CN108537991A - A kind of non-contact IC card charging system and its recharge method - Google Patents

A kind of non-contact IC card charging system and its recharge method Download PDF

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Publication number
CN108537991A
CN108537991A CN201810506865.3A CN201810506865A CN108537991A CN 108537991 A CN108537991 A CN 108537991A CN 201810506865 A CN201810506865 A CN 201810506865A CN 108537991 A CN108537991 A CN 108537991A
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China
Prior art keywords
card
user
data
intelligent terminal
money
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Pending
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CN201810506865.3A
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Chinese (zh)
Inventor
王昆鹏
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Henan Cloud Soft Information Technology Co Ltd
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Henan Cloud Soft Information Technology Co Ltd
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Priority to CN201810506865.3A priority Critical patent/CN108537991A/en
Publication of CN108537991A publication Critical patent/CN108537991A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0004Hybrid readers
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a kind of non-contact IC card charging system and its recharge method, a kind of non-contact IC card charging system includes IC card reader, intelligent terminal, payment platform and data center, consumption management system;Wherein, intelligent terminal is connect with IC card reader, payment platform and data center to center communications simultaneously, and payment platform, consumption management system and data center communicate to connect;Charging request is sent to payment platform by intelligent terminal, and charging request includes load value data;After payment platform completes the payment process of load value data according to charging request, payment platform sends to data center and supplements confirmation message with money, wherein it includes load value data to supplement confirmation message with money;Data center receives supplement confirmation message with money after, load value data is sent to intelligent terminal;Load value data is sent to IC card reader by intelligent terminal, so that load value data is written in IC card IC card reader.The present invention realizes the remote recharge to IC card.

