CN108898762A - Financial acquirer's method and device - Google Patents
Financial acquirer's method and device Download PDFInfo
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- CN108898762A CN108898762A CN201810720676.6A CN201810720676A CN108898762A CN 108898762 A CN108898762 A CN 108898762A CN 201810720676 A CN201810720676 A CN 201810720676A CN 108898762 A CN108898762 A CN 108898762A
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- Prior art keywords
- transaction
- host computer
- emv
- mispos
- sent
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
- G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention provides a kind of financial acquirer's method and devices, are applied to transaction terminal, transaction terminal includes host computer and Mispos system, and method includes：Transaction enabled instruction is sent to Mispos system by host computer；Mispos system carries out EMV transaction flow according to enabled instruction, and obtained EMV transaction results are sent to host computer；Host computer analyzes EMV transaction results, obtains Transaction Information.Host computer of the invention only needs calling interface that can complete EMV transaction by Mispos system, reduces the development difficulty and cost of host computer.
Description
Technical field
The present invention relates to financial transaction technical fields, more particularly, to a kind of financial acquirer's method and device.
Background technique
Mis-pos has card reading and finance trade function, when specifically used, generally require and uses on host computer
The SDK that Mis-pos is provided accordingly is developed, and cooperation upper computer software energy normal use Mis-pos carries out finance trade function.
But the SDK interface that Mis-pos on the market is provided at present is complicated, and the callback interface for needing to realize is relatively more, it is desirable that developer
Financial transaction knowledge is fully understood and just develops host computer procedure using SDK, thus improves the development difficulty of software.
Financial transaction need in strict conformity with corresponding financial treatment process, for general staff, if be unfamiliar with
Related procedure is possible to flow processing can be caused to malfunction interface call error when upper computer software exploitation, carry out
Abnormal transaction, thus may cause dispute economically.And general staff need to carry out relevant finance training or
With Mis-pos producer carry out technical advice, can just develop correct financial transaction procedure, thus will increase exploitation at
Sheet and time.Therefore, the host computer development difficulty of the existing transaction terminal using Mis-pos and cost are larger.
Summary of the invention
In view of this, the purpose of the present invention is to provide financial acquirer's method and device, to alleviate existing use
The larger technical problem of the host computer development difficulty and cost of the transaction terminal of Mis-pos.
In a first aspect, being applied to transaction terminal, the transaction is eventually the embodiment of the invention provides a kind of financial acquirer's method
End includes host computer and Mispos system, the method includes：
Transaction enabled instruction is sent to Mispos system by host computer；
The Mispos system carries out EMV transaction flow according to the enabled instruction, and obtained EMV transaction results are sent
To the host computer；
The host computer analyzes the EMV transaction results, obtains Transaction Information.
With reference to first aspect, the embodiment of the invention provides the first possible embodiments of first aspect, wherein institute
The step of host computer is analyzed to the EMV transaction results, obtains Transaction Information is stated, including：
The host computer judges whether to on-line transaction according to the EMV transaction results；
If it is, obtain the online authorization message at the center POS, and the online authorization message is sent to described
Mispos system；
The Mispos system continues EMV transaction flow according to the online authorization message, and final EMV is traded
As a result it is sent to the host computer；
The host computer obtains the Transaction Information according to the final EMV transaction results.
The possible embodiment of with reference to first aspect the first, the embodiment of the invention provides second of first aspect
Possible embodiment, wherein it is described if it is, obtain the center POS online authorization message the step of, including：
If it is, obtaining the IC card information traded；
The IC card information is sent to the center POS in the form of message, to obtain the online of the center the POS return
Authorization message.
The possible embodiment of with reference to first aspect the first, the embodiment of the invention provides the third of first aspect
Possible embodiment, wherein the step of host computer obtains the Transaction Information according to the final EMV transaction results,
Including：
Judge whether transaction succeeds according to the final EMV transaction results；
If it succeeds, obtaining transaction successful information；
If it fails, then obtaining Fail Transaction information, and prompt error message.
The possible embodiment of with reference to first aspect the first, the embodiment of the invention provides the 4th kind of first aspect
Possible embodiment, wherein the step of host computer judges whether to on-line transaction according to the EMV transaction results it
Afterwards, further include：
If judging whether transaction succeeds without on-line transaction；
If it succeeds, obtaining transaction successful information；
If it fails, then obtaining Fail Transaction information, and prompt error message.
The third possible embodiment with reference to first aspect, the embodiment of the invention provides the 5th kind of first aspect
Possible embodiment, wherein the step of Mispos system carries out EMV transaction flow according to the enabled instruction, including：
IC card information is read, judges whether to need to input PIN according to the IC card information；
If it is, obtaining the PIN of user's input；
If it is not, then continuing EMV transaction flow.
