configured as can be complete with bank's end front end processor of multiple and different bank's types At financial data interaction;The method, comprising:
The corresponding inquiry into balance task of multiple bank accounts is sent to the enterprises end front end processor, wherein the multiple silver Row account includes at least the bank account of Liang Ge type bank;
Using the enterprises end front end processor corresponding bank will be sent to for the inquiry into balance task of different bank account Front end processor is held, the remaining sum of corresponding bank account is inquired with the bank server to corresponding bank end front end processor;
Receive the remaining sum for each bank account that the enterprises end front end processor is got from each bank end front end processor Information.
Further, the step that the corresponding inquiry into balance task of multiple bank accounts is sent to the enterprises end front end processor Suddenly, comprising:
The corresponding inquiry into balance of the inquiry into balance task for sending multiple bank accounts to the enterprises end front end processor is appointed Be engaged in ID, wherein multiple inquiry into balance task IDs are deposited into preset buffer queue by the enterprises end front end processor;
The inquiry into balance task ID for receiving the enterprises end front end processor feedback, according to inquiry into balance task ID acquisition pair The inquiry into balance task answered, and issue the enterprises end front end processor.
Further, the step that the corresponding inquiry into balance task of multiple bank accounts is sent to the enterprises end front end processor Before rapid, comprising:
Judge the UKey equipment that corresponding various types of bank whether is inserted on the enterprises end front end processor;
If it is not, then alarming.
Further, the remaining sum monitoring method further include:
Receive the heartbeat detection packet that the enterprises end front end processor is sent, connection shape of the detection with the enterprises end front end processor State;
If connection status is to disconnect, send a warning.
Further, the step that the corresponding inquiry into balance task of multiple bank accounts is sent to the enterprises end front end processor Suddenly, comprising:
The corresponding inquiry into balance task of multiple bank accounts is sent to the enterprises end front end processor by way of long connection.
Further, described corresponding to the multiple bank accounts of enterprises end front end processor transmission by way of long connection The step of inquiry into balance task, comprising:
The corresponding inquiry into balance of multiple bank accounts is sent to the enterprises end front end processor by the synchronous blocking model of BIO to appoint Business.
Further, the remaining sum monitoring method further include:
When sending task with the enterprises end front end processor, serialized using Protocol Buffers.
The application also provides a kind of inquiry into balance device, is carried out using the enterprises end front end processor and bank end of enterprises end setting Financial data is interactive, is provided with multiple UKey interfaces on the enterprises end front end processor, the enterprises end front end processor corresponds to multiple institutes UKey interface is stated to be configured as to interact with bank's end front end processor of multiple and different bank's types completion financial data;The dress It sets, comprising:
Transmission unit, for sending the corresponding inquiry into balance task of multiple bank accounts to the enterprises end front end processor, In, the multiple bank account includes at least the bank account of Liang Ge type bank;
Retransmission unit, for will be sent for the inquiry into balance task of different bank account using the enterprises end front end processor Corresponding bank end front end processor is given, the remaining sum of corresponding bank account is inquired with the bank server to corresponding bank end front end processor;
Receiving unit, each silver got for receiving the enterprises end front end processor from each bank end front end processor The balance information of row account.
The application also provides a kind of computer equipment, including memory and processor, and the memory is stored with computer Program, which is characterized in that the step of processor realizes any of the above-described the method when executing the computer program.
The application also provides a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that institute State the step of realizing method described in any of the above embodiments when computer program is executed by processor.
Remaining sum monitoring method, device, computer equipment and the storage medium of the application, because being set on enterprises end front end processor It has set multiple UKey interfaces and has been configured accordingly, so enterprises end front end processor can be carried out with the bank of multiple and different types Bank-corporate express function;When initiating inquiry into balance task, its remaining sum is inquired without manually logging in different bank accounts, but It is automatically performed by financial system, it can the remaining sum for inquiring different bank accounts automatically, when getting each bank account After balance information, then it can judge which bank account needs finance to allot processing according to the remaining sum of each bank account, that It is a little to need to collect processing etc., and according to default rule progress, finance are alloted, fund collects, and are greatly increased to different big The execution efficiency of the different task of the account of class bank saves human resources, and only needs to configure once, is inquiring Cheng Zhong is not in artificial such as input account mistake.
Detailed description of the invention
Fig. 1 is the flow diagram of the remaining sum monitoring method of one embodiment of the application;
Fig. 2 is the flow diagram of step S1 in the above-mentioned remaining sum monitoring method of one embodiment of the application;
Fig. 3 is the structural schematic block diagram of the inquiry into balance device of one embodiment of the application;
Fig. 4 is the structural schematic block diagram of the transmission unit of one embodiment of the application;
Fig. 5 is the structural schematic block diagram of the inquiry into balance device of one embodiment of the application;
Fig. 6 is the structural schematic block diagram of the computer equipment of one embodiment of the application.
The embodiments will be further described with reference to the accompanying drawings for realization, functional characteristics and the advantage of the application purpose.
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the application are more clearly understood The application is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the application, not For limiting the application.
Referring to Fig.1, the embodiment of the present application provides a kind of remaining sum monitoring method, the enterprises end front end processor being arranged using enterprises end Financial data is carried out with bank end to interact, and multiple UKey interfaces is provided on the enterprises end front end processor, the enterprises end is preposition Machine corresponds to multiple UKey interfaces and is configured as that financial number can be completed with bank's end front end processor of multiple and different bank's types According to interaction.
