CN108269085A - Portable electronic card system and its verification method - Google Patents
Portable electronic card system and its verification method Download PDFInfo
- Publication number
- CN108269085A CN108269085A CN201710196995.7A CN201710196995A CN108269085A CN 108269085 A CN108269085 A CN 108269085A CN 201710196995 A CN201710196995 A CN 201710196995A CN 108269085 A CN108269085 A CN 108269085A
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- CN
- China
- Prior art keywords
- card
- portable electronic
- remote control
- control apparatus
- electronic device
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
Abstract
The present invention provides a kind of portable electronic card system and its verification method.The portable electronic card system includes：One portable electronic device, a repeatable write-in card and a writing station.The portable electronic device from a remote control apparatus obtaining an authentication code and a personal information.Perform the bi-directional verification communication between the remote control apparatus and the portable electronic device, and after downloading the personal information, the safety code meeting for being stored in the repeatable write-in card and the safety code for being stored in the portable electronic device are compared, to verify, and the personal information is written to the repeatable write-in card, and another safety code can be generated and be stored in the portable electronic device and the repeatable safety code that card is written originally to update or replace.
Description
Technical field
The present invention relates to a kind of portable electronic card system and its verification methods.
Background technology
Credit card is that bank is signed and issued to its client, a kind of medium available for payment behavior.It allows holder paying
On the basis of, it promises to undertake as their advance payment for merchandise and service.The publisher of the credit card creates a revolving account, and awards
Holder's credit line is given, therefore holder can borrow money and pay businessman or be used as cash advance.According to personal Shen
Please, bank's manufacture and distribution credit card.People usually carry multiple credits card of different bank distribution, can cause inconvenient to carry
And easily lose.
Invention content
The present invention provides a kind of portable electronic card systems.The portable electronic card system includes：One portable electric
Sub-device, a repeatable write-in card and a writing station.The portable electronic device is recognized to obtain one from a database
Demonstrate,prove code and a personal information, a remote control apparatus of the installing DB outside the portable electronic device.It is described
Repeatable write-in card has one to store the repeatable write storage device of the personal information.Said write device is electrically connected
The portable electronic device is connected to, and the personal information is written to the repeatable write-in card.
Wherein, bi-directional verification communication is performed between the remote control apparatus and the portable electronic device, with
By radio communication the personal information is downloaded from the remote control apparatus.
Wherein, the portable electronic device includes a safety code generation device, to generate one first safety code to deposit
Store up the portable electronic device and the repeatable write-in card.
Wherein, after the bi-directional verification communicates, the personal information downloads to described from the remote control apparatus
Portable electronic device, and be stored in the first safety code meeting of the repeatable write-in card and be stored in described portable
First safety code of electronic device compares, and to verify, and the personal information is written to the repeatable write-in card,
And the safety code generation device generates one second safety code and is stored in the portable electronic device and institute to update or replace
State first safety code of repeatable write-in card.
Wherein, first safety code and second safety code are that applicant is originally ignorant.
The present invention more provides a kind of verification method of portable electronic card system.The method includes：It is portable using one
Formula electronic device is communicated by a bi-directional verification between a remote control apparatus and the portable electronic device come from described
One database of remote control apparatus obtains an authentication code and a personal information, wherein the remote control apparatus is mounted on described
Outside portable electronic device, and one first safety code generates to be stored in the portable electric by a safety code generation device
Sub-device and a repeatable write-in card；After the bi-directional verification communicates, the personal information can be from the remote control
Device downloads to the portable electronic device, and compare be stored in it is described it is repeatable write-in card first safety code and
First safety code of the portable electronic device is stored in be verified；The portable electric is electrically connected to by one
The personal information is written to the repeatable write-in card in the writing station of sub-device；And dress is generated by the safety code
It puts one second safety code of generation and is stored in the portable electronic device and the repeatable write-in card to update or replace
First safety code, wherein first safety code and second safety code are that applicant is originally ignorant.
Description of the drawings
Fig. 1 is the block schematic diagram of the portable electronic card system of one embodiment of the invention.
Fig. 2 is the block schematic diagram of a portable electronic device of one embodiment of the invention.
Fig. 3 be one embodiment of the invention portable electronic device and and writing station schematic diagram.
Fig. 4 is the verification method flow chart of the portable electronic card system of one embodiment of the invention.
Fig. 5 is one embodiment of the invention obtaining the verification method flow chart of a personal information.
Fig. 6 is another verification method flow chart of the portable electronic card system of one embodiment of the invention.
