CN108596612A - A kind of payment transaction management engine, method and system - Google Patents
A kind of payment transaction management engine, method and system Download PDFInfo
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- CN108596612A CN108596612A CN201810220226.0A CN201810220226A CN108596612A CN 108596612 A CN108596612 A CN 108596612A CN 201810220226 A CN201810220226 A CN 201810220226A CN 108596612 A CN108596612 A CN 108596612A
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
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Abstract
The present invention provides a kind of payment transaction management engines, including payment transaction type management module, payment transaction rules administration module, payment transaction rule invocation module, computing module and payment information to return to module.It can be seen that, rule type library has been provided previously in the present invention, enterprises and individuals can select corresponding Rule Information according to transaction business demand in rule type library, complete the configuration of payment transaction rule, in transaction, Transaction Information of the present invention automatically according to generation, corresponding payment transaction rule is called to carry out logical operation, and payment fresh information is returned, to complete to merchandise, even if class of service changes, even if can also adjust payment transaction rule, code is adjusted without taking a significant amount of time, it is safeguarded without professional code personnel, considerably improve the payment transaction efficiency of management.The present invention also provides a kind of payment transactions to manage System and method for, has technique effect identical with above-mentioned payment transaction management engine.
Description
Technical field
The present invention relates to e-payment service technique field, more particularly to a kind of payment transaction management engine, method and it is
System.
Background technology
The rapidly development of internet, new opportunity is brought to many industries, and e-payment is increasingly becoming shopper's
Important means of payment.In the past few years, including scan the two-dimensional code, the digital means of payment layer of various innovations such as near field payment goes out not
Thoroughly, e-payment becomes a kind of trend.
In the business of enterprise and financial institution, need according to the different payment rule of different scene settings, such as with
Family can be selected when being paid using Alipay flower, the modes such as remaining sum, Yuebao, credit card and deposit card pay, and these
The means of payment has certain payment sequence, these payment scenes have corresponding code, if enterprise needs to change
Scene is paid, then needs to change corresponding code, to realize, to cannot achieve flexible configuration, and cannot give birth in systems in real time
Effect, can not meet the needs of operation system in time.
If there are business contacts with more payment mechanisms for an enterprise, it is related to multiple payment platforms and multiple payment fields
Scape may require that the plenty of time could meet service logic, inefficiency into line code adjustment as long as business reorganization occurs.
In conclusion how to improve the payment transaction efficiency of management is that those skilled in the art need solve skill at present
Art problem.
Invention content
In view of this, the purpose of the present invention is to provide a kind of payment transaction management engine, system and method, it can be notable
Improve the payment transaction efficiency of management.Its concrete scheme is as follows：
A kind of payment transaction management engine, including payment transaction type management module, payment transaction rules administration module, branch
It pays business rule calling module, computing module and payment information and returns to module, wherein
The payment transaction type management module is used for previously according to payment transaction demand in pre-defined rule type
Corresponding Rule Information is selected in library, gets paid business rule type；
The payment transaction rules administration module, for being advised previously according to the payment transaction demand and the payment transaction
Then type configures payment rule, gets paid business rule；
The payment transaction rule invocation module calls corresponding payment transaction to advise for the payment information according to user
Then type obtains the configured payment transaction rule under called payment transaction rule type；
The computing module, for according to the configured payment transaction rule, being transported into line discipline to the payment information
It calculates, gets paid fresh information；
The payment information returns to module, for returning to the payment fresh information.
Preferably, the rule type library includes rule type information table, mechanism rule type information, mechanism rule letter
Breath, logical field information, rule and method information, regular operation information, rule condition information and regular log information.
Preferably, the payment transaction rule invocation module includes payment information recognition unit and payment transaction rule invocation
Unit, wherein
The payment information recognition unit obtains the payment information for the transaction of the user to be identified；
The payment transaction rule invocation unit, for calling the payment transaction to match with the payment information rule,
To obtain the corresponding configured payment transaction rule.