Above-mentioned enterprises end front end processor refers to the front end processor that enterprises end is arranged in, be enterprises end financial system and bank end into Intermediate equipment when row bank-corporate express.Above-mentioned enterprises end front end processor is configured as can be with the bank end of multiple and different bank's types Front end processor completes data interaction, and configuration process is, when enterprise's installation enterprises end front end processor, enterprises end front end processor has a management Operator interfaces input specified configuration information in preset interface, which includes enterprise ID, enterprises end front end processor volume Number, bank server IP, bank port, bank bank-corporate express number, bank's end front end processor version number, bank's major class etc. enterprise Industry financial system and bank complete the call parameter of bank-corporate express, Thread Count size configuration etc. can be also configured, to realize multithreading The processing of task;Then configuration result is sent to the corresponding application server of enterprises end front end processor.It is, configuration application is logical The account and its relevant information for the bank-corporate express crossed correspond to bank at it when the account that enterprise needs to log in each bank-corporate express is obtained Data when (transaction data, inquiry data etc.), it is only necessary to corresponding UKey is inserted on enterprises end front end processor, and (one kind passes through USB is directly connected with computer, the small memory device with cryptographic authorization functions, reliable high speed), realize an enterprise End front end processor is connect with bank's end front end processor of multiple and different class banks, and enterprise uniformly manages the bank UKey of user, nothing concentratedly The handover operation of bank need to be done.The account of each bank-corporate express account of enterprise is obtained by enterprises end front end processor with can be convenient Information, transaction journal information, balance information, and can carry out relevant the relevant operations such as paying, collect, alloting.Above-mentioned silver Row major class refers to different banks, such as industrial and commercial bank and Construction Bank bank's major class etc. that belong to two different, i.e., using not Bank with front end processor is considered being different bank's major class.
The above method, comprising steps of
S1, the corresponding inquiry into balance task of multiple bank accounts is sent to the enterprises end front end processor, wherein the multiple Bank account includes at least the bank account of Liang Ge type bank.
In above-mentioned steps S1, above-mentioned inquiry into balance task is to obtain the task of the remaining sum of appointed bank's account.It can use The enterprise preposition to enterprises end can all be provided with multiple and different bank accounts, and it is big that these bank accounts are distributed in different banks Class.Because multiple UKey can be inserted in above-mentioned enterprises end front end processor, then when inquiring the remaining sum of multiple bank accounts, as long as mentioning It is preceding that the corresponding UKey of each bank account is fully inserted on enterprises end front end processor, it is not necessarily to one account balance of every inquiry, The operation etc. of one UKey of corresponding insertion, and because be before the corresponding UKey of each bank is disposably fully inserted into enterprises end Set on machine, then without having to worry about UKey wrong plug the problem of.In the present embodiment, the process for sending inquiry into balance task includes: one After the bank account that selection needs to query the balance in a list, the order for receiving one " starting to query " is produced for multiple The inquiry into balance task of the bank account selected, then can be simultaneously or before being sent to enterprises end according to preset priority rule Set machine.In the application, the inquiry into balance task for different bank account can also be automatically generated in different times, then certainly It is dynamic to be sent to above-mentioned enterprises end front end processor etc..
S2, corresponding silver will be sent to for the inquiry into balance task of different bank account using the enterprises end front end processor Row end front end processor inquires the remaining sum of corresponding bank account with the bank server to corresponding bank end front end processor;
In above-mentioned steps S2, because above-mentioned enterprises end front end processor is connected with different bank's end front end processors, get more After a inquiry into balance task, corresponding bank information of each inquiry into balance task etc. can be first analyzed, in order to by inquiry into balance task It is correctly sent to corresponding bank end front end processor, when being sent to corresponding bank end front end processor inquiry into balance task, Corresponding UKey information can be also obtained, in order to the normal inquiry into balance processing in bank end.
S3, it receives more than each bank account that the enterprises end front end processor is got from each bank end front end processor Volume information.
In above-mentioned steps S3, that is, get the account balance information of each bank account of inquiry.It needs to supervise when getting After the account balance information of the bank account of control, corresponding operation can be carried out according to account balance information, for example, bank account Remaining sum be greater than specified first threshold after, the fund of the bank account is transferred accounts to Bank One Corp. account according to preset method Family;For another example, after the remaining sum of bank account is less than specified second threshold, according to preset method by the money of secondary bank account Gold makes it higher than above-mentioned second threshold etc. to the Bank account transfer.
It is in one embodiment, above-mentioned corresponding remaining to the multiple bank accounts of enterprises end front end processor transmission referring to Fig. 2 The step S1 of volume query task, comprising:
S11, the corresponding remaining sum of inquiry into balance task that multiple bank accounts are sent to the enterprises end front end processor are looked into Ask task ID, wherein multiple inquiry into balance task IDs are deposited into preset buffer queue by the enterprises end front end processor.