With reference to first aspect, the embodiment of the invention provides the 6th kind of possible embodiments of first aspect, wherein institute
Stating Mispos system includes UI module, the method also includes：
The Mispos system control UI module shows EMV transaction flow information.
With reference to first aspect, the embodiment of the invention provides the 7th kind of possible embodiments of first aspect, wherein institute
Stating host computer will trade before enabled instruction the step of issuing Mispos system, further include：
The call parameter for carrying out financial transaction and key are sent to the Mis-pos system by the host computer.
The 7th kind of possible embodiment with reference to first aspect, the embodiment of the invention provides the 8th kind of first aspect
Possible embodiment, wherein the call parameter includes IC card application parameter, and the key includes authentication center's public key, institute
The step of call parameter for carrying out financial transaction and key are sent to the Mis-pos system by host computer is stated, including：
The host computer obtains IC card application parameter and authentication center's public key from the center POS；
The IC card application parameter and authentication center's public key are sent to the Mis-pos system.
Second aspect, the embodiment of the present invention also provide a kind of finance and receive single device, including host computer interconnected and
Mispos system；
Transaction enabled instruction is sent to Mispos system by the host computer；
The Mispos system carries out EMV transaction flow according to the enabled instruction, and obtained EMV transaction results are sent
To the host computer；
The host computer analyzes the EMV transaction results, obtains Transaction Information.
The embodiment of the present invention brings following beneficial effect：
The embodiment of the invention provides a kind of financial acquirer's method and devices, are applied to transaction terminal, transaction terminal includes
Host computer and Mispos system, method include：Transaction enabled instruction is sent to Mispos system by host computer；Mispos system root
EMV transaction flow is carried out according to enabled instruction, obtained EMV transaction results are sent to host computer；Host computer is to EMV transaction results
It is analyzed, obtains Transaction Information.Host computer of the invention only needs calling interface that can complete EMV friendship by Mispos system
Easily, the development difficulty and cost of host computer are reduced.
Other features and advantages of the present invention will illustrate in the following description, also, partly become from specification
It obtains it is clear that understand through the implementation of the invention.The objectives and other advantages of the invention are in specification, claims
And specifically noted structure is achieved and obtained in attached drawing.
To enable the above objects, features and advantages of the present invention to be clearer and more comprehensible, preferred embodiment is cited below particularly, and cooperate
Appended attached drawing, is described in detail below.
Detailed description of the invention
It, below will be to specific in order to illustrate more clearly of the specific embodiment of the invention or technical solution in the prior art
Embodiment or attached drawing needed to be used in the description of the prior art be briefly described, it should be apparent that, it is described below
Attached drawing is some embodiments of the present invention, for those of ordinary skill in the art, before not making the creative labor
It puts, is also possible to obtain other drawings based on these drawings.
Fig. 1 is financial acquirer's method flow chart provided in an embodiment of the present invention；
Fig. 2 be another embodiment of the present invention provides financial acquirer's method flow chart；
Fig. 3 is financial acquirer's method flow chart that further embodiment of this invention provides；
Fig. 4 is that finance provided in an embodiment of the present invention receives single schematic device.
Specific embodiment
In order to make the object, technical scheme and advantages of the embodiment of the invention clearer, below in conjunction with attached drawing to the present invention
Technical solution be clearly and completely described, it is clear that described embodiments are some of the embodiments of the present invention, rather than
Whole embodiments.Based on the embodiments of the present invention, those of ordinary skill in the art are not making creative work premise
Under every other embodiment obtained, shall fall within the protection scope of the present invention.
Mis-pos is transformed to the original mis system of trade company, and the bank card payment friendship that bank card accepts function is increased
Easy system carries out electronic transaction by network special line.With having expanded the channel of disbursement of bank, perfect trade company uses snap ring for it
Border, saves the dispensing cost of POS hardware, and the succinct operating process of cashier shortens the bank card business dealing time, improves
The success rate of bank card business dealing, while various informative administrative decision service can also be provided.
Currently, the host computer development difficulty and cost of the existing transaction terminal using Mis-pos are larger.Based on this, originally
A kind of financial acquirer's method and device that inventive embodiments provide, can reduce the development difficulty and cost of host computer.
For convenient for understanding the present embodiment, first to a kind of finance acquirer's method disclosed in the embodiment of the present invention into
Row is discussed in detail.
Fig. 1 shows financial acquirer's method flow chart provided in an embodiment of the present invention.
