CN108335205A - Pledge of obligation object is merchandised method and device in advance - Google Patents
Pledge of obligation object is merchandised method and device in advance Download PDFInfo
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- CN108335205A CN108335205A CN201810126614.2A CN201810126614A CN108335205A CN 108335205 A CN108335205 A CN 108335205A CN 201810126614 A CN201810126614 A CN 201810126614A CN 108335205 A CN108335205 A CN 108335205A
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- client
- pledge
- information
- obligation object
- obligation
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/08—Auctions
Abstract
The embodiment of the present application provides a kind of pledge of obligation object and merchandises in advance method and device, is related to data interaction technology field.The pre- method of commerce of pledge of obligation object is applied to a pre- trading server.Method includes：Pre- information of selling is pushed to multiple auction side's clients by the pre- sale information that pledge of obligation object is obtained from consigner's client；Obtain at least one pre- quotation information of pledge of obligation object that at least one auction side's client is fed back according to pre- sale information in multiple auction side's clients；At least one pre- quotation information of pledge of obligation object is pushed into consigner's client.It enables the creditor of consigner's client before credits processing, first know the buyer that a batch has intention guaranty, and by least one pre- quotation information of pledge of obligation object of the buyer of intention, the pre- true value of pledge of obligation object is estimated out in advance, avoids the benefit damage of creditor.
Description
Technical field
This application involves data interaction technology fields, in particular to a kind of pre- method of commerce of pledge of obligation object and dress
It sets.
Background technology
Credits are as a kind of specialty goods, and before not carrying out related judicial disposition, the guaranty under credits item is can not
It sells in advance.But after the administration of justice is disposed, creditor has certain understanding to what the value of its pledge of obligation object needed, can
It obtains guaranty and brings rational value return.
Invention content
A kind of pledge of obligation object of being designed to provide of the application is merchandised method and device in advance.
Embodiments herein is realized in the following way：
In a first aspect, the embodiment of the present application provides a kind of pre- method of commerce of pledge of obligation object, it is applied to a pre- transaction clothes
Business device.The method includes：The pre- sale information that pledge of obligation object is obtained from consigner's client pushes away the pre- sale information
It send to multiple auction side's clients；At least one auction side's client is obtained in the multiple auction side's client according to described pre-
At least one pre- quotation information of pledge of obligation object sold information and fed back；By at least one pre- offer of pledge of obligation object
Breath pushes to consigner's client.
It is described from consigner visitor in some possible realization methods in conjunction with the technical solution that above-mentioned first aspect provides
Family end obtains the pre- sale information of pledge of obligation object, and the pre- sale information is pushed to multiple auction side's clients, including：It will
The pre- sale information that the pledge of obligation object is obtained from consigner's client pushes to send and claps institutional client end；Obtaining institute
When stating the first audit confirmation message about the pre- sale information sent and clap the submission of institutional client end, by the pre- sale information
Push to the audit client of internal check personnel；Obtaining believing about the pre- sale for the audit client submission
When the second audit confirmation message of breath, consigner's client is obtained, described send claps institutional client end and the audit client
Hold the entrustment agreement confirmation message of the pledge of obligation object sent；The pre- sale information is pushed into the multiple auction side
Client.
In conjunction with the technical solution that above-mentioned first aspect provides, in some possible realization methods, the acquisition is described more
At least one auction side's client is supported according to the pre- at least one credits sold information and fed back in a auction side's client
The pre- quotation information of wagering, including：It obtains and has paid described at least the one of pre- auction guarantee fund in the multiple auction side's client
At least one pre- quotation information of pledge of obligation object that a auction side's client is fed back according to the pre- sale information,
In, it is described to have paid pre- auction guarantee fund and paid according to the pre- sale information for auction side's client.
In conjunction with the technical solution that above-mentioned first aspect provides, in some possible realization methods, at least one debt
The power pre- quotation information of guaranty is the preset time after the pre- sale information is pushed to the multiple auction side's client
The information obtained in section.
In conjunction with above-mentioned first aspect provide technical solution, in some possible realization methods, it is described by it is described it is pre- go out
Information is sold to push to after the multiple auction side's client.The method further includes：In consigner's client from described
When the pre- quotation information of the target pledge of obligation object selected at least one pre- quotation information of pledge of obligation object, the commission is obtained
Target auction side client corresponding to square client, the pre- quotation information of target pledge of obligation object and the audit client
The pre- transaction protocol validation information of the pledge of obligation object sent.