In above-mentioned steps S11, above-mentioned inquiry into balance task ID is a mark, which uniquely corresponds to an institute Inquiry into balance task is stated, there is no task definitions for inquiry into balance task ID, to prevent from inquiry into balance task being placed directly on enterprise It holds in front end processor, influences the running space of enterprises end front end processor, and reduce its speed of service.Because the enterprises end of the application is preposition Machine can connect multiple bank ends front end processor, so a variety of different tasks can be more, directly be stacked into various tasks preposition In the caching of machine, the operational efficiency of enterprises end front end processor, or even collapse can be greatly reduced.In the application, only it is put into remaining sum and looks into Task ID is ask, then greatly reduces the requirement of the spatial cache of enterprises end front end processor, improves running environment quality.The present embodiment In, preset buffer queue generally comprises transaction buffer queue and query caching queue, and different buffer queue storages is corresponding to be belonged to Property task ID, corresponding setting transaction thread pool and inquiry thread pool.Enterprises end front end processor is getting inquiry into balance task When ID, the attribute of the inquiry into balance task ID is first judged, wherein attribute includes transaction attribute, querying attributes, because remaining sum is looked into It askes task ID and belongs to inquiry class, be then put into query caching queue.Task in two buffer queues is according to priority arranged Sequence, each task can be provided with a type identification, and type identification is divided into 1-8 rank, be grade highest if 1, represent tight Anxious task, priority processing can add corresponding priority level according to specific request, for example, payment according to default preset rules Be superior to inquiry bank's flowing water rank etc..It is each although issuing for task is all inquiry into balance task in the application The sequence that the corresponding task ID of task is deposited into query caching queue can also have successive sequence, cause the original of sequencing Priority is preset to the task of the remaining sum of inquiry different bank account because including: enterprises end, for example, X bank account is enterprise The main bank account at end, then will inquire the inquiry into balance task ID of the X bank account priority level initializing be it is forward such as 1 or 2 priority etc..
S12, the inquiry into balance task ID for receiving the enterprises end front end processor feedback, are obtained according to the inquiry into balance task ID Corresponding inquiry into balance task is taken, and issues the enterprises end front end processor.
In above-mentioned steps S12, the inquiry into balance task ID of above-mentioned enterprises end front end processor feedback refers to, corresponding above-mentioned inquiry It is available free in the inquiry thread pool of buffer queue, then inquiry into balance task is obtained into query caching queue, and because look at this time Asking in buffer queue is inquiry into balance task ID, so inquiry into balance task ID can be returned to above-mentioned answer by enterprises end front end processor With server, application server can generate according to inquiry into balance task ID or transfer corresponding task, be then sent to enterprises end Front end processor.
In one embodiment, above-mentioned to send the corresponding inquiry into balance times of multiple bank accounts to the enterprises end front end processor Before the step S1 of business, comprising:
S101, judge the UKey equipment that corresponding various types of bank whether is inserted on the enterprises end front end processor;
S102, if it is not, then alarming.
In above-mentioned steps S101 and S102, the UKey that corresponding various types of bank whether is inserted on enterprises end front end processor is judged The method of equipment includes: the mark of its bank's type of the correspondence of UKey equipment of each UKey interface insertion of acquisition, then will be described It identifies and is compared with the mark of all kinds of banks of representative configured when configuration enterprises end front end processor, if collected each mark is complete When the mark of all kinds of banks of representative configured when the covering configuration enterprises end front end processor of face, then insertion pair on enterprises end front end processor is determined The UKey equipment for answering various types of bank, can execute subsequent such as step S1, and no person is corresponding by uncovered mark Bank's type extracts, and is sent to the related personnel of enterprise to alarm, and the related personnel of enterprise can carry out accordingly at this time Processing, will forget insertion UKey equipment or insert division loosen and lead to reinserting for UKey equipment poor contact, with Guarantee the interaction between enterprise and each bank.In another embodiment, can also judge the mark of the UKey equipment got with Whether the quantity of the mark (not repeating) of all kinds of banks of representative configured when configuring enterprises end front end processor is identical, because of a bank A UKey only can be sent out to enterprise, so can be determined that insertion is corresponding each on enterprises end front end processor substantially when quantity is identical The UKey equipment of type bank, although such judgment method existing defects, judge that speed can be faster.
In one embodiment, above-mentioned remaining sum monitoring method further include:
Receive the heartbeat detection packet that the enterprises end front end processor is sent, connection shape of the detection with the enterprises end front end processor State;If connection status is to disconnect, send a warning.
Theoretically, enterprises end front end processor and application server should be online for a long time, but because being electronic product, inevitable meeting The processing such as failure or upgrading, enterprises end front end processor may break with application server and connect at this time, then passing through heartbeat The mode of detection detects the connection status of enterprises end front end processor and application server, when the two connection failure, then needs to issue police It notifies breath.It sends a warning including two kinds, the first, the information such as mail are sent to the related personnel of enterprise, and/or are sent to The third-party related personnel of enterprises end front end processor is provided;Second, before sending specified information to bank end connected to it Machine is set, and is sent to the related management system of bank, to inform the staff at bank end, bank end by bank's end front end processor Staff can manually inform that the failure etc. of connection breaking has occurred in the corresponding personnel of enterprises end.Above-mentioned reception sends heartbeat detection Packet can ensure that the financial people of enterprises end understands enterprises end front end processor and whether application server disconnects, to locate in time The things that reason needs bank-corporate express to complete originally.
In one embodiment, above-mentioned to send the corresponding inquiry into balance times of multiple bank accounts to the enterprises end front end processor The step S1 of business, comprising:
S13, to the enterprises end front end processor the corresponding inquiry into balance of multiple bank accounts is sent by way of long connection Task.
In above-mentioned steps S13 because to the inquiry into balance task that enterprises end front end processor is sent may be it is continuous, It using the mode service of monitoring of long connection, is not turned off after making each operated, next time directly transmits data packet when handling can To be connected without setting up TCP (Transmission Control Protocol transmission control protocol), to keep processing task Efficiency.In the present embodiment, application server blocks with enterprises end front end processor using BIO (block input output) is synchronous Mode carries out long connection.Different inquiry into balance tasks can not carry out simultaneously, so needing to carry out according to instruction sequences, one Instruction execution is complete could to execute next instruction, be unable to asynchronous execution, so making to answer using the synchronous blocking model of BIO in the application Long connection is carried out with server and enterprises end front end processor.
