CN108665257A - A kind of terminal payment method - Google Patents
A kind of terminal payment method Download PDFInfo
- Publication number
- CN108665257A CN108665257A CN201810370648.6A CN201810370648A CN108665257A CN 108665257 A CN108665257 A CN 108665257A CN 201810370648 A CN201810370648 A CN 201810370648A CN 108665257 A CN108665257 A CN 108665257A
- Authority
- CN
- China
- Prior art keywords
- payment
- terminal
- control platform
- information
- unionpay
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/209—Specified transaction journal output feature, e.g. printed receipt or voice output
Abstract
The invention discloses a kind of terminal payment methods, including using terminal, intelligent terminal control platform, Unionpay backstage and internet payment backstage, it is characterised in that：Include the following steps：Using terminal initiates payment transaction, and payment transaction information is sent to intelligent terminal control platform；Intelligent terminal control platform analyzes the above-mentioned information received, obtains mode of doing business and dispensing transaction serial number, while above- mentioned information is returned to using terminal；Using terminal judges user's means of payment after receiving back information, and the means of payment is sent to intelligent terminal control platform；Intelligent terminal control platform is by analyzing whether the means of payment is Unionpay's payment or internet payment；It is transmitted information back to using terminal after Unionpay's payment or internet payment；After using terminal receives information, payment result is shown, and prints payment receipt.
Description
Technical field
The present invention relates to payment technical field more particularly to a kind of terminal payment methods.
Background technology
For POS by manually being configured to terminal, inefficiency.And has and certain think operational risk.
Under normal circumstances, the parameter configuration in POS is required for manually going at trade company and be configured.It is expended in operating process
A large amount of manpower and materials.And terminal function is single, dock other systems when it is even more complex, it is time-consuming and laborious.
Invention content
Technical problem to be solved of the embodiment of the present invention is, provides terminal payment a kind of easy for installation and high intensity
Method.
After the terminal payment method, including using terminal, intelligent terminal control platform, Unionpay backstage and internet payment
Platform, it is characterised in that：Include the following steps：
（1）Using terminal initiates payment transaction, and payment transaction information is sent to intelligent terminal control platform；
（2）Intelligent terminal control platform analyzes the above-mentioned information received, obtains mode of doing business and dispensing transaction serial number,
Above- mentioned information is returned to using terminal simultaneously；
（3）Using terminal judges user's means of payment after receiving back information, and the means of payment is sent to intelligent terminal control
Platform；
（4）Intelligent terminal control platform is by analyzing whether the means of payment is Unionpay's payment or internet payment；
（5）It is paid if it is Unionpay, intelligent terminal control platform sends payment information to Unionpay backstage, and Unionpay is propped up on backstage
It pays and handles and transmit information back to using terminal；
（6）If it is internet payment, intelligent terminal control platform first judges channel of disbursement, then sends payment information to correspondence
Internet platform, internet backstage carry out payment processing simultaneously transmit information back to using terminal；
（7）Using terminal receives step（5）Or（6）Information after, payment result is shown, and print payment receipt.
Preferably, using terminal is POS machine payment terminal.
Preferably, the internet payment backstage includes wechat or Alipay.
The internet payment pays for barcode scanning.
Unionpay's payment is cCredit card payment.
Implement the embodiment of the present invention, has the advantages that：
A kind of terminal payment method of the embodiment of the present invention is realized on a terminal device using POS machine terminal while accepting silver
Join a variety of different means of payment such as card, Unionpay's barcode scanning, wechat, Alipay, it is very easy to use, avoid the parameter in POS
Configuration, which is required for manually going at trade company, to be configured.A large amount of manpower and materials are expended in operating process.And terminal function is single,
Problem even more complex, time-consuming and laborious when other systems is docked, this platform does not turn bank card business dealing substantially
It connects, but realizes the function of terminal transaction behavior management and control and backstage transaction journal record display simultaneously.Technically realize
Forwarding is needed to unpack the function that could be realized in traditional sense.The management and control function of terminal be even more on the basis of traditional TMS platforms,
It is optimized and improves, greatly improve the adaptation ability of terminal so that establish and cross over multi-model, the unified management and control of multi-brand
The feasible fact that platform becomes.
