CN108596579A - a kind of virtual resource transfer method, device, terminal and storage medium - Google Patents

a kind of virtual resource transfer method, device, terminal and storage medium Download PDF

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Publication number
CN108596579A
CN108596579A CN201810259940.0A CN201810259940A CN108596579A CN 108596579 A CN108596579 A CN 108596579A CN 201810259940 A CN201810259940 A CN 201810259940A CN 108596579 A CN108596579 A CN 108596579A
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resource
virtual resource
intermediate interface
virtual
code
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CN108596579B (en
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郭超
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Tencent Technology Shenzhen Co Ltd
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Tencent Technology Shenzhen Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Information Transfer Between Computers (AREA)

Abstract

The embodiment of the invention discloses a kind of virtual resource transfer method, device, terminal and storage mediums；The embodiment of the present invention, which uses, is identified the resource reception code that virtual resource recipient provides, and obtains virtual resource recipient's information；When judging that meeting intermediate interface redirects condition, redirects display resource and provide intermediate interface, it includes that the corresponding dynamic resource of virtual resource recipient mark receives code which, which provides intermediate interface,；Based on the identification operation for providing intermediate interface for resource detected, dynamic resource reception code current in intermediate interface is provided to resource to be identified, virtual resource transinformation is obtained, which includes virtual resource recipient mark and resource transfers quantity；It identifies to identify to virtual resource recipient from virtual resource issuer according to the triggering of virtual resource transinformation and carries out resource transfers.The program can promote the safety of virtual resource transfer.

Description

A kind of virtual resource transfer method, device, terminal and storage medium
Technical field
The present invention relates to Internet technical fields, and in particular to a kind of virtual resource transfer method, device, terminal and storage Medium.
Background technology
With the development of Internet technology, there is the transfer of more and more virtual resources on the internet, virtual resource by One virtual resource account is transferred to another virtual resource account, such as transfers accounts, gives bonus.
The virtual resource branch mode for carrying out virtual resource transfer at present is relatively more.Common transfer method includes being based on item The virtual resource branch mode of code.Virtual resource branch mode based on bar code is using bar code as information carrier, by mobile whole End directly or indirectly obtains virtual resource from bar code and shifts element, and shifts channel using existing virtual resource and complete resource transfers A kind of mode.For example, beneficiary provides a gathering code, paying party uses account of the mobile scanning terminal gathering code to beneficiary It number transfers accounts.
However, the bar code used in the virtual resource branch mode based on bar code is quiet code, due to quiet code itself Characteristic can lead to virtual resource transfer, and there are security risks.For example, gathering code by other people collect money code replace, cause beneficiary fund Loss etc..
Invention content
A kind of virtual resource transfer method of offer of the embodiment of the present invention, device, terminal and storage medium can improve virtual The safety of resource transfers.
The embodiment of the present invention provides a kind of virtual resource transfer method, including：
Code is received to the resource that virtual resource recipient provides to be identified, and obtains virtual resource recipient's information, it is described Virtual resource recipient's information includes virtual resource recipient mark and resource transfers quantity；
When judging that meeting intermediate interface redirects condition, redirects display resource and provide intermediate interface, during the resource is provided Boundary face includes that virtual resource recipient identifies corresponding dynamic resource reception code；
Based on the identification operation for providing intermediate interface for the resource detected, intermediate interface is provided to the resource In current dynamic resource receive code and be identified, obtain the virtual resource transinformation, the virtual resource transinformation Including virtual resource recipient mark and the resource transfers quantity；
It is identified to virtual resource recipient and is identified from virtual resource issuer according to virtual resource transinformation triggering Carry out resource transfers.
Correspondingly, the embodiment of the present invention also provides a kind of virtual resource transfer device, including：
First recognition unit, the resource for providing virtual resource recipient receive code and are identified, virtually provided Source recipient's information, the virtual resource recipient information include virtual resource recipient mark and resource transfers quantity；
Display unit is redirected, for when judging that meeting intermediate interface redirects condition, redirecting boundary during display resource is provided Face, it includes that virtual resource recipient identifies corresponding dynamic resource reception code that the resource, which provides intermediate interface,；
Second recognition unit, for being operated based on the identification for providing intermediate interface for the resource detected, to institute It states dynamic resource reception code current in resource granting intermediate interface to be identified, obtains the virtual resource transinformation, institute It includes the virtual resource recipient mark and the resource transfers quantity to state virtual resource transinformation；
Resource transfers trigger element, for being identified from virtual resource issuer according to virtual resource transinformation triggering It is identified to virtual resource recipient and carries out resource transfers.
Correspondingly, the embodiment of the present invention also provides a kind of storage medium, the storage medium is stored with instruction, described instruction The step of method of any offer of the embodiment of the present invention is provided when being executed by processor.
Correspondingly, the embodiment of the present invention additionally provides a kind of terminal, including memory and processor, the memory storage There are instruction, the processor to load described instruction to execute the method and step of any offer of the embodiment of the present invention.
The embodiment of the present invention, which uses, is identified the resource reception code that virtual resource recipient provides, and obtains virtual resource Recipient's information, virtual resource recipient's information include virtual resource recipient mark and resource transfers quantity；It is full when judging When sufficient intermediate interface redirects condition, redirects display resource and provide intermediate interface, it includes virtual resource which, which provides intermediate interface, Recipient identifies corresponding dynamic resource and receives code；It is right based on the identification operation for providing intermediate interface for resource detected Resource is provided dynamic resource reception code current in intermediate interface and is identified, and obtains virtual resource transinformation, the virtual money Source transinformation includes virtual resource recipient mark and resource transfers quantity；It is triggered from virtual according to virtual resource transinformation Resource issuer, which identifies to identify to virtual resource recipient, carries out resource transfers.Static resource can be received code conversion by the program Code is received at dynamic resource, and code is received based on dynamic resource and realizes virtual resource transfer, improves the peace of virtual resource transfer Quan Xing.
Description of the drawings
To describe the technical solutions in the embodiments of the present invention more clearly, make required in being described below to embodiment Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for For those skilled in the art, without creative efforts, it can also be obtained according to these attached drawings other attached Figure.
Fig. 1 a are the schematic diagram of a scenario of virtual resource transfer system provided in an embodiment of the present invention；
Fig. 1 b are another schematic diagram of a scenario of virtual resource transfer system provided in an embodiment of the present invention；
Fig. 1 c are another schematic diagram of a scenario of virtual resource transfer system provided in an embodiment of the present invention；
Fig. 2 is the flow diagram of virtual resource transfer method provided in an embodiment of the present invention；
Fig. 3 a are a kind of quiet code display schematic diagrams provided in an embodiment of the present invention；
Fig. 3 b are that a kind of gathering code provided in an embodiment of the present invention generates schematic diagram；
Fig. 3 c are another quiet code display schematic diagrams provided in an embodiment of the present invention；
Fig. 3 d are barcode scanning triggering schematic diagrames provided in an embodiment of the present invention；
Fig. 3 e are another barcode scanning triggering schematic diagrames provided in an embodiment of the present invention；
Fig. 4 a are the first schematic diagrames of barcode scanning payment provided in an embodiment of the present invention；
Fig. 4 b are second of schematic diagrames of barcode scanning payment provided in an embodiment of the present invention；
Fig. 4 c are the third schematic diagrames of barcode scanning payment provided in an embodiment of the present invention；
Fig. 5 a are another flow diagrams of virtual resource transfer method provided in an embodiment of the present invention；
Fig. 5 b are the 4th kind of schematic diagrames of barcode scanning payment provided in an embodiment of the present invention；
Fig. 5 c are the 5th kind of schematic diagrames of barcode scanning payment provided in an embodiment of the present invention；
Fig. 5 d are the 6th kind of schematic diagrames of barcode scanning payment provided in an embodiment of the present invention；
Fig. 5 e are the 7th kind of schematic diagrames of barcode scanning payment provided in an embodiment of the present invention；
Fig. 5 f are the 8th kind of schematic diagrames of barcode scanning payment provided in an embodiment of the present invention；
Fig. 5 g are the 9th kind of schematic diagrames of barcode scanning payment provided in an embodiment of the present invention；
Fig. 6 a are the first structural schematic diagrams of virtual resource transfer device provided in an embodiment of the present invention；
Fig. 6 b are second of structural schematic diagrams of virtual resource transfer device provided in an embodiment of the present invention；
Fig. 6 c are the third structural schematic diagrams of virtual resource transfer device provided in an embodiment of the present invention；
Fig. 6 d are the 4th kind of structural schematic diagrams of virtual resource transfer device provided in an embodiment of the present invention；
Fig. 7 is the structural schematic diagram of terminal provided in an embodiment of the present invention.
Specific implementation mode
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation describes, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, the every other implementation that those skilled in the art are obtained without creative efforts Example, shall fall within the protection scope of the present invention.
An embodiment of the present invention provides a kind of virtual resource transfer method, device, terminal and storage mediums.
An embodiment of the present invention provides a kind of virtual resource transfer system, which may include that the embodiment of the present invention is carried Any virtual resource transfer device supplied.The virtual resource transfer device can integrate in the terminal, which can be hand Machine, tablet computer, wearable device etc..
In addition, virtual resource transfer system can also include other equipment, for example, the equipment such as server.
For example, with reference to Fig. 1 a, a kind of virtual resource transfer system is provided, which includes：As (in actual conditions, virtual resource issuer can also be used as virtual resource reception to the terminal 10 of virtual resource issuer simultaneously Just), as the terminal 20 of virtual resource recipient, (in actual conditions, virtual resource recipient can also be used as virtual money simultaneously Source issuer), virtual resource server 30.Pass through network connection between terminal 10, terminal 20 and virtual resource server 30.Its In, network includes router, gateway etc. network entity, in figure and to illustrate.
In some embodiments, with reference to figure 1b, the function of virtual resource server 30 can be integrated in social interaction server device 80 In.
Wherein, in the scene for needing to carry out virtual resource transfer, terminal 20 can show that static resource receives code；Terminal 10 static resources that can be shown to terminal 20 receive code and are identified, and obtain virtual resource recipient's information, the virtual resource Recipient's information includes virtual resource recipient mark and resource transfers quantity；When judging that meeting intermediate interface redirects condition, It redirects display resource and provides intermediate interface, it includes that virtual resource recipient identifies corresponding dynamic money which, which provides intermediate interface, Source receives code；Based on the identification operation for providing intermediate interface for resource detected, resource is provided current in intermediate interface Dynamic resource receive code be identified, obtain virtual resource transinformation, which includes virtual resource Recipient identifies and resource transfers quantity；It is identified from virtual resource issuer to virtual money according to the triggering of virtual resource transinformation Source recipient, which identifies, carries out resource transfers.
Specifically, terminal 10 can be realized by virtual resource server 30 identifies from virtual resource issuer to virtual money Source recipient, which identifies, carries out resource transfers.For example, terminal 10 is sent to virtual resource server 30 carries virtual resource transfer letter The resource transfers of breath are asked, virtual resource server 30 can be asked according to the resource transfers from virtual resource issuer identify to Virtual resource recipient, which identifies, carries out resource transfers.
In addition, in one embodiment, when virtual resource 30 successful transferring resource of server, can be received to virtual resource Side identifies corresponding terminal, for example terminal 20 sends resource transfers success notification information.
In another example referring to Fig. 1 c, another virtual resource transfer system is provided, which includes： As the terminal 10 of virtual resource issuer, (in actual conditions, virtual resource issuer can also be used as virtual resource simultaneously and connect Debit), virtual resource server 30.Pass through network connection between terminal 10 and virtual resource server 30.Wherein, it is wrapped in network Router, gateway etc. network entity are included, in figure and to illustrate.
In the scene for needing to carry out virtual resource transfer, virtual resource recipient can be used for receiving the quiet of virtual resource State resource receives code and is printed as unclassified stores form, for example, the forms such as paster, billboard can be printed as.Virtual resource granting The terminal 10 of side can receive code to the static resource of unclassified stores form and be identified, and obtain virtual resource recipient's information, Virtual resource recipient's information includes virtual resource recipient mark and resource transfers quantity；It is jumped when judgement meets intermediate interface When turning condition, redirects display resource and provide intermediate interface, it includes virtual resource recipient mark pair which, which provides intermediate interface, The dynamic resource answered receives code；Based on the identification operation for providing intermediate interface for resource detected, resource is provided intermediate Current dynamic resource receives code and is identified in interface, obtains virtual resource transinformation, the virtual resource transinformation packet Include virtual resource recipient mark and resource transfers quantity；It is triggered from virtual resource issuer mark according to virtual resource transinformation Know to identify to virtual resource recipient and carries out resource transfers.
Above-mentioned Fig. 1 a, Fig. 1 b and Fig. 1 c examples are only to realize several system architecture examples of the embodiment of the present invention, this hair Bright embodiment is not limited to system structure shown in above-mentioned Fig. 1 a, Fig. 1 b and Fig. 1 c, is based on the system architecture, proposes the present invention Each embodiment.