Second aspect, the embodiment of the present application provide a kind of pre- transaction system of pledge of obligation object, are applied to a pre- transaction clothes
Business device.Described device includes：Acquisition pushing module, the pre- sale information for obtaining pledge of obligation object from consigner's client,
The pre- sale information is pushed into multiple auction side's clients.Quotation obtains module, for obtaining the multiple auction side visitor
At least one auction side's client is offered in advance according to the pre- at least one pledge of obligation object sold information and fed back in the end of family
Information.Quotation pushing module, at least one pre- quotation information of pledge of obligation object to be pushed to the consigner client
End.
In conjunction with the technical solution that above-mentioned second aspect provides, in some possible realization methods, the acquisition pushes mould
Block includes：First push unit, for pushing away the pre- sale information for obtaining the pledge of obligation object from consigner's client
It send to sending and claps institutional client end.Second push unit, for sent described in acquisition clap that institutional client end submits about described pre-
When selling the first audit confirmation message of information, by the pre- audit client for selling information and pushing to internal check personnel
End.Information obtainment unit, for obtaining the true about pre- second audit for selling information of the audit client submission
When recognizing information, consigner's client is obtained, described send claps institutional client end and the debt audited client and sent
Weigh the entrustment agreement confirmation message of guaranty.Third push unit, it is the multiple competing for pushing to the pre- sale information
Bat side's client.
In conjunction with the technical solution that above-mentioned second aspect provides, in some possible realization methods, the quotation obtains mould
Block has paid at least one auction side visitor of pre- auction guarantee fund specifically for obtaining in the multiple auction side's client
Family end is according to the pre- at least one pre- quotation information of pledge of obligation object sold information and fed back, wherein described to have propped up
Pre- auction guarantee fund is paid to be paid according to the pre- sale information for auction side's client.
In conjunction with the technical solution that above-mentioned second aspect provides, in some possible realization methods, at least one debt
The power pre- quotation information of guaranty is the preset time after the pre- sale information is pushed to the multiple auction side's client
The information obtained in section.
In conjunction with the technical solution that above-mentioned second aspect provides, in some possible realization methods, the pledge of obligation object
Pre- transaction system further includes：Information acquisition module, in consigner's client from least one pledge of obligation object
When the pre- quotation information of the target pledge of obligation object selected in pre- quotation information, consigner's client, the target are obtained
The credits that target auction side client and the audit client corresponding to the pre- quotation information of pledge of obligation object are sent are supported
The pre- transaction protocol validation information of wagering.
The advantageous effect of the embodiment of the present application is compared to the prior art：
By obtaining the pre- sale information of pledge of obligation object from consigner's client, will be sold in advance in the form by publication
Information pushes to multiple auction side's clients.So as to obtain have intention purchase at least one from multiple auction side's clients
At least one pre- quotation information of pledge of obligation object that a auction side's client is fed back according to pre- sale information, therefore again at least by this
One pre- quotation information of pledge of obligation object pushes to consigner's client.It enables the creditor of consigner's client in debt
Before power processing, the buyer that a batch has intention guaranty is first known, and pass through at least one pledge of obligation object of the buyer of intention
Pre- quotation information estimates out the pre- true value of pledge of obligation object, avoids the benefit damage of creditor in advance.
To enable the above objects, features, and advantages of the application to be clearer and more comprehensible, preferred embodiment cited below particularly, and coordinate
Appended attached drawing, is described in detail below.
Description of the drawings
It, below will be to needed in the embodiment attached in order to illustrate more clearly of the technical solution of the embodiment of the present application
Figure is briefly described, it should be understood that the following drawings illustrates only some embodiments of the application, therefore is not construed as pair
The restriction of range for those of ordinary skill in the art without creative efforts, can also be according to this
A little attached drawings obtain other relevant attached drawings.
Fig. 1 shows a kind of structure diagram for pre- transaction system of pledge of obligation object that the application first embodiment provides；
Fig. 2 shows a kind of flow charts for pre- method of commerce of pledge of obligation object that the application second embodiment provides；
Fig. 3 shows a kind of structure diagram for pre- transaction system of pledge of obligation object that the application 3rd embodiment provides；
Fig. 4, which is shown in a kind of pre- transaction system of pledge of obligation object that the application 3rd embodiment provides, obtains pushing module
Structure diagram.
Specific implementation mode
In the disposal process of pledge of obligation object, for creditor after carrying out judicial disposition to credits, credits then can be to debt
Power guaranty is handled.
But inventor has found by long-term practical studies, since pledge of obligation object is not before credits carry out judicial disposition
It can merchandise, therefore cause after credits carry out judicial disposition, creditor does not know the true value of pledge of obligation object really, than
Such as, the market price of revealing all the details of guaranty is not known about so that will produce malice abortive lot and too low conclusion of the business when the conclusion of the business of guaranty, lead to debt
The interests of people are weighed by heavy losses.
