CN108596609A - A kind of method and device of digital wallet transaction - Google Patents

A kind of method and device of digital wallet transaction Download PDF

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Publication number
CN108596609A
CN108596609A CN201810405038.5A CN201810405038A CN108596609A CN 108596609 A CN108596609 A CN 108596609A CN 201810405038 A CN201810405038 A CN 201810405038A CN 108596609 A CN108596609 A CN 108596609A
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China
Prior art keywords
digital wallet
address
information
transaction
transaction information
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CN201810405038.5A
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Chinese (zh)
Inventor
赵晔
周枫
赵宁
刘红伟
庞美丽
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Bi Fei (shenzhen) Technology Co Ltd
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Bi Fei (shenzhen) Technology Co Ltd
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Priority to CN201810405038.5A priority Critical patent/CN108596609A/en
Publication of CN108596609A publication Critical patent/CN108596609A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829Payment protocols; Details thereof insuring higher security of transaction involving key management

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

In the scheme of the digital wallet transaction proposed in the application, security verification is carried out to digital wallet;In the case where carrying out security verification to the digital wallet and passing through, according to the digital wallet address block chain querying node and the relevant Transaction Information of the digital wallet;And feedback includes the query result of the Transaction Information, the complexity of query process is relatively low, it is thus possible to improve search efficiency.

Description

A kind of method and device of digital wallet transaction
Technical field
The present invention relates to the method and devices that block chain technical field more particularly to a kind of digital wallet are merchandised.
Background technology
With the development of the communication technology, the transaction carried out by internet is also more and more.Transaction on internet, generally It is required for handling electronic payment information by reliable third party credit institution, this kind of system is still substantially limited by " fiduciary pattern ".
It is merchandised in order to avoid relying on third party to realize, block chain technology is applied and given birth to.Block chain is a distributed account This, it is a kind of decentralization, go trust by way of collective safeguard an authentic data library technical solution, specifically build ratio The basic technology of special coin block chain network and Transaction Information encrypted transmission.It is not based on credit based on Cryptography Principles so that Any both sides' direct payment reached an agreement, without the participation of third party intermediary.Since block chain technology has transaction Transparent, transaction data can not be distorted, therefore retrospective feature is with a wide range of applications.
It can be used in block chain process of exchange and arrive digital wallet, but current digital wallet query process has complexity Spend higher defect.
Invention content
In view of the above problems, it is proposed that the present invention overcoming the above problem in order to provide one kind or solves at least partly The method and terminal of a kind of digital wallet transaction of the above problem, for solving query process complexity existing in the prior art Higher, less efficient defect.
According to the present invention in a first aspect, the method for providing a kind of transaction of digital wallet, including:Digital wallet is carried out Security verification;In the case where passing through to digital wallet progress security verification, the address according to the digital wallet In the querying node and the relevant Transaction Information of the digital wallet of block chain;And feedback includes the inquiry of the Transaction Information As a result.
Second aspect according to the present invention provides a kind of device of digital wallet transaction, including:Authentication unit is used for Security verification is carried out to digital wallet;Query unit, for the digital wallet carry out security verification by feelings Under condition, according to the digital wallet address block chain querying node and the relevant Transaction Information of the digital wallet;With And feedback unit, for feed back include the Transaction Information query result.
The third aspect according to the present invention provides a kind of device of digital wallet transaction, including:At one or more Manage device;Memory;The program being stored in the memory, when being executed by one or more of processors, the journey Sequence makes the processor execute method as described above.
Fourth aspect according to the present invention provides a kind of computer readable storage medium, the computer-readable storage Media storage has program, when said program is executed by a processor so that the processor executes method as described above.
In the scheme of the digital wallet transaction proposed in the application, security verification is carried out to digital wallet;To described Digital wallet carries out in the case that security verification passes through, according to the digital wallet address block chain querying node with The relevant Transaction Information of digital wallet;And feedback includes the query result of the Transaction Information, the complexity of query process Spend it is relatively low, it is thus possible to improve search efficiency.
Above description is only the general introduction of technical solution of the present invention, in order to better understand the technical means of the present invention, And can be implemented in accordance with the contents of the specification, and in order to allow above and other objects of the present invention, feature and advantage can It is clearer and more comprehensible, below the special specific implementation mode for lifting the present invention.
Description of the drawings
By reading the detailed description of hereafter preferred embodiment, various other advantages and benefit are common for this field Technical staff will become clear.Attached drawing only for the purpose of illustrating preferred embodiments, and is not considered as to the present invention Limitation.And throughout the drawings, the same reference numbers will be used to refer to the same parts.In the accompanying drawings:
Fig. 1 is the flow chart of the method for the digital wallet transaction proposed according to an embodiment of the invention;
Fig. 2 is the schematic diagram of the device of the digital wallet transaction proposed according to an embodiment of the invention.
