CN108389051A - A kind of mobile payment control method - Google Patents
A kind of mobile payment control method Download PDFInfo
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- CN108389051A CN108389051A CN201810143470.1A CN201810143470A CN108389051A CN 108389051 A CN108389051 A CN 108389051A CN 201810143470 A CN201810143470 A CN 201810143470A CN 108389051 A CN108389051 A CN 108389051A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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Abstract
The present invention discloses a kind of mobile payment control method, the method includes：It receives and the relevant checking request of payment request；Intelligent wearable equipment detects whether itself is worn on user；If being worn on user, the intelligent wearable equipment starts built-in multiaxis accelerograph；The intelligent wearable equipment detects the movement of the user by the multiaxis accelerograph；When the motion amplitude that the intelligent wearable equipment is informed in the user in lasting a period of time is less than default value, start the camera built in the intelligent wearable equipment, the face area of the user is identified, judge whether the user is in closed-eye state whithin a period of time, if so, the intelligent wearable equipment determines that user is in sleep state；It is in dormant judgement based on the user, export and refuses the described and relevant instruction of payment request；The intelligent wearable equipment gives a warning to the user.The present invention can improve payment safety.
Description
Technical field
The present invention relates to mobile payment field more particularly to a kind of mobile payment control methods.
Background technology
Intelligent wearable equipment constantly develops in recent years, and user is also continuous for the functional requirement of intelligent wearable equipment
It improves.
With mobile payment fast development and it is universal, user also proposed the convenience of mobile payment higher and higher
It is required that.Can only Wearable combined with mobile payment and have become a kind of trend.
During the payment verification of mobile payment, password, fingerprint, recognition of face etc. is usually used in existing way.
For the situation using recognition of face, it is possible to create the situation in user's sleep state " brush face " of malice, to cause
Property loss.
Therefore, how to judge user to be in sleep state that just practical pendulum is before eyes to avoid property loss.
Invention content
Technical problem to be solved by the present invention lies in a kind of mobile payment control method is provided, slept with reducing user and being in
The risk maliciously paid when dormancy state.
In order to solve the above-mentioned technical problem, a kind of mobile payment control method of the present invention, the method includes：
Intelligent wearable equipment receives and the relevant checking request of payment request based on bio-identification；
The intelligent wearable equipment detects whether itself is worn on user；
If being worn on user, the intelligent wearable equipment starts built-in multiaxis accelerograph；
The intelligent wearable equipment detects the movement of the user by the multiaxis accelerograph；
When the intelligent wearable equipment is informed in the motion amplitude of the user in lasting a period of time less than preset
When numerical value, start the camera built in the intelligent wearable equipment, the face area of the user is identified, judges institute
State whether user is in closed-eye state whithin a period of time, if so, the intelligent wearable equipment determines that user is in sleep
State；
Be in dormant judgement based on the user, the intelligent wearable equipment output with described in refusal be based on
The relevant instruction of payment request of bio-identification, described instruction include to carry out the instruction of payment cipher verification；
The intelligent wearable equipment gives a warning to the user.
Wherein, the built-in camera is the rotatable camera of two axis.
Wherein, the camera started built in the intelligent wearable equipment carries out the face area of the user
Identification includes：
Start the camera built in the intelligent wearable equipment and carry out surrounding scanning, determines user's face area；
The intelligent wearable equipment determines the location parameter of itself, then adjusts shooting area according to the location parameter
Domain, so that the shooting area can continue to cover user's face area.
Wherein, described to include to adjust shooting area according to the location parameter：
The intelligent wearable equipment obtains pitch angle by the location parameter, and the pitch angle is used to indicate the intelligence
It can the angle that downward or upward deviates of the Wearable relative to user's face area；
The intelligent wearable equipment calculates the adjustment angle of the camera according to the pitch angle using following formula,
The intelligent wearable device is according to the shooting angle for adjusting the angle the adjustment camera, so that shooting area can be held
Continuous covering user's face area；
Or,
Wherein, (Xworld, Zworld) be user's face area coordinate, (Xcamera, Zcamera) it is the shooting area
Coordinate,For the pitch angle, φ is the adjustment angle, and θ is the angle of the shooting area, and m is the camera
Length, dxFor the vertical range of the camera and user's face area, dzFor the camera and the user face
The horizontal distance in region.