Defect present in the above scheme in the prior art, is that inventor is obtaining after putting into practice and carefully studying
As a result, therefore, the solution that the discovery procedure of the above problem and hereinafter the embodiment of the present application are proposed regarding to the issue above
Scheme all should be the contribution that inventor makes the application during the application.
Based on the studies above, the embodiment of the present application provides a kind of pledge of obligation object and merchandises in advance method and device.And at this
In the pre- method of commerce of pledge of obligation object, by obtaining the pre- sale information of pledge of obligation object from consigner's client, passing through hair
Pre- information of selling is pushed to multiple auction side's clients by the form of cloth.So as to be had from multiple auction side's clients
At least one auction side's client of intention purchase is offered in advance according to the pre- at least one pledge of obligation object sold information and fed back
Information, therefore at least one pre- quotation information of pledge of obligation object is pushed into consigner's client again.It makes consigner client
The creditor at end can first know the buyer that a batch has intention guaranty, and the buyer for passing through intention before credits processing
At least one pre- quotation information of pledge of obligation object, estimates out the pre- true value of pledge of obligation object, avoids creditor's in advance
Benefit damage.
Below in conjunction with attached drawing in the embodiment of the present application, technical solutions in the embodiments of the present application carries out clear, complete
Ground describes, it is clear that described embodiments are only a part of embodiments of the present application, instead of all the embodiments.Usually exist
The component of the embodiment of the present application described and illustrated in attached drawing can be arranged and be designed with a variety of different configurations herein.Cause
This, the detailed description of the embodiments herein to providing in the accompanying drawings is not intended to limit claimed the application's below
Range, but it is merely representative of the selected embodiment of the application.Based on embodiments herein, those skilled in the art are not doing
The every other embodiment obtained under the premise of going out creative work, shall fall in the protection scope of this application.
It should be noted that：Similar label and letter indicate similar terms in following attached drawing, therefore, once a certain Xiang Yi
It is defined, then it further need not be defined and explained in subsequent attached drawing in a attached drawing.Term " first ", " the
Two " etc. are only used for distinguishing description, are not understood to indicate or imply relative importance.
First embodiment
Referring to Fig. 1, the embodiment of the present application provides a kind of pre- transaction system 10 of pledge of obligation object, the pledge of obligation object is pre-
Transaction system 10 includes：Consigner's client 11, auction side's client 12 are sent and clap institutional client end 13,14 and of audit client
Pre- trading server 15.
Consigner's client 11, auction side's client 12 send that clap institutional client end 13 and audit client 14 be operation
Application program in counterpart terminal equipment.For example, consigner's client 11 can be on the terminal device for operate in creditor
Application program, auction side's client 12 can be the application journey on the terminal device for operate in Lian Pai mechanisms and/or auction people
Sequence, it can be to operate in the application program sent on the terminal device for clapping institution staff to send and clap institutional client end 13, audit visitor
Family end 14 can be then the application program on the terminal device for operate in internal check personnel.Wherein, terminal device can be hand
The equipment such as mechanical, electrical brain, all-in-one machine or tablet computer.
Pre- trading server 15 can be the server of conventional type number, for example, data server；Certainly, pre- transactional services
The cluster of device 15 or multiple child servers.In the present embodiment, pre- trading server 15 respectively with consigner's client 11,
Auction side's client 12 is sent and claps institutional client end 13 and audit client 14 into row data communication.
Second embodiment
Referring to Fig. 2, the embodiment of the present application provides a kind of pre- method of commerce of pledge of obligation object, which pre-pays
Easy method is applied to a pre- trading server.The pre- method of commerce of pledge of obligation object includes：Step S100, step S200 and step
S300。
Step S100：The pre- sale information that pledge of obligation object is obtained from consigner's client pushes away the pre- sale information
It send to multiple auction side's clients.
When creditor will need the pledge of obligation object sold in advance to be issued by consigner's client, creditor needs to lead to first
It crosses and is logged in consigner's client including account number cipher or cell-phone number identifying code but the mode that is not limited to.When consigner's client
In the account number cipher or cell-phone number identifying code mistake for judging creditor, then the execution of logging program is terminated, and provided corresponding
Miscue is then also terminated when consigner's client is in the absence of judging the account number cipher or cell-phone number identifying code of creditor
The execution of logging program, and corresponding registration prompt is provided, to assist creditor to be registered in consigner's client, work as commission
In the account number cipher or correct cell-phone number identifying code for judging creditor, the judgement of consigner's client logins successfully square client,
And mutually reply creditor is opened to the permission of the pre- sale information of publication pledge of obligation object.At this point, consigner's client can then obtain
Obtain the pre- sale information for the pledge of obligation object that the needs that creditor inputs are published.Further, when consigner's client obtains
When obtaining the publication instruction of creditor's input, for example, creditor clicks virtual/entity button of submission on interactive interface, then entrust
Support side's client instructs according to the publication the pre- sale information of the pledge of obligation object being transmitted to pre- trading server, with by pre-
Trading server is issued.