The present embodiment will be described from the angle of virtual resource transfer device, which specifically can be with It is integrated in terminal.
As shown in Fig. 2, providing a kind of virtual resource transfer method, this method can be executed by the processor of terminal, tool Body flow can be as follows：
201, it receives code to the resource that virtual resource recipient provides to be identified, obtains virtual resource recipient's information, Virtual resource recipient's information includes virtual resource recipient mark and resource transfers quantity.
Wherein, it can be the graphic code for receiving virtual resource that resource, which receives code, for example, may include that static resource connects It receives code or dynamic resource receives code.
Wherein, it can be the quiet code for receiving virtual resource that static resource, which receives code,.Wherein, quiet code can have Longer aging, the graphic code that can be repeatedly used (such as Quick Response Code, bar code).For example, can be with static two dimensional code, static bar code Deng.
For paying or transfer accounts, which receives that code can be static gathering code or static state is transferred accounts code.
Wherein, it can be the dynamic code for receiving virtual resource that dynamic resource, which receives code,.Wherein, dynamic code can have It is imitated when shorter, at regular intervals newer graphic code (such as Quick Response Code, bar code).For example, can be with dynamic two-dimension code, static item Code etc..
For paying or transfer accounts, which, which receives code, can be dynamic gathering code or code of dynamically transferring accounts.
Wherein, resource transfers quantity can need the quantity of the virtual resource shifted, for example, for paying or transfer accounts, The resource transfers quantity is payment amount, transfer amounts, collection amount etc..
Wherein, it may include a variety of that the static resource that virtual resource recipient provides, which receives the mode of code, for example, real one It applies in example, with reference to figure 3a, virtual resource recipient can (terminal can be virtual resource recipient user oneself by terminal Terminal, or the terminal of other users) display static resource receive code, to provide static resource receive code.
Wherein, static resource receive code can be virtual resource recipient terminal oneself generate, for example, with payment or For transferring accounts, terminal can be generated based on the operation of user and show corresponding static gathering code.With reference to figure 3b, user can be When clicking sub-menus button "+" in the instant messaging interface that terminal is shown, terminal can be shown in instant communication interface Grade menu, the sub-menus include that bank settlement code generates display entrance " bank settlement "；The gathering code generates display when the user clicks When entrance " bank settlement ", terminal enters bank settlement code and generates interface, and terminal will when " Quick Response Code gathering " button when the user clicks Generate the corresponding static gathering Quick Response Code of display.In addition, collection amount can also be arranged in user, for example, user passes through " setting gold Collection amount, such as 600 yuan is arranged in volume " button, after setting, will generate the static gathering two dimension that display carries collection amount Code.
In one embodiment, static resource can be received code and be printed as the presentation of unclassified stores form by virtual resource recipient Out, for example, being printed as the forms such as paster, billboard.For example, with reference to figure 3c, static resource can be received to Quick Response Code printing It is presented at paster form.
In the embodiment of the present invention, code can be received to the static resource that virtual resource recipient provides by camera and carried out Identification.For example, step " receiving code to the static resource that virtual resource recipient provides to be identified ", may include：
When receiving barcode scanning identification instruction, instruction calls camera collection image can be identified according to barcode scanning；Work as acquisition When the image arrived includes that static resource receives code, code is received to identification to static resource.
For example, with reference to figure 3d and Fig. 3 e, user can click sub-menus in the instant messaging interface that terminal is shown and press When button "+", terminal can show that a sub-menus, sub-menus include barcode scanning entrance " sweep and sweep " in instant communication interface；Or Person, user can also click barcode scanning entrance " sweep and sweep " in instant communication function interface.Refer at this point, triggering generates barcode scanning identification It enables, terminal identifies instruction calls camera collection image also according to barcode scanning, to carry out the progress such as graphic code such as Quick Response Code, bar code Scanning recognition, and show scanning window, wherein scanning window includes the image of camera acquisition.Detecting scanning window When there is graphic code, identifies the graphic code, extract corresponding virtual resource recipient information such as beneficiary information of the graphic code etc..
In the embodiment of the present invention, code identification can be received to static resource, obtains virtual resource recipient's information, wherein Virtual resource recipient's information may include virtual resource recipient mark, in addition, it can include virtual resource recipient User information (such as nickname information, head image information, virtual resource recipient type), encryption information, virtual resource transfer are related Information (such as order information of virtual resource transfer) etc..Virtual resource recipient's type includes personal, businessman etc..
Wherein, virtual resource recipient mark can be the identity of virtual resource recipient user, for example, with payment For, virtual resource recipient mark may include payment accounts (such as Bank Account Number, third party of virtual resource recipient user The payment accounts of payment platform) etc..
For another example, in the case where social and virtual resource forwarding function integrates, virtual resource recipient mark May include identity of the user in social networks, for example, instant messaging mark etc..
202, it when judging that meeting intermediate interface redirects condition, redirects display resource and provides intermediate interface, the resource hair It includes that virtual resource recipient identifies corresponding dynamic resource reception code to put intermediate interface.
For example, when being identified successfully to resource reception code, judge whether that meeting intermediate interface redirects condition, if so, jumping Turn display resource and provides intermediate interface.
For example, for paying or transfer accounts, judge when being identified successfully to static state gathering two-dimensional code scanning with reference to figure 4a Whether meet intermediate interface and redirect condition, if satisfied, then redirecting the i.e. resource in the intermediate payment interface of display provides intermediate interface, in this Between payment interface include dynamic gathering Quick Response Code etc..
Wherein, it can be the dynamic code for receiving virtual resource that dynamic resource, which receives code,.Wherein, dynamic code can have It is imitated when shorter, at regular intervals newer graphic code (such as Quick Response Code, bar code).For example, can be with dynamic two-dimension code, static item Code etc..
For paying or transfer accounts, which, which receives code, can be dynamic gathering code or code of dynamically transferring accounts.
Wherein, it is to be connect for virtual resource recipient mark that virtual resource recipient, which identifies corresponding dynamic resource and receives code, Receive the dynamic code of virtual resource.It can be carried：Virtual resource recipient identification information, encryption information, virtual resource transfer Necessary relevant information (such as order information of virtual resource transfer) etc..
Due to the renewing speciality of dynamic code, present invention method can also include periodically intermediate to resource granting Dynamic resource in interface receives code and is updated.Specifically renewal process includes：
When detecting that dynamic resource receives the update cycle arrival of code, virtual resource recipient mark is obtained from server Corresponding new dynamic resource receives code；
The dynamic resource in code more new resources granting intermediate interface, which is received, according to new dynamic resource receives code.
Wherein, the update cycle of dynamic resource reception code can set according to actual demand, for example, 30 seconds, 1 minute etc. Deng.
In one embodiment, can also be that dynamic resource receives code a term of validity is arranged, when reaching term of validity pair Dynamic resource receives code and carries out crash handling.Wherein, term of validity can set according to actual demand, for example, 10 minutes, 5 points Clock etc..
In order to promote the safety of virtual resource transfer, intermediate interface can also be provided in resource and increase display virtual resource Recipient identifies corresponding safety verification information.For example, in one embodiment, can also include：
It obtains virtual resource recipient and identifies corresponding safety verification information, safety verification information includes real name information, fortune Seek at least one of information；
Safety verification information is shown in resource provides intermediate interface.
Wherein, safety verification information may include：The pet name, head portrait, real name information, operation information etc..Wherein, when virtual When resource recipient is businessman, operation information may include：Merchant name, shop title, business scope, agency qualification information etc. Deng.
In addition, it can also include resource transfers quantity, resource transfers policy information, safety instruction that resource, which provides intermediate interface, Information etc..
In one embodiment, virtual resource recipient identifies corresponding head portrait and provides the position shown in intermediate interface in resource Setting can set according to actual demand, for example, display etc. on code can be received in dynamic resource.
For example, with reference to figure 4a, when terminal-pair static state gathering two-dimensional code scanning identifies successfully, judge whether to meet intermediate Interface redirects condition, if meeting, can redirect the i.e. resource in the intermediate payment interface of display and provide intermediate interface.Pay the bill boundary for the centre Face includes the real name information of dynamic gathering Quick Response Code, beneficiary head portrait (being located at dynamic gathering Quick Response Code centre position), beneficiary With the pet name lower section of Quick Response Code (be located at), Payment Amount (top for being located at Quick Response Code) etc..Each information is in centre in practical application The display location at payment interface can be set according to actual demand, be not limited to the display location of introduction of the embodiment of the present invention.
In one embodiment, resource granting intermediate interface further includes：Graphic code identifies interface；User can pass through the figure Code identification interface triggering dynamic code identification.The graphic code identify interface performance can there are many, for example, button, icon, input The forms such as frame.
For example, with reference to figure 4a, centre payment interface further includes that graphic code identification interface " identifies and pay " button, when with When " identify and pay " button is clicked at family, the just identification of triggering dynamic gathering Quick Response Code.
In one embodiment, resource, which provides intermediate interface, to include：Graphic code region；Dynamic resource receive code bit in In graphic code region.When user carries out corresponding operation such as clicking operation to graphic code region, dynamic code identification is just triggered.
For example, with reference to figure 4a, when then user such as 600 yuan, can click in Payment Amount input frame input Payment Amount " payment " button when terminal detects the clicking operation of " payment " button, can redirect the i.e. resource in the intermediate payment interface of display and send out Put intermediate interface.Centre payment interface includes graphic code region 21, and dynamic gathering Quick Response Code 22 is located in graphic code region 21.
In one embodiment, in order to promote the safety of resource transfers, one can be arranged and redirected in display resource granting Between the intermediate interface at interface redirect condition, when receiving code to resource and identify successfully, it can be determined that whether meet intermediate interface and jump Turn condition, if satisfied, then redirecting display resource provides intermediate interface.
In one embodiment, it is that the speed and efficiency for promoting resource transfers can when being unsatisfactory for intermediate interface and redirecting condition It is identified with directly triggering to identify to virtual resource recipient from virtual resource issuer according to the virtual resource recipient information Carry out resource transfers.Alternatively, can show that resource transfers confirm interface；Based on the money detected for resource transfers confirmation interface Confirmation operation is shifted in source, and triggering, which identifies to identify to virtual resource recipient from virtual resource issuer, carries out resource transfers.
Wherein, resource transfers confirm that interface includes：Resource transfers confirm interface, at this point it is possible to based on detecting for money Source transfer confirms that the resource transfers confirmation operation of interface, triggering are identified to virtual resource recipient from virtual resource issuer and identified Carry out resource transfers.
The resource transfers confirm interface the form of expression can there are many, for example, the forms such as icon, button, input frame.
In addition, in order to further enhance the safety of resource transfers, interface display safety can also be confirmed in resource transfers Confirmation message, wherein the safety verification information may include：It is (such as close that virtual resource connects the corresponding user information of recipient's mark Claim), real name information, resource transfers quantity, the mark binding of virtual resource issuer other resource identification informations (such as silver of binding Row account information) etc. at least one of information.For example, can be with the payment affirmation interface in reference chart 4b.
Wherein, intermediate interface redirects condition and can be set according to actual demand, for example, can be based on the safety of resource transfers Property set, for example when resource transfers there are when security risk, can redirect display resource provide intermediate interface to carry out after Continuous safe transfer resource flow.
Several intermediate interfaces are described in detail below and redirect condition：
(1), resource transfers quantity；
Wherein, intermediate interface redirects condition and may include：Current resource shifts quantity and is more than static resource reception code correspondence Maximum resource shift quantity；At this point, step " when judging that meeting intermediate interface redirects condition, redirects in display resource granting Between interface, ", may include：
Judge whether Current resource transfer quantity is more than the static resource and receives the corresponding maximum resource transfer quantity of code；
If so, judgement meets intermediate interface and redirects condition, and redirects display resource and provide intermediate interface.
Wherein, Current resource transfer quantity can be the resource quantity for currently needing to shift, for paying or transfer accounts, Current resource transfer quantity is the amount of money for needing to pay or transfer accounts.Static resource receives the corresponding maximum resource of code and shifts quantity The maximum dollar amount for paying or transferring accounts for quiet code.
It can be obtained by identifying that resource receives code when needing the resource transfers quantity shifted.
For paying or transfer accounts, it can obtain then whether the current amount of money that needs to pay or transfer accounts judges the amount of money More than the top limit of quiet code payment, if more than illustrating to be currently based on quiet code payment amount in excess of the quota, may exist Security risk is transferred accounts or payment flow at this point it is possible to redirect display resource and provide intermediate interface and carry out subsequent safety.
It obtains such as 600 yuan of collection amount when being identified successfully to static state gathering two-dimensional code scanning with reference to figure 4a and Fig. 4 b and sentences Whether disconnected collection amount is more than the maximum dollar amount of quiet code payment, if more than display payment intermediate interface is then redirected.
