CN108616551A - Investor's trading activity data mining and anti money washing reporting system - Google Patents
Investor's trading activity data mining and anti money washing reporting system Download PDFInfo
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- CN108616551A CN108616551A CN201611143630.XA CN201611143630A CN108616551A CN 108616551 A CN108616551 A CN 108616551A CN 201611143630 A CN201611143630 A CN 201611143630A CN 108616551 A CN108616551 A CN 108616551A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/50—Network services
- H04L67/51—Discovery or management thereof, e.g. service location protocol [SLP] or web services
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/01—Protocols
- H04L67/10—Protocols in which an application is distributed across nodes in the network
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Abstract
The present invention relates to a kind of investor's trading activity data minings and anti money washing reporting system, including rule configuration module, message acquisition module, audit message module and generation message module；The anti money washing rule that the rule configuration module is used to be formulated according to the People's Bank is traded matched rule configuration；The message acquisition module is imported for periodically collecting transaction request for data；Whether the trading activity that the audit message module is used to audit matching rule really belongs to money laundering behavior；The generation message module is used to audit the data export passed through.The present invention also provides the systematic difference methods.The system of the present invention manually matches the operating pressure of client trading behavior in the case of big data quantity transaction can be effectively relieved, Settlement Officer is helped to analyze suspicious transaction in time, improve the working efficiency of Settlement Officer, ensure that the trading activity safety of entire marketing system, severe strike utilize the money laundering behavior of financial service.
Description
Technical field
The present invention relates to anti money washing technical fields, specifically, being related to investor's trading activity data mining and anti money washing
Reporting system.
Background technology
Money laundering is serious economic crime behavior, not only breaks up the fair and just principle of economic activity, destroys market economy
Orderly competition damages the reputation and normal operation of financial institution, threatens the safety and stability of financial system, and money-laundering and dealer
The severe criminal offenses such as poison, smuggling, terrorist activity, corruption and tax evasion are associated, and politics national to one is steady
The safety of fixed, social stability, economic security and international political economy system constitutes a serious threat.It therefore must be to money laundering behavior
It strictly traces and hits.
In order to escape supervision and trace, crime of laundering molecule carries out crime gained often through different mode and channel
Processing.Long-term money-laundering has developed diversified money laundering tool, for example, being taken using the finance that financial institution provides
Business forges commercial paper etc. using paper company.
In financial sale system such as fund marketing system, anti money washing system is its indispensable important component.
However the amount of financial transaction now is very huge, artificial matching client trading behavioral performance is low, and workload is heavy, cannot be timely and effective
Screening go out money laundering behavior.
Chinese patent literature CN201510857280.2, publication date 2016.03.16 are disclosed a kind of applied to anti money washing
The data processing system and method for processing, wherein the system comprises：Message processing module (MPM), for the message according to pre-configuration
Processing mode executes the processing that message is converted to specified message format and is parsed to the message of anti money washing system feedback,
Wherein, the message refers to the message of pending anti money washing processing, and the anti money washing system is for carrying out anti money washing processing；Message
Transceiver module is disappeared for being executed according to the Message processing mode by specified interactive interface and the anti money washing system
Cease the processing of transmitting-receiving；State confirmation module is used for according to the message processing module (MPM) to the message of the anti money washing system feedback
Analysis result update the Message processing state of the message.Using the invention, different anti money washing systems can be easily accessed
System, while providing the convenience of exploitation and the property of can customize, improving at the flexibility and anti money washing of anti money washing processing mode
Manage the accuracy of result.
However, yet there are no the system for high efficiency screening money laundering behavior in financial transaction.
Invention content
The purpose of the present invention is being directed to deficiency in the prior art, provide a kind of investor's trading activity data mining with it is anti-
Money laundering reporting system.
Another purpose of the present invention is to provide investor's trading activity data mining and anti money washing reporting system
Application process.