Pre- trading server, should for guarantee in the pre- sale information for the pledge of obligation object for obtaining consigner's client transmissions
The safety of the pre- sale information of pledge of obligation object and correctness, therefore needed to the pre- of the pledge of obligation object before final publication
Information is sold to be audited.Specifically, after the pre- sale information for obtaining pledge of obligation object from consigner's client, the pre- transaction
Server, which can push to the pre- sale information of the pledge of obligation object to send, claps institutional client end.And send bat institutional client end corresponding
The pre- sale information of the pledge of obligation object is received, this send the pre- sale information progress for clapping institutional client end to the pledge of obligation object
It has been shown that so that sent using this clap institutional client end Song Pai mechanisms auditor can to the pre- sale information of the pledge of obligation object into
Row is audited.
When Song Pai mechanisms auditor audits the pre- sale information errors for confirming the pledge of obligation object, the audit of Song Pai mechanisms
Personnel can submit one first audit to confirm error message sending to clap on institutional client end, and send clap institutional client end then by this
One audit confirms that error message feeds back to pre- trading server, and pre- trading server confirms error message then according to first audit
The execution of follow-up process is terminated, and feeds back a preliminary audit survey not by prompting to inform creditor to consigner's client.
The pre- sale information for confirming the pledge of obligation object is audited in Song Pai mechanisms auditor without mistaking, Song Pai mechanisms audit
Personnel can submit one first audit confirmation message sending to clap on institutional client end, and send and clap institutional client end and then first examine this
Core confirmation message feeds back to pre- trading server.Pre- trading server then knows Song Pai mechanisms according to the first audit confirmation message
Audit pass through, and send one just core be by information to consigner's client, to inform that creditor is currently at that audit shape
State.
For further ensure the pledge of obligation object pre- sale information safety and correctness, Song Pai mechanisms examine
After core passes through, the in-company auditor for executing the pre- method of commerce of pledge of obligation object also needs to the pledge of obligation object
Pre- information of selling carries out final review.So the pre- sale information of the pledge of obligation object can be pushed to public affairs by the pre- trading server
Take charge of the audit client of internal check personnel.Audit client receives the pre- sale information of the pledge of obligation object accordingly, should
Audit client shows the pre- sale information of the pledge of obligation object, so that the intra-company using the audit client examines
Core personnel's can carry out carry out final review to the pre- sale information of the pledge of obligation object.
When intra-company auditor audits the pre- sale information errors for confirming the pledge of obligation object, intra-company's audit
Personnel can submit one second audit to confirm error message in audit client, and it is then true by second audit to audit client
False information of admitting one's mistake feeds back to pre- trading server, and pre- trading server confirms that error message then terminates subsequently according to second audit
The execution of flow, and a final review is fed back not by prompting to inform creditor to consigner's client.
The pre- sale information for confirming the pledge of obligation object is audited in intra-company auditor without mistaking, intra-company audits
Personnel can submit one second audit confirmation message in audit client, and audit client then by the second audit confirmation letter
Breath feeds back to pre- trading server.Pre- trading server then knows in-company most last instance according to the second audit confirmation message
Core passes through.
In order to ensure creditor, Song Pai mechanisms after by the publication of the pre- sale information of pledge of obligation object and execute the credits
The company of the pre- method of commerce of guaranty is total to the interests of tripartite, avoids subsequently generating entanglement and is but difficult to understand divisions of responsibility, this three
Side needs to sign the agreement of electronic edition.I.e. after in-company final review passes through, pre- trading server can be to consigner visitor
Family end claps institutional client end and audits the entrustment agreement information for the pledge of obligation object that client is sent.Further, consigner
Client can be by the entrustment agreement presentation of information, so that consigner's client obtains entrustment agreement letter of the creditor based on display
It ceases and input pin of signing is to the entrustment agreement confirmation message of the entrustment agreement information, therefore behaviour of consigner's client based on creditor
The entrustment agreement confirmation message is then fed back to pre- trading server by control.It is similar, send clap institutional client end also can should
Entrustment agreement presentation of information obtains entrustment agreement information of the Song Pai mechanism auditors based on display so as to send and clap institutional client end
And input pin of signing is to the entrustment agreement confirmation message of the entrustment agreement information, therefore give and clap institutional client end also based on Song Pai mechanisms
The entrustment agreement confirmation message is then fed back to pre- trading server by the manipulation of auditor.Also similar, audit client
It also can be by the entrustment agreement presentation of information, so that audit client obtains commission association of the intra-company auditor based on display
View information and input pin of signing audit client also based in company to the entrustment agreement confirmation message of the entrustment agreement information
The entrustment agreement confirmation message is then fed back to pre- trading server by the manipulation of portion auditor.