(2), reference；
Wherein, intermediate interface redirects condition and may include：Virtual resource recipient identifies corresponding reference information and is unsatisfactory for Default credit term.At this point, step " when judging that meeting intermediate interface redirects condition, redirects boundary during display resource is provided Face " may include：
It obtains the virtual resource recipient and identifies corresponding reference information；
When the reference information is unsatisfactory for default credit term, judgement meets intermediate interface and redirects condition, and redirects aobvious Show that resource provides intermediate interface.
Wherein, reference is exactly specialized, the independent third-party institution is that personal or enterprise builds one's credit archives, adopts in accordance with the law Collection, objective record its credit information.Therefore, reference information may include the credit information of user (personal or enterprise).Reference can To be divided by service object：Credit reference, business reference employ reference and other references.
In the embodiment of the present invention, the reference server that can be provided from credit information service obtains virtual resource recipient mark pair The reference information answered.For example, terminal, which can obtain virtual resource recipient, identifies corresponding virtual resource recipient real name information, It is gone on an expedition according to real name information and obtains corresponding reference information in telecommunications services device.
Wherein, default credit term can be set according to actual demand, for example, when reference information includes credit score, Default credit term can be more than preset fraction with credit score.
For paying or transfer accounts, the corresponding reference information of beneficiary mark can be obtained and then judge the reference information Whether satisfaction presets credit term, if it is not, illustrate that the gathering credit is not good, there may be security risk, at this point, meeting Intermediate interface redirects condition, can redirect display resource and provides intermediate interface and carry out subsequent safety and transfer accounts or payment flow.
With reference to figure 4a and Fig. 4 b, when being identified successfully to static state gathering two-dimensional code scanning, terminal can obtain beneficiary Reference information redirects display payment intermediate interface when judging that reference information is unsatisfactory for default credit term.
(3), fraud；
Wherein, intermediate interface redirects condition and may include：It is full that virtual resource recipient identifies corresponding fraud information The default fraud condition of foot.At this point, step " when judging that meeting intermediate interface redirects condition, redirects boundary during display resource is provided Face " may include：
It obtains the virtual resource recipient and identifies corresponding fraud information；
When the fraud information, which meets, presets fraud condition, judgement meets intermediate interface and redirects condition, and redirects Show that resource provides intermediate interface.
Fraud is operator in providing commodity, service, takes the deception of false or other improper means, misleads Other people, the behavior for making legitimate rights or interests of others be damaged.For example, false or other improper means is taken to take advantage of in a network It deceives, mislead the behavior that other people transfer accounts or pay.
In the embodiment of the present invention, virtual money can be obtained from the server of social interaction server device or other fraud recording mechanisms Source recipient identifies corresponding fraud information.
For example, in instant messaging, social interaction server device will record report information (report number, the report of user identifier Content etc.), then, determine that the user identifier whether there is fraud according to report information, if in the presence of the user identifier is recorded Corresponding fraud information.When carrying out resource transfers, it is (virtual that terminal can obtain the user identifier from social interaction server device Resource recipient identifies) corresponding fraud information.
In another example in practical applications, government organs or the third-party institution can be with initiative recognitions, or according to report It determines operator or personal with the presence or absence of fraud, and is recorded in corresponding mechanism server, when carrying out resource transfers, eventually End can obtain the fraud information of the user (virtual resource recipient) from authority server.
For paying or transfer accounts, the corresponding fraud information of beneficiary mark can be obtained and then judge the fraud Whether behavioural information meets default fraud condition, if so, illustrating the beneficiary, there are frauds, accordingly, it is possible to can have peace Full hidden danger can redirect display resource and provide the subsequent safety turn of intermediate interface progress at this point, meeting intermediate interface redirects condition Account or payment flow.
With reference to figure 4a and Fig. 4 b, when being identified successfully to static state gathering two-dimensional code scanning, terminal can obtain beneficiary Fraud information redirects display payment intermediate interface when judging that fraud information meets default fraud condition.
(4), the resource transfers total amount of code is received based on resource；
Wherein, intermediate interface redirects condition and may include：Virtual resource recipient mark is based on money in historical time section The resource transfers total amount that source receives code transferring resource is more than predetermined threshold value.At this point, step " redirects item when judgement meets intermediate interface When part, redirect display resource and provide intermediate interface ", may include：
Obtain the resource that the virtual resource issuer mark in historical time section receives code transferring resource based on resource Shift total amount；
When the resource transfers total amount is more than predetermined threshold value, judgement meets intermediate interface and redirects condition, and redirects display Resource provides intermediate interface.
For example, for paying or transfer accounts, resource transfers total amount can be logical in historical time section virtual resource issuer The total amount crossed gathering code (such as Quick Response Code or bar code) payment or transferred accounts.
Wherein, resource transfers total amount can in historical time section virtual resource issuer mark based on resource receive code The resource transfers amount of transferring resource sums to obtain；For example, can be to passing through code of collecting money in historical time section virtual resource issuer (such as Quick Response Code or bar code) payment amount is summed, and total amount is got paid.
Wherein, it may include that static resource receives code or dynamic resource reception code that resource, which receives code,.
Wherein, historical time section can be set according to actual demand, for example, before one month, a week before. Historical time section can be (t1, t2), and t1 is historical time, and t2 is current time, and in one embodiment, historical time section may be used also Think infinitely great in the past to the time gap between current time, such as (∞, t2) namely t1=∞.
Wherein, predetermined threshold value can also be set according to actual demand, can be 1000 yuan, 2000 for example, by taking payment as an example Member etc..For paying or transfer accounts, payment total amount of the paying party mark based on gathering code payment can be obtained；Then, sentence Whether the payment total amount of breaking is more than predetermined threshold value, if so, explanation is excessive by the payment total amount for the code means of payment of collecting money, because This, may have security risk, transfer accounts or prop up at this point it is possible to redirect display resource and provide the subsequent safety of intermediate interface progress Pay flow.
With reference to figure 4a and Fig. 4 b, when being identified successfully to static state gathering two-dimensional code scanning, terminal can obtain paying party and exist The payment total amount that historical time section is paid by code of collecting money, such as 15000 are preset when judging that payment total amount such as 15000 is more than When threshold value such as 10000, display payment intermediate interface is redirected.
(5), the resource transfers total amount of code is received based on same asset；
Wherein, intermediate interface redirects condition and may include：Virtual resource recipient mark is based on working as in historical time section The resource transfers total amount that preceding resource receives code transferring resource is more than predetermined threshold value.At this point, step " is jumped when judgement meets intermediate interface When turning condition, redirect display resource and provide intermediate interface ", may include：
It obtains the virtual resource issuer mark in historical time section and code turn is received based on the presently described resource Move the resource transfers total amount of resource；
When the resource transfers total amount is more than predetermined threshold value, judgement meets intermediate interface and redirects condition, redirects display money Provide intermediate interface in source.
Resource transfers total amount is that virtual resource issuer mark receives code turn based on the same resource in historical time section Move the resource transfers total amount of resource.For example, for paying or transfer accounts, resource transfers total amount can be virtual in historical time section The total amount that resource issuer is paid or transferred accounts by current static gathering code (such as Quick Response Code or bar code) a.
Wherein, resource transfers total amount can in historical time section virtual resource issuer mark connect based on Current resource The resource transfers amount for receiving code transferring resource sums to obtain；For example, can in historical time section virtual resource issuer by working as Preceding static gathering code (such as Quick Response Code or bar code) payment amount summation, gets paid total amount.
Wherein, historical time section can be set according to actual demand, for example, before one month, a week before. Historical time section can be (t1, t2), and t1 is historical time, and t2 is current time, and in one embodiment, historical time section may be used also Think infinitely great in the past to the time gap between current time, such as (∞, t2) namely t1=∞.
Wherein, predetermined threshold value can also be set according to actual demand, can be 1000 yuan, 2000 for example, by taking payment as an example Member etc..
For paying or transfer accounts, payment total amount of the paying party mark based on static gathering code payment can be obtained；So Afterwards, judge whether the payment total amount is more than predetermined threshold value, if so, explanation pays total amount mistake for the same static code of collecting money Greatly, accordingly, it is possible to there can be security risk, subsequent safety turn is carried out at this point it is possible to redirect display resource and provide intermediate interface Account or payment flow.
With reference to figure 4a and Fig. 4 b, when being identified successfully to static state gathering two-dimensional code scanning, terminal can obtain paying party and exist The payment total amount that historical time section is paid by static state gathering Quick Response Code, such as 15000, when judgement pays total amount such as 15000 be more than predetermined threshold value such as 10000 when, redirect display pay the bill intermediate interface.
(6), resource transfers number；
Wherein, intermediate interface redirects condition and may include：Virtual resource recipient identifies to virtual in historical time section Resource transfers recipient identifies the resource transfers number for carrying out resource transfers more than preset times.At this point, step is " when judgement meets When intermediate interface redirects condition, redirect display resource and provide intermediate interface ", may include：
The virtual resource issuer in historical time section is obtained to identify to virtual resource recipient mark progress resource transfers Resource transfers number；
When the resource transfers number is more than preset times, judgement meets intermediate interface and redirects condition, and redirects display Resource provides intermediate interface.
Wherein, resource transfers number is that virtual resource issuer is identified to virtual resource recipient mark in historical time section Know the accumulative resource transfers number for carrying out resource transfers.
For example, for paying or transfer accounts, resource transfers total amount can be in historical time section virtual resource issuer mark Know the cumulative number for being identified to virtual resource recipient and carrying out (such as Quick Response Code or bar code) payment or transferring accounts, that is, pays total degree Or total degree of transferring accounts.
Wherein, historical time section can be set according to actual demand, for example, before one month, a week before. Historical time section can be (t1, t2), and t1 is historical time, and t2 is current time, and in one embodiment, historical time section may be used also Think infinitely great in the past to the time gap between current time, such as (∞, t2) namely t1=∞.
Wherein, preset times can also be set according to actual demand, for example, 10 times, 20 times etc..
For paying or transfer accounts, paying party mark can be obtained and identify payment to paying party in historical time section or turn The cumulative number of account；Then, judge cumulative number whether be more than preset times, if so, explanation to the paying party identify payment or It transfers accounts excessively frequently, accordingly, it is possible to can have security risk, at this point it is possible to after redirecting display resource granting intermediate interface progress Continuous safety is transferred accounts or payment flow.
With reference to figure 4a and Fig. 4 b, when being identified successfully to static state gathering two-dimensional code scanning, terminal can obtain paying party and exist Historical time section pays total degree, or total degree of transferring accounts, such as 12 times to beneficiary, when judgement payment total degree, or transfers accounts When total degree such as 12 times is more than preset times such as 10 times, redirects display and pay the bill intermediate interface.
(7), history resource recipient identifies；
Wherein, intermediate interface redirects condition and may include：History virtual resource recipient's logo collection exists and virtual money Source recipient identifies identical mark, i.e., current virtual resource recipient mark is not that the recipient of history transferring resource marks Know.At this point, step " when judging that meeting intermediate interface redirects condition, redirect display resource and provide intermediate interface ", may include：
The history virtual resource recipient mark for obtaining virtual resource issuer mark history transferring resource, obtains history mark Know set；
Judge that the history identification set whether there is the identical history with virtual resource recipient mark and virtually provide Source recipient identifies；
If being not present, judgement meets intermediate interface and redirects condition, and redirects display resource and provide intermediate interface.
Wherein, history identification set includes that the history of at least one virtual resource issuer mark history transferring resource is virtual Resource recipient identifies.
For paying or transfer accounts, paying party in the past period can be obtained and identify the beneficiary transferred accounts or paid Mark such as beneficiary account, obtains beneficiary logo collection；Then, judge to identify with the presence or absence of with current beneficiary in the set Identical mark illustrates that the past period does not identify payment to the beneficiary or transferred accounts, therefore, deposits if being not present In security risk, transfer accounts or payment flow at this point it is possible to redirect display resource and provide intermediate interface and carry out subsequent safety.
With reference to figure 4a and Fig. 4 b, when being identified successfully to static state gathering two-dimensional code scanning, terminal can obtain paying party and go through History pay or transferred accounts history beneficiary mark, obtain logo collection, judge logo collection there is no and current beneficiary When identifying identical mark, display payment intermediate interface is redirected.
(8), the relationship between identifying；
Wherein, intermediate interface redirects condition and may include：Virtual resource issuer is identified to be identified with virtual resource recipient Between social networks be default social networks.At this point, step " when judging that meeting intermediate interface redirects condition, redirects display Resource provides intermediate interface ", may include：
Obtain social networks between the virtual resource issuer mark and virtual resource recipient mark；
When the social networks are default social networks, then judge that meeting intermediate interface redirects condition, and redirect display Resource provides intermediate interface.
