CN108280630A - Transaction processing system and its method in a kind of tradition supply chain financial field - Google Patents
Transaction processing system and its method in a kind of tradition supply chain financial field Download PDFInfo
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Abstract
The invention discloses transaction processing system and its methods in a kind of traditional supply chain financial field.It includes bank's credit module, contract management module, Ordering Module, reconciliation module, clearing payment module, bill management module, user management module, foreground service system, data-storage system and bank's credit system, foreground service system and data-storage system are connect with bank credit module, contract management module, Ordering Module, reconciliation module, clearing payment module, bill management module, user management module, and bank's credit system is connect with bank credit module.The beneficial effects of the invention are as follows：It realizes and changes and formed transaction closed loop on traditional supply chain financial transaction line, improve the service management ability and data-handling capacity of both parties, improve both parties' working efficiency, reduce fund cost of both parties during trade, solves the problems, such as both parties' financial strain, storage fund is vitalized, the transaction cost of bill conversion is reduced.
Description
Technical field
The present invention relates to finance datas to handle correlative technology field, refers in particular to industry in a kind of traditional supply chain financial field
Processing system of being engaged in and its method.
Background technology
The concept of supply chain is developed from widened production concept, and modern management education is to the definition of supply chain
" supply chain is to surround core enterprise, by commodity-circulate, information flow, logistics, the control of cash flow, since purchasing raw material to
Intermediate products and final products are made, finally by sales network product are sent to one in consumer's hand by supplier, manufacture
The allomeric function supply chain network structure that quotient, retail trader (retailer, whole seller etc.) are linked to be until end user ".
Supply chain refers to the connection of each relative or the linking of business before commodity reach in consumer's hand, is to surround core
Enterprise, by the way that information flow, since logistics, the control of cash flow be made intermediate products and final production purchasing raw material
Product, finally by sales network product be sent in consumer's hand by supplier, manufacturer, retail trader (retailer, whole seller
Deng) it is linked to be the function network structure of an entirety until end user.The management philosophy of supply chain management is from the angle of consumer
Degree, by the cooperation between enterprise, seeks supply chain global optimization.Successful supply chain management can coordinate and integratedy chain
In all activity, eventually become the integrated process of seamless connection.
Existing tradition supply chain in financial field, often by the way of under line, hold in this way by general mode of doing business
Transaction open loop is easily formed, causes both parties to there are problems that financial strain, causes storage fund low, while improving bill and turning
The transaction cost changed, there is also the missings of transaction authenticity.
Invention content
The present invention be in order to overcome the above deficiencies in the prior art, provide one kind can vitalize storage fund and
Ensure transaction processing system and its method in traditional supply chain financial field of transaction authenticity.
To achieve the goals above, the present invention uses following technical scheme：
Transaction processing system in a kind of tradition supply chain financial field, including bank's credit module, contract management module, order
Single processing module, reconciliation module, clearing payment module, bill management module, user management module, foreground service system, data
Storage system and bank's credit system, wherein
Bank's credit module：It is used by buying side user, the credit information given for receiving bank's credit system is
The subordinate unit of buying side carries out the actual use amount of the cutting of the accrediting amount, distribution and adjustment subordinate unit, with bill
Management module generates business intersection；
Contract management module：Contract Signing and management function are initiated for both parties, business is generated with Ordering Module
Intersection；
Ordering Module：The buying root contract that factually border is signed places an order, and supplier places an order according to buying side
Delivery management and management of receiving, the type of merchandise to confirm an order and quantity on order are carried out, business intersection is generated with reconciliation module；
Reconciliation module：To receive the order of Ordering Module, reconciliation processing is carried out within the period of contract engagement, is confirmed
With clearing payment module business intersection occurs for the final amount of money of order；
Settle accounts payment module：Clearing and payment processing are carried out according to data caused by reconciliation module, with bill management mould
Block generates business intersection；
Bill management module：It is initiated by supplier by the application to credit bank for commercial acceptance when payment
Application, converts bank acceptance to commercial acceptance or cash, after the trade acceptance ticket of payment expires, by buying side
The bill is cashed, to complete entire operation flow；
User management module：For the organizational structure, hierarchy of users, role-security of both parties is arranged；
Foreground service system：With bank credit module, contract management module, Ordering Module, reconciliation module, clearing branch
Module, bill management module, user management module connection are paid, for setting the corresponding parameter of each module；
Data-storage system：With bank credit module, contract management module, Ordering Module, reconciliation module, clearing branch
Pay module, bill management module, user management module connection, the data generated for storing each module.