Preferably, the payment transaction rule invocation unit carries out rule match using the dual technologies of database.
The invention also discloses a kind of payment transactions to manage system, including payment transaction management described in any one of the above embodiments is drawn
It holds up, the service interface for being docked with third-party payment system and for configuring the payment transaction type management module and payment
The configuration interface of Business Rule Management module.
Preferably, the configuration interface includes that rule type maintenance interface, operator maintenance interface, logical field safeguard boundary
Face, rule function maintenance interface, regular configuration interface, taking effect rules interface and regular operational motion interface.
Preferably, the payment transaction manages system, further includes message maintenance module, wherein message management module includes
Message data extracting unit for extracting message data in transaction business and the message number for updating the message data
According to updating unit.
The invention also discloses a kind of payment transaction management methods, including configuration step and operation step, wherein
The configuration step includes：Corresponding rule are selected in pre-defined rule type library according to payment transaction demand
Then information gets paid business rule type；
According to the payment transaction demand and the payment transaction rule type, payment rule is configured, business is got paid
Rule；
The operation step includes：The payment information for identifying user, calls corresponding payment transaction rule type, obtains institute
Call the configured payment transaction rule under payment transaction rule type；
According to the configured payment transaction rule update letter is got paid to the payment information into line discipline operation
Breath；
Return to the payment fresh information.
Preferably, the rule type library includes rule type information table, mechanism rule type information, mechanism rule letter
Breath, logical field information, rule and method information, regular operation information, rule condition information and regular log information.
Preferably, the payment information for identifying the user, calls the corresponding payment transaction rule type to include：
The transaction of the user is identified, the payment information is obtained；
The payment transaction rule called and matched according to the payment information, to obtain the corresponding configured branch
Pay business rule.
Preferably, it includes using database to call the method with the payment transaction rule to match according to the payment information
Dual technologies carry out rule match.
Payment transaction management engine provided by the invention, method and system, have been provided previously rule type library, enterprise and
People can select corresponding Rule Information according to transaction business demand in rule type library, complete the configuration of payment transaction rule,
In transaction, the present invention calls corresponding payment transaction rule to carry out logical operation, and will branch automatically according to the Transaction Information of generation
It pays fresh information to return, to complete to merchandise, even if class of service can adjust payment transaction rule, nothing in real time if changing
It need to take a significant amount of time to adjust code, on the other hand, the present invention is simple and quick, safeguards, shows without professional code personnel
Improve the payment transaction efficiency of management with writing.
Description of the drawings
It, below will be to embodiment in order to illustrate more clearly of embodiment of the present invention or technical solution in the prior art
Or attached drawing needed to be used in the description of the prior art is briefly described, it should be apparent that, the accompanying drawings in the following description is only
It is embodiment of the present invention, for those of ordinary skill in the art, without creative efforts, may be used also
To obtain other attached drawings according to the attached drawing of offer.
Fig. 1 is a kind of structural schematic diagram for payment transaction management engine that embodiment of the present invention provides；
Fig. 2 is the structural schematic diagram that a kind of payment transaction that embodiment of the present invention provides manages system；
Fig. 3 is that a kind of specific payment transaction that embodiment of the present invention provides manages the structural schematic diagram of system；
Fig. 4 is a kind of flow diagram for payment transaction management method that embodiment of the present invention provides；
Fig. 5 is a kind of flow diagram for specific payment transaction management method that embodiment of the present invention provides.
Specific implementation mode
Below in conjunction with the attached drawing in embodiment of the present invention, the technical solution in embodiment of the present invention is carried out clear
Chu is fully described by, it is clear that described embodiment is only a part of embodiment of the present invention, rather than whole realities
Apply scheme.Based on the embodiment in the present invention, those of ordinary skill in the art institute without making creative work
The every other embodiment obtained, shall fall within the protection scope of the present invention.