As shown in Figure 1, present embodiments providing a kind of financial acquirer's method, it is applied to transaction terminal, transaction terminal includes
Host computer and Mispos system, method include the following steps：
Transaction enabled instruction is sent to Mispos system by step S102, host computer；
Specifically, when needing to enter financial transaction, host computer initiates to hand over by transaction starting interface (can be serial ports)
Easily starting initialization command, Mis-pos enter waiting stateful transaction, and client is waited to swipe the card.When client swipes the card meeting, Mis-pos from
It is dynamic to carry out EMV transaction flow.
Before step S101, following steps are also executed：Host computer will carry out the call parameter and key of financial transaction
It is sent to Mis-pos system, so that Mis-pos system can subsequent progress EMV transaction flow.
Specifically, call parameter includes IC card application parameter, including trade company number, trading limit, transaction terminal number and strong
It makes online parameter etc. to determine deal the parameter of process, key includes authentication center's public key, and host computer obtains IC card from the center POS and answers
With parameter and authentication center's public key；IC card application parameter and authentication center's public key are sent to Mis-pos system.Mis-
The pos system integration code keyboard module, EMV transaction modules etc., when entering financial transaction, host computer transmits first
Defeated key gives Mis-pos system, is then transported on various working keys and gives Mis-pos system, including MasterKey, PinKey,
MacKey, DesKey.The transmission password encryption for being inputted code keyboard module by the working key of transmission guarantees password transmission
It is safe and reliable.
Step S104, Mispos system carries out EMV transaction flow according to enabled instruction, and obtained EMV transaction results are sent out
Give host computer；
EMV standard is by international three biggest banks's card tissue -- Europay (Continental Europe card), MasterCard (Master Card) and
The technical standard that the bank card that Visa (Visa) initiates to formulate jointly is shifted from magnetic stripe card to intellective IC card, is the gold based on IC card
Melt payment standards, it has also become generally acknowledged whole world unified standard.
Step S106, host computer analyze EMV transaction results, obtain Transaction Information.
Further, as shown in Fig. 2, step S106 includes the following steps：
Step S201, host computer judge whether to on-line transaction according to EMV transaction results；If so, thening follow the steps
S202；If not, thening follow the steps S206；
Step S202, obtains the online authorization message at the center POS, and online authorization message is sent to Mispos system；
Specifically, the IC card information traded is obtained；IC card information is sent to the center POS in the form of message, to obtain
The online authorization message for taking the center POS to return.Host computer can be by one or many calling getTag interfaces from Mispos system
The IC card information traded required for online message is obtained to assemble message.
Step 203, Mispos system continues EMV transaction flow according to online authorization message, and final EMV is traded
As a result it is sent to host computer；
Step S204, host computer obtain Transaction Information according to final EMV transaction results.
Further, as shown in figure 3, step S204 includes the following steps：
Step 301, judge whether transaction succeeds according to final EMV transaction results；If it succeeds, executing step S206；
If it fails, thening follow the steps S207；
Step S205, if judging whether transaction succeeds without on-line transaction；If it succeeds, executing step
S206；If it fails, thening follow the steps S207；
Step S206 obtains transaction successful information；
Step S207 obtains Fail Transaction information, and prompts error message.
Further, in step S102 Mispos system according to enabled instruction carry out EMV transaction flow the step of include：It reads
IC card information is taken, judges whether to need to input PIN according to IC card information；If it is, obtaining the PIN of user's input；If not,
Then continue EMV transaction flow.
Further, Mispos system includes UI module, and method further includes：Mispos system controls UI module and shows EMV
Transaction flow information.
The present embodiment controls the display of UI module by Mis-pos system, and is integrated with entire EMV transaction flow, upper
Machine only needs to call corresponding interface that EMV transaction can be completed, and learning cost is low, reduce host computer development difficulty and at
This.
As shown in figure 4, the present embodiment additionally provides a kind of single device of finance receipts, including 10 He of host computer interconnected
Mispos system 20；
Transaction enabled instruction is sent to Mispos system 20 by host computer 10；
Mispos system 20 carries out EMV transaction flow according to enabled instruction, obtained EMV transaction results is sent to upper
Machine 10；
Host computer 10 analyzes EMV transaction results, obtains Transaction Information.
Specifically, host computer 10 and 20 system of Mispos system can be sent operational order by serial communication, host computer 10
Mispos system is given, Mispos system carries out corresponding operation according to operational order, and returns to operating result and relevant information.
Mispos system 20 includes UI display module, EMV transaction modules, code keyboard module, IC card card reading module, magnetic stripe
Card card reading module and other function module etc..