Specific implementation mode
The exemplary embodiment of the disclosure is more fully described below with reference to accompanying drawings.Although showing the disclosure in attached drawing Exemplary embodiment, it being understood, however, that may be realized in various forms the disclosure without should be by embodiments set forth here It is limited.On the contrary, these embodiments are provided to facilitate a more thoroughly understanding of the present invention, and can be by the scope of the present disclosure Completely it is communicated to those skilled in the art.
It participates in shown in Fig. 1, in the embodiment of the present invention, proposes a kind of method of digital wallet transaction, including:
Step 100:Security verification is carried out to digital wallet;
Step 110:In the case where passing through to digital wallet progress security verification, according to the digital wallet Querying node and the digital wallet relevant Transaction Information of the address in block chain;And
Step 120:Feedback includes the query result of the Transaction Information.
Further, in one embodiment, the method is also wrapped before carrying out security verification to digital wallet It includes:
Receive the operational order of inquiry transaction.Wherein, described instruction may be from realizing the device of the above method, can also come From in corresponding digital wallet.
In another embodiment, the method in the address according to the digital wallet in the querying node of block chain and institute Before stating the relevant Transaction Information of digital wallet, further include:
Receive the operational order of inquiry transaction.Wherein, described instruction may be from realizing the device of the above method, can also come From in corresponding digital wallet.
Optionally, described that security verification is carried out to digital wallet, including:
The address of the digital wallet is obtained, and judges whether the address of the digital wallet belongs to associated address. When belonging to associated address, security verification passes through.
Wherein, judge whether the address of the digital wallet belongs to associated address and be mainly used for judging that described address is It is no to be applicable on the device of the application above method.For example, if the device using the above method only supports bit coin account The transaction at family, then above-mentioned judgement is actually to judge whether the address of the digital wallet is bit coin account address.And or Person, using the transaction of the device only support section bit coin account address of the above method, then above-mentioned judgement is actually and to judge Whether the address of the digital wallet is in the range of allowing the account address of transaction.
Further, further include:
After judging that the address of the digital wallet belongs to associated address, the account for receiving the digital wallet is close Code;Judge whether the account password of the digital wallet is correct.When password is correct, security verification passes through.In an embodiment In, above-mentioned account password can be obtained by the device of the application above method, for example, described device display input account password Interface, and provide physical button or virtual key (such as touching screen) come realize input.
Further, further include:
When judging that the account password of the digital wallet is correct, judge whether the identity of the digital wallet is effective.When When identity is effective, security verification passes through.
Optionally, whether the identity for judging the digital wallet is effective, including:
Initial random information is sent to the digital wallet;
The digital wallet is received using private key to the initial random encrypted encryption random information of information, and is utilized The encryption random information is decrypted in public key;
Judge whether the random information after decryption matches with the initial random address.When successful match, identity is effective, And then security verification passes through.
Wherein, the public key is obtained using the address of the digital wallet, and the public key can be stored in the block The node of chain.
Optionally, the address according to the digital wallet is related to the digital wallet in the querying node of block chain Transaction Information, including:
The Transaction Information of the digital wallet is inquired from the shared account book for the block chain being locally stored;Or to block chain In first node inquire the Transaction Information of the digital wallet, and receive the digital wallet that the first node is sent Transaction Information is stored with the shared account book of block chain in the first node.
Wherein, it if being node of block chain using device of the above method itself, can be locally stored Information is inquired;And if be not the node of block chain using the device of the above method, need it to connect one of block chain Node, and pass through the querying node Transaction Information to the block chain connected.
Optionally, the feedback includes the query result of the Transaction Information, including:
The query result is presented in the form of word and/or in the form of voice.
In one embodiment, before carrying out security verification to digital wallet, the method further includes:
Receive the operational order of withdrawal/deposit for franc.Wherein, described instruction may be from realizing the above method Device may also come from corresponding digital wallet.
In another embodiment, the method in the address according to the digital wallet in the querying node of block chain and institute Before stating the relevant Transaction Information of digital wallet, further include:
Receive the operational order of withdrawal/deposit for franc.Wherein, described instruction may be from realizing the above method Device, may also come from corresponding digital wallet.
Optionally, described that security verification is carried out to digital wallet, including:
The address of the digital wallet is obtained, and judges whether the address of the digital wallet belongs to associated address. When belonging to associated address, security verification passes through.
Wherein, judge whether the address of the digital wallet belongs to associated address and be mainly used for judging that described address is It is no to be applicable on the device of the application above method.For example, if the device using the above method only supports bit coin account The transaction at family, then above-mentioned judgement is actually to judge whether the address of the digital wallet is bit coin account address.And or Person, using the transaction of the device only support section bit coin account address of the above method, then above-mentioned judgement is actually and to judge Whether the address of the digital wallet is in the range of allowing the account address of transaction.