This system is divided into buying side and supplier, and both parties sign relevant procurement contract on platform, and flat
Order transaction is carried out on platform, including is delivered and received.After both parties merchandise, reconciliation is carried out on platform, is handed over after the completion
Yi Duan carries out payment for goods payment.After the completion of both parties' settlement of transactions, supplier carries out changing ticket operation on platform, by payment category
Bank acceptance or cash are converted to for the bill of commercial acceptance, after the commercial acceptance that buying side issues expires
It cashes on time, completes transaction cycle.The present invention provides one and integrates contract, transaction, clearing, bill management as the transaction of major function
System realizes and changes and formed transaction closed loop on traditional supply chain financial transaction line, improve both parties service management ability and
Data-handling capacity improves both parties' working efficiency, reduces fund cost of both parties during trade, solves friendship
The problem of easy both sides' financial strain, vitalizes storage fund, reduces the transaction cost of bill conversion, ensures the authenticity of transaction.
Preferably, bank's credit module includes accrediting amount distribution module and accrediting amount adjustment module.
Preferably, the contract management module includes contract initiation module, contract confirmation module and contract audit mould
Block, wherein contract are divided into strategic contract and Project contract, and the strategic contract refers to hanging multiple sons under a macrocontract
Contract, the Project contract refer to single bond.
Preferably, the Ordering Module includes plan menu manager module, delivery management module, management mould of receiving
Block and return management module.
Preferably, the reconciliation module includes reconciliation computational chart module and reconciliation single module.
Preferably, the clearing payment module includes clearing application module and clearing payment module.
The present invention also provides method for processing business in a kind of traditional supply chain financial field, including buying side and supply
Side, both parties audit after registering user in foreground service system, can be used after activation user after the completion of audit, tool
Body includes the following steps：
(1) organizational structure, hierarchy of users and role-security is arranged according to actual conditions in both parties, uses user management mould
Block authorizes different subordinate subscribers according to actual conditions；
(2) bank's credit system receives credit file of the bank to buying side, calls bank's credit module by buying root
Cutting and adjustment are carried out to the accrediting amount according to the organizational structure of oneself setting；
(3) both parties initiate contract, call contract management module, pay that provide must for subsequent order, reconciliation, clearing
Parameter is wanted, is signed a contract by contract initiation module, contract confirmation module and contract audit module；
(4) after the completion of contract signature, Ordering Module calls in buying side, and plan is initiated by planning menu manager module
It is single, confirm the contract to place an order and corresponding merchandise classification, quantity, supplier receives the plan list after the completion, single to plan to carry out
Processing splits plan list, divides different batches to supply according to actual conditions by delivery management module, confirms this delivery number
Amount and delivery price, after the completion buying side the order is confirmed, after confirmation, supplier generation outbound list, complete this hair
Goods, into the delivery stage；After buying side receives the shipments, by receiving, management module signs for cargo, fills in and receives
Quantity is confirmed that supplier completes this order after confirming by supplier；
(5) after the completion of order, corresponding order is pushed into reconciliation module automatically, and into reconciliation computational chart module, reconciliation calculates
Table has periodically, and the period takes the reconciliation day in Contract parameters, and not timed out in the reconciliation period, both parties can change order
Price, if both sides modification order price it is inconsistent, system be displayed in red with mark, after opening in the reconciliation period, into pair
Account link confirms the reconciliation price of corresponding order, and after all order price both sides are consistent, auditor audits by both party,
Statement is generated by reconciliation single module after the approval, it is thus identified that the final amount of money of current period order；
(6) enter clearing payment link after the completion of reconciliation, clearing payment module, supplier is called to apply for module by clearing
Clearing application is initiated, completed statement in corresponding contract is taken, takes corresponding statement payout ratio in Contract parameters, is generated
This application payment amount, after buying side audits clearing application, this settles accounts application and comes into force；
(7) after the completion of clearing application, into payment link, clearing payment module, buying side is called to pay mould by clearing
Root tuber is paid according to clearing request slip, and the means of payment is cash, bank acceptance, commercial acceptance, accounts receivable, answers
It pays a bill one or more in money, if the means of payment is commercial acceptance, accounts receivable, accounts payable, the tune in payment
Judge whether buying side's bank line is sufficient with bank's credit module, paid if sufficient, and reduces correspondence and adopt
The bank line of purchaser is regarded as payment and completes after the completion, and supplier receives corresponding payment for goods, and corresponding bill enters bill
Management module is handled；It completes to pay if the means of payment is cash, bank acceptance, payout status write-back reconciliation mould
Statement in the block.