Finance provided in an embodiment of the present invention receives single device, has with financial acquirer's method provided by the above embodiment identical
Technical characteristic reach identical technical effect so also can solve identical technical problem.
In addition, in the description of the embodiment of the present invention unless specifically defined or limited otherwise, term " installation ", " phase
Even ", " connection " shall be understood in a broad sense, for example, it may be being fixedly connected, may be a detachable connection, or be integrally connected；It can
To be mechanical connection, it is also possible to be electrically connected；It can be directly connected, can also can be indirectly connected through an intermediary
Connection inside two elements.For the ordinary skill in the art, above-mentioned term can be understood at this with concrete condition
Concrete meaning in invention.
In the description of the present invention, it should be noted that term " center ", "upper", "lower", "left", "right", "vertical",
The orientation or positional relationship of the instructions such as "horizontal", "inner", "outside" be based on the orientation or positional relationship shown in the drawings, merely to
Convenient for description the present invention and simplify description, rather than the device or element of indication or suggestion meaning must have a particular orientation,
It is constructed and operated in a specific orientation, therefore is not considered as limiting the invention.In addition, term " first ", " second ",
" third " is used for descriptive purposes only and cannot be understood as indicating or suggesting relative importance.
The computer program product of financial acquirer's method is carried out provided by the embodiment of the present invention, including stores processor
The computer readable storage medium of executable non-volatile program code, the instruction that said program code includes can be used for executing
Previous methods method as described in the examples, specific implementation can be found in embodiment of the method, and details are not described herein.
It is apparent to those skilled in the art that for convenience and simplicity of description, the system of foregoing description,
The specific work process of device and unit, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
In several embodiments provided herein, it should be understood that disclosed systems, devices and methods, it can be with
It realizes by another way.The apparatus embodiments described above are merely exemplary, for example, the division of the unit,
Only a kind of logical function partition, there may be another division manner in actual implementation, in another example, multiple units or components can
To combine or be desirably integrated into another system, or some features can be ignored or not executed.Another point, it is shown or beg for
The mutual coupling, direct-coupling or communication connection of opinion can be through some communication interfaces, device or unit it is indirect
Coupling or communication connection can be electrical property, mechanical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, the functional units in various embodiments of the present invention may be integrated into one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.
It, can be with if the function is realized in the form of SFU software functional unit and when sold or used as an independent product
It is stored in the executable non-volatile computer-readable storage medium of a processor.Based on this understanding, of the invention
Technical solution substantially the part of the part that contributes to existing technology or the technical solution can be with software in other words
The form of product embodies, which is stored in a storage medium, including some instructions use so that
One computer equipment (can be personal computer, server or the network equipment etc.) executes each embodiment institute of the present invention
State all or part of the steps of method.And storage medium above-mentioned includes：USB flash disk, mobile hard disk, read-only memory (ROM, Read-
Only Memory), random access memory (RAM, Random Access Memory), magnetic or disk etc. are various can be with
Store the medium of program code.
Finally it should be noted that：Embodiment described above, only a specific embodiment of the invention, to illustrate the present invention
Technical solution, rather than its limitations, scope of protection of the present invention is not limited thereto, although with reference to the foregoing embodiments to this hair
It is bright to be described in detail, those skilled in the art should understand that：Anyone skilled in the art
In the technical scope disclosed by the present invention, it can still modify to technical solution documented by previous embodiment or can be light
It is readily conceivable that variation or equivalent replacement of some of the technical features；And these modifications, variation or replacement, do not make
The essence of corresponding technical solution is detached from the spirit and scope of technical solution of the embodiment of the present invention, should all cover in protection of the invention
Within the scope of.Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.
Claims (10)
1. a kind of finance acquirer method, which is characterized in that be applied to transaction terminal, the transaction terminal include host computer and
Mispos system, the method includes：
Transaction enabled instruction is sent to Mispos system by host computer；
The Mispos system carries out EMV transaction flow according to the enabled instruction, and obtained EMV transaction results are sent to institute
State host computer；
The host computer analyzes the EMV transaction results, obtains Transaction Information.
2. finance acquirer's method according to claim 1, which is characterized in that the host computer is to the EMV transaction results
The step of being analyzed, obtaining Transaction Information, including：
The host computer judges whether to on-line transaction according to the EMV transaction results；
If it is, obtaining the online authorization message at the center POS, and the online authorization message is sent to the Mispos system
System；
The Mispos system continues EMV transaction flow according to the online authorization message, and by final EMV transaction results
It is sent to the host computer；
The host computer obtains the Transaction Information according to the final EMV transaction results.
