CN108288168A - Borrow or lend money register method, terminal and the computer readable storage medium of service account - Google Patents
Borrow or lend money register method, terminal and the computer readable storage medium of service account Download PDFInfo
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- CN108288168A CN108288168A CN201810177310.9A CN201810177310A CN108288168A CN 108288168 A CN108288168 A CN 108288168A CN 201810177310 A CN201810177310 A CN 201810177310A CN 108288168 A CN108288168 A CN 108288168A
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Abstract
The invention discloses a kind of register method of debt-credit service account, terminal and computer readable storage medium, the method includes：When receiving the register instruction of debt-credit service account during debt-credit is served by, terminal shows register interface in debt-credit is served by；Phone number is obtained in the register interface, generating verification information according to the phone number obtains request, and acquisition request is sent to the debt-credit and is served by corresponding server, for the server feedback verification information；When receiving the verification information of the server feedback, verification information will be received, the register interface is written；The phone number and the verification information are sent to the server, so that the server executes registration operation, and account information is generated when succeeding in registration, to feed back to the terminal.The present invention is voluntarily completed write verification information by terminal, without manual operation, improves the convenience of debt-credit service account registration and intelligent.
Description
Technical field
The present invention relates to internet financial field more particularly to a kind of register method, terminal and the meters of debt-credit service account
Calculation machine readable storage medium storing program for executing.
Background technology
With the development of internet financial technology, more and more extensive, the existing mobile terminal of the applications such as Investment ＆ Financing
Have the functions such as investment, loaning bill.
However, although existing mobile terminal is capable of providing the functions such as investment, loaning bill, but each function is carrying out account
When registration, need to be manually entered information, especially identifying code, user needs to write down identifying code from communication applications to input registration
Interface.Obviously, this operating process is comparatively laborious, and intelligent relatively low.
Invention content
The main purpose of the present invention is to provide a kind of debt-credit register method of service account, terminal and computer-readable deposit
Storage media, it is intended to solve the logon mode of existing debt-credit service account, the technical problem of convenience and intelligent difference.
To achieve the above object, the present invention provides a kind of register method of debt-credit service account, is applied to terminal, described to borrow
Borrow service account register method include：
When receiving the register instruction of debt-credit service account during debt-credit is served by, terminal is shown in debt-credit is served by
Show register interface；
Phone number is obtained in the register interface, generating verification information according to the phone number obtains request, and
Acquisition request is sent to the debt-credit to be served by corresponding server, verifies and believes for the server feedback
Breath；
When receiving the verification information of the server feedback, verification information will be received, the register interface is written；
The phone number and the verification information are sent to the server, so that the server executes registration
Operation, and account information is generated when succeeding in registration, to feed back to the terminal.
Optionally, described when receiving the register instruction of debt-credit service account during debt-credit is served by, terminal is being borrowed or lent money
Before the step of being served by display register interface, the method further includes：
When the preset debt-credit of terminal startup is served by, the identification information of the terminal is obtained；
The identification information is compared with the identification information that prestores in the log form that prestores, whether to judge the terminal
To log in for the first time；
If it is to log in for the first time to detect the terminal, the register instruction of debt-credit service account is triggered, and will be described in acquisition
In identification information storage to the log form.
Optionally, described when receiving the register instruction of debt-credit service account during debt-credit is served by, terminal is being borrowed or lent money
Before the step of being served by display register interface, the method further includes：
When the preset debt-credit of terminal startup is served by, determine the debt-credit is served by whether be logged in account information；
If being not logged in account information, the login interface of account information is shown；
The account information inputted based on the login interface is received, and the account information received is sent to the service
In device, for account information described in the server authentication；
If detecting the account information authentication failed, the register instruction of debt-credit service account is triggered.
Optionally, described the step of phone number is obtained in the register interface, includes：
When detecting the phone number of input in the register interface, the phone number of input is obtained；
Alternatively, calling the phone number being stored in address list application in the register interface.
Optionally, described when receiving the verification information of the server feedback, verification information write-in institute will be received
The step of stating register interface include：
When terminal receives the verification information of the server feedback in communication applications, from the debt-credit is served by
The verification information for calling the terminal to be received in the communication applications；
It will call to the verification information and automatically write in the register interface borrowed or lent money and be served by.
Optionally, described that the phone number and the verification information are sent to the server, for the clothes
Device of being engaged in executes registration operation, and account information is generated when succeeding in registration, the step of to feed back to the terminal after, the side
Method further includes：
According to the account information to succeed in registration, preset each function module is shown in debt-credit is served by, wherein institute
It includes loaning bill module and investment module to state function module；
When detecting touch control operation for the first time in the Investment interface of investment module, the input interface of authentication information is popped up,
In, authentication information includes bank's card number, name, identification card number and cell-phone number；
When receiving authentication information in the input interface of authentication information, third party is bound in the debt-credit is served by
The incidence relation of payment application and bank's card number, subsequently to execute delivery operation in investment module, and opens investment
Function.