Description of the drawings
Fig. 1 is structural schematic diagram of the embodiment of the present invention.
Specific implementation mode
To make the object, technical solutions and advantages of the present invention clearer, the present invention is made into one below in conjunction with attached drawing
Step ground detailed description.
Terminal payment method of the embodiment of the present invention, including using terminal, intelligent terminal control platform, Unionpay backstage and interconnection
Net payment backstage, it is characterised in that：Include the following steps：
（1）Using terminal initiates payment transaction, and payment transaction information is sent to intelligent terminal control platform；
（2）Intelligent terminal control platform analyzes the above-mentioned information received, obtains mode of doing business and dispensing transaction serial number,
Above- mentioned information is returned to using terminal simultaneously；
（3）Using terminal judges user's means of payment after receiving back information, and the means of payment is sent to intelligent terminal control
Platform；
（4）Intelligent terminal control platform is by analyzing whether the means of payment is Unionpay's payment or internet payment；
（5）It is paid if it is Unionpay, intelligent terminal control platform sends payment information to Unionpay backstage, and Unionpay is propped up on backstage
It pays and handles and transmit information back to using terminal；
（6）If it is internet payment, intelligent terminal control platform first judges channel of disbursement, then sends payment information to correspondence
Internet platform, internet backstage carry out payment processing simultaneously transmit information back to using terminal；
（7）Using terminal receives step（5）Or（6）Information after, payment result is shown, and print payment receipt.
Preferably, using terminal is POS machine payment terminal.
Preferably, the internet payment backstage includes wechat or Alipay.
The internet payment pays for barcode scanning.
Unionpay's payment is cCredit card payment.
Implement the embodiment of the present invention, has the advantages that：
A kind of terminal payment method of the embodiment of the present invention is realized on a terminal device using POS machine terminal while accepting silver
Join a variety of different means of payment such as card, Unionpay's barcode scanning, wechat, Alipay, it is very easy to use, avoid the parameter in POS
Configuration, which is required for manually going at trade company, to be configured.A large amount of manpower and materials are expended in operating process.And terminal function is single,
Problem even more complex, time-consuming and laborious when other systems is docked, this platform does not turn bank card business dealing substantially
It connects, but realizes the function of terminal transaction behavior management and control and backstage transaction journal record display simultaneously.Technically realize
Forwarding is needed to unpack the function that could be realized in traditional sense.The management and control function of terminal be even more on the basis of traditional TMS platforms,
It is optimized and improves, greatly improve the adaptation ability of terminal so that establish and cross over multi-model, the unified management and control of multi-brand
The feasible fact that platform becomes.
It is above disclosed to be only a preferred embodiment of the present invention, the power of the present invention cannot be limited with this certainly
Sharp range, therefore equivalent changes made in accordance with the claims of the present invention, are still within the scope of the present invention.
Claims (5)
1. after a kind of terminal payment method, including using terminal, intelligent terminal control platform, Unionpay backstage and internet payment
Platform, it is characterised in that：Include the following steps：
（1）Using terminal initiates payment transaction, and payment transaction information is sent to intelligent terminal control platform；
（2）Intelligent terminal control platform analyzes the above-mentioned information received, obtains mode of doing business and dispensing transaction serial number,
Above- mentioned information is returned to using terminal simultaneously；
（3）Using terminal judges user's means of payment after receiving back information, and the means of payment is sent to intelligent terminal control
Platform；
（4）Intelligent terminal control platform is by analyzing whether the means of payment is Unionpay's payment or internet payment；
（5）It is paid if it is Unionpay, intelligent terminal control platform sends payment information to Unionpay backstage, and Unionpay is propped up on backstage
It pays and handles and transmit information back to using terminal；
（6）If it is internet payment, intelligent terminal control platform first judges channel of disbursement, then sends payment information to correspondence
Internet platform, internet backstage carry out payment processing simultaneously transmit information back to using terminal；
（7）Using terminal receives step（5）Or（6）Information after, payment result is shown, and print payment receipt.