Further, pre- trading server then judge to tripartite send entrustment agreement information after preset duration in whether
It obtains consigner's client, send the entrustment agreement confirmation letter clapped institutional client end and audit the pledge of obligation object that client is sent
Breath.Wherein, preset duration can be such as 48 hours, but be not intended as limiting.
When pre- trading server is judged as NO, then illustrate have at least one party that can not confirm entrustment agreement in tripartite, therefore
The publication of the pre- sale information of the pledge of obligation object can not be performed.Pre- trading server is then terminated and is pre-payed to pledge of obligation object
The execution of easy method follow-up process, and feedback one can not issue prompt message to consigner's client to prompt creditor.
When pre- trading server is judged as YES, then illustrate that tripartite is able to confirm that commission is assisted, therefore the pledge of obligation object
Pre- information of selling can be published.And then the pre- sale information is pushed to multiple auction side's clients by pre- trading server.
Step S200：At least one auction side's client is obtained in the multiple auction side's client according to the pre- sale
Information and at least one pre- quotation information of pledge of obligation object fed back.
The pre- sale information is sent to multiple auction side's clients according to pre- trading server, corresponding multiple auction side
Client then obtains the pre- sale information.The user of auction side's client is Lian Pai mechanisms and/or auction people, joins bat machine
Structure and/or auction people will such as see the pre- sale information of acquisition in auction side's client, then Lian Pai mechanisms and/or auction people
It needs to log in including account number cipher or cell-phone number identifying code but by way of being not limited in auction side's client first.When competing
Bat side's client then terminates login journey in the account number cipher or cell-phone number identifying code mistake for judging Lian Pai mechanisms and/or auction people
The execution of sequence, and corresponding miscue is provided, when auction side's client is judging that the account of Lian Pai mechanisms and/or auction people is close
In the absence of code or cell-phone number identifying code, then the execution of logging program is also terminated, and provide corresponding registration prompt, to assist joining
It claps mechanism and/or auction people registers in auction side's client, when auction side's client is judging Lian Pai mechanisms and/or auction people
Account number cipher or when correct cell-phone number identifying code, client judgement in auction side's logins successfully, and corresponding distich clap mechanism and/or
Auction people shows the pre- sale information.
For any one auction side's client in multiple auction side's clients, when auction side's client Lian Pai mechanisms and
Or pre- sale information of the auction people based on display and when having intention to be offered in advance, to ensure the equity of creditor, connection is avoided to clap
The malice anencephaly of mechanism and/or auction people are offered in advance, then Lian Pai mechanisms and/or auction people need to pay in auction side's client
For the pre- pre- auction guarantee fund for selling information, correspondingly, auction side's client then obtains Lian Pai mechanisms and/or auction people
The pre- auction guarantee fund of payment of payment.Wherein, it is that auction side's client sells information according to pre- to have paid pre- auction guarantee fund
And pay, i.e., the amount of money of the pre- auction guarantee fund depends on the pre- requirement for selling the amount of money in information to pre- auction guarantee fund.It is competing
Bat side's client obtains after this has paid pre- auction guarantee fund, and auction side's client then can be corresponding as Lian Pai mechanisms and/or auction
People opens the permission offered in advance, therefore auction side's client then obtains Lian Pai mechanisms and/or auction people carries out the debt of pre- quotation input
Weigh the pre- quotation information of guaranty.Later, auction side's client based on Lian Pai mechanisms and/or auction people into manipulation, then by the credits
The pre- quotation information of guaranty feeds back to pre- trading server.
In the present embodiment, for ease of understanding, above-mentioned explanation is for some auction side's client, but the present embodiment
The auction side's client terminal quantity for feeding back the pre- trading server of the pre- quotation information of pledge of obligation object can't be limited.Therefore it pre-pays
Easy server then judges selling whether the at the time of of reaching preset time after information pushes to multiple auction side's clients is obtained by pre-
At least one auction side's client is obtained according to the pre- at least one pre- quotation information of pledge of obligation object sold information and fed back.Its
In, preset time can be such as 48 hours, but be not intended as limiting.
When being judged as NO, then explanation there is no when timing reaches preset time has paid pre- auction guarantee fund's
Any one auction side's client is according to pre- any one pre- quotation information of pledge of obligation object sold information and fed back.It is so pre-
Trading server generates one and temporarily prompts creditor to consigner's client without prompt message of offering, and starts next pre-
If judging whether that obtain at least one auction side's client supports according to the pre- at least one credits sold information and fed back in the time
The pre- quotation information of wagering.
When being judged as YES, then explanation has been paid pre- auction guarantee fund when timing reaches preset time at least
One auction side's client is according to the pre- at least one pre- quotation information of pledge of obligation object sold information and fed back.