Optionally, the account information that the basis succeeds in registration shows preset each function in debt-credit is served by
After the step of module, the method further includes：
When detecting touch control operation for the first time in the loaning bill interface of loaning bill module, the input interface of authentication information is popped up,
In, authentication information includes bank's card number, name, identification card number and cell-phone number；
When receiving authentication information in the input interface of authentication information, third party is bound in the debt-credit is served by
The incidence relation of payment application and bank's card number, subsequently to execute delivery operation in loaning bill module；And
The upload interface of identity card picture is popped up to obtain identity card picture, or obtains to open and take pictures using to shoot body
Part license piece；
Unlatching is taken pictures using being verified to identity card picture with obtaining face, after every terms of information verification is errorless, is opened
Loaning bill function.
Optionally, the account information includes account number and/or 2 D code information；
The terminal includes mobile terminal or webpage terminal.
In addition, to achieve the above object, the present invention also provides a kind of terminal, the terminal include memory, processor and
It is stored in the accreditation process for the debt-credit service account that can be run on the memory and on the processor, the debt-credit service
The step of register method of debt-credit service account as described above is realized when the accreditation process of account is executed by the processor.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium
The accreditation process of debt-credit service account is stored on storage medium, the accreditation process of the debt-credit service account is executed by processor
The step of register method of debt-credit service account as described above Shi Shixian.
The register method of debt-credit service account proposed by the present invention, when carrying out the registration of account during debt-credit is served by,
Phone number is obtained in register interface by terminal, after getting phone number, the acquisition for automatically generating verification information is asked
It asks to server, by server feedback verification information, when terminal receives the verification information of server feedback and then tests this
Card information automatically writes the register interface, and verification information and phone number are sent to the note that account is carried out in server
Volume, without the manual validation information of user, is voluntarily completed to be written by terminal, improves the convenience of debt-credit service account registration
With it is intelligent.
Description of the drawings
Fig. 1 is the terminal structure schematic diagram for the hardware running environment that the embodiment of the present invention is related to；
Fig. 2 is the flow diagram of the register method first embodiment of present invention debt-credit service account；
Fig. 3 is the refinement flow diagram of step S30 in Fig. 2；
Fig. 4 is the flow diagram of the register method second embodiment of present invention debt-credit service account.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific implementation mode
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The solution of the embodiment of the present invention is mainly：The registration of debt-credit service account is received in debt-credit is served by
When instruction, terminal shows register interface in debt-credit is served by；Phone number is obtained in the register interface, according to described
Phone number generates verification information and obtains request, and acquisition request is sent to the debt-credit and is served by corresponding service
In device, for the server feedback verification information；When receiving the verification information of the server feedback, tested receiving
It demonstrate,proves information and the register interface is written；The phone number and the verification information are sent to the server, for institute
It states server and executes registration operation, and generate account information when succeeding in registration, to feed back to the terminal.To solve existing borrow
Borrow the logon mode of service account, cumbersome intelligent low problem.
As shown in Figure 1, the terminal structure schematic diagram for the hardware running environment that Fig. 1, which is the embodiment of the present invention, to be related to.
Terminal of the embodiment of the present invention, which can be smart mobile phone, tablet computer, smartwatch etc., has the removable of display interface
Dynamic formula terminal device.
As shown in Figure 1, the terminal may include：Processor 1001, such as CPU, communication bus 1002, user interface
1003, network interface 1004, memory 1005.Wherein, communication bus 1002 is for realizing the connection communication between these components.
User interface 1003 may include display screen (Display), input unit such as keyboard (Keyboard), optional user interface
1003 can also include the wireline interface (such as connecting wired keyboard, wire mouse etc.) and/or wireless interface (example of standard
It is such as used to connect Wireless Keyboard, wireless mouse).Network interface 1004 may include optionally the wireline interface of standard (for connecting
Connect cable network), (such as WI-FI interfaces, blue tooth interface, infrared interface, probe interface, 3G/4G/5G networkings are logical for wireless interface
Interface etc. is believed, for connecting wireless network).Memory 1005 can be high-speed RAM memory, can also be stable memory
(non-volatile memory), such as magnetic disk storage.Memory 1005 optionally can also be independently of aforementioned processor
1001 storage device.
Optionally, terminal can also include camera, RF (Radio Frequency, radio frequency) circuit, sensor, audio
Circuit, WiFi module etc..
It will be understood by those skilled in the art that the restriction of the not structure paired terminal of terminal structure shown in Fig. 1, can wrap
It includes than illustrating more or fewer components, either combines certain components or different components arrangement.
