CN108428131A - The method of payment hidden based on voice secret information - Google Patents

The method of payment hidden based on voice secret information Download PDF

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Publication number
CN108428131A
CN108428131A CN201810198430.7A CN201810198430A CN108428131A CN 108428131 A CN108428131 A CN 108428131A CN 201810198430 A CN201810198430 A CN 201810198430A CN 108428131 A CN108428131 A CN 108428131A
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China
Prior art keywords
mobile terminal
payment
validated user
screen
voice
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Granted
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CN201810198430.7A
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Chinese (zh)
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CN108428131B (en
Inventor
郑紫微
秦闯
季克宇
张鸣
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Ningbo University
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Ningbo University
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks

Abstract

The present invention relates to a kind of methods of payment hidden based on voice secret information, by obtaining the voice pause and transition in rhythm or melody coefficient of variation of its validated user of mobile terminal, using voice pause and transition in rhythm or melody coefficient of variation as a feature of discriminating user legal identity, the effect that subscriber identity information is hidden using voice data is realized；Watch the nervous coefficient of payment attentively when using mobile terminal validated user for all the digital screen control characteristic parameter of number, facial recognition value and mobile terminal validated user delivery operation, avoid the counterfeit delivery operation of illegal person, ensure the payment program of the only user's operation of the verification legal identity mobile terminal, thus the preventing function for illegal person is just played at the initial stage of delivery operation, improves safety of payment；The quick-fried sudden strain of a muscle display frequency of protection image is upset for each width screen by gained so that mobile terminal screen shows that these screens upset protection image according to each respective quick-fried sudden strain of a muscle display frequency of correspondence, and the payment information safety of its validated user of mobile terminal is greatly improved.

Description

The method of payment hidden based on voice secret information
Technical field
The present invention relates to mobile payment field more particularly to a kind of methods of payment hidden based on voice secret information.
Background technology
Currently, ripe with the continuous development of mobile terminal hardware technology and software technology, it is realized using mobile terminal Mobile payment increasingly doted on by people, especially young group is liked.It gos out without band cash, almost Normal consumption payment function is completed, market payment efficiency is greatly promoted, facilitates the consumption activity of people.
Although however, paid the normal consumption activity for facilitating user using mobile terminal, there is also use The payment information at family causes the danger that payment information cracked by people by unauthorized theft or because personal information leaks, seriously prestige The safety of payment for coercing user affects the movable normal orderly progress of mobile payment.
Invention content
It is a kind of hidden based on voice secret information the technical problem to be solved by the present invention is to provide for the above-mentioned prior art The method of payment of Tibetan.This is closed based on the method for payment that voice secret information is hidden using voice pause and transition in rhythm or melody coefficient of variation as discriminating user One feature of method identity, realizes the effect that subscriber identity information is hidden using voice data, it is ensured that payment program operates The identity security of person.
Technical solution is used by the present invention solves above-mentioned technical problem：The payer hidden based on voice secret information Method, for realizing the delivery operation of mobile terminal, which is characterized in that include the following steps 1 to step 12：
Step 1, mobile terminal shows that payment cipher input frame interface to its validated user, obtains, stores its validated user For the number that each payment cipher input frame successively inputs, and it is close using the payment of each number as the mobile terminal that are stored Code, and while obtaining by mobile terminal each number of validated user input within a preset period of time corresponding be applied to the mobile terminal The pressure data library of screen；
Wherein, payment cipher input frame interface includes that there are six payment cipher input frames；Six payment ciphers M-th of payment cipher input frame in input frame is labeled as Inputboxm, mobile terminal validated user is for payment cipher input frame InputboxmThe number inputted is Dm, m=1,2 ..., 6；The preset time period is labeled as T1, mobile terminal validated user is defeated Enter digital DmWhen the corresponding pressure data library for being applied to mobile terminal screen be labeled as Pressure DatabaseIt is interior that there is N number of pressure data for mobile terminal screen,Indicate pressure data libraryInterior n-th is applied Add to the pressure data of mobile terminal screen；
Step 2, the mobile terminal is input to corresponding number in each payment cipher input frame according to its validated user respectively The pressure data library of word obtains the digital screen control characteristic parameter for all numbers；Wherein, for all numbers Digital screen control characteristic parameter is labeled as ψ：
Wherein,Indicate the pressure data for being applied to mobile terminal screenWith all pressure datasIn minimum value,Indicate the pressure data for being applied to mobile terminal screenWith all pressure datasIn maximum value；