Preferably, in step (2), cutting is carried out to the accrediting amount by accrediting amount distribution module, passes through credit
Amount adjustment module is adjusted the accrediting amount, and a buying end can correspond to multiple bank's credits, and the accrediting amount is assigned
Follow-up business operation is carried out afterwards.
Preferably, in step (4), if supplier has doubt to this quantity of receiving, it can reject, both sides verify
After actual quantity, buying side rewrites quantity of receiving, this order is completed after being confirmed by supplier, and order and plan are singly
One cyclic process, it is single that a contract corresponds to more plans, and a plan single pair answers the more orders, Ordering Module to be mainly
Confirm delivery commodity and quantity of receiving.
Preferably, in step (7), when the means of payment is commercial acceptance, accounts receivable, accounts payable, supply
It can initiate to change ticket application, corresponding bill is converted to bank acceptance or cash, after receiving the acknowledgement notification of bank,
Ticket success is changed, commercial acceptance that buying side is paid when paying, cashes the date there are one accounts payables at accounts receivable,
When cashing the date and expiring, buying side cashes bill, receive bank cash notice after, by what is deducted in settling accounts payment module
The accrediting amount is restored, and the accrediting amount of bank recycles, and flow terminates.
The beneficial effects of the invention are as follows：It realizes and changes and formed transaction closed loop on traditional supply chain financial transaction line, improve and hand over
The service management ability and data-handling capacity of easy both sides, improves both parties' working efficiency, reduces both parties in trade
Fund cost in journey solves the problems, such as both parties' financial strain, vitalizes storage fund, reduce the transaction of bill conversion at
This, ensures the authenticity of transaction.
Description of the drawings
Fig. 1 is the system block diagram of the present invention；
Fig. 2 is the business process map of contract management module；
Fig. 3 is the business process map of Ordering Module.
In figure：1. bank's credit module, 2. contract management modules, 3. Ordering Modules, 4. reconciliation modules, 5. clearing branch
Module is paid, 6. bill management modules, 7. user management modules, 8. foreground service systems, 9. data-storage systems, 10. banks award
Letter system.
Specific implementation mode
The present invention will be further described with reference to the accompanying drawings and detailed description.