Step S300：At least one pre- quotation information of pledge of obligation object is pushed into consigner's client.
After obtaining at least one pre- quotation information of pledge of obligation object, pre- trading server then supports at least one credits
The pre- quotation information of wagering is pushed to consigner's client.At the same time, pre- trading server is also by least one pledge of obligation
The corresponding at least one pre- transaction protocol information of the pre- quotation information of object also pushes consigner's client.In turn, creditor is based on committee
Support side's client, and according to itself demand to pledge of obligation price lattice, then it can be by operating consigner's client from least
The pre- quotation information of target pledge of obligation object selected in one pre- quotation information of pledge of obligation object.Wherein, this is selected
The pre- quotation information of target pledge of obligation object is not more than the quantity of at least one pre- quotation information of pledge of obligation object.In addition, the credits
People's also at least one pre- transaction protocol information based on the electronic edition shown in consigner's client, mesh of the creditor based on selection
The mark pre- quotation information of pledge of obligation object and the corresponding target in display merchandise input signature in protocol information in advance, so that the committee
Support side's client obtains the pre- transaction protocol validation information for protocol information of merchandising in advance for the target, and again that pre- trade agreement is true
Recognize information and is sent to pre- trading server.
While ensureing creditor's equity by the pre- trade agreement of signing, also to be protected by signing pre- trade agreement
The Lian Pai mechanisms of the target auction side client corresponding to the pre- quotation information of target pledge of obligation object and/or the interests of auction people are demonstrate,proved,
And also to ensure to execute the interests of the company of the pre- method of commerce of pledge of obligation object by signing pre- trade agreement, therefore pre-pay
Easy server also target is merchandised in advance protocol information is sent to target auction corresponding to the pre- quotation information of target pledge of obligation object
Square client, by make target auction side client Lian Pai mechanisms and/or auction people can also by above-mentioned signature in a manner of make
It obtains target auction side client and obtains Lian Pai mechanisms and/or the pre- transaction protocol validation information of auction people input.At the same time, in advance
Trading server also target is merchandised in advance protocol information is sent to audit client, so that intra-company auditor can also lead to
It crosses the mode of above-mentioned signature and obtains the pre- transaction protocol validation information that intra-company auditor inputs to audit client.
It should be understood that pre- trading server can obtain consigner's client accordingly, target pledge of obligation object is offered in advance
The pre- transaction protocol validation information for the pledge of obligation object that target auction side client and audit client corresponding to information are sent.
And then pre- trading server can determine that the Lian Pai mechanisms for having intention to buy the pledge of obligation object and/or auction people and creditor, company
Between confirmed by agreement tripartite.Therefore the credits can be forwarded to judicial authority's processing, and in judicial authority to the credits
After guaranty processing, then creditor pays corresponding consideration money by consigner's client.And it is pre-payed for certain have submitted
The Lian Pai mechanisms of easy protocol validation information and/or auction people but and buy the pledge of obligation object not successfully, then pre- transaction clothes
Business device is returned to auction side's client of these Lian Pai mechanisms and/or auction people has paid pre- auction guarantee fund.
3rd embodiment
Referring to Fig. 3, the embodiment of the present application provides a kind of pre- transaction system 100 of pledge of obligation object, the pledge of obligation object
Pre- transaction system 100 is applied to a pre- trading server, and the pre- transaction system of pledge of obligation object 100 includes：
Pushing module 110 is obtained, the pre- sale information for obtaining pledge of obligation object from consigner's client will be described pre-
It sells information and pushes to multiple auction side's clients.
Quotation obtains module 120, for obtaining at least one auction side's client root in the multiple auction side's client
According to the pre- at least one pre- quotation information of pledge of obligation object sold information and fed back.
Quotation pushing module 130, at least one pre- quotation information of pledge of obligation object to be pushed to the commission
Square client.
Wherein, quotation obtains module 120, and pre- auction guarantor has been paid in the multiple auction side's client specifically for obtaining
At least one auction side's client of gold is demonstrate,proved according to the pre- at least one pledge of obligation sold information and fed back
The pre- quotation information of object, wherein described to have paid pre- auction guarantee fund and propped up according to the pre- sale information for auction side's client
It pays.Wherein, at least one pre- quotation information of pledge of obligation object be the pre- sale information is pushed to it is the multiple competing
The information obtained in preset time period after bat side's client.
Information acquisition module 140, for offering in advance from least one pledge of obligation object in consigner's client
When the pre- quotation information of the target pledge of obligation object selected in information, consigner's client is obtained, the target credits are supported
The pledge of obligation object that target auction side client and the audit client corresponding to the pre- quotation information of wagering are sent
Pre- transaction protocol validation information.
