CN108650294B - Method and device for transmitting transaction information between technical systems - Google Patents

Method and device for transmitting transaction information between technical systems Download PDF

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CN108650294B
CN108650294B CN201810285899.4A CN201810285899A CN108650294B CN 108650294 B CN108650294 B CN 108650294B CN 201810285899 A CN201810285899 A CN 201810285899A CN 108650294 B CN108650294 B CN 108650294B
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data transmission
client
information
receipt
source system
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CN108650294A (en
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张阳
黄鸿滨
王建梅
陈亚坤
白玉
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Bank of China Ltd
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Bank of China Ltd
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    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/50Network services
    • H04L67/60Scheduling or organising the servicing of application requests, e.g. requests for application data transmissions using the analysis and optimisation of the required network resources
    • H04L67/61Scheduling or organising the servicing of application requests, e.g. requests for application data transmissions using the analysis and optimisation of the required network resources taking into account QoS or priority requirements
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Abstract

The invention provides a method and a device for transmitting transaction information between technical systems, wherein the method comprises the following steps: classifying a plurality of client entities corresponding to the client information according to the client information; establishing a plurality of data transmission channels between the technical systems according to the number and importance of the classified different client entity groups; establishing corresponding relations between different client entity groups and data transmission channels, and distributing a plurality of data transmission channels to the classified different client entity groups; and transmitting the transaction information of the client entity in real time through the corresponding data transmission channel, and closing the data transmission channel corresponding to the non-important client entity group when the pressure of the technical system for transmitting the transaction information is high. The method and the device for transmitting the transaction information between the technical systems meet the requirement of timeliness, ensure the correctness and the completeness of the transaction information and consider the system performance overhead of information transmission.

Description

Method and device for transmitting transaction information between technical systems
Technical Field
The invention relates to the field of business systems of banks, in particular to a method and a device for transmitting transaction information between technical systems.
Background
In order to provide more convenient and efficient services for customers of banks, business systems are large and complex. In order to improve the reliability, usability and maintainability of a technical system, a plurality of technical systems generally support one service system, and each technical system respectively plays its own role and is cooperated with each other in different time. The technical system adopts different technical platforms according to different implementation functions. Taking a banking system as an example, the banking system comprises main technical systems such as an account transaction system, an account accounting system, a customer mining system, a report processing system, a customer contact system and the like. The account transaction system S1 completes a real-time transaction function, has high requirements on system security, reliability, and stability, is mostly deployed on a mainframe platform with good stability, high security, and high throughput, and has high hardware and operating system costs. The client contact system S2 and the report processing system S3 belong to data processing systems, no online transaction occurs, only batch data processing is performed, and platform cost factors are considered, so that the client contact system S2 and the report processing system S3 are generally deployed on a small computer platform or a PC platform.
For the cross-platform data transfer under the above-mentioned circumstances, two schemes are adopted at present: in the first scheme, transaction information is transmitted in real time, namely, the transaction information is transmitted to a target system in real time after a source system generates the transaction; and in the scheme II, the transaction information is transmitted in full, namely the transaction information is not transmitted after the transaction occurs in the source system, and the transaction information is downloaded to the target system in full through a batch processing mode after the current day. The above solutions all have the following problems: in the first scheme, under a high concurrency scene, the transaction report has high system resource consumption, easily causes system resource shortage and influences online transaction response time. Moreover, when the real-time transmission of the information of the scheme I fails, no remedial measures are taken, and transaction omission occurs. The second scheme cannot meet the timeliness requirement, and the customer experience is influenced. Both the first scheme and the second scheme lack a data checking mechanism, and information integrity cannot be guaranteed. The timeliness, integrity and accuracy of the conventional cross-platform data information transmission technical scheme are always contradictory and cannot be generally considered at the same time.
Disclosure of Invention
Aiming at the problems in the existing scheme, the invention provides a method and a device for transmitting transaction information between technical systems. The method aims to meet the timeliness requirement, ensure the correctness and completeness of transaction information and consider the system performance overhead of information transmission.
In order to achieve the above object, the present invention provides a method for transferring transaction information between technical systems, comprising: classifying a plurality of client entities corresponding to the client information according to the client information; establishing a plurality of data transmission channels between the technical systems according to the number and importance of the classified different client entity groups; establishing corresponding relations between different client entity groups and data transmission channels, and distributing a plurality of data transmission channels to the classified different client entity groups; and transmitting the transaction information of the client entity in real time through the corresponding data transmission channel, and closing the data transmission channel corresponding to the non-important client entity group when the pressure of the technical system for transmitting the transaction information is high.
Further, the method also comprises the following steps: and after the transaction date is over, the transaction information of missed report and false report on the transaction date is supplemented and transmitted.
Further, the method also comprises the following steps: and checking the transaction information among the technical systems according to a preset period.
Further, a synchronous data transfer channel in the plurality of data transfer channels is allocated to the important client entity group; an asynchronous data delivery channel of the plurality of data delivery channels is assigned to a group of unimportant client entities.