To realize above-mentioned first purpose, the technical solution adopted by the present invention is that：
A kind of investor's trading activity data mining and anti money washing reporting system, including rule configuration module, message acquire
Module, audit message module and generation message module；The backwash that the rule configuration module is used to be formulated according to the People's Bank
Money rule is traded matched rule configuration, for carrying out analysis matching to trading activity；The message acquisition module
It is imported for periodically collecting transaction request for data；The audit message module is used to audit the trading activity of matching rule
It is no to really belong to money laundering behavior；The generation message module is used to audit the data export passed through.
The transaction request for data, which comes from, sells sales data directly to households, sells sales data and/or channel sales data on a commission basis.
Head office of the People's Bank or branch are reported to after data export.
To realize above-mentioned second purpose, the technical solution adopted by the present invention is that：
As above the application process of any investor's trading activity data mining and anti money washing reporting system, including with
Lower step：
A) rule configuration；
B) message is acquired；
C) message is audited；
D) message is generated.
Rule configuration described in step a) includes personal rule setting and mechanism rule setting.
Acquisition message source described in step b) is to sell sales data directly to households, sell sales data and/or channel sales data on a commission basis.
Audit message described in step c) refers to that trading activity and rule are carried out analysis matching, further if matching
Audit message；Terminate to analyze if mismatching.
Generation message described in step d) refers to that the message for passing through audit stores, and reports to the People's Bank.
The invention has the advantages that：
Big data quantity friendship can be effectively relieved with anti money washing reporting system in investor's trading activity data mining of the present invention
The operating pressure of client trading behavior is manually matched in the case of easily, Settlement Officer is helped to analyze suspicious transaction in time, is improved
The working efficiency of Settlement Officer, it is ensured that the trading activity safety of entire marketing system, severe strike utilize the money laundering of financial service
Behavior.
Description of the drawings
Fig. 1 is investor's trading activity data mining and the anti money washing reporting system flow chart of the present invention.
Fig. 2 is investor's trading activity data mining and the anti money washing reporting system Organization Chart of the present invention.
Fig. 3 is the fund sale anti money washing flow chart using present system.
Fig. 4 is acquisition message exemplary view.
Fig. 5 is audit message exemplary view.
Fig. 6 is to generate message exemplary view.
Fig. 7 is personal rule setting exemplary view.
Fig. 8 is mechanism rule setting exemplary view.
Specific implementation mode
It elaborates below in conjunction with the accompanying drawings to specific implementation mode provided by the invention.
Embodiment 1
Fig. 1 is referred to, Fig. 1 is investor's trading activity data mining and the anti money washing reporting system flow chart of the present invention.
Investor's trading activity data mining is mainly based on according to the People's Bank's anti money washing rule with anti money washing reporting system
A set of management system of fund sales data research and development, including rule configuration module, message acquisition module, audit message module and life
At message module；The anti money washing rule that the rule configuration module is used to be formulated according to the People's Bank, is handed in systems
Easily matched rule configuration, to carry out analysis matching to trading activity；The message acquisition module is for the Shen that will periodically merchandise
It please data collection importing；The audit message module is for auditing whether legal trading activity really belongs to money laundering row
For；The generation message module is used to audit the data storage and export passed through, reports the People's Bank.
The particular content of the system is：The anti money washing rule formulated according to the People's Bank, is traded in systems
Matching for matching postpones, and periodically imports transaction request for data.The matching of behavior is traded by system, if there is matched data
The data found can then be audited, to be confirmed whether being genuine money laundering behavior, after the approval be led matched data
Go out, reports the People's Bank.
Flow includes mainly：The collection of transaction data imports, the analysis of client trading behavior matches, to screening data
Audit, data are exported and are reported.It is specific as follows：Sales data is imported, data analysis and matching are carried out, if mismatching configuration rule
Then, then terminate to analyze；If matching configuration rule, further matched data is audited, such as the audit fails, then terminates
Analysis then exports data and reports if audit passes through, and terminates analysis.
Fig. 2 is referred to, Fig. 2 is investor's trading activity data mining and the anti money washing reporting system Organization Chart of the present invention.
