CN108305158B - 一种训练风控模型和风控的方法、装置及设备 - Google Patents
一种训练风控模型和风控的方法、装置及设备 Download PDFInfo
- Publication number
- CN108305158B CN108305158B CN201711440835.9A CN201711440835A CN108305158B CN 108305158 B CN108305158 B CN 108305158B CN 201711440835 A CN201711440835 A CN 201711440835A CN 108305158 B CN108305158 B CN 108305158B
- Authority
- CN
- China
- Prior art keywords
- time period
- sub
- historical data
- feature
- wind control
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/063—Operations research, analysis or management
- G06Q10/0635—Risk analysis of enterprise or organisation activities
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/90—Details of database functions independent of the retrieved data types
- G06F16/906—Clustering; Classification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06N—COMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
- G06N20/00—Machine learning
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06N—COMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
- G06N3/00—Computing arrangements based on biological models
- G06N3/02—Neural networks
- G06N3/04—Architecture, e.g. interconnection topology
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Human Resources & Organizations (AREA)
- Economics (AREA)
- General Business, Economics & Management (AREA)
- Development Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Entrepreneurship & Innovation (AREA)
- Data Mining & Analysis (AREA)
- Software Systems (AREA)
- General Engineering & Computer Science (AREA)
- Mathematical Physics (AREA)
- Computing Systems (AREA)
- Evolutionary Computation (AREA)
- Databases & Information Systems (AREA)
- Artificial Intelligence (AREA)
- Educational Administration (AREA)
- Operations Research (AREA)
- Game Theory and Decision Science (AREA)
- Tourism & Hospitality (AREA)
- Quality & Reliability (AREA)
- Health & Medical Sciences (AREA)
- Medical Informatics (AREA)
- Computer Vision & Pattern Recognition (AREA)
- Life Sciences & Earth Sciences (AREA)
- Biomedical Technology (AREA)
- Biophysics (AREA)
- Computational Linguistics (AREA)
- General Health & Medical Sciences (AREA)
- Molecular Biology (AREA)
- Computer Security & Cryptography (AREA)
- Information Retrieval, Db Structures And Fs Structures Therefor (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
Description
2017.3.1 | 2017.3.2 | …… | 2017.5.31 | |
出账金额 | 2万 | 5万 | 8万 | |
入账金额 | 8万 | 9万 | 20万 | |
账户操作次数 | 5 | 6 | 8 |
Claims (12)
Priority Applications (6)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201711440835.9A CN108305158B (zh) | 2017-12-27 | 2017-12-27 | 一种训练风控模型和风控的方法、装置及设备 |
TW107136508A TW201928841A (zh) | 2017-12-27 | 2018-10-17 | 訓練風控模型和風控的方法、裝置及設備 |
PCT/CN2018/116088 WO2019128526A1 (zh) | 2017-12-27 | 2018-11-19 | 一种训练风控模型和风控的方法、装置及设备 |
EP18896594.1A EP3648044A4 (en) | 2017-12-27 | 2018-11-19 | METHOD, APPARATUS AND DEVICE FOR FORMING RISK MANAGEMENT MODEL AND RISK MANAGEMENT |
SG11202001040TA SG11202001040TA (en) | 2017-12-27 | 2018-11-19 | Method, apparatus, and device for training risk control model and risk control |
US16/812,025 US20200211106A1 (en) | 2017-12-27 | 2020-03-06 | Method, apparatus, and device for training risk management models |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201711440835.9A CN108305158B (zh) | 2017-12-27 | 2017-12-27 | 一种训练风控模型和风控的方法、装置及设备 |
