CN108305409A - A kind of recovery method and system for road-surface concrete arrearage - Google Patents
A kind of recovery method and system for road-surface concrete arrearage Download PDFInfo
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- CN108305409A CN108305409A CN201711470331.1A CN201711470331A CN108305409A CN 108305409 A CN108305409 A CN 108305409A CN 201711470331 A CN201711470331 A CN 201711470331A CN 108305409 A CN108305409 A CN 108305409A
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- arrearage
- credit
- parking
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- vehicle
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Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/24—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for parking meters
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
- G07B15/02—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems
Abstract
The present invention relates to a kind of recovery method and system more particularly to a kind of recovery method and system for road-surface concrete arrearage, include the following steps：The parking pay information that payment terminal obtains vehicle is held from car owner's payment terminal of road-surface concrete field or administrator；According to parking pay information, basic Credit Model is built respectively and behavior model is paid in arrearage, and the credit score of car owner is calculated；Car owner compares the credit score and credit score threshold value of car owner, the processing of different modes is then carried out to vehicle when off-street parking lot is stopped.The beneficial effects of the invention are as follows：Propose a kind of parking credit algorithm, behavior model and cofactor model are paid including basic Credit Model, arrearage, its core is that solve the problems, such as that parking credit evaluation is inaccurate or unreasonable in such a way that weights model is destroyed with auxiliary weighted factor combination in coin day.
Description
Technical field
The present invention relates to a kind of recovery method and system more particularly to a kind of recovery method for road-surface concrete arrearage and
System.
Background technology
Under existing City-level road-surface concrete scene (open Roadside Parking field), car owner's fee evasion Problem of Tuition Dues is commonplace,
There is the mode that administrative law enforcement may be used in urban to punish car owner, but most cities do not have Right to administrative law enforcement,
To the recovery arrearage mode used, has for example, administrator carries out recovery when next road-surface concrete, be exposed by the media, lawsuit,
It is included in local reference etc..But above-mentioned arrearage recovery mode directly effectively can not carry out pipe to the next parking behavior of car owner
Control, car owner can select fee evasion again, and in addition to administrator's recovery, the executory cost of other modes is excessively high.
Invention content
To solve the problems, such as that existing method exists, the present invention provides a kind of recovery method for road-surface concrete arrearage and is
System.
The technical scheme is that：A kind of recovery method for road-surface concrete arrearage includes the following steps：
S1：The parking pay letter that payment terminal obtains vehicle is held from car owner's payment terminal of road-surface concrete field or administrator
Breath；
S2：According to parking pay information, basic Credit Model is built respectively and behavior model is paid in arrearage, and is calculated
The credit score of car owner；
S3：Car owner compares the credit score and credit score threshold value of car owner, is then carried out to vehicle when off-street parking lot is stopped
The processing of different modes.
Preferably, further include in the step S2：Obtain car owner third party's data, according to third party's data establish auxiliary because
Prime model pays behavior model and cofactor model as auxiliary judgment, according to basic Credit Model, arrearage, is calculated
The credit score of car owner.
Preferably, the basic paying behaviors that basic Credit Model is used to describe user's parking are built in the step S2, are led to
It crosses the credit appraisal score obtained by user and is multiplied by the coin day of the secondary parking pay and destroy and obtain the last credit value of user again, calculate
Method is as follows：
Wi=Ci*Di
Ri∈{-1,0,1}
i,Wi,Ci,Di∈(0,+∞)
Wherein RnRepresent the original credit value total score of user, RiFor ith parking pay when user obtained by credit value, Wi
For ith parking pay when coin day destroy, CiFor ith parking pay when the amount of money, DiIt is ith parking pay apart from upper
The time that parking pay is accumulated, Ri ∈ { -1,0,1 } represent that vehicle fee evasion, vehicle do not generate parking fee, vehicle is normally paid
Take behavior.