As shown in Figure 1, as may include operating system, net in a kind of memory 1005 of computer readable storage medium
Network communication module, Subscriber Interface Module SIM and the accreditation process for borrowing or lending money service account.Wherein, operating system is that management and control are whole
End and the program of software resource, support network communication module, Subscriber Interface Module SIM, the accreditation process for borrowing or lending money service account and its
The operation of his program or software；Network communication module is for managing and controlling network interface 1002；Subscriber Interface Module SIM is for managing
Reason and control user interface 1003.
In terminal shown in Fig. 1, network interface 1004 is mainly used for Connection Service device, and it is logical to carry out data with server
Letter；The terminal calls the accreditation process of the debt-credit service account stored in memory 1005 by processor 1001, to realize
Following steps：
When receiving the register instruction of debt-credit service account during debt-credit is served by, note is shown in debt-credit is served by
Volume interface；
Phone number is obtained in the register interface, generating verification information according to the phone number obtains request, and
Acquisition request is sent to the debt-credit to be served by corresponding server, verifies and believes for the server feedback
Breath；
When receiving the verification information of the server feedback, verification information will be received, the register interface is written；
The phone number and the verification information are sent to the server, so that the server executes registration
Operation, and account information is generated when succeeding in registration, to feed back to the terminal.
Further, it is described debt-credit be served by receive debt-credit service account register instruction when, terminal by means of
Loan was served by before the step of middle display register interface, and the terminal is called in memory 1005 by processor 1001 and stored
Debt-credit service account accreditation process, to realize following steps：
Start preset debt-credit when being served by, obtains the identification information of the terminal；
The identification information is compared with the identification information that prestores in the log form that prestores, whether to judge the terminal
To log in for the first time；
If it is to log in for the first time to detect the terminal, the register instruction of debt-credit service account is triggered, and will be described in acquisition
In identification information storage to the log form.
Further, it is described debt-credit be served by receive debt-credit service account register instruction when, terminal by means of
Loan was served by before the step of middle display register interface, and the terminal is called in memory 1005 by processor 1001 and stored
Debt-credit service account accreditation process, to realize following steps：
Start preset debt-credit when being served by, determines the debt-credit is served by whether be logged in account information；
If being not logged in account information, the login interface of account information is shown；
The account information inputted based on the login interface is received, and the account information received is sent to the service
In device, for account information described in the server authentication；
If detecting the account information authentication failed, the register instruction of debt-credit service account is triggered.
Further, the terminal calls the note of the debt-credit service account stored in memory 1005 by processor 1001
Volume program, to realize the step of obtaining phone number in the register interface：
When detecting the phone number of input in the register interface, the phone number of input is obtained；
Alternatively, calling the phone number being stored in address list application in the register interface.
Further, the terminal calls the note of the debt-credit service account stored in memory 1005 by processor 1001
Volume program will receive verification information and the registration be written to realize when receiving the verification information of the server feedback
The step of interface：
When receiving the verification information of the server feedback in communication applications, middle calling is served by from the debt-credit
The verification information that the terminal receives in the communication applications；
It will call to the verification information and automatically write in the register interface borrowed or lent money and be served by.
Further, described that the phone number and the verification information are sent to the server, for described
Server executes registration operation, and account information is generated when succeeding in registration, the step of to feed back to the terminal after, it is described
Terminal calls the accreditation process of the debt-credit service account stored in memory 1005 by processor 1001, to realize following step
Suddenly：
According to the account information to succeed in registration, preset each function module is shown in debt-credit is served by, wherein institute
It includes loaning bill module and investment module to state function module；
When detecting touch control operation for the first time in the Investment interface of investment module, the input interface of authentication information is popped up,
In, authentication information includes bank's card number, name, identification card number and cell-phone number；
When receiving authentication information in the input interface of authentication information, third party is bound in the debt-credit is served by
The incidence relation of payment application and bank's card number, subsequently to execute delivery operation in investment module, and opens investment
Function.
Further, the account information that the basis succeeds in registration shows preset each work(in debt-credit is served by
After the step of energy module, the terminal passes through the note that processor 1001 calls the debt-credit service account stored in memory 1005
Volume program, to realize following steps：
When detecting touch control operation for the first time in the loaning bill interface of loaning bill module, the input interface of authentication information is popped up,
In, authentication information includes bank's card number, name, identification card number and cell-phone number；
When receiving authentication information in the input interface of authentication information, third party is bound in the debt-credit is served by
The incidence relation of payment application and bank's card number, subsequently to execute delivery operation in loaning bill module；And
The upload interface of identity card picture is popped up to obtain identity card picture, or obtains to open and take pictures using to shoot body
Part license piece；
Unlatching is taken pictures using being verified to identity card picture with obtaining face, after every terms of information verification is errorless, is opened
Loaning bill function.
Further, the account information includes account number and/or 2 D code information；
The terminal includes mobile terminal or webpage terminal.