In order to achieve the above object, the present invention further provides an inter-technology system transaction information transfer device, including: the client classification module is used for classifying a plurality of client entities corresponding to the client classification module according to a plurality of client information; the channel establishing module is used for establishing a plurality of data transmission channels between the technical systems according to the number and importance of the classified different client entity groups; the channel distribution module is used for establishing the corresponding relation between different client entity groups and the data transmission channels and distributing a plurality of data transmission channels to the classified different client entity groups; and the data transmission module is used for transmitting the transaction information of the client entity in real time through the corresponding data transmission channel, and closing the data transmission channel corresponding to the non-important client entity group when the pressure of the technical system for transmitting the transaction information is high.
Further, the method also comprises the following steps: and the supplementary transmission module is used for supplementing and transmitting the transaction information of missed report and false report on the transaction day after the transaction day is over.
Further, the method also comprises the following steps: and the data checking module is used for checking the transaction information between the technical systems according to a preset period.
Further, the channel allocation module includes: the synchronous data transmission channel distribution module is used for distributing the synchronous data transmission channels in the plurality of data transmission channels to the important client entity group; and the asynchronous data transmission channel distribution module is used for distributing the asynchronous data transmission channels in the plurality of data transmission channels to the non-important client entity group.
In order to achieve the above object, the present invention further provides a computer device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the following steps when executing the computer program: classifying a plurality of client entities corresponding to the client information according to the client information; establishing a plurality of data transmission channels between the technical systems according to the number and importance of the classified different client entity groups; establishing corresponding relations between different client entity groups and data transmission channels, and distributing a plurality of data transmission channels to the classified different client entity groups; and transmitting the transaction information of the client entity in real time through the corresponding data transmission channel, and closing the data transmission channel corresponding to the non-important client entity group when the pressure of the technical system for transmitting the transaction information is high.
In order to achieve the above object, the present invention further proposes a computer-readable storage medium having a computer program stored thereon, the computer program, when executed by a processor, implementing the steps of: classifying a plurality of client entities corresponding to the client information according to the client information; establishing a plurality of data transmission channels between the technical systems according to the number and importance of the classified different client entity groups; establishing corresponding relations between different client entity groups and data transmission channels, and distributing a plurality of data transmission channels to the classified different client entity groups; and transmitting the transaction information of the client entity in real time through the corresponding data transmission channel, and closing the data transmission channel corresponding to the non-important client entity group when the pressure of the technical system for transmitting the transaction information is high.
The method and the device for transmitting the transaction information between the technical systems have the advantages that the method and the device for transmitting the transaction information between the technical systems can effectively ensure the accuracy of the transmission of the important customer information, a synchronization mechanism is adopted for the transmission of the information between the systems, and an information confirmation mechanism is established between a target system and a source system so as to ensure the efficient and accurate transmission of the transaction information. Different channels are established according to different clients, different transmission mechanisms are adopted, important clients synchronously transmit information, and information invalidation and accuracy are preferentially ensured; the non-important clients are asynchronously transferred, and the system overhead is saved by priority. When the system pressure is overlarge, the consumption of data transmission on system resources is reduced by closing the channel, the resource contention of transaction submission and online for customer service is avoided, and the continuous and effective external service is ensured. And a periodic data checking mechanism among systems is established, and data integrity is ensured by checking for leakage and filling.
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In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained according to the drawings without creative efforts.
Fig. 1 is a flowchart of a method for inter-system transaction information delivery according to an embodiment of the present invention.
Fig. 2 is a schematic diagram illustrating a change of information transmission status of a transaction information transmission method between technical systems according to an embodiment of the present invention.
Fig. 3 is a schematic structural diagram of an inter-system transaction information transfer apparatus according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be obtained by persons skilled in the art without any inventive step based on the embodiments of the present invention, belong to the protection scope of the present invention.
As will be appreciated by one skilled in the art, embodiments of the present invention may be embodied as a system, apparatus, device, method, or computer program product. Accordingly, the present disclosure may be embodied in the form of: entirely hardware, entirely software (including firmware, resident software, micro-code, etc.), or a combination of hardware and software.
According to the embodiment of the invention, the invention provides a method and a device for transmitting transaction information between technical systems, which aim to solve the problem of how to realize the transmission of the transaction information between the cross-platform technical systems quickly, efficiently and at low cost. In this context, it is to be understood that, in the terms referred to:
trading: the actions that occur between entities are called transactions. For example, in a banking system, an account entity makes a deposit; in the security dealer system, stock buying occurs to stockholder entities; in a communication system, user entities send a message, etc. over a UDP connection.
Transaction information: the data stream of the transaction is recorded. The data is stored in the system in a file or database table form for correction, query and statistical analysis.
Transferring: by technical means, the information is copied. Including both intra-system and inter-system file replication.