Embodiment of the present invention provides a kind of payment transaction management engine, shown in Figure 1, including payment transaction type
Management module 11, payment transaction rules administration module 12, payment transaction rule invocation module 13, computing module 14 and payment information
Return to module 15.
Payment transaction type management module 11 is used for previously according to payment transaction demand in pre-defined rule type library
The middle corresponding Rule Information of selection, gets paid business rule type.
The present invention provides a kind of thinking, and all business information in payment transaction are abstracted as a set of payment logic word
Section, enterprises and individuals can select the logic and rule of payment transaction according to their business needs, when business changes, also may be used
To adjust corresponding logic and rule in time, the change of logic and rule need not be realized by changing code.
In order to realize the above thinking, it is desirable to provide certain pre-selection logical framework and the rule run in logical framework,
Therefore rule type library has been pre-defined in the present invention, which includes infrastructure component, enterprises and individuals pay
Service management personnel can complete the structure to payment transaction logic, in this way, payment transaction administrative staff are not according to infrastructure component
Need to be grasped a large amount of code knowledge, you can payment transaction logic and payment transaction rule are adjusted according to business demand at any time.
Rule type library is equivalent to a knowledge base, can be added as needed, while can be with below rule type
The specific rule of addition.
Such as：We can increase set of rule type, be called charging regulation, for calculating this pen according to business needs
Fee charged required for transaction, in this charging regulation type in the following, following rule can be formulated：1. the amount of money is more than 10000
Be free of charge；
2. currency type is Australian Dollar, no matter how much amount of money is all free of charge；
3. the amount of money is between 100-10000, and not Australian Dollar, collect 3 percent.
In a kind of specific embodiment, the infrastructure component which provides specifically includes rule type information
Table, mechanism rule type information, mechanism Rule Information, logical field information, rule and method information, regular operation information, rule
Conditional information and regular log information.
It is understood that compatible between the infrastructure component provided in the rule type library.
Payment transaction rules administration module 12, for previously according to the payment transaction demand and payment transaction rule
Type configures payment rule, gets paid business rule.
Configuration payment rule realizes and inputs corresponding rule function including the use of the rule template being provided previously.
It is understood that payment rule is specific payment decision rule, for example, payment amount, payment currency type etc..Branch
It pays business rule to be made of several payment rules, for example, payment transaction rule is by payment amount, payment currency type, place of payment structure
At.
In a kind of embodiment for realizing configuration payment rule using the rule template being provided previously, enterprises and individuals' root
According to business demand, corresponding context of situation is inputted in the rule template being provided previously to complete the configuration to payment rule, originally
Embodiment mainly for enterprises and individuals some simple payment scenes, for example, administrative staff need to only input in a template
Configuration payment rule can be completed in the simple informations such as the amount of money and selection respective pay platform.
It is inputted in the embodiment that corresponding rule function realizes configuration payment rule in another use, enterprises and individuals
According to business demand, corresponding rule function is inputted under payment transaction rule type, to complete the configuration to payment rule, this
The payment scene that embodiment is customized mainly for the special needs of enterprises and individuals.
It is understood that in order to improve efficiency simultaneously, embodiment of the present invention provides the rule function expression formula on basis
And its explain, payment transaction administrative staff this can be used without grasping a large amount of codes and function expression.
It should be noted that payment transaction rule type is equivalent to payment logical framework, payment rule operates in payment and patrols
It collects within frame, is identified for example, payment rule type is third-party payment system, payment rule is that the amount of money is more than 2000, currency type
For RMB, Alipay, the amount of money is selected to be more than 1000, is less than 2000, and currency type is RMB, selects wealth to pay logical,
His selection Unionpay payment.
The support of payment transaction rule type is defined according to demand according to enterprises and individuals, that is, payment transaction Regularia
Type supports payment transaction administrative staff self-defined, in general, payment transaction rule type includes Third-party payment and non-third party's branch
It pays, the specific judgment basis of Third-party payment is the specific payment rule under Third-party payment type；Non- Third-party payment, such as look forward to
Industry gold note, coupons, then by the specific payment rule judgement under non-Third-party payment type.It should be further noted that
Payment transaction type management module 11 and payment transaction rules administration module 12, together constitute the configuration of embodiment of the present invention
Part.