Specific embodiment
Protection scope of the present invention is not limited to language-specific used in the embodiment of the present invention or schematic diagram and describes, real
It applies in example, identical component numerals can be used.When component " being connected to " or " being coupled to " another component, it can directly connect
It is connected to or is coupled to other assemblies or intervenes other assemblies.
Fig. 1 is the block schematic diagram of the portable electronic card system of one embodiment of the invention.The portable electronic card system
System can be used in credit card, bank card, cash card, member card, private identification card, debit card or key card or hybrid intelligent
Card.In one embodiment, the portable electronic card system 10 includes：One portable electronic device 11, a repeatable write-in card
Piece 12, a writing station 13 and a reading device 14.The portable electronic device 11 is, for example, a portable electronic device.Institute
It is, for example, a repeatable write-in plastic cards to state repeatable write-in card 12.The portable electronic device 11 is by radio communication
An authentication code and a personal information are obtained from a database, the installing DB is outside the portable electronic device 11
One remote control apparatus 15.Wherein, wireless communication e.g. internet.The portable electronic device 11 can be intelligent electricity
Words, tablet computer or laptop.
In the present embodiment, the repeatable write-in card 12 is, for example, a credit card.The remote control apparatus 15
Position is in a credit card company in this way.Said write device 13 is electrically connected to the portable electronic device 11, and to be written
Personal information is stated to the repeatable write-in card 12.In addition, the portable electronic device 11, which includes a safety code, generates dress
11a is put, wherein the safety code generation device 11a is generating one first safety code to store the portable electronic device
11 and it is described it is repeatable write-in card 12.The safety code generation device 11a is, for example, a scrambling code generator.
It is noted that in the present embodiment, bi-directional verification communication is needed in the remote control apparatus 15 and institute
It states and performs between portable electronic device 11, described personal believed with being downloaded by radio communication from the remote control apparatus 15
Breath.
Furthermore after the bi-directional verification, which communicates, to be completed, the personal information can be under the remote control apparatus 15
It is downloaded to the portable electronic device 11.Then, be stored in it is described it is repeatable write-in card 12 first safety code can and
First safety code for being stored in the portable electronic device 11 is compared to be verified.It is verified when described
Afterwards, that is, it is stored in first safety code of the repeatable write-in card 12 and is stored in the portable electronic device 11
First safety code is identical, and the personal information can be written to the repeatable write-in card 12.Later, the safety code
Generation device 11a will generate one second safety code and be stored in the portable electronic device 11 and described to update or replace
First safety code of repeatable write-in card 12.In the present embodiment, first safety code and second safety code
It is that applicant or user are originally ignorant.
In detail, the repeatable write-in card 12 has a serial number, and the portable electronic device 11 passes through application
People inputs a request for data and reads the serial number from the repeatable write-in card 12, and by radio communication with it is described long-range
Control device 15 communicates, and sends the request for data and the serial number to the remote control apparatus 15, with described long-range
The bi-directional verification communication is performed between control device 15 and the portable electronic device 11, and then by radio communication from institute
It states remote control apparatus 15 and downloads the personal information.Wherein, the serial number of the repeatable write-in card 12 is, for example, Shen
It asks someone the ignorant chip serial number of institute.
Wherein, when the repeatable write-in card 12 will pass through said write for the first time after the bi-directional verification communicates
When the personal information is written in device 13, it is described it is repeatable write-in card 12 the serial number meeting and be stored in the portable electric
The serial number of sub-device 11 is compared to be verified.After described be verified, i.e., described repeatable write-in card
12 serial number is identical with the serial number for being stored in the portable electronic device 11, and the personal information can be write
Enter to the repeatable write-in card 12.Then, the safety code generation device 11a can just generate first safety code, connect
And be stored in the portable electronic device 11 and it is described it is repeatable write-in card 12.
In addition, the reading device 14 is electrically connected to the portable electronic device 11, and described repeat can be read and write
Enter the serial number in card 12.Certainly, the reading device 14 can also to read it is described it is repeatable write-in card in
The personal information.Wherein, said write device 13 and the reading device 14 are for example built-in the portable electronic dress
Put 11.
