CN108446925A - A kind of trade company's scoring system, terminal and computer readable storage medium - Google Patents
A kind of trade company's scoring system, terminal and computer readable storage medium Download PDFInfo
- Publication number
- CN108446925A CN108446925A CN201810141468.0A CN201810141468A CN108446925A CN 108446925 A CN108446925 A CN 108446925A CN 201810141468 A CN201810141468 A CN 201810141468A CN 108446925 A CN108446925 A CN 108446925A
- Authority
- CN
- China
- Prior art keywords
- trade company
- score
- item
- scoring system
- scoring
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0201—Market modelling; Market analysis; Collecting market data
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/063—Operations research, analysis or management
- G06Q10/0639—Performance analysis of employees; Performance analysis of enterprise or organisation operations
- G06Q10/06393—Score-carding, benchmarking or key performance indicator [KPI] analysis
Abstract
The present invention is suitable for field of computer technology, provides a kind of trade company's scoring system, trade company's scoring system includes:Acquiring unit, for obtaining the first trade company score item, and the first trade company score result corresponding with the first trade company score item;Determination unit determines the scoring rule of trade company for the correspondence of score according to the first trade company item and first trade company's score result;Automatic score unit scores to trade company according to the scoring rule of trade company, and export the second trade company score result corresponding with the second trade company score item for receiving the second trade company score item.Trade company's scoring system provided in an embodiment of the present invention, the first trade company score item and first trade company's score result that determination unit is got according to acquiring unit determine the scoring rule of trade company;Automatic score unit realizes the automatic score of trade company according to the scoring rule of trade company, improves the efficiency of trade company's score, and realizes the precision, automation, intelligence of trade company's score.
Description
Technical field
The invention belongs to field of computer technology more particularly to a kind of trade company's scoring system, terminal and computer-readable deposit
Storage media.
Background technology
In order to carry out risk control to trade company, it will usually trade company is classified, it is different according to the grade of trade company, to trade company
Carry out different risk controls, such as the experience range of regulation and control trade company, trading limit, preferential policy.The division of trade company's grade is
According to the scoring of trade company come what is determined, quotient is adjusted according to indexs such as the management state of each trade company, customer complaint amount, trading volumes
The score value at family, and then trade company is classified.
In the prior art, the indexs such as management state, customer complaint amount, the trading volume of influence trade company score value are collected, mainly
Using being manually collected, later according to the indices being collected into, trade company's score value is calculated by artificial or system, then
Trade company's level adjustment is carried out according to trade company's score value of calculating, and takes corresponding air control measure.Trade company's score value of above two mode
Calculation, by manually calculating, when trade company is more, calculation amount significantly increases, and needs to spend prodigious cost of labor, and
Manual operation is susceptible to careless omission;It is calculated by existing system, existing system is generally according to certain rule unification pair
Trade company carries out score value calculating, and each rule, which is required for configuring corresponding program, to be handled, hence it is evident that is reduced computational efficiency, and is carried
High calculating cost.
In conclusion trade company's point system in the prior art exists:The problem that efficiency of scoring is low, score is of high cost.
Invention content
The embodiment of the present invention provides a kind of trade company's scoring system, it is intended to solve trade company's point system in the prior art and deposit
:The problem that efficiency of scoring is low, score is of high cost.
The embodiment of the present invention is achieved in that a kind of trade company's scoring system, trade company's scoring system include:
Acquiring unit, for obtaining the first trade company score item, and the first quotient corresponding with first trade company score item
Family score result;
Determination unit, the correspondence of be used to be scored according to first trade company item and first trade company score result,
Determine the scoring rule of trade company;
Automatic score unit carries out trade company according to the scoring rule of the trade company for receiving the second trade company score item
Score, and export the second trade company score result corresponding with second trade company score item.
The embodiment of the present invention also provides a kind of trade company's score terminal, and trade company's score terminal includes memory, processor
And it is stored in the computer program that can be run in the memory and on the processor, the processor executes the meter
The function of system as described above is realized when calculation machine program.
The embodiment of the present invention also provides a kind of storage medium, and the computer-readable recording medium storage has computer journey
Sequence, the computer program realize the function of system as described above when being executed by processor.