Wherein, the multiaxis accelerograph is 3-axis acceleration instrument.
Wherein, include before movement of the intelligent wearable equipment by multiaxis accelerograph detection user：In advance
Advanced row data acquire construction feature database.
Wherein, further include：Judge currently detected sleep state data whether in the property data base at least
One group of Data Matching, and will be deemed as matched result and be in dormant necessary condition as determining.
Wherein, the sleep state data include the sleep state feature at current time, and the sleep state feature passes through
Following manner obtains:
Each interior per time instance 3-axis acceleration of A periods, later B periods and current time before obtaining current time
Signal (the v that instrument is fed backx,vy,vz)；
The modulus value v for calculating the signal of each per time instance in the A periods, B periods is vxSquare plus vySquare plus
vzSquare, then pair and value open radical sign；
Calculate in the A periods, B periods the fluctuation statistical result SA of the modulus value of the signal of each per time instance and
SB；
Current time sleep state feature is C (t)=(vx(t),v y(t),v z(t), SA (t), SB (t)), wherein t is
Current time.
Wherein, the construction feature database includes：
Obtain determining sleep onset time；
Acquire the 3-axis acceleration signal that the 3-axis acceleration instrument after the sleep onset time of the determination detects；
Determine any time t after the sleep onset time；
Obtain the letter that 3-axis acceleration instrument is fed back described in each interior per time instance of a periods, b periods and t moment
Number (vx,vy,vz)；Wherein, a periods be the t moment before period, the b periods be the t moment after when
Section；
The modulus value v for calculating the signal of each per time instance in a periods, b periods is vxSquare plus vySquare plus
vzSquare, then pair and value open radical sign；
Calculate in a periods, b periods the fluctuation statistical result sa of the modulus value of the signal of each per time instance and
sb；
Build the t moment sleep state feature C (t)：C (t)=(vx(t),vy(t),v z(t),sa(t),sb(t))；
Abovementioned steps are repeated, until the feature extraction at whole moment constitutes the property data base during completing sleep.
In the present invention, when intelligent wearable equipment is worn on user, intelligent wearable equipment passes through built-in multiaxis
Accelerograph detects the movement of user, when the motion amplitude that intelligent wearable equipment is informed in user in lasting a period of time is small
When default value, and further identifying that user is in closed-eye state by camera, it is determined that user is in sleep state,
To show that user does not have ability to pay, and then refuse relevant delivery operation.In the present invention, examined using multiaxis accelerograph
The movement of user is surveyed, for user no matter in deep sleep, or in either shallow sleep, the variation of motion amplitude is more unified, and
And in conjunction with the identification that camera closes one's eyes to user further determine whether be in sleep state, so intelligent wearable equipment can
More accurately to determine the sleep state of user, to provide foundation for guarantee safety of payment.
Meanwhile in the present invention after judging that user is in sleep state, in instruction refusal, this is based on bio-identification branch
While paying, do not refuse some rational situations completely, that is, instruction is paid by the verification of payment cipher yet, this
Meet the needs of the more scenes of user.
In addition, to avoid the generation of some payment risks, police is sent out also like user while this payment of instruction refusal
It accuses, reminds the possible risk of user.
Description of the drawings
Fig. 1 is a kind of flow chart of the embodiment of mobile payment control method of the present invention.