In a preferred embodiment, first safety code of the safety code generation device 11a generations can be stored
In the portable electronic device 11, the repeatable write-in card 12 and the remote control apparatus 15.Therefore, when described double
To verification communication complete, and the personal information from the remote control apparatus 15 download to the portable electronic device 11 it
Afterwards, it is stored in the first safety code meeting of the repeatable write-in card 12 and is stored in the portable electronic device 11
First safety code or being stored in first safety code of the remote control apparatus 15 is compared to verify.Work as institute
It states after being verified, that is, be stored in first safety code of the repeatable write-in card 12 and be stored in described portable
First safety code of electronic device 11 is identical or is stored in first safety code of the repeatable write-in card 12
Identical with first safety code for being stored in the remote control apparatus 15, the personal information can be written to and described can weigh
It makes carbon copies into card 12.Later, the safety code generation device 11a will regenerate second safety code, to update or take
In generation, is stored in first safety code, the repeatable write-in card 12 and the long-range control of the portable electronic device 11
Device 15 processed.
It is identical with previous embodiment, in the present embodiment, when the repeatable write-in card 12 leads in the bi-directional verification
After letter for the first time when being written by said write device 13, the serial number meeting of the repeatable write-in card 12 and deposit
The serial number stored up in the portable electronic device 11 is compared, to perform verification.After described be verified, i.e. institute
The serial number for stating repeatable write-in card 12 is identical with serial number described in the portable electronic device 11 is stored in, the individual
Information can be written to the repeatable write-in card 12.Then, first safety code can just be produced by the safety code
Generating apparatus 11a is generated, and is then store in the portable electronic device 11, the repeatable write-in card 12 and the long-range control
Device 15 processed.Wherein, it is by the safety code generation device 11a first safety codes generated and second safety code
It is sent to the remote control apparatus 15 by radio communication.
From the foregoing, it will be observed that in the present invention, the bi-directional verification communication is for example including these steps：The portable electronic dress
It puts 11 applicant's script can be received after the request for data and the serial number to the remote control apparatus 15 is sent and do not know
One password in road；And the portable electronic device 11 returns the ignorant password of applicant's script to the long-range control
Device 15 processed is to be verified.Certainly, the bi-directional verification communication also may include these steps：Send the request for data and institute
After stating serial number to the remote control apparatus, the portable electronic device receives a password and the authentication code；And institute
The portable electronic device passback applicant ignorant password of script and the authentication code are stated to the remote control apparatus
It is verified, wherein, the password and the authentication code are that applicant is originally ignorant.
In a further preferred embodiment, the portable electronic card system 10 further includes a verification device 16.Verify device
16 perform a safety verification by an entity connection mode or a wireless induction mode to the repeatable write-in card 12.In detail
It carefully says, the present embodiment is to be stored in second safety code of the repeatable write-in card 12 by comparing and be stored in institute
Second safety code of remote control apparatus 15 is stated to perform the safety verification.Therefore, when the repeatable write-in card
When being a credit card, be stored in it is described it is repeatable write-in card 12 second safety code will be stored in the long-range control
Second safety code of device 15 processed is compared, to carry out the safety verification.When the safety verification by after, i.e.,
It is stored in second safety code of the repeatable write-in card 12 and is stored in described the of the remote control apparatus 15
Two safety codes are identical, and the transaction operation of the credit card will be allowed to.Then, that is, the payment transaction of the credit card is completed.
In other words, the portable electronic card system 10 of the present embodiment can greatly improve the safety in utilization of card.
Specifically, when first safety code for being stored in the remote control apparatus 15 is safe not by described second
When code update or substitution, the safety verification is first peace for being stored in the repeatable write-in card 12 by comparing
All-key and first safety code of the remote control apparatus 15 is stored in perform.
Fig. 2 is the block schematic diagram of one of one embodiment of the invention portable electronic device.It please refers to Fig.1 and Fig. 2, one
In embodiment, the portable electronic device 11 is for example including an application module 111, a communication module 112, a program module
113 and a selecting module 114.For example, the portable electronic card system 10 can be applicable to credit card, and people first have to carry
Request for data (including personal data) is handed over to credit card company.In other words, the repeatable write-in card 12 is, for example, credit card.
In addition, the remote control apparatus 15 e.g. position is in the credit card company.The application module 111 by applicant or
User inputs the request for data and reads the serial number from the repeatable write-in card 12.The communication module 112 to
It communicates, and send the request for data by radio communication with a remote control apparatus 15 of the position in the credit card company
With the serial number to the remote control apparatus 15, the wireless communication e.g. internet.
After the credit card company receives the request for data and the serial number, the request for data is verified.Then, exist
After the remote control apparatus 15 verifies the request for data, it is one close to generate applicant for the remote control apparatus 15
Code, and the portable electronic device 11 can receive the password from the remote control apparatus 15.Wherein, the password is Shen
It asks someone originally ignorant.Described program module 113 can use in smart mobile phone, tablet computer or laptop
Software application.Above-mentioned safety code generation device 11a is, for example, to be mounted on described program module 113.