Trade company's scoring system provided in an embodiment of the present invention obtains the first trade company score item and the first quotient by acquiring unit
Family score result;The the first trade company score item and the score of the first trade company got according to the acquiring unit by determination unit is tied
Fruit determines the scoring rule of trade company;The automatic score for realizing trade company according to the scoring rule of trade company by automatic score unit, carries
The efficiency of Gao Liao trade companies score reduces trade company's score cost, realizes the precision, automation, intelligence of the result of trade company's score
Energyization.
Description of the drawings
Fig. 1 is a kind of structural schematic diagram of trade company's scoring system provided in an embodiment of the present invention;
Fig. 2 is a kind of structural schematic diagram of determination unit provided in an embodiment of the present invention;
Fig. 3 is a kind of structural schematic diagram of automatic score unit provided in an embodiment of the present invention;
Fig. 4 is the structural schematic diagram of another trade company scoring system provided in an embodiment of the present invention;
Fig. 5 is the structural schematic diagram of another trade company's scoring system provided in an embodiment of the present invention;
Fig. 6 is the structural schematic diagram of another trade company's scoring system provided in an embodiment of the present invention.
Specific implementation mode
In order to make the purpose , technical scheme and advantage of the present invention be clearer, with reference to the accompanying drawings and embodiments, right
The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and
It is not used in the restriction present invention.
Trade company's scoring system provided in an embodiment of the present invention, determination unit are counted according to the first trade company that acquiring unit is got
Subitem and first trade company's score result determine the scoring rule of trade company;Automatic score unit realizes quotient according to the scoring rule of trade company
The automatic score at family, improves the efficiency of trade company's score, and realizes the precision, automation, intelligence of trade company's score.
Fig. 1 shows a kind of structural schematic diagram of trade company's scoring system 100 provided in an embodiment of the present invention, for the ease of saying
It is bright, it illustrates only in the relevant part of the embodiment of the present invention.Trade company's scoring system 100, including:
Acquiring unit 10, for obtain the first trade company score item, and with first trade company score item corresponding first
Trade company's score result.
In embodiments of the present invention, the first trade company score item includes but not limited to trade company's management state item, complains quantifier, hands over
Easy quantifier, trade company manage qualification item, forbidden industry item, the individual event of problem name, risk case item, identification item, public sentiment item etc..
Wherein, trade company's management state item include stop doing business, close a business, dismissing, suspending business to bring up to standard, failing to carry out client commodity or service
Agreement is accused of great civil disputation or is accused of economic crime, colludes with bad holder or third party, is identified as being accused of bank
Card fraud occurs that breach of terms and conditions contracted situation, commercial quality are inferior to cause heavy losses etc. to consumer;Trade company manages qualification item
It is revoked including business license, network platform business license is revoked, is just being revoked in logout flow path, special operation permission, is being arranged
Enter to break the law on a serious scale to break one's promise enterprise's list, abnormal operation etc.;Forbidden industry item includes that internal selective examination belongs to the forbidden industry of channel, pause
Involved trade company number, all business of pause etc.;Problem name individual event includes concern list, rectifies and improves list, shuts down list;Risk case item
Including average risk event, material risk event;Public sentiment item includes that mainstream media's report generates significant impact, non-master Streaming Media report
Road generates harmful effect etc..
As an embodiment of the present invention, first trade company's score result includes increasing score value, deducting score value.
It is appreciated that above-mentioned each first trade company score item is different, corresponding first trade company score result is accordingly different.
In embodiments of the present invention, the first trade company score item can be got by artificially collecting, and can also be logical
It crosses what terminal system was got, can also be what quotient's pipe portion door Manners of Delivery was got etc., do not limit specifically.
For example, the intraday customer complaint amount that A trade companies are got by the mode of artificially collecting is 3, trading volume 120
Pen, and be -3 points by the way that the corresponding score result of corresponding A vendors complaint amount is manually calculated, the corresponding meter of trading volume
It is+5 points to divide result.
For example, getting B trade companies in rectifying and improving list by quotient's guard system, it is 5 to artificially collect its daily trading volume, and
It is -20 points by the way that corresponding A trade companies are manually calculated to rectify and improve the corresponding score result of list, the corresponding score result of trading volume
It is -5 points.
For example, situation is arranged in the appearance breach of contract that C trade companies are got by manual research, and by being manually calculated
It is -30 points that the corresponding score result of breach of contract agreement situation, which occur, in corresponding C trade companies.