In embodiment as described in Figure 1, transaction processing system in a kind of tradition supply chain financial field, including bank's credit
Module 1, contract management module 2, Ordering Module 3, reconciliation module 4, clearing payment module 5, bill management module 6, user
Management module 7, foreground service system 8, data-storage system 9 and bank's credit system 10, wherein
Bank's credit module 1：It is used by buying side user, the credit letter given for receiving bank's credit system 10
Breath carries out the cutting, distribution and the actual use amount for adjusting subordinate unit of the accrediting amount for the subordinate unit of buying side, with
Bill management module 6 generates business intersection；Bank's credit module 1 includes that accrediting amount distribution module and the accrediting amount adjust mould
Block；
Contract management module 2：Contract Signing and management function are initiated for both parties, industry is generated with Ordering Module 3
Business intersection；Contract management module 2 includes contract initiation module, contract confirmation module and contract audit module, and wherein contract is divided into
Strategic contract and Project contract, strategic contract refer to hanging multiple sub- contracts under a macrocontract, and Project contract refers to list
One contract；
Ordering Module 3：The buying root contract that factually border is signed places an order, and supplier places an order according to buying side
Delivery management and management of receiving, the type of merchandise to confirm an order and quantity on order are carried out, business intersection is generated with reconciliation module 4；
Ordering Module 3 includes plan menu manager module, delivery management module, management module of receiving and return management module；
Reconciliation module 4：To receive the order of Ordering Module 3, reconciliation processing is carried out within the period of contract engagement, really
Recognize the final amount of money of order, business intersection occurs with clearing payment module 5；Reconciliation module 4 includes reconciliation computational chart module and right
Billing module；
Settle accounts payment module 5：Clearing and payment processing are carried out according to data caused by reconciliation module 4, with bill management
Module 6 generates business intersection；It includes clearing application module and clearing payment module 5 to settle accounts payment module 5；
Bill management module 6：It is sent out by supplier by the application to credit bank for commercial acceptance when payment
Application is played, bank acceptance is converted to commercial acceptance or cash, after the trade acceptance ticket of payment expires, by purchasing
Side cashes the bill, to complete entire operation flow；
User management module 7：For the organizational structure, hierarchy of users, role-security of both parties is arranged；It is grasped in practical business
In work, both parties can be configured according to the institutional framework and department's level of oneself our company according to own situation, the mould
The business modules such as block and bank's credit module 1, contract management module 2 have business intersection；
Foreground service system 8：With bank credit module 1, contract management module 2, Ordering Module 3, reconciliation module 4,
It settles accounts payment module 5, bill management module 6, user management module 7 to connect, for setting the corresponding parameter of each module；
Data-storage system 9：With bank credit module 1, contract management module 2, Ordering Module 3, reconciliation module 4,
It settles accounts payment module 5, bill management module 6, user management module 7 to connect, the data generated for storing each module.
The present invention also provides method for processing business in a kind of traditional supply chain financial field, including buying side and supply
Side, both parties audit after registering user in foreground service system 8, can be used after activation user after the completion of audit,
Specifically comprise the following steps：
(1) organizational structure, hierarchy of users and role-security is arranged according to actual conditions in both parties, uses user management mould
Block 7 authorizes different subordinate subscribers according to actual conditions；
(2) bank's credit system 10 receives credit file of the bank to buying side, calls bank's credit module 1 by buying side
Cutting and adjustment are carried out to the accrediting amount according to the organizational structure of oneself setting；By accrediting amount distribution module to the accrediting amount
Cutting is carried out, adjusting module by the accrediting amount is adjusted the accrediting amount, and a buying end can correspond to multiple bank's credits,
The accrediting amount carries out follow-up business operation after being assigned；
(3) both parties initiate contract, call contract management module 2, are provided for subsequent order, reconciliation, clearing payment
Commercial specification model, reconciliation period, the means of payment in call parameter, such as order are confirmed by contract initiation module, contract
Module and contract audit module are signed a contract；
Wherein：It is big including contract essential information, Contract parameters information, commodities purchased information, consignee's information four in contract
Block, the basic contact details of contract that contract essential information is used to sign under call wire are mainly convenient for query and search, inside have conjunction
Same title, contract number, buying side's title, vendor name, Shipping Address, remark information, contract documents, buying side believe substantially
Breath and supplier's essential information；Contract parameters information is that the parameters such as reconciliation, clearing payment in system are related, to audit and confirming
Major parameter, inside have reconciliation mode, reconciliation day, clearing form, return goods the period, pricing method, acquiescence the means of payment, base
Valence is with reference to day, mode of making out an invoice, debt amount, delayed repayment interest, liability for breach of contract and contract fulfillment liability；Commodities purchased information is under plan list
Single lower single procurement of commodities provides foundation, and the commodity purchased in all plan lists are less than or equal to purchaser's category in contract
Not；Consignee's information in order in order to notify consignee, within the system, it is lower one in many cases be consignee, receive
The goods National People's Congress is mostly site construction personnel, so needing to formulate consignee, consignee can be multiple；
As shown in Fig. 2, the operation flow signed a contract is as follows：Supplier end operator initiates contract, submits supplying after the completion
Quotient is answered to audit end audit；Supplier audit person audits contract and is filled in not by reason if do not passed through, and is grasped by supplier
Auditing flow is re-initiated after work person's amendment of contract；Foreground service system confirms, transfers to the side of buying operator true after being identified through
Recognize, if do not passed through, then fills in not by reason, and by re-initiating auditing flow after supplier operator's amendment of contract；Buying
Side confirms that buying side operator confirms treaty content item, if transferring to terminal auditor to audit if, if do not passed through, then fills out
It writes not by reason, and by re-initiating auditing flow after supplier operator's amendment of contract；Buying side audits, the operation of buying side
Member's audit contract after obstructed, is then filled in not by reason by the rear execution of contract, and by supplier operator's amendment of contract
After re-initiate auditing flow.In addition, above-mentioned initiate contract flow for supplier, buying side can also initiate contract, and flow is same
Supplier is consistent, is not repeated herein.