In addition, described program module 113 can be used to input the password, and send the password and filled to the remote control
Put 15.Then, after the remote control apparatus 15 verifies the password, the remote control apparatus 15 can generate applicant
The authentication code, and described program module 113 can receive the certification of the applicant from the remote control apparatus 15
Code.Described program module 113 can be communicated using the authentication code with the remote control apparatus 15, and described long-range
After control device 15 verifies the authentication code, program module 113 downloads the personal information of applicant.Wherein, the authentication code
It is that applicant is originally ignorant.
In detail, it two-way is tested by described between the remote control apparatus 15 and the portable electronic device 11
Card communication, and applicant is verified originally after the ignorant password and the authentication code by the remote control apparatus 15,
The personal information as described in aforementioned can be downloaded to from the remote control apparatus 15 as described in portable electronic device 11, and can store
The personal information and the transmission personal information to the repeatable write-in card.
Briefly, in the present embodiment, the bi-directional verification communication includes：When the portable electronic device 11 is from institute
After stating the reception applicant ignorant password of script of remote control apparatus 15 and the authentication code, described program module
113 can return applicant's ignorant password of script and the authentication code to the remote control apparatus 15 to be tested
Card.
Furthermore the portable electronic device 11 can according to user various applications and from various different credit card companies
Remote control apparatus database download personal information.The personal information of multiple downloads can be stored in the portable electronic
Device, so user can select one of people using the selecting module 114 of the portable electronic device 11
Information, to be written to the repeatable write-in card 12.
The repeatable write-in card 12 has a repeatable write storage device (not shown) to store described
People's information.The repeatable write storage device of the repeatable write-in card 12 can be an at least magnetic stripe or at least one
A chip.The repeatable write-in card 12 can separately include a display screen (not shown), for showing some information.
For example, bank card number or user name.It is described it is repeatable write-in card 12 can additionally comprise there are one display user picture region.
The repeatable write-in card 12 can additionally comprise a bar code or QR codes.The repeatable write-in card 12 can be credit
Card, bank card, ATM card, member card, private identification card, debit card, key card or hybrid intelligent card.
Said write device 13 is electrically connected to the portable electronic device 11, and the personal information is written to institute
State repeatable write-in card 12.In one embodiment, said write device 13 is electrically connected to described portable by radio communication
Electronic device 11.For example, the personal information can be transmitted described in the remote control apparatus 15 in the credit card company
Then writing station 13 is written to the repeatable write-in card 12 by said write device 13.The repeatable write-in card
Piece 12 can be a credit card.
Fig. 3 be one embodiment of the invention portable electronic device and and writing station schematic diagram.In one embodiment,
The portable electronic device 21 is smart phone, and the portable electronic device 21 includes a front panel 211 and a back side
Plate 212.The front panel 211 is a touch panel.Said write device 22 is to be installed in the backplate 212, and be electrically connected
It is connected to the portable electronic device 21.Said write device 22 includes a slot 221, for accommodating the repeatable write-in card
Piece.The repeatable write-in card can be arranged in the slot 221 to receive the personal information.
When using the portable electronic card system, the portable electronic device can be obtained from multiple databases
Multiple personal information, then said write device one of people's information can be written to according to the selection of user described in can
It is repeatedly written card.For example, if the user desired that the credit card sent out using X credit card companies (hereinafter referred to as " X ") institute core, Yong Huke
To select the personal information in X using portable, personal electronics' device, and the personal information for sending X is filled to said write
It puts.Then, the personal information of said write device write-in X is to the repeatable write-in card.Repeatable write-in card can be made
It is approved the credit card of payment for merchandise and service for X credit card companies.
In addition, if user wants the credit card sent out using Y credit card companies (hereinafter referred to as " Y ") core, user can utilize institute
Personal information of portable, personal electronics' device in Y is stated, and sends Y personal information to said write device.Then, it is described
Y personal information is written to the repeatable write-in card to cover the personal information of X in writing station.The repeatable write-in card
The credit card that Y credit card companies allow to use is become, and payment for merchandise and service can be used for.
Therefore, the credit card that the repeatable write-in card can allow as each credit card company.User does not need to take
Multiple credits card are substituted with a large amount of credit card, and using the repeatable write-in card of the portable electronic card system.This
Outside, according to various personal information, the repeatable write-in card can be perceived as bank card, cash card, a member
Card, private identification card, debit card or key card.