It is appreciated that the score value of the corresponding first trade company score result of the first trade company score item in above-mentioned each embodiment
It can be configured as the case may be, the score result in being not limited to the above embodiment.
Determination unit 20, for being scored according to first trade company, item is corresponding with first trade company score result to close
System, determines the scoring rule of trade company.
In embodiments of the present invention, the scoring rule of trade company includes:
Increase trade company's score value, for increasing trade company's score value according to the default score value of difference;
Trade company's score value is deducted, for deducting trade company's score value according to the default score value of difference.
In embodiments of the present invention, it can be calculated by K-Nearest-Neighbor, learning vector quantizations, Self-organizing Maps
The intelligent algorithms such as method divide the correspondence of first trade company score item and first trade company score result
Analysis, and then determine the scoring rule of trade company.
For example, the intraday customer complaint amount of D trade companies is 5, the corresponding score of corresponding D vendors complaint amount is tied
Fruit is -10 points, then can determine that the corresponding scoring rule of every customer complaint is button by K-Nearest-Neighbor algorithms
Except 2 points.
For example, situation is arranged in breach of contract of the appearance of E trade companies, there is breach of contract agreement situation in corresponding E trade companies
Corresponding score result is -15 points, then can determine that breach of terms and conditions contracted situation occur corresponding by Self-organizing Maps algorithm
Scoring rule is to deduct 15 points.
For example, when the first daily trading volume of F trade companies is 21, the corresponding score result of corresponding F trade companies day trade transaction amount is
Increase by 3 points;When the second daily trading volume of F trade companies is 19, the corresponding score result of corresponding F trade companies day trade transaction amount is to deduct 3
Point, then it can determine that the corresponding scoring rule of trading volume is by learning vector quantization algorithm, increase by 3 points more than 20, be less than
20 are deducted 3 points.
Automatic score unit 30, for receive the second trade company score item, according to the scoring rule of the trade company to trade company into
Row score, and export the second trade company score result corresponding with second trade company score item.
In embodiments of the present invention, the second trade company score item but be not limited to trade company's management state item, complain quantifier, trading volume
Item, trade company manage qualification item, forbidden industry item, the individual event of problem name, risk case item, identification item, public sentiment item etc..
Wherein, trade company's management state item include stop doing business, close a business, dismissing, suspending business to bring up to standard, failing to carry out client commodity or service
Agreement is accused of great civil disputation or is accused of economic crime, colludes with bad holder or third party, is identified as being accused of bank
Card fraud occurs that breach of terms and conditions contracted situation, commercial quality are inferior to cause heavy losses etc. to consumer;Trade company manages qualification item
It is revoked including business license, network platform business license is revoked, is just being revoked in logout flow path, special operation permission, is being arranged
Enter to break the law on a serious scale to break one's promise enterprise's list, abnormal operation etc.;Forbidden industry item includes that internal selective examination belongs to the forbidden industry of channel, pause
Involved trade company number, all business of pause etc.;Problem name individual event includes concern list, rectifies and improves list, shuts down list;Risk case item
Including average risk event, material risk event etc..
As an embodiment of the present invention, second trade company's score result includes increasing score value, deducting score value.
It is appreciated that the first trade company score item and the second trade company score item, first trade company's score result and the second trade company are counted
Point result is only used for indicating the scoring to trade company in not homogeneous, and there is no essential distinctions.
As the practical application of the present invention, the intraday visitor of D trade companies is got above by the mode of artificially collecting
Complaint amount in family is 5, and the corresponding score result of corresponding D vendors complaint amount is -10 points, then passes through Self-organizing Maps algorithm
Can determine the corresponding scoring rule of every customer complaint be deduct 2 points, later can intelligence automatic progress customer complaint
The collection of amount, and whenever receiving a customer complaint, deduct D trade companies 2 and divide.
Optionally, in above-mentioned practical application, when can also be 10 by artificially collecting the daily trading volume of D trade companies, button
Except 3 points;When daily trading volume is 12, increases by 3 points, then the corresponding score of daily trading volume can be determined by Self-organizing Maps algorithm
Regular is more than 11 3 points of increases, is less than 11 and deducts 3 points, the receipts of the trade company of progress automatically daily trading volume that later can be intelligent
Collection, and when D trade companies daily trading volume is more than 11, increase by 3 points to D trade companies, when D trade companies daily trading volume is less than 3, deduct D
Trade company 3 divides.