Terminal proposed by the present invention, the terminal call the debt-credit service stored in memory 1005 by processor 1001
The accreditation process of account, to realize following steps：When carrying out the registration of account during debt-credit is served by, by terminal on registration circle
Phone number is obtained in face, after getting phone number, the acquisition for automatically generating verification information is asked to server, by taking
Business device feedback validation information, when terminal receives the verification information of server feedback and then automatically writes the verification information
Verification information and phone number are sent to the registration that account is carried out in server by the register interface, manual without user
Validation information is voluntarily completed to be written by terminal, improves the convenience and intelligent of debt-credit service account registration.
Based on above-mentioned terminal hardware structure, each embodiment of the register method of present invention debt-credit service account is proposed.
With reference to the flow diagram for the register method first embodiment that Fig. 2, Fig. 2 are present invention debt-credit service account.
In the present embodiment, the register method of the debt-credit service account includes：
Step S10, when receiving the register instruction of debt-credit service account during debt-credit is served by, terminal is serviced in debt-credit
Register interface is shown in；
Step S20 obtains phone number in the register interface, and generating verification information according to the phone number obtains
Request, and acquisition request is sent to the debt-credit and is served by corresponding server, for the server feedback
Verification information；
Step S30 will receive verification information and the note be written when receiving the verification information of the server feedback
Volume interface；
The phone number and the verification information are sent to the server, for the server by step S40
Registration operation is executed, and generates account information when succeeding in registration, to feed back to the terminal.
In the present embodiment, the register method of the debt-credit service account is optional is applied to terminal, and the terminal is chosen as
Terminal described in Fig. 1, the terminal include mobile terminal or webpage terminal, i.e., each scheme in the embodiment of the present invention can be
It executes, can also be executed in webpage terminal in mobile terminal.
It before realizing debt-credit service, needs first to start debt-credit in the terminal and is served by, wherein the debt-credit service is answered
With being that the server that the debt-credit is served by is developed in advance, and is reached using the application stored in store, by each terminal at this
It downloads and uses using in store.The debt-credit service application integration in the embodiment of the present invention has multiple function modules, each
Function module includes but is not limited to：Investment module, loaning bill module and service module, wherein investment module is borrowed for realizing investment
Money module is for realizing loaning bill, and service module is for providing respective services.
In the present embodiment, before the step S10, include the steps that download debt-credit be served by, specifically download by
Terminal is downloaded in application store, and after downloading the debt-credit and being served by, the debt-credit that terminal installation is downloaded is served by,
After the debt-credit is installed and is served by, it is served by the enabled instruction startup debt-credit service received based on the debt-credit and answers
With.The reception mode for the enabled instruction that the debt-credit is served by includes：A, terminal monitors voice messaging by audio monitoring device,
When listening to the vice activation information that debt-credit is served by, starts the debt-credit and be served by.B, terminal is served by debt-credit
When receiving touch control operation in icon, starts the debt-credit and be served by.
The specific steps of debt-credit service account registration are realized in this programme described in detail below：
Step S10, when receiving the register instruction of debt-credit service account during debt-credit is served by, terminal is serviced in debt-credit
Register interface is shown in；
In the present embodiment, the triggering mode of the register instruction of the debt-credit service account includes：
1) before mode one, the step S10, the method further includes：
Step A obtains the identification information of the terminal when the preset debt-credit of terminal startup is served by；
Step B the identification information is compared with the identification information that prestores in the log form that prestores, to judge the end
Whether end is to log in for the first time；
Step C triggers the register instruction of debt-credit service account, and will obtain if it is to log in for the first time to detect the terminal
The identification information storage to the log form in.
In the present embodiment, when the preset debt-credit of terminal startup is served by, its identification information, the mark are first obtained
Information includes but not limited to ESN (Electronic Serial Numbers, Electronic Serial Number), the IMEI of terminal
(International Mobile Equipment Identification Number, international mobile equipment identification number).
After getting the identification information of terminal, the identification information of acquisition and the identification information that prestores in the log form that prestores are compared
It is right, to judge whether terminal is to first log into, wherein be not present and the identification information match of terminal in the identification information that prestores
Identification information illustrates that terminal is to first log into, then triggers the register instruction of debt-credit service account, and by the mark of the terminal of acquisition
In information storage to log form, to prove non-first log on evidence when terminal login next time.
2) before mode two, the step S10, the method further includes：
Step D determines the debt-credit is served by whether be logged in account when the preset debt-credit of terminal startup is served by
Information；
Step E shows the login interface of account information if being not logged in account information；
Step F is received the account information inputted based on the login interface, and the account information received is sent to institute
It states in server, for account information described in the server authentication；
Step G triggers the register instruction of debt-credit service account if detecting the account information authentication failed.
