CN109118236A - A kind of method of commerce carrying out authentication based on human body biological characteristic information - Google Patents

A kind of method of commerce carrying out authentication based on human body biological characteristic information Download PDF

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Publication number
CN109118236A
CN109118236A CN201810898264.1A CN201810898264A CN109118236A CN 109118236 A CN109118236 A CN 109118236A CN 201810898264 A CN201810898264 A CN 201810898264A CN 109118236 A CN109118236 A CN 109118236A
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China
Prior art keywords
human body
body biological
characteristic information
biological characteristic
information
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CN201810898264.1A
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CN109118236B (en
Inventor
邓晓雯
李宏雷
张鹏
韩力
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Futuo Network Technology Shenzhen Co ltd
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Shenzhen Futu Network Technology Co Ltd
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Priority to CN201810898264.1A priority Critical patent/CN109118236B/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a kind of method of commerce that authentication is carried out based on human body biological characteristic information, after including the following steps: the client typing human body biological characteristic information, server binds the human body biological characteristic information, terminal device information and transaction account information, and returns to unlock voucher;User obtains human body biological characteristic information by terminal device, the terminal device information of user, human body biological characteristic information and unlock voucher are committed to server by the client, the terminal device information and human body biological characteristic information of the server end verification user, verification returns to new trading password and is verified voucher after passing through, user is verified voucher by new trading password and carries out transactional operation on the client.The present invention facilitates the corresponding relationship that user establishes and manages biological information and trading password, and this corresponding relationship is verified during carrying out trade identity authentication, and then improves portability, high efficiency and the reliability of transaction verification process.