Preferably, structure arrearage pays behavior model and pays behavior for clear subscriber arrearage in the step S2, calculates
Method is as follows：
Wi=Ci*Di
Ri∈{-1,0,1}
i,Wi,Ci,Di∈(0,+∞)
Wherein RnRepresent the original credit value total score of user, RiThe credit value obtained by user, W are paid for ith arrearageiFor
Coin day when ith arrearage is paid is destroyed, CiFor the amount of money that ith arrearage is paid, DiThe defaulted of generation is paid for ith arrearage
Time works as Di∈ (0, T), then Ri=1, it represents user's completion arrearage in given defaulted time T and pays, belong to credit favorable comment；
Work as Di∈(T,T1), then Ri=0, it represents user and is paid without completing arrearage in time, but without departing from defaulted tolerance day T1, belong to
It is commented in credit；Work as Di∈(T2,+∞), then Ri=-1 represents user and is paid without completing arrearage in time, and exceeds defaulted tolerance day
T2, belong to credit difference and comment.
Preferably, the algorithm of the cofactor model is as follows：
E=E1*S1+E2*S2+E3*S3+…+Ei*Si
S1,S2,S3,…,Si∈(0.8,1.2)
E1,E2,E3,…,Ei∈(0,1)
E1+E2+E3+…+Ei=1
Wherein E is weighting radix, EiFor third party's data weights, judge is scored at Si, average mark is realized from 0.8 to 1.2
Cloth.
Preferably, the algorithm of the credit score is as follows：
Rn'=Rn*E
Wherein Rn'For final credit total score, i.e., original credit score is multiplied by the cofactor weighting letter that weighting radix E is obtained
With point.
Preferably, the step S3 is specifically included：When credit score is in some bad section, warning prompt can be carried out,
When being evaluated as low credit vehicle, it can directly carry out intercepting admission operation；When credit score is preferable, but there is the case where arrearage record
Under, arrearage prompt is carried out when appearance, when credit score is in some bad section, when appearance can be alerted, and low letter is being evaluated as
When with vehicle, when appearance, can carry out forcing to collect history arrearage.
The present invention also provides a kind of recovery systems for road-surface concrete arrearage, including：Central control system, cloud service
Device, Entrance control system and parking exit control system are pacified in each road-surface concrete field and outdoor parking space
Equipped with central control system, central control system holds payment terminal from car owner's payment terminal of road-surface concrete field or administrator and obtains
The parking pay information of pick-up, and parking pay information is uploaded into Cloud Server, Cloud Server is according to parking pay information
Behavior model and cofactor model are paid in the basic Credit Model of structure, arrearage respectively, and the credit score of car owner is calculated, and
Credit score is synchronized to the central control system of each off-street parking lot, central control system compares the credit score and credit of car owner
Divide threshold value, the processing of different modes is carried out to vehicle.
Preferably, it is described to vehicle carry out different modes processing include：It, can be into when credit score is in some bad section
Row warning prompt can directly carry out intercepting admission operation when being evaluated as low credit vehicle；When credit score is preferable, but have deficient
In the case of taking record, arrearage prompt is carried out when appearance, when credit score is in some bad section, when appearance, can be alerted,
When being evaluated as low credit vehicle, when appearance, can carry out forcing to collect history arrearage.
The beneficial effects of the invention are as follows：
1. after road-surface concrete fee evasion arrearage behavior occurs, using the advantage of off road parking closure, by the road of City-level
Internal field and part off-street parking lot are merged by cloud computing, and arrearage record can be according to the pipe of regular and synchronized to off-street parking lot
Reason system；
2. proposing a kind of parking credit algorithm, including basic Credit Model, arrearage pay behavior model and cofactor
Model, core are that solve parking credit evaluation in such a way that weights model is destroyed with auxiliary weighted factor combination in coin day
Inaccurate or unreasonable problem；
3. when vehicle drive into access this structure system off-street parking lot when, using parking credit algorithm interception strategy,
It can determine whether to intercept this admission, to reach the different strategy such as warning, interception；
4. when vehicle is allowed to drive into, then this Parking Fee can be prompted when being driven out to and needs the history arrearage paid,
Using the recovery strategy of parking credit algorithm, arrearage can be prompted, alerted or forced to collect.
Description of the drawings
The present invention will be further described in detail below with reference to the accompanying drawings and specific embodiments.
Fig. 1 is the flow diagram of the embodiment of the present invention；
Fig. 2 is the relational graph of recovery validity and access foreign car number in the embodiment of the present invention；
Fig. 3 is the system block diagram of the embodiment of the present invention.
Specific implementation mode
Below in conjunction with attached drawing, technical scheme of the present invention will be further described, but the present invention is not limited to these realities
Apply example.