Step 3, the mobile terminal pre-sets phonetic feature acquisition preset time period, by mobile terminal in voice spy The voice data that its validated user is obtained in sign acquisition preset time period, forms the speech database of its validated user；By described Mobile terminal obtains the phonetic feature checking parameter of its validated user according to the speech database of its validated user of gained；Wherein, The phonetic feature acquisition preset time period is labeled as T2, the speech database of its validated user of mobile terminal is labeled as VoiceUser, VoiceUser={ voiceUser,k, k=1,2 ..., K；Speech database VoiceUserIt is interior that there is K voice number According to voiceUser,kIndicate speech database VoiceUserK-th interior of voice data；Voice data voiceUser,kAmplitude mark It is denoted asThe phonetic feature checking parameter of its validated user of mobile terminal is labeled as κ：
Wherein,It indicates in the numerical value in all voice data amplitude values of its validated user of mobile terminal Between be worth；
Step 4, setting presets acquisition time section for the face of the mobile terminal validated user facial information, by moving Terminal obtains in the default acquisition time section of the face, handles the face-image of the predetermined number of its validated user, obtains needle Face image data library to the mobile terminal validated user and validated user facial recognition value；
Wherein, the default acquisition time segment mark of the face is denoted as T3, for the pre- of mobile terminal validated user face-image If number is labeled as S, the face image data library of the mobile terminal validated user is labeled as FaceUser, the mobile terminal The face image data library Face of validated userUserS-th interior of face-image is labeled as JpgUser,s, 1≤s≤S；The shifting Dynamic terminal validated user facial recognition value is labeled as θFace：
Wherein, LFace,sIndicate face-image JpgUser,sLength value, WFace,sIndicate face-image JpgUser,sWidth Value；
Step 5, the mobile terminal continuously acquires six width eye images of its validated user, with the six width eye of acquisition Screen when eyeball image is as mobile terminal payment upsets protection image；
Wherein, on mobile terminal screen, according to sequence from left to right, the eye of acquired its validated user of mobile terminal Eyeball image tagged JpgEye,m；It is Jpg that screen when for mobile terminal payment, which upsets protection image tagged,Protect,m, m=1, 2,…,6；
Step 6, the mobile terminal obtains its validated user eyes attention collection in the preset time period of step 1 In time on the mobile terminal screen, and obtained respectively by mobile terminal its validated user left eye and right eye when default Between corresponding number of winks in section, obtain mobile terminal its validated user watches the nervous coefficient of payment attentively；
Wherein, its validated user eyes of the mobile terminal focus on the label of the time on the mobile terminal screen For T4, the number of winks of the left eye of its validated user of mobile terminal within a preset period of time is labeled as Cleft, described mobile whole The number of winks of the right eye of its validated user within a preset period of time is held to be labeled as Cright, its validated user of mobile terminal Watch the nervous coefficient of payment attentively and is labeled as Ω：
Wherein, T1Indicate the preset time period；
Step 7, the mobile terminal acquires its for acquiring and being formed in preset time period according in the phonetic feature The speech database of validated user obtains the voice pause and transition in rhythm or melody coefficient of variation of its validated user of mobile terminal；Wherein, the voice It frustrates coefficient of variation and is labeled as ρ：
Wherein, T2Indicate the phonetic feature acquisition preset time period；
Step 8, the mobile terminal obtains its screen current light intensity value respectively and each screen upsets protection image Length value and width value, and combine preset time period and phonetic feature acquisition preset time period, the default acquisition time of face Section, gained digital screen control characteristic parameter watch the nervous coefficient of payment and voice pause and transition in rhythm or melody coefficient of variation attentively, respectively obtain for each width screen Curtain upsets the quick-fried sudden strain of a muscle display frequency of protection image；
Wherein, the screen upsets protection image JpgProtect,mLength value and width value distinguish correspondence markings and beWithThe screen upsets protection image JpgProtect,mQuick-fried sudden strain of a muscle display frequency be labeled as
Wherein,Indicate numerical valueAnd numerical valueMaximum value；Indicate numerical valueAnd numerical valueMinimum value；
Step 9, when having detected that operator does payment cipher input operation, mobile terminal pop-up obtains the mobile terminal The interface of current operator's voice is taken, and mobile terminal is transferred to when default voice obtains and gets voice data in the period Step 10；Otherwise, the delivery operation of the current payment interface of the mobile terminal positive closing and refusal current operator, Zhi Daoyi Permit being transferred to step 10 just now when dynamic terminal gets the voice data of current operator；
Step 10, the mobile terminal is when detecting that operator starts to input digital payment cipher, acquisition for mobile terminal The facial recognition value of current operator, and the facial recognition value for judging current operator and gained validated user face in step 1 When portion's identifier is consistent, it is transferred to and executes step 11；Otherwise, the current payment interface of the mobile terminal positive closing and refusal is current The delivery operation of operator；
Step 11, its screen is divided into six display areas by the mobile terminal, and is shown in each display area respectively One digital payment cipher input frame, and six width screen of gained is upset into protection image and is randomly assigned to six viewing areas Domain respectively correspondingly shows that each screen upsets protection image by the screen of mobile terminal according to each quick-fried sudden strain of a muscle display frequency of gained；
Step 12, it is defeated in each digital payment cipher to receive the current operator verified by legal identity for the mobile terminal Enter the number inputted in frame, and judge that current operator successively inputs in digital payment cipher input frame digital and When the six bit digital payment ciphers stored in step 1 correspond to consistent, mobile terminal permits the delivery operation of current operator；It is no Then, mobile terminal corresponds to the screen upset protection image shown in each display area according to each quick-fried display frequency that dodges of gained, and strong System exits current payment program.