Trade company's scoring system provided in an embodiment of the present invention obtains the first trade company score item and the first quotient by acquiring unit
Family score result;The the first trade company score item and the score of the first trade company got according to the acquiring unit by determination unit is tied
Fruit determines the scoring rule of trade company;The automatic score for realizing trade company according to the scoring rule of trade company by automatic score unit, carries
The efficiency of Gao Liao trade companies score reduces trade company's score cost, realizes the precision, automation, intelligence of the result of trade company's score
Energyization.
Fig. 2 shows a kind of structural schematic diagrams of determination unit 20 provided in an embodiment of the present invention, for convenience of description, only
It shows in the relevant part of the embodiment of the present invention.Above-mentioned determination unit 20, including:
First determination subelement 21, for when judging that first trade company score item meets preset deduction of points item, according to
First default score value deducts trade company's score value.
In embodiments of the present invention, preset deduction of points item includes trade company's management state item, quantifier, trade company is complained to manage qualification
Item, forbidden industry item, the individual event of problem name, risk case item, identification item, public sentiment item etc..
As an embodiment of the present invention, the first preset score value can be 1 point, 2 points, 3 points, 4 points, 5 points, 10 points,
15 points, 20 points, 30 points, 50 grade, set with specific reference to trade company's situation.
For example, when trade company is there are when any one of trade company's management state item, then deducts trade company 10 and divide.
It preferably, then can be right when trade company exists simultaneously multiple the first trade companies score items for meeting preset deduction of points item
Trade company carries out corresponding number and deducts trade company's score value, and e.g., trade company exists simultaneously two in trade company's management state, meets risk case
In one, then deductible trade company 30 divide (i.e. 3 × 10).
As a preferred embodiment of the present invention, the first trade company of difference for meeting preset deduction of points item can also be scored
Different deduction score values is arranged in item, and such as stop doing business corresponding 8 points of deduction;Dismiss corresponding 20 points of deduction;Network platform business license is removed
Pin is corresponding to deduct 35 points;It is accused of economic crime correspondence deduction 90 to grade, does not limit specifically, can be set according to user demand
It sets.
When first trade company score item includes transaction quantifier, above-mentioned determination unit 20 includes:
Second determination subelement 22 is used for when judging that the trading volume of the trade company is more than preset transaction threshold, according to
Second default score value increases trade company's scoring;When judging that the trading volume of the trade company is less than preset transaction threshold, according to second
Default score value deducts trade company's scoring.
In embodiments of the present invention, preset transaction threshold includes preset Day Trading threshold value, moon transaction threshold;It is default to hand over
Easy threshold value can be 2,3,5,10,20,30,50,100, be set with specific reference to trade company's difference.
In embodiments of the present invention, the second default score value can be 1 point, 2 points, 3 points, 4 points, 5 points, 10 points, 15 points, 20
Point, 30 points, 50 grade, set with specific reference to trade company's situation.
For example, the preset Day Trading threshold value of first trade company is 10, when first trade company daily trading volume is less than 10,4 points are deducted,
When first trade company daily trading volume is more than 10, increase by 4 points.
For example, the preset moon transaction threshold of second trade company is 200, when second trade company month trading volume is less than 200,8 are deducted
Point, when the party b subscriber moon, trading volume was more than 200, increase by 8 points.
Trade company's scoring system provided in an embodiment of the present invention, by default when judging that the score item of first trade company meets
Deduction of points item when, deduct trade company's score value according to the first default score value;When judge the trade company trading volume be more than preset transaction
When threshold value, increase trade company's score value according to the second default score value;When judge the trade company trading volume be less than preset transaction threshold
When, trade company's score value is deducted according to the second default score value, is facilitated according to different first trade companies score items and first trade company's score result
Correspondence, determine the scoring rule of trade company, while realizing automatic score, improve entire trade company's scoring system
Intelligence degree.
Fig. 3 shows a kind of structural schematic diagram of automatic score unit 30 provided in an embodiment of the present invention, for the ease of saying
It is bright, it illustrates only in the relevant part of the embodiment of the present invention.
As an embodiment of the present invention, above-mentioned automatic score unit 30, including:
As a result judgment sub-unit 31, for judging whether second trade company's score result of the output reaches preset artificial
Score threshold value.