It please refers to Fig.1, the reading device 14 is electrically connected to the portable electronic device 11, described can be weighed for reading
Make carbon copies the personal information 12 in card.In one embodiment, the reading device 14 is electrically connected to via wireless communication
The portable electronic device 11.The personal information can be sent to the portable electronic device 11.User can lead to
It crosses the portable electronic device 11 and knows the repeatable personal information being written in card 12, and determine the individual
Whether information should change.
In a preferred embodiment, said write device 13 and the reading device 14 are embedded in the portable electronic dress
11 are put, the two can be the component of the portable electronic device 11.It please refers to Fig.3, the reading device can be embedded in institute
Writing station 22 is stated, and is the part for being attached to said write device 22.Also that is, with being write described in the reading device
The repeatable personal information being written in card can be read by entering device 22.
Fig. 4 is the verification method flow chart of the portable electronic card system of one embodiment of the invention.Step S41 is please referred to,
An authentication code and a personal information are obtained from a database by radio communication using a portable electronic device, wirelessly communicates example
Internet in this way.Step S42 is please referred to, the personal information is written to a repeatable write-in card using a writing station.
The repeatable write-in card with the personal information can be used.Step S43 is please referred to, the method for the present embodiment is more wrapped
Include the personal information read in the repeatable write-in card.
Fig. 5 is one embodiment of the invention obtaining the verification method flow chart of a personal information.Please refer to step
S51 inputs request for data.In detail, the user can be inputted a request for data or be filled out by the portable electronic device
Write an application form.Then, step S52 is please referred to, with a remote control apparatus is communicated and transmitted by internet and is described
Request for data is to the remote control apparatus.Then, step S53 is please referred to, the application is verified in the remote control apparatus
After data, the password of the remote control apparatus is received.Also that is, the remote control apparatus verify the request for data it
Afterwards, the password that the portable electronic device reception is sent from the remote control apparatus.Then, step S54 is please referred to, it is defeated
Enter the password and transmit the password to the remote control apparatus.Also that is, as described in portable electronic device input
Password, and the password is sent to the remote control apparatus.Then, step S55 is please referred to, is tested in the remote control apparatus
After demonstrate,proving the password, the authentication code of the remote control apparatus is received.Also that is, verifying institute in the remote control apparatus
After stating password, the portable electronic device can receive the authentication code sent from the remote control apparatus.Finally, please
With reference to step S56, after the remote control apparatus verifies the authentication code, the personal information is downloaded.Therefore, it is described just
Portable electronic apparatus can obtain personal information from the remote control apparatus, and the personal information can be written to it is described can
It is repeatedly written card.
Fig. 6 is another verification method flow chart of the portable electronic card system of one embodiment of the invention.Please refer to step
S61, it is two-way by one between the remote control apparatus and the portable electronic device using a portable electronic device
Verification communication obtains an authentication code and a personal information, and one first safety code passes through a safety code generation device from a database
It generates and is stored in the portable electronic device and a repeatable write-in card.Step S62 is please referred to, when the bi-directional verification
After communication, the personal information downloads to the portable electronic device, and compares and be stored in the repeatable write-in card
First safety code and be stored in first safety code of the portable electronic device, to be verified.It please refers to
The personal information is written to the repeatable write-in card by a writing station in step S63.Step S64 is please referred to, is passed through
The safety code generation device generates one second safety code and is stored in the portable electronic device and described to update or replace
First safety code of repeatable write-in card.
In the present embodiment, the repeatable write-in card has the ignorant serial number of applicant, from the database
The step of obtaining the authentication code and the personal information includes：It is inputted by applicant using the portable electronic device
One request for data and read the serial number from the repeatable write-in card；The portable electronic dress is connected by radio communication
It puts and the remote control apparatus；And send position the portable electronic device the request for data and the serial number to
The remote control apparatus, to perform the bi-directional verification between the remote control apparatus and the portable electronic device
Communication, and by radio communication the personal information is downloaded from the remote control apparatus.
In a further preferred embodiment, first safety code that the safety code generation device is generated can also be stored
In the portable electronic device, the repeatable write-in card and the remote control apparatus.Described in the present embodiment just
It takes in formula electronic card system verification method, be stored in the first safety code meeting of the repeatable write-in card and be stored in institute
First safety code for stating portable electronic device or first safety code for being stored in the remote control apparatus into
Row compares, to be verified.After described be verified, that is, it is stored in first safety of the repeatable write-in card
Code is identical with first safety code for being stored in the portable electronic device or is stored in the repeatable write-in card
First safety code it is identical with first safety code for being stored in the remote control apparatus, the personal information
It is written to the repeatable write-in card.Later, the safety code generation device can generate second safety code to update
Or substitution is stored in described the of the portable electronic device, the repeatable write-in card and the remote control apparatus
One safety code.Wherein, first safety code and second safety code generated by the safety code generation device can lead to
It crosses wireless communication and is sent to the remote control apparatus.