(4) after the completion of contract signature, Ordering Module 3 calls in buying side, and plan is initiated by planning menu manager module
It is single, confirm the contract to place an order and corresponding merchandise classification, quantity, supplier receives the plan list after the completion, single to plan to carry out
Processing (the next plan of actual conditions singly can repeatedly be delivered), splits plan list, by delivery management module according to reality
Situation divides different batches to supply, and confirms this Quantity Shipped and delivery price, and buying side carries out the order true after the completion
Recognize, after confirmation, supplier generates outbound list, this delivery is completed, into the delivery stage；After buying side receives the shipments, lead to
It crosses management module of receiving to sign for cargo, fills in quantity of receiving, confirmed by supplier, supplier completes this after confirming
Secondary order；If supplier has doubt to this quantity of receiving, it can reject, after both sides verify actual quantity, buying side is again
Quantity of receiving is filled in, this order is completed after being confirmed by supplier, and order and plan are singly a cyclic processes, a contract
Corresponding more plans are single, and a plan single pair answers more orders, Ordering Module 3 mainly confirm the delivery type of merchandise and
It receives quantity；
As shown in figure 3, specific order operation flow is as follows：The lower plan in buying side is single, and based on contract situation is new for buying side
It is single to increase plan, plans single commodity and takes the items list in contract, and uploads the single original paper of plan, and to fill in and wish the arrival time；
It is single that supplier splits plan, generates outbound list, and a plan is single can be divided into and repeatedly completing, in most cases, under buying side
What is reached is that the moon or ten days plan are single, so supplier needs to split, is split according to existing situation；Supplier audit order supplies
It after answering quotient operator's fractionation plan list, is audited by supplier audit person, notifies buying side to confirm after the approval, audit does not pass through
Then supplier operator audits again after remodifying the order；Buying side confirm, buying side operator confirm this order and
Content waits for outbound state into commodity, prepares outbound, if do not passed through, supplier operator remodifies if passed through
It is audited again after the order；Wait for that outbound post-processes, which is abnormality processing portion, waits for that outbound commodity have change under a few cases
More situation (such as inventory is temporarily insufficient), then needs progress outbound monotropic more in this case, and changing process is that supplier operates
Member's modification commodity, supplier operator's audit, buying side confirm, new outbound list is generated after the completion of buying side confirms；Terminal
It receives, after completing outbound single operation, commodity ex-warehouse, into flow of receiving, buying side receiving clerk fills in after receiving goods to receive
(industry reason, Quantity Shipped and receives that there are errors for quantity to quantity, is modified when receiving, and with last number of receiving
Subject to amount)；Supplier, which confirms, to receive quantity, and supplier confirms quantity of receiving, and the quantity that such as thinks to receive is problematic, then and one
As be all through consultation, to be received by the modification of buying side and reaffirmed after quantity；Supplier receives after the completion of confirmation, generates storage
Single, order is completed.