In an embodiment of the present invention, preset artificial scoring threshold value can be 85%, 88%, 90%, 91%, 92%,
95%, 97%, 99% etc., it does not limit specifically.
First automatic score subelement 32, for when judging result is to be, being carried out according to the scoring rule of the trade company
Automatic trade company's score.
For example, when second trade company's score result reaches 90%, then trade company's scoring system can be advised according to the score of trade company
Automatic score then is carried out to trade company.
As an alternative embodiment of the invention, above-mentioned automatic score unit 30, including:
Number judgment sub-unit 33, the simulation time that the scoring rule for judging according to the trade company scores to trade company
Whether number reaches preset frequency threshold value.
In embodiments of the present invention, preset frequency threshold value can be 5 times, 6 times, 8 times, 10 times, 20 times, 30 times, 35 times,
43 times, it is 50 inferior, do not limit specifically.
Second automatic score subelement 34, for when judging result is to be, being carried out certainly according to the scoring rule of trade company of institute
Dynamic trade company's score.
For example, trade company's scoring system reaches the number realization that trade company scores 10 times according to the scoring rule of trade company
When, then it can start to carry out automatic score to trade company.
Trade company's scoring system provided in an embodiment of the present invention, by reaching pre- when second trade company's score result of judgement output
If artificial scoring threshold value when, then trade company automatic score is carried out according to the scoring rule of the trade company;Or works as and judge according to quotient
The scoring rule at family reaches preset frequency threshold value to the number realization that trade company scores, then according to trade company's scoring rule
Trade company's automatic scoring is carried out, the precision degree of trade company's score result can be monitored, effectively prevent automatic score system
There is the probability of mistake in system output result, improves the precision degree of whole system.
Fig. 4 shows 200 structural schematic diagrams of another trade company scoring system provided in an embodiment of the present invention, for the ease of
Illustrate, illustrates only in the relevant part of the embodiment of the present invention.Trade company's scoring system 200 and score system of trade company shown in FIG. 1
System 100 the difference is that, which further includes:
Air control unit 40 for acquisition and the matched preset air control measure of second trade company score result, and passes through
The preset air control measure carries out risk control to the trade company.
In embodiments of the present invention, according to the difference of second trade company's score result, trade company can be carried out different grades of
It divides, trade company's grade includes high-grade trade company, middle grade trade company, inferior grade trade company.Wherein, each grade trade company can set difference
Score range, such as high-grade trade company's score range be 90 points or more, 91 points or more, 95 points or more, 96 points with first-class;It is medium
Grade trade company score range be 80-90/, between 81-88, between 81-85,86-90/etc.;Inferior grade trade company score value
Ranging from 80 points or less, 79 points or less, 77 points or less, 75 points or less, 70 points or less, 65 points it is such as the following, with specific reference to trade company reality
Border situation is set.
In embodiments of the present invention, preset air control measure includes adjustment trading limit, delayed settlement merchant transaction, freezes
Trade company, adjustment risk guarantee fund amount, adjustment formality rate etc..
It is appreciated that corresponding air control measure can be taken to trade company according to the difference of trade company's grade, such as work as trade company therefrom
When grade trade company is increased to high-grade trade company, it can be correspondingly improved the trading limit of trade company, be such as increased to 5 from Day Sum Limited 10,000
Ten thousand;When trade company is reduced to inferior grade trade company from high-grade trade company, trade company can be freezed accordingly or improve guarantee fund's amount etc..
Trade company's scoring system provided in an embodiment of the present invention is obtained and second trade company score result by air control unit
Matched preset air control measure, and risk control is carried out to the trade company by the preset air control measure, it can basis
Trade company's score result corresponds to trade company's grade, and then is effectively realized to trade company's risk control, anticipating risk event according to trade company's grade
Generation.
Fig. 5 shows 300 structural schematic diagrams of another trade company's scoring system provided in an embodiment of the present invention, for the ease of
Illustrate, illustrates only in the relevant part of the embodiment of the present invention.Trade company's scoring system 300 and score system of trade company shown in FIG. 1
System 100 the difference is that, which further includes:
Unit 50 is improved, for when receiving artificial correction request, according to the artificial correction item received to described the
Two trade company's score results are modified.
In embodiments of the present invention, artificial correction request can be that user is sent by preset send button,
Such as preset virtual push button or physical button.