With improvement, in the method for payment hidden based on voice secret information, for payment cipher input frame InputboxmThe digital D inputtedmMeet following condition：2≤Dm≤ 9, m=1,2 ..., 6.
Further, in the method for payment hidden based on voice secret information, the phonetic feature acquisition is default Period T2For 3min.
It improves again, in the method for payment hidden based on voice secret information, the default acquisition time section of face Preset time period is acquired more than the phonetic feature.
Selectively, in the method for payment hidden based on voice secret information, the mobile terminal is intelligent hand Machine or tablet computer.
Further, the system of the mobile terminal is android system or iOS system.
Compared with the prior art, the advantages of the present invention are as follows：
First, pressure of the present invention using its validated user of mobile terminal when each payment cipher input frame inputs corresponding number Force data obtains the digital screen control characteristic parameter for all numbers, thus using pressure characteristic as legal for mobile terminal User carries out identity identification feature when delivery operation；By using the face-image number of its validated user of mobile terminal structure Facial recognition value this characteristic parameter that characterization mobile terminal validated user identity information is obtained according to library, to avoid illegal person's Counterfeit delivery operation, it is ensured that the user only by verification legal identity could operate the payment program of the mobile terminal, thus The preventing function for illegal person is just played at the initial stage of delivery operation, improves safety of payment；
Secondly, by being directed to mobile terminal screen respectively within a preset period of time based on mobile terminal validated user eyes Number of winks is watched the nervous coefficient of payment attentively when obtaining characterization mobile terminal validated user delivery operation, can effectively be helped Mobile terminal accurately identifies whether its validated user is currently carrying out delivery operation, thereby guarantees that mobile terminal validated user Payment information safety；
Again, by obtaining the voice pause and transition in rhythm or melody coefficient of variation of its validated user of mobile terminal, it can so that mobile terminal is accurate The user speech situation really inputted according to outside fluctuates situation to obtain the voice pause and transition in rhythm or melody of inputted voice, thus by voice A feature of the pause and transition in rhythm or melody coefficient of variation as discriminating user legal identity is realized and is believed to hide user identity using voice data The effect of breath again ensures that the identity security of payment program operator；
Finally, by obtaining upsetting the quick-fried sudden strain of a muscle display frequency of protection image for each width screen, can make in every width screen Curtain upsets protection image when being shown on mobile terminal screen, and mobile terminal screen upsets the part of protection image for each screen It will show that these screens upset protection image according to each respective quick-fried sudden strain of a muscle display frequency of correspondence, in this way, due to illegal person's root The digital payment cipher set by mobile terminal validated user is not known originally, in addition each width screen on mobile terminal screen at this time Curtain is upset protection image and is constantly flickered according to corresponding quick-fried sudden strain of a muscle display frequency again, it is possible thereby to forcefully interfere illegal person Attempt successfully accurately to peep the probability for viewing the inputted payment cipher of validated user, greatly improving mobile terminal, it is closed The payment information safety of method user.
Description of the drawings
Fig. 1 is the method for payment flow diagram hidden based on voice secret information in inventive embodiments.
Specific implementation mode
Below in conjunction with attached drawing embodiment, present invention is further described in detail.