Further, further include:
After judging that the address of the digital wallet belongs to associated address, the account for receiving the digital wallet is close Code;Judge whether the account password of the digital wallet is correct.When password is correct, security verification passes through.In an embodiment In, above-mentioned account password can be obtained by the device of the application above method, for example, described device display input account password Interface, and provide physical button or virtual key (such as touching screen) come realize input.
Further, further include:
When judging that the account password of the digital wallet is correct, judge whether the identity of the digital wallet is effective.When When identity is effective, security verification passes through.
Optionally, whether the identity for judging the digital wallet is effective, including:
Initial random information is sent to the digital wallet;
The digital wallet is received using private key to the initial random encrypted encryption random information of information, and is utilized The encryption random information is decrypted in public key;
Judge whether the random information after decryption matches with the initial random address.When successful match, identity is effective, And then security verification passes through.
Wherein, the public key is obtained using the address of the digital wallet, and the public key can be stored in the block The node of chain.
Optionally, the address according to the digital wallet is related to the digital wallet in the querying node of block chain Transaction Information, including:
The Transaction Information of the digital wallet is inquired from the shared account book for the block chain being locally stored;Or to block chain In first node inquire the Transaction Information of the digital wallet, and receive the digital wallet that the first node is sent Transaction Information is stored with the shared account book of block chain in the first node.
Wherein, it if being node of block chain using device of the above method itself, can be locally stored Information is inquired;And if be not the node of block chain using the device of the above method, need it to connect one of block chain Node, and pass through the querying node Transaction Information to the block chain connected.
Optionally, the feedback includes the query result of the Transaction Information, including:
The query result is presented in the form of word and/or in the form of voice.
Further, the method further includes:
When receiving the withdrawal information for franc, and the withdrawal information is sent to the digital wallet;Confirm and hands over When easily successful, the corresponding franc of the withdrawal information is exported.
Further, the method further includes:
When receiving deposit information and the corresponding franc for franc, and calculate the corresponding digital cash gold of the franc The deposit information and the digital cash amount of money are simultaneously sent to the digital wallet by volume;When confirmation is merchandised successfully, institute is updated State the information in digital wallet.
Optionally, the confirmation is merchandised successfully, including:
The Transaction Information that the digital wallet is sent is received, and the Transaction Information is carried out extensively in the block chain It broadcasts;When receiving the feedback message of the successful book keeping operation of present count destination node transmission, confirms to withdraw the money and merchandise successfully.
Optionally, the Transaction Information for receiving the digital wallet and sending, including:Receive what the digital wallet was sent The Transaction Information of quick response code form;The Transaction Information is broadcasted in the block chain, including:Parse quick response code form Transaction Information, and the Transaction Information after parsing is broadcasted in the block chain.
Optionally, the Transaction Information for receiving the digital wallet and sending, including:
The Transaction Information that the digital wallet is sent is received using short-distance wireless communication technology.
In the embodiment of the present invention, optionally, short-distance wireless communication technology is NFC (Near Field Communication, near-field communication) technology, Bluetooth technology, in WIFI (WIreless-Fidelity, Wireless Fidelity) at least It is a kind of.
Optionally, short-distance wireless communication technology may be IrdA (Infrared Data Association, it is infrared Data organization), UWB (Ultra-Wideband, ultra wide band), Zigbee, RFID (Radio Frequency Identification, radio frequency identification), Ad hoc, Mesh, Thread, Z-Wave, LiFi (LightFidelity, light fidelity) In it is at least a kind of, be not specifically limited herein.
It participates in shown in Fig. 2, in the embodiment of the present invention, it is also proposed that a kind of device of digital wallet transaction, including:
Authentication unit 200, for carrying out security verification to digital wallet;
Query unit 210, for the digital wallet carry out security verification pass through in the case of, according to the number Querying node and the digital wallet relevant Transaction Information of the address of word wallet in block chain;And
Feedback unit 220, for feed back include the Transaction Information query result.
Further, further include receiving unit 230, the operational order for receiving inquiry transaction.
Further, further include receiving unit 230, the operational order for receiving inquiry transaction.
Optionally, the authentication unit 200 carries out security verification to digital wallet, including:
The address of the digital wallet is obtained, and judges whether the address of the digital wallet belongs to associated address.
Further, further include receiving unit 230, for judging that the address of the digital wallet belongs to associated Behind location, the account password of the digital wallet is received;
The authentication unit 200 is additionally operable to, and judges whether the account password of the digital wallet is correct.
Further, the authentication unit 200 is additionally operable to, and when judging that the account password of the digital wallet is correct, is sentenced Whether the identity of the disconnected digital wallet is effective.
Optionally, the authentication unit 200 judges whether the identity of the digital wallet is effective, including:
Initial random information is sent to the digital wallet;The digital wallet is received using private key to described initial random The encrypted encryption random information of information, and the encryption random information is decrypted using public key;Judge decryption after with Whether machine information matches with the initial random address.
Further, further include acquiring unit 240, for obtaining the public key using the address of the digital wallet.
Optionally, the public key is stored in the node of the block chain.