Wherein, social networks are：Incidence relation in social networks between user may include：Strange relationship, colleague Relationship, friend relation, classmate's relationship, set membership etc..
Wherein, default social networks can be set according to actual demand, for example, can there are resource transfers risks with some Social networks, such as can be strange relationship etc.
For paying or transfer accounts, social pass of the paying party mark with beneficiary mark in social networks can be obtained System；Then, judge whether social networks are for example strange relationships of specific social networks, if so, illustrate paying party and beneficiary it Between be unfamiliar with, stranger in this way, accordingly, it is possible to there are security risks, at this point it is possible to redirect display resource provide intermediate interface into The subsequent safety of row is transferred accounts or payment flow.
With reference to figure 4a and Fig. 4 b, when identify successfully to static state gathering two-dimensional code scanning, terminal obtain paying party identify and Then social networks of the beneficiary mark in social networks judge whether social networks are that specific social networks are for example strange Relationship redirects display payment intermediate interface.
(9), history maximum resource transfer amount；
Wherein, intermediate interface redirects condition and may include：The resource transfers quantity shifted is currently needed to be more than in history Between in section corresponding history maximum resource shift quantity.At this point, step " when judging that meeting intermediate interface redirects condition, redirects Show that resource provides intermediate interface ", may include：
Obtain the virtual resource granting in historical time section identify corresponding history maximum resource transfer quantity and Current resource shifts quantity；
Judge whether the Current resource transfer quantity is more than the history maximum resource and shifts quantity；
If more than then judging to meet intermediate interface and redirect condition, and redirect display resource and provide intermediate interface.
Wherein, Current resource transfer quantity is：The resource quantity shifted is currently needed, is needed paying or transferring accounts as current The amount of money.
Wherein, history maximum resource transfer quantity can be the virtual resource issuer mark transfer in historical time section Maximum resource quantity can be obtained by comparing the resource quantity of the virtual resource issuer mark transfer in historical time section； For example, the amount of money for identifying payment in historical time section paying party or transferring accounts can be compared, the maximum gold for getting paid or transferring accounts Volume.
Wherein, historical time section can be set according to actual demand, for example, before one month, a week before. Historical time section can be (t1, t2), and t1 is historical time, and t2 is current time, and in one embodiment, historical time section may be used also Think infinitely great in the past to the time gap between current time, such as (∞, t2) namely t1=∞.
For paying or transfer accounts, paying party mark can be obtained in the maximum payment of historical time section or gold of transferring accounts Volume；Then, judge whether current payment or transfer amounts are more than maximum payment or transfer amounts, if so, illustrating this payment Or it transfers accounts more than all in the past payment or transfer amounts, accordingly, it is possible to can have security risk, at this point it is possible to redirect display The subsequent safety of resource granting intermediate interface progress is transferred accounts or payment flow.
With reference to figure 4a and Fig. 4 b, when being identified successfully to static state gathering two-dimensional code scanning, terminal can obtain paying party and exist Maximum payment total amount such as 500 in historical time section, it can be determined that current Payment Amount 600 is more than maximum payment total amount 500, at this point, redirecting display payment intermediate interface.
(10), static resource receives the identification number of code；
Wherein, it may include currently being more than to preset at this time to the identification number of resource reception code that intermediate interface, which redirects condition,. At this point, step " when judging that meeting intermediate interface redirects condition, redirect display resource and provide intermediate interface ", may include：
Obtain the identification number that code is currently received to the resource；
When the identification number is more than preset times, judgement meets intermediate interface and redirects condition, and redirects display resource Provide intermediate interface.
Wherein, identification number can be the identification total degree that code is currently received to resource, for example, can be in historical time The identification total degree of code is received in section to static resource.
For example, for paying or transfer accounts, resource transfers total amount can be in historical time section to current static gathering code The total degree of (such as Quick Response Code or bar code) a identifications.
Wherein, historical time section can be set according to actual demand, for example, before one month, a week before. Historical time section can be (t1, t2), and t1 is historical time, and t2 is current time, and in one embodiment, historical time section may be used also Think infinitely great in the past to the time gap between current time, such as (∞, t2) namely t1=∞.
Wherein, preset times can also be set according to actual demand, for example, can be 10 times, 20 times etc..
For paying or transfer accounts, paying party mark can be obtained currently to the identification total degree of static gathering code；Then, Judge to identify whether total degree is more than preset times, if so, explanation is excessively frequent to static state gathering code identification, may exist Security risk is transferred accounts or payment flow at this point it is possible to redirect display resource and provide intermediate interface and carry out subsequent safety.
With reference to figure 4a and Fig. 4 b, when being identified successfully to static state gathering two-dimensional code scanning, terminal can be obtained to the static state Collect money the identification total degree such as 10 times of Quick Response Code payment, it can be determined that current identification total degree 10 times more than preset times 8 times, At this point, redirecting display payment intermediate interface.
(11), user information；
Wherein, intermediate interface redirect condition may include obtained the first user information of identification and obtained from server the Two user informations differ.At this point, the virtual resource recipient information further includes：Virtual resource recipient mark corresponding the One user information；Step " when judging that meeting intermediate interface redirects condition, redirects display resource and provides intermediate interface ", can wrap It includes：
The virtual resource recipient, which is obtained, from server identifies corresponding second user information；
First user information and the second user information are compared；
When first user information and second user information differ, judgement meets intermediate interface and redirects condition, and It redirects display resource and provides intermediate interface.
That is, in order to promote the safety of virtual resource transfer, it can also be after display resource provides intermediate interface progress Before continuous resource transfers flow, corresponding user information is identified to the virtual resource recipient that identification obtains and is verified, Show that resource provides intermediate interface and carries out subsequent resource transfers flow when being verified.
Wherein, it may include that virtual resource recipient mark is corresponding that virtual resource recipient, which identifies corresponding user information, At least one of information such as nickname information, head image information, real name information.
The embodiment of the present invention can be verified by receiving the user information that code carries to static resource, so that it is determined that being It is no to carry out subsequent resource transfers flow, the safety of resource transfers can be promoted.Wherein, since server side, that is, network side is protected The user information deposited is newest user information, therefore, has reference significance, so using the user information of server side to knowing The user information being clipped to is verified, and the accuracy and authenticity of user's checking can be promoted.
For paying or transfer accounts, gathering Quick Response Code is identified, the first user information of beneficiary mark is obtained, from Server obtains the beneficiary and identifies corresponding second user information, and the first user information and second user information are carried out pair Than if differ, illustrating that the user information of beneficiary is wrong, may there is security risk, at this point it is possible to redirect display money The subsequent safety of source granting intermediate interface progress is transferred accounts or payment flow.
With reference to figure 4a and Fig. 4 b, when being identified successfully to static state gathering two-dimensional code scanning, terminal can be obtained from server The beneficiary identifies corresponding second user information, and comparison identifies second for obtaining the first user information and being obtained from server User information, if differing, at this point it is possible to redirect display payment intermediate interface.
203, based on detecting the identification operation for providing intermediate interface for resource, to resource provide in intermediate interface when Preceding dynamic resource receives code and is identified, and obtains virtual resource transinformation, which includes virtual money Source recipient identifies and resource transfers quantity.
For example, corresponding barcode scanning identification can be triggered based on the identification operation for providing intermediate interface for resource detected Instruction identifies that instruction provides resource the dynamic resource reception code in intermediate interface and carries out barcode scanning identification according to barcode scanning.For example, can The graphic code region in intermediate interface is provided with the barcode scanning identification instruction locating resource that follows up, to dynamic in the graphic code region of positioning State resource receives code and carries out barcode scanning identification.
Wherein, it may include a variety of to provide the identification operation of intermediate interface for resource, for example, in one embodiment, when When resource granting intermediate interface further includes graphic code region, identification operation may include the identification behaviour for graphic code region Make, such as clicking operation, pressing operation, slide.Namely step " provides intermediate interface based on detecting for resource Identification operation, current dynamic resource in intermediate interface provided to resource receive code be identified ", may include：
Based on detecting that the identification for graphic code region operates, to the dynamic resource in graphic code region receive code into Row identification.
For example, with reference to figure 4a, behind payment interface among display, user can carry out click behaviour in graphic code region 21 Make, at this point, terminal detects the clicking operation, and according to the operation to the dynamic in graphic code region 21 collect money Quick Response Code 22 into Row identification operation.
For another example, in one embodiment, providing intermediate interface when resource further includes：When graphic code identifies interface, the identification Operation may include the identification operation for graphic code identification interface, such as clicking operation, pressing operation, slide. " based on the identification operation for providing intermediate interface for resource detected, resource is provided current in intermediate interface that is, step Dynamic resource receives code and is identified ", may include：
Based on the identification operation for being directed to graphic code and identifying interface detected, current in intermediate interface move is provided to resource State resource receives code and is identified.
For example, with reference to figure 4a, behind payment interface among display, centre payment interface includes that graphic code identifies interface i.e. " identify and pay " button, when " identifying and pay " when the user clicks button, at this point, terminal detects the clicking operation, centering Between payment interface in dynamic gathering Quick Response Code be identified.
In the embodiment of the present invention, dynamic resource reception code current in intermediate interface can be provided resource and be identified, Obtain virtual resource transinformation.Wherein, virtual resource transinformation includes virtual resource recipient mark and resource transfers number Amount.
For paying or transfer accounts, which may include：Beneficiary identifies (such as instant messaging account Number), Payment Amount etc..
In addition, virtual resource transinformation can also include：Necessary relevant information (such as virtual resource of virtual resource transfer The order information of transfer, temporal information etc.) etc..
In one embodiment, can be that dynamic resource receives code setting one effectively in order to promote the safety of resource transfers Phase, at this point, step " based on the identification operation for providing intermediate interface for resource detected, is provided in intermediate interface resource Current dynamic resource receives code and is identified ", may include：
When detecting the identification operation for providing intermediate interface for resource, it is corresponding effectively to obtain dynamic resource reception code Phase；
When the term of validity does not reach, dynamic resource reception code current in intermediate interface is provided to resource and is identified.
For example, with reference to figure 4a, behind payment interface among display, centre payment interface includes that graphic code identifies interface i.e. " identify and pay " button when " identifying and pay " when the user clicks button, at this point, terminal detects the clicking operation, obtains Dynamic gathering Quick Response Code corresponding term of validity receives the dynamic in intermediate interface of paying the bill when not reaching the term of validity Money Quick Response Code is identified.
In one embodiment, when reaching the term of validity that dynamic resource receives code, expired prompting can be carried out, for example, It can show expired prompting interface, remind dynamic resource to receive code expired.
The embodiment of the present invention can be the certain timeliness of dynamic resource reception code setting can keep away over a period to come effectively Exempt from resources loss gap, improves the safety of resource transfers.
204, it is triggered to identify to virtual resource recipient from virtual resource issuer according to virtual resource transinformation and be identified Carry out resource transfers.
For example, virtual resource transfer request can be generated according to virtual resource transinformation, wherein the virtual resource shifts Request can carry the information such as virtual resource recipient mark, virtual resource issuer mark, resource transfers quantity；Then, to Server virtual resource transfer request, so that server such as virtual resource server can be empty according to virtual resource transfer request Quasi- resource issuer, which identifies to identify to virtual resource recipient, carries out resource transfers.
In one embodiment, when resource transfers success, resource transfers result interface can be shown, the resource transfers result Interface may include the user information (such as pet name, real name information), resource transfers quantity, resource transfers knot of virtual resource recipient Fruit information (such as resource transfers successfully indicate that information, resource transfers unsuccessfully indicate information), resource transfers remark information etc..
It in one embodiment, can direct root after identification dynamic resource reception code obtains virtual resource transinformation It identifies to identify to virtual resource recipient from virtual resource issuer according to the triggering of virtual resource transinformation and carries out resource transfers.Than Such as, send virtual resource transfer request to server, without show resource provide interface, resource provide the interfaces such as intermediate interface with And any operation is executed without user, simplify resource transfers flow, promotes resource transfers efficiency and speed.
For example, with reference to figure 4a, behind payment interface among display, user clicks " identify and pay " button, or clicks When graphic code region, the dynamic gathering Quick Response Code in intermediate interface of paying the bill will be identified in terminal, obtain payment information, should Payment information may include beneficiary mark (such as beneficiary account), payment amount information；Then, terminal is believed according to the payment From paying party mark (such as paying party account) to beneficiary, mark shifts the corresponding amount of money for breath directly triggering.When shifting successfully, i.e., When paying successfully, shows payment result interface, inform and pay successfully.Wherein, payment result interface may include paying successfully to refer to Show the information such as information, beneficiary information, payment amount, gathering remarks.