A banking system, comprising: the system comprises main technical systems such as an account transaction system, an accounting system, a customer mining system, a report processing system, a customer contact system and the like. The invention relates to a method and a device for transmitting transaction information between technical systems, which are used for realizing the transmission of the transaction information between the technical systems.
In the technical system, the account transaction system S1 completes a real-time transaction function, has high requirements on system safety, reliability and stability, is mostly deployed on a mainframe platform with good stability, high safety and high throughput, and has high hardware and operating system cost; the client contact system S2 and the report processing system S3 belong to data processing systems, no online transaction occurs, only batch data processing is performed, and platform cost factors are considered, so that the client contact system S2 and the report processing system S3 are generally deployed on a small computer platform or a PC platform. On the other hand, through the flow of transaction information, the account transaction system S1 is called a source system, the customer contact system S2, and the statement processing system S3 is called a target system.
The following service scenarios exist: account A under the name of customer C in the account transaction system S1 has transferred account, the customer contact system S2 sends message to inform customer C through communication service provider, and the statement processing system S3 generates statement and mails the statement to customer C monthly. The transfer transaction that occurred on account a was completed in account transaction system S1, and the transaction information was recorded by account transaction system S1. The customer contact system S2 and the report processing system S3 need to obtain the transaction information to provide subsequent services for the customer. The invention aims to solve the problem of how to completely and efficiently transmit the transaction information from the S1 to the S2 and the S3, and the time cost and the economic cost of data transmission need to be considered.
Fig. 1 is a flowchart of a method for transmitting transaction information between technical systems according to an embodiment of the present invention, and as shown in fig. 1, the method for transmitting transaction information between technical systems includes: s100, classifying a plurality of client entities corresponding to the client information according to the client information; s200, establishing a plurality of data transmission channels between the technical systems according to the number and importance of the classified different client entity groups; s300, establishing corresponding relations between different client entity groups and data transmission channels, and distributing a plurality of data transmission channels to the classified different client entity groups; and S400, transmitting the transaction information of the client entity in real time through the corresponding data transmission channel, and closing the data transmission channel corresponding to the non-important client entity group when the pressure of the technical system for transmitting the transaction information is high.
In step S100, a plurality of client entities corresponding to the plurality of client information are classified according to the plurality of client information. The skilled person comprehensively considers the entity attributes and classifies the client entities according to factors such as demand, preference, contribution and the like. In the specific implementation process, big data mining can be performed according to customer information, and a software program is written to classify bank stock users. For example, the bank client entities are divided into two categories, namely a public client M and a private client N; among the public clients, the VIP client having strategic cooperation with the bank is marked as M1, and other clients are marked as M2; among private customers, a customer having a contract relationship with the bank such as loan and financing and having a large total asset and daily average transaction amount is marked as N1, a customer having a contract relationship with the bank but having a small total asset and daily average transaction amount is marked as N2, and a customer having no contract relationship with the bank is marked as N3.
In step S200, a plurality of data transmission channels between the technical systems are established according to the number and importance of the classified different customer entity groups. The plurality of data delivery channels are of different types, each data delivery channel corresponding to a class of customer entity group, wherein the entity class determines the channel attribute. The technicians establish a plurality of data transmission channels between the source system and the target system, and the data transmission channels are used for receiving and processing the transaction information of the entities of different types by the target system. For example, 5 reporting channels ch1, ch2, … … and ch5 are established for reporting the transaction information of five types of customers, namely M1, M2, N1, N2 and N3.
In step S300, a corresponding relationship between different customer entity groups and data transmission channels is established, and a plurality of data transmission channels are allocated to the classified different customer entity groups. Depending on the nature of the established data transfer channels, different kinds of data transmission channels correspond to groups of client entities of different nature. In the specific implementation process, a synchronous data transmission channel in a plurality of data transmission channels is allocated to an important client entity group; an asynchronous data delivery channel of the plurality of data delivery channels is assigned to a group of unimportant client entities.
In step S400, the transaction information of the customer entity is transmitted through the corresponding data transmission channel in real time, and when the pressure of the technical system for transmitting the transaction information is high, the data transmission channel corresponding to the non-important customer entity group is closed. When the system resource is in shortage and the transaction is slow, the transaction transmission channel of the non-important entity can be closed, so that the consumption of the transaction transmission on the system resource is reduced.
In a specific implementation process, after step S400, the method may further include: and after the transaction date is over, the transaction information of missed report and false report on the transaction date is supplemented and transmitted. Then, the transaction information between the technical systems is checked according to a preset period. After the step S400, most of the transaction information can be guaranteed to be successfully transmitted from the account transaction system S1 to the customer contact system S2 and the report processing system S3, but there is a possibility that a small amount of information is not successfully transmitted due to the influence of the system environment, the transmission network, the heterogeneous platform, the application program, and the like. And for unsuccessfully transmitted data, downloading the whole transaction information to the target system regularly, checking the target system for missing and filling up the deficiency, and making remedial measures. The step is an emergency measure, and only an emergency occurs, so that the occurrence probability is low.