As shown in Figure 1, the method for payment hidden based on voice secret information in the present embodiment, for realizing mobile terminal Delivery operation, the method for payment that should be hidden based on voice secret information include the following steps 1 to step 12：
Step 1, mobile terminal shows that payment cipher input frame interface to its validated user, obtains, stores its validated user For the number that each payment cipher input frame successively inputs, and it is close using the payment of each number as the mobile terminal that are stored Code, and while obtaining by mobile terminal each number of validated user input within a preset period of time corresponding be applied to the mobile terminal The pressure data library of screen；
Wherein, payment cipher input frame interface includes that there are six payment cipher input frames；Six payment cipher input frames In m-th of payment cipher input frame be labeled as Inputboxm, mobile terminal validated user is for payment cipher input frame InputboxmThe number inputted is Dm, m=1,2 ..., 6；Preset time period is labeled as T1, the input of mobile terminal validated user Digital DmWhen the corresponding pressure data library for being applied to mobile terminal screen be labeled as Pressure data libraryIt is interior that there is N number of pressure data for mobile terminal screen,Indicate pressure data libraryInterior n-th A pressure data for being applied to mobile terminal screen；
Specifically, six payment cipher input frames are respectively Inputbox1、Inputbox2、Inputbox3、 Inputbox4、Inputbox5And Inputbox6；Mobile terminal validated user is for each payment cipher input frame and inputted number Relationship between word corresponds to as follows：
Payment cipher input frame Inputbox1Interior inputted number is D1, payment cipher input frame Inputbox2Interior institute The number of input is D2, payment cipher input frame Inputbox3Interior inputted number is D3, payment cipher input frame Inputbox4Interior inputted number is D4, payment cipher input frame Inputbox5Interior inputted number is D5, payment cipher Input frame Inputbox6Interior inputted number is D6；
In addition, such as, mobile terminal validated user inputs number D1When the corresponding pressure for being applied to mobile terminal screen Force data library is labeled asPressure data libraryThere are five pressure datas, i.e. N=5 for interior tool, then
It should be noted that in the present embodiment, for payment cipher input frame InputboxmThe digital D inputtedmIt is full The following condition of foot：2≤Dm≤ 9, m=1,2 ..., 6.That is, institute in each payment cipher input frame signified in the present embodiment The digital scope of input is that number 2 arrives digital 9 this section；
Mobile terminal in the present embodiment can select smart mobile phone or tablet computer, wherein the system of mobile terminal is Android system or iOS system；
Step 2, mobile terminal is input to corresponding number in each payment cipher input frame according to its validated user respectively Pressure data library obtains the digital screen control characteristic parameter for all numbers；Wherein, for the digital screen control feature of all numbers Parameter tags are ψ：
Wherein,Indicate the pressure data for being applied to mobile terminal screenWith all pressure datasIn minimum value,Indicate the pressure data for being applied to mobile terminal screenWith all pressure datasIn maximum value；
It is illustrated below for the step 2, for payment cipher input frame Inputbox described in step 11, numerical value N=5, corresponding to pressure data library be Indicate payment cipher input frame Inputbox5Corresponding pressure data library ForThe 5th interior pressure data；Mean that pressure data library isFive interior pressure datas and pressure Force dataMinimum value after comparison；
Similarly,Mean that pressure data library isFive interior pressure datas and pressure data Maximum value after comparison；
In the step 2, corresponding number is inputted in each payment cipher input frame by using its validated user of mobile terminal When pressure data, obtain for all number digital screen control characteristic parameters, thus utilize this for all number numbers Screen controls characteristic parameter to characterize operating pressure feature when validated user inputs payment cipher, i.e., using pressure characteristic as shifting Dynamic terminal validated user carries out identity identification feature when delivery operation；
Step 3, mobile terminal pre-sets phonetic feature acquisition preset time period, is adopted in the phonetic feature by mobile terminal Collect the voice data for obtaining its validated user in preset time period, forms the speech database of its validated user；By mobile terminal According to the speech database of its validated user of gained, the phonetic feature checking parameter of its validated user is obtained；
Wherein, phonetic feature acquisition preset time period is labeled as T2, the speech database mark of its validated user of mobile terminal It is denoted as VoiceUser, VoiceUser={ voiceUser,k, k=1,2 ..., K；
Set speech database VoiceUserIt is interior that there is K voice data, voiceUser,kIndicate speech database VoiceUserK-th interior of voice data；Voice data voiceUser,kAmplitude be labeled asIts is legal for mobile terminal The phonetic feature checking parameter of user is labeled as κ：
Wherein,It indicates in the numerical value in all voice data amplitude values of its validated user of mobile terminal Between be worth；
In the present embodiment, phonetic feature acquisition preset time period T2It is preferably arranged to 3min, i.e. T2=3min.