In one embodiment, it in order to promote the safety of virtual resource transfer, receives code in identification dynamic resource and obtains void After quasi- resource transfers information, it can also show that resource transfers confirm interface, so that user is confirmed whether to carry out resource transfers. That is, step " is identified to identify to virtual resource recipient and be carried out according to the triggering of virtual resource transinformation from virtual resource issuer Resource transfers " may include：
Show that resource transfers confirm interface according to virtual resource transinformation；
Based on the resource transfers confirmation operation for confirming interface for resource transfers is detected, trigger from virtual resource issuer It identifies to identify to virtual resource recipient and carries out resource transfers.
When detecting the resource transfers confirmation operation for resource transfers confirmation interface, can be shifted according to virtual resource Information generates virtual resource transfer request, wherein the virtual resource transfer request can carry virtual resource recipient mark, void The information such as quasi- resource issuer mark, resource transfers quantity；Then, to the server virtual resource transfer request, to service Device such as virtual resource server can be identified according to virtual resource transfer request virtual resource issuer to virtual resource recipient Mark carries out resource transfers.
Wherein, resource transfers confirm that interface includes：Resource transfers confirm interface, at this point it is possible to based on detecting for money Source transfer confirms that the resource transfers confirmation operation of interface, triggering are identified to virtual resource recipient from virtual resource issuer and identified Carry out resource transfers.
The resource transfers confirm interface the form of expression can there are many, for example, the forms such as icon, button, input frame.
In addition, in order to further enhance the safety of resource transfers, interface display safety can also be confirmed in resource transfers Confirmation message, wherein the safety verification information may include：It is (such as close that virtual resource recipient identifies corresponding user information Claim), real name information, resource transfers quantity, the mark binding of virtual resource issuer other resource identification informations (such as silver of binding Row account information) etc. at least one of information.
User can judge whether it is true be directed to resource transfers if safety to resource transfers for safety based on safety verification information Recognize interface and carry out corresponding resource transfers confirmation operation, triggering virtual resource transfer further improves virtual resource transfer Safety.
For example, in order to avoid close payment or for transferring accounts, with reference to figure 4b, when terminal-pair static state two-dimensional code scanning of collecting money identifies successfully When, judge whether that meeting intermediate interface redirects condition, if satisfied, then terminal can redirect the intermediate payment interface of display i.e. resource hair Put intermediate interface.
Behind payment interface among display, user can click " identify and pay " button, or click graphic code region, The dynamic gathering Quick Response Code in intermediate interface of paying the bill will be identified in terminal, obtain payment information；Then, terminal can be shown Payment affirmation interface, the payment affirmation interface include：The use of " confirming payment " button (i.e. resource transfers confirm interface), beneficiary Family information (head portrait, pet name etc.), real name information, payment amount information, silver card account information of binding etc..
When user is to " the confirm pay " button " when carrying out clicking operation, terminal can be detected presses for " confirming payment " The clicking operation of button ", at this point it is possible to according to clicking operation triggering from paying party mark (such as paying party account) to beneficiary mark Know transfer or pays the corresponding amount of money.When shifting successfully, that is, when paying successfully, shows payment result interface, inform and pay successfully. Wherein, payment result interface may include paying successfully to indicate information, beneficiary information (head portrait, the pet name, real name information etc.), branch Pay the information such as the amount of money, gathering remarks.
In one embodiment, it in order to promote virtual resource safety, after identification dynamic resource receives code, can also obtain The authentication information of resource transfers is taken, then, is triggered from virtual resource issuer according to virtual resource transinformation and authentication information It identifies to identify to virtual resource recipient and carries out resource transfers.
Wherein, authentication information may include encrypted message, biological information (such as fingerprint, face, iris).
Wherein, the acquisition modes of the authentication information of resource transfers can there are many, for example, can according to display resource transfers Confirm interface；Confirm that the authentication information input operation at interface obtains the authentication letter of resource transfers for resource transfers based on detecting Breath is sent out according to virtual resource transinformation and authentication information triggering from virtual resource when detecting that authentication information input is completed The side of putting, which identifies to identify to virtual resource recipient, carries out resource transfers.Wherein, resource transfers confirmation operation may include authentication letter Breath input operation.
For example, in one embodiment, setting input interface, the table of the interface can be authenticated in resource transfers confirm interface There are many existing forms, for example, can be input frame, button, icon etc..At this point, terminal can be based on detecting for the mirror The authentication input operation for weighing input interface obtains the authentication information of resource transfers.
For example, commonly to pay or transfer accounts for (i.e. non-to exempt from close payment), with reference to figure 4c, when terminal-pair static state is collected money two dimension When code scanning recognition success, judge whether that meeting intermediate interface redirects condition, if satisfied, terminal can redirect the intermediate payment of display Interface, that is, resource provides intermediate interface.
Behind payment interface among display, user can click " identify and pay " button, or click graphic code region, The dynamic gathering Quick Response Code in intermediate interface of paying the bill will be identified in terminal, obtain payment information；Then, terminal can be shown Payment affirmation interface, the payment affirmation interface include：Password Input frame (authenticating input interface), " confirming payment " button is (i.e. Resource transfers confirm interface), the user information (head portrait, pet name etc.) of beneficiary, real name information, payment amount information, binding Silver card account information etc..
User can input payment cipher in Password Input frame, and when user inputs password completion namely terminal detects It is completed to Password Input, at this point it is possible to according to payment information and payment cipher information input by user, (such as from paying party mark Paying party account) it identifies transfer to beneficiary or pays the corresponding amount of money.When shifting successfully, that is, when paying successfully, display is paid Result interface is informed and is paid successfully.Wherein, payment result interface may include paying successfully to indicate information, beneficiary information (head Picture, the pet name, real name information etc.), payment amount, the gathering information such as remarks.
It is identified, obtains from the foregoing, it will be observed that the resource that the embodiment of the present invention can provide virtual resource recipient receives code To virtual resource recipient's information, virtual resource recipient's information includes virtual resource recipient mark and resource transfers number Amount；When judging that meeting intermediate interface redirects condition, redirects display resource and provide intermediate interface, which provides intermediate interface packet It includes virtual resource recipient and identifies corresponding dynamic resource reception code；Based on the knowledge for providing intermediate interface for resource detected It does not operate, providing dynamic resource reception code current in intermediate interface to resource is identified, and obtains virtual resource transinformation, The virtual resource transinformation includes virtual resource recipient mark and resource transfers quantity；It is touched according to virtual resource transinformation Hair, which identifies to identify to virtual resource recipient from virtual resource issuer, carries out resource transfers.The program can connect static resource It receives code and is converted to dynamic resource reception code, and code is received based on dynamic resource and realizes virtual resource transfer, improve virtual resource The safety of transfer.
According to method described in above-described embodiment, citing is described in further detail below.
In one embodiment, the resource transfers of the present invention are received for terminal being integrated in by virtual resource transfer device Method.
As shown in Figure 5 a, a kind of virtual resource transfer method, detailed process are as follows：
501, the resource that terminal-pair virtual resource recipient provides receives code and is identified, and obtains virtual resource recipient letter Breath, virtual resource recipient's information include virtual resource recipient mark and resource transfers quantity.
Wherein, it can be the graphic code for receiving virtual resource that resource, which receives code, for example, may include that static resource connects It receives code or dynamic resource receives code.
Wherein, it can be the quiet code for receiving virtual resource that static resource, which receives code,.Wherein, quiet code can have Longer aging, the graphic code that can be repeatedly used (such as Quick Response Code, bar code).For example, can be with static two dimensional code, static bar code Deng.
For paying or transfer accounts, which receives that code can be static gathering code or static state is transferred accounts code.
Wherein, it can be the dynamic code for receiving virtual resource that dynamic resource, which receives code,.Wherein, dynamic code can have It is imitated when shorter, at regular intervals newer graphic code (such as Quick Response Code, bar code).For example, can be with dynamic two-dimension code, static item Code etc..
For paying or transfer accounts, which, which receives code, can be dynamic gathering code or code of dynamically transferring accounts.
Wherein, resource transfers quantity can need the quantity of the virtual resource shifted, for example, for paying or transfer accounts, The resource transfers quantity is payment amount, transfer amounts, collection amount etc..
Wherein, it may include a variety of that the static resource that virtual resource recipient provides, which receives the mode of code, for example, real one It applies in example, with reference to figure 3a, virtual resource recipient can (terminal can be virtual resource recipient user oneself by terminal Terminal, or the terminal of other users) display static resource receive code, to provide static resource receive code.
In one embodiment, static resource can be received code and be printed as the presentation of unclassified stores form by virtual resource recipient Out, for example, being printed as the forms such as paster, billboard.For example, with reference to figure 3c, static resource can be received to Quick Response Code printing It is presented at paster form.
502, terminal judges whether that meeting intermediate interface redirects condition, if so, 503 are thened follow the steps, if it is not, then executing step Rapid 506.
For example, with reference to figure 5b and Fig. 5 c, after the gathering Quick Response Code identification of terminal-pair static state, it can be determined that whether meet centre Interface redirects condition.
Wherein, intermediate interface redirects condition and can be set according to actual demand, for example, can be based on the safety of resource transfers Property is set.
Specifically, intermediate interface, which redirects condition, can refer to the introduction of above-described embodiment, and which is not described herein again.
503, terminal redirects display resource and provides intermediate interface, and it includes virtual resource recipient which, which provides intermediate interface, It identifies corresponding dynamic resource and receives code.
Wherein, dynamic resource receives the dynamic code that code can be used for receiving virtual resource.Wherein, dynamic code can have compared with It imitates in short-term, at regular intervals newer graphic code (such as Quick Response Code, bar code).For example, can be with dynamic two-dimension code, static bar code Deng.
For paying or transfer accounts, which, which receives code, can be dynamic gathering code or code of dynamically transferring accounts.
Wherein, it is to be connect for virtual resource recipient mark that virtual resource recipient, which identifies corresponding dynamic resource and receives code, Receive the dynamic code of virtual resource.It can be carried：Virtual resource recipient identification information, encryption information, virtual resource transfer Necessary relevant information (such as order information of virtual resource transfer) etc..
Due to the renewing speciality of dynamic code, present invention method can also include periodically intermediate to resource granting Dynamic resource in interface receives code and is updated.Specifically renewal process includes：
When detecting that dynamic resource receives the update cycle arrival of code, virtual resource recipient mark is obtained from server Corresponding new dynamic resource receives code；
The dynamic resource in code more new resources granting intermediate interface, which is received, according to new dynamic resource receives code.
Wherein, the update cycle of dynamic resource reception code can set according to actual demand, for example, 30 seconds, 1 minute etc. Deng.
In one embodiment, can also be that dynamic resource receives code a term of validity is arranged, when reaching term of validity pair Dynamic resource receives code and carries out crash handling.Wherein, term of validity can set according to actual demand, for example, 10 minutes, 5 points Clock etc..
In order to promote the safety of virtual resource transfer, intermediate interface can also be provided in resource and increase display virtual resource Recipient identifies corresponding safety verification information.At this point, resource granting intermediate interface further includes：Safety verification information.
Wherein, safety verification information may include：The pet name, head portrait, real name information, operation information etc..Wherein, when virtual When resource recipient is businessman, operation information may include：Merchant name, shop title, business scope, agency qualification information etc. Deng.
In addition, it can also include resource transfers quantity, resource transfers policy information, safety instruction that resource, which provides intermediate interface, Information etc..
In one embodiment, virtual resource recipient identifies corresponding head portrait and provides the position shown in intermediate interface in resource Setting can set according to actual demand, for example, display etc. on code can be received in dynamic resource.
Resource provides intermediate interface：Graphic code identifies interface；User can identify that interface touches by the graphic code Send out dynamic code identification.The graphic code identify interface performance can there are many, for example, the forms such as button, icon, input frame.
For example, with reference to figure 5b and Fig. 5 c, centre payment interface further includes that graphic code identification interface " is identified and paid " and presses Button, when " identifying and pay " when the user clicks button, the just identification of triggering dynamic gathering Quick Response Code.
In one embodiment, resource, which provides intermediate interface, to include：Graphic code region；Dynamic resource receive code bit in In graphic code region.When user carries out corresponding operation such as clicking operation to graphic code region, dynamic code identification is just triggered.
For example, with reference to figure 5b and Fig. 5 c, when user can be in Payment Amount input frame input Payment Amount, such as 600 yuan, so " payment " button is clicked afterwards, when terminal detects the clicking operation of " payment " button, it can be determined that whether meet intermediate interface jump Turn condition, if so, redirecting the i.e. resource in the intermediate payment interface of display provides intermediate interface.Interface is paid the bill including dynamically receiving in the centre Money Quick Response Code, beneficiary head portrait (being located at dynamic gathering Quick Response Code centre position), the real name information of beneficiary and the pet name (are located at two Tie up the lower section of code), the Payment Amount top of Quick Response Code (be located at), " identify and pay " button i.e. graphic code identification interface etc..It is real Each information can be set in the display location at intermediate payment interface according to actual demand in the application of border, be not limited to the embodiment of the present invention The display location of introduction.