The method for transferring transaction information between technical systems of the present invention is briefly described below with reference to specific scenarios:
firstly, the attributes of the client entities are comprehensively considered, and the client entities are classified according to factors such as requirements, preferences and contributions. And classifying the bank stock users according to the customer information. The bank client entity is divided into two categories of a public client M and a private client N; among the public clients, the VIP client having strategic cooperation with the bank is marked as M1, and other clients are marked as M2; among private customers, a customer having a contract relationship with the bank such as loan and financing and having a large total asset and daily average transaction amount is marked as N1, a customer having a contract relationship with the bank but having a small total asset and daily average transaction amount is marked as N2, and a customer having no contract relationship with the bank is marked as N3.
And establishing a plurality of data transmission channels to process the transaction information of different types of entities. Therefore, 5 reporting channels ch1, ch2, … … and ch5 are established to report the transaction information of five types of customers, namely M1, M2, N1, N2 and N3. The M1 client has strategic significance on bank development, and the client experience directly influences the bank development strategy; the N1 customer has a large contribution to influencing income and is a key control object of the bank. The transaction notification of M1 and N1 has high requirements on timeliness and accuracy. The method is suitable for channel report of ch1 and ch 2. M2, N2, N3 customers contributed relatively little to influencing profits, and were posted on ch3, ch4, ch5 channels. Table 1 shows the different channel characteristics, as follows:
TABLE 1
Figure BDA0001615984020000071
Transaction information for the customer entity is then submitted on a case-by-case basis. Fig. 2 is a schematic diagram illustrating a change of information transmission status of a transaction information transmission method between technical systems according to an embodiment of the present invention. Referring to fig. 2 and table 1, in the data transmission channels, ch1 and ch2 are synchronous reporting channels, after the account transaction system S1 transmits transaction information to the customer contact system S2 and the report processing system S3, the customer contact system S2 and the report processing system S3 need to wait for receipt online, and after receiving the information, the customer contact system S2 and the report processing system S3 submit the synchronous receipt to the account transaction system S1, the receipt information includes the main transaction elements such as account number, generation amount, transaction background, etc., and after receiving the receipt information and checking it correctly, the account transaction system S1 considers the reporting success; if the account transaction system S1 receives the receipt and the check information is incorrect, the report is considered to be failed, and then the report is initiated again; if the account transaction system S1 still does not receive the receipt beyond the threshold time, then the account transaction system S1 initiates the report again until the account transaction system S1 receives a successful receipt from the customer contact system S2 and the report processing system S3. And setting the limit of the maximum reporting times, and stopping reporting if the maximum reporting times are reached and the reporting is still unsuccessful, so as to avoid affecting the system performance due to infinite circulation. After the customer contact system S2 and the report processing system S3 receive the information, whether the information exists is checked according to the elements, if the information exists, a successful receipt is directly returned to the account transaction system S1, and if the information does not exist, the information is loaded and the successful receipt is returned to the account transaction system S1, so that the repeated loading of the information is avoided.
In the data transmission channels, ch3, ch4 and ch5 are asynchronous reporting channels, and after the account transaction system S1 transmits the transaction information to the client contact system S2 and the report processing system S3, the reporting is completed without waiting for a receipt online, and at this time, the reporting result is unknown. After receiving and processing the information, the customer contact system S2 and the report processing system S3 send asynchronous receipt to the account transaction system S1, wherein the receipt information comprises main transaction elements such as account number, generation amount, transaction background and the like, and after receiving and checking the receipt information, the account transaction system S1 considers the report to be successful; if the check information is incorrect after the receipt is received, the report is considered to fail; if the receipt is not received all the time, the status of non-report is kept.
At the end of each day, transaction information with the states of 'unrevealed' and 'failed' is supplemented and delivered. Through the steps, most transaction information can be guaranteed to be successfully transmitted to the customer contact system S2 and the report processing system S3 through the account transaction system S1, but the possibility that a small amount of information is unsuccessfully transmitted exists under the influence of a system environment, a transmission network, a heterogeneous platform, an application program and the like. And for unsuccessfully transmitted data, downloading the whole transaction information to the target system regularly, checking the target system for missing and filling up the deficiency, and making remedial measures. The full data download period is made according to customer classification, for example, M1 customers are downloading daily, N1 customers are downloading weekly, and other customers are downloading monthly.
When the system resource is in shortage and the transaction is slow, the transaction transmission channel of the non-important entity can be closed, so that the consumption of the transaction transmission on the system resource is reduced. The customers M1 and N1 are very important and still maintain transaction transfer, so that the part of customers are guaranteed to obtain high-quality service, the number of transactions is small due to the small number of the customers, and the consumption of system resources is low; the importance of the customers M2, N2 and N3 is relatively light, the number of the customers is large, the transaction amount is large, and the transaction information stops being transmitted for the part of the customers, so that the system stress is greatly relieved, and the system resources are released.