Description

A kind of non-contact IC card charging system and its recharge method
Technical field
The present invention relates to IC card recharging and paying technical field more particularly to a kind of non-contact IC card charging system and its fill Value method.
Background technology
Non-contact IC card, also known as radio-frequency card.It is made of IC chip, induction antenna.The general PVC card for being encapsulated in standard In piece, chip and antenna be not exposed.It successfully combines Radio Frequency Identification Technology and IC card technology.Card is in certain distance Range completes the read-write operation of data close to reader surface by the transmission of radio wave.Non-contact IC card is extensive Ground is applied to the fields such as public transport, all-in-one campus card.In these application fields, present situation universal at present is when user needs to card In when supplementing with money, it is necessary to could be supplemented with money to fixed site of supplementing with money.But this can bring some troubles to user, if than supplementing with money Site is not nearby, it is necessary to which special trip walks certain distance and goes to supplement with money.In addition, also to need queuing etc. when if the people supplemented with money is more It waits for.Therefore, under normal circumstances, it is a more time-consuming thing to this kind of card supplement with money.
How to improve existing way of payment, make its both more simple possible, be easy to use it is easy to spread, realization stay indoors i.e. Supplementing with money for this kind of card can be completed, urgent problem is become.
Invention content
The purpose of the present invention is to provide a kind of non-contact IC card charging systems, to solve IC card in the prior art The problem of being unable to remote recharge;The present invention also aims to provide a kind of side of supplementing with money using non-contact IC card charging system Method.
In order to solve the above technical problems, technical solution used by a kind of non-contact IC card charging system of the present invention It is:A kind of non-contact IC card charging system, including IC card reader, intelligent terminal, payment platform and data center, consumption pipe Reason system;Wherein, the intelligent terminal is connect with the IC card reader, the payment platform and data center to center communications simultaneously, The payment platform, consumption management system and the data center communicate to connect;
Charging request is sent to the payment platform by the intelligent terminal, and the charging request includes load value data;When After the payment platform completes the payment process of the load value data according to the charging request, the payment platform is to the number It is sent according to center and supplements confirmation message with money, to supplement confirmation message with money include the load value data wherein described;
The data center receives described after supplementing confirmation message with money, and the load value data is sent to the intelligence eventually End;The load value data is sent to the IC card reader by the intelligent terminal, so that the IC card reader will be described Load value data is written in IC card.
The consumption management system includes charge machine and work station, and the charge machine is communicated to connect with work station, the work Make station to connect with data center by campus network.
The charge machine includes number key module, and the number key module is detachably connected with charge machine.
Before charging request is sent to the payment platform by the intelligent terminal, the intelligent terminal passes through the IC card Reader reads out the base identity information in user's IC card, and the base identity information is sent to the data center;
The data center is using the intelligent terminal as transfer bridge, by the IC card reader to the user IC Card read-write, and according to the base identity Information Authentication subscriber identity information;
When data center verification user identity is legal, the intelligent terminal shows user information, and the number Apply generating according to user according to center and supplement with money or pay the fees order accordingly, and described in the order of supplementing with money or pay the fees of generation is sent to Intelligent terminal.
It further include the operation corporate server communicated to connect with the data center;The operation corporate server be used for from The data center obtains the charging information of user.
The IC card reader include the more card Compatible IC card readers of Bluetooth Low Energy BLE or Wireless Fidelity wifi block more it is simultaneous Hold IC card reader.
The payment platform includes bank paying platform or Third-party payment platform.
The intelligent terminal includes:Smart mobile phone, Intelligent flat computer with BLE communication patterns, personal digital assistant PDA;Or smart mobile phone, Intelligent flat computer, PDA with wifi communication patterns.
Data exchange process includes the first data exchange process and institute between the IC card reader and the intelligent terminal State the second data exchange process between intelligent terminal and the data center;In the data exchange process, for data Encryption and decryption processing is completed by the IC card reader and the data center, and the intelligent terminal is only as data forwarding Transfer bridge.
Technical solution used by a kind of recharge method using non-contact IC card charging system of the present invention:One kind makes With the recharge method of non-contact IC card charging system, include the following steps:
(1) user supplements progress network on software with money using cell phone application or computer user and supplements with money, after the completion of supplementing with money, remotely fills Valve system stores load value data to system server;
(2) user brushes the subscriber card of oneself to IC card top-up machines installation place in top-up machines;
(3) after swiping the card successfully, IC card top-up machines show user's card information automatically, while user's card information is transferred to network Centring system;It prompts in user data communication, please wait for;
(4) network centric systems detect card information, and the corresponding user information of inquirying card, will if there is charging information Charging information is issued to top-up machines;
(5) top-up machines receive the charging information that center issues, and in the case of confirming that data are effective, user are reminded to brush use again Charging information is written in subscriber card after user card punching for family card;
(6) after top-up machines write card success, user's successful recharging, card taking are prompted, and remind user that can use the user Card;
(7) user hold consumption or insert cards into instrument complete instrument supplement with money.
It is using the advantageous effects of the invention generated:In non-contact IC card charging system provided by the invention, Intelligent terminal is connect with IC card reader, payment platform and data center to center communications simultaneously, payment platform and data center's communication link It connects.When the present invention needs to supplement IC card with money, intelligent terminal is established between IC card reader, payment platform and data center Communication connection after, between intelligent terminal and payment platform complete load value data payment process, in payment platform and data The confirmation process of load value data is completed between center, and issuing for load value data is completed between data center and intelligent terminal Process.After intelligent terminal receives the load value data of data center's transmission, which is sent to IC card reader, into And the load value data is written in IC card IC card reader.It is just real when the IC card is inserted into IC card pre-payment instrument by user Show and IC card pre-payment instrument has been supplemented with money.The present invention is realized using network communication technology, network payment technology to IC card Remote recharge, it is quick, succinct, convenient, it goes business hall or payment to carry out payment to IC card without user's carrying IC card and supplements with money, Greatly facilitate user's life.
Further, it since the oil smoke in dining room, dining room is larger, easily pollutes, corrode number key, and number key module is frequent It uses, sets number key module and charge machine to the structure being detachably connected, it, can integral replacing after number key module damage Number key module, and without replacing charge machine, it is economical and practical.