Specific implementation mode
The principle of the present invention is briefly explained first, and the present invention is by being identified user's sleep state, when being determined as sleeping
When dormancy state, then gives tacit consent to presumption user and do not have ability to pay.So, the mobile payment request initiated extraneous at this time then can be by
Refusal.Here the verification of mobile payment request, can be the verification of the biological characteristics such as fingerprint, recognition of face, no matter which kind of is worked as
When determining that user is sleep state, request can be all refused to pay.
Wherein, based on a scene can be：(near radio is logical by bluetooth equipment for the bracelet of first and the mobile phone of first
Letter) or mobile network's (long range wireless communication) produce association, when other people obtain the mobile phone of first and enter mobile payment circle
When face, interface prompt at this time inputs fingerprint or face.So this malice other people then may by mobile phone camera be aligned
The face of first in sleep is identified, or the finger of first is placed on fingerprint Identification sensor.In face of this scene, work as mobile phone
When into mobile payment interface, bracelet can be sent information to obtain to reply and exclude the scene of malice, when bracelet receives hand
Judgement first is in sleep state after the information that machine is sent, and sends a mobile phone, hand by the information or with the relevant information of the information
Machine can then refuse this payment request after receiving the information.To ensure user's property safety.
The present invention is elaborated with reference to Fig. 1.
With reference to figure 1, it is illustrated that a kind of mobile payment control method of the present invention, this method can be applied in above-mentioned scene, institute
The method of stating includes the following steps：
S10：Intelligent wearable equipment receives and the relevant checking request of payment request based on bio-identification.Here life
Object identification may include recognition of face, fingerprint recognition, Application on Voiceprint Recognition etc..
S11：Intelligent wearable equipment detects whether itself is worn on user；For example, it may be user is using intelligence
It is " wearing " that state is manually arranged after Wearable, or can also be examined by heart rate detection, distance detection, temperature
The modes such as survey, communication connection detection, switch detection carry out comprehensive descision.
S12：If being worn on user, the intelligent wearable equipment starts built-in multiaxis accelerograph；
S13：The intelligent wearable equipment detects the movement of the user by the multiaxis accelerograph；
S14：When the motion amplitude that the intelligent wearable equipment is informed in the user in lasting a period of time is less than
When default value, start the camera built in the intelligent wearable equipment, the face area of the user is identified, is sentenced
Whether the user of breaking is in closed-eye state whithin a period of time, if so, the intelligent wearable equipment determines that user is in
Sleep state；
For starting the camera built in the intelligent wearable equipment, the face area of the user is identified to come
It says, can specifically start the camera built in the intelligent wearable equipment and carry out surrounding scanning, determine the user facial regions
Domain；
The intelligent wearable equipment determines the location parameter of itself, then adjusts shooting area according to the location parameter
Domain, so that the shooting area can continue to cover user's face area.
Wherein it is determined that user's face area can be in an embodiment of the invention from rough orientation
Determine a region, and the face of user is comprised in this region.It is used that is, user's face area is greater than or equal to
The true face in family.
In an embodiment of the invention, described to include to adjust shooting area according to the location parameter：
The intelligent wearable equipment obtains pitch angle by the location parameter, and the pitch angle is used to indicate the intelligence
It can the angle that downward or upward deviates of the Wearable relative to user's face area；
The intelligent wearable equipment calculates the adjustment angle of the camera according to the pitch angle using following formula,
The intelligent wearable device is according to the shooting angle for adjusting the angle the adjustment camera, so that shooting area can be held
Continuous covering user's face area；
Or,
Wherein, (Xworld, Zworld) be user's face area coordinate, (Xcamera, Zcamera) it is the shooting area
Coordinate,For the pitch angle, φ is the adjustment angle, and θ is the angle of the shooting area, and m is the camera
Length, dxFor the vertical range of the camera and user's face area, dzFor the camera and the user facial regions
The horizontal distance in domain.
S15：Be in dormant judgement based on the user, the intelligent wearable equipment output and refusal it is described with
The relevant instruction of payment request based on bio-identification, described instruction include to carry out the instruction of payment cipher verification.