After the method for transmitting technical intersystem transaction information according to the embodiment of the present invention is described, a device for transmitting technical intersystem transaction information according to the embodiment of the present invention is described next. The implementation of the device can be referred to the implementation of the method, and repeated details are not repeated. The terms "module", "unit", and the like, as used hereinafter, may be software and/or hardware that implements a predetermined function.
Fig. 3 is a schematic structural diagram of an inter-system transaction information transfer apparatus according to an embodiment of the present invention. As shown in fig. 3, the technical intersystem transaction information transmission apparatus according to the embodiment of the present invention includes: a client classification module 100, configured to classify, according to a plurality of client information, a plurality of client entities corresponding to the client information; a channel establishing module 200, configured to establish a plurality of data transmission channels between the technical systems according to the number and importance of the classified different client entity groups; a channel allocation module 300, configured to establish correspondence between different client entity groups and data transmission channels, and allocate multiple data transmission channels to different classified client entity groups; the data transmission module 400 is configured to transmit the transaction information of the customer entity through the corresponding data transmission channel in real time, and close the data transmission channel corresponding to the non-important customer entity group when the pressure of the technical system for transmitting the transaction information is high.
In a specific implementation process, the inter-technology-system transaction information transfer device further comprises: the supplementary transmission module is used for supplementary transmission of the missed and wrong transaction information of the transaction day after the transaction day is over; and the data checking module is used for checking the transaction information between the technical systems according to a preset period. Wherein, the channel allocation module 300 includes: the synchronous data transmission channel distribution module is used for distributing the synchronous data transmission channels in the plurality of data transmission channels to the important client entity group; and the asynchronous data transmission channel distribution module is used for distributing the asynchronous data transmission channels in the plurality of data transmission channels to the non-important client entity group.
In order to achieve the above object, the present invention further provides a computer device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the following steps when executing the computer program: classifying a plurality of client entities corresponding to the client information according to the client information; establishing a plurality of data transmission channels between the technical systems according to the number and importance of the classified different client entity groups; establishing corresponding relations between different client entity groups and data transmission channels, and distributing a plurality of data transmission channels to the classified different client entity groups; and transmitting the transaction information of the client entity in real time through the corresponding data transmission channel, and closing the data transmission channel corresponding to the non-important client entity group when the pressure of the technical system for transmitting the transaction information is high.
In order to achieve the above object, the present invention further proposes a computer-readable storage medium having a computer program stored thereon, the computer program, when executed by a processor, implementing the steps of: classifying a plurality of client entities corresponding to the client information according to the client information; establishing a plurality of data transmission channels between the technical systems according to the number and importance of the classified different client entity groups; establishing corresponding relations between different client entity groups and data transmission channels, and distributing a plurality of data transmission channels to the classified different client entity groups; and transmitting the transaction information of the client entity in real time through the corresponding data transmission channel, and closing the data transmission channel corresponding to the non-important client entity group when the pressure of the technical system for transmitting the transaction information is high.
The method and the device for transmitting the transaction information between the technical systems have the advantages that the method and the device for transmitting the transaction information between the technical systems can effectively ensure the accuracy of the transmission of the important customer information, a synchronization mechanism is adopted for the transmission of the information between the systems, and an information confirmation mechanism is established between a target system and a source system so as to ensure the efficient and accurate transmission of the transaction information. Different channels are established according to different clients, different transmission mechanisms are adopted, important clients synchronously transmit information, and information invalidation and accuracy are preferentially ensured; the non-important clients are asynchronously transferred, and the system overhead is saved by priority. When the system pressure is overlarge, the consumption of data transmission on system resources is reduced by closing the channel, the resource contention of transaction submission and online for customer service is avoided, and the continuous and effective external service is ensured. And a periodic data checking mechanism among systems is established, and data integrity is ensured by checking for leakage and filling.
The above embodiments are provided to further explain the objects, technical solutions and advantages of the present invention in detail, it should be understood that the above embodiments are merely exemplary embodiments of the present invention and are not intended to limit the scope of the present invention, and any modifications, equivalents, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.