Payment transaction rule invocation module 13 calls corresponding payment transaction rule for the payment information according to user
Type obtains the configured payment transaction rule under called payment transaction rule type.
In one embodiment, payment transaction rule invocation module includes payment information recognition unit and payment transaction rule
Then call unit, wherein payment information recognition unit gets paid information for the transaction of user to be identified；Pay industry
Business rule invocation unit, the payment transaction rule for calling with being matched according to the payment information are corresponding to obtain
Configured payment transaction rule.
When embodiment is merchandised through the invention, transaction related information is identified in payment information recognition unit,
Information is got paid, identification method includes transferring certificate of fair, obtaining the modes such as both parties' personal information and facility information.
Payment information includes the amount of money, payment platform, payment currency type, time of payment, the place of payment, both parties' account and friendship
Easy both sides' personal information etc..
Certainly, embodiment of the present invention is also supported to verify payment information, to ensure the safety of transaction.Verification includes
It is networked to associated bank or mechanism of exchange carries out online verification, also include being tested by preassembled certificate or information bank
Card.
The dual technologies of database can be used to carry out rule match in payment transaction rule invocation unit.
In a kind of specific embodiment of the present invention, support that weight coefficient is arranged for specific Transaction Information, when having two
Pen or two or more transaction occur simultaneously, and it is regular that corresponding configured payment transaction is preferentially transferred in the big transaction of weight coefficient.
For example, particular transactions information is the place of payment, and the place of payment be Pekinese's trading right it is great in the place of payment be Hebei friendship
Easily, if two transactions occur simultaneously, it is the corresponding configured payment transaction rule of Pekinese's transaction preferentially to transfer loco.
Computing module 14, for according to the configured payment transaction rule, to the payment information into line discipline operation,
Get paid fresh information.
According to configured payment transaction rule, corresponding logical operation is carried out to payment information rule and generates payment update
Information, according to logic operation result, it includes paying successfully to fail two kinds with payment to pay fresh information, wherein it is successfully to be somebody's turn to do to pay
Payment transaction meets the full terms of configured payment transaction rule；Payment does not unsuccessfully meet configured branch including the payment transaction
The full terms of business rule are paid, for example, there is the means of payment for configuration, are occurred to configure payment currency type or payment amount not
Foot etc..
Payment fresh information specifically includes payment result, evidence for payment, settlement time, clearing currency type and clearing place etc. often
Advise pay content.
Payment information returns to module 15 and payment result is fed back to both parties for returning to the payment fresh information.
Shown in Figure 2, embodiment of the present invention also discloses a kind of payment transaction management system, including any of the above-described
The payment transaction supervisor engine 1, the service interface 2 for being docked with third-party payment system and for configuring the payment
The configuration interface 3 of type of service management module and payment transaction rules administration module.
In a kind of specific embodiment, configuration interface includes rule type maintenance interface, operator maintenance interface, patrols
Collect field maintenance interface, rule function maintenance interface, regular configuration interface, taking effect rules interface and regular operational motion interface.
Type maintenance interface includes rule type coding, rule type title, rule type label, match-type, execution
One or more of type, operation rules proof mark and said system.
Operator maintenance interface includes names of operators, one or more of the type that comes into force, expression formula and variable addition.
Logical field maintenance interface includes one in field name, field alias, description, field type and said system
Or it is multiple.
Rule function maintenance interface includes function name, function expression, type of database, function realization class, function description
One or more of with parameter, certainly, parameter supports one or more parameter name.
Regular configuration interface includes source systems, type, subtype, region, basic condition, description, trigger action and item
One or more of part.
Taking effect rules interface include one in source systems, region, rule type, regular subtype and regular classification or
It is multiple.
