CN108320158A - A kind of wearable payment devices - Google Patents
A kind of wearable payment devices Download PDFInfo
- Publication number
- CN108320158A CN108320158A CN201810320186.7A CN201810320186A CN108320158A CN 108320158 A CN108320158 A CN 108320158A CN 201810320186 A CN201810320186 A CN 201810320186A CN 108320158 A CN108320158 A CN 108320158A
- Authority
- CN
- China
- Prior art keywords
- carrier
- display screen
- key
- cipher key
- server end
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 230000002093 peripheral effect Effects 0.000 claims description 2
- 238000012795 verification Methods 0.000 abstract description 15
- 238000000034 method Methods 0.000 abstract description 4
- 230000006855 networking Effects 0.000 abstract description 2
- 230000008569 process Effects 0.000 abstract description 2
- 230000006872 improvement Effects 0.000 description 6
- 230000008859 change Effects 0.000 description 2
- 230000007812 deficiency Effects 0.000 description 2
- 238000010586 diagram Methods 0.000 description 2
- 230000000694 effects Effects 0.000 description 2
- 230000005611 electricity Effects 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 238000010248 power generation Methods 0.000 description 2
- 230000004044 response Effects 0.000 description 2
- 230000009286 beneficial effect Effects 0.000 description 1
- 230000033228 biological regulation Effects 0.000 description 1
- 230000005540 biological transmission Effects 0.000 description 1
- 235000013399 edible fruits Nutrition 0.000 description 1
- 230000006698 induction Effects 0.000 description 1
- 230000007246 mechanism Effects 0.000 description 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
Abstract
A kind of wearable payment devices, including a wearable carrier, it is characterised in that：Circuit board and display screen are laid in a portion of the carrier, encrypting module identical with server end encipheror subprogram is equipped in the circuit board, it is superimposed upon in cipher key carrier with cipher key module of the server end using same alike result image file as cipher key carrier, and the key pixel formed of being encrypted by encrypting module shown on a display screen for placing.Carrier need to only give server end and directly or indirectly show the cipher key carrier image file for being superimposed key pixel, carrier in verification need not networking or upload and under pass any information, server end obtains key pixel from the content of carrier and obtains key authentication and realize payment clearance.Carrier stand-by time is long, and verification process is safe and reliable.
Description
Technical field
The present invention relates to a kind of payment devices, and in particular to a kind of wearable payment devices belong to IPC classification G06 skills
Art field.
Background technology
Payment system is to pay the intermediary and realize payment instruction transmission and fund clearing that clearance services by providing
Professional technique means collectively constitute, to realize a kind of financial arrangement of credit and debt liquidation and fund transfer, otherwise referred to as
System for settling account.
Currently, when being paid, the payment carrier of payment system has a magnetic stripe card, mobile device (including swepting slip shape code, two
Tie up code and the payment of the near fields NFC).Magnetic stripe card has the possibility being replicated, therefore upgrades to chip card now.There is Quick Response Code when barcode scanning
The possibility substituted for another surreptitiously, therefore barcode scanning is intended to provide the bar code of dynamic change by mobile device or Quick Response Code is swept and compares peace
Entirely.And near field payment is used than barcode scanning trouble a bit, and promoted extension is limited.
Needing to carry bank card in addition, swiping the card, barcode scanning and near field payment are required to provide and carry mobile device, for
For the young man for advocating light trip now, carries mobile device and is more convenient, but mobile device is limited to battery and network again,
So at present, also completely without a kind of more convenient payment carrier and network isolated operation can be detached from and have both peace
The system or method of full property realize truly convenient.
Invention content
The present invention be exactly deficiency to solve the above-mentioned problems and provide it is a kind of based on the wearable network that is detached from, it is whole
Body is light and has a kind of wearable payment devices of safety.
The technical solution of the problem of being solved of the invention is as follows：
A kind of wearable payment devices, including a wearable carrier, it is characterised in that：In a portion of the carrier
Circuit board and display screen are laid, encryption mould identical with server end encipheror subprogram is equipped in the circuit board
Block, for placing and cipher key module of the server end using same alike result image file as cipher key carrier, and on a display screen
The key pixel formed of being encrypted by encrypting module of display is superimposed upon in cipher key carrier.
It is additionally provided with above the display screen and the wearable integrated lid of carrier style, the side wall of lid lower section display screen
Be equipped with pillar, pillar be equipped with spring, lid lid on a display screen when, pillar arrives on lower circuit board so that display
Screen, which is in, puts out screen power down mode.
The display screen peripheral is additionally provided with distance-sensor, and the distance-sensor is connected with circuit board, and passes through display
Screen verifies lighting and extinguish by distance-sensor control display screen when terminal contacts with one.
The carrier is set there are two display screen, and when pixel is superimposed, key pixel is shown in second transparent display
On screen, and second display screen is superimposed on and is realized in front of first display screen of display cipher key carrier.