Description

A kind of method of commerce carrying out authentication based on human body biological characteristic information
Technical field
The present invention relates to transaction system more particularly to a kind of transaction that authentication is carried out based on human body biological characteristic information Method.
Background technique
In existing securities exchange system, the friendship for being manually entered 6 bit digitals is required every time when unlocking securities trading account Easy password, such mode rely on user and are manually entered password to carry out transaction identity validation.And the unlocked state effective time compared with Short, if user does not operate in for a period of time or network connection state disconnects, next time, transaction needed to re-enter trading password To unlock trading account.
It can be seen that being dependent on be manually entered trading password every time, not enough just in existing transaction system identity validation scheme Victory when user is eager to trade, may be missed well in addition, being manually entered possibility of the password there is also erroneous input Transaction apparatus meeting.
Summary of the invention
The technical problem to be solved in the present invention is that in view of the deficiencies of the prior art, providing a kind of special based on human-body biological Reference breath carries out the method for commerce of authentication, to help user to establish and pair of management biological information and trading password It should be related to, and verify this corresponding relationship during carrying out trade identity authentication, and then the portability of raising transaction verification process, High efficiency and reliability.
In order to solve the above technical problems, the present invention adopts the following technical scheme that.
It is a kind of based on human body biological characteristic information carry out authentication method of commerce, this method be based on a system realization, The system comprises there is client and server, the client is installed on the terminal device that can obtain human body biological characteristic information In, described method includes following steps: step S1, and open human body biological characteristics authentication function: the client typing human body is raw After object characteristic information, human body biological characteristic information, terminal device information and trading password are verified voucher and are uploaded to service Device, the server binds the human body biological characteristic information, terminal device information and transaction account information, and returns to unlock Voucher;Step S2, execute human body biological characteristics and unlock transaction flow: user obtains human body biological characteristics by terminal device and believes The terminal device information of user, human body biological characteristic information and unlock voucher are committed to server by breath, the client, institute The terminal device information and human body biological characteristic information of server end verification user are stated, verification returns to new trading password after passing through It is verified voucher, user is verified voucher by new trading password and carries out transactional operation on the client.
Preferably, in the step S1, before opening human body biological characteristics authentication function, user inputs to client first Preset trading password, acquisition trading password is verified voucher after unlocking trading account using trading password.
Preferably, the human body biological characteristic information is fingerprint feature information or face feature information.
Preferably, the system is securities exchange system.
Preferably, the terminal device is mobile phone or tablet computer.
Preferably, the client is installed under the ios system of terminal device.
Preferably, the trading password be verified voucher be one for proving that customer transaction password authentification passes through plus Ciphertext data.
Preferably, the trading password is verified voucher and has a short validity period, needs to verify transaction again after expired Password.
Preferably, the unlock voucher is for proving that human body biological characteristic information has succeeded the one of bound transaction account Encryption data.
Preferably, the unlock voucher has long validity period, needs to verify trading password after expired again and human body is raw Object characteristic information.
In the method for commerce disclosed by the invention for carrying out authentication based on human body biological characteristic information, by opening human body Biological characteristic authentication function, and execute human body biological characteristics and unlock transaction flow, facilitate user's foundation and management biology is special The corresponding relationship of reference breath and trading password, and this corresponding relationship is verified during carrying out trade identity authentication, and then improve Portability, high efficiency and the reliability of transaction verification process, in addition, the user for using more accounts, solves needs simultaneously The puzzlement for managing multiple groups trading password, promotes the account management efficiency of user.
Detailed description of the invention
Fig. 1 is the flow chart for opening human body biological characteristics verification process.
Specific embodiment
The present invention is described in more detail with reference to the accompanying drawings and examples.
The invention discloses a kind of method of commerce that authentication is carried out based on human body biological characteristic information, please refer to Fig. 1, This method realizes that, the system comprises there is client and server, the client, which is installed on, can obtain human body based on a system In the terminal device of biological information, described method includes following steps:
Step S1 opens human body biological characteristics authentication function: after the client typing human body biological characteristic information, by people Body biological information, terminal device information and trading password are verified voucher and are uploaded to server, and the server is by institute Human body biological characteristic information, terminal device information and transaction account information binding are stated, and returns to unlock voucher;
Step S2, execute human body biological characteristics and unlock transaction flow: user obtains human body biological characteristics by terminal device The terminal device information of user, human body biological characteristic information and unlock voucher are committed to server by information, the client, The terminal device information and human body biological characteristic information of the server end verification user, it is close that verification returns to new transaction after passing through Code is verified voucher, and user is verified voucher by new trading password and carries out transactional operation on the client.
In above-mentioned method of commerce, by opening human body biological characteristics authentication function, and execution human body biological characteristics unlock Transaction flow facilitates the corresponding relationship that user establishes and manages biological information and trading password, and is carrying out transaction body This corresponding relationship is verified in part verification process, and then improves portability, high efficiency and the reliability of transaction verification process, in addition, For using the user of more accounts, solves the puzzlement for needing while managing multiple groups trading password, promote the account pipe of user Manage efficiency.
As a preferred method, in the step S1, open human body biological characteristics authentication function before, user first to Client inputs preset trading password, and acquisition trading password is verified voucher after unlocking trading account using trading password.
In practical application, the human body biological characteristic information is fingerprint feature information or face feature information.
About the application field of the method for the present invention, in the present embodiment, the system is securities exchange system.Further, The terminal device is mobile phone or tablet computer.The client is installed under the ios system of terminal device.
It is verified being explained further for voucher about trading password, in the present embodiment, the trading password is verified Voucher is the encryption data passed through for proving customer transaction password authentification.The trading password, which is verified voucher, to be had Short validity period needs to verify trading password again after expired.
About being explained further for unlock voucher, in the present embodiment, the unlock voucher is for proving human-body biological spy Reference ceases an encryption data of the bound transaction account that succeeded.The unlock voucher has long validity period, needs after expired Again trading password and human body biological characteristic information to be verified.
The method of commerce disclosed by the invention that authentication is carried out based on human body biological characteristic information, compared with prior art For beneficial effect be, the present invention facilitate user establish and management biological information it is corresponding with trading password pass System, and verifies this corresponding relationship during carrying out trade identity authentication, and then improves the portability, efficient of transaction verification process Property and reliability.
The above is preferred embodiments of the present invention, is not intended to restrict the invention, all in technology model of the invention Interior done modification, equivalent replacement or improvement etc. are enclosed, should be included in the range of of the invention protect.