3. finance acquirer's method according to claim 2, which is characterized in that described if it is, obtaining the connection at the center POS
The step of machine authorization message, including：
If it is, obtaining the IC card information traded；
The IC card information is sent to the center POS in the form of message, to obtain the online authorization that the center POS returns
Information.
4. finance acquirer's method according to claim 2, which is characterized in that the host computer is handed over according to the final EMV
The step of easy result obtains the Transaction Information, including：
Judge whether transaction succeeds according to the final EMV transaction results；
If it succeeds, obtaining transaction successful information；
If it fails, then obtaining Fail Transaction information, and prompt error message.
5. finance acquirer's method according to claim 2, which is characterized in that the host computer is traded according to the EMV and tied
After fruit judges whether to the step of on-line transaction, further include：
If judging whether transaction succeeds without on-line transaction；
If it succeeds, obtaining transaction successful information；
If it fails, then obtaining Fail Transaction information, and prompt error message.
6. finance acquirer's method according to claim 4, which is characterized in that the Mispos system refers to according to the starting
The step of carrying out EMV transaction flow is enabled, including：
IC card information is read, judges whether to need to input PIN according to the IC card information；
If it is, obtaining the PIN of user's input；
If it is not, then continuing EMV transaction flow.
7. finance acquirer's method according to claim 1, which is characterized in that the Mispos system includes UI module, institute
The method of stating further includes：
The Mispos system control UI module shows EMV transaction flow information.
8. finance acquirer's method according to claim 1, which is characterized in that the host computer sends transaction enabled instruction
Before the step of issuing Mispos system, further include：
The call parameter for carrying out financial transaction and key are sent to the Mis-pos system by the host computer.
9. finance acquirer's method according to claim 8, which is characterized in that the call parameter includes IC card application ginseng
Number, the key includes authentication center's public key, and the call parameter for carrying out financial transaction and key are sent to by the host computer
The step of Mis-pos system, including：
The host computer obtains IC card application parameter and authentication center's public key from the center POS；
The IC card application parameter and authentication center's public key are sent to the Mis-pos system.
10. a kind of finance receives single device, which is characterized in that including host computer interconnected and Mispos system；
Transaction enabled instruction is sent to Mispos system by the host computer；
The Mispos system carries out EMV transaction flow according to the enabled instruction, and obtained EMV transaction results are sent to institute
State host computer；
The host computer analyzes the EMV transaction results, obtains Transaction Information.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810720676.6A CN108898762A (en) | 2018-07-03 | 2018-07-03 | Financial acquirer's method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810720676.6A CN108898762A (en) | 2018-07-03 | 2018-07-03 | Financial acquirer's method and device |
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| Publication Number | Publication Date |
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| CN108898762A true CN108898762A (en) | 2018-11-27 |
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| CN201810720676.6A Pending CN108898762A (en) | 2018-07-03 | 2018-07-03 | Financial acquirer's method and device |
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Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102867377A (en) * | 2012-09-20 | 2013-01-09 | 中国农业银行股份有限公司 | Method and system for realizing services on point-of-sale (POS) terminal machine and POS terminal machine |
| CN102930670A (en) * | 2012-10-23 | 2013-02-13 | 福建鑫诺通讯技术有限公司 | Intelligent financial card-reading system |
| US20140372320A1 (en) * | 2013-06-17 | 2014-12-18 | Sivanne Goldfarb | Systems and methods for emv chip and pin payments |
| CN105574722A (en) * | 2015-12-11 | 2016-05-11 | 福建新大陆支付技术有限公司 | Authorization IC card based remote online authorization method for payment terminal |
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2018
- 2018-07-03 CN CN201810720676.6A patent/CN108898762A/en active Pending
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102867377A (en) * | 2012-09-20 | 2013-01-09 | 中国农业银行股份有限公司 | Method and system for realizing services on point-of-sale (POS) terminal machine and POS terminal machine |
| CN102930670A (en) * | 2012-10-23 | 2013-02-13 | 福建鑫诺通讯技术有限公司 | Intelligent financial card-reading system |
| US20140372320A1 (en) * | 2013-06-17 | 2014-12-18 | Sivanne Goldfarb | Systems and methods for emv chip and pin payments |
| CN105574722A (en) * | 2015-12-11 | 2016-05-11 | 福建新大陆支付技术有限公司 | Authorization IC card based remote online authorization method for payment terminal |
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| Title |
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| 张友桥: "基于EMV标准的金融IC卡交易的安全性研究与设计", 《中国优秀硕士学位论文全文数据库信息科技辑》 * |
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