Optionally, the query unit 210 according to the digital wallet address block chain querying node with it is described The relevant Transaction Information of digital wallet, including:The digital wallet is inquired from the shared account book for the block chain being locally stored Transaction Information;Or the first node into block chain inquires the Transaction Information of the digital wallet, and receive the first segment The Transaction Information of the digital wallet sent is put, the shared account book of block chain is stored in the first node.
Optionally, the feedback of the feedback unit 220 includes the query result of the Transaction Information, including:
The query result is presented in the form of word and/or in the form of voice.
Further, described device further includes receiving unit 230, the operation for receiving withdrawal/deposit for franc Instruction.
Further, further include receiving unit 230, the operational order for receiving withdrawal/deposit for franc.
Optionally, the authentication unit 200 carries out security verification to digital wallet, including:
The address of the digital wallet is obtained, and judges whether the address of the digital wallet belongs to associated address.
Further, further include receiving unit 230, the ground for judging the digital wallet in the authentication unit 200 After location belongs to associated address, the account password of the digital wallet is received;
The authentication unit 200 is additionally operable to, and judges whether the account password of the digital wallet is correct.
Further, the authentication unit 200 is additionally operable to, and when judging that the account password of the digital wallet is correct, is sentenced Whether the identity of the disconnected digital wallet is effective.
Optionally, the authentication unit 200 judges whether the identity of the digital wallet is effective, including:
Initial random information is sent to the digital wallet;The digital wallet is received using private key to described initial random The encrypted encryption random information of information, and the encryption random information is decrypted using public key;Judge decryption after with Whether machine information matches with the initial random address.
Further, further include acquiring unit 240, for obtaining the public key using the address of the digital wallet.
Optionally, the public key is stored in the node of the block chain.
Optionally, the query unit 210 according to the digital wallet address block chain querying node with it is described The relevant Transaction Information of digital wallet, including:The digital wallet is inquired from the shared account book for the block chain being locally stored Transaction Information;Or the first node into block chain inquires the Transaction Information of the digital wallet, and receive the first segment The Transaction Information of the digital wallet sent is put, the shared account book of block chain is stored in the first node.
Optionally, the feedback of the feedback unit 220 includes the query result of the Transaction Information, including:
The query result is presented in the form of word and/or in the form of voice.
Further, described device further includes receiving unit 230, transmission unit 250 and output unit 260, wherein:
The receiving unit 230, for receiving the withdrawal information for franc;
The transmission unit 250, when for receiving the withdrawal information for franc when the receiving unit 230, and will The withdrawal information is sent to the digital wallet;
The output unit 260 exports the corresponding franc of the withdrawal information when merchandising successfully for confirming.
Further, described device further includes receiving unit 230, transmission unit 250 and updating unit 270, wherein:
The receiving unit 230, for receiving deposit information and corresponding franc for franc;
The transmission unit 250 receives deposit information and corresponding method for franc for the receiving unit 230 When coin, and calculates the corresponding digital cash amount of money of the franc and be sent to the deposit information and the digital cash amount of money The digital wallet;
The updating unit 270 updates the information in the digital wallet when merchandising successfully for confirming.
Optionally, the confirmation of the updating unit 270 is merchandised successfully, including:Receive the transaction letter that the digital wallet is sent Breath, and the Transaction Information is broadcasted in the block chain;Receive the successful book keeping operation of present count destination node transmission Feedback message when, confirm withdraw the money merchandise successfully.
Optionally, the updating unit 270 receives the Transaction Information that the digital wallet is sent, including:Receive the number The Transaction Information for the quick response code form that word wallet is sent;
The Transaction Information is broadcasted in the block chain, including:The Transaction Information of quick response code form is parsed, and Transaction Information after parsing is broadcasted in the block chain.
Optionally, the updating unit 270 receives the Transaction Information that the digital wallet is sent, including:Utilize short distance Wireless communication technique receives the Transaction Information that the digital wallet is sent.
Optionally, the short-distance wireless communication technology be NFC technique, Bluetooth technology, in Wireless Fidelity WIFI at least It is a kind of.
In Fig. 2 above-mentioned apparatus be with method hardware device in application drawing 1, can realize the details of process and operating procedure with The above method is similar, therefore does not repeat separately herein.
In the embodiment of the present invention, it is also proposed that a kind of device of digital wallet transaction, including:One or more processor; Memory;The program being stored in the memory, when being executed by one or more of processors, described program makes institute It states processor and executes method as described above.
In the embodiment of the present invention, it is also proposed that a kind of computer readable storage medium, the computer readable storage medium are deposited Program is contained, when said program is executed by a processor so that the processor executes method as described above.
Method and apparatus are not inherently related to any certain computer, virtual system or miscellaneous equipment provided herein. Various general-purpose systems can also be used together with teaching based on this.As described above, it constructs required by this kind of device Structure be obvious.In addition, the present invention is not also directed to any certain programmed language.It should be understood that can utilize various Programming language realizes the content of invention described herein, and the description done above to language-specific is to disclose this hair Bright preferred forms.