In another preferred embodiment, the verification method of the portable electronic card system is further included through an entity connection side
Formula or a wireless induction mode perform a step of a safety verification between a verification device and the repeatable write-in card
Suddenly.Wherein, the present embodiment is stored in second safety code of the repeatable write-in card and is stored in described by comparing
Second safety code of remote control apparatus performs the safety verification.On the other hand, when being stored in the remote control
First safety code of device is not updated or is replaced by second safety code, and the present embodiment can be stored in by comparing
First safety code of the repeatable write-in card comes with first safety code for being stored in the remote control apparatus
Perform the safety verification.
Only above-described embodiment is only to illustrate the principle of the present invention and its effect rather than to limit the present invention.Therefore, ability
Field technique personnel, which modify to above-described embodiment and change, does not take off spirit of the invention still.The interest field of the present invention should be such as power
Listed by sharp claimed range.
Claims (20)
1. a kind of portable electronic card system, which is characterized in that including：
One portable electronic device, to obtain an authentication code and a personal information from a database, the installing DB exists
A remote control apparatus outside the portable electronic device；And
One writing station is electrically connected to the portable electronic device and the personal information is written to a repeatable write-in card
Piece；
Wherein, bi-directional verification communication is performed between the remote control apparatus and the portable electronic device, to pass through
Wireless communication downloads the personal information from the remote control apparatus；
Wherein, the portable electronic device includes a safety code generation device, to generate one first safety code to store
The portable electronic device and the repeatable write-in card；
Wherein, after the bi-directional verification communicates, the personal information downloads to described portable from the remote control apparatus
Formula electronic device, and be stored in the first safety code meeting of the repeatable write-in card and be stored in the portable electronic
First safety code of device compares, and to verify, and the personal information is written to the repeatable write-in card, and institute
State safety code generation device generate one second safety code come update or replace be stored in the portable electronic device and it is described can
It is repeatedly written first safety code of card；
Wherein, first safety code and second safety code are that applicant is originally ignorant.
2. portable electronic card system according to claim 1, which is characterized in that the repeatable write-in card has one
Serial number, and the portable electronic device inputs a request for data by applicant and reads institute from the repeatable write-in card
State serial number and the remote control apparatus communicate by radio communication, and send the request for data and the serial number to
The remote control apparatus, to perform the bi-directional verification between the remote control apparatus and the portable electronic device
Communication, and by radio communication the personal information is downloaded from the remote control apparatus；
Wherein, the serial number of the repeatable write-in card is that applicant is originally ignorant.
3. the portable electronic card system according to claim 2, which is characterized in that when the repeatable write-in card is in institute
When stating bi-directional verification communication will be written into later by said write device for the first time, the sequence of the repeatable write-in card
It number can be compared with the serial number for being stored in the portable electronic device, to verify, and the personal information be written
To the repeatable write-in card, and to generate first safety code described portable to be stored in for the safety code generation device
Formula electronic device and the repeatable write-in card.
4. the portable electronic card system according to claim 2, which is characterized in that the safety code generation device generates institute
The first safety code is stated to store the portable electronic device, the repeatable write-in card and the remote control apparatus；
Wherein, after the bi-directional verification communicates, the personal information downloads to described portable from the remote control apparatus
Formula electronic device, and be stored in the first safety code meeting of the repeatable write-in card and be stored in the portable electronic
First safety code of device or being stored in first safety code of the remote control apparatus is compared, to test
Card, and the personal information is written to the repeatable write-in card, and the safety code generation device can generate described second
Safety code is stored in the portable electronic device, the repeatable write-in card and the remote control to update or replace
First safety code of device.
5. the portable electronic card system according to claim 4, which is characterized in that when the repeatable write-in card is in institute
When stating bi-directional verification communication will be written into later by said write device for the first time, the sequence of the repeatable write-in card
It number can be compared with the serial number for being stored in the portable electronic device, to verify, and the personal information be written
To the repeatable write-in card, and to generate first safety code described portable to be stored in for the safety code generation device
Formula electronic device, the repeatable write-in card and the remote control apparatus；
Wherein, first safety code and second safety code generated by the safety code generation device can be by wireless
Communication is sent to the remote control apparatus.