Assuming that its validated user speech database of mobile terminal VoiceUserVoice data be set as 7, i.e. K=7, this Seven voice data are voice respectivelyUser,1、voiceUser,2、voiceUser,3、voiceUser,4、voiceUser,5、voiceUser,6 And voiceUser,7；Accordingly, the amplitude of each voice data be corresponding in turn to for With
The phonetic feature checking parameter κ values of its validated user of mobile terminal calculate as follows：
At this timeIt is exactly its validated user of mobile terminal All voice data amplitude valuesWith In numerical value median；That is,It is after all voice data amplitude values sort according to numerical values recited, that A numerical value is located at intermediate voice data amplitude value；
Step 4, setting presets acquisition time section for the face of mobile terminal validated user facial information, by mobile terminal The face-image that the predetermined number of its validated user is obtained, handled in the default acquisition time section of face, obtains being directed to the movement The face image data library of terminal validated user and validated user facial recognition value；
Wherein, the default acquisition time segment mark of face is denoted as T3, for default of mobile terminal validated user face-image Number label is that the face image data library of mobile terminal validated user is labeled as FaceUser, the face of mobile terminal validated user Portion image data base FaceUserS-th interior of face-image is labeled as JpgUser,s, 1≤s≤S；Mobile terminal validated user face Portion's identifier is labeled as θFace：
Wherein, LFace,sIndicate face-image JpgUser,sLength value, WFace,sIndicate face-image JpgUser,sWidth Value；Face in the present embodiment presets acquisition time section and is more than phonetic feature acquisition preset time period, i.e., when face presets acquisition Between section be more than 3min；
It is moved to obtain characterization in the face image data library for its validated user that the step 4 is built by using mobile terminal This characteristic parameter of the facial recognition value of terminal validated user identity information, to avoid the counterfeit delivery operation of illegal person, it is ensured that User only by verification legal identity could operate the payment program of the mobile terminal, thus the initial stage of delivery operation just The preventing function for illegal person is played, safety of payment is improved；
Step 5, mobile terminal continuously acquires six width eye images of its validated user, with this six width eye image of acquisition Screen when as mobile terminal payment upsets protection image；
Wherein, on mobile terminal screen, according to sequence from left to right, the eye of acquired its validated user of mobile terminal Eyeball image tagged JpgEye,m；It is Jpg that screen when for mobile terminal payment, which upsets protection image tagged,Protect,m, m=1, 2,…,6；
It needs to be illustrated below herein, the eye image of acquired mobile terminal validated user is respectively labeled as JpgEye,1、JpgEye,2、JpgEye,3、JpgEye,4、JpgEye,5And JpgEye,6；
It is Jpg that screen when for mobile terminal payment, which upsets protection image difference correspondence markings,Protect,1、 JpgProtect,2、JpgProtect,3、JpgProtect,4、JpgProtect,5And JpgProtect,6；
Step 6, preset time period T of the mobile terminal in step 11Interior its validated user eyes of acquisition focus on this Time on mobile terminal screen, and obtained respectively by mobile terminal its validated user left eye and right eye within a preset period of time Corresponding number of winks, obtain mobile terminal its validated user watches the nervous coefficient of payment attentively；
Wherein, the time that its validated user eyes of mobile terminal focus on the mobile terminal screen is labeled as T4, the number of winks of the left eye of its validated user of mobile terminal within a preset period of time is labeled as Cleft, its legal use of mobile terminal The number of winks of the right eye at family within a preset period of time is labeled as Cright, its validated user of mobile terminal watches the nervous system of payment attentively Number marks：
Wherein, T1Indicate preset time period；
For step 6 it should be noted that since mobile terminal validated user is utilizing mobile terminal payment behaviour herein When making, because being related to bankroll problem, mobile terminal validated user watches degree and its normal operating attentively for mobile terminal screen The degree of watching attentively of mobile terminal screen is clearly completely different when mobile terminal；Under normal conditions, mobile terminal is legal User can more watch mobile terminal screen attentively when carrying out delivery operation, this to watch degree correspondence attentively for mobile terminal screen The right and left eyes attention for showing as user, is further embodied in left eye frequency of wink and right eye frequency of wink.Therefore, the step Rapid 6 by being based on mobile terminal validated user eyes in preset time period T1It is inside directed to the blink time of mobile terminal screen respectively Number watches the nervous coefficient of payment attentively when obtaining characterization mobile terminal validated user delivery operation, can effectively help movement eventually End accurately identifies whether its validated user is currently carrying out delivery operation, thereby guarantees that the disbursement letter of mobile terminal validated user Breath safety；
Step 7, mobile terminal is according in phonetic feature acquisition preset time period T2The interior legal use of its for acquiring and being formed The speech database at family obtains the voice pause and transition in rhythm or melody coefficient of variation of its validated user of mobile terminal；Wherein, voice pause and transition in rhythm or melody coefficient of variation Labeled as ρ：
Wherein, T2Indicate that phonetic feature acquires preset time period；
In the step 7, by obtaining the voice pause and transition in rhythm or melody coefficient of variation of its validated user of mobile terminal, it can to move The user speech situation that terminal is accurately inputted according to outside fluctuates situation to obtain the voice pause and transition in rhythm or melody of inputted voice, due to Everyone voice size when speaking, speech speed speed are different, and such mobile terminal utilizes obtained voice pause and transition in rhythm or melody Coefficient of variation can be perfectly clear, accurately know current speech whether be its validated user voice, thus as identification One feature of user's legal identity, again ensures that the identity security of payment program operator；