The data source of the system can be sold sales data directly to households, sell sales data, channel sales data on a commission basis etc., can will finally screen
The money laundering data gone out report to head office of the People's Bank, general headquarters of Shanghai branch of the People's Bank, each province and city branch etc..
Embodiment 2
Fig. 3 is referred to, Fig. 3 is the fund sale anti money washing flow chart using present system.It the system acquisition and connects
The sale request for data in fund marketing system is received, message audit is carried out after accepting, generates message and message export.
It is that concrete operations are demonstrated below：
1) message is acquired：Fig. 4 is referred to, Fig. 4 is acquisition message exemplary view.It can be to exchange hour, transaction when acquiring message
Rule is selected, and is then imported the data of needs, and matched with rule.
2) message is audited：Fig. 5 is referred to, Fig. 5 is audit message exemplary view.Transaction data to meeting matching rule carries out
Further audit.
3) message is generated：Fig. 6 is referred to, Fig. 6 is to generate message exemplary view.The message passed through to audit stores.
4) personal rule setting：Fig. 7 is referred to, Fig. 7 is personal rule setting exemplary view.It can be to the row of personal fund account
To be configured with configuration rule for screening.
5) mechanism rule setting：Fig. 8 is referred to, Fig. 8 is mechanism rule setting exemplary view.It can be to the row of Institutional Fund account
To be configured with configuration rule for screening.
The above is only a preferred embodiment of the present invention, it is noted that for the ordinary skill people of the art
Member, under the premise of not departing from the method for the present invention, can also make several improvement and supplement, these are improved and supplement also should be regarded as
Protection scope of the present invention.
Claims (8)
1. a kind of investor's trading activity data mining and anti money washing reporting system, which is characterized in that including rule configuration module,
Message acquisition module, audit message module and generation message module；The rule configuration module is used for according to the People's Bank's system
Fixed anti money washing rule is traded matched rule configuration, for carrying out analysis matching to trading activity；The message
Acquisition module is imported for periodically collecting transaction request for data；The audit message module is used to audit the friendship of matching rule
Easy is whether to really belong to money laundering behavior；The generation message module is used to audit the data export passed through.
2. investor's trading activity data mining according to claim 1 and anti money washing reporting system, which is characterized in that institute
The transaction request for data stated, which comes from, sells sales data directly to households, sells sales data and/or channel sales data on a commission basis.
3. investor's trading activity data mining according to claim 1 and anti money washing reporting system, which is characterized in that number
According to reporting to head office of the People's Bank or branch after export.
4. the application process of any investor's trading activity data minings and anti money washing reporting system of claim 1-3,
It is characterized by comprising the following steps：
A) rule configuration；
B) message is acquired；
C) message is audited；
D) message is generated.
5. application process according to claim 4, which is characterized in that the rule configuration described in step a) includes personal rule
Setting and mechanism rule setting.
6. application process according to claim 4, which is characterized in that the acquisition message source described in step b) is to sell pin directly to households
It sells data, sell sales data on a commission basis and/or channel sales data.
7. application process according to claim 4, which is characterized in that the audit message described in step c) refers to the row that will merchandise
To carry out analysis matching with rule, message is further audited if matching；Terminate to analyze if mismatching.
8. application process according to claim 4, which is characterized in that the generation message described in step d) refers to that will audit to lead to
The message crossed is stored, and the People's Bank is reported to.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611143630.XA CN108616551A (en) | 2016-12-13 | 2016-12-13 | Investor's trading activity data mining and anti money washing reporting system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611143630.XA CN108616551A (en) | 2016-12-13 | 2016-12-13 | Investor's trading activity data mining and anti money washing reporting system |
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| CN108616551A true CN108616551A (en) | 2018-10-02 |
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| CN201611143630.XA Pending CN108616551A (en) | 2016-12-13 | 2016-12-13 | Investor's trading activity data mining and anti money washing reporting system |
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Cited By (1)
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Application publication date: 20181002 |