In embodiments of the present invention, artificial correction item include the second trade company score item, trade company scoring rule etc..
As the practical application of the present invention, in trade company's scoring system, trading volume is corresponding when merchant transaction amount is super
When crossing 50, it is 6 points to increase score value, and when needing to correct increase score value item, user can be by selecting trade company in artificial correction page
Trading volume is revised, and it is 7 points to input corresponding score value of correcting.
Trade company's scoring system provided in an embodiment of the present invention, when receiving artificial correction request by improving unit, according to
The artificial correction item received is modified second trade company score result, is effectively using automatic trade company's scoring system
The loophole that initial stage occurs is modified, and can be further improved to system, to improve the precision degree of the score result of system.
Fig. 6 shows 400 structural schematic diagrams of another trade company's scoring system provided in an embodiment of the present invention, for the ease of
Illustrate, illustrates only in the relevant part of the embodiment of the present invention.Trade company's scoring system 400 and score system of trade company shown in FIG. 1
System 100 the difference is that, which further includes:
Trade company's administrative unit, for determining trade company's initial value according to the affiliated industry of trade company and the scope of business.
In embodiments of the present invention, the affiliated industry of trade company includes finance, clothes, food and drink, amusement etc.;Merchant business range one
The business scope of Ban Zhi trade companies, trade company's business scope be generally country allow enterprise produce and manage merchandise classification, kind and
Service item, such as the business scope of A food and drink trade company is Chinese meal, western-style food, letter meal, beverage.
In embodiments of the present invention, trade company's initial value can be 60 points, 70 points, 80 points, 90 grade, with specific reference to trade company
Situation is set.
Trade company's scoring system provided in an embodiment of the present invention, by trade company's administrative unit according to the affiliated industry of trade company and business
Type determines trade company's initial value, can trade company be carried out trade company's grade classification according to initial value, and carry out corresponding
Air control measure;Meanwhile providing foundation for the score of follow-up trade company, level adjustment.
Trade company's scoring system provided in an embodiment of the present invention obtains the first trade company score item and the first quotient by acquiring unit
Family score result;The the first trade company score item and the score of the first trade company got according to the acquiring unit by determination unit is tied
Fruit determines the scoring rule of trade company;The automatic score for realizing trade company according to the scoring rule of trade company by automatic score unit, carries
The efficiency of Gao Liao trade companies score reduces trade company's score cost, realizes the precision, automation, intelligence of the result of trade company's score
Energyization.
The embodiment of the present invention provides a kind of trade company's score terminal, and trade company score terminal includes:Processor, memory and
It is stored in the computer program that can be run in the memory and on the processor, such as trade company's scoring program.Processor
The function in above-mentioned each trade company's scoring system embodiment, such as score system of trade company shown in Fig. 1 are realized when executing computer program
The function of system.
Illustratively, computer program can be divided into one or more modules, one or more module is stored
In memory, and by processor it executes, to complete the present invention.One or more modules can complete specific function
Series of computation machine program instruction section, the instruction segment are used to describe implementation procedure of the computer program in trade company scores terminal.
For example, the computer program can be divided into each unit as shown in Figure 1.
It will be understood by those skilled in the art that the description of above-mentioned trade company's score terminal is only example, do not constitute to quotient
The restriction of family score terminal, may include component more more or fewer than foregoing description, either combines certain components or difference
Component, such as may include input-output equipment, network access equipment, bus etc..
Alleged processor can be central processing unit (Central Processing Unit, CPU), can also be it
His general processor, digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit
(Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor can also be any conventional processor
It is the control centre of trade company's score terminal Deng, the processor, utilizes various interfaces and the entire trade company's score of connection
The various pieces of terminal.
The memory can be used for storing the computer program and/or module, and the processor is by running or executing
Computer program in the memory and/or module are stored, and calls the data being stored in memory, described in realization
The various functions of trade company's score terminal.The memory can include mainly storing program area and storage data field, wherein storage journey
It sequence area can storage program area, application program (such as sound-playing function, image player function needed at least one function
Deng) etc.;Storage data field can be stored uses created data (such as audio data, phone directory etc.) etc. according to mobile phone.This
Outside, memory may include high-speed random access memory, can also include nonvolatile memory, such as hard disk, memory, insert
Connect formula hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash memory
Block (Flash Card), at least one disk memory, flush memory device or other volatile solid-state parts.