2. a kind of terminal payment method as described in claim 1, which is characterized in that using terminal is POS machine payment terminal.
3. a kind of terminal payment method as described in claim 1, which is characterized in that the internet payment backstage includes wechat
Or Alipay.
4. a kind of terminal payment method as described in claim 1, which is characterized in that the internet payment pays for barcode scanning.
5. a kind of terminal payment method as described in claim 1, which is characterized in that Unionpay's payment is cCredit card payment.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810370648.6A CN108665257A (en) | 2018-04-24 | 2018-04-24 | A kind of terminal payment method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810370648.6A CN108665257A (en) | 2018-04-24 | 2018-04-24 | A kind of terminal payment method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108665257A true CN108665257A (en) | 2018-10-16 |
Family
ID=63780122
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810370648.6A Pending CN108665257A (en) | 2018-04-24 | 2018-04-24 | A kind of terminal payment method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN108665257A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2020134654A1 (en) * | 2018-12-28 | 2020-07-02 | 中国银联股份有限公司 | Electronic payment method, apparatus and system and storage medium |
Citations (6)
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|---|---|---|---|---|
| CN103116845A (en) * | 2011-11-17 | 2013-05-22 | 银视通信息科技有限公司 | Pay processing system and corresponding transaction processing system |
| CN103714453A (en) * | 2013-12-27 | 2014-04-09 | 福建联迪商用设备有限公司 | Payment platform system and payment method based on intelligent device |
| CN104268744A (en) * | 2014-09-19 | 2015-01-07 | 上海鹏逸电子商务有限公司 | Mobile payment achieving method and system |
| CN106296182A (en) * | 2016-07-26 | 2017-01-04 | 广州云移信息科技有限公司 | A kind of electronic consumer card method of payment and system |
| CN106779666A (en) * | 2016-11-25 | 2017-05-31 | 武汉烽火信息服务有限公司 | Polymerization payment platform and method of payment |
| CN106980974A (en) * | 2016-01-18 | 2017-07-25 | 西安涅槃软件科技有限公司 | A kind of method and system of mobile payment |
-
2018
- 2018-04-24 CN CN201810370648.6A patent/CN108665257A/en active Pending
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103116845A (en) * | 2011-11-17 | 2013-05-22 | 银视通信息科技有限公司 | Pay processing system and corresponding transaction processing system |
| CN103714453A (en) * | 2013-12-27 | 2014-04-09 | 福建联迪商用设备有限公司 | Payment platform system and payment method based on intelligent device |
| CN103714453B (en) * | 2013-12-27 | 2016-08-24 | 福建联迪商用设备有限公司 | Payment platform system based on smart machine and method of payment |
| CN104268744A (en) * | 2014-09-19 | 2015-01-07 | 上海鹏逸电子商务有限公司 | Mobile payment achieving method and system |
| CN106980974A (en) * | 2016-01-18 | 2017-07-25 | 西安涅槃软件科技有限公司 | A kind of method and system of mobile payment |
| CN106296182A (en) * | 2016-07-26 | 2017-01-04 | 广州云移信息科技有限公司 | A kind of electronic consumer card method of payment and system |
| CN106779666A (en) * | 2016-11-25 | 2017-05-31 | 武汉烽火信息服务有限公司 | Polymerization payment platform and method of payment |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2020134654A1 (en) * | 2018-12-28 | 2020-07-02 | 中国银联股份有限公司 | Electronic payment method, apparatus and system and storage medium |
| TWI778314B (en) * | 2018-12-28 | 2022-09-21 | 大陸商中國銀聯股份有限公司 | An electronic payment method, device, system and storage medium |
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| PB01 | Publication | ||
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Application publication date: 20181016 |