In this step, intelligent wearable equipment judges that user is in sleep state, to carry out knowing based on biology
Other payment action, therefore export the dependent instruction for refusing this payment request.Meanwhile in order to avoid some special screnes, such as
The legal situation using its payment account of household, it includes to require to be propped up by payment cipher that intelligent wearable equipment, which also exports,
The instruction paid, mobile phone receive the payment process that this instruction just starts new primary payment cipher later.
Intelligent wearable equipment (bracelet) feedback can directly be the instruction refused to pay, and can also be only to inform use
Family is currently in not payable state (such as sleep state), is refused to pay according to this not payable state by mobile phone
Request.Certainly, judgement work at this time has just been put on mobile phone.
S16：The intelligent wearable equipment gives a warning to the user.
In this step, the judgement of bio-identification payment can not possibly be carried out based on previous step judgement user, a kind of situation is to use
The property at family at this time by illegal infringement needs that user is allowed to know and take action.Therefore, it issues the user with here
Warning is alerted so that user can be allowed to recognize, for standard, the other manners such as vibrations or acousto-optic-electric to may be used.
In order to enable more accurately and quickly to the identification of user's face area, in one embodiment of the present of invention, by institute
It is the rotatable camera of two axis to state built-in camera.In this way, the shooting area of camera will be wider, shooting angle also can
More, significantly more efficient image information can be obtained.
In embodiments of the present invention, the multiaxis accelerograph is 3-axis acceleration instrument.
In a kind of another embodiment of mobile payment control method of the present invention, on the basis of embodiment shown in Fig. 1,
Dormant judgement is in for user and increases following necessary process and condition：
Before the intelligent wearable equipment detects the movement of user by the multiaxis accelerograph, in advance into line number
According to acquisition construction feature database.
When judge currently detected sleep state data whether at least one set of data in the property data base
Match, then it is assumed that necessity process and condition are satisfied.
Wherein, the sleep state data include the sleep state feature at current time, and the sleep state feature passes through
Following manner obtains:
Each interior per time instance 3-axis acceleration of A periods, later B periods and current time before obtaining current time
Signal (the v that instrument is fed backx,vy,vz)；
The modulus value v for calculating the signal of each per time instance in the A periods, B periods is vxSquare plus vySquare plus
vzSquare, then pair and value open radical sign；
Calculate in the A periods, B periods the fluctuation statistical result SA of the modulus value of the signal of each per time instance and
SB；Here fluctuation statistical result can be understood as change rate.
Then current time sleep state feature is C (t)=(vx(t),vy(t),v z(t), SA (t), SB (t)), wherein t
For current time.
In embodiments of the present invention, the construction feature database can be accomplished by the following way：
Obtain determining sleep onset time；Specific acquisition modes can be that user oneself manually inputs, can also
It is a preset time being believed to.
Acquire the 3-axis acceleration signal that the 3-axis acceleration instrument after the sleep onset time of the determination detects；
Determine any time t after the sleep onset time；
Obtain the letter that 3-axis acceleration instrument is fed back described in each interior per time instance of a periods, b periods and t moment
Number (vx,vy,vz)；Wherein, a periods be the t moment before period, the b periods be the t moment after when
Section；
The modulus value v for calculating the signal of each per time instance in a periods, b periods is vxSquare plus vySquare plus
vzSquare, then pair and value open radical sign；
Calculate in a periods, b periods the fluctuation statistical result sa of the modulus value of the signal of each per time instance and
sb；
Build the t moment sleep state feature C (t)：C (t)=(vx(t),vy(t),v z(t),sa(t),sb(t))；
Abovementioned steps are repeated, until the feature extraction at whole moment constitutes the property data base, note during completing sleep
It is the sum at unit moment for D (C)=(C (1), C (2) ..., C (Y)), wherein Y.For per time instance, can be with the second
Unit.The minute then can also be used as with the arithmetic average of 60 seconds corresponding data in one minute at this time to be divided into unit
Data.