In the present embodiment, start in the terminal after the debt-credit is served by, whether terminal first judges current at this
Debt-credit is logged in account information in being served by, the account information is optional be terminal it is logged within a preset time interval and from
What dynamic record preserved, then currently after starting the debt-credit and being served by, calculate the last login time of current time distance
Duration illustrate that terminal also remains with account information if the duration is within a preset time interval, can directly log in the account letter
Breath.If terminal, which detects during debt-credit is served by, has been not logged in account information, show the login interface of account information, for
Family inputs account information, and after receiving account information input by user in the login interface, and account information is sent to
In the server, for account information described in the server authentication, wherein account information described in the server authentication
Step includes：The account information received is compared with the account that prestores in database, with the determination account information whether
In the presence of, and if it exists, then think that account Information Authentication passes through, when account information is verified, server controls terminal executes
Account information register.It is detecting the account information authentication failed, is illustrating that account information is wrong, i.e. the account does not deposit
The register instruction of debt-credit service account is then being triggered, to re-register account information.
When terminal is when receiving the register instruction of debt-credit service account during debt-credit is served by, you can answered in debt-credit service
With middle display register interface, optional display phone number input frame of the register interface, also optional display phone number input
Frame and verification information input frame.
Step S20 obtains phone number in the register interface, and generating verification information according to the phone number obtains
Request, and acquisition request is sent to the debt-credit and is served by corresponding server, for the server feedback
Verification information；
In the present embodiment, it when terminal during debt-credit is served by when showing register interface, is obtained in the register interface
Phone number, in the present embodiment, the mode of described " obtaining phone number in the register interface " includes：
Mode a, when detecting the phone number of input in the register interface, the phone number of input is obtained；
That is, after terminal shows register interface, it can be by user's voluntarily input handset number, and obtain mobile phone input by user
Number.
Mode b, the phone number being stored in address list application is called in the register interface.
In the present embodiment mode, in order to improve the intelligent and convenience of phone number acquisition, terminal is serviced in debt-credit
It is automatic to call into address list application to extract the terminal phone number to prestore, to realize when showing register interface in
The acquisition of phone number.Specifically：Terminal shows phone number input window in register interface, is detected in the input window
When touch control operation, the phone number of terminal is obtained in being applied automatically to the address list for pre-establishing call relation.
It should be appreciated that the embodiment is manually entered without user, convenience that phone number obtains and intelligent is improved.
After terminal obtains phone number in register interface, you can generate verification information according to the phone number and obtain
Request, and acquisition request is sent to the debt-credit and is served by corresponding server, for the server feedback
Verification information.
Step S30 will receive verification information and the note be written when receiving the verification information of the server feedback
Volume interface；
After terminal receives the verification information of server feedback, you can the note is written in the verification information received
Volume interface includes specifically with reference to Fig. 3, the step S30：
Step S31 when terminal receives the verification information of the server feedback in communication applications, takes from the debt-credit
The verification information that the terminal receives in the communication applications is called in business application；
Step S32 will be called to the verification information and be automatically write in the register interface borrowed or lent money and be served by.
In the present embodiment, when terminal receives the verification information of server feedback in address list application, due to this
Verification information is in the communication applications where being sent to phone number, and therefore, the terminal is served by the boundary at place in debt-credit
It is called into communication applications in face, to obtain the verification information that terminal receives in communication applications, is getting verification letter
After breath, you can automatically write the verification information in the register interface borrowed or lent money and be served by.
The phone number and the verification information are sent to the server, for the server by step S40
Registration operation is executed, and generates account information when succeeding in registration, to feed back to the terminal.
After verification information is written to register interface by terminal, you can by the phone number and verification letter in register interface
Breath is sent to server, and registration operation is executed to generate corresponding account information by server, and final server is by the account of generation
Family information is sent to terminal.The account information includes account number and/or 2 D code information.
The register method for the debt-credit service account that the present embodiment proposes carries out the registration of account in debt-credit is served by
When, phone number is obtained in register interface by terminal, after getting phone number, automatically generates the acquisition of verification information
Request is to server, by server feedback verification information, when terminal receive server feedback verification information and then should
Verification information automatically writes the register interface, and verification information and phone number are sent to the note that account is carried out in server
Volume, without the manual validation information of user, is voluntarily completed to be written by terminal, improves the convenience of debt-credit service account registration
With it is intelligent.
Further, the second embodiment of the register method of present invention debt-credit service account is proposed based on first embodiment.
The second embodiment and the first of the register method of debt-credit service account for borrowing or lending money the register method of service account are implemented
Difference lies in after reference Fig. 4, the step S40, the method further includes example：
Step S50 shows preset each function mould according to the account information to succeed in registration in debt-credit is served by
Block, wherein the function module includes loaning bill module and investment module；
In the present embodiment, after borrowing or lending money service account registration, you can shown and borrowed according to the account information to succeed in registration
The interface being served by is borrowed, and shows that debt-credit is served by each function module set in advance, function module in the interface
Including but not limited to loaning bill module, investment module and service module.In the present embodiment, after optional debt-credit service account registration,
Terminal shows loaning bill module, investment module and service module in the bottom section of display interface, further, it is also possible to according to practical need
The display area of each function module is set in other positions, is not repeated herein.