504, terminal provides intermediate interface based on the identification operation for providing intermediate interface for resource detected to resource In current dynamic resource receive code and be identified, obtain virtual resource transinformation, which includes void Quasi- resource recipient mark and resource transfers quantity.
For example, corresponding barcode scanning identification can be triggered based on the identification operation for providing intermediate interface for resource detected Instruction identifies that instruction provides resource the dynamic resource reception code in intermediate interface and carries out barcode scanning identification according to barcode scanning.For example, can The graphic code region in intermediate interface is provided with the barcode scanning identification instruction locating resource that follows up, to dynamic in the graphic code region of positioning State resource receives code and carries out barcode scanning identification.
Wherein, it may include a variety of to provide the identification operation of intermediate interface for resource, for example, in one embodiment, when When resource granting intermediate interface further includes graphic code region, identification operation may include the identification behaviour for graphic code region Make, such as clicking operation, pressing operation, slide.
For example, with reference to figure 5b and Fig. 5 c, behind payment interface among display, user can carry out a little in graphic code region Hit operation, at this point, terminal detects the clicking operation, and according to the operation to the dynamic in graphic code region collect money Quick Response Code into Row identification operation.
For another example, in one embodiment, providing intermediate interface when resource further includes：When graphic code identifies interface, the identification Operation may include the identification operation for graphic code identification interface, such as clicking operation, pressing operation, slide.
For example, with reference to figure 5b and Fig. 5 c, behind payment interface among display, centre payment interface includes that graphic code identification connects Mouth is " identify and pay " button, when " identifying and pay " when the user clicks button, at this point, terminal detects the clicking operation, Dynamic gathering Quick Response Code in intermediate interface of paying the bill is identified.
Wherein, virtual resource transinformation includes virtual resource recipient mark and resource transfers quantity.
For paying or transfer accounts, which may include：Beneficiary identifies (such as instant messaging account Number), Payment Amount etc..
In addition, virtual resource transinformation can also include：Necessary relevant information (such as virtual resource of virtual resource transfer The order information of transfer, temporal information etc.) etc..
In one embodiment, can be that dynamic resource receives code setting one effectively in order to promote the safety of resource transfers Phase, at this point, terminal it is right can to obtain dynamic resource reception code when detecting the identification operation for providing intermediate interface for resource The term of validity answered；When the term of validity does not reach, dynamic resource reception code current in intermediate interface is provided to resource and is known Not.
505, terminal is triggered from virtual resource issuer according to virtual resource transinformation and is identified to virtual resource recipient Mark carries out resource transfers.
For example, terminal can generate virtual resource transfer request according to virtual resource transinformation, wherein the virtual resource Transfer request can carry the information such as virtual resource recipient mark, virtual resource issuer mark, resource transfers quantity；So Afterwards, to the server virtual resource transfer request, so that server such as virtual resource server can be shifted according to virtual resource Request virtual resource issuer, which identifies to identify to virtual resource recipient, carries out resource transfers.
In one embodiment, after resource transfers, resource transfers result interface can be shown, the resource transfers result interface It may include user information (such as pet name, real name information), resource transfers quantity, resource transfers the result letter of virtual resource recipient Cease (such as resource transfers successfully indicate that information, resource transfers unsuccessfully indicate information), resource transfers remark information etc., reference Fig. 5 b and Fig. 5 c.
It in one embodiment, can direct root after identification dynamic resource reception code obtains virtual resource transinformation It identifies to identify to virtual resource recipient from virtual resource issuer according to the triggering of virtual resource transinformation and carries out resource transfers.Than Such as, virtual resource transfer request is sent to server, any operation is executed without user.
For example, with reference to figure 5b, behind payment interface among display, user clicks " identify and pay " button, or clicks When graphic code region, the dynamic gathering Quick Response Code in intermediate interface of paying the bill will be identified in terminal, obtain payment information, should Payment information may include beneficiary mark (such as beneficiary account), payment amount information；Then, terminal is believed according to the payment From paying party mark (such as paying party account) to beneficiary, mark shifts the corresponding amount of money for breath directly triggering.When shifting successfully, i.e., When paying successfully, shows payment result interface, inform and pay successfully.Wherein, payment result interface may include paying successfully to refer to Show the information such as information, beneficiary information, payment amount, gathering remarks.
In one embodiment, it in order to promote the safety of virtual resource transfer, receives code in identification dynamic resource and obtains void After quasi- resource transfers information, it can also show that resource transfers confirm interface, so that user is confirmed whether to carry out resource transfers.Than Such as, show that resource transfers confirm interface according to virtual resource transinformation；Confirm interface for resource transfers based on detecting Resource transfers confirmation operation, triggering, which identifies to identify to virtual resource recipient from virtual resource issuer, carries out resource transfers.
Wherein, resource transfers confirm that interface includes：Resource transfers confirm interface, at this point it is possible to based on detecting for money Source transfer confirms that the resource transfers confirmation operation of interface, triggering are identified to virtual resource recipient from virtual resource issuer and identified Carry out resource transfers.
The resource transfers confirm interface the form of expression can there are many, for example, the forms such as icon, button, input frame.
In addition, in order to further enhance the safety of resource transfers, interface display safety can also be confirmed in resource transfers Confirmation message, wherein the safety verification information may include：It is (such as close that virtual resource recipient identifies corresponding user information Claim), real name information, resource transfers quantity, the mark binding of virtual resource issuer other resource identification informations (such as silver of binding Row account information) etc. at least one of information.
User can judge whether it is true be directed to resource transfers if safety to resource transfers for safety based on safety verification information Recognize interface and carry out corresponding resource transfers confirmation operation, triggering virtual resource transfer further improves virtual resource transfer Safety.
For example, for paying or transfer accounts, with reference to figure 5c, when terminal-pair static state gathering two-dimensional code scanning identifies successfully, Judge whether that meeting intermediate interface redirects condition, if satisfied, then terminal can redirect the intermediate i.e. resource granting in interface of paying the bill of display Intermediate interface.
Behind payment interface among display, user can click " identify and pay " button, or click graphic code region, The dynamic gathering Quick Response Code in intermediate interface of paying the bill will be identified in terminal, obtain payment information；Then, terminal can be shown Payment affirmation interface, the payment affirmation interface include：The use of " confirming payment " button (i.e. resource transfers confirm interface), beneficiary Family information (head portrait, pet name etc.), real name information, payment amount information, silver card account information of binding etc..
When user is to " the confirm pay " button " when carrying out clicking operation, terminal can be detected presses for " confirming payment " The clicking operation of button ", at this point it is possible to according to clicking operation triggering from paying party mark (such as paying party account) to beneficiary mark Know transfer or pays the corresponding amount of money.When shifting successfully, that is, when paying successfully, shows payment result interface, inform and pay successfully. Wherein, payment result interface may include paying successfully to indicate information, beneficiary information (head portrait, the pet name, real name information etc.), branch Pay the information such as the amount of money, gathering remarks.
In one embodiment, it in order to promote virtual resource safety, after identification dynamic resource receives code, can also obtain The authentication information of resource transfers is taken, then, is triggered from virtual resource issuer according to virtual resource transinformation and authentication information It identifies to identify to virtual resource recipient and carries out resource transfers.
Wherein, authentication information may include encrypted message, biological information (such as fingerprint, face, iris).
Wherein, the acquisition modes of the authentication information of resource transfers can there are many, for example, can according to display resource transfers Confirm interface；Confirm that the authentication information input operation at interface obtains the authentication letter of resource transfers for resource transfers based on detecting Breath, when detecting the resource transfers confirmation operation for resource transfers confirmation interface, according to virtual resource transinformation and mirror The triggering of power information, which identifies to identify to virtual resource recipient from virtual resource issuer, carries out resource transfers.
For example, in one embodiment, setting input interface, the table of the interface can be authenticated in resource transfers confirm interface There are many existing forms, for example, can be input frame, button, icon etc..At this point, terminal can be based on monitoring to be directed to the mirror The authentication input operation for weighing input interface obtains the authentication information of resource transfers.
For example, commonly to pay or transfer accounts for (i.e. non-to exempt from close payment), with reference to figure 5d, when terminal-pair static state is collected money two dimension When code scanning recognition success, judge whether that meeting intermediate interface redirects condition, if satisfied, then terminal can redirect intermediate pair of display Money interface, that is, resource provides intermediate interface.
Behind payment interface among display, user can click " identify and pay " button, or click graphic code region, The dynamic gathering Quick Response Code in intermediate interface of paying the bill will be identified in terminal, obtain payment information；Then, terminal can be shown Payment affirmation interface, the payment affirmation interface include：Password Input frame (authenticating input interface), " confirming payment " button is (i.e. Resource transfers confirm interface), the user information (head portrait, pet name etc.) of beneficiary, real name information, payment amount information, binding Silver card account information etc..
User can input payment cipher in Password Input frame, when terminal detects that Password Input is completed, Ke Yigen According to payment information and payment cipher information input by user, identifies and shift from paying party mark (such as paying party account) to beneficiary Or the corresponding amount of money of payment.When shifting successfully, that is, when paying successfully, shows payment result interface, inform and pay successfully.Wherein, Payment result interface may include paying successfully to indicate information, beneficiary information (head portrait, the pet name, real name information etc.), payment gold The information such as volume, gathering remarks.
506, terminal is triggered from virtual resource issuer according to virtual resource transinformation and is identified to virtual resource recipient Mark carries out resource transfers.
For example, when judging that being unsatisfactory for intermediate interface redirects condition, terminal can be directly according to virtual resource transinformation Triggering, which identifies to identify to virtual resource recipient from virtual resource issuer, carries out resource transfers.Without showing that resource provides boundary Face, resource provide the interfaces such as intermediate interface, simplify resource transfers flow, promote resource transfers efficiency and speed.
For example, terminal directly can generate virtual resource transfer request according to virtual resource transinformation, wherein this is virtual Resource transfers request can carry the information such as virtual resource recipient mark, virtual resource issuer mark, resource transfers quantity； Then, to the server virtual resource transfer request, so that server such as virtual resource server can turn according to virtual resource Request virtual resource issuer is moved to identify to virtual resource recipient mark progress resource transfers.
In one embodiment, in the case where being unsatisfactory for intermediate interface and redirecting condition, after resource transfers, resource can be shown Result interface is shifted, which may include user information (such as pet name, the real name letter of virtual resource recipient Breath), resource transfers quantity, (such as resource transfers successfully indicate that information, resource transfers unsuccessfully indicate information to resource transfers result information Etc.), resource transfers remark information etc., with reference to figure 5b and Fig. 5 c.
For example, with reference to figure 5b, Fig. 5 c and Fig. 5 d, after barcode scanning shows payment interface, terminal judges whether boundary in meeting Face redirects condition, if not satisfied, the beneficiary information then directly obtained according to barcode scanning is paid or is transferred accounts, and show payment or Transfer result interface.For example, shifting successfully, that is, when paying successfully, shows payment result interface, inform and pay successfully.Wherein, Payment result interface may include paying successfully to indicate the information such as information, beneficiary information, payment amount, gathering remarks.
In one embodiment, in order to promote the safety of virtual resource transfer, judge to be unsatisfactory for intermediate interface in terminal It redirects under condition, can show that resource transfers confirm interface, so that user is confirmed whether to carry out resource transfers.
For example, when judging that being unsatisfactory for intermediate interface redirects condition, terminal can show that resource transfers confirm interface, be based on Detect that the resource transfers confirmation operation that interface is confirmed for resource transfers, triggering are identified from virtual resource issuer to virtual money Source recipient, which identifies, carries out resource transfers.
Wherein, resource transfers confirm that interface includes：Resource transfers confirm interface, at this point it is possible to based on detecting for money Source transfer confirms that the resource transfers confirmation operation of interface, triggering are identified to virtual resource recipient from virtual resource issuer and identified Carry out resource transfers.
The resource transfers confirm interface the form of expression can there are many, for example, the forms such as icon, button, input frame.
In addition, in order to further enhance the safety of resource transfers, interface display safety can also be confirmed in resource transfers Confirmation message, wherein the safety verification information may include：It is (such as close that virtual resource recipient identifies corresponding user information Claim), real name information, resource transfers quantity, the mark binding of virtual resource issuer other resource identification informations (such as silver of binding Row account information) etc. at least one of information.
User can judge whether it is true be directed to resource transfers if safety to resource transfers for safety based on safety verification information Recognize interface and carry out corresponding resource transfers confirmation operation, triggering virtual resource transfer further improves virtual resource transfer Safety.
For example, for paying or transfer accounts, with reference to figure 5e, Fig. 5 f, when terminal-pair static state gathering two-dimensional code scanning is identified as When work(, judge whether that meeting intermediate interface redirects condition, if satisfied, then terminal judges whether that meeting intermediate interface redirects condition.