Described image file is periodically or non-periodically voluntarily uploaded to server end and carrier from user.
The carrier is additionally provided with independent ID, and server end need to verify its ID, then verify its cipher key carrier, finally
Authentication secret pixel.
Fingerprint recognition is additionally provided on carrier to open the cipher key carrier that display screen has shown key pixel superimposed.
Beneficial effects of the present invention are as follows：
Carrier need to only give server end and directly or indirectly show the cipher key carrier image file for being superimposed key pixel
, carrier verification when need not networking or upload and under pass any information, server end obtains key from the content of carrier
Pixel obtains key authentication and realizes that payment is let pass.
Carrier stand-by time is long, and verification process is safe and reliable.
Description of the drawings：
Fig. 1 is the structural schematic diagram of one embodiment of the present invention；
Fig. 2 is the structural schematic diagram of display screen of the present invention；
Fig. 3 is the theory structure block schematic illustration when present invention is implemented.
Specific implementation mode：
Further details of elaboration is made to the present invention below in conjunction with the accompanying drawings.
A kind of wearable payment devices, including a wearable carrier 1 lay electricity in a portion of the carrier 1
Road plate 2 and display screen 3, the circuit board 2 is interior to be equipped with encrypting module 4 identical with 10 encipheror subprogram of server end,
For place with cipher key module 5 of the server end 10 using same alike result image file as cipher key carrier 6, and in display screen 3
The key pixel 7 of upper display formed by the encryption of encrypting module 4 is superimposed upon in cipher key carrier 6.
The image file of same alike result is to ensure consistency of the image file as cipher key carrier 6, including image file
All number attributes, rejection image file is because some number attributes are different, such as file size, image storage format are brought
Loss of the image file in pixel, to influence the verification effect after being superimposed when key pixel 7 is superimposed upon on image file
Fruit.
The realization principle of the present invention is as follows：
The carrier 1 can be the object with display screen 3 such as bracelet, bracelet, bangle, necklace, when in use because of carrier
It need not network, need not be also connected by signal with the external world in payment link, therefore power consumption is extremely low, it is complete with current technology
It can accomplish standby some months entirely, frequently using the degree for pushing up several weeks.
And if carrier is by built-in power generation mechanism, limb motion forces cutting magnetic induction to be answered when such as being worn using user
The small device of line power generation generates electricity, or can make carrier by replacing the structures such as the of short duration record of button cell, circuit board and function
Reach the program used always without external power charging.
Server end 10 is connected by network with a verification terminal 9, and 1 display screen 3 of carrier is shown verification terminal 9 for identification
The cipher key carrier 6 for being superimposed key pixel 7, i.e., user payment when, by 1 display screen 1 of carrier face verification terminal 9
Cog region, the cipher key carrier 6 for being superimposed key pixel 7 is transmitted to server end 10 by verification terminal 9, in server end 10
Equipped with same 6 file of cipher key carrier, first the pixel of the image file of cipher key carrier 6 is deleted, remaining key picture
Vegetarian refreshments 7 verifies key pixel 7 and is obtained key, is preferably generated through program verification and 10 encipheror of server end
Key it is identical, by server end 10 coordinate bank between agreement complete payment, to realize carrier 1 payment let pass.
Key pixel 7 is by program according to time dynamic generation, and unexpected in order to prevent, the program setting time can service
It is 1 day or more that device end 10, which differs span on carrier 1, and be mainly in view of timing built in carrier 1 leads to the time because of electric power deficiency
It is asynchronous with server end 10, there is carrier 1 and differed with 10 time of server end, in this way if the dynamic life of server end 10
At the corresponding key of key pixel change earlier than the key pixel 7 of carrier 1, just will appear mismatch, can not test
The case where card, difference span are to be enough to solve the problems, such as this for 1 day.Of course simultaneously due to safety concerns, for example carrier 1 is lost, right
The regulation of limit and limit time can be also done in payment.
Further, as the improvement to embodiment, 3 top of the display screen is additionally provided with and 1 style one of wearable carrier
The side wall of the lid 8 of body, 8 lower section display screen 3 of lid is equipped with pillar, and pillar is equipped with spring, is covered in display screen in lid
When upper, pillar arrives on lower circuit board 2 so that display screen 3, which is in, puts out screen power down mode.
In the present invention, lid 8 is so that wearable carrier 1 seems first with usual bracelet, bracelet, bangle, necklace etc.
It is identical to adorn pattern, there is good concealment, and also act as the effect of a physical contact switch.
Further, as the improvement to embodiment, 3 periphery of the display screen is additionally provided with distance-sensor, the distance
Inductor is connected with circuit board 2, and is verified when terminal 9 contacts by distance-sensor control display screen 3 by display screen 3 and one
It lights and extinguishes.