Regular operational motion interface includes one or more of source systems, mechanism, type, title, description and condition.
Further, a kind of above-mentioned payment transaction management system can be optimized, shown in Figure 3, the payment industry
Be engaged in management system further include message maintenance module 4, shown in message management module include in transaction business extract report
The message data extracting unit 41 of literary data and message data updating unit 42 for updating the message data.
Message maintenance module is supported to interconnect with performance appraisal system, and message data is sent in performance appraisal system, into
One step improves the efficiency of management.
Embodiment of the present invention also discloses a kind of payment transaction management method, shown in Figure 4, including configuration step S1
With operation step S2, wherein
The configuration step S1 includes：Step S11 is selected according to payment transaction demand in pre-defined rule type library
Corresponding Rule Information is selected, business rule type is got paid.
The present invention provides a kind of thinking, and all business information in payment transaction are abstracted as a set of payment logic word
Section, enterprises and individuals can select the logic and rule of payment transaction according to their business needs, when business changes, also may be used
To adjust corresponding logic and rule in time, the change of logic and rule need not be realized by changing code.
In order to realize the above thinking, it is desirable to provide certain pre-selection logical framework and the rule run in logical framework,
Therefore rule type library has been pre-defined in the present invention, which includes infrastructure component, enterprises and individuals pay
Service management personnel can complete the structure to payment transaction logic, in this way, payment transaction administrative staff are not according to infrastructure component
Need to be grasped a large amount of code knowledge, you can payment transaction logic and payment transaction rule are adjusted according to business demand at any time.
Rule type library is equivalent to a knowledge base, can be added as needed, while can be with below rule type
The specific rule of addition.
Such as：We can increase set of rule type, be called charging regulation, for calculating this pen according to business needs
Fee charged required for transaction, in this charging regulation type in the following, following rule can be formulated：1. the amount of money is more than 10000
Be free of charge；
2. currency type is Australian Dollar, no matter how much amount of money is all free of charge；
3. the amount of money is between 100-10000, and not Australian Dollar, collect 3 percent.
In a kind of specific embodiment, the infrastructure component which provides specifically includes rule type information
Table, mechanism rule type information, mechanism Rule Information, logical field information, rule and method information, regular operation information, rule
Conditional information and regular log information.
It is understood that compatible between the infrastructure component provided in the rule type library.
Step S12 configures payment rule, obtains according to the payment transaction demand and the payment transaction rule type
Payment transaction rule.
Configuration payment rule realizes and inputs corresponding rule function including the use of the rule template being provided previously.
It is understood that payment rule is specific payment decision rule, for example, payment amount, payment currency type etc..Branch
It pays business rule to be made of several payment rules, for example, payment transaction rule is by payment amount, payment currency type, place of payment structure
At.
In a kind of embodiment for realizing configuration payment rule using the rule template being provided previously, enterprises and individuals' root
According to business demand, corresponding context of situation is inputted in the rule template being provided previously to complete the configuration to payment rule, originally
Embodiment mainly for enterprises and individuals some simple payment scenes, for example, administrative staff need to only input in a template
Configuration payment rule can be completed in the simple informations such as the amount of money and selection respective pay platform.
It is inputted in the embodiment that corresponding rule function realizes configuration payment rule in another use, enterprises and individuals
According to business demand, corresponding rule function is inputted under payment transaction rule type, to complete the configuration to payment rule, this
The payment scene that embodiment is customized mainly for the special needs of enterprises and individuals.
It is understood that in order to improve efficiency simultaneously, embodiment of the present invention provides the rule function expression formula on basis
And its explain, payment transaction administrative staff this can be used without grasping a large amount of codes and function expression.
It should be noted that payment transaction rule type is equivalent to payment logical framework, payment rule operates in payment and patrols
It collects within frame, is identified for example, payment rule type is third-party payment system, payment rule is that the amount of money is more than 2000, currency type
For RMB, Alipay, the amount of money is selected to be more than 1000, is less than 2000, and currency type is RMB, selects wealth to pay logical,
His selection Unionpay payment.