In the instructions provided here, numerous specific details are set forth.It is to be appreciated, however, that the implementation of the present invention Example can be put into practice without these specific details.In some instances, well known method, structure is not been shown in detail And technology, so as not to obscure the understanding of this description.
Similarly, it should be understood that in order to simplify the disclosure and help to understand one or more of each inventive aspect, Above in the description of exemplary embodiment of the present invention, each feature of the invention is grouped together into single implementation sometimes In example, figure or descriptions thereof.However, the method for the disclosure should be construed to reflect following intention:It is i.e. required to protect Shield the present invention claims the more features of feature than being expressly recited in each claim.More precisely, such as right As claim reflects, inventive aspect is all features less than single embodiment disclosed above.Therefore, it then follows tool Thus claims of body embodiment are expressly incorporated in the specific implementation mode, wherein each claim conduct itself The separate embodiments of the present invention.
Those skilled in the art, which are appreciated that, to carry out adaptively the module in the device in embodiment Change and they are arranged in the one or more devices different from the embodiment.It can be several modules in embodiment It is combined into a module or unit or component, and multiple submodule or subelement or sub-component can be divided into addition. Other than such feature and/or at least some of process or module exclude each other, any combinations pair may be used All features disclosed in this specification (including adjoint claim, abstract and attached drawing) and so disclosed any method Or all processes or unit of equipment are combined.Unless expressly stated otherwise, this specification (including want by adjoint right Ask, make a summary and attached drawing) disclosed in each feature can be replaced by providing identical, equivalent or similar purpose alternative features.
In addition, it will be appreciated by those of skill in the art that although some embodiments described herein include other embodiments In included certain features rather than other feature, but the combination of the feature of different embodiments means in of the invention Within the scope of and form different embodiments.For example, in detail in the claims, embodiment claimed it is one of arbitrary It mode can use in any combination.
Each device embodiment of the present invention can be with hardware realization, or to run on one or more processors Software module realize, or realized with combination thereof.It will be understood by those of skill in the art that can use in practice Microprocessor or digital signal processor (DSP) realize some or all moulds in device according to the ... of the embodiment of the present invention The some or all functions of block.The present invention is also implemented as the part or complete for executing method as described herein The program of device (for example, computer program and computer program product) in portion.It is such to realize that the program of the present invention store It on a computer-readable medium, or can be with the form of one or more signal.Such signal can be from internet It downloads and obtains on website, either provide on carrier signal or provide in any other forms.
It should be noted that the present invention will be described rather than limits the invention for above-described embodiment, and ability Field technique personnel can design alternative embodiment without departing from the scope of the appended claims.In the claims, Any reference mark between bracket should not be configured to limitations on claims.Word "comprising" does not exclude the presence of not Element or step listed in the claims.Word "a" or "an" before element does not exclude the presence of multiple such Element.The present invention can be by means of including the hardware of several different elements and being come by means of properly programmed computer real It is existing.In the unit claims listing several devices, several in these devices can be by the same hardware branch To embody.The use of word first, second, and third does not indicate that any sequence.These words can be explained and be run after fame Claim.
The invention discloses:A kind of method that A1, digital wallet are merchandised, which is characterized in that including:
Security verification is carried out to digital wallet;
In the case where passing through to digital wallet progress security verification, the address according to the digital wallet is in area The querying node of block chain and the relevant Transaction Information of the digital wallet;And
Feedback includes the query result of the Transaction Information.
A2, the method as described in A1, which is characterized in that before carrying out security verification to digital wallet, further include:
Receive the operational order of inquiry transaction.
A3, the method as described in A1, which is characterized in that looked into the node of block chain in the address according to the digital wallet It askes with before the relevant Transaction Information of the digital wallet, further includes:
Receive the operational order of inquiry transaction.
A4, the method as described in A2 or A3, which is characterized in that it is described that security verification is carried out to digital wallet, including:
The address of the digital wallet is obtained, and judges whether the address of the digital wallet belongs to associated address.
A5, the method as described in A4, which is characterized in that further include:
After judging that the address of the digital wallet belongs to associated address, the account for receiving the digital wallet is close Code;
Judge whether the account password of the digital wallet is correct.
A6, the method as described in A5, which is characterized in that further include:
When judging that the account password of the digital wallet is correct, judge whether the identity of the digital wallet is effective.
A7, the method as described in A6, which is characterized in that whether the identity for judging the digital wallet is effective, including:
Initial random information is sent to the digital wallet;
The digital wallet is received using private key to the initial random encrypted encryption random information of information, and is utilized The encryption random information is decrypted in public key;
Judge whether the random information after decryption matches with the initial random address.
A8, the method as described in A7, which is characterized in that further include:
The public key is obtained using the address of the digital wallet.