In the present invention, distance-sensor control display screen 3 when carrier 1 is close to verification terminal 9 lights and shows superposition
The cipher key carrier 6 of key pixel 7 so that the opening of 1 display screen 3 of carrier is very convenient.In addition, for key pixel 7
For, it can also accomplish that control key carrier 6 is individually shown, before close verification terminal 9, by distance-sensor control display screen
3 first displays have been superimposed the cipher key carrier 6 of key pixel 7, and when before verification terminal 9, the key of control display screen 3 carries
Body 6 extinguishes only display key pixel 7, and extinguishing described here can be understood as cipher key carrier 6 to the image of key pixel 7
Switching.
Further, as the improvement to embodiment, the carrier 1 is set there are two display screen, when pixel is superimposed, key
Pixel 7 is shown on second transparent display screen B, and second display screen B is superimposed on first of display cipher key carrier 6
It is realized in front of display screen A.
Second display screen B with key pixel 7 first extinguishes under the control of distance-sensor, after a few seconds
After the cipher key carrier 6 for exactly verifying the display of 9 identification carrier of terminal, 1 display screen 3, the program that is communicated with distance-sensor controls the again
One display screen A extinguishes, and lights second display screen B and shows that key pixel is identified for verifying terminal 9.
At this point, verification terminal 9 identifies cipher key carrier 6 and key pixel 7 respectively, then pass through the journey in server end 10
Sequence respectively verifies the two.If cipher key carrier 6 differs, key pixel 7 is identical to be passed through, and only the two is homogeneous
Meanwhile can just it pass through.
Further, as the improvement to embodiment, described image file is from user periodically or non-periodically voluntarily to service
Device end 10 and carrier 1 upload.
Further, as the improvement to embodiment, the carrier 1 is additionally provided with independent ID, and server end 10 need to be to its ID
It is verified, then verifies its cipher key carrier 6, finally just authentication secret pixel 7.
In the present invention, carrier 1 is equipped with independent ID, which can also be to carry by Program Generating in cipher key carrier 6
In the equipment of body 1, it is identified in scanning by verification terminal 9, then ID verifications are carried out by server end 10, it in this way can be in original
It is further added by one of protection in some safeties, and for server end 10, can also mitigate certain load.
Further, fingerprint recognition is additionally provided with as the improvement to embodiment, on carrier 1 to have opened the display of display screen 3
The superimposed cipher key carrier 6 of key pixel 7.
Claims (7)
1. a kind of wearable payment devices, including a wearable carrier, it is characterised in that：Peace in a portion of the carrier
It is placed with circuit board and display screen, encrypting module identical with server end encipheror subprogram is equipped in the circuit board,
For place with cipher key module of the server end using same alike result image file as cipher key carrier, and show on a display screen
The key pixel formed of being encrypted by encrypting module be superimposed upon in cipher key carrier.
2. a kind of wearable payment devices according to claim 1, it is characterised in that：Be additionally provided with above the display screen with
The side wall of the wearable integrated lid of carrier style, lid lower section display screen is equipped with pillar, and pillar is equipped with spring, is covering
When son is covered on a display screen, pillar arrives on lower circuit board so that display screen, which is in, puts out screen power down mode.
3. a kind of wearable payment devices according to claim 1, it is characterised in that：The display screen peripheral be additionally provided with away from
From inductor, the distance-sensor is connected with circuit board, and is verified with one by display screen and answered by distance perspective when terminal contacts
Device control display screen is lighted and is extinguished.
4. a kind of wearable payment devices according to claim 1, it is characterised in that：The carrier is shown there are two setting
Screen, when pixel is superimposed, key pixel is shown on second transparent display screen, and second display screen is superimposed on display
It is realized in front of first display screen of cipher key carrier.
5. a kind of wearable payment devices according to claim 1, it is characterised in that：Described image file is regular by user
Or it is irregularly voluntarily uploaded to server end and carrier.
6. a kind of wearable payment devices according to claim 1, it is characterised in that：The carrier is additionally provided with independent ID,
Server end need to verify its ID, then verify its cipher key carrier, finally just authentication secret pixel.
7. a kind of wearable payment devices according to claim 1, it is characterised in that：Fingerprint recognition is additionally provided on carrier
Open the cipher key carrier that display screen has shown key pixel superimposed.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810320186.7A CN108320158A (en) | 2018-04-11 | 2018-04-11 | A kind of wearable payment devices |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810320186.7A CN108320158A (en) | 2018-04-11 | 2018-04-11 | A kind of wearable payment devices |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108320158A true CN108320158A (en) | 2018-07-24 |
Family
ID=62897253
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810320186.7A Pending CN108320158A (en) | 2018-04-11 | 2018-04-11 | A kind of wearable payment devices |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN108320158A (en) |
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