(5) after the completion of order, corresponding order is pushed into reconciliation module 4 automatically, and into reconciliation computational chart module, reconciliation calculates
Table has periodically, and the period takes the reconciliation day in Contract parameters (such as：It is 20 days to 30 of that month to arrange the reconciliation period in contract
Day, then generate a reconciliation computational chart every month, data therein are the order of last month 21 to this month 20, are so recycled),
Not timed out in the reconciliation period, both parties can change order price, if the order price of both sides' modification is inconsistent, system is aobvious
Show red to mark, (such as to this month 20) after opening in the reconciliation period, into reconciliation link, confirms the reconciliation of corresponding order
Price, after all order price both sides are consistent, auditor audits by both party, is given birth to after the approval by reconciliation single module
At statement, it is thus identified that the final amount of money of current period order；
(6) enter clearing payment link after the completion of reconciliation, clearing payment module 5, supplier is called to apply for mould by clearing
Block initiates clearing application, takes completed statement in corresponding contract, takes corresponding statement payout ratio in Contract parameters, raw
At this application payment amount (such as selected statement amount of money is 10,000, according to actual conditions, this Payment Proportion 70%, then
Apply for that payment amount is 7000, remainder applies for that a statement can be according to practical feelings again in clearing application next time
Condition is repeatedly applied), after buying side audits clearing application, this settles accounts application and comes into force；
(7) after the completion of clearing application, into payment link, clearing payment module 5, buying side is called to pay mould by clearing
Block 5 according to clearing request slip paid, the means of payment be cash, bank acceptance, commercial acceptance, accounts receivable,
One or more (a clearing request slip can be with once payment or the repeatedly payments of the different means of payment) in accounts payable,
If the means of payment is commercial acceptance, accounts receivable, accounts payable, calling bank's credit module 1 to judge in payment should
Whether buying side's bank line is sufficient, is paid if sufficient, and reduces the bank line of corresponding buying side, complete
It is regarded as payment after to complete, supplier receives corresponding payment for goods, and corresponding bill enters bill management module 6 and handled；Such as
The fruit means of payment is cash, bank acceptance is then completed to pay, the statement in payout status write-back reconciliation module 4.Work as branch
The mode of paying is commercial acceptance, accounts receivable, accounts payable, and supplier can initiate to change ticket application, and corresponding bill is converted
For bank acceptance or cash ticket success, the quotient that buying side is paid in payment are changed after receiving the acknowledgement notification of bank
Industry acceptance bill, accounts receivable, accounts payable are there are one cashing the date, and when cashing the date and expiring, buying side cashes bill, is receiving
To bank cash notice after, the accrediting amount deducted in settling accounts payment module 5 is restored, the accrediting amount of bank is followed
Ring uses, and flow terminates.
The present invention is divided into buying side and supplier, and both parties sign relevant procurement contract on platform, and flat
Order transaction is carried out on platform, including is delivered and received.After both parties merchandise, reconciliation is carried out on platform, is handed over after the completion
Yi Duan carries out payment for goods payment, and (platform supports a variety of means of payment, such as：Cash, bank acceptance, commercial acceptance, buying
Square accounts payable, supplier's accounts receivable etc.).After the completion of both parties' settlement of transactions, supplier carries out changing ticket behaviour on platform
Make, the bill that payment category is commercial acceptance is converted into bank acceptance or cash, when the business that buying side issues
Acceptance bill is cashed on time after expiring, and completes transaction cycle.The present invention provides collection contract, transaction, clearing, a bill management
The transaction system of major function is realized and changes and formed transaction closed loop on traditional supply chain financial transaction line, improves both parties'
Service management ability and data-handling capacity improve both parties' working efficiency, reduce money of both parties during trade
Golden cost solves the problems, such as both parties' financial strain, vitalizes storage fund, reduces the transaction cost of bill conversion, ensures
The authenticity of transaction.
