CN108269074A - A kind of method of payment, device and equipment - Google Patents

A kind of method of payment, device and equipment Download PDF

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Publication number
CN108269074A
CN108269074A CN201611261217.3A CN201611261217A CN108269074A CN 108269074 A CN108269074 A CN 108269074A CN 201611261217 A CN201611261217 A CN 201611261217A CN 108269074 A CN108269074 A CN 108269074A
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CN
China
Prior art keywords
payment
information
approach
paid
request
Prior art date
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CN201611261217.3A
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Chinese (zh)
Inventor
庄宇红
陈骏
张琳华
赵宇春
温伟伦
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K11 Group Ltd
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K11 Group Ltd
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Priority to CN201611261217.3A priority Critical patent/CN108269074A/en
Publication of CN108269074A publication Critical patent/CN108269074A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The embodiment of the present application provides a kind of method of payment, device and equipment, by receiving payment request, (the payment request instruction needs pay invoice and at least one means of payment corresponding with the order to be paid, a kind of means of payment corresponds to a kind of payment approach and payment amount corresponding with the payment approach, different between the corresponding each payment approach of at least one means of payment, the summation of the corresponding each payment amount of at least one means of payment is the total amount of the order to be paid);And when each means of payment for determining the payment request instruction is in payment success status, determine that the order to be paid pays successful mode, the purpose for being combined by a variety of means of payment and completing order and paying is realized, reduces the occurrence of order payment is unsuccessful.

Description

A kind of method of payment, device and equipment
Technical field
The present invention relates to payment technology field, more particularly to a kind of method of payment, device and equipment.
Background technology
It when traditional user buys article, carries out order payment, can only pay in cash, progress cash is not only needed to look for It converts, when short of cash, also needs Cash Out, it is very inconvenient.
At present, although payment (wherein, the payment way to order can be realized by any one payment way Including Web bank's payment, wechat payment, Alipay payment etc.).But when the selected corresponding remaining sum of payment way not When being enough pay invoice, often exist and pay unsuccessful problem.For example, carry out the feelings of order payment in Selection utilization Alipay Under condition, if Sorry, your ticket has not enough value with pay invoice for Alipay, it can cause to pay unsuccessful.
In view of this, a kind of method of payment, device and equipment are provided, to reduce the hair that order pays unsuccessful situation It is raw, it is a problem to be solved.
Invention content
In view of this, the embodiment of the present invention provides a kind of method of payment, device and equipment, unsuccessful to reduce order payment The occurrence of.
To achieve these goals, technical solution provided in an embodiment of the present invention is as follows:
A kind of method of payment, including:
Receive payment request, payment request instruction needs pay invoice and corresponding extremely with the order to be paid A kind of few means of payment, a kind of means of payment correspond to a kind of payment approach and payment amount corresponding with the payment approach, Different between the corresponding each payment approach of at least one means of payment, at least one means of payment is corresponding each The summation of payment amount is the total amount of the order to be paid;
Determine whether each means of payment of the payment request instruction is in payment success status;
If it is determined that each means of payment of the payment request instruction is in payment success status, determine described to be paid Order is paid successfully.
Preferably, each means of payment for determining payment request instruction whether be in payment success status it Before, this method further includes:
There are feelings of the corresponding payment approach by the means of payment of transmission payment trigger request in payment request instruction Under condition, determine that a corresponding payment approach of the payment request instruction is not sent the means of payment of payment trigger request;
Payment trigger request is sent to the corresponding payment approach of the identified means of payment;
The pay status information that the payment approach returns is received, the pay status information is responded for the payment approach The payment trigger request performs payment flow generation corresponding with the payment approach, the pay status information instruction branch The state of paying, the pay status are payment success status or payment status of fail.
Preferably, when the identified means of payment is the means of payment on line,
It is described to send payment trigger request to the corresponding payment approach of the identified means of payment, including:
By preset payment interface corresponding with the identified means of payment, to the corresponding branch of the identified means of payment The approach of paying sends payment trigger request.
Preferably, when the identified means of payment is the means of payment under line, the means of payment is swiped the card branch for Unionpay under the line During the mode of paying,
It is described to send payment trigger request to the corresponding payment approach of the identified means of payment, including:
Preset Unionpay corresponding with Unionpay cCredit card payment mode is called to swipe the card program, is corresponded to the identified means of payment Payment approach send payment trigger request.