It should be understood that preset each function module is just shown by the login of account information, so as to subsequently each
Corresponding feature operation is executed in a function module so that loaning bill service operations can be associated in account information, with after an action of the bowels
It is continuous to have record that inquire, it improves debt-credit and is served by the safety used.
When terminal it is described debt-credit be served by show preset each function module after, if in any one function mould
When block region detects touch control operation, then the corresponding interface of the function interface is popped up.It should be appreciated that different function module institute
The interface of pop-up is different, and specifically, the project shown in different interfaces is different, wherein is shown in the interface that investment module is popped up
What is shown is each investment project, each loaning bill project is shown in the interface that loaning bill module is popped up, service module is popped up
Interface in every integral service for showing, such as carwash service, insurance service, trip service.
In the present embodiment, after the function module of terminal pop-up user's touch-control corresponding interface, you can in interface
It shows the preset each project of the function module, when then receiving selection instruction in any one project, determines that selection refers to
Selected project is enabled, and executes the corresponding feature operation of the project in the project of selection.Due to the Functional Module
Include loaning bill module, investment module and service module, and each borrow money module, investment module and service module be corresponding with it is different
Project, therefore, when receiving selection instruction in any one project, you can the corresponding work(of the project is executed in the project of selection
It can operation.For example, receiving selection instruction in the loaning bill project of loaning bill module, then the corresponding function behaviour of the loaning bill project is executed
Make；Or selection instruction is received in the investment project of investment module, then execute the corresponding feature operation of the investment project.
Step S60 when detecting touch control operation for the first time in the Investment interface of investment module, pops up the input of authentication information
Interface, wherein authentication information includes bank's card number, name, identification card number and cell-phone number；
Step S70 when receiving authentication information in the input interface of authentication information, is tied up in the debt-credit is served by
Determine Third-party payment using incidence relation with bank's card number, subsequently to execute delivery operation in investment module, and
Open investment function.
In the present embodiment, judge the touch control operation in Investment interface whether be the touch control operation detected for the first time mode
For：When detecting touch control operation, the identification information of terminal is obtained；It is stepped on what is prestored in the identification information of terminal and investment module
Note table is compared, to judge whether terminal is the Investment interface for being initially opened investment module；If it is for the first time to detect the terminal
It opens, then pops up the input interface of authentication information, and will be in the identification information storage to the registration form of acquisition.Wherein,
The identification information includes but not limited to ESN, IMEI of terminal.After getting the identification information of terminal, by being somebody's turn to do for acquisition
The identification information register information that prestores corresponding with the registration form to prestore in investment module is compared, by judge terminal whether headed by
The secondary Investment interface for opening investment module, wherein there is no stepped on the identification information match of terminal in the register information that prestores
Remember information, illustrate that terminal is to be initially opened, then pop up the input interface of authentication information, and by the identification information storage of acquisition
Into the registration form, non-be initially opened is proved on evidence when opening the Investment interface of investment module so as to terminal next time.
When the input interface of terminal pop-up authentication information, authentication information is inputted by user, wherein authentication information includes bank
Card number, name, identification card number and cell-phone number, and when receiving authentication information in the input interface of the authentication information, described
Debt-credit is served by middle binding Third-party payment using the incidence relation with bank's card number, specifically：Terminal believes authentication
Breath is sent to Third-party payment application, is applied from Third-party payment and is authenticated to credit card issuer, after detecting and authenticate successfully, end
Third-party payment is established using the binding relationship with bank's card number in end, and opens investment function, subsequently in the investment module
Investment interface for investment project execute investment operation when, the amount of money can be produced from the corresponding bank of bank's card number to complete to prop up
Pay operation.
It is appreciated that being the equal of that need to pass through when first entering investment module during debt-credit is served by the present embodiment
Debt-credit is served by binding bank card, and input bank card number+name+identification card number+bank card is specifically needed to reserve cell-phone number (four
Element), terminal sends four element informations to Third-party payment platform later, is authenticated from Third-party payment platform to credit card issuer, the
After tripartite pays completion bank card authentication, you can invested.
It should be noted that although existing terminal is capable of providing the functions such as investment loaning bill, but the two functions are to cut
It splits, that is, needs to realize both functions by different applications, in this case, need user real in different applications
It now invests and provides a loan, whole operating process is relatively complicated.And in the present embodiment, a variety of work(are integrated in debt-credit is served by
Can module, the execution of a variety of different function modules can be realized by an account information, without executing in different applications
A certain feature operation so that the integrated operation flow of debt-credit all more convenient and smooths, and on this basis, carry out account
When registration, it need not also be manually entered verification information and phone number so that the operation of registration is also more convenient, intelligent higher.