Claims (10)
1. transaction processing system in a kind of tradition supply chain financial field, characterized in that including bank's credit module (1), contract
Management module (2), Ordering Module (3), reconciliation module (4), clearing payment module (5), bill management module (6), user
Management module (7), foreground service system (8), data-storage system (9) and bank's credit system (10), wherein
Bank's credit module (1)：It is used by buying side user, the credit letter given for receiving bank's credit system (10)
Breath carries out the cutting, distribution and the actual use amount for adjusting subordinate unit of the accrediting amount for the subordinate unit of buying side, with
Bill management module (6) generates business intersection；
Contract management module (2)：Contract Signing and management function are initiated for both parties, industry is generated with Ordering Module (3)
Business intersection；
Ordering Module (3)：Buying root factually border signature contract place an order, supplier according to buying side place an order into
Row delivery management and management of receiving, the type of merchandise to confirm an order and quantity on order generate business intersection with reconciliation module (4)；
Reconciliation module (4)：To receive the order of Ordering Module (3), reconciliation processing is carried out within the period of contract engagement, really
Recognize the final amount of money of order, business intersection occurs with clearing payment module (5)；
Settle accounts payment module (5)：Clearing and payment processing are carried out according to data caused by reconciliation module (4), with bill management
Module (6) generates business intersection；
Bill management module (6)：It is initiated by supplier by the application to credit bank for commercial acceptance when payment
Application, converts bank acceptance to commercial acceptance or cash, after the trade acceptance ticket of payment expires, by buying side
The bill is cashed, to complete entire operation flow；
User management module (7)：For the organizational structure, hierarchy of users, role-security of both parties is arranged；
Foreground service system (8)：With bank's credit module (1), contract management module (2), Ordering Module (3), reconciliation mould
Block (4), clearing payment module (5), bill management module (6), user management module (7) connection, for setting each module phase
The parameter answered；
Data-storage system (9)：With bank's credit module (1), contract management module (2), Ordering Module (3), reconciliation mould
Block (4), clearing payment module (5), bill management module (6), user management module (7) connection, for storing each module production
Raw data.
2. transaction processing system in a kind of traditional supply chain financial field according to claim 1, characterized in that described
Bank's credit module (1) includes accrediting amount distribution module and accrediting amount adjustment module.
3. transaction processing system in a kind of traditional supply chain financial field according to claim 1, characterized in that described
Contract management module (2) includes contract initiation module, contract confirmation module and contract audit module, and wherein contract is divided into strategic conjunction
Together and Project contract, the strategic contract refer to hanging multiple sub- contracts under a macrocontract, and the Project contract refers to
Be single bond.
4. transaction processing system in a kind of traditional supply chain financial field according to claim 1, characterized in that described
Ordering Module (3) includes plan menu manager module, delivery management module, management module of receiving and return management module.
5. transaction processing system in a kind of traditional supply chain financial field according to claim 1, characterized in that described
Reconciliation module (4) includes reconciliation computational chart module and reconciliation single module.
6. transaction processing system in a kind of traditional supply chain financial field according to claim 1, characterized in that described
It includes clearing application module and clearing payment module to settle accounts payment module (5).
7. method for processing business in a kind of tradition supply chain financial field, characterized in that including buying side and supplier, transaction
Both sides audit after registering user in foreground service system, can be used, specifically include after activation user after the completion of audit
Following steps：
(1) organizational structure, hierarchy of users and role-security is arranged according to actual conditions in both parties, using user management module,
Different subordinate subscribers is authorized according to actual conditions；
(2) bank's credit system receives credit file of the bank to buying side, calls bank's credit module by buying root according to certainly
The organizational structure of oneself setting carries out cutting and adjustment to the accrediting amount；
(3) both parties initiate contract, call contract management module, and necessary ginseng is provided for subsequent order, reconciliation, clearing payment
Number, is signed a contract by contract initiation module, contract confirmation module and contract audit module；
(4) after the completion of contract signature, Ordering Module calls in buying side, single by planning the initiation plan of menu manager module, really
Recognizing the contract to place an order and corresponding merchandise classification, quantity, supplier receives the plan list after the completion, singly handles plan,