The support of payment transaction rule type is defined according to demand according to enterprises and individuals, that is, payment transaction Regularia
Type supports payment transaction administrative staff self-defined, in general, payment transaction rule type includes Third-party payment and non-third party's branch
It pays, the specific judgment basis of Third-party payment is the specific payment rule under Third-party payment type；Non- Third-party payment, such as look forward to
Industry gold note, coupons, then by the specific payment rule judgement under non-Third-party payment type.
The operation step S2 includes：Step S21 identifies the payment information of user, calls corresponding payment transaction rule
Type obtains the configured payment transaction rule under called payment transaction rule type.
It is shown in Figure 5 in a kind of specific embodiment, it identifies the payment information of the user, calls corresponding
Payment transaction rule type includes：The transaction of the user is identified in step S211, obtains the payment information；Step
S212, the payment transaction rule called and matched according to the payment information, to obtain the corresponding configured payment
Business rule.
When embodiment is merchandised through the invention, transaction related information is identified, gets paid information, is identified
Mode includes transferring certificate of fair, obtaining the modes such as both parties' personal information and facility information.
Payment information includes the amount of money, payment platform, payment currency type, time of payment, the place of payment, both parties' account and friendship
Easy both sides' personal information etc..
Certainly, embodiment of the present invention is also supported to verify payment information, to ensure the safety of transaction.Verification includes
It is networked to associated bank or mechanism of exchange carries out online verification, also include being tested by preassembled certificate or information bank
Card.
It includes the dual using database to call the method with the payment transaction rule to match according to the payment information
Technology carries out rule match.
In a kind of specific embodiment of the present invention, support that weight coefficient is arranged for specific Transaction Information, when having two
Pen or two or more transaction occur simultaneously, and it is regular that corresponding configured payment transaction is preferentially transferred in the big transaction of weight coefficient.
For example, particular transactions information is the place of payment, and the place of payment be Pekinese's trading right it is great in the place of payment be Hebei friendship
Easily, if two transactions occur simultaneously, it is the corresponding configured payment transaction rule of Pekinese's transaction preferentially to transfer loco.
Step S22, to the payment information into line discipline operation, is propped up according to the configured payment transaction rule
Pay fresh information.
According to configured payment transaction rule, corresponding logical operation is carried out to payment information rule and generates payment update
Information, according to logic operation result, it includes paying successfully to fail two kinds with payment to pay fresh information, wherein it is successfully to be somebody's turn to do to pay
Payment transaction meets the full terms of configured payment transaction rule；Payment does not unsuccessfully meet configured branch including the payment transaction
The full terms of business rule are paid, for example, there is the means of payment for configuration, are occurred to configure payment currency type or payment amount not
Foot etc..
Payment fresh information specifically includes payment result, evidence for payment, settlement time, clearing currency type and clearing place etc. often
Advise pay content.
Step S23 returns to the payment fresh information, i.e., payment result is fed back to both parties.
Finally, it is to be noted that, herein, relational terms such as first and second and the like be used merely to by
One entity or operation are distinguished with another entity or operation, without necessarily requiring or implying these entities or operation
Between there are any actual relationship or orders.Moreover, the terms "include", "comprise" or its any other variant meaning
Covering non-exclusive inclusion, so that the process, method, article or equipment including a series of elements includes not only that
A little elements, but also include other elements that are not explicitly listed, or further include for this process, method, article or
The intrinsic element of equipment.In the absence of more restrictions, the element limited by sentence "including a ...", is not arranged
Except there is also other identical elements in the process, method, article or apparatus that includes the element.
A kind of payment transaction management engine provided by the present invention, system and method are described in detail above, this
Specific case is applied in text, and principle and implementation of the present invention are described, and the explanation of embodiments above is only used
In facilitating the understanding of the method and its core concept of the invention；Meanwhile for those of ordinary skill in the art, according to the present invention
Thought, there will be changes in the specific implementation manner and application range, in conclusion the content of the present specification should not be construed as
Limitation of the present invention.