In one embodiment, above-mentioned remaining sum monitoring method further include:
When sending task with the enterprises end front end processor, serialized using Protocol Buffers.
Protocol Buffers is a kind of structural data storage format of portable and effective, can be used for structural data Serialization, serializes in other words.It is well suited for doing data storage or RPC data interchange format.It can be used for communications protocol, data are deposited The serializing structured data formats that the language in the fields such as storage is unrelated, platform is unrelated, expansible, Protobuf's is main in brief Advantage is exactly: it is simple, fastly.The application is serialized using the Protocol Buffers of GOOGLE (Google), can be improved Efficiency message encapsulation and sent.
The remaining sum monitoring method of the application, because being provided with multiple UKey interfaces on enterprises end front end processor and carrying out corresponding Configuration, so enterprises end front end processor can with the bank of multiple and different types carry out bank-corporate express function;It is looked into when initiating remaining sum When inquiry task, its remaining sum is inquired without manually logging in different bank accounts, but is automatically performed by financial system It, then can be according to each after getting the balance information of each bank account to inquire the remaining sum of different bank accounts automatically The remaining sum of bank account judges which bank account needs finance to allot processing, those needs collect processing etc., and according to pre- If rule carry out finance are alloted, fund collects, greatly increase the different task of the account to different major class banks Execution efficiency saves human resources, and only needs to configure once, is not in artificial as defeated in query process Enter the mistakes such as account.
Referring to Fig. 3, the embodiment of the present application also provides a kind of inquiry into balance device, and the enterprises end being arranged using enterprises end is preposition Machine and bank end carry out financial data and interact, and are provided with multiple UKey interfaces on the enterprises end front end processor, before the enterprises end The machine of setting corresponds to multiple UKey interfaces and is configured as that finance can be completed with bank's end front end processor of multiple and different bank's types Data interaction.
Above-mentioned enterprises end front end processor refers to the front end processor that enterprises end is arranged in, be enterprises end financial system and bank end into Intermediate equipment when row bank-corporate express.Above-mentioned enterprises end front end processor is configured as can be with the bank end of multiple and different bank's types Front end processor completes data interaction, and configuration process is, when enterprise's installation enterprises end front end processor, enterprises end front end processor has a management Operator interfaces input specified configuration information in preset interface, which includes enterprise ID, enterprises end front end processor volume Number, bank server IP, bank port, bank bank-corporate express number, bank's end front end processor version number, bank's major class etc. enterprise Industry financial system and bank complete the call parameter of bank-corporate express, Thread Count size configuration etc. can be also configured, to realize multithreading The processing of task;Then configuration result is sent to the corresponding application server of enterprises end front end processor.It is, configuration application is logical The account and its relevant information for the bank-corporate express crossed correspond to bank at it when the account that enterprise needs to log in each bank-corporate express is obtained Data when (transaction data, inquiry data etc.), it is only necessary to corresponding UKey is inserted on enterprises end front end processor, and (one kind passes through USB is directly connected with computer, the small memory device with cryptographic authorization functions, reliable high speed), realize an enterprise End front end processor is connect with bank's end front end processor of multiple and different class banks, and enterprise uniformly manages the bank UKey of user, nothing concentratedly The handover operation of bank need to be done.The account of each bank-corporate express account of enterprise is obtained by enterprises end front end processor with can be convenient Information, transaction journal information, balance information, and can carry out relevant the relevant operations such as paying, collect, alloting.Above-mentioned silver Row major class refers to different banks, such as industrial and commercial bank and Construction Bank bank's major class etc. that belong to two different, i.e., using not Bank with front end processor is considered being different bank's major class.
Described device, comprising:
Transmission unit 10, for sending the corresponding inquiry into balance task of multiple bank accounts to the enterprises end front end processor, Wherein, the multiple bank account includes at least the bank account of Liang Ge type bank.
In above-mentioned transmission unit 10, above-mentioned inquiry into balance task is to obtain the task of the remaining sum of appointed bank's account. The preposition enterprise of enterprises end, which can be used, can all be provided with multiple and different bank accounts, these bank accounts are distributed in different silver Row major class.Because multiple UKey can be inserted in above-mentioned enterprises end front end processor, then when inquiring the remaining sum of multiple bank accounts, only The corresponding UKey of each bank account to be fully inserted on enterprises end front end processor in advance, more than one account of every inquiry Volume, the operation etc. of one UKey of corresponding insertion, and because be that the corresponding UKey of each bank is disposably fully inserted into enterprise Hold front end processor on, then without having to worry about UKey wrong plug the problem of.In the present embodiment, the process of transmission inquiry into balance task includes: After the bank account that selection needs to query the balance in a list, the order for receiving one " starting to query ", which produces, to be directed to Then the inquiry into balance task of multiple bank accounts selected can while or be sent to enterprise according to preset priority rule Hold front end processor.In the application, the inquiry into balance task for different bank account can also be automatically generated in different times, so After be automatically transmitted to above-mentioned enterprises end front end processor etc..
Retransmission unit 20, for will be sent out for the inquiry into balance task of different bank account using the enterprises end front end processor Corresponding bank end front end processor is given, is inquired and is corresponded to more than bank account with the bank server to corresponding bank end front end processor Volume.