Preferably,
The pay status information for receiving the payment approach and returning, including:
Show the payment interface that the payment approach returns, the payment interface responds the payment for the payment approach Trigger request performs what payment flow corresponding with the payment approach obtained, and the payment interface includes paying input item;
The payment input item information of the payment input item is returned to the payment approach;
The pay status information that the payment approach returns is received, the pay status of the pay status information instruction is by institute Payment approach is stated to be determined according to the payment input item information received, when the payment input item information received is legal, the branch The pay status for paying status information instruction is payment success status, when the payment input item information received is illegal, the branch The pay status for paying status information instruction is payment status of fail.
Preferably, when the identified means of payment is the means of payment under line, the means of payment is swiped the card branch for Unionpay under the line During the mode of paying,
It includes at least in the payment interface and swipes the card item as the Unionpay of a payment input item, Unionpay item of swiping the card is used In providing Unionpay function of swiping card, the swipe the card payment input item information of item of the Unionpay is that the swipe the card Unionpay of item of the Unionpay swipes the card work( The information for the interchanger that can be got.
Preferably, when the identified means of payment is the means of payment under line, the means of payment is the side of paying in cash under the line During formula,
It is described to send payment trigger request to the corresponding payment approach of the identified means of payment, including:
Triggering of the user to preset condition of paying in cash corresponding with the pay-us-you-go plan is responded, to identified The corresponding payment approach of the means of payment sends payment trigger request.
Preferably, the generation method of the order to be paid, including:
Determine information to be paid, the information to be paid is made of at least one merchandise news, and a merchandise news corresponds to One commodity and commodity price corresponding with the commodity;
In the case where receiving with the membership information of the information association to be paid, preset member management system is called System;
Receive the favor information that the membership management system returns according to the information to be paid;
Using the information to be paid and received favor information, order to be paid is determined.
Preferably, it is described using the information to be paid and received favor information, it determines order to be paid, wraps It includes:
Determine whether received favor information is deduction and exemption information;
If it is determined that received favor information is deduction and exemption information, using the favor information to the information to be paid Deduction and exemption processing is carried out, obtains order to be paid;
If it is determined that received favor information is non-deduction and exemption information, to be paid order is determined according to the information to be paid Single, the total amount of the order to be paid is the summation of the corresponding each commodity price of at least one merchandise news.
Preferably, it further includes:
The print request to the non-deduction and exemption information received is responded, prints the non-deduction and exemption information.
Preferably, it further includes:
The screen locking turn-off request received is responded, performs screen locking operation.
A kind of payment mechanism, including:
Payment request receiving unit, for receiving payment request, the payment request instruction need pay invoice and with The corresponding at least one means of payment of the order to be paid, a kind of means of payment correspond to a kind of payment approach and with the branch Pay the corresponding payment amount of approach, it is different between the corresponding each payment approach of at least one means of payment, it is described extremely A kind of summation of the corresponding each payment amount of means of payment is the total amount of the order to be paid less;
Success status determination unit is paid, whether each means of payment for determining the payment request instruction is in propping up Pay success status;
Pay successfully determination unit, for if it is determined that the payment request instruction each means of payment be in payment into Work(state determines that the order to be paid is paid successfully.
A kind of payment devices, including the payment mechanism.
The embodiment of the present application provides a kind of method of payment, device and equipment, by receiving the payment request (payment request Instruction needs pay invoice and at least one means of payment corresponding with the order to be paid, a kind of means of payment correspond to one Kind of payment approach and payment amount corresponding with the payment approach, the corresponding each payment way of at least one means of payment Different between diameter, the summation of the corresponding each payment amount of at least one means of payment is the total of the order to be paid The amount of money);And it when each means of payment for determining the payment request instruction is in payment success status, determines described to be paid Order pays successful mode, realizes the purpose for being combined by a variety of means of payment and completing order and paying, reduces order branch Pay the occurrence of unsuccessful.
Description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, to embodiment or will show below There is attached drawing needed in technology description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this Some embodiments described in invention, for those of ordinary skill in the art, without creative efforts, It can also be obtained according to these attached drawings other attached drawings.