Description of the drawings
Fig. 1 is a kind of structural schematic diagram of non-contact IC card charging system of the present invention.
Fig. 2 is the schematic diagram of the consumption management system of the present invention.
Fig. 3 is the non-contact IC card recharge procedure figure of the present invention.
Specific implementation mode
The embodiment of the present invention is further described in detail below in conjunction with the accompanying drawings.
A kind of non-contact IC card charging system, as shown in Figure 1, including IC card reader 1, intelligent terminal 2, payment platform 3 and data center 4.Wherein, intelligent terminal 2 is communicated to connect with IC card reader 1, payment platform 3 and data center 4 simultaneously, branch Platform 3 is paid also to communicate to connect with data center 4.
IC card reader 1 is used to load value data be written in IC card, including BLE (Bluetooth Low Energy, bluetooth Low-power consumption) more card Compatible IC card readers or wifi (Wireless-Fidelity, Wireless Fidelity) block compatible IC card read-write more Device.When the card Compatible IC card reader more for BLE of IC card reader 1, IC card reader 1 is whole with intelligence by BLE communication patterns 2 communication connection of end;When the card Compatible IC card reader more for wifi of IC card reader 1, the IC card reader 1 is logical by wifi Letter pattern is communicated to connect with intelligent terminal 2.
IC card reader 1 in the present invention supports memory IC card, logic encryption I cards or CPU (CentralProcessing Unit, central processing unit) blocks.Particularly, the IC card reader 1 in the present invention is portable equipment, In actual application of the present invention, in order to reduce the power consumption of IC card reader 1, IC card reader 1 is under normal conditions not It is powered, but in user's plug-in card, it is powered on using the switch contact realization of IC card seat.
Intelligent terminal 2 is communicated to connect with IC card reader 1, and intelligent terminal 2 and payment platform 3 and data center 4 simultaneously Communication connection.In the present invention, intelligent terminal 2 can be smart mobile phone, Intelligent flat computer, PDA with BLE communication patterns (Personal Digital Assistant, personal digital assistant) etc.;Or the smart mobile phone with wifi communication patterns, intelligence Tablet computer, PDA etc..
Payment platform 3 includes:Bank paying platform or Third-party payment platform.
Data center 4 can realize charging function.Certainly, the data center 4 in the present invention can also record each respectively User's supplements number with money, supplements the charging informations such as time, recharge amount with money.
In the present invention, intelligent terminal 2 is communicated to connect by Internet or mobile data network with payment platform 3, And intelligent terminal 2 is communicated to connect by Internet or mobile data network with data center 4.Meanwhile payment platform 3 with number It is communicated to connect according to being realized also by Internet between center 4.When the present invention needs to supplement IC card with money, intelligent terminal 2 Initially set up the communication connection between IC card reader 1, payment platform 3 and data center 4.When intelligent terminal 2 and IC card are read and write After device 1 connects, the acquiescence of intelligent terminal 2 is intended to supplement the IC card including the IC card reader 1 with money.
As shown in Fig. 2, consumption management system includes charge machine and work station, work station passes through TCP/IP network access datas Center, and by TCP/IP communicate connection charge machine, either using communication converter with RS-485 communicate connection charge machine or It is used using wireless router and is wirelessly connect with charge machine, and communicated by TCP/IP with work station and connect with IC card reader, All-purpose card is supplemented in realization with money.
Charge machine includes number key module, and number key module is detachably connected with charge machine.Dining room, dining room oil smoke compared with Greatly, it easily pollutes, corrode number key, and number key module frequently uses, and number key module is set as detachable with charge machine The structure of connection, after number key module damage, can integral replacing number key module, and without replace charge machine, it is economical and practical.
It is specific as follows that the present invention realized supplements process with money:
(1) intelligent terminal 2 is by IC card reader 1, reads the base identity information in user's IC card, and by the basis Identity information is sent to data center 4.
(2) data center 4 reads and writes user's IC card by IC card reader 1 using intelligent terminal 2 as transfer bridge, and According to base identity Information Authentication subscriber identity information.
(3) when the verification user identity of data center 4 is legal, user information can be shown on intelligent terminal 2.User at this time Operable intelligent terminal 2 supplements with money or pays the fees to the application of data center 4.
(4) data center 4 applies generating supplement with money or pay the fees accordingly order, and supplementing with money generation or paying the fees according to user Order is sent to intelligent terminal 2.
(5) user selects the means of payment on intelligent terminal 2, and completes on-line payment by payment platform 3, and will payment Successful result is sent to data center 4.
(6) it after data center 4 receives the successful result of payment, using intelligent terminal 2 as transfer bridge, is read by IC card It writes device 1 to read and write user's IC card, corresponding load value data is written in user's IC card.
In the present embodiment, consumption management system 5 is realized by Internet and data center 4 and is communicated to connect, for from Data center 4 obtains the charging information of user.Wherein, the charging information of user may include:When supplementing number with money, supplementing with money of user Between, recharge amount etc..Consumption management system 5 is communicated to connect by being established with data center 4, can be obtained in real time and be learnt user Charging information, in order to the timely control to user's charging information.
Specifically, when being supplemented with money using cell phone application or public platform, a kind of use non-contact IC card of the invention is supplemented with money The recharge method of system, its step are as follows:
(1) user supplements progress network on software with money using cell phone application or computer user and supplements with money, after the completion of supplementing with money, remotely fills Valve system stores load value data to system server;
(2) user brushes the subscriber card of oneself to IC card top-up machines installation place in top-up machines;
(3) after swiping the card successfully, IC card top-up machines show user's card information automatically, while user's card information is transferred to network Centring system;It prompts in user data communication, please wait for;
(4) network centric systems detect card information, and the corresponding user information of inquirying card, will if there is charging information Charging information is issued to top-up machines;
(5) top-up machines receive the charging information that center issues, and in the case of confirming that data are effective, user are reminded to brush use again Charging information is written in subscriber card after user card punching for family card;
(6) after top-up machines write card success, user's successful recharging, card taking are prompted, and remind user that can use the user Card;
(7) user hold consumption or insert cards into instrument complete instrument supplement with money
A kind of non-contact IC card charging system provided by the present invention is described in detail above, it is used herein Principle and implementation of the present invention are described for specific case, and the explanation of above example is only intended to help to understand The method and its core concept of the present invention;Meanwhile for those of ordinary skill in the art, according to the thought of the present invention, having There will be changes in body embodiment and application range, in conclusion the content of the present specification should not be construed as to the present invention Limitation.