In above-mentioned retransmission unit 20, because above-mentioned enterprises end front end processor is connected with different bank's end front end processors, obtain To after multiple inquiry into balance tasks, corresponding bank information of each inquiry into balance task etc. can be first analyzed, in order to by inquiry into balance Task is correctly sent to corresponding bank end front end processor, be sent to corresponding bank end front end processor inquiry into balance task when It waits, can also obtain corresponding UKey information, in order to the normal inquiry into balance processing in bank end.
Receiving unit 30, it is each described for receive that the enterprises end front end processor gets from each bank end front end processor The balance information of bank account.
In above-mentioned receiving unit 30, the account balance of each bank account of inquiry is as got by receiving unit 30 Information.After getting the account balance information for needing the bank account monitored, it can be corresponded to according to account balance information Operation, for example, after the remaining sum of bank account is greater than specified first threshold, according to preset method by the money of the bank account Gold is transferred accounts to Bank One Corp. account;For another example, after the remaining sum of bank account is less than specified second threshold, according to preset method By the fund of secondary bank account to the Bank account transfer, above-mentioned second threshold etc. is made it higher than.
Referring to Fig. 4, in one embodiment, above-mentioned transmission unit 10, comprising:
Sending module 11, for sending the inquiry into balance task pair of multiple bank accounts to the enterprises end front end processor The inquiry into balance task ID answered, wherein multiple inquiry into balance task IDs are deposited into preset by the enterprises end front end processor In buffer queue.
In above-mentioned sending module 11, above-mentioned inquiry into balance task ID is a mark, which uniquely corresponds to one A inquiry into balance task, there is no task definitions for inquiry into balance task ID, to prevent from for inquiry into balance task being placed directly on In enterprises end front end processor, the running space of enterprises end front end processor is influenced, and reduces its speed of service.Because of the enterprises end of the application Front end processor can connect multiple bank ends front end processor, so a variety of different tasks can be more, directly be stacked into various tasks In the caching of front end processor, the operational efficiency of enterprises end front end processor, or even collapse can be greatly reduced.In the application, only it is put into remaining Volume query task ID then greatly reduces the requirement of the spatial cache of enterprises end front end processor, improves running environment quality.This reality It applies in example, preset buffer queue generally comprises transaction buffer queue and query caching queue, different buffer queue storages pair Answer the task ID of attribute, corresponding setting transaction thread pool and inquiry thread pool.Enterprises end front end processor is getting inquiry into balance When task ID, the attribute of the inquiry into balance task ID is first judged, wherein attribute includes transaction attribute, querying attributes, because remaining Volume query task ID belongs to inquiry class, then is put into query caching queue.Task in two buffer queues according to priority into Row sequence, each task can be provided with a type identification, and type identification is divided into 1-8 rank, be grade highest if 1, generation Table emergency task, priority processing can add corresponding priority level according to specific request according to default preset rules, for example, The rank etc. for being superior to inquiry bank's flowing water of payment.In the application, although issuing for task is all inquiry into balance task, It is that the sequence that the corresponding task ID of each task is deposited into query caching queue can also have successive sequence, causes sequencing The reason of to include: enterprises end preset priority to the task of the remaining sum of inquiry different bank account, for example, X bank account is The main bank account of enterprises end, then it is forward for inquiring the priority level initializing of the inquiry into balance task ID of the X bank account Such as 1 or 2 priority.
Feedback module 12 is received, for receiving the inquiry into balance task ID of the enterprises end front end processor feedback, according to described Inquiry into balance task ID obtains corresponding inquiry into balance task, and issues the enterprises end front end processor.
In above-mentioned reception feedback module 12, the inquiry into balance task ID of above-mentioned enterprises end front end processor feedback refers to, corresponding It is available free in the inquiry thread pool of above-mentioned query caching queue, then into query caching queue obtain inquiry into balance task, and because To be inquiry into balance task ID in query caching queue at this time, so enterprises end front end processor can return to inquiry into balance task ID To above-mentioned application server, application server can generate according to inquiry into balance task ID or transfer corresponding task, then send Give enterprises end front end processor.
Referring to Fig. 5, in one embodiment, above-mentioned inquiry into balance device further include:
Judging unit 101, for judging that the UKey for whether being inserted into corresponding various types of bank on the enterprises end front end processor is set It is standby;
First alarm unit 102, for if it is determined that being not inserted into corresponding various types of bank on the enterprises end front end processor UKey equipment, then alarm.
In above-mentioned judging unit 101 and the first alarm unit 102, judging unit 101 judge be on enterprises end front end processor The method of the UKey equipment of the no corresponding various types of bank of insertion include: the UKey equipment of each UKey interface insertion of acquisition correspondence its Then the mark of bank's type carries out the mark and the mark of all kinds of banks of representative configured when configuration enterprises end front end processor It compares, if collected each mark covers the mark of all kinds of banks of representative configured when configuration enterprises end front end processor comprehensively, Then determine the UKey equipment that corresponding various types of bank is inserted on enterprises end front end processor, no person is corresponding by uncovered mark Bank's type extracts, and is sent to the related personnel of enterprise by the first alarm unit 102 to alarm, at this time the phase of enterprise Pass personnel can perform corresponding processing, and the UKey equipment for forgetting insertion or insert division are loosened and lead to the contact of UKey equipment not Good reinserts, to guarantee the interaction between enterprise and each bank.In another embodiment, can also judge to get Whether the quantity of the mark (not repeating) of all kinds of banks of representative configured when the mark and configuration enterprises end front end processor of UKey equipment It is identical, because a bank can only send out a UKey to enterprise, when quantity is identical, before can be determined that enterprises end substantially The UKey equipment that corresponding various types of bank is inserted on machine is set, although such judgment method existing defects, judge that speed can be more Fastly.