It is obvious to a person skilled in the art that the embodiment of the present invention is not limited to the details of above-mentioned exemplary embodiment,
And without departing substantially from the spirit or essential attributes of the embodiment of the present invention, this hair can be realized in other specific forms
Bright embodiment.Therefore, in all respects, the present embodiments are to be considered as illustrative and not restrictive, this
The range of inventive embodiments is indicated by the appended claims rather than the foregoing description, it is intended that being equal in claim will be fallen
All changes in the meaning and scope of important document are included in the embodiment of the present invention.It should not be by any attached drawing mark in claim
Note, which is considered as, to be limited the claims involved.Furthermore, it is to be understood that one word of " comprising " is not excluded for other units or step, odd number is not excluded for
Plural number.Multiple units, module or the device stated in system, device or terminal claim can also be by the same unit, moulds
Block or device are realized by software or hardware.The first, the second equal words are used to indicate names, and are not offered as any specific
Sequence.
Finally it should be noted that embodiment of above is only to illustrate the technical solution of the embodiment of the present invention and it is unrestricted,
Although the embodiment of the present invention is described in detail with reference to the above better embodiment, those skilled in the art should
Understand, can modify to the technical solution of the embodiment of the present invention or equivalent replacement should not all be detached from the skill of the embodiment of the present invention
The spirit and scope of art scheme.
Claims (9)
1. a kind of mobile payment control method, which is characterized in that the method includes：
Intelligent wearable equipment receives and the relevant checking request of payment request based on bio-identification；
The intelligent wearable equipment detects whether itself is worn on user；
If being worn on user, the intelligent wearable equipment starts built-in multiaxis accelerograph；
The intelligent wearable equipment detects the movement of the user by the multiaxis accelerograph；
When the motion amplitude that the intelligent wearable equipment is informed in the user in lasting a period of time is less than default value
When, start the camera built in the intelligent wearable equipment, the face area of the user is identified, judges the use
Whether family is in closed-eye state whithin a period of time, if so, the intelligent wearable equipment determines that user is in sleep state；
It is in dormant judgement based on the user, the intelligent wearable equipment exports and refuses described and be based on biology
The instruction of the relevant checking request of payment request of identification, described instruction include to carry out the instruction of payment cipher verification；
The intelligent wearable equipment gives a warning to the user.
2. according to the method described in claim 1, it is characterized in that, the built-in camera is the rotatable camera shooting of two axis
Head.
3. according to the method described in claim 2, it is characterized in that, the camera shooting started built in the intelligent wearable equipment
Head, to the face area of the user be identified including：
Start the camera built in the intelligent wearable equipment and carry out surrounding scanning, determines user's face area；
The intelligent wearable equipment determines the location parameter of itself, then adjusts shooting area according to the location parameter,
So that the shooting area can continue to cover user's face area.
4. according to the method described in claim 3, it is characterized in that, described adjust shooting area packet according to the location parameter
It includes：
The intelligent wearable equipment obtains pitch angle by the location parameter, and the pitch angle is used to indicate the intelligence and wears
Wear the angle that downward or upward deviates of the formula equipment relative to user's face area；
The intelligent wearable equipment calculates the adjustment angle of the camera according to the pitch angle using following formula, described
Intelligent wearable device is according to the shooting angle for adjusting the angle the adjustment camera, so that shooting area can persistently cover
Cover user's face area；
Or,
Wherein, (Xworld, Zworld) be user's face area coordinate, (Xcamera, Zcamera) be the shooting area seat
Mark,For the pitch angle, φ is the adjustment angle, and θ is the angle of the shooting area, and m is the length of the camera
Degree, dxFor the vertical range of the camera and user's face area, dzFor the camera and user's face area
Horizontal distance.