Step 8, mobile terminal obtains its screen current light intensity value respectively and each screen upsets the length of protection image Angle value and width value, and combine preset time period T1And phonetic feature acquisition preset time period T2, the default acquisition time section of face T3, gained digital screen control characteristic parameter ψ, watch attentively payment anxiety coefficient Ω and voice pause and transition in rhythm or melody coefficient of variation ρ, respectively obtain for respectively Width screen upsets the quick-fried sudden strain of a muscle display frequency of protection image；
Wherein, screen upsets protection image JpgProtect,mLength value and width value distinguish correspondence markings and beWithScreen upsets protection image JpgProtect,mQuick-fried sudden strain of a muscle display frequency be labeled as
Wherein,Indicate numerical valueAnd numerical valueMaximum value；Indicate numerical valueAnd numerical valueMinimum value；
In the step 8, by obtaining upsetting the quick-fried sudden strain of a muscle display frequency of protection image for each width screen, it can make Every width screen upsets protection image when being shown on mobile terminal screen, and mobile terminal screen upsets protection image for each screen Part all can according to each respective quick-fried sudden strain of a muscle display frequency of correspondence come show these screens upset protection image, in this way, due to non- Method person not knows the digital payment cipher set by mobile terminal validated user, in addition at this time on mobile terminal screen Each width screen is upset protection image and is constantly flickered according to corresponding quick-fried sudden strain of a muscle display frequency again, it is possible thereby to forcefully interfere Illegal person attempts successfully accurately to peep the probability for viewing the inputted payment cipher of validated user, greatly improves mobile whole Hold the payment information safety of its validated user；
Step 9, when having detected that operator does payment cipher input operation, mobile terminal pop-up obtains works as mobile terminal The interface of preceding operator's voice, and mobile terminal is transferred to step when default voice obtains and gets voice data in the period 10；Otherwise, the delivery operation of the current payment interface of mobile terminal positive closing and refusal current operator, until mobile terminal obtains Permit being transferred to step 10 just now when getting the voice data of current operator, thus avoid because of disabled user or other users pair The delivery operation of mobile terminal；
Step 10, for mobile terminal when detecting that operator starts to input digital payment cipher, acquisition for mobile terminal is current The facial recognition value of operator, and judge that the facial recognition value of current operator is distinguished with gained validated user face in step 1 When knowledge value is consistent, it is transferred to and executes step 11；Otherwise, mobile terminal positive closing current payment interface and refuse current operator Thus delivery operation avoids the delivery operation to mobile terminal because of disabled user or other users；
Step 11, its screen is divided into six display areas by mobile terminal, and shows one in each display area respectively Digital payment cipher input frame, and six width screen of gained is upset into protection image and is randomly assigned to six display areas, Respectively correspondingly show that each screen upsets protection image according to each quick-fried sudden strain of a muscle display frequency of gained by the screen of mobile terminal；
For example, the six display areas distribution being divided on mobile terminal screen is Area1、Area2、Area3、Area4、 Area5And Area6；
Display area Area1To Area6Interior shown digital payment cipher input frame distribution is labeled as correspondingly Inputbox1、Inputbox2、Inputbox3、Inputbox4、Inputbox5And Inputbox6；
For mobile terminal after showing this six digital payment cipher input frames, mobile terminal is just randomly assigned six width screens Curtain is upset in protection image to this six display areas；For example, mobile terminal to be randomly assigned situation as follows：
Screen upsets protection image JpgProtect,1It is assigned to display area Area2, mobile terminal screen is in the viewing area Domain Area2It is interior according to quick-fried sudden strain of a muscle display frequencyShow image JpgProtect,1；
Screen upsets protection image JpgProtect,2It is assigned to display area Area1, mobile terminal screen is in the viewing area Domain Area1It is interior according to quick-fried sudden strain of a muscle display frequencyShow image JpgProtect,2；
Screen upsets protection image JpgProtect,3It is assigned to display area Area3, the screen of mobile terminal is in the display Region Area3It is interior according to quick-fried sudden strain of a muscle display frequencyShow image JpgProtect,3；
Screen upsets protection image JpgProtect,4It is assigned to display area Area4, the screen of mobile terminal is in the display Region Area4It is interior according to quick-fried sudden strain of a muscle display frequencyShow image JpgProtect,4；
Screen upsets protection image JpgProtect,5It is assigned to display area Area5, the screen of mobile terminal is in the display Region Area5It is interior according to quick-fried sudden strain of a muscle display frequencyShow image JpgProtect,5；
Screen upsets protection image JpgProtect,6It is assigned to display area Area6, the screen of mobile terminal is in the display Region Area6It is interior according to quick-fried sudden strain of a muscle display frequencyShow image JpgProtect,6；
Step 12, mobile terminal receives the current operator verified by legal identity in each digital payment cipher input frame Interior inputted number, and judge number and step that current operator successively inputs in digital payment cipher input frame When the six bit digital payment ciphers stored in 1 correspond to consistent, mobile terminal permits the delivery operation of current operator；Otherwise, it moves Dynamic terminal corresponds to the screen upset protection image shown in each display area, and compulsory withdrawal according to each quick-fried display frequency that dodges of gained Current payment program.