In one embodiment, above-mentioned inquiry into balance device further include:
Heartbeat detection unit, the heartbeat detection packet sent for receiving the enterprises end front end processor, detection and the enterprise Hold the connection status of front end processor;
Second alarm unit sends a warning if being to disconnect for connection status.
Theoretically, enterprises end front end processor and application server should be online for a long time, but because being electronic product, inevitable meeting The processing such as failure or upgrading, enterprises end front end processor may break with application server and connect at this time, then passing through heartbeat The mode of detection detects the connection status of enterprises end front end processor and application server, when the two connection failure, then needs to issue police It notifies breath.It sends a warning including two kinds, the first, the information such as mail are sent to the related personnel of enterprise, and/or are sent to The third-party related personnel of enterprises end front end processor is provided;Second, before sending specified information to bank end connected to it Machine is set, and is sent to the related management system of bank, to inform the staff at bank end, bank end by bank's end front end processor Staff can manually inform that the failure etc. of connection breaking has occurred in the corresponding personnel of enterprises end.Above-mentioned reception sends heartbeat detection Packet can ensure that the financial people of enterprises end understands enterprises end front end processor and whether application server disconnects, to locate in time The things that reason needs bank-corporate express to complete originally.
In one embodiment, above-mentioned transmission unit 10, comprising:
Long link block, it is corresponding for sending multiple bank accounts to the enterprises end front end processor by way of long connection Inquiry into balance task.
In above-mentioned long link block because to the inquiry into balance task that enterprises end front end processor is sent may be it is continuous, So not turned off after making each operated using the mode service of monitoring of long connection, next time directly transmits data packet when handling , connected without setting up TCP (Transmission Control Protocol transmission control protocol), to keep handling The efficiency of task.In the present embodiment, application server is synchronous using BIO (block input output) with enterprises end front end processor Blocking model carries out long connection.Different inquiry into balance tasks can not carry out simultaneously, so need to carry out according to instruction sequences, One instruction execution is complete could to execute next instruction, be unable to asynchronous execution, so using the synchronous blocking model of BIO in the application Application server and enterprises end front end processor is set to carry out long connection.
In one embodiment, above-mentioned inquiry into balance device further include:
Serialization unit when for sending task with the enterprises end front end processor, is carried out using Protocol Buffers Serializing.
Protocol Buffers is a kind of structural data storage format of portable and effective, can be used for structural data Serialization, serializes in other words.It is well suited for doing data storage or RPC data interchange format.It can be used for communications protocol, data are deposited The serializing structured data formats that the language in the fields such as storage is unrelated, platform is unrelated, expansible, Protobuf's is main in brief Advantage is exactly: it is simple, fastly.The application is serialized using the Protocol Buffers of GOOGLE (Google), can be improved Efficiency message encapsulation and sent.
The inquiry into balance device of the application, because being provided with multiple UKey interfaces on enterprises end front end processor and carrying out corresponding Configuration, so enterprises end front end processor can with the bank of multiple and different types carry out bank-corporate express function;It is looked into when initiating remaining sum When inquiry task, its remaining sum is inquired without manually logging in different bank accounts, but is automatically performed by financial system It, then can be according to each after getting the balance information of each bank account to inquire the remaining sum of different bank accounts automatically The remaining sum of bank account judges which bank account needs finance to allot processing, those needs collect processing etc., and according to pre- If rule carry out finance are alloted, fund collects, greatly increase the different task of the account to different major class banks Execution efficiency saves human resources, and only needs to configure once, is not in artificial as defeated in query process Enter the mistakes such as account.
Referring to Fig. 6, a kind of computer equipment is also provided in the embodiment of the present application, which can be server, Its internal structure can be as shown in Figure 6.The computer equipment includes processor, the memory, network connected by system bus Interface and database.Wherein, the processor of the Computer Design is for providing calculating and control ability.The computer equipment is deposited Reservoir includes non-volatile memory medium, built-in storage.The non-volatile memory medium is stored with operating system, computer program And database.The internal memory provides environment for the operation of operating system and computer program in non-volatile memory medium.It should The database of computer equipment is for stored balance monitoring method program etc..The network interface of the computer equipment is used for and outside Terminal by network connection communication.To realize a kind of remaining sum monitoring method when the computer program is executed by processor.
Above-mentioned processor executes remaining sum monitoring method, carries out wealth using the enterprises end front end processor and bank end of enterprises end setting Be engaged in data interaction, be provided with multiple UKey interfaces on the enterprises end front end processor, the enterprises end front end processor correspond to it is multiple described in UKey interface is configured as to interact with bank's end front end processor of multiple and different bank's types completion financial data;The side Method, comprising: send the corresponding inquiry into balance task of multiple bank accounts to the enterprises end front end processor, wherein the multiple silver Row account includes at least the bank account of Liang Ge type bank;It will be for different bank account using the enterprises end front end processor Inquiry into balance task is sent to corresponding bank end front end processor, is inquired and is corresponded to the bank server to corresponding bank end front end processor The remaining sum of bank account;Receive each bank account that the enterprises end front end processor is got from each bank end front end processor Balance information.
In one embodiment, above-mentioned to send the corresponding inquiry into balance times of multiple bank accounts to the enterprises end front end processor The step of business, comprising: the corresponding remaining sum of inquiry into balance task of multiple bank accounts is sent to the enterprises end front end processor Query task ID, wherein multiple inquiry into balance task IDs are deposited into preset buffer queue by the enterprises end front end processor In;The inquiry into balance task ID for receiving the enterprises end front end processor feedback, obtains corresponding according to the inquiry into balance task ID Inquiry into balance task, and issue the enterprises end front end processor.