A9, the method as described in A7 or A8, which is characterized in that the public key is stored in the node of the block chain.
A10, the method as described in any one of A1-A3, which is characterized in that the address according to the digital wallet exists The querying node of block chain and the relevant Transaction Information of the digital wallet, including:
The Transaction Information of the digital wallet is inquired from the shared account book for the block chain being locally stored;Or
First node into block chain inquires the Transaction Information of the digital wallet, and receives the first node and send The digital wallet Transaction Information, the shared account book of block chain is stored in the first node.
A11, the method as described in any one of A1-A3, which is characterized in that the feedback includes looking into for the Transaction Information It askes as a result, including:
The query result is presented in the form of word and/or in the form of voice.
A12, the method as described in A1, which is characterized in that before carrying out security verification to digital wallet, the method Further include:
Receive the operational order of withdrawal/deposit for franc.
A13, the method as described in A1, which is characterized in that the address according to the digital wallet block chain node Before inquiry and the relevant Transaction Information of the digital wallet, further include:
Receive the operational order of withdrawal/deposit for franc.
A14, the method as described in A12 or A13, which is characterized in that described that security verification, packet are carried out to digital wallet It includes:
The address of the digital wallet is obtained, and judges whether the address of the digital wallet belongs to associated address.
A15, the method as described in A14, which is characterized in that further include:
After judging that the address of the digital wallet belongs to associated address, the account for receiving the digital wallet is close Code;
Judge whether the account password of the digital wallet is correct.
A16, the method as described in A15, which is characterized in that further include:
When judging that the account password of the digital wallet is correct, judge whether the identity of the digital wallet is effective.
A17, the method as described in A16, which is characterized in that whether the identity for judging the digital wallet is effective, packet It includes:
Initial random information is sent to the digital wallet;
The digital wallet is received using private key to the initial random encrypted encryption random information of information, and is utilized The encryption random information is decrypted in public key;
Judge whether the random information after decryption matches with the initial random address.
A18, the method as described in A17, which is characterized in that further include:
The public key is obtained using the address of the digital wallet.
A19, the method as described in A17 or A18, which is characterized in that the public key is stored in the node of the block chain.
A20, the method as described in A12 or A13, which is characterized in that the address according to the digital wallet is in block The querying node of chain and the relevant Transaction Information of the digital wallet, including:
The Transaction Information of the digital wallet is inquired from the shared account book for the block chain being locally stored;Or
First node into block chain inquires the Transaction Information of the digital wallet, and receives the first node and send The digital wallet Transaction Information, the shared account book of block chain is stored in the first node.
A21, the method as described in A12 or A13, which is characterized in that the feedback includes the inquiry knot of the Transaction Information Fruit, including:
The query result is presented in the form of word and/or in the form of voice.
A22, the method as described in A12 or A13, which is characterized in that the method further includes:
When receiving the withdrawal information for franc, and the withdrawal information is sent to the digital wallet;
When confirmation is merchandised successfully, the corresponding franc of the withdrawal information is exported.
A23, the method as described in A12 or A13, which is characterized in that the method further includes:
When receiving deposit information and the corresponding franc for franc, and calculate the corresponding digital cash gold of the franc The deposit information and the digital cash amount of money are simultaneously sent to the digital wallet by volume;
When confirmation is merchandised successfully, the information in the digital wallet is updated.
A24, the method as described in A22, which is characterized in that the confirmation is merchandised successfully, including:
The Transaction Information that the digital wallet is sent is received, and the Transaction Information is carried out extensively in the block chain It broadcasts;
When receiving the feedback message of the successful book keeping operation of present count destination node transmission, confirms to withdraw the money and merchandise successfully.
A25, the method as described in A24, which is characterized in that the Transaction Information for receiving the digital wallet and sending, packet It includes:
Receive the Transaction Information for the quick response code form that the digital wallet is sent;
The Transaction Information is broadcasted in the block chain, including:
The Transaction Information of quick response code form is parsed, and the Transaction Information after parsing is broadcasted in the block chain.
A26, the method as described in A24, which is characterized in that the Transaction Information for receiving the digital wallet and sending, packet It includes:
The Transaction Information that the digital wallet is sent is received using short-distance wireless communication technology.
A27, the method as described in A26, which is characterized in that the short-distance wireless communication technology is near-field communication NFC skills At least one of art, Bluetooth technology, Wireless Fidelity WIFI.
The invention also discloses:The device that B28, a kind of digital wallet are merchandised, which is characterized in that including:
Authentication unit, for carrying out security verification to digital wallet;
Query unit, for the digital wallet carry out security verification pass through in the case of, according to the number Querying node and the digital wallet relevant Transaction Information of the address of wallet in block chain;And
Feedback unit, for feed back include the Transaction Information query result.
B29, the device as described in B28, which is characterized in that further include receiving unit, the operation for receiving inquiry transaction Instruction.
B30, the device as described in B28, which is characterized in that further include receiving unit, the operation for receiving inquiry transaction Instruction.