Although the preferred embodiment of the present invention described in detail above, it is to be clearly understood that for this field Technical staff for, the invention may be variously modified and varied.Appoint made by all within the spirits and principles of the present invention What modification, equivalent replacement, improvement etc., should all be included in the protection scope of the present invention.

Claims (6)

1. based on the method for payment that voice secret information is hidden, for realizing the delivery operation of mobile terminal, which is characterized in that packet Following steps 1 are included to step 12：
Step 1, mobile terminal shows payment cipher input frame interface to its validated user, obtains, stores its validated user and be directed to The number that each payment cipher input frame successively inputs, and each digital payment cipher as the mobile terminal to be stored, And corresponding it is applied to the mobile terminal screen when obtaining each number of validated user input within a preset period of time by mobile terminal The pressure data library of curtain；
Wherein, payment cipher input frame interface includes that there are six payment cipher input frames；Six payment ciphers are defeated M-th of the payment cipher input frame entered in frame is labeled as Inputboxm, mobile terminal validated user is for payment cipher input frame InputboxmThe number inputted is Dm, m=1,2 ..., 6；The preset time period is labeled as T1, mobile terminal validated user Input number DmWhen the corresponding pressure data library for being applied to mobile terminal screen be labeled as Pressure data libraryIt is interior that there is N number of pressure data for mobile terminal screen,Indicate pressure data libraryInterior n-th A pressure data for being applied to mobile terminal screen；
Step 2, the mobile terminal is input to corresponding number in each payment cipher input frame according to its validated user respectively Pressure data library obtains the digital screen control characteristic parameter for all numbers；Wherein, for the number of all numbers Screen control characteristic parameter is labeled as ψ：
Wherein,Indicate the pressure data for being applied to mobile terminal screenWith all pressure datasIn Minimum value,Indicate the pressure data for being applied to mobile terminal screenWith all pressure datasIn Maximum value；
Step 3, the mobile terminal pre-sets phonetic feature acquisition preset time period, is adopted in the phonetic feature by mobile terminal Collect the voice data for obtaining its validated user in preset time period, forms the speech database of its validated user；By the movement Terminal obtains the phonetic feature checking parameter of its validated user according to the speech database of its validated user of gained；Wherein, described Phonetic feature acquires preset time period and is labeled as T2, the speech database of its validated user of mobile terminal is labeled as VoiceUser, VoiceUser={ voiceUser,k, k=1,2 ..., K；Speech database VoiceUserIt is interior that there is K voice data, voiceUser,kIndicate speech database VoiceUserK-th interior of voice data；Voice data voiceUser,kAmplitude label ForThe phonetic feature checking parameter of its validated user of mobile terminal is labeled as κ：
Wherein,It indicates among the numerical value in all voice data amplitude values of its validated user of mobile terminal Value；
Step 4, setting presets acquisition time section for the face of the mobile terminal validated user facial information, by mobile terminal The face-image that the predetermined number of its validated user is obtained, handled in the default acquisition time section of the face is obtained being directed to and is somebody's turn to do The face image data library of mobile terminal validated user and validated user facial recognition value；
Wherein, the default acquisition time segment mark of the face is denoted as T3, for the predetermined number of mobile terminal validated user face-image Labeled as S, the face image data library of the mobile terminal validated user is labeled as FaceUser, the legal use of mobile terminal The face image data library Face at familyUserS-th interior of face-image is labeled as JpgUser,s, 1≤s≤S；The mobile terminal Validated user facial recognition value is labeled as θFace：
Wherein, LFace,sIndicate face-image JpgUser,sLength value, WFace,sIndicate face-image JpgUser,sWidth value；
Step 5, the mobile terminal continuously acquires six width eye images of its validated user, with the six width eyes figure of acquisition Screen when as mobile terminal payment upsets protection image；
Wherein, on mobile terminal screen, according to sequence from left to right, the eyes figure of acquired its validated user of mobile terminal As label JpgEye,m；It is Jpg that screen when for mobile terminal payment, which upsets protection image tagged,Protect,m, m=1,2 ..., 6；
Step 6, the mobile terminal obtains its validated user eyes in the preset time period of step 1 and focuses on Time on the mobile terminal screen, and obtained respectively by mobile terminal its validated user left eye and right eye in preset time period Interior corresponding number of winks, obtain mobile terminal its validated user watches the nervous coefficient of payment attentively；