It is single to split plan, divides different batches to supply according to actual conditions by delivery management module, confirm this Quantity Shipped and
Deliver price, after the completion buying side the order is confirmed, after confirmation, supplier generation outbound list, complete this delivery, into
Enter the delivery stage；After buying side receives the shipments, by receiving, management module signs for cargo, fills in quantity of receiving,
Confirmed by supplier, supplier completes this order after confirming；
(5) after the completion of order, corresponding order is pushed into reconciliation module automatically, into reconciliation computational chart module, reconciliation computational chart tool
There are periodicity, period to take the reconciliation day in Contract parameters, not timed out in the reconciliation period, both parties can change price-purchase order
Lattice, if the order price of both sides' modification is inconsistent, system is displayed in red to mark, after opening in the reconciliation period, into reconciliation
Link confirms the reconciliation price of corresponding order, and after all order price both sides are consistent, auditor audits by both party, examines
Core pass through after by reconciliation single module generate statement, it is thus identified that the final amount of money of current period order；
(6) enter clearing payment link after the completion of reconciliation, clearing payment module, supplier is called to apply for that module is initiated by clearing
Clearing application, takes completed statement in corresponding contract, takes corresponding statement payout ratio in Contract parameters, generate this
After applying for that payment amount, buying side audit clearing application, this settles accounts application and comes into force；
(7) after the completion of clearing application, into payment link, clearing payment module is called, buying side is by settling accounts payment module root
It is paid according to clearing request slip, the means of payment is cash, bank acceptance, commercial acceptance, accounts receivable, should pay a bill
It is one or more in money, if the means of payment is commercial acceptance, accounts receivable, accounts payable, silver is called in payment
Row credit module judges whether buying side's bank line is sufficient, is paid if sufficient, and reduces corresponding buying side
Bank line, be regarded as payment after the completion and complete, supplier receives corresponding payment for goods, and corresponding bill enters bill management
Module is handled；It completes to pay if the means of payment is cash, bank acceptance, in payout status write-back reconciliation module
Statement.
8. method for processing business in a kind of traditional supply chain financial field according to claim 7, characterized in that in step
(2) in, by accrediting amount distribution module to the accrediting amount carry out cutting, by the accrediting amount adjust module to the accrediting amount into
Row adjustment, a buying end can correspond to multiple bank's credits, and the accrediting amount carries out follow-up business operation after being assigned.
9. method for processing business in a kind of traditional supply chain financial field according to claim 7, characterized in that in step
(4) it in, if supplier has doubt to this quantity of receiving, can reject, after both sides verify actual quantity, buying side is filled out again
Quantity of receiving is write, this order is completed after being confirmed by supplier, and order and plan are singly a cyclic processes, a contract pair
Answer more plans single, a plan single pair answers more orders, Ordering Module mainly to confirm delivery commodity and number of receiving
Amount.
10. method for processing business in a kind of traditional supply chain financial field according to claim 7, characterized in that in step
Suddenly in (7), when the means of payment is commercial acceptance, accounts receivable, accounts payable, supplier can initiate to change ticket application, right
The bill answered is converted to bank acceptance or cash, after receiving the acknowledgement notification of bank, changes ticket success, buying side is being paid
When paid commercial acceptance, accounts receivable, accounts payable there are one cashing the date, when cashing the date and expiring, buying side
Cash bill, receive bank cash notice after, the accrediting amount deducted in settling accounts payment module is restored, bank
The accrediting amount recycle, flow terminates.
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| CN109615511A (en) * | 2019-01-07 | 2019-04-12 | 北京锐融天下科技股份有限公司 | A kind of supply chain banking software system and method |
| CN109785086A (en) * | 2019-03-18 | 2019-05-21 | 南通中实纺织交易市场有限公司 | A kind of online transaction plateform system |
| CN109886793A (en) * | 2018-12-28 | 2019-06-14 | 金螳螂家装电子商务（苏州）有限公司 | A kind of integrated system of supply platform chain and financial platform |
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| CN111754322A (en) * | 2020-06-17 | 2020-10-09 | 广州宇中网络科技有限公司 | Multi-party oriented financial fund settlement algorithm information management method and system |
| CN111798220A (en) * | 2020-07-20 | 2020-10-20 | 四川中电启明星信息技术有限公司 | Material purchasing settlement management system based on financial robot |
| CN112418807A (en) * | 2020-11-30 | 2021-02-26 | 国网重庆市电力公司物资分公司 | Contract settlement method |
| CN113177721A (en) * | 2021-05-11 | 2021-07-27 | 黑龙江邮政易通信息网络有限责任公司 | Distribution management system |
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