B31, the device as described in B29 or B30, which is characterized in that the authentication unit carries out safety to digital wallet Verification, including:
The address of the digital wallet is obtained, and judges whether the address of the digital wallet belongs to associated address.
B32, the device as described in B31, which is characterized in that further include receiving unit, for judging the digital wallet Address belong to associated address after, receive the account password of the digital wallet;
The authentication unit is additionally operable to, and judges whether the account password of the digital wallet is correct.
B33, the device as described in B32, which is characterized in that the authentication unit is additionally operable to, and is judging the digital wallet Account password it is correct when, judge whether the identity of the digital wallet effective.
B34, the device as described in B33, which is characterized in that the authentication unit judge the digital wallet identity whether Effectively, including:
Initial random information is sent to the digital wallet;
The digital wallet is received using private key to the initial random encrypted encryption random information of information, and is utilized The encryption random information is decrypted in public key;
Judge whether the random information after decryption matches with the initial random address.
B35, the device as described in B34, which is characterized in that further include acquiring unit, for utilizing the digital wallet Address obtains the public key.
B36, the device as described in B34 or B35, which is characterized in that the public key is stored in the node of the block chain.
B37, the device as described in any one of B28-B30, which is characterized in that the query unit is according to the digital money The address of packet block chain querying node and the relevant Transaction Information of the digital wallet, including:
The Transaction Information of the digital wallet is inquired from the shared account book for the block chain being locally stored;Or
First node into block chain inquires the Transaction Information of the digital wallet, and receives the first node and send The digital wallet Transaction Information, the shared account book of block chain is stored in the first node.
B38, the device as described in any one of B28-B30, which is characterized in that the feedback unit feedback includes the friendship The query result of easy information, including:
The query result is presented in the form of word and/or in the form of voice.
B39, the device as described in B28, which is characterized in that described device further includes receiving unit, for receiving the method for being directed to The operational order of withdrawal/deposit of coin.
B40, the device as described in B28, which is characterized in that further include receiving unit, for receives be directed to franc withdrawal/ The operational order of deposit.
B41, the device as described in B39 or B40, which is characterized in that the authentication unit carries out safety to digital wallet Verification, including:
The address of the digital wallet is obtained, and judges whether the address of the digital wallet belongs to associated address.
B42, the device as described in B41, which is characterized in that further include receiving unit, for judging in the authentication unit After the address of the digital wallet belongs to associated address, the account password of the digital wallet is received;
The authentication unit is additionally operable to, and judges whether the account password of the digital wallet is correct.
B43, the device as described in B42, which is characterized in that the authentication unit is additionally operable to, and is judging the digital wallet Account password it is correct when, judge whether the identity of the digital wallet effective.
B44, the device as described in B43, which is characterized in that the authentication unit judge the digital wallet identity whether Effectively, including:
Initial random information is sent to the digital wallet;
The digital wallet is received using private key to the initial random encrypted encryption random information of information, and is utilized The encryption random information is decrypted in public key;
Judge whether the random information after decryption matches with the initial random address.
B45, the device as described in B44, which is characterized in that further include acquiring unit, for utilizing the digital wallet Address obtains the public key.
B46, the device as described in B44 or B45, which is characterized in that the public key is stored in the node of the block chain.
B47, the device as described in B39 or B40, which is characterized in that ground of the query unit according to the digital wallet Location block chain querying node and the relevant Transaction Information of the digital wallet, including:
The Transaction Information of the digital wallet is inquired from the shared account book for the block chain being locally stored;Or
First node into block chain inquires the Transaction Information of the digital wallet, and receives the first node and send The digital wallet Transaction Information, the shared account book of block chain is stored in the first node.
B48, the device as described in B39 or B40, which is characterized in that the feedback unit feedback includes the Transaction Information Query result, including:
The query result is presented in the form of word and/or in the form of voice.
B49, the device as described in B39 or B40, which is characterized in that described device further include receiving unit, transmission unit and Output unit, wherein:
The receiving unit, for receiving the withdrawal information for franc;
The transmission unit when for receiving the withdrawal information for franc when the receiving unit, and takes described Money information is sent to the digital wallet;
The output unit exports the corresponding franc of the withdrawal information when merchandising successfully for confirming.
B50, the device as described in B39 or B40, which is characterized in that described device further include receiving unit, transmission unit and Updating unit, wherein:
The receiving unit, for receiving deposit information and corresponding franc for franc;
The transmission unit, when receiving deposit information and the corresponding franc for franc for the receiving unit, And it calculates the corresponding digital cash amount of money of the franc and is sent to the deposit information and the digital cash amount of money described Digital wallet;
The updating unit updates the information in the digital wallet when merchandising successfully for confirming.
B51, the device as described in B49, which is characterized in that the updating unit confirmation is merchandised successfully, including:
The Transaction Information that the digital wallet is sent is received, and the Transaction Information is carried out extensively in the block chain It broadcasts;
When receiving the feedback message of the successful book keeping operation of present count destination node transmission, confirms to withdraw the money and merchandise successfully.