Claims (8)

1. The method for transmitting the transaction information between the technical systems is characterized by comprising the following steps:
classifying a plurality of client entities corresponding to the client information according to the client information;
establishing a plurality of data transmission channels between the technical systems according to the number and importance of the classified different client entity groups;
establishing corresponding relations between the different customer entity groups and the data transmission channels, and distributing the plurality of data transmission channels to the classified different customer entity groups;
the transaction information of the client entity is transmitted in real time through the corresponding data transmission channel, and when the pressure of the technical system for transmitting the transaction information is high, the data transmission channel corresponding to the non-important client entity group is closed;
wherein, according to a plurality of customer information, classify a plurality of customer entities corresponding thereto, including:
comprehensively considering entity attributes, mining big data according to customer information according to requirements, preferences and contribution factors, and compiling a software program to classify bank stock users; dividing the bank client entity into two categories of a public client and a private client; for public clients, the method comprises the following steps: VIP clients who have strategic partnerships with the bank, and other public clients; and the private client comprises: the client who has contract relation with the bank for loan and financing and has larger total asset and daily average transaction amount, the client who has contract relation with the bank and has smaller total asset and daily average transaction amount, and the client who has no contract relation with the bank;
wherein, according to the quantity and importance of the classified different customer entity groups, a plurality of data transmission channels between the technical systems are established, including:
establishing a plurality of data transmission channels between the source system and the target system according to the number and importance of the classified different customer entity groups, wherein the data transmission channels are used for receiving and processing the transaction information of the entities of different classes by the target system; the types of the data transmission channels are different, each data transmission channel corresponds to a type of client entity group, and the entity type determines the channel attribute; the types of the data transmission channels are divided into synchronous data transmission channels and asynchronous data transmission channels;
wherein the step of establishing a correspondence between the different customer entity groups and the data transfer channels and assigning the plurality of data transfer channels to the classified different customer entity groups comprises:
assigning a synchronous data delivery channel of the plurality of data delivery channels to a group of important customer entities, comprising: distributing important customer entity groups including customers having a contract relationship with banks for loan and financing and having larger total assets and daily average transaction amount and VIP customers having a strategic cooperation relationship with the banks to the synchronous data transfer channels for delivery; after the source system reports to the target system through the synchronous data transmission channel, the target system needs to wait for a receipt online, after receiving the information, the target system checks whether the information exists according to the elements, if the information exists, the synchronization success receipt is directly returned to the source system, and if the information does not exist, the information is loaded and the synchronization success receipt is returned to the source system; after the source system receives the synchronous success receipt and checks the synchronous success receipt correctly, the source system considers that the delivery is successful, if the synchronous success receipt is not checked correctly, the source system considers that the delivery is failed, and then the source system initiates the delivery again; if the time exceeds the threshold value, the source system still does not receive the receipt, then the report is initiated again until the source system receives the successful receipt of the target system; setting a maximum reporting time limit, and stopping reporting if the reporting is unsuccessful when the maximum reporting time is reached;
assigning an asynchronous data delivery channel of the plurality of data delivery channels to a group of unimportant customer entities, comprising: distributing non-important customer entity groups including other public customers, customers with contract relation with the bank but smaller total assets and daily average transaction amount and customers without contract relation with the bank to the asynchronous data transmission channel for delivery; after the source system reports to the target system through the asynchronous data transmission channel, the reporting is finished without waiting for the receipt online, and after the target system receives and processes the information, the asynchronous receipt is sent to the source system; after the source system receives the asynchronous receipt and checks the asynchronous receipt correctly, the source system considers that the delivery is successful, and if the check information is incorrect after the asynchronous receipt is received, the delivery is considered to be failed; if the asynchronous receipt is not received all the time, the status of non-report is kept.
2. The method for transmitting transaction information between technical systems according to claim 1, wherein the step of transmitting the transaction information of the customer entity through the corresponding data transmission channel in real time, and when the pressure of the technical system for transmitting the transaction information is large, closing the data transmission channel corresponding to the non-important customer entity group further comprises:
and after the transaction date is over, the transaction information of missed report and false report on the transaction date is supplemented and transmitted.
3. The method for transmitting transaction information between technical systems according to claim 1, wherein the step of transmitting the transaction information of the customer entity through the corresponding data transmission channel in real time, and when the pressure of the technical system for transmitting the transaction information is large, closing the data transmission channel corresponding to the non-important customer entity group further comprises:
and checking the transaction information among the technical systems according to a preset period.