6. the portable electronic card system according to claim 4, further includes a verification device, the verification device passes through one
Entity connection mode or a wireless induction mode perform a safety verification to the repeatable write-in card.
7. the portable electronic card system according to claim 6, which is characterized in that be stored in by comparing described repeatable
Second safety code of card is written and is stored in second safety code of the remote control apparatus to perform the peace
Full verification；
Wherein, when be stored in first safety code of the remote control apparatus not by second safety code update or
Substitution is stored in first safety code of the repeatable write-in card and is stored in the remote control apparatus by comparing
First safety code perform the safety verification.
8. the portable electronic card system according to claim 2, which is characterized in that the bi-directional verification communication includes：
After sending the request for data and the serial number to the remote control apparatus, the portable electronic device can be from institute
It states remote control apparatus and receives applicant's ignorant password originally；And
The portable electronic device returns the applicant, and ignorant password is tested to the remote control apparatus originally
Card.
9. the portable electronic card system according to claim 2, which is characterized in that the bi-directional verification communication includes：
After the portable electronic device sends the request for data and the serial number to the remote control apparatus, it is described just
Portable electronic apparatus can receive a password and the authentication code from the remote control apparatus；And
The portable electronic device returns applicant's ignorant password of script and the authentication code to the long-range control
Device processed is verified；
Wherein, the password and the authentication code are that applicant is originally ignorant.
10. the portable electronic card system according to claim 2, which is characterized in that the portable electronic device includes：
One application module, to input the request for data by applicant and read the sequence from the repeatable write-in card
Number；
One communication module to communicate with the remote control apparatus, and sends the request for data by radio communication
It, can be from described when the request for data is verified by the remote control apparatus with the serial number to the remote control apparatus
Remote control apparatus receives a password, wherein the password is that applicant is originally ignorant；And
One program module, to input applicant's ignorant password, and send the password to the long-range control originally
Device processed, when the password is verified by the remote control apparatus, meeting receives the authentication code from the remote control apparatus,
Then it sends the authentication code to be verified to the remote control apparatus, not know originally wherein the authentication code is applicant
,
Wherein, it is communicated by the bi-directional verification between the remote control apparatus and the portable electronic device, and by
It, can be from the long-range control after the remote control apparatus verification applicant ignorant password of script and the authentication code
Device processed downloads the personal information to the portable electronic device, and stores the personal information and send the personal letter
Cease the repeatable write-in card；
Wherein, the bi-directional verification communication includes：When the portable electronic device, reception applicant is originally ignorant described
Password and the authentication code, the described program module passback applicant ignorant password of script and the authentication code are described in
Remote control apparatus is verified.
11. the portable electronic card system according to claim 1, which is characterized in that further include a reading device, be electrically connected
To the portable electronic device, and read the personal information in the repeatable write-in card；
Wherein, said write device and the reading device are embedded in the portable electronic device.
12. the portable electronic card system according to claim 1, which is characterized in that the repeatable write-in card has
One to store the repeatable write storage device of the personal information, the repeatable write-in of the repeatable write-in card
Storage device includes an at least magnetic stripe or at least one chip, and the repeatable write-in card is a repeatable write-in plastics
Card.
13. the portable electronic card system according to claim 1, which is characterized in that said write device includes a slot,
For accommodating the repeatable write-in card, and the repeatable write-in card is treated as credit card, bank card, automated teller
Card, member card, private identification card, debit card or key card.
14. a kind of verification method of portable electronic card system, which is characterized in that including:
It is tested using a portable electronic device by the way that one between a remote control apparatus and the portable electronic device is two-way
Card communication obtains an authentication code and a personal information from a database of the remote control apparatus, wherein the remote control fills
It puts outside the portable electronic device, and one first safety code generates to be stored in by a safety code generation device
The portable electronic device and a repeatable write-in card；
After the bi-directional verification communicates, the personal information downloads to the portable electronic from the remote control apparatus
Device, and compare first safety code for being stored in the repeatable write-in card and be stored in the portable electronic device
First safety code to be verified；
The writing station for being electrically connected to the portable electronic device by one is written the personal information and is write to described repeat
Enter card；And
One second safety code is generated by the safety code generation device and is stored in the portable electronic dress to update or replace
First safety code with the repeatable write-in card is put, wherein first safety code and second safety code are Shens
It asks someone originally ignorant.