B52, the device as described in B51, which is characterized in that the updating unit receives the transaction that the digital wallet is sent Information, including:
Receive the Transaction Information for the quick response code form that the digital wallet is sent;
The Transaction Information is broadcasted in the block chain, including:
The Transaction Information of quick response code form is parsed, and the Transaction Information after parsing is broadcasted in the block chain.
B53, the device as described in B51, which is characterized in that the updating unit receives the transaction that the digital wallet is sent Information, including:
The Transaction Information that the digital wallet is sent is received using short-distance wireless communication technology.
B54, the device as described in B53, which is characterized in that the short-distance wireless communication technology is near-field communication NFC skills At least one of art, Bluetooth technology, Wireless Fidelity WIFI.
The invention also discloses:The device that C55, a kind of digital wallet are merchandised, which is characterized in that including:
One or more processor;
Memory;
The program being stored in the memory, when being executed by one or more of processors, described program makes The processor executes the method as described in any one of A1-A27.
The invention also discloses:D56, a kind of computer readable storage medium, which is characterized in that described computer-readable to deposit Storage media has program stored therein, when said program is executed by a processor so that the processor is executed as any one in A1-A27 Method described in.

Claims (10)

1. a kind of method of digital wallet transaction, which is characterized in that including:
Security verification is carried out to digital wallet;
In the case where passing through to digital wallet progress security verification, the address according to the digital wallet is in block chain Querying node and the relevant Transaction Information of the digital wallet;And
Feedback includes the query result of the Transaction Information.
2. the method as described in claim 1, which is characterized in that before carrying out security verification to digital wallet, further include:
Receive the operational order of inquiry transaction.
3. the method as described in claim 1, which is characterized in that the address according to the digital wallet block chain node Before inquiry and the relevant Transaction Information of the digital wallet, further include:
Receive the operational order of inquiry transaction.
4. method as claimed in claim 2 or claim 3, which is characterized in that it is described that security verification is carried out to digital wallet, including:
The address of the digital wallet is obtained, and judges whether the address of the digital wallet belongs to associated address.
5. method as claimed in claim 4, which is characterized in that further include:
After judging that the address of the digital wallet belongs to associated address, the account password of the digital wallet is received;
Judge whether the account password of the digital wallet is correct.
6. method as claimed in claim 5, which is characterized in that further include:
When judging that the account password of the digital wallet is correct, judge whether the identity of the digital wallet is effective.
7. method as claimed in claim 6, which is characterized in that whether the identity for judging the digital wallet is effective, packet It includes:
Initial random information is sent to the digital wallet;
The digital wallet is received using private key to the initial random encrypted encryption random information of information, and utilizes public key The encryption random information is decrypted;
Judge whether the random information after decryption matches with the initial random address.
8. a kind of device of digital wallet transaction, which is characterized in that including:
Authentication unit, for carrying out security verification to digital wallet;
Query unit, for the digital wallet carry out security verification pass through in the case of, according to the digital wallet Address block chain querying node and the relevant Transaction Information of the digital wallet;And
Feedback unit, for feed back include the Transaction Information query result.
9. a kind of device of digital wallet transaction, which is characterized in that including:
One or more processor;
Memory;
The program being stored in the memory, when being executed by one or more of processors, described program makes described Processor executes the method as described in any one of claim 1-7.
10. a kind of computer readable storage medium, which is characterized in that the computer-readable recording medium storage has program, when When described program is executed by processor so that the processor executes the method as described in any one of claim 1-7.
CN201810405038.5A 2018-04-28 2018-04-28 A kind of method and device of digital wallet transaction Pending CN108596609A (en)

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109472567A (en) * 2018-10-18 2019-03-15 上海达家迎信息科技有限公司 Digital cash processing method, device, computer equipment and storage medium
CN109614405A (en) * 2018-11-30 2019-04-12 无锡井通网络科技有限公司 Network live system for block chain
CN110489413A (en) * 2019-07-15 2019-11-22 杭州复杂美科技有限公司 A kind of storage of transaction record, querying method and system, equipment and storage medium
CN111835795A (en) * 2019-04-14 2020-10-27 苏红 Block chain and non-block chain system state synchronization method

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109472567A (en) * 2018-10-18 2019-03-15 上海达家迎信息科技有限公司 Digital cash processing method, device, computer equipment and storage medium
CN109614405A (en) * 2018-11-30 2019-04-12 无锡井通网络科技有限公司 Network live system for block chain
CN111835795A (en) * 2019-04-14 2020-10-27 苏红 Block chain and non-block chain system state synchronization method
CN110489413A (en) * 2019-07-15 2019-11-22 杭州复杂美科技有限公司 A kind of storage of transaction record, querying method and system, equipment and storage medium

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Application publication date: 20180928