When judging that meeting intermediate interface redirects condition, show that intermediate payment interface carries out subsequent payment flow, ginseng It is admitted to the related introduction for stating Fig. 5 b and Fig. 5 c.
When judging that being unsatisfactory for intermediate interface redirects condition, terminal can show payment affirmation interface, payment affirmation circle Face includes：The user information (head portrait, pet name etc.), real name of " confirming payment " button (i.e. resource transfers confirm interface), beneficiary Information, payment amount information, silver card account information of binding etc..
When user is to " the confirm pay " button " when carrying out clicking operation, terminal can be detected presses for " confirming payment " The clicking operation of button ", at this point it is possible to according to clicking operation triggering from paying party mark (such as paying party account) to beneficiary mark Know transfer or pays the corresponding amount of money.When shifting successfully, that is, when paying successfully, shows payment result interface, inform and pay successfully. Wherein, payment result interface may include paying successfully to indicate information, beneficiary information (head portrait, the pet name, real name information etc.), branch Pay the information such as the amount of money, gathering remarks.
In one embodiment, in the case of judging that being unsatisfactory for intermediate interface redirects condition, in order to promote virtual resource peace Quan Xing setting can also authenticate input interface in resource transfers confirm interface, and there are many forms of expression of the interface, for example, Can be input frame, button, icon etc..At this point, terminal can be based on detecting that the authentication for the authentication input interface is defeated Enter the authentication information that operation obtains resource transfers；Then, when detect for resource transfers confirm interface resource transfers confirm When operation, the virtual resource recipient information and authentication information that are identified according to quiet code are triggered from virtual resource issuer mark Know to identify to virtual resource recipient and carries out resource transfers.
For example, to pay or transfer accounts for (i.e. non-to exempt from close payment), with reference to figure 5g, when terminal-pair static state gathering Quick Response Code is swept It retouches when identifying successfully, terminal judges whether that meeting intermediate interface redirects condition.
When judging that meeting intermediate interface redirects condition, show that intermediate payment interface carries out subsequent payment flow, ginseng It is admitted to the related introduction for stating Fig. 5 d.
When judging that being unsatisfactory for intermediate interface redirects condition, terminal can show payment affirmation interface, payment affirmation circle Face includes：Password Input frame (authenticating input interface), " confirm payment " button (i.e. resource transfers confirmation interface), beneficiary User information (head portrait, pet name etc.), real name information, payment amount information, silver card account information of binding etc..
User can input payment cipher in Password Input frame, and when terminal detects that Password Input finishes, terminal can be with According to payment information and payment cipher information input by user, from paying party mark (such as paying party account) to beneficiary, mark turns Move or pay the corresponding amount of money.When shifting successfully, that is, when paying successfully, shows payment result interface, inform and pay successfully.Its In, payment result interface may include paying successfully to indicate information, beneficiary information (head portrait, the pet name, real name information etc.), payment The information such as the amount of money, gathering remarks.
It is converted to from the foregoing, it will be observed that static resource can be received code by virtual resource transfer scheme provided in an embodiment of the present invention Dynamic resource receives code, and receives code based on dynamic resource and realize virtual resource transfer, improves the safety of virtual resource transfer Property.In addition, redirecting condition due to increasing intermediate interface, safety and the efficiency of virtual resource can be taken into account, is greatly improved User experience.
In order to preferably implement above method, the embodiment of the present invention also provides a kind of virtual resource transfer device, this is virtual Resource transfers device can be integrated in terminal, and as shown in Figure 6 a, which may include：First recognition unit 601, display unit 602, the second recognition unit 603 and resource transfers trigger element 604 are redirected, it is as follows：
First recognition unit 601, the resource for providing virtual resource recipient receive code and are identified, and obtain virtual Resource recipient's information, the virtual resource recipient information include virtual resource recipient mark and resource transfers quantity；
Display unit 602 is redirected, it is intermediate for when judging that meeting intermediate interface redirects condition, redirecting display resource granting Interface, it includes that virtual resource recipient identifies corresponding dynamic resource reception code that the resource, which provides intermediate interface,；
Second recognition unit 603, it is right for being operated based on the identification for providing intermediate interface for the resource detected The resource is provided dynamic resource reception code current in intermediate interface and is identified, and the virtual resource transinformation is obtained, The virtual resource transinformation includes the virtual resource recipient mark and the resource transfers quantity；
Resource transfers trigger element 604, for being triggered from virtual resource issuer according to the virtual resource transinformation It identifies to identify to virtual resource recipient and carries out resource transfers.
In one embodiment, resource transfers trigger element 604 can be also used for when judgement.Intermediate interface is unsatisfactory for redirect When condition, is directly triggered from virtual resource issuer and identified to virtual resource recipient according to the virtual resource recipient information Mark carries out resource transfers
In one embodiment, described to redirect display unit 602, it can be specifically used for：
Judge whether Current resource transfer quantity is more than the static resource and receives the corresponding maximum resource transfer quantity of code；
If so, judgement meets intermediate interface and redirects condition, and redirects display resource and provide intermediate interface.
In one embodiment, described to redirect display unit 602, it can be specifically used for：
It obtains the virtual resource recipient and identifies corresponding reference information；
When the reference information is unsatisfactory for default credit term, judgement meets intermediate interface and redirects condition, and redirects aobvious Show that resource provides intermediate interface.
In one embodiment, described to redirect display unit 602, it can be specifically used for：
It obtains the virtual resource recipient and identifies corresponding fraud information；
When the fraud information, which meets, presets fraud condition, judgement meets intermediate interface and redirects condition, and redirects Show that resource provides intermediate interface.
In one embodiment, described to redirect display unit 602, it can be specifically used for：
Obtain the resource that the virtual resource issuer mark in historical time section receives code transferring resource based on resource Shift total amount；
When the resource transfers total amount is more than predetermined threshold value, judgement meets intermediate interface and redirects condition, and redirects display Resource provides intermediate interface.
In one embodiment, described to redirect display unit 602, it can be specifically used for：
It obtains the virtual resource issuer mark in historical time section and code transfer money is received based on presently described resource The resource transfers total amount in source；
When the resource transfers total amount is more than predetermined threshold value, judgement meets intermediate interface and redirects condition, redirects display money Provide intermediate interface in source.
In one embodiment, described to redirect display unit 602, it can be specifically used for：
The virtual resource issuer in historical time section is obtained to identify to virtual resource recipient mark progress resource transfers Resource transfers number；
When the resource transfers number is more than preset times, judgement meets intermediate interface and redirects condition, and redirects display Resource provides intermediate interface.
In one embodiment, described to redirect display unit 602, it can be specifically used for：
The history virtual resource recipient mark for obtaining virtual resource issuer mark history transferring resource, obtains history mark Know set；
Judge that the history identification set whether there is the identical history with virtual resource recipient mark and virtually provide Source recipient identifies；
If being not present, judgement meets intermediate interface and redirects condition, and redirects display resource and provide intermediate interface.
In one embodiment, described to redirect display unit 602, it can be specifically used for：
Obtain social networks between the virtual resource issuer mark and virtual resource recipient mark；
When the social networks are default social networks, then judge that meeting intermediate interface redirects condition, and redirect display Resource provides intermediate interface.
In one embodiment, described to redirect display unit 602, it can be specifically used for：
Obtain the virtual resource granting in historical time section identify corresponding history maximum resource transfer quantity and Current resource shifts quantity；
Judge whether the Current resource transfer quantity is more than the history maximum resource and shifts quantity；
If more than then judging to meet intermediate interface and redirect condition, and redirect display resource and provide intermediate interface.
In one embodiment, described to redirect display unit 602, it can be specifically used for：
Obtain the identification number that code is currently received to the resource；
When the identification number is more than preset times, judgement meets intermediate interface and redirects condition, and redirects display resource Provide intermediate interface.
In one embodiment, the virtual resource recipient information further includes：Virtual resource recipient mark corresponding the One user information；It is described to redirect display unit 602, it can be specifically used for：
The virtual resource recipient, which is obtained, from server identifies corresponding second user information；
First user information and the second user information are compared；
When first user information and second user information differ, judgement meets intermediate interface and redirects condition, and It redirects display resource and provides intermediate interface.
In one embodiment, with reference to figure 6b, virtual resource transfer device further includes updating unit 606；
The updating unit 606, is used for：
When detecting that the dynamic resource receives the update cycle arrival of code, obtains the virtual resource from server and connect Debit identifies corresponding new dynamic resource and receives code；
The dynamic resource in the resource granting intermediate interface, which is updated, according to the new dynamic resource reception code receives code.
In one embodiment, the second recognition unit 603, is used for：
When detecting the identification operation for providing intermediate interface for the resource, it is right to obtain the dynamic resource reception code The term of validity answered；
When the term of validity does not reach, to the resource provide current dynamic resource in intermediate interface receive code into Row identification.
In one embodiment, with reference to figure 6c, the virtual resource transfer device can also include：Information display unit 607；
Described information display unit 607, is used for：
It obtains the virtual resource recipient and identifies corresponding safety verification information, the safety verification information includes real name At least one of information, operation information；
The safety verification information is shown in the resource provides intermediate interface.
In one embodiment, with reference to figure 6d, the resource transfers trigger element 604 may include：
Interface display subelement 6041 is confirmed, for showing that resource transfers confirm boundary according to the virtual resource transinformation Face；
Transfer triggering subelement 6042, for based on detect for the resource transfers confirm interface resource transfers it is true Recognize operation, triggering, which identifies to identify to virtual resource recipient from virtual resource issuer, carries out resource transfers.
In one embodiment, it further includes graphic code region that the resource, which provides intermediate interface, and the dynamic resource receives code In the graphic code region；
Second recognition unit 603, is used for：It is operated based on the identification for the graphic code region detected, it is right Dynamic resource in the graphic code region receives code and is identified.
In one embodiment, the resource granting intermediate interface further includes：Graphic code identifies interface；
Second recognition unit 603, is used for：Based on the identification behaviour for identifying interface for the graphic code detected Make, providing dynamic resource reception code current in intermediate interface to the resource is identified.
The step of execution of the above each unit, can refer to the description of above method embodiment.
When it is implemented, above each unit can be realized as independent entity, arbitrary combination can also be carried out, is made It is realized for same or several entities, the specific implementation of above each unit can be found in the embodiment of the method for front, herein not It repeats again.
The virtual resource transfer device specifically can in integrated terminal, the terminal can with mobile phone, tablet computer, wearable set It is standby etc..
From the foregoing, it will be observed that virtual resource of embodiment of the present invention transfer device connects virtual resource by the first recognition unit 601 The resource that debit provides receives code and is identified, and obtains virtual resource recipient's information, the virtual resource recipient packet Include virtual resource recipient mark and resource transfers quantity；By redirecting display unit 602 item is redirected when judgement meets intermediate interface When part, redirects display resource and provide intermediate interface, it includes that virtual resource recipient identifies correspondence that the resource, which provides intermediate interface, Dynamic resource receive code；By the second recognition unit 603 based on the identification for providing intermediate interface for the resource detected Operation is provided dynamic resource reception code current in intermediate interface to the resource and is identified, obtains the virtual resource and turn Information is moved, the virtual resource transinformation includes the virtual resource recipient mark and the resource transfers quantity；By providing Source transfer trigger element 604 is identified to virtual resource from virtual resource issuer according to virtual resource transinformation triggering and is connect Debit, which identifies, carries out resource transfers.Static resource can be received code and be converted to dynamic resource reception code by the program, and based on dynamic State resource receives code and realizes virtual resource transfer, improves the safety of virtual resource transfer.
With reference to figure 7, an embodiment of the present invention provides a kind of terminals 700, may include one or more than one process cores The processor 701 of the heart, the memory 702 of one or more computer readable storage mediums, radio frequency (Radio Frequency, RF) components such as circuit 703, power supply 704, input unit 705 and display unit 706.Those skilled in the art It is appreciated that the restriction of terminal structure not structure paired terminal shown in Fig. 7, may include than illustrating more or fewer portions Part either combines certain components or different components arrangement.Wherein：
Processor 701 is the control centre of the terminal, using the various pieces of various interfaces and the entire terminal of connection, By running or execute the software program and/or module that are stored in memory 702, and calls and be stored in memory 702 Data, execute terminal various functions and processing data, to terminal carry out integral monitoring.Optionally, processor 701 can Including one or more processing cores；Preferably, processor 701 can integrate application processor and modem processor, wherein The main processing operation system of application processor, user interface and application program etc., modem processor mainly handles channel radio Letter.It is understood that above-mentioned modem processor can not also be integrated into processor 701.
Memory 702 can be used for storing software program and module, and processor 701 is stored in memory 702 by operation Software program and module, to perform various functions application and data processing.
During RF circuits 703 can be used for receiving and sending messages, signal sends and receivees, and particularly, the downlink of base station is believed After breath receives, one or the processing of more than one processor 701 are transferred to；In addition, the data for being related to uplink are sent to base station.