Publications (2)
Publication Number | Publication Date |
---|---|
CN108305158A CN108305158A (zh) | 2018-07-20 |
CN108305158B true CN108305158B (zh) | 2020-06-09 |
Family
ID=62867548
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN201711440835.9A Active CN108305158B (zh) | 2017-12-27 | 2017-12-27 | 一种训练风控模型和风控的方法、装置及设备 |
Country Status (6)
Country | Link |
---|---|
US (1) | US20200211106A1 (zh) |
EP (1) | EP3648044A4 (zh) |
CN (1) | CN108305158B (zh) |
SG (1) | SG11202001040TA (zh) |
TW (1) | TW201928841A (zh) |
WO (1) | WO2019128526A1 (zh) |
Families Citing this family (21)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN108305158B (zh) * | 2017-12-27 | 2020-06-09 | 阿里巴巴集团控股有限公司 | 一种训练风控模型和风控的方法、装置及设备 |
US11763170B2 (en) * | 2018-02-05 | 2023-09-19 | Sony Group Corporation | Method and system for predicting discrete sequences using deep context tree weighting |
CN110874601B (zh) * | 2018-08-29 | 2023-05-26 | 阿里巴巴集团控股有限公司 | 识别设备运行状态的方法、状态识别模型训练方法及装置 |
US11443229B2 (en) | 2018-08-31 | 2022-09-13 | Sony Group Corporation | Method and system for continual learning in an intelligent artificial agent |
CN110147940A (zh) * | 2019-04-26 | 2019-08-20 | 阿里巴巴集团控股有限公司 | 一种风险控制处理方法、设备、介质以及装置 |
CN112836827B (zh) * | 2019-11-25 | 2024-04-26 | 上海哔哩哔哩科技有限公司 | 模型训练方法、装置以及计算机设备 |
CN111160797A (zh) * | 2019-12-31 | 2020-05-15 | 深圳市分期乐网络科技有限公司 | 风控模型的构建方法、装置、存储介质及终端 |
CN111951011B (zh) * | 2020-07-30 | 2023-09-29 | 中国工商银行股份有限公司 | 监控系统阈值确定方法及装置 |
CN111680107B (zh) * | 2020-08-11 | 2020-12-08 | 上海竞动科技有限公司 | 一种基于人工智能和区块链的金融预测系统 |
CN112580965A (zh) * | 2020-12-15 | 2021-03-30 | 中国建设银行股份有限公司 | 一种风险强度识别方法、装置及设备 |
CN113780614A (zh) * | 2021-01-04 | 2021-12-10 | 北京沃东天骏信息技术有限公司 | 一种风险识别方法和装置 |
CN113793165B (zh) * | 2021-01-15 | 2024-07-19 | 北京京东拓先科技有限公司 | 接单响应时长的输出方法、装置、电子设备及计算机介质 |
CN112784420B (zh) * | 2021-01-26 | 2022-09-02 | 支付宝(杭州)信息技术有限公司 | 一种风控策略的仿真评估方法、装置及设备 |
CN113077336B (zh) * | 2021-04-15 | 2024-05-24 | 北京同邦卓益科技有限公司 | 风控信息配置方法、装置、电子设备和计算机可读介质 |
CN113296836B (zh) * | 2021-06-08 | 2022-07-22 | 北京百度网讯科技有限公司 | 训练模型的方法、测试方法、装置、电子设备及存储介质 |
CN114048320B (zh) * | 2022-01-12 | 2022-03-29 | 成都信息工程大学 | 一种基于课程学习的多标签国际疾病分类训练方法 |
US11941002B1 (en) * | 2022-03-31 | 2024-03-26 | Amazon Technologies, Inc. | Dynamically sort data |
CN114943307B (zh) * | 2022-06-28 | 2024-09-06 | 支付宝(杭州)信息技术有限公司 | 一种模型训练的方法、装置、存储介质以及电子设备 |
CN115841335B (zh) * | 2023-02-07 | 2023-05-16 | 支付宝(杭州)信息技术有限公司 | 数据处理方法、装置及设备 |
CN116661574B (zh) * | 2023-07-13 | 2023-12-12 | 之江实验室 | 一种计算设备散热的方法、装置、存储介质及电子设备 |
CN117786417B (zh) * | 2024-02-28 | 2024-05-10 | 之江实验室 | 一种模型训练方法、瞬变源的识别方法、装置及电子设备 |
Family Cites Families (12)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7089592B2 (en) * | 2001-03-15 | 2006-08-08 | Brighterion, Inc. | Systems and methods for dynamic detection and prevention of electronic fraud |
CN101393643B (zh) * | 2007-09-21 | 2012-01-18 | 华东师范大学 | 计算机笔划变形系统和方法 |
US9380065B2 (en) * | 2014-03-12 | 2016-06-28 | Facebook, Inc. | Systems and methods for identifying illegitimate activities based on historical data |
US20150324715A1 (en) * | 2014-05-12 | 2015-11-12 | Jerald Scott Nelson | Logistics settlement risk scoring system |
CN106033574B (zh) * | 2015-03-10 | 2021-07-30 | 创新先进技术有限公司 | 一种作弊行为的识别方法及装置 |
CN105760932B (zh) * | 2016-02-17 | 2018-04-06 | 第四范式(北京)技术有限公司 | 数据交换方法、数据交换装置及计算装置 |
