CN108876353A - A kind of method of payment of the block chain number Token based on near-field communication - Google Patents
A kind of method of payment of the block chain number Token based on near-field communication Download PDFInfo
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- CN108876353A CN108876353A CN201810510891.3A CN201810510891A CN108876353A CN 108876353 A CN108876353 A CN 108876353A CN 201810510891 A CN201810510891 A CN 201810510891A CN 108876353 A CN108876353 A CN 108876353A
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- payment
- field communication
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- chain number
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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- Accounting & Taxation (AREA)
- General Business, Economics & Management (AREA)
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- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The method of payment of the invention discloses a kind of block chain number Token based on near-field communication, includes the following steps：Beneficiary generates private key and address, then address delivery node；In the process of exchange of near-field communication, gathering direction paying party sends transaction data, after paying party receives transaction data, carries out the verifying true and false to information, and the specified address of direction gathering of paying the bill after being verified is transferred accounts；After paying party receives transaction data, transferred accounts if information is effectively coincident to corresponding address with public key verifications merchandise news.The present invention realizes under near-field communication scene, completes reaching for transaction, allows paying party correctly to pay the bill, beneficiary can verify the true and false of payment information.
Description
Technical field
The present invention relates to internet/financial field IT/, specifically a kind of block chain number Token based on near-field communication
Method of payment.
Background technique
Near-field communication is a kind of emerging technology, has used the equipment (such as mobile phone) of NFC technique can be close to each other
In the case where carry out data exchange, be by non-contact radio-frequency identification (RFID) and interconnection and interflow technology integration be evolved, lead to
The function of crossing integrated induction formula card reader, icah wavw and point-to-point communication on a single chip, is realized using mobile terminal
The application such as mobile payment, electronic bill, gate inhibition, mobile identification, anti-fake.
Block chain technology is also referred to as distributed account book technology, is a kind of internet database technology, its main feature is that in going
It is the heart, open and clear.It is the Floor layer Technology of bit coin earliest, is widely used at present and the fields such as finance.
In e-commerce, businessman, buyer, intermediary service side are three links in transaction.Buyer buys goods
Order is issued, businessman confirms an order, and buyer pays payment for goods by intermediary service direction businessman, and order is fulfiled in businessman's delivery.Buyer
The payment information true and false recognized by intermediary service side.For example user buys commodity in Taobao, is buyer to seller's Alipay account
Number payment, the true and false of buyer's payment information verified by Alipay.And the payment of block chain number Token, it is exactly ideal money
The process on another ideal money address is transferred to from an ideal money address.There is no intermediate as similar Alipay
Service side, goes the true and false of verifying payment information, and confirms the method that transaction is reached.
In near field payment scene, in the case where centralization and decentralization, solves the problems, such as above-mentioned, provide
A method of the verifying block chain number Token payment information true and false.
Summary of the invention
The method of payment of the purpose of the present invention is to provide a kind of block chain number Token based on near-field communication, with solution
Certainly the problems mentioned above in the background art.
To achieve the above object, the present invention provides the following technical solutions：
A kind of method of payment of the block chain number Token based on near-field communication, includes the following steps：
S1, beneficiary generates private key and address, then address delivery node；
S2, in the process of exchange of near-field communication, gathering direction paying party sends transaction data, and paying party receives number of deals
According to rear, the verifying true and false is carried out to information, the specified address of direction gathering of paying the bill after being verified is transferred accounts；
S3, after paying party receives transaction data, with public key verifications merchandise news, if information is effectively coincident, to correspondence
Address transfer accounts.
As a further solution of the present invention：In step sl, private key is generated as 256 bit digitals of random selection, and right
It carries out the acquisition of SHA256 algorithm；Address is generated as being generated public key by private key, and public key regenerates the address for meeting format.
As a further solution of the present invention：In step s 2, the transaction data of beneficiary transmission includes O/No., quotient
Product summary, merchandise news signature, the public key of beneficiary, the amount of money, currency type, type of payment and gathering address.
As a further solution of the present invention：In step s 2, the transaction data of beneficiary transmission further includes that transaction starts
Time and transaction out-of-service time.
As a further solution of the present invention：In step s3, the data returned after transferring accounts include the address of paying party, pay
Whether money Information Signature the public key of paying party, currency type, the amount of money, has transferred accounts and O/No..
As a further solution of the present invention：In step s3, the data returned after transferring accounts further include transaction id.
Compared with prior art, the beneficial effects of the invention are as follows：The branch of the block chain number Token based on near-field communication
The method of paying is realized under near-field communication scene, completes reaching for transaction, paying party is allowed correctly to pay the bill, and beneficiary, which can be verified, to be paid
The true and false of money information.
Detailed description of the invention
Fig. 1 is transaction flow timing diagram of the invention.
Fig. 2 is the process flow diagram flow chart of verifying of the invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
Please refer to Fig. 1~2, in the embodiment of the present invention, a kind of payer of the block chain number Token based on near-field communication
Method, beneficiary generate private key and address, and then address delivery node, term is described as follows shown in table 1：
In the process of exchange of near-field communication, gathering direction paying party sends transaction data, and paying party receives transaction data
Afterwards, the verifying true and false is carried out to information, the specified address of direction gathering of paying the bill after being verified is transferred accounts, the transaction of beneficiary transmission
Data structure is as shown in table 2 below：
After paying party receives transaction data, with public key verifications merchandise news, if information is effectively coincident, to correspondingly
Location is transferred accounts, and the data format returned after transferring accounts is as shown in table 3 below：
The method of payment of the block chain number Token based on near-field communication is realized under near-field communication scene, completes to hand over
Easy reaches, and paying party is allowed correctly to pay the bill, and beneficiary can verify the true and false of payment information.