Referring to Fig. 4, in the embodiment of the present application, obtaining pushing module 110 includes：
First push unit 111, for believing the pre- sale for obtaining the pledge of obligation object from consigner's client
Breath, which pushes to send, claps institutional client end.
Second push unit 112, for sent described in acquisition clap that institutional client end submits about the pre- sale information
The first audit confirmation message when, the pre- information of selling is pushed into the audit client of internal check personnel.
Information obtainment unit 113, for pre- selling the of information about described obtaining that the audit client submits
When two audit confirmation messages, consigner's client is obtained, described send claps institutional client end and audit client transmission
The pledge of obligation object entrustment agreement confirmation message.
Third push unit 114, for the pre- sale information to be pushed to the multiple auction side's client.
It should be noted that due to it is apparent to those skilled in the art that, the convenience for description and letter
Clean, the system of foregoing description, the specific work process of device and unit can refer to corresponding in preceding method embodiment
Journey, details are not described herein.
It should be understood by those skilled in the art that, the embodiment of the present application can be provided as method, system or computer program production
Product.Therefore, in terms of the embodiment of the present application can be used complete hardware embodiment, complete software embodiment or combine software and hardware
Embodiment form.Moreover, it wherein includes computer available programs generation that the embodiment of the present application, which can be used in one or more,
The meter implemented in the computer-usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) of code
The form of calculation machine program product.
It merchandises in advance method and device in conclusion the embodiment of the present application provides a kind of pledge of obligation object, pledge of obligation object
Pre- method of commerce is applied to a pre- trading server.Method includes：The pre- sale of pledge of obligation object is obtained from consigner's client
Pre- information of selling is pushed to multiple auction side's clients by information；Obtain at least one auction side in multiple auction side's clients
Client is according to the pre- at least one pre- quotation information of pledge of obligation object sold information and fed back；By at least one pledge of obligation object
Pre- quotation information pushes to consigner's client.
By obtaining the pre- sale information of pledge of obligation object from consigner's client, will be sold in advance in the form by publication
Information pushes to multiple auction side's clients.So as to obtain have intention purchase at least one from multiple auction side's clients
At least one pre- quotation information of pledge of obligation object that a auction side's client is fed back according to pre- sale information, therefore again at least by this
One pre- quotation information of pledge of obligation object pushes to consigner's client.It enables the creditor of consigner's client in debt
Before power processing, the buyer that a batch has intention guaranty is first known, and pass through at least one pledge of obligation object of the buyer of intention
Pre- quotation information estimates out the pre- true value of pledge of obligation object, avoids the benefit damage of creditor in advance.
The preferred embodiment that these are only the application, is not intended to limit this application, for those skilled in the art
For member, the application can have various modifications and variations.Any modification made by within the spirit and principles of this application,
Equivalent replacement, improvement etc., should be included within the protection domain of the application.It should be noted that：Similar label and letter are under
Similar terms are indicated in the attached drawing in face, therefore, once being defined in a certain Xiang Yi attached drawing, are not then needed in subsequent attached drawing
It is further defined and explained.
More than, the only specific implementation mode of the application, but the protection domain of the application is not limited thereto, and it is any to be familiar with
Those skilled in the art can easily think of the change or the replacement in the technical scope that the application discloses, and should all cover
Within the protection domain of the application.Therefore, the protection domain of the application should be subject to the protection scope in claims.
Claims (10)
1. a kind of pre- method of commerce of pledge of obligation object, which is characterized in that it is applied to a pre- trading server, the method includes：
The pre- sale information is pushed to multiple auction sides by the pre- sale information that pledge of obligation object is obtained from consigner's client
Client；
At least one auction side's client in the multiple auction side's client is obtained to be fed back according to the pre- sale information
At least one pre- quotation information of pledge of obligation object；
At least one pre- quotation information of pledge of obligation object is pushed into consigner's client.
2. the pre- method of commerce of pledge of obligation object according to claim 1, which is characterized in that described to be obtained from consigner's client
The pre- sale information for obtaining pledge of obligation object, multiple auction side's clients are pushed to by the pre- sale information, including：
The pre- sale information for obtaining the pledge of obligation object from consigner's client is pushed to send and claps institutional client end；
When sending the first audit confirmation message about the pre- sale information for clapping the submission of institutional client end described in acquisition, by institute
State the audit client that pre- sale information pushes to internal check personnel；
When obtaining the second audit confirmation message about the pre- sale information that the audit client is submitted, described in acquisition
Consigner's client, the entrustment agreement for sending the pledge of obligation object for clapping institutional client end and the audit client transmission
Confirmation message；
The pre- sale information is pushed into the multiple auction side's client.