In conjunction with attached drawing 1, the technical scheme is that：A kind of recovery method for road-surface concrete arrearage, including following step
Suddenly：
S1：The parking pay letter that payment terminal obtains vehicle is held from car owner's payment terminal of road-surface concrete field or administrator
Breath.
Specifically, road-surface concrete field (open Roadside Parking field) generally passes through the Parking Meter of trackside or road surface transform person
Handheld terminal is charged.Car owner's payment terminal or administrator hold payment terminal and can record the payment amount of vehicle, pay
It is time-consuming, whether the information such as fee evasion, and the information is synchronized in different off-street parking lots.
S2：According to parking pay information, basic Credit Model is built respectively, behavior model, cofactor mould are paid in arrearage
Type, and the credit score of car owner is calculated.
Specifically, the basic Credit Model of structure is used to describe the basic paying behaviors of user's parking, as obtained by user
The last credit value for obtaining user again is destroyed in the coin day that credit appraisal score is multiplied by the secondary parking pay, and algorithm is as follows：
Wi=Ci*Di
Ri∈{-1,0,1}
i,Wi,Ci,Di∈(0,+∞)
Wherein RnRepresent the original credit value total score of user, RiFor ith parking pay when user obtained by credit value, Wi
For ith parking pay when coin day destroy, CiFor ith parking pay when the amount of money, DiIt is ith parking pay apart from upper
The time that parking pay is accumulated, Ri ∈ { -1,0,1 } represent that vehicle fee evasion, vehicle do not generate parking fee, vehicle is normally paid
Take behavior.
The destruction of coin day refers to the number of days that every transaction is multiplied by how many days this transaction before receives money, for example you have spent one
The 10BTC received before 100 days, the day destruction of this transaction are exactly the day destruction summation that 1000. accumulations are exactly All Activity.
Due to consideration that the size of the parking pay amount of money, and combine this last parking pay of transaction distance and tire out
The long-pending time, so user is by small-amount, frequently parking is just effectively contained in the way of quick obtaining higher credit scoring
.Likewise, for credit standing user better always, the small-amount arrearage behavior generated once in a while can't be to entirety
Credit has a huge impact.
Arrearage pays behavior model and pays behavior for clear subscriber arrearage, and model depends on defaulted time and arrearage
The amount of money.The basic model algorithm provided in the basic Credit Model of multiplexing, the meaning for changing parameter are：RnRepresent the original letter of user
With value total score, RiThe credit value obtained by user, W are paid for ith arrearageiCoin day when being paid for ith arrearage is destroyed, CiFor
The amount of money that ith arrearage is paid, DiThe defaulted time that generation is paid for ith arrearage, work as Di∈ (0, T), then Ri=1, it represents and uses
Family is completed arrearage in given defaulted time T and is paid, and credit favorable comment is belonged to；Work as Di∈(T,T1), then Ri=0, it represents user and does not have
There is completion arrearage in time to pay, but without departing from defaulted tolerance day T1, belong in credit and comment；Work as Di∈(T2,+∞), then Ri=-
1, it represents user and is paid without completing arrearage in time, and exceed defaulted tolerance day T2, belong to credit difference and comment.
By the way that the defaulted time is arranged and defaulted tolerance day can provide a more accurate table in conjunction with basic model algorithm
The Credit Model of behavior is paid up to subscriber arrearage.
The data that cofactor model is provided using docking third party, as a kind of auxiliary judgment strategy, such as illegal parking
Number, sesame credit score, parking lot blacklist etc., can extend.Its formula is：
E=E1*S1+E2*S2+E3*S3+…+Ei*Si
S1,S2,S3,…,Si∈(0.8,1.2)
E1,E2,E3,…,Ei∈(0,1)
E1+E2+E3+…+Ei=1
Wherein E is weighting radix, EiFor third party's data weights, judge is scored at Si.Set illegal parking number weights as
E1, judge are scored at S1, sesame credit score weights are E2, judge and be scored at S2, parking lot blacklist number weights are E3, judge
It is scored at S3.Standard difference under score different scenes is judged, is exemplified as with sesame credit score, the score section in [500,800]
It is interior, it realizes and is evenly distributed from 0.8 to 1.2.