Further, the 3rd embodiment of the register method of present invention debt-credit service account is proposed based on second embodiment.
The 3rd embodiment and the second of the register method of debt-credit service account for borrowing or lending money the register method of service account are implemented
Difference lies in after the step S50, the method further includes example：
Step H pops up input circle of authentication information when detecting touch control operation for the first time in the loaning bill interface of loaning bill module
Face, wherein authentication information includes bank's card number, name, identification card number and cell-phone number；
Step I when receiving authentication information in the input interface of authentication information, is bound in the debt-credit is served by
Third-party payment is using the incidence relation with bank's card number, subsequently to execute delivery operation in loaning bill module；And
Step J pops up the upload interface of identity card picture to obtain identity card picture, or obtain open take pictures using with
Shoot identity card picture；
Step K, unlatching are taken pictures using being verified to identity card picture with obtaining face, are verified in every terms of information errorless
Afterwards, loaning bill function is opened.
In the present embodiment, it when terminal detects touch control operation for the first time in the loaning bill interface of loaning bill module, then pops up
The input interface of authentication information, wherein authentication information includes bank's card number, name, identification card number and cell-phone number, and in the authentication
When receiving authentication information in the input interface of information, it is described debt-credit be served by binding Third-party payment apply with it is described
The incidence relation of bank's card number, specifically：Authentication information is sent to Third-party payment application by terminal, by Third-party payment application
It is authenticated to credit card issuer, after detecting and authenticating successfully, terminal is established Third-party payment and applied ties up with bank's card number
Determine relationship, subsequently when the loaning bill interface of the loaning bill module is directed to loaning bill project implementation debit operation, can be corresponded to from bank's card number
Bank in produce the amount of money to complete delivery operation.
In addition, in the present embodiment, terminal also needs to the upload interface of pop-up identity card picture to obtain the identity of user's biography
License piece, or obtain to open to take pictures and apply to shoot identity card picture, and need to open and take pictures using to obtain face pair
Identity card picture is verified, and after every terms of information verification is errorless, is just opened loaning bill function, is realized and borrow money.
Be the equal of that need to pass through when first entering loaning bill module during debt-credit is served by it is appreciated that in the present embodiment
Debt-credit is served by binding bank card, and input bank card number+name+identification card number+bank card is specifically needed to reserve cell-phone number (four
Element), terminal sends four element informations to Third-party payment platform later, is authenticated from Third-party payment platform to credit card issuer, the
After tripartite pays completion bank card authentication, loaning bill user also needs to upload identity card positive and negative photo+recognition of face, to complete real name
Verification, tripartite, which pays, completes bank card authentication+real-name authentication, you can borrows money.
In the present embodiment, in the case where being integrated with multiple functions module during debt-credit is served by, pass through an account
The execution of a variety of different function modules can be realized in information, without a certain feature operation of execution in different applications so that
The integrated operation flow of debt-credit all more convenient and smooths, and on this basis, it, also need not be defeated manually when carrying out Account Registration
Enter verification information and phone number so that the operation of registration is also more convenient, intelligent higher.
In addition, the embodiment of the present invention also proposes a kind of computer readable storage medium, the computer readable storage medium
On be stored with the accreditation process of debt-credit service account, the accreditation process of the debt-credit service account is realized such as when being executed by processor
The step of register method of debt-credit service account described above.
Each reality of the specific implementation mode of computer readable storage medium and the register method of above-mentioned debt-credit service account
It is almost the same to apply mode, is not repeated herein.
It should be noted that herein, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that process, method, article or device including a series of elements include not only those elements, and
And further include the other elements being not explicitly listed, or further include for this process, method, article or device institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including this
There is also other identical elements in the process of element, method, article or device.
The embodiments of the present invention are for illustration only, can not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be expressed in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), including some instructions are used so that a station terminal equipment (can be fixed terminal, such as object
The smart homes such as networked intelligent device, including intelligent air condition, intelligent electric lamp, intelligent power, intelligent router；It can also be movement
Many networked devices such as terminal, including smart mobile phone, wearable networking AR/VR devices, intelligent sound box, autonomous driving vehicle)
Execute the method described in each embodiment of the present invention.
It these are only the preferred embodiment of the present invention, be not intended to limit the scope of the invention, it is every to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of register method of debt-credit service account, which is characterized in that be applied to terminal, the registration of the debt-credit service account
Method includes：
When receiving the register instruction of debt-credit service account during debt-credit is served by, terminal shows note in debt-credit is served by
Volume interface；
Phone number is obtained in the register interface, generating verification information according to the phone number obtains request, and by institute
State acquisition request be sent to it is described debt-credit be served by corresponding server, for the server feedback verification information；
When receiving the verification information of the server feedback, verification information will be received, the register interface is written；
The phone number and the verification information are sent to the server, so that the server executes registration behaviour
Make, and generate account information when succeeding in registration, to feed back to the terminal.