In one embodiment, above-mentioned to send the corresponding inquiry into balance times of multiple bank accounts to the enterprises end front end processor Before the step of business, comprising: judge the UKey equipment for whether being inserted into corresponding various types of bank on the enterprises end front end processor;If It is no, then it alarms.
In one embodiment, above-mentioned remaining sum monitoring method further include: receive the heartbeat that the enterprises end front end processor is sent Detection packet, the connection status of detection and the enterprises end front end processor;If connection status is to disconnect, send a warning.
In one embodiment, above-mentioned to send the corresponding inquiry into balance times of multiple bank accounts to the enterprises end front end processor The step of business, comprising: send the corresponding remaining sum of multiple bank accounts to the enterprises end front end processor by way of long connection and look into Inquiry task.
In one embodiment, multiple bank accounts are sent to the enterprises end front end processor above by the mode of long connection The step of corresponding inquiry into balance task, comprising: multiple silver are sent to the enterprises end front end processor by the synchronous blocking model of BIO The corresponding inquiry into balance task of row account.
In one embodiment, above-mentioned remaining sum monitoring method further include: when sending task with the enterprises end front end processor, adopt It is serialized with Protocol Buffers.
It will be understood by those skilled in the art that structure shown in Fig. 6, only part relevant to application scheme is tied The block diagram of structure does not constitute the restriction for the computer equipment being applied thereon to application scheme.
The computer equipment of the embodiment of the present application, because being provided with multiple UKey interfaces on enterprises end front end processor and carrying out Corresponding configuration, so enterprises end front end processor can carry out bank-corporate express function with the bank of multiple and different types;More than initiation When volume query task, its remaining sum is inquired without manually logging in different bank accounts, but is automatically performed by financial system, The remaining sum that different bank accounts can be inquired automatically then can root after getting the balance information of each bank account Judge which bank account needs finance to allot processing according to the remaining sum of each bank account, those needs collect processing etc., and press According to default rule progress, finance are alloted, fund collects, and are greatly increased and are appointed to the difference of the account of different major class banks The execution efficiency of business saves human resources, and only needs to configure once, is not in artificial in query process Such as input account mistake.
One embodiment of the application also provides a kind of computer readable storage medium, is stored thereon with computer program, calculates Machine program realizes a kind of remaining sum monitoring method when being executed by processor, enterprises end front end processor and bank end using enterprises end setting Financial data interaction is carried out, multiple UKey interfaces are provided on the enterprises end front end processor, the enterprises end front end processor correspondence is more A UKey interface is configured as to interact with bank's end front end processor of multiple and different bank's types completion financial data;Institute State method, comprising: send the corresponding inquiry into balance task of multiple bank accounts to the enterprises end front end processor, wherein described more A bank account includes at least the bank account of Liang Ge type bank;Different bank account will be directed to using the enterprises end front end processor The inquiry into balance task at family is sent to corresponding bank end front end processor, is inquired with the bank server to corresponding bank end front end processor The remaining sum of corresponding bank account;Receive each bank that the enterprises end front end processor is got from each bank end front end processor The balance information of account.
Above-mentioned remaining sum monitoring method, because being provided with multiple UKey interfaces on enterprises end front end processor and being matched accordingly It sets, so enterprises end front end processor can carry out bank-corporate express function with the bank of multiple and different types;Appoint when initiating inquiry into balance When business, its remaining sum is inquired without manually logging in different bank accounts, but is automatically performed by financial system, it can from The remaining sum of the different bank account of dynamic inquiry then can be according to each bank after getting the balance information of each bank account The remaining sum of account judges which bank account needs finance to allot processing, those needs collect processing etc., and according to preset Finance are alloted, fund collects for rule progress, greatly increase the execution of the different task of the account to different major class banks Efficiency saves human resources, and only needs to configure once, is not in artificial as inputted account in query process Number etc. mistakes.
In one embodiment, above-mentioned processor sends the corresponding remaining sum of multiple bank accounts to the enterprises end front end processor The step of query task, comprising: the inquiry into balance task for sending multiple bank accounts to the enterprises end front end processor is corresponding Inquiry into balance task ID, wherein multiple inquiry into balance task IDs are deposited into preset slow by the enterprises end front end processor It deposits in queue;The inquiry into balance task ID for receiving the enterprises end front end processor feedback, obtains according to the inquiry into balance task ID Corresponding inquiry into balance task, and issue the enterprises end front end processor.
In one embodiment, above-mentioned processor sends the corresponding remaining sum of multiple bank accounts to the enterprises end front end processor Before the step of query task, comprising: judge that the UKey for whether being inserted into corresponding various types of bank on the enterprises end front end processor is set It is standby;If it is not, then alarming.
In one embodiment, when above-mentioned processor executes remaining sum monitoring method further include: it is preposition to receive the enterprises end The heartbeat detection packet that machine is sent, the connection status of detection and the enterprises end front end processor;If connection status is to disconnect, police is issued It notifies breath.
In one embodiment, above-mentioned processor sends the corresponding remaining sum of multiple bank accounts to the enterprises end front end processor The step of query task, comprising: corresponding to the multiple bank accounts of enterprises end front end processor transmission by way of long connection Inquiry into balance task.
In one embodiment, multiple bank accounts are sent to the enterprises end front end processor above by the mode of long connection The step of corresponding inquiry into balance task, comprising: multiple silver are sent to the enterprises end front end processor by the synchronous blocking model of BIO The corresponding inquiry into balance task of row account.