Terminal further includes the power supply 704 (such as battery) powered to all parts, it is preferred that power supply can pass through power supply pipe Reason system and processor 701 are logically contiguous, to realize management charging, electric discharge and power managed by power-supply management system Etc. functions.Power supply 704 can also include one or more direct current or AC power, recharging system, power failure inspection The random components such as slowdown monitoring circuit, power supply changeover device or inverter, power supply status indicator.
The terminal may also include input unit 705, which can be used for receiving the number or character letter of input Breath, and generation keyboard related with user setting and function control, mouse, operating lever, optics or trace ball signal are defeated Enter.
The terminal may also include display unit 706, which can be used for showing information input by user or carry The information of user and the various graphical user interface of terminal are supplied, these graphical user interface can be by figure, text, figure Mark, video and its arbitrary combination are constituted.Display unit 708 may include display panel, optionally, liquid crystal display may be used (LCD, Liquid Crystal Display), Organic Light Emitting Diode (OLED, Organic Light-Emitting ) etc. Diode forms configure display panel.
Specifically in the present embodiment, the processor 701 in terminal can be according to following instruction, will be one or more The corresponding executable file of process of application program is loaded into memory 702, and is stored in storage by processor 701 to run Application program in device 702 is as follows to realize various functions：
Code is received to the resource that virtual resource recipient provides to be identified, and obtains virtual resource recipient's information, it is described Virtual resource recipient's information includes virtual resource recipient mark and resource transfers quantity；
When judging that meeting intermediate interface redirects condition, redirects display resource and provide intermediate interface, during the resource is provided Boundary face includes that virtual resource recipient identifies corresponding dynamic resource reception code；
Based on the identification operation for providing intermediate interface for the resource detected, intermediate interface is provided to the resource In current dynamic resource receive code and be identified, obtain the virtual resource transinformation, the virtual resource transinformation Including virtual resource recipient mark and the resource transfers quantity；
It is identified to virtual resource recipient and is identified from virtual resource issuer according to virtual resource transinformation triggering Carry out resource transfers.
The resource that terminal provided in an embodiment of the present invention can provide virtual resource recipient receives code and is identified, and obtains To virtual resource recipient's information, virtual resource recipient's information includes virtual resource recipient mark and resource transfers number Amount；When judging that meeting intermediate interface redirects condition, redirects display resource and provide intermediate interface, which provides intermediate interface packet It includes virtual resource recipient and identifies corresponding dynamic resource reception code；Based on the knowledge for providing intermediate interface for resource detected It does not operate, providing dynamic resource reception code current in intermediate interface to resource is identified, and obtains virtual resource transinformation, The virtual resource transinformation includes virtual resource recipient mark and resource transfers quantity；It is touched according to virtual resource transinformation Hair, which identifies to identify to virtual resource recipient from virtual resource issuer, carries out resource transfers.The program can connect static resource It receives code and is converted to dynamic resource reception code, and code is received based on dynamic resource and realizes virtual resource transfer, improve virtual resource The safety of transfer.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment is can It is completed with instructing relevant hardware by program, which can be stored in a computer readable storage medium, storage Medium may include：Read-only memory (ROM, Read Only Memory), random access memory (RAM, Random Access Memory), disk or CD etc..
Be provided for the embodiments of the invention above a kind of virtual resource transfer method, device, terminal and storage medium into It has gone and has been discussed in detail, principle and implementation of the present invention are described for specific case used herein, the above implementation The explanation of example is merely used to help understand the method and its core concept of the present invention；Meanwhile for those skilled in the art, according to According to the thought of the present invention, there will be changes in the specific implementation manner and application range, in conclusion the content of the present specification It should not be construed as limiting the invention.

Claims (22)

1. a kind of virtual resource transfer method, which is characterized in that including：
Code is received to the resource that virtual resource recipient provides to be identified, and obtains virtual resource recipient's information, it is described virtual Resource recipient's information includes virtual resource recipient mark and resource transfers quantity；
When judging that meeting intermediate interface redirects condition, redirects display resource and provide intermediate interface, boundary during the resource is provided Face includes that virtual resource recipient identifies corresponding dynamic resource reception code；
Based on detecting the identification operation for providing intermediate interface for the resource, to the resource provide in intermediate interface when Preceding dynamic resource receives code and is identified, and obtains the virtual resource transinformation, the virtual resource transinformation includes The virtual resource recipient mark and the resource transfers quantity；
It identifies to identify to virtual resource recipient from virtual resource issuer according to virtual resource transinformation triggering and carry out Resource transfers.
2. virtual resource transfer method as described in claim 1, which is characterized in that further include：
When judging that being unsatisfactory for intermediate interface redirects condition, directly triggered from virtual money according to the virtual resource recipient information Source issuer, which identifies to identify to virtual resource recipient, carries out resource transfers.
3. virtual resource transfer method as described in claim 1, which is characterized in that redirect condition when judgement meets intermediate interface When, it redirects display resource and provides intermediate interface, including：
Judge whether Current resource transfer quantity is more than the static resource and receives the corresponding maximum resource transfer quantity of code；
If so, judgement meets intermediate interface and redirects condition, and redirects display resource and provide intermediate interface.
4. virtual resource transfer method as described in claim 1, which is characterized in that redirect condition when judgement meets intermediate interface When, it redirects display resource and provides intermediate interface, including：
It obtains the virtual resource recipient and identifies corresponding reference information；
When the reference information is unsatisfactory for default credit term, judgement meets intermediate interface and redirects condition, and redirects display money Provide intermediate interface in source.
5. virtual resource transfer method as described in claim 1, which is characterized in that redirect condition when judgement meets intermediate interface When, it redirects display resource and provides intermediate interface, including：
It obtains the virtual resource recipient and identifies corresponding fraud information；
When the fraud information, which meets, presets fraud condition, judgement meets intermediate interface and redirects condition, and redirects display Resource provides intermediate interface.
6. virtual resource transfer method as described in claim 1, which is characterized in that redirect condition when judgement meets intermediate interface When, it redirects display resource and provides intermediate interface, including：
Obtain the resource transfers that the virtual resource issuer mark in historical time section receives code transferring resource based on resource Total amount；
When the resource transfers total amount is more than predetermined threshold value, judgement meets intermediate interface and redirects condition, and redirects display resource Provide intermediate interface.
7. virtual resource transfer method as described in claim 1, which is characterized in that redirect condition when judgement meets intermediate interface When, it redirects display resource and provides intermediate interface, including：
It obtains the virtual resource issuer mark in historical time section and code transferring resource is received based on presently described resource Resource transfers total amount；
When the resource transfers total amount is more than predetermined threshold value, judgement meets intermediate interface and redirects condition, redirects display resource hair Put intermediate interface.
8. virtual resource transfer method as described in claim 1, which is characterized in that redirect condition when judgement meets intermediate interface When, it redirects display resource and provides intermediate interface, including：
It obtains the virtual resource issuer in historical time section and identifies the money for being identified to virtual resource recipient and carrying out resource transfers Source transfer number；
When the resource transfers number is more than preset times, judgement meets intermediate interface and redirects condition, and redirects display resource Provide intermediate interface.
9. virtual resource transfer method as described in claim 1, which is characterized in that redirect condition when judgement meets intermediate interface When, it redirects display resource and provides intermediate interface, including：
The history virtual resource recipient mark for obtaining virtual resource issuer mark history transferring resource, obtains history identification collection It closes；
Judge that the history identification set whether there is the identical history virtual resource with virtual resource recipient mark and connect Debit identifies；
If being not present, judgement meets intermediate interface and redirects condition, and redirects display resource and provide intermediate interface.
10. virtual resource transfer method as described in claim 1, which is characterized in that redirect item when judgement meets intermediate interface When part, redirects display resource and provide intermediate interface, including：
Obtain social networks between the virtual resource issuer mark and virtual resource recipient mark；
When the social networks are default social networks, then judge that meeting intermediate interface redirects condition, and redirect display resource Provide intermediate interface.
11. virtual resource transfer method as described in claim 1, which is characterized in that redirect item when judgement meets intermediate interface When part, redirects display resource and provide intermediate interface, including：
It obtains the virtual resource granting in historical time section and identifies corresponding history maximum resource transfer quantity and current Resource transfers quantity；
Judge whether the Current resource transfer quantity is more than the history maximum resource and shifts quantity；
If more than then judging to meet intermediate interface and redirect condition, and redirect display resource and provide intermediate interface.
12. virtual resource transfer method as described in claim 1, which is characterized in that redirect item when judgement meets intermediate interface When part, redirects display resource and provide intermediate interface, including：
Obtain the identification number that code is currently received to the resource；
When the identification number is more than preset times, judgement meets intermediate interface and redirects condition, and redirects display resource granting Intermediate interface.
13. virtual resource transfer method as described in claim 1, which is characterized in that the virtual resource recipient information is also Including：Virtual resource recipient identifies corresponding first user information；
When judging that meeting intermediate interface redirects condition, redirects display resource and provide intermediate interface, including：
The virtual resource recipient, which is obtained, from server identifies corresponding second user information；
First user information and the second user information are compared；
When first user information and second user information differ, judgement meets intermediate interface and redirects condition, and redirects Show that resource provides intermediate interface.
14. virtual resource transfer method as described in claim 1, which is characterized in that sent out for the resource detecting Before putting the identification operation of intermediate interface, the method further includes：
It obtains the virtual resource recipient and identifies corresponding safety verification information, the safety verification information includes real name letter At least one of breath, operation information；
The safety verification information is shown in the resource provides intermediate interface.
15. virtual resource transfer method as claimed in claim 16, which is characterized in that the method further includes：
When detecting that the dynamic resource receives the update cycle arrival of code, the virtual resource recipient is obtained from server It identifies corresponding new dynamic resource and receives code；
The dynamic resource in the resource granting intermediate interface, which is updated, according to the new dynamic resource reception code receives code.
16. virtual resource transfer method as described in claim 1, which is characterized in that be directed to the resource based on what is detected The identification operation for providing intermediate interface is provided dynamic resource reception code current in intermediate interface to the resource and is identified, Including：
When detecting the identification operation for providing intermediate interface for the resource, it is corresponding to obtain the dynamic resource reception code The term of validity；
When the term of validity does not reach, dynamic resource reception code current in intermediate interface is provided to the resource and is known Not.
17. virtual resource transfer method as described in claim 1, which is characterized in that according to the virtual resource transinformation Triggering, which identifies to identify to virtual resource recipient from virtual resource issuer, carries out resource transfers, including：
Show that resource transfers confirm interface according to the virtual resource transinformation；
Based on the resource transfers confirmation operation for confirming interface for the resource transfers is detected, trigger from virtual resource issuer It identifies to identify to virtual resource recipient and carries out resource transfers.
18. virtual resource transfer method as described in claim 1, which is characterized in that the resource is provided intermediate interface and also wrapped Graphic code region is included, the dynamic resource receives code bit in the graphic code region；
Based on detecting the identification operation for providing intermediate interface for the resource, to the resource provide in intermediate interface when Preceding dynamic resource receives code and is identified, including：
It is operated based on the identification for the graphic code region detected, the dynamic resource in the graphic code region is received Code is identified.
19. virtual resource transfer method as described in claim 1, which is characterized in that the resource is provided intermediate interface and also wrapped It includes：Graphic code identifies interface；
Based on detecting the identification operation for providing intermediate interface for the resource, to the resource provide in intermediate interface when Preceding dynamic resource receives code and is identified, including：
Based on the identification operation for identifying interface for the graphic code detected, the resource is provided current in intermediate interface Dynamic resource receive code be identified.
20. a kind of virtual resource transfer device, which is characterized in that including：
First recognition unit, the resource for providing virtual resource recipient receive code and are identified, obtain virtual resource and connect Debit's information, the virtual resource recipient information include virtual resource recipient mark and resource transfers quantity；
Display unit is redirected, intermediate interface, institute are provided for when judging that meeting intermediate interface redirects condition, redirecting display resource It includes that virtual resource recipient identifies corresponding dynamic resource reception code to state resource and provide intermediate interface；
Second recognition unit, for being operated based on the identification for providing intermediate interface for the resource detected, to the money Source is provided dynamic resource reception code current in intermediate interface and is identified, and the virtual resource transinformation, the void are obtained Quasi- resource transfers information includes the virtual resource recipient mark and the resource transfers quantity；
Resource transfers trigger element is identified for being triggered from virtual resource issuer according to the virtual resource transinformation to void Quasi- resource recipient, which identifies, carries out resource transfers.
21. a kind of terminal, which is characterized in that including memory and processor, the memory is stored with instruction, the processor Described instruction is loaded to execute such as claim 1-18 any one of them methods.
22. a kind of storage medium, which is characterized in that the storage medium is stored with instruction, when described instruction is executed by processor Realize such as claim 1-19 any one of them methods.
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