Claims (10)

1. a kind of non-contact IC card charging system, it is characterised in that:Including IC card reader, intelligent terminal, payment platform and Data center, consumption management system;Wherein, the intelligent terminal simultaneously with the IC card reader, the payment platform sum number It is connected according to center to center communications, the payment platform, consumption management system and the data center communicate to connect;
Charging request is sent to the payment platform by the intelligent terminal, and the charging request includes load value data;When described After payment platform completes the payment process of the load value data according to the charging request, the payment platform is into the data Confirmation message is supplemented in heart transmission with money, wherein described, to supplement confirmation message with money include the load value data;
The data center receives described after supplementing confirmation message with money, and the load value data is sent to the intelligent terminal;Institute It states intelligent terminal and the load value data is sent to the IC card reader, so that the IC card reader supplements number with money by described According in write-in IC card.
2. non-contact IC card charging system according to claim 1, it is characterised in that:The consumption management system includes Charge machine and work station, the charge machine are communicated to connect with work station, and the work station is connect by campus network with data center.
3. non-contact IC card charging system according to claim 2, it is characterised in that:The charge machine includes number key Module, the number key module are detachably connected with charge machine.
4. non-contact IC card charging system according to claim 1, it is characterised in that:The intelligent terminal will be supplemented with money and be asked It asks before being sent to the payment platform, the intelligent terminal reads out the basis in user's IC card by the IC card reader Identity information, and the base identity information is sent to the data center;
User's IC card is read using the intelligent terminal as transfer bridge, by the IC card reader by the data center It writes, and according to the base identity Information Authentication subscriber identity information;
When data center verification user identity is legal, the intelligent terminal shows user information, and in the data The heart is applied generating order of supplementing with money or pay the fees accordingly according to user, and the order of supplementing with money or pay the fees of generation is sent to the intelligence Terminal.
5. non-contact IC card charging system according to claim 1 or 2, it is characterised in that:Further include and the data The operation corporate server of center to center communications connection;The operation corporate server is used to obtain filling for user from the data center Value information.
6. non-contact IC card charging system according to claim 1 or 2, it is characterised in that:The IC card reader packet Include the more card Compatible IC card readers of Bluetooth Low Energy BLE or the more card Compatible IC card readers of Wireless Fidelity wifi.
7. non-contact IC card charging system according to claim 1, it is characterised in that:The payment platform includes bank Payment platform or Third-party payment platform.
8. non-contact IC card charging system according to claim 1, it is characterised in that:The intelligent terminal includes:Band There are the smart mobile phone, Intelligent flat computer, personal digital assistant PDA of BLE communication patterns;Or the intelligence with wifi communication patterns Mobile phone, Intelligent flat computer, PDA.
9. non-contact IC card charging system according to claim 1, it is characterised in that:Data exchange process includes described Between the first data exchange process and the intelligent terminal and the data center between IC card reader and the intelligent terminal Second data exchange process;In the data exchange process, the encryption and decryption processing for data is by the IC card reader It is completed with the data center, the intelligent terminal is only as the transfer bridge of data forwarding.
10. a kind of recharge method using a kind of non-contact IC card charging system as described in claim 1-9, feature exists In including the following steps:
(1) user supplements progress network on software with money using cell phone application or computer user and supplements with money, after the completion of supplementing with money, remote recharge system System stores load value data to system server;
(2) user brushes the subscriber card of oneself to IC card top-up machines installation place in top-up machines;
(3) after swiping the card successfully, IC card top-up machines show user's card information automatically, while user's card information is transferred to network center System;It prompts in user data communication, please wait for;
(4) network centric systems detect card information, and the corresponding user information of inquirying card will supplement with money if there is charging information Information is issued to top-up machines;
(5) top-up machines receive the charging information that center issues, and in the case of confirming that data are effective, user are reminded to brush user again Charging information is written in subscriber card after user card punching for card;
(6) after top-up machines write card success, user's successful recharging, card taking are prompted, and remind user that can use the subscriber card;
(7) user hold consumption or insert cards into instrument complete instrument supplement with money.
CN201810506865.3A 2018-05-11 2018-05-11 A kind of non-contact IC card charging system and its recharge method Pending CN108537991A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109816379A (en) * 2019-01-15 2019-05-28 重庆乔松信息技术有限公司 Utilize the network payment system of mobile phone direct read/write IC card
CN109858295A (en) * 2019-01-15 2019-06-07 重庆乔松信息技术有限公司 Utilize the method for network payment of mobile phone direct read/write IC card