2. the register method of debt-credit service account as described in claim 1, which is characterized in that described in debt-credit is served by
When receiving the register instruction of debt-credit service account, terminal is before the step of showing register interface during debt-credit is served by, institute
The method of stating further includes：
When the preset debt-credit of terminal startup is served by, the identification information of the terminal is obtained；
The identification information is compared with the identification information that prestores in the log form that prestores, by judge the terminal whether headed by
It is secondary to log in；
If it is to log in for the first time to detect the terminal, the register instruction of debt-credit service account is triggered, and by the mark of acquisition
In information storage to the log form.
3. the register method of debt-credit service account as described in claim 1, which is characterized in that described in debt-credit is served by
When receiving the register instruction of debt-credit service account, terminal is before the step of showing register interface during debt-credit is served by, institute
The method of stating further includes：
When the preset debt-credit of terminal startup is served by, determine the debt-credit is served by whether be logged in account information；
If being not logged in account information, the login interface of account information is shown；
The account information inputted based on the login interface is received, and the account information received is sent to the server
In, for account information described in the server authentication；
If detecting the account information authentication failed, the register instruction of debt-credit service account is triggered.
4. the register method of debt-credit service account as described in claim 1, which is characterized in that described in the register interface
Obtain phone number the step of include：
When detecting the phone number of input in the register interface, the phone number of input is obtained；
Alternatively, calling the phone number being stored in address list application in the register interface.
5. the register method of debt-credit service account as described in claim 1, which is characterized in that described to receive the service
When the verification information of device feedback, will receive the step of register interface is written in verification information includes：
When terminal receives the verification information of the server feedback in communication applications, middle calling is served by from the debt-credit
The verification information that the terminal receives in the communication applications；
It will call to the verification information and automatically write in the register interface borrowed or lent money and be served by.
6. as described in claim 1 debt-credit service account register method, which is characterized in that it is described by the phone number with
And the verification information is sent to the server, so that the server executes registration operation, and is generated when succeeding in registration
Account information, the step of to feed back to the terminal after, the method further includes：
According to the account information to succeed in registration, preset each function module is shown in debt-credit is served by, wherein the work(
Energy module includes loaning bill module and investment module；
When detecting touch control operation for the first time in the Investment interface of investment module, the input interface of authentication information is popped up, wherein mirror
It includes bank card number, name, identification card number and cell-phone number to weigh information；
When receiving authentication information in the input interface of authentication information, Third-party payment is bound in the debt-credit is served by
Using the incidence relation with bank's card number, subsequently to execute delivery operation in investment module, and investment function is opened.
7. the register method of debt-credit service account as claimed in claim 6, which is characterized in that the account that the basis succeeds in registration
Family information, after the step of showing preset each function module during debt-credit is served by, the method further includes：
When detecting touch control operation for the first time in the loaning bill interface of loaning bill module, the input interface of authentication information is popped up, wherein mirror
It includes bank card number, name, identification card number and cell-phone number to weigh information；
When receiving authentication information in the input interface of authentication information, Third-party payment is bound in the debt-credit is served by
Using the incidence relation with bank's card number, subsequently to execute delivery operation in loaning bill module；And
The upload interface of identity card picture is popped up to obtain identity card picture, or obtains to open and take pictures using to shoot identity card
Photo；
Unlatching is taken pictures using being verified to identity card picture with obtaining face, after every terms of information verification is errorless, is opened and is borrowed money
Function.
8. such as the register method of claim 1-7 any one of them debt-credit service account, which is characterized in that the account information
Including account number and/or 2 D code information；
The terminal includes mobile terminal or webpage terminal.
9. a kind of terminal, which is characterized in that the terminal includes memory, processor and is stored on the memory and can be
The accreditation process of the debt-credit service account run on the processor, the accreditation process of the debt-credit service account is by the processing
The step of register method such as debt-credit service account described in any item of the claim 1 to 8 is realized when device executes.
10. a kind of computer readable storage medium, which is characterized in that be stored with debt-credit clothes on the computer readable storage medium
The accreditation process of the accreditation process for account of being engaged in, the debt-credit service account is realized when being executed by processor as in claim 1 to 8
Any one of them borrows or lends money the step of register method of service account.
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| CN2018101448259 | 2018-02-10 | ||
| CN201810144825 | 2018-02-10 |
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| CN201810177310.9A Pending CN108288168A (en) | 2018-02-10 | 2018-03-02 | Borrow or lend money register method, terminal and the computer readable storage medium of service account |
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