If the integrated module/unit of trade company's score terminal is realized in the form of SFU software functional unit and as independence
Product sale or in use, can be stored in a computer read/write memory medium.Based on this understanding, of the invention
It realizes all or part of Elementary Function in above-described embodiment system, relevant hardware can also be instructed by computer program
It completes, the computer program can be stored in a computer readable storage medium, the computer program is by processor
, it can be achieved that the Elementary Function of above-mentioned each system embodiment when execution.Wherein, the computer program includes computer program generation
Code, the computer program code can be source code form, object identification code form, executable file or certain intermediate forms
Deng.The computer-readable medium may include:Any entity or device, record of the computer program code can be carried
Medium, USB flash disk, mobile hard disk, magnetic disc, CD, computer storage, read-only memory (ROM, Read-Only Memory), with
Machine accesses memory (RAM, Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..
The foregoing is merely illustrative of the preferred embodiments of the present invention, is not intended to limit the invention, all essences in the present invention
All any modification, equivalent and improvement etc., should all be included in the protection scope of the present invention made by within refreshing and principle.
Claims (10)
1. a kind of trade company's scoring system, which is characterized in that trade company's scoring system includes:
Acquiring unit, for obtaining the first trade company score item, and the first trade company meter corresponding with first trade company score item
Divide result;
Determination unit is determined for the correspondence of scored according to first trade company item and first trade company score result
The scoring rule of trade company;
Automatic score unit scores to trade company according to the scoring rule of the trade company for the second trade company of reception score item,
And export the second trade company score result corresponding with second trade company score item.
2. trade company's scoring system as described in claim 1, which is characterized in that the determination unit includes:
First determination subelement, for when judging that first trade company score item meets preset deduction of points item, in advance according to first
If score value deducts trade company's score value.
3. trade company's scoring system as claimed in claim 2, which is characterized in that the preset deduction of points item includes:Trade company manages
Situation item, customer complaint item.
4. trade company's scoring system as described in claim 1, which is characterized in that the first trade company score item includes trading volume
, the determination unit includes:
Second determination subelement is used for when judging that the trading volume of the trade company is more than preset transaction threshold, pre- according to second
If score value increases trade company's score value;When judging that the trading volume of the trade company is less than preset transaction threshold, according to second default point
Value deducts trade company's score value.
5. trade company's scoring system as described in claim 1, which is characterized in that the automatic score unit, including:
As a result judgment sub-unit, for judging whether second trade company's score result of the output reaches preset artificial scoring threshold
Value;
First automatic score subelement, for when judging result is to be, automatic quotient to be carried out according to the scoring rule of the trade company
It scores at family;Or
Number judgment sub-unit, whether the number realization for judging to score to trade company according to the scoring rule of the trade company
Reach preset frequency threshold value;
Second automatic score subelement, for when judging result is to be, automatic trade company to be carried out according to the scoring rule of trade company of institute
Score.
6. trade company's scoring system as described in claim 1, which is characterized in that trade company's scoring system further includes:
Air control unit, for acquisition and the matched preset air control measure of second trade company score result, and by described pre-
If air control measure to the trade company carry out risk control.
7. trade company's scoring system as described in claim 1, which is characterized in that trade company's scoring system further includes:
Improve unit, for when receive artificial correction request when, according to the artificial correction item received to second trade company
Score result is modified.
8. trade company's scoring system as described in claim 1, which is characterized in that trade company's scoring system further includes:
Trade company's administrative unit, for determining trade company's initial value according to the affiliated industry of trade company and the scope of business.
The terminal 9. a kind of trade company scores, which is characterized in that including memory, processor and be stored in the memory and can
The computer program run on the processor, the processor realize such as claim 1- when executing the computer program
The function of trade company's scoring system described in 8 any claims.