In one embodiment, when above-mentioned processor executes remaining sum monitoring method further include: with the enterprises end front end processor When transmission task, serialized using Protocol Buffers.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with Relevant hardware is instructed to complete by computer program, the computer program can be stored in a non-volatile computer In read/write memory medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein, Any reference used in provided herein and embodiment to memory, storage, database or other media, Including non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM (PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms, Such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double speed are according to rate SDRAM (SSRSDRAM), enhancing Type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM (RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
The foregoing is merely preferred embodiment of the present application, are not intended to limit the scope of the patents of the application, all utilizations Equivalent structure or equivalent flow shift made by present specification and accompanying drawing content is applied directly or indirectly in other correlations Technical field, similarly include in the scope of patent protection of the application.

Claims (10)

1. a kind of remaining sum monitoring method, which is characterized in that carry out wealth using the enterprises end front end processor and bank end of enterprises end setting Be engaged in data interaction, be provided with multiple UKey interfaces on the enterprises end front end processor, the enterprises end front end processor correspond to it is multiple described in UKey interface is configured as to interact with bank's end front end processor of multiple and different bank's types completion financial data;The side Method, comprising:
The corresponding inquiry into balance task of multiple bank accounts is sent to the enterprises end front end processor, wherein the multiple bank's account Family includes at least the bank account of Liang Ge type bank;
Before corresponding bank end will be sent to for the inquiry into balance task of different bank account using the enterprises end front end processor Machine is set, the remaining sum of corresponding bank account is inquired with the bank server to corresponding bank end front end processor;
Receive the balance information for each bank account that the enterprises end front end processor is got from each bank end front end processor.
2. remaining sum monitoring method according to claim 1, which is characterized in that described more to enterprises end front end processor transmission The step of a bank account corresponding inquiry into balance task, comprising:
The corresponding inquiry into balance task ID of the inquiry into balance task for sending multiple bank accounts to the enterprises end front end processor, Wherein, multiple inquiry into balance task IDs are deposited into preset buffer queue by the enterprises end front end processor;
The inquiry into balance task ID for receiving the enterprises end front end processor feedback, obtains corresponding according to the inquiry into balance task ID Inquiry into balance task, and issue the enterprises end front end processor.
3. remaining sum monitoring method according to claim 1, which is characterized in that described more to enterprises end front end processor transmission Before the step of a bank account corresponding inquiry into balance task, comprising:
Judge the UKey equipment that corresponding various types of bank whether is inserted on the enterprises end front end processor;
If it is not, then alarming.
4. remaining sum monitoring method according to claim 1, which is characterized in that the method also includes:
Receive the heartbeat detection packet that the enterprises end front end processor is sent, connection status of the detection with the enterprises end front end processor;
If connection status is to disconnect, send a warning.
5. remaining sum monitoring method according to claim 1, which is characterized in that described more to enterprises end front end processor transmission The step of a bank account corresponding inquiry into balance task, comprising:
The corresponding inquiry into balance task of multiple bank accounts is sent to the enterprises end front end processor by way of long connection.
6. remaining sum monitoring method according to claim 5, which is characterized in that it is described by way of long connection to the enterprise Industry end front end processor sends the step of multiple bank accounts corresponding inquiry into balance task, comprising:
The corresponding inquiry into balance task of multiple bank accounts is sent to the enterprises end front end processor by the synchronous blocking model of BIO.
7. remaining sum monitoring method according to claim 1, which is characterized in that the method also includes:
When sending task with the enterprises end front end processor, serialized using Protocol Buffers.
8. a kind of inquiry into balance device, which is characterized in that carry out wealth using the enterprises end front end processor and bank end of enterprises end setting Be engaged in data interaction, be provided with multiple UKey interfaces on the enterprises end front end processor, the enterprises end front end processor correspond to it is multiple described in UKey interface is configured as to interact with bank's end front end processor of multiple and different bank's types completion financial data;The dress It sets, comprising:
Transmission unit, for sending the corresponding inquiry into balance task of multiple bank accounts to the enterprises end front end processor, wherein institute State the bank account that multiple bank accounts include at least Liang Ge type bank;
Retransmission unit, for will be sent to pair for the inquiry into balance task of different bank account using the enterprises end front end processor The bank's end front end processor answered inquires the remaining sum of corresponding bank account with the bank server to corresponding bank end front end processor;
Receiving unit, each bank's account got for receiving the enterprises end front end processor from each bank end front end processor The balance information at family.
9. a kind of computer equipment, including memory and processor, the memory are stored with computer program, feature exists In the step of processor realizes any one of claims 1 to 7 the method when executing the computer program.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program The step of method described in any one of claims 1 to 7 is realized when being executed by processor.
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CN111881329A (en) * 2020-07-09 2020-11-03 中国建设银行股份有限公司 Account balance management method and system
CN114693436A (en) * 2022-05-30 2022-07-01 云账户技术(天津)有限公司 Position fund transfer management system, method and network equipment

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CN110827009A (en) * 2019-10-24 2020-02-21 支付宝(杭州)信息技术有限公司 Fund transfer method and device based on account balance limit
CN110827009B (en) * 2019-10-24 2023-04-04 支付宝(杭州)信息技术有限公司 Fund transfer method and device based on account balance limit
CN111881329A (en) * 2020-07-09 2020-11-03 中国建设银行股份有限公司 Account balance management method and system
CN114693436A (en) * 2022-05-30 2022-07-01 云账户技术(天津)有限公司 Position fund transfer management system, method and network equipment

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