3. the pre- method of commerce of pledge of obligation object according to claim 2, which is characterized in that described to obtain the multiple auction
At least one auction side's client is pre- according to the pre- at least one pledge of obligation object sold information and fed back in square client
Quotation information, including：
Obtain at least one auction side's client root that pre- auction guarantee fund has been paid in the multiple auction side's client
Pre- sell information and at least one pre- quotation information of pledge of obligation object for feeding back according to described, wherein it is described paid it is pre- competing
Guarantee fund is clapped to be paid according to the pre- sale information for auction side's client.
4. the pre- method of commerce of pledge of obligation object according to claim 3, which is characterized in that at least one pledge of obligation
The pre- quotation information of object is to be obtained by pre- sell in the preset time period after information pushes to the multiple auction side's client
The information obtained.
5. the pre- method of commerce of pledge of obligation object according to claim 4, which is characterized in that described by the pre- sale information
It pushes to after the multiple auction side's client, the method further includes：
It is supported in the target credits that consigner's client is selected from least one pre- quotation information of pledge of obligation object
When the pre- quotation information of wagering, the mesh corresponding to consigner's client, the pre- quotation information of target pledge of obligation object is obtained
Mark the pre- transaction protocol validation information for the pledge of obligation object that auction side's client and the audit client are sent.
6. a kind of pre- transaction system of pledge of obligation object, which is characterized in that be applied to a pre- trading server, described device includes：
Pushing module is obtained, the pre- sale information for obtaining pledge of obligation object from consigner's client believes the pre- sale
Breath pushes to multiple auction side's clients；
Quotation obtains module, for obtaining in the multiple auction side's client at least one auction side's client according to described pre-
At least one pre- quotation information of pledge of obligation object sold information and fed back；
Quotation pushing module, at least one pre- quotation information of pledge of obligation object to be pushed to the consigner client
End.
7. the pre- transaction system of pledge of obligation object according to claim 6, which is characterized in that the acquisition pushing module packet
It includes：
First push unit, for pushing to the pre- sale information for obtaining the pledge of obligation object from consigner's client
It send and claps institutional client end；
Second push unit claps being examined about the first of the pre- sale information for institutional client end submission for being sent described in acquisition
When core confirmation message, by the pre- audit client sold information and push to internal check personnel；
Information obtainment unit, for obtaining the true about pre- second audit for selling information of the audit client submission
When recognizing information, consigner's client is obtained, described send claps institutional client end and the debt audited client and sent
Weigh the entrustment agreement confirmation message of guaranty；
Third push unit, for the pre- sale information to be pushed to the multiple auction side's client.
8. the pre- transaction system of pledge of obligation object according to claim 7, which is characterized in that the quotation obtains module, tool
Body is for obtaining at least one auction side's client for having paid pre- auction guarantee fund in the multiple auction side's client
Pre- sell information and at least one pre- quotation information of pledge of obligation object for feeding back according to described, wherein it is described paid it is pre-
Auction guarantee fund pays for auction side's client according to the pre- sale information.
9. the pre- transaction system of pledge of obligation object according to claim 8, which is characterized in that at least one pledge of obligation
The pre- quotation information of object is to be obtained by pre- sell in the preset time period after information pushes to the multiple auction side's client
The information obtained.
10. the pre- transaction system of pledge of obligation object according to claim 9, which is characterized in that the pledge of obligation object is pre-payed
Easy device further includes：
Information acquisition module, for being selected from least one pre- quotation information of pledge of obligation object in consigner's client
When the pre- quotation information of the target pledge of obligation object selected out, consigner's client, target pledge of obligation object forecast are obtained
The pre- transaction association for the pledge of obligation object that target auction side client and the audit client corresponding to valence information are sent
Discuss confirmation message.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810126614.2A CN108335205A (en) | 2018-02-08 | 2018-02-08 | Pledge of obligation object is merchandised method and device in advance |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810126614.2A CN108335205A (en) | 2018-02-08 | 2018-02-08 | Pledge of obligation object is merchandised method and device in advance |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108335205A true CN108335205A (en) | 2018-07-27 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810126614.2A Pending CN108335205A (en) | 2018-02-08 | 2018-02-08 | Pledge of obligation object is merchandised method and device in advance |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112927023A (en) * | 2021-03-26 | 2021-06-08 | 中国建设银行股份有限公司 | Method and device for evaluating value of escort |
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| TA01 | Transfer of patent application right |
Effective date of registration: 20180910 Address after: 201100 room 66, Mijing Road, Minhang District, Shanghai M356 Applicant after: Shanghai Bai Chang Online Auction Technology Co., Ltd. Address before: 200001 16 16, Zhonghua Road, Huangpu District, Shanghai. Applicant before: Shanghai Bai Chang Auction Co., Ltd. |
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Application publication date: 20180727 |
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