10. a kind of computer readable storage medium, which is characterized in that the computer-readable recording medium storage has computer journey
Sequence realizes trade company's scoring system as described in claim 1-8 any claims when the computer program is executed by processor
Function.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201810141468.0A CN108446925A (en) | 2018-02-11 | 2018-02-11 | A kind of trade company's scoring system, terminal and computer readable storage medium |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201810141468.0A CN108446925A (en) | 2018-02-11 | 2018-02-11 | A kind of trade company's scoring system, terminal and computer readable storage medium |
Publications (1)
Publication Number | Publication Date |
---|---|
CN108446925A true CN108446925A (en) | 2018-08-24 |
Family
ID=63192456
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN201810141468.0A Pending CN108446925A (en) | 2018-02-11 | 2018-02-11 | A kind of trade company's scoring system, terminal and computer readable storage medium |
Country Status (1)
Country | Link |
---|---|
CN (1) | CN108446925A (en) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN113743749A (en) * | 2021-08-20 | 2021-12-03 | 泰康保险集团股份有限公司 | Medical institution inspection method and device and electronic equipment |
Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20130117154A1 (en) * | 2010-07-23 | 2013-05-09 | Alibaba Group Holding Limited | Method and System of Evaluating Credibility of Online Trading User |
CN106296391A (en) * | 2016-08-08 | 2017-01-04 | 联动优势科技有限公司 | A kind of assessment exceeds the time limit the method and apparatus of probability |
CN106530076A (en) * | 2016-11-10 | 2017-03-22 | 四川享宇金信金融服务外包有限公司 | Credit scoring method and device |
-
2018
- 2018-02-11 CN CN201810141468.0A patent/CN108446925A/en active Pending
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20130117154A1 (en) * | 2010-07-23 | 2013-05-09 | Alibaba Group Holding Limited | Method and System of Evaluating Credibility of Online Trading User |
CN106296391A (en) * | 2016-08-08 | 2017-01-04 | 联动优势科技有限公司 | A kind of assessment exceeds the time limit the method and apparatus of probability |
CN106530076A (en) * | 2016-11-10 | 2017-03-22 | 四川享宇金信金融服务外包有限公司 | Credit scoring method and device |
Non-Patent Citations (1)
Title |
---|
孙权等: "基于数据挖掘的商户风险评分方法和系统", 《软件产业与工程》 * |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN113743749A (en) * | 2021-08-20 | 2021-12-03 | 泰康保险集团股份有限公司 | Medical institution inspection method and device and electronic equipment |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
CN108932585B (en) | Merchant operation management method and equipment, storage medium and electronic equipment thereof | |
US20170148025A1 (en) | Anomaly detection in groups of transactions | |
WO2018149386A1 (en) | Risk management and control method and device | |
CN106022900A (en) | User risk data mining method and device | |
CN110443698A (en) | Credit evaluation device and credit evaluation system | |
US20180374151A1 (en) | Dynamic reputation score for a digital identity | |
CN109508901A (en) | Allocating method, device and the computer equipment for examination & approval task of providing a loan | |
CN109034502A (en) | Anti- Fraud Prediction method and device | |
CN109636181A (en) | A kind of user credit divides calculation method and system | |
CN104036367A (en) | Intelligent customer credit optimizing processing method based on ERP system | |
CN108305012A (en) | A kind of air control regulation obtaining method and device | |
Basu et al. | Integrated Monetary and Financial Policies for Small Open Economies | |
CN110414980A (en) | A kind of risk prevention system data processing method and device | |
CN109493086A (en) | A kind of method and device of determining violation trade company | |
CN107679862B (en) | Method and device for determining characteristic value of fraud transaction model | |
CN108055272B (en) | Remote authorization-based bid document screening method and system | |
CN110516713A (en) | A kind of target group's recognition methods, device and equipment | |
CN108446925A (en) | A kind of trade company's scoring system, terminal and computer readable storage medium | |
CN112651733A (en) | Channel route selection method, device, equipment and storage medium | |
Rodano et al. | Bankruptcy law and the cost of banking finance | |
CN110276692A (en) | A kind of method and device handling transaction data | |
CN114035883A (en) | Terminal interface setting method and system based on cluster analysis | |
WO2020000694A1 (en) | Financial product rating method, system, computer device and storage medium | |
Cabezas et al. | The demand for cash: stylized facts and substitution by electronic means of payment | |
CN109615385A (en) | Limit control method, device and the storage medium of brush face transaction |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
PB01 | Publication | ||
PB01 | Publication | ||
SE01 | Entry into force of request for substantive examination | ||
SE01 | Entry into force of request for substantive examination | ||
RJ01 | Rejection of invention patent application after publication | ||
RJ01 | Rejection of invention patent application after publication |
Application publication date: 20180824 |