The algorithm of credit score is：Rn'=Rn* E, wherein Rn'For final credit total score, i.e., original credit score is multiplied by weighting base
The cofactor weighting credit score that number E is obtained.
To sum up, in the case where not considering parking lot individual difference, the judgement formula of recovery validity is：
Wherein y is validity, and n is that current city is always stopped number, and x be the parking number of this structure system of access.
Validity changes with the quantity for accessing this structure system off-street parking lot.In addition, when the parking lot of access is hospital, train
Stand, the high flow parking lot such as core space when, the validity of the arrearage recovery system architecture can be promoted further.Its validity is bent
Line average value linear distribution as shown in Figure 2, sets the total off road parking number in city as 2000, recovery validity minimum 0, most
A height of 1, recovery validity (Y-axis) and the relationship for accessing foreign car number (X-axis) are linearly distributed.
S3：Car owner compares the credit score and credit score threshold value of car owner, is then carried out to vehicle when off-street parking lot is stopped
The processing of different modes.
Specifically, when credit score is in some bad section, warning prompt can be carried out, when being evaluated as low credit vehicle,
It can directly carry out intercepting admission operation；When credit score is preferable, but in the case of having arrearage record, when appearance, carries out arrearage and carries
Show, when credit score is in some bad section, when appearance can be alerted, can be into when being evaluated as low credit vehicle, when appearance
Row is forced to collect history arrearage.
In conjunction with attached drawing 3, the present invention also provides a kind of recovery systems for road-surface concrete arrearage, including：Center control
System, Cloud Server, Entrance control system and parking exit control system, in each road-surface concrete field and outdoor
Parking lot is mounted on central control system, and central control system is hand-held from car owner's payment terminal of road-surface concrete field or administrator
Payment terminal obtains the parking pay information of vehicle, and parking pay information is uploaded to Cloud Server, and Cloud Server is according to stopping
Vehicle payment information builds basic Credit Model respectively, behavior model and cofactor model are paid in arrearage, and car owner is calculated
Credit score, and credit score is synchronized to the central control system of each off-street parking lot, central control system compares car owner's
Credit score and credit score threshold value, carry out vehicle the processing of different modes.
Specific embodiment described herein is only an example for the spirit of the invention.Technology belonging to the present invention is led
The technical staff in domain can make various modifications or additions to the described embodiments or replace by a similar method
In generation, however, it does not deviate from the spirit of the invention or beyond the scope of the appended claims.
Claims (9)
1. a kind of recovery method for road-surface concrete arrearage, which is characterized in that include the following steps：
S1：The parking pay information that payment terminal obtains vehicle is held from car owner's payment terminal of road-surface concrete field or administrator；
S2：According to parking pay information, basic Credit Model is built respectively and behavior model is paid in arrearage, and car owner is calculated
Credit score；
S3：Car owner compares the credit score and credit score threshold value of car owner when off-street parking lot is stopped, and is then carried out to vehicle different
The processing of mode.
2. the recovery method according to claim 1 for road-surface concrete arrearage, which is characterized in that in the step S2 also
Including：Car owner third party's data are obtained, cofactor model is established as auxiliary judgment according to third party's data, is believed according to basis
Behavior model and cofactor model are paid with model, arrearage, the credit score of car owner is calculated.
3. the recovery method according to claim 1 for road-surface concrete arrearage, which is characterized in that structure in the step S2
Basic paying behaviors of the basic Credit Model for describing user's parking are built, the credit appraisal score as obtained by user is multiplied by this
The last credit value for obtaining user again is destroyed in the coin day of secondary parking pay, and algorithm is as follows：
Wi=Ci*Di
Ri∈{-1,0,1}
i,Wi,Ci,Di∈(0,+∞)
Wherein RnRepresent the original credit value total score of user, RiFor ith parking pay when user obtained by credit value, WiIt is i-th
Coin day when secondary parking pay is destroyed, CiFor ith parking pay when the amount of money, DiStop apart from the last time for ith parking pay
Vehicle is paid accumulated time, and Ri ∈ { -1,0,1 } represent that vehicle fee evasion, vehicle do not generate parking fee, vehicle is normally paid row
For.