The above are merely the preferred embodiment of the present invention, it is noted that for those skilled in the art, not
Under the premise of being detached from present inventive concept, several modifications and improvements can also be made, these also should be considered as protection model of the invention
It encloses, these all will not influence the effect and patent practicability that the present invention is implemented.
Claims (6)
1. a kind of method of payment of the block chain number Token based on near-field communication, which is characterized in that include the following steps：
S1, beneficiary generates private key and address, then address delivery node；
S2, in the process of exchange of near-field communication, gathering direction paying party sends transaction data, and paying party receives transaction data
Afterwards, the verifying true and false is carried out to information, the specified address of direction gathering of paying the bill after being verified is transferred accounts；
S3, after paying party receives transaction data, with public key verifications merchandise news, if information is effectively coincident, to correspondingly
It transfers accounts location.
2. the method for payment of the block chain number Token according to claim 1 based on near-field communication, which is characterized in that
In step sl, private key is generated as 256 bit digitals of random selection, and SHA256 algorithm acquisition is carried out to it；The generation of address
To generate public key by private key, public key regenerates the address for meeting format.
3. the method for payment of the block chain number Token according to claim 1 based on near-field communication, which is characterized in that
In step s 2, the transaction data of beneficiary transmission includes the public affairs of O/No., commodity summary, merchandise news signature, beneficiary
Key, the amount of money, currency type, type of payment and gathering address.
4. the method for payment of the block chain number Token according to claim 3 based on near-field communication, which is characterized in that
In step s 2, the transaction data of beneficiary transmission further includes opening and transaction out-of-service time.
5. the method for payment of the block chain number Token according to claim 1 based on near-field communication, which is characterized in that
In step s3, the data returned after transferring accounts include the address of paying party, payment information signature, the public key of paying party, currency type, gold
Whether volume has transferred accounts and O/No..
6. the method for payment of the block chain number Token according to claim 5 based on near-field communication, which is characterized in that
In step s3, the data returned after transferring accounts further include transaction id.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810510891.3A CN108876353A (en) | 2018-05-24 | 2018-05-24 | A kind of method of payment of the block chain number Token based on near-field communication |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810510891.3A CN108876353A (en) | 2018-05-24 | 2018-05-24 | A kind of method of payment of the block chain number Token based on near-field communication |
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| Publication Number | Publication Date |
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| CN108876353A true CN108876353A (en) | 2018-11-23 |
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| CN201810510891.3A Pending CN108876353A (en) | 2018-05-24 | 2018-05-24 | A kind of method of payment of the block chain number Token based on near-field communication |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109727007A (en) * | 2018-12-10 | 2019-05-07 | 杭州复杂美科技有限公司 | Contract transfer account method, equipment and storage medium |
| CN110097346A (en) * | 2019-04-18 | 2019-08-06 | 杭州宇链科技有限公司 | A kind of means of payment and device based on block chain |
| CN110766397A (en) * | 2019-10-21 | 2020-02-07 | 深圳市丰鑫科技服务有限公司 | Near-field payment method based on data identification model |
| CN111242607A (en) * | 2020-01-06 | 2020-06-05 | 中山市当下科技有限公司 | Point-to-point communication API service interface based on block chain and using method thereof |
| CN112907375A (en) * | 2021-03-25 | 2021-06-04 | 平安科技（深圳）有限公司 | Data processing method, data processing device, computer equipment and storage medium |
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| CN106651331A (en) * | 2016-12-22 | 2017-05-10 | 飞天诚信科技股份有限公司 | Digital currency-based electronic transaction method and system |
| CN107230051A (en) * | 2016-03-25 | 2017-10-03 | 中国人民银行印制科学技术研究所 | The method of payment and payment system of digital cash |
| CN107256593A (en) * | 2017-08-17 | 2017-10-17 | 深圳市智行能源技术有限公司 | A kind of intelligent charging spot charging method |
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| CN107230051A (en) * | 2016-03-25 | 2017-10-03 | 中国人民银行印制科学技术研究所 | The method of payment and payment system of digital cash |
| CN106651331A (en) * | 2016-12-22 | 2017-05-10 | 飞天诚信科技股份有限公司 | Digital currency-based electronic transaction method and system |
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Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109727007A (en) * | 2018-12-10 | 2019-05-07 | 杭州复杂美科技有限公司 | Contract transfer account method, equipment and storage medium |
| CN110097346A (en) * | 2019-04-18 | 2019-08-06 | 杭州宇链科技有限公司 | A kind of means of payment and device based on block chain |
| CN110766397A (en) * | 2019-10-21 | 2020-02-07 | 深圳市丰鑫科技服务有限公司 | Near-field payment method based on data identification model |
| CN111242607A (en) * | 2020-01-06 | 2020-06-05 | 中山市当下科技有限公司 | Point-to-point communication API service interface based on block chain and using method thereof |
| CN111242607B (en) * | 2020-01-06 | 2023-09-29 | 中山市当下科技有限公司 | Block chain-based point-to-point communication API service interface and application method thereof |
| CN112907375A (en) * | 2021-03-25 | 2021-06-04 | 平安科技（深圳）有限公司 | Data processing method, data processing device, computer equipment and storage medium |
| CN112907375B (en) * | 2021-03-25 | 2023-08-08 | 平安科技（深圳）有限公司 | Data processing method, device, computer equipment and storage medium |
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Application publication date: 20181123 |
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