Claims (10)

1. a kind of method of commerce for carrying out authentication based on human body biological characteristic information, which is characterized in that this method is based on one System realizes that, the system comprises there is client and server, the client, which is installed on, can obtain human body biological characteristic information Terminal device in, described method includes following steps:
Step S1 opens human body biological characteristics authentication function: after the client typing human body biological characteristic information, human body is raw Object characteristic information, terminal device information and trading password are verified voucher and are uploaded to server, and the server is by the people Body biological information, terminal device information and transaction account information binding, and return to unlock voucher;
Step S2, execute human body biological characteristics and unlock transaction flow: user obtains human body biological characteristic information by terminal device, The terminal device information of user, human body biological characteristic information and unlock voucher are committed to server by the client, described Server end verifies the terminal device information and human body biological characteristic information of user, and verification returns to new trading password after passing through and tests Card is verified voucher by new trading password and carries out transactional operation on the client by voucher, user.
2. the method for commerce of authentication is carried out based on human body biological characteristic information as described in claim 1, which is characterized in that In the step S1, before opening human body biological characteristics authentication function, user inputs preset trading password to client first, Acquisition trading password is verified voucher after unlocking trading account using trading password.
3. the method for commerce of authentication is carried out based on human body biological characteristic information as described in claim 1, which is characterized in that The human body biological characteristic information is fingerprint feature information or face feature information.
4. the method for commerce of authentication is carried out based on human body biological characteristic information as described in claim 1, which is characterized in that The system is securities exchange system.
5. the method for commerce of authentication is carried out based on human body biological characteristic information as described in claim 1, which is characterized in that The terminal device is mobile phone or tablet computer.
6. the method for commerce of authentication is carried out based on human body biological characteristic information as described in claim 1, which is characterized in that The client is installed under the ios system of terminal device.
7. the method for commerce of authentication is carried out based on human body biological characteristic information as described in claim 1, which is characterized in that It is the encryption data passed through for proving customer transaction password authentification that the trading password, which is verified voucher,.
8. the method for commerce of authentication is carried out based on human body biological characteristic information as claimed in claim 7, which is characterized in that The trading password is verified voucher and has short validity period, needs to verify trading password again after expired.
9. the method for commerce of authentication is carried out based on human body biological characteristic information as described in claim 1, which is characterized in that The unlock voucher is for proving that human body biological characteristic information has succeeded an encryption data of bound transaction account.
10. carrying out the method for commerce of authentication based on human body biological characteristic information as claimed in claim 9, feature exists In the unlock voucher has long validity period, needs to verify trading password and human body biological characteristic information again after expired.
CN201810898264.1A 2018-08-08 2018-08-08 Trading method for identity authentication based on human body biological characteristic information Active CN109118236B (en)

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Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1416073A (en) * 2002-11-05 2003-05-07 戚滨宏 Method for authenticating self idetification
CN104321778A (en) * 2012-06-29 2015-01-28 苹果公司 Automatic association of authentication credentials with biometrics
US20150095999A1 (en) * 2013-10-01 2015-04-02 Kalman Csaba Toth Electronic Identity and Credentialing System
CN105243740A (en) * 2015-11-25 2016-01-13 四川易辨信息技术有限公司 Card safety identity authentication system and implementation method based on biometric feature identification technology
CN105933348A (en) * 2016-06-30 2016-09-07 广州云移信息科技有限公司 Login method based on biological characteristics, terminal and system
CN106161364A (en) * 2015-04-06 2016-11-23 上海比赞信息科技有限公司 A kind of personal authentication's credential management method and system based on mobile terminal
CN108369702A (en) * 2015-10-05 2018-08-03 万事达卡国际股份有限公司 It is stored in the method and system of the voucher in computing device for identification

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1416073A (en) * 2002-11-05 2003-05-07 戚滨宏 Method for authenticating self idetification
CN104321778A (en) * 2012-06-29 2015-01-28 苹果公司 Automatic association of authentication credentials with biometrics
US20150095999A1 (en) * 2013-10-01 2015-04-02 Kalman Csaba Toth Electronic Identity and Credentialing System
CN106161364A (en) * 2015-04-06 2016-11-23 上海比赞信息科技有限公司 A kind of personal authentication's credential management method and system based on mobile terminal
CN108369702A (en) * 2015-10-05 2018-08-03 万事达卡国际股份有限公司 It is stored in the method and system of the voucher in computing device for identification
CN105243740A (en) * 2015-11-25 2016-01-13 四川易辨信息技术有限公司 Card safety identity authentication system and implementation method based on biometric feature identification technology
CN105933348A (en) * 2016-06-30 2016-09-07 广州云移信息科技有限公司 Login method based on biological characteristics, terminal and system

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