Fig. 1 is a kind of method of payment flow chart provided by the embodiments of the present application;
Fig. 2 is another method of payment flow chart provided by the embodiments of the present application;
Fig. 3 is a kind of method stream for receiving the pay status information that the payment approach returns provided by the embodiments of the present application Cheng Tu;
Fig. 4 is a kind of generation method flow chart of order to be paid provided by the embodiments of the present application;
Fig. 5 is provided by the embodiments of the present application a kind of using the information to be paid and received favor information, really The method flow diagram of fixed order to be paid;
Fig. 6 is a kind of structure diagram of payment mechanism provided by the embodiments of the present application.
Specific embodiment
In order to which those skilled in the art is made to more fully understand the technical solution in the present invention, below in conjunction with of the invention real The attached drawing in example is applied, the technical solution in the embodiment of the present invention is clearly and completely described, it is clear that described implementation Example is only part of the embodiment of the present invention, instead of all the embodiments.Based on the embodiments of the present invention, this field is common Technical staff's all other embodiments obtained without making creative work, should all belong to protection of the present invention Range.
Embodiment:
Fig. 1 is a kind of method of payment flow chart provided by the embodiments of the present application.
As shown in Figure 1, this method includes:
S101, receive payment request, payment request instruction need pay invoice and with the order pair to be paid At least one means of payment answered;
It should be noted that:A kind of means of payment provided by the embodiments of the present application is applied to retail trade under line.
Above is only the preferred embodiment of the embodiment of the present application, and inventor can arbitrarily set the application according to the demand of oneself A kind of means of payment provided by the embodiments of the present application (for example is applied to by a kind of application range for means of payment that embodiment provides Retail trade on line), it does not limit herein.
In the embodiment of the present application, it is preferred that a kind of means of payment corresponds to a kind of payment approach and pays way with described The corresponding payment amount of diameter, it is different between the corresponding each payment approach of at least one means of payment, described at least one The summation of the corresponding each payment amount of the kind means of payment is the total amount of the order to be paid.
Optionally, a kind of method of payment corresponds to a kind of payment approach and payment amount corresponding with the payment approach, Including:A kind of method of payment corresponds to a kind of payment approach, the payment approach counterpart expenditure amount of money.
It should be noted that:The means of payment includes the means of payment under the means of payment on line and line.Wherein, the means of payment on line Including the wechat means of payment, the Alipay means of payment, Web bank's means of payment etc..The means of payment includes under line:It pays in cash Mode, Unionpay's cCredit card payment mode etc..
It is only the preferred embodiment of the means of payment provided by the embodiments of the present application above, inventor can be according to the demand of oneself The specific manifestation form of the arbitrary setting means of payment, does not limit herein.
Optionally, for each means of payment, corresponding corresponding payment approach.For example, the wechat means of payment pair It is that wechat pays approach, the corresponding payment approach of the Alipay means of payment is Alipay payment approach, online silver that approach, which should be paid, The corresponding payment approach of the row means of payment is Web bank's payment approach, the corresponding payment approach of pay-us-you-go plan is cash branch The approach of paying, the corresponding payment approach of Unionpay's cCredit card payment mode are Unionpay's cCredit card payment approach.
Above is only that the embodiment of the present application is done for the ease of the understanding of the correspondence to the means of payment and payment approach It is going out to be understood for example, please referring to the thought that the example above illustrates in relation to the corresponding payment approach of other means of payment, Not described in detail herein.
In the embodiment of the present application, it is preferred that between the corresponding each payment approach of at least one means of payment mutually not It is identical.That is, among the corresponding each payment approach of at least one means of payment of the payment request instruction, there is no identical branch The approach of paying.
It is also, in the embodiment of the present application, corresponding every at least one means of payment of payment request instruction For a payment approach, the payment approach corresponds to a payment amount;At least one payer of the payment request instruction The summation of the corresponding each payment amount of formula is the total amount of the order to be paid.
S102, determine whether each means of payment of the payment request instruction is in payment success status;If it is determined that Each means of payment of the payment request instruction is in payment success status, performs step S103;
In the embodiment of the present application, it is preferred that when determining that the means of payment is in payment success status, illustrate to have successfully passed The corresponding payment amount of the means of payment corresponding payment approach payment means of payment.
Optionally, if it is determined that each means of payment of the payment request instruction is in payment success status, performs step Rapid S103;Failed state is paid if it is determined that being in each means of payment of the payment request instruction there are the means of payment, Step S103 is not performed then.
S103, determine that the order to be paid is paid successfully.