4. Technical intersystem transaction information transmission device, characterized by includes:
the client classification module is used for classifying a plurality of client entities corresponding to the client classification module according to a plurality of client information;
the channel establishing module is used for establishing a plurality of data transmission channels between the technical systems according to the number and importance of the classified different client entity groups;
a channel allocation module, configured to establish a correspondence between the different customer entity groups and the data transmission channels, and allocate the multiple data transmission channels to the classified different customer entity groups;
the data transmission module is used for transmitting the transaction information of the client entity in real time through the corresponding data transmission channel, and closing the data transmission channel corresponding to the non-important client entity group when the pressure of the technical system for transmitting the transaction information is high;
wherein, the customer classification module is specifically configured to:
comprehensively considering entity attributes, mining big data according to customer information according to requirements, preferences and contribution factors, and compiling a software program to classify bank stock users; dividing the bank client entity into two categories of a public client and a private client; for public clients, the method comprises the following steps: VIP clients who have strategic partnerships with the bank, and other public clients; and the private client comprises: the client who has contract relation with the bank for loan and financing and has larger total asset and daily average transaction amount, the client who has contract relation with the bank and has smaller total asset and daily average transaction amount, and the client who has no contract relation with the bank;
wherein, the channel establishing module is specifically configured to:
establishing a plurality of data transmission channels between the source system and the target system according to the number and importance of the classified different customer entity groups, wherein the data transmission channels are used for receiving and processing the transaction information of the entities of different classes by the target system; the types of the data transmission channels are different, each data transmission channel corresponds to a type of client entity group, and the entity type determines the channel attribute; the types of the data transmission channels are divided into synchronous data transmission channels and asynchronous data transmission channels;
wherein the channel allocation module comprises:
a synchronous data delivery channel assignment module, configured to assign a synchronous data delivery channel of the multiple data delivery channels to an important customer entity group, including: distributing important customer entity groups including customers having a contract relationship with banks for loan and financing and having larger total assets and daily average transaction amount and VIP customers having a strategic cooperation relationship with the banks to the synchronous data transfer channels for delivery; after the source system reports to the target system through the synchronous data transmission channel, the target system needs to wait for a receipt online, after receiving the information, the target system checks whether the information exists according to the elements, if the information exists, the synchronization success receipt is directly returned to the source system, and if the information does not exist, the information is loaded and the synchronization success receipt is returned to the source system; after the source system receives the synchronous success receipt and checks the synchronous success receipt correctly, the source system considers that the delivery is successful, if the synchronous success receipt is not checked correctly, the source system considers that the delivery is failed, and then the source system initiates the delivery again; if the time exceeds the threshold value, the source system still does not receive the receipt, then the report is initiated again until the source system receives the successful receipt of the target system; setting a maximum reporting time limit, and stopping reporting if the reporting is unsuccessful when the maximum reporting time is reached;
an asynchronous data transfer channel assignment module for assigning an asynchronous data transfer channel of the plurality of data transfer channels to a group of unimportant client entities, comprising: distributing non-important customer entity groups including other public customers, customers with contract relation with the bank but smaller total assets and daily average transaction amount and customers without contract relation with the bank to the asynchronous data transmission channel for delivery; after the source system reports to the target system through the asynchronous data transmission channel, the reporting is finished without waiting for the receipt online, and after the target system receives and processes the information, the asynchronous receipt is sent to the source system; after the source system receives the asynchronous receipt and checks the asynchronous receipt correctly, the source system considers that the delivery is successful, and if the check information is incorrect after the asynchronous receipt is received, the delivery is considered to be failed; if the asynchronous receipt is not received all the time, the status of non-report is kept.
5. The inter-technology-system transaction information transfer apparatus according to claim 4, further comprising:
and the supplementary transmission module is used for supplementing and transmitting the transaction information of missed report and false report on the transaction day after the transaction day is over.
6. The inter-technology-system transaction information transfer apparatus according to claim 4, further comprising:
and the data checking module is used for checking the transaction information between the technical systems according to a preset period.
7. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor when executing the computer program implements the steps of:
classifying a plurality of client entities corresponding to the client information according to the client information;
establishing a plurality of data transmission channels between the technical systems according to the number and importance of the classified different client entity groups;
establishing corresponding relations between the different customer entity groups and the data transmission channels, and distributing the plurality of data transmission channels to the classified different customer entity groups;
the transaction information of the client entity is transmitted in real time through the corresponding data transmission channel, and when the pressure of the technical system for transmitting the transaction information is high, the data transmission channel corresponding to the non-important client entity group is closed;
wherein, according to a plurality of customer information, classify a plurality of customer entities corresponding thereto, including:
comprehensively considering entity attributes, mining big data according to customer information according to requirements, preferences and contribution factors, and compiling a software program to classify bank stock users; dividing the bank client entity into two categories of a public client and a private client; for public clients, the method comprises the following steps: VIP clients who have strategic partnerships with the bank, and other public clients; and the private client comprises: the client who has contract relation with the bank for loan and financing and has larger total asset and daily average transaction amount, the client who has contract relation with the bank and has smaller total asset and daily average transaction amount, and the client who has no contract relation with the bank;
wherein, according to the quantity and importance of the classified different customer entity groups, a plurality of data transmission channels between the technical systems are established, including:
establishing a plurality of data transmission channels between the source system and the target system according to the number and importance of the classified different customer entity groups, wherein the data transmission channels are used for receiving and processing the transaction information of the entities of different classes by the target system; the types of the data transmission channels are different, each data transmission channel corresponds to a type of client entity group, and the entity type determines the channel attribute; the types of the data transmission channels are divided into synchronous data transmission channels and asynchronous data transmission channels;
wherein the step of establishing a correspondence between the different customer entity groups and the data transfer channels and assigning the plurality of data transfer channels to the classified different customer entity groups comprises:
assigning a synchronous data delivery channel of the plurality of data delivery channels to a group of important customer entities, comprising: distributing important customer entity groups including customers having a contract relationship with banks for loan and financing and having larger total assets and daily average transaction amount and VIP customers having a strategic cooperation relationship with the banks to the synchronous data transfer channels for delivery; after the source system reports to the target system through the synchronous data transmission channel, the target system needs to wait for a receipt online, after receiving the information, the target system checks whether the information exists according to the elements, if the information exists, the synchronization success receipt is directly returned to the source system, and if the information does not exist, the information is loaded and the synchronization success receipt is returned to the source system; after the source system receives the synchronous success receipt and checks the synchronous success receipt correctly, the source system considers that the delivery is successful, if the synchronous success receipt is not checked correctly, the source system considers that the delivery is failed, and then the source system initiates the delivery again; if the time exceeds the threshold value, the source system still does not receive the receipt, then the report is initiated again until the source system receives the successful receipt of the target system; setting a maximum reporting time limit, and stopping reporting if the reporting is unsuccessful when the maximum reporting time is reached;
assigning an asynchronous data delivery channel of the plurality of data delivery channels to a group of unimportant customer entities, comprising: distributing non-important customer entity groups including other public customers, customers with contract relation with the bank but smaller total assets and daily average transaction amount and customers without contract relation with the bank to the asynchronous data transmission channel for delivery; after the source system reports to the target system through the asynchronous data transmission channel, the reporting is finished without waiting for the receipt online, and after the target system receives and processes the information, the asynchronous receipt is sent to the source system; after the source system receives the asynchronous receipt and checks the asynchronous receipt correctly, the source system considers that the delivery is successful, and if the check information is incorrect after the asynchronous receipt is received, the delivery is considered to be failed; if the asynchronous receipt is not received all the time, the status of non-report is kept.
8. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of:
classifying a plurality of client entities corresponding to the client information according to the client information;
establishing a plurality of data transmission channels between the technical systems according to the number and importance of the classified different client entity groups;
establishing corresponding relations between the different customer entity groups and the data transmission channels, and distributing the plurality of data transmission channels to the classified different customer entity groups;
the transaction information of the client entity is transmitted in real time through the corresponding data transmission channel, and when the pressure of the technical system for transmitting the transaction information is high, the data transmission channel corresponding to the non-important client entity group is closed;
wherein, according to a plurality of customer information, classify a plurality of customer entities corresponding thereto, including:
comprehensively considering entity attributes, mining big data according to customer information according to requirements, preferences and contribution factors, and compiling a software program to classify bank stock users; dividing the bank client entity into two categories of a public client and a private client; for public clients, the method comprises the following steps: VIP clients who have strategic partnerships with the bank, and other public clients; and the private client comprises: the client who has contract relation with the bank for loan and financing and has larger total asset and daily average transaction amount, the client who has contract relation with the bank and has smaller total asset and daily average transaction amount, and the client who has no contract relation with the bank;
wherein, according to the quantity and importance of the classified different customer entity groups, a plurality of data transmission channels between the technical systems are established, including:
establishing a plurality of data transmission channels between the source system and the target system according to the number and importance of the classified different customer entity groups, wherein the data transmission channels are used for receiving and processing the transaction information of the entities of different classes by the target system; the types of the data transmission channels are different, each data transmission channel corresponds to a type of client entity group, and the entity type determines the channel attribute; the types of the data transmission channels are divided into synchronous data transmission channels and asynchronous data transmission channels;
wherein the step of establishing a correspondence between the different customer entity groups and the data transfer channels and assigning the plurality of data transfer channels to the classified different customer entity groups comprises:
assigning a synchronous data delivery channel of the plurality of data delivery channels to a group of important customer entities, comprising: distributing important customer entity groups including customers having a contract relationship with banks for loan and financing and having larger total assets and daily average transaction amount and VIP customers having a strategic cooperation relationship with the banks to the synchronous data transfer channels for delivery; after the source system reports to the target system through the synchronous data transmission channel, the target system needs to wait for a receipt online, after receiving the information, the target system checks whether the information exists according to the elements, if the information exists, the synchronization success receipt is directly returned to the source system, and if the information does not exist, the information is loaded and the synchronization success receipt is returned to the source system; after the source system receives the synchronous success receipt and checks the synchronous success receipt correctly, the source system considers that the delivery is successful, if the synchronous success receipt is not checked correctly, the source system considers that the delivery is failed, and then the source system initiates the delivery again; if the time exceeds the threshold value, the source system still does not receive the receipt, then the report is initiated again until the source system receives the successful receipt of the target system; setting a maximum reporting time limit, and stopping reporting if the reporting is unsuccessful when the maximum reporting time is reached;
assigning an asynchronous data delivery channel of the plurality of data delivery channels to a group of unimportant customer entities, comprising: distributing non-important customer entity groups including other public customers, customers with contract relation with the bank but smaller total assets and daily average transaction amount and customers without contract relation with the bank to the asynchronous data transmission channel for delivery; after the source system reports to the target system through the asynchronous data transmission channel, the reporting is finished without waiting for the receipt online, and after the target system receives and processes the information, the asynchronous receipt is sent to the source system; after the source system receives the asynchronous receipt and checks the asynchronous receipt correctly, the source system considers that the delivery is successful, and if the check information is incorrect after the asynchronous receipt is received, the delivery is considered to be failed; if the asynchronous receipt is not received all the time, the status of non-report is kept.
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