5. according to the method described in claim 4, it is characterized in that, the multiaxis accelerograph is 3-axis acceleration instrument.
6. according to the method described in claim 5, it is characterized in that, the intelligent wearable equipment passes through the multiaxis acceleration
Include before the movement of instrument detection user：Data are carried out in advance acquires construction feature database.
7. according to the method described in claim 6, it is characterized in that, further including：Judge currently detected sleep state data
Whether at least one set of Data Matching in the property data base, and will be deemed as matched result as determining in sleep
The necessary condition of state.
8. the method according to the description of claim 7 is characterized in that the sleep state data include the sleep shape at current time
State feature, the sleep state feature obtain in the following manner:
Each per time instance 3-axis acceleration instrument is anti-in A periods, later B periods and current time before obtaining current time
It is fed back to the signal (v comex,vy,vz)；
The modulus value v for calculating the signal of each per time instance in the A periods, B periods is vxSquare plus vySquare plus vz's
Square, then pair and value open radical sign；
Calculate fluctuation the statistical result SA and SB of the modulus value of the signal of each per time instance in the A periods, B periods；
Current time sleep state feature is C (t)=(vx(t),vy(t),vz(t), SA (t), SB (t)), when wherein t is current
It carves.
9. according to the method described in claim 8, it is characterized in that, the construction feature database includes：
Obtain determining sleep onset time；
Acquire the 3-axis acceleration signal that the 3-axis acceleration instrument after the sleep onset time of the determination detects；
Determine any time t after the sleep onset time；
Obtain the signal (v that 3-axis acceleration instrument is fed back described in each interior per time instance of a periods, b periods and t momentx,
vy,vz)；Wherein, a periods are the period before the t moment, and the b periods are the period after the t moment；
The modulus value v for calculating the signal of each per time instance in a periods, b periods is vxSquare plus vySquare plus vz's
Square, then pair and value open radical sign；
Calculate fluctuation the statistical result sa and sb of the modulus value of the signal of each per time instance in a periods, b periods；
Build the t moment sleep state feature C (t)：C (t)=(vx(t),vy(t),vz(t),sa(t),sb(t))；
Abovementioned steps are repeated, until the feature extraction at whole moment constitutes the property data base during completing sleep.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201810143470.1A CN108389051A (en) | 2018-02-12 | 2018-02-12 | A kind of mobile payment control method |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810143470.1A CN108389051A (en) | 2018-02-12 | 2018-02-12 | A kind of mobile payment control method |
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| CN108389051A true CN108389051A (en) | 2018-08-10 |
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ID=63068922
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| CN201810143470.1A Pending CN108389051A (en) | 2018-02-12 | 2018-02-12 | A kind of mobile payment control method |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN116777468A (en) * | 2023-06-30 | 2023-09-19 | 广东便捷神科技股份有限公司 | Block chain-based commodity vending credit payment method and control system |
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| CN105898963A (en) * | 2016-04-28 | 2016-08-24 | 东莞市华睿电子科技有限公司 | Lamp control method |
| CN107085715A (en) * | 2017-05-19 | 2017-08-22 | 武汉理工大学 | A kind of television set intelligently detects the dormant system and method for user |
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| CN104850995A (en) * | 2015-04-27 | 2015-08-19 | 小米科技有限责任公司 | Operation executing method and device |
| CN105898963A (en) * | 2016-04-28 | 2016-08-24 | 东莞市华睿电子科技有限公司 | Lamp control method |
| CN107085715A (en) * | 2017-05-19 | 2017-08-22 | 武汉理工大学 | A kind of television set intelligently detects the dormant system and method for user |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN116777468A (en) * | 2023-06-30 | 2023-09-19 | 广东便捷神科技股份有限公司 | Block chain-based commodity vending credit payment method and control system |
| CN116777468B (en) * | 2023-06-30 | 2024-09-10 | 广东便捷神科技股份有限公司 | Block chain-based commodity vending credit payment method and control system |
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