4. the recovery method according to claim 1 for road-surface concrete arrearage, which is characterized in that structure in the step S2
It builds arrearage and pays behavior model and pay behavior for clear subscriber arrearage, algorithm is as follows：
Wi=Ci*Di
Ri∈{-1,0,1}
i,Wi,Ci,Di∈(0,+∞)
Wherein RnRepresent the original credit value total score of user, RiThe credit value obtained by user, W are paid for ith arrearageiFor ith
Coin day when arrearage is paid is destroyed, CiFor the amount of money that ith arrearage is paid, DiThe defaulted time of generation is paid for ith arrearage,
Work as Di∈ (0, T), then Ri=1, it represents user's completion arrearage in given defaulted time T and pays, belong to credit favorable comment；Work as Di
∈(T,T1), then Ri=0, it represents user and is paid without completing arrearage in time, but without departing from defaulted tolerance day T1, belong to credit
In comment；Work as Di∈(T2,+∞), then Ri=-1 represents user and is paid without completing arrearage in time, and exceeds defaulted tolerance day T2,
Belong to credit difference to comment.
5. the recovery method according to claim 2 for road-surface concrete arrearage, which is characterized in that the cofactor mould
The algorithm of type is as follows：
E=E1*S1+E2*S2+E3*S3+…+Ei*Si
S1,S2,S3,…,Si∈(0.8,1.2)
E1,E2,E3,…,Ei∈(0,1)
E1+E2+E3+…+Ei=1
Wherein E is weighting radix, EiFor third party's data weights, judge is scored at Si, realize and be evenly distributed from 0.8 to 1.2.
6. the recovery method according to claim 5 for road-surface concrete arrearage, which is characterized in that the calculation of the credit score
Method is as follows：
Rn'=Rn*E
Wherein Rn'For final credit total score, i.e., original credit score is multiplied by the cofactor weighting credit score that weighting radix E is obtained.
7. the recovery method according to claim 1 for road-surface concrete arrearage, feature
It is, the step S3 is specifically included：When credit score is in some bad section, warning prompt can be carried out, low letter is being evaluated as
When with vehicle, it can directly carry out intercepting admission operation；When credit score is preferable, but in the case of having arrearage record, when appearance into
Row arrearage prompts, and when credit score is in some bad section, when appearance can be alerted, and when being evaluated as low credit vehicle, be gone out
It can carry out forcing to collect history arrearage when field.
8. a kind of recovery system for road-surface concrete arrearage, which is characterized in that including：Central control system, is stopped at Cloud Server
Parking lot inlet control system and parking exit control system, in each road-surface concrete field and outdoor parking space are mounted on
Control system, central control system is entreated to hold payment terminal from car owner's payment terminal of road-surface concrete field or administrator and obtain vehicle
Parking pay information, and parking pay information is uploaded into Cloud Server, Cloud Server distinguishes structure according to parking pay information
Build basic Credit Model, behavior model is paid in arrearage and cofactor model, be calculated the credit score of car owner, and by credit
The central control system for being synchronized to each off-street parking lot, central control system is divided to compare the credit score and credit score threshold of car owner
Value carries out vehicle the processing of different modes.
9. the recovery system according to claim 8 for road-surface concrete arrearage, which is characterized in that described to be carried out to vehicle
The processing of different modes includes：When credit score is in some bad section, warning prompt can be carried out, low credit vehicle is being evaluated as
When, it can directly carry out intercepting admission operation；When credit score is preferable, but in the case of having arrearage record, when appearance, carries out arrearage
Prompt, when credit score is in some bad section, when appearance, can be alerted, when being evaluated as low credit vehicle, meeting when appearance
It carries out forcing to collect history arrearage.
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| CN110164143A (en) * | 2019-05-09 | 2019-08-23 | 四川荣柯智能科技有限公司 | A kind of intelligent parking method |
| CN110599165A (en) * | 2019-09-04 | 2019-12-20 | 杭州时戳信息科技有限公司 | Credit system construction method based on block chaining currency sky destruction |
| WO2020082832A1 (en) * | 2018-10-26 | 2020-04-30 | 阿里巴巴集团控股有限公司 | Evidence keeping method and apparatus for owed parking fees, reminding method and device for owed parking fees, and electronic device |
| CN111784856A (en) * | 2020-06-16 | 2020-10-16 | 广东云网通信有限公司 | ETC-based roadside parking arrearage following payment method, system and storage medium |
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