Claims (11)
1. a kind of payment transaction management engine, which is characterized in that including payment transaction type management module, payment transaction rule pipe
It manages module, payment transaction rule invocation module, computing module and payment information and returns to module, wherein
The payment transaction type management module is used for previously according to payment transaction demand in pre-defined rule type library
Corresponding Rule Information is selected, business rule type is got paid；
The payment transaction rules administration module, for previously according to the payment transaction demand and the payment transaction Regularia
Type configures payment rule, gets paid business rule；
The payment transaction rule invocation module calls corresponding payment transaction Regularia for the payment information according to user
Type obtains the configured payment transaction rule under called payment transaction rule type；
The computing module, for according to the configured payment transaction rule, to the payment information into line discipline operation, obtaining
To payment fresh information；
The payment information returns to module, for returning to the payment fresh information.
2. payment transaction management engine according to claim 1, which is characterized in that the rule type library includes Regularia
Type information table, mechanism rule type information, mechanism Rule Information, logical field information, rule and method information, rule operation letter
Breath, rule condition information and regular log information.
3. payment transaction management engine according to claim 2, which is characterized in that the payment transaction rule invocation module
Including payment information recognition unit and payment transaction rule invocation unit, wherein
The payment information recognition unit obtains the payment information for the transaction of the user to be identified；
The payment transaction rule invocation unit, for calling the payment transaction to match with the payment information rule, to
Obtain the corresponding configured payment transaction rule.
4. payment transaction management engine according to claim 4, which is characterized in that the payment transaction rule invocation unit
Rule match is carried out using the dual technologies of database.
5. a kind of payment transaction manages system, which is characterized in that including Claims 1-4 any one of them payment transaction pipe
Reason engine, the service interface for being docked with third-party payment system and for configure the payment transaction type management module and
The configuration interface of payment transaction rules administration module.
6. payment transaction according to claim 5 manages system, which is characterized in that the configuration interface includes rule type
Maintenance interface, operator maintenance interface, logical field maintenance interface, rule function maintenance interface, regular configuration interface, rule are raw
Imitate interface and regular operational motion interface.
7. payment transaction according to claim 6 manages system, which is characterized in that further include message maintenance module, wherein
Message management module includes message data extracting unit for extracting message data in transaction business and described for updating
The message data updating unit of message data.
8. a kind of payment transaction management method, which is characterized in that including configuration step and operation step, wherein
The configuration step includes：
Corresponding Rule Information is selected in pre-defined rule type library according to payment transaction demand, gets paid business rule
Then type；
According to the payment transaction demand and the payment transaction rule type, payment rule is configured, business rule is got paid；
The operation step includes：
The payment information for identifying user, calls corresponding payment transaction rule type, obtains called payment transaction rule type
Under configured payment transaction rule；
According to the configured payment transaction rule, to the payment information into line discipline operation, fresh information is got paid；
Return to the payment fresh information.
9. payment transaction management method according to claim 8, which is characterized in that the rule type library includes Regularia
Type information table, mechanism rule type information, mechanism Rule Information, logical field information, rule and method information, rule operation letter
Breath, rule condition information and regular log information.
10. payment transaction management method according to claim 9, which is characterized in that identify the payment information of the user,
The corresponding payment transaction rule type is called to include：
The transaction of the user is identified, the payment information is obtained；
The payment transaction rule called and matched according to the payment information, to obtain the corresponding configured payment industry
Business rule.
11. payment transaction management method according to claim 10, which is characterized in that call and according to the payment information
The method of the payment transaction rule to match includes carrying out rule match using the dual technologies of database.
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Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
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| CN109615374A (en) * | 2018-11-30 | 2019-04-12 | 中国银行股份有限公司 | Bank capital moves account engine processing method and system |
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