15. according to the method for claim 14, which is characterized in that there is the repeatable write-in card applicant not know
A serial number, the step of obtaining the authentication code and the personal information from the database includes:
It inputs a request for data using the portable electronic device by applicant and is read from the repeatable write-in card
Take the serial number；
The portable electronic device and the remote control apparatus are connected by radio communication；And
Position is sent in the request for data of the portable electronic device and the serial number to the remote control apparatus, with
Perform bi-directional verification communication between the remote control apparatus and the portable electronic device, and by radio communication from
The remote control apparatus downloads the personal information.
16. according to the method for claim 15, which is characterized in that when the repeatable write-in card is in the bi-directional verification
When being written into for the first time by said write device after communication, the serial number meeting and storage of the repeatable write-in card
It is compared in the serial number of the portable electronic device, to verify, and the personal information is written can be weighed to described
It makes carbon copies into card, and the safety code generation device can generate first safety code to be stored in the portable electronic device
With the repeatable write-in card.
17. according to the method for claim 15, wherein the safety code generation device generates first safety code to deposit
Store up the portable electronic device, the repeatable write-in card and the remote control apparatus；
Wherein, after the bi-directional verification communicates, the personal information downloads to described portable from the remote control apparatus
Formula electronic device, and be stored in the first safety code meeting of the repeatable write-in card and be stored in the portable electronic
First safety code of device or being stored in first safety code of the remote control apparatus is compared, to test
Card, and the personal information is written to the repeatable write-in card, and the safety code generation device can generate described second
Safety code is stored in the portable electronic device, the repeatable write-in card and the remote control to update or replace
First safety code of device；
Wherein, when the repeatable write-in card will pass through said write device quilt for the first time after the bi-directional verification communicates
During write-in, the serial number meeting of the repeatable write-in card and the serial number progress for being stored in the portable electronic device
Compare, to verify, and the personal information is written to the repeatable write-in card, and the safety code generation device can give birth to
It is filled into first safety code with being stored in the portable electronic device, the repeatable write-in card and the remote control
It puts；
Wherein, first safety code and second safety code generated by the safety code generation device can be by wireless
Communication is sent to the remote control apparatus.
18. it according to the method for claim 17, further includes and is existed by an entity connection mode or a wireless induction mode
A step of safety verification being performed between one verification device and the repeatable write-in card；
Wherein, it is stored in second safety code of the repeatable write-in card by comparing and is stored in the remote control
Second safety code of device performs the safety verification；
Wherein, when be stored in first safety code of the remote control apparatus not by second safety code update or
Substitution is stored in first safety code of the repeatable write-in card and is stored in the remote control apparatus by comparing
First safety code perform the safety verification.
19. according to the method described in claim 15, which is characterized in that the bi-directional verification communication includes：
After sending the request for data and the serial number to the remote control apparatus, the portable electronic device receives one
Password and the authentication code；And
The portable electronic device returns applicant's ignorant password of script and the authentication code to the long-range control
Device processed is verified；
Wherein, the password and the authentication code are that applicant is originally ignorant.
20. according to the method for claim 15, which is characterized in that the portable electronic device includes：
One application module, to input the request for data by applicant and read the sequence from the repeatable write-in card
Number；
One communication module to communicate with the remote control apparatus, and sends the request for data by radio communication
It, can be from described when the request for data is verified by the remote control apparatus with the serial number to the remote control apparatus
Remote control apparatus receives a password, wherein the password is that applicant is originally ignorant；And
One program module, to input applicant's ignorant password, and send the password to the long-range control originally
Device processed, when the password is verified by the remote control apparatus, meeting receives the authentication code from the remote control apparatus,
Then it sends the authentication code to be verified to the remote control apparatus, not know originally wherein the authentication code is applicant
,
Wherein, it is communicated by the bi-directional verification between the remote control apparatus and the portable electronic device, and by
It, can be from the long-range control after the remote control apparatus verification applicant ignorant password of script and the authentication code
Device processed downloads the personal information to the portable electronic device, and stores the personal information and send the personal letter
Cease the repeatable write-in card；
Wherein, the bi-directional verification communication includes：When the portable electronic device, reception applicant is originally ignorant described
Password and the authentication code, the described program module passback applicant ignorant password of script and the authentication code are described in
Remote control apparatus is verified.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US15/396,131 | 2016-12-30 | ||
| US15/396,131 US9900307B2 (en) | 2014-02-27 | 2016-12-30 | Portable electronic card system and verifying method thereof |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108269085A true CN108269085A (en) | 2018-07-10 |
Family
ID=62770864
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710196995.7A Pending CN108269085A (en) | 2016-12-30 | 2017-03-29 | Portable electronic card system and its verification method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN108269085A (en) |
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