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN203376820U (en) * 2013-07-09 2014-01-01 东莞市中控电子技术有限公司 Double-color-screen consumption machine
CN205608772U (en) * 2016-01-20 2016-09-28 浙江万邦智能工程有限公司 Campus card management system
CN106327189A (en) * 2016-09-20 2017-01-11 四川海力智能科技股份有限公司 IC card topping-up system
CN107464104A (en) * 2017-07-28 2017-12-12 优艾特仪表科技成都有限公司 A kind of IC-card top-up machines and recharge method

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN203376820U (en) * 2013-07-09 2014-01-01 东莞市中控电子技术有限公司 Double-color-screen consumption machine
CN205608772U (en) * 2016-01-20 2016-09-28 浙江万邦智能工程有限公司 Campus card management system
CN106327189A (en) * 2016-09-20 2017-01-11 四川海力智能科技股份有限公司 IC card topping-up system
CN107464104A (en) * 2017-07-28 2017-12-12 优艾特仪表科技成都有限公司 A kind of IC-card top-up machines and recharge method

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109816379A (en) * 2019-01-15 2019-05-28 重庆乔松信息技术有限公司 Utilize the network payment system of mobile phone direct read/write IC card
CN109858295A (en) * 2019-01-15 2019-06-07 重庆乔松信息技术有限公司 Utilize the method for network payment of mobile phone direct read/write IC card
CN109816379B (en) * 2019-01-15 2022-02-22 重庆乔松信息技术有限公司 Network payment system for directly reading and writing IC card by mobile phone

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