Wherein, its validated user eyes of the mobile terminal focus on the time on the mobile terminal screen labeled as T4, The number of winks of the left eye of its validated user of mobile terminal within a preset period of time is labeled as Cleft, the mobile terminal its The number of winks of the right eye of validated user within a preset period of time is labeled as Cright, its validated user of mobile terminal watches attentively The nervous coefficient of payment is labeled as Ω：
Wherein, T1Indicate the preset time period；
Step 7, the mobile terminal according to acquire and formed in phonetic feature acquisition preset time period its is legal The speech database of user obtains the voice pause and transition in rhythm or melody coefficient of variation of its validated user of mobile terminal；Wherein, the voice pause and transition in rhythm or melody wave Dynamic coefficient is labeled as ρ：
Wherein, T2Indicate the phonetic feature acquisition preset time period；
Step 8, the mobile terminal obtains its screen current light intensity value respectively and each screen upsets the length of protection image Angle value and width value, and combine preset time period and phonetic feature acquisition preset time period, the default acquisition time section of face, institute It obtains digital screen control characteristic parameter, watch the nervous coefficient of payment and voice pause and transition in rhythm or melody coefficient of variation attentively, respectively obtain and disturbed for each width screen The disorderly quick-fried sudden strain of a muscle display frequency of protection image；
Wherein, the screen upsets protection image JpgProtect,mLength value and width value distinguish correspondence markings and beWithThe screen upsets protection image JpgProtect,mQuick-fried sudden strain of a muscle display frequency be labeled as
Wherein,Indicate numerical valueAnd numerical valueMaximum value；Indicate numerical valueAnd numerical valueMinimum value；
Step 9, when having detected that operator does payment cipher input operation, mobile terminal pop-up obtains works as the mobile terminal The interface of preceding operator's voice, and mobile terminal is transferred to step when default voice obtains and gets voice data in the period 10；Otherwise, the delivery operation of the current payment interface of the mobile terminal positive closing and refusal current operator, until mobile whole Permit being transferred to step 10 just now when end gets the voice data of current operator；
Step 10, for the mobile terminal when detecting that operator starts to input digital payment cipher, acquisition for mobile terminal is current The facial recognition value of operator, and judge that the facial recognition value of current operator is distinguished with gained validated user face in step 1 When knowledge value is consistent, it is transferred to and executes step 11；Otherwise, the current payment interface of the mobile terminal positive closing and refusal current operation The delivery operation of person；
Step 11, its screen is divided into six display areas by the mobile terminal, and shows one in each display area respectively Digital payment cipher input frame, and six width screen of gained is upset into protection image and is randomly assigned to six display areas, Respectively correspondingly show that each screen upsets protection image according to each quick-fried sudden strain of a muscle display frequency of gained by the screen of mobile terminal；
Step 12, the mobile terminal receives the current operator verified by legal identity in each digital payment cipher input frame Interior inputted number, and judge number and step that current operator successively inputs in digital payment cipher input frame When the six bit digital payment ciphers stored in 1 correspond to consistent, mobile terminal permits the delivery operation of current operator；Otherwise, it moves Dynamic terminal corresponds to the screen upset protection image shown in each display area, and compulsory withdrawal according to each quick-fried display frequency that dodges of gained Current payment program.
2. the method for payment hidden according to claim 1 based on voice secret information, which is characterized in that be directed to payment cipher Input frame InputboxmThe digital D inputtedmMeet following condition：2≤Dm≤ 9, m=1,2 ..., 6.
3. the method for payment hidden according to claim 1 based on voice secret information, which is characterized in that the phonetic feature Acquire preset time period T2For 3min.
4. the method for payment hidden according to claim 1 based on voice secret information, which is characterized in that the face is default Acquisition time section is more than the phonetic feature and acquires preset time period.
5. according to the method for payment hidden based on voice secret information described in any one of Claims 1 to 4, which is characterized in that institute It is smart mobile phone or tablet computer to state mobile terminal.
6. the method for payment hidden according to claim 5 based on voice secret information, which is characterized in that the mobile terminal System be android system or iOS system.
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