CN107301577A (zh) * | 2016-04-15 | 2017-10-27 | 阿里巴巴集团控股有限公司 | 信用评估模型的训练方法、信用评估方法以及装置 |
CN111784348B (zh) * | 2016-04-26 | 2024-06-11 | 创新先进技术有限公司 | 账户风险识别方法及装置 |
CN107092982A (zh) * | 2017-04-11 | 2017-08-25 | 北京国网富达科技发展有限责任公司 | 一种电网覆冰预报方法及装置 |
CN107358247B (zh) * | 2017-04-18 | 2020-08-04 | 阿里巴巴集团控股有限公司 | 一种确定流失用户的方法及装置 |
CN107273930A (zh) * | 2017-06-14 | 2017-10-20 | 成都四方伟业软件股份有限公司 | 一种动态流式数据的聚类方法 |
CN108305158B (zh) * | 2017-12-27 | 2020-06-09 | 阿里巴巴集团控股有限公司 | 一种训练风控模型和风控的方法、装置及设备 |
-
2017
- 2017-12-27 CN CN201711440835.9A patent/CN108305158B/zh active Active
-
2018
- 2018-10-17 TW TW107136508A patent/TW201928841A/zh unknown
- 2018-11-19 EP EP18896594.1A patent/EP3648044A4/en not_active Withdrawn
- 2018-11-19 SG SG11202001040TA patent/SG11202001040TA/en unknown
- 2018-11-19 WO PCT/CN2018/116088 patent/WO2019128526A1/zh unknown
-
2020
- 2020-03-06 US US16/812,025 patent/US20200211106A1/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
TW201928841A (zh) | 2019-07-16 |
EP3648044A4 (en) | 2020-07-01 |
WO2019128526A1 (zh) | 2019-07-04 |
SG11202001040TA (en) | 2020-03-30 |
CN108305158A (zh) | 2018-07-20 |
EP3648044A1 (en) | 2020-05-06 |
US20200211106A1 (en) | 2020-07-02 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
CN108305158B (zh) | 一种训练风控模型和风控的方法、装置及设备 | |
CN108629687B (zh) | 一种反洗钱方法、装置及设备 | |
CN108845936B (zh) | 一种基于海量用户的ab测试方法及系统 | |
CN110263821B (zh) | 交易特征生成模型的训练、交易特征的生成方法和装置 | |
CN109190007B (zh) | 数据分析方法及装置 | |
CN108764915B (zh) | 模型训练方法、数据类型识别方法和计算机设备 | |
CN110020427B (zh) | 策略确定方法和装置 | |
CN110633989A (zh) | 一种风险行为生成模型的确定方法及装置 | |
CN108346098B (zh) | 一种风控规则挖掘的方法及装置 | |
CN113780404A (zh) | 资源数据的处理方法及装置 | |
CN114240101A (zh) | 一种风险识别模型的验证方法、装置以及设备 | |
CN112581261A (zh) | 一种风控规则确定方法及装置 | |
CN109615171A (zh) | 特征阈值确定方法及装置、问题对象确定方法及装置 | |
CN118013428B (zh) | 基于人工智能的地质灾害风险评估方法及系统 | |
CN107066518A (zh) | 数据处理方法及系统 | |
CN115601066A (zh) | 一种用户挖掘方法、装置以及电子设备 | |
CN110033092B (zh) | 数据标签生成、模型训练、事件识别方法和装置 | |
CN109582834B (zh) | 数据风险预测方法及装置 | |
CN114490786A (zh) | 数据排序方法及装置 | |
CN107368281B (zh) | 一种数据处理方法及装置 | |
CN113010562B (zh) | 一种信息推荐的方法以及装置 | |
CN113379528A (zh) | 风控模型建立方法、装置和风险控制方法 | |
CN110516918B (zh) | 一种风险识别方法和装置 | |
CN110008252B (zh) | 数据核对方法及装置 | |
CN109146395B (zh) | 一种数据处理的方法、装置及设备 |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
PB01 | Publication | ||
PB01 | Publication | ||
SE01 | Entry into force of request for substantive examination | ||
SE01 | Entry into force of request for substantive examination | ||
REG | Reference to a national code |
Ref country code: HK Ref legal event code: DE Ref document number: 1256787 Country of ref document: HK |
|
GR01 | Patent grant | ||
GR01 | Patent grant | ||
TR01 | Transfer of patent right |
Effective date of registration: 20200918 Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Patentee after: Innovative advanced technology Co.,Ltd. Address before: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Patentee before: Advanced innovation technology Co.,Ltd. Effective date of registration: 20200918 Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Patentee after: Advanced innovation technology Co.,Ltd. Address before: A four-storey 847 mailbox in Grand Cayman Capital Building, British Cayman Islands Patentee before: Alibaba Group Holding Ltd. |
|
TR01 | Transfer of patent right |