In the embodiment of the present application, it is preferred that for retail trade under line, determining the order payment to be paid Can be that user prints shopping list, the shopping list indicates the order to be paid after paying successfully after success.
The embodiment of the present application provides a kind of method of payment, and by receiving payment request, (the payment request instruction needs to be propped up It pays order and at least one means of payment corresponding with the order to be paid, a kind of means of payment corresponds to a kind of payment approach And payment amount corresponding with the payment approach, between the corresponding each payment approach of at least one means of payment mutually not Identical, the summation of the corresponding each payment amount of at least one means of payment is the total amount of the order to be paid);And When determining that each means of payment of payment request instruction is in payment success status, determine the order payment to be paid into The mode of work(realizes the purpose for being combined by a variety of means of payment and completing order and paying, and it is unsuccessful to reduce order payment The occurrence of.
In order to be more comprehensively illustrated to a kind of method of payment provided by the embodiments of the present application, now the application is implemented Another method of payment that example provides describes in detail, refers to Fig. 2.
As shown in Fig. 2, this method includes:
S201, receive payment request, payment request instruction need pay invoice and with the order pair to be paid At least one means of payment answered;
In the embodiment of the present application, it is preferred that a kind of means of payment corresponds to a kind of payment approach and pays way with described The corresponding payment amount of diameter, it is different between the corresponding each payment approach of at least one means of payment, described at least one The summation of the corresponding each payment amount of the kind means of payment is the total amount of the order to be paid.
S202, corresponding payment approach is not sent the means of payment for paying trigger request in payment request instruction In the case of, determine that a corresponding payment approach of the payment request instruction is not sent the payer of payment trigger request Formula;
In the embodiment of the present application, it is preferred that after payment request is received, need what is indicated respectively to the payment request The corresponding payment approach of each means of payment sends payment trigger request.There is corresponding payment approach in payment request instruction In the case of the means of payment for not sent payment trigger request, according to the priority of preset each means of payment, institute is determined The corresponding payment approach for stating the highest priority of payment request instruction is not sent the means of payment of payment trigger request.
It should be noted that:The payment approach of counterpart expenditure mode can perform and institute after payment trigger request is received State the corresponding payment flow of payment approach.Wherein, it is corresponding in order to pass through to perform payment flow corresponding with the payment approach The payment approach of the means of payment realizes the purpose for paying the corresponding payment amount of the means of payment.
S203, payment trigger request is sent to the corresponding payment approach of the identified means of payment;
S204, the pay status information that the payment approach returns is received, the pay status information is the payment way The diameter response payment trigger request performs payment flow generation corresponding with the payment approach;
In the embodiment of the present application, it is preferred that the pay status information indicates pay status, and the pay status is branch Pay success status or payment status of fail (it is to pay unsuccessful state wherein, to pay status of fail).
S205, according to the pay status information received, determine whether each means of payment of the payment request instruction equal In payment success status;If it is determined that each means of payment of the payment request instruction is in payment success status, perform Step S206;
In the embodiment of the present application, it is preferred that for each means of payment of payment request instruction, can connect Receive the pay status information that the payment approach of the corresponding means of payment returns.It determines in each pay status information received Pay status with the presence or absence of instruction is the pay status information for paying status of fail;If it does not, determine the payment Each means of payment of request instruction is in payment success status;If it does, determine each of the payment request instruction The mode of paying entirely in payment success status, does not determine that the order to be paid pays unsuccessful (failure).
Further, it in a kind of method of payment provided by the embodiments of the present application, further includes:Determining described to be paid order When list payment is unsuccessful, the target means of payment of the payment request instruction is determined, and the target means of payment is corresponding Payment amount is returned according to the corresponding payment approach of the target means of payment;Wherein it is determined that the mesh of the payment request instruction Marking the means of payment is:Determine the corresponding pay status information of each means of payment of the payment request instruction, it respectively will be each The pay status of instruction is that the corresponding means of payment of pay status information of payment success status is determined as a target payer Formula.
S206, determine that the order to be paid is paid successfully.
Another method of payment provided by the embodiments of the present application is further described by above-mentioned so that the application is implemented Example provide a kind of method of payment be more clear, completely, convenient for those skilled in the art understand that.
In order to be more comprehensively illustrated to a kind of method of payment provided by the embodiments of the present application, now the application is implemented Another method of payment that example provides describes in detail.
In the embodiment of the present application, it is preferred that when the identified means of payment is the means of payment on line, it is described to really The corresponding payment approach of the fixed means of payment sends payment trigger request, including:Pass through the preset and identified means of payment Corresponding payment interface sends payment trigger request to the corresponding payment approach of the identified means of payment.
Optionally, be preset with respectively with the corresponding payment interface of the means of payment on line each described.For example, if there are three kinds When the means of payment on line, respectively the wechat means of payment, the Alipay means of payment and Web bank's means of payment, be preset with The corresponding payment interface of the wechat means of payment, the corresponding payment interface of the Alipay means of payment and, with Web bank's branch Pay the corresponding payment interface of mode.
In the embodiment of the present application, it is preferred that if the identified means of payment is the means of payment on line, paid on the line When mode is the wechat means of payment, by advance payment interface corresponding with the wechat means of payment, to identified branch The corresponding payment approach of the mode of paying sends payment trigger request.
In the embodiment of the present application, it is preferred that if the identified means of payment is the means of payment on line, paid on the line When mode is the Alipay means of payment, by advance payment interface corresponding with the Alipay means of payment, to determining The corresponding payment approach of the means of payment send payment trigger request.
In the embodiment of the present application, it is preferred that if the identified means of payment is the means of payment on line, paid on the line When mode is Web bank's means of payment, by advance payment interface corresponding with Web bank's means of payment, to institute The corresponding payment approach of the determining means of payment sends payment trigger request.
In the embodiment of the present application, it is preferred that when the identified means of payment is the means of payment under line, paid under the line It is described to be asked to the corresponding payment approach transmission payment triggering of the identified means of payment when mode is Unionpay's cCredit card payment mode It asks, including:Preset Unionpay corresponding with Unionpay cCredit card payment mode is called to swipe the card program, is corresponded to the identified means of payment Payment approach send payment trigger request.
Optionally, Unionpay corresponding with Unionpay cCredit card payment mode is preset with to swipe the card program.In the identified means of payment For the means of payment under line, when the means of payment is Unionpay's cCredit card payment mode under the line, call preset with Unionpay's cCredit card payment The corresponding Unionpay of mode swipes the card program, and payment trigger request is sent to the corresponding payment approach of the identified means of payment.
In the embodiment of the present application, it is preferred that when the identified means of payment is the means of payment under line, paid under the line It is described to send payment trigger request, packet to the corresponding payment approach of the identified means of payment when mode is pay-us-you-go plan It includes:Triggering of the user to preset condition of paying in cash corresponding with the pay-us-you-go plan is responded, to identified payment The corresponding payment approach of mode sends payment trigger request.
Optionally, it is preset with condition of paying in cash corresponding with pay-us-you-go plan.It is line in the identified means of payment The lower means of payment, when the means of payment is pay-us-you-go plan under the line, response user is to preset with the side of paying in cash The triggering of the corresponding condition of paying in cash of formula sends payment trigger request to the corresponding payment approach of the identified means of payment.
The further of another method of payment provided by the embodiments of the present application is discussed in detail by above-mentioned so that this Shen Please embodiment provide a kind of method of payment be more clear, completely, convenient for those skilled in the art understand that.
In order to be more comprehensively illustrated to a kind of method of payment provided by the embodiments of the present application, now the application is implemented The method of pay status information that a kind of reception payment approach that example provides returns describes in detail, refers to Fig. 3.
As shown in figure 3, this method includes:
The payment interface that S301, the displaying payment approach return, the payment interface respond institute for the payment approach It states payment trigger request and performs what payment flow corresponding with the payment approach obtained, it is defeated that the payment interface includes payment Enter item;
In the embodiment of the present application, it is preferred that above-mentioned " step S204, to receive the pay status that the payment approach returns The specific implementation procedure of information " is as shown in Figure 3.
Optionally, after the corresponding payment approach of the identified means of payment sends payment trigger request, the branch is shown Pay approach return payment interface, the payment interface for the payment approach response it is described payment trigger request perform with it is described The interface that the corresponding payment flow of payment approach obtains.
Optionally, after payment approach receives payment trigger request, flow of payments corresponding with the payment approach can be performed Journey, the payment flow are corresponding with payment interface, and the payment interface corresponding to the corresponding payment flow of the payment approach is The payment interface that the payment approach returns.
In the embodiment of the present application, it is preferred that the payment interface of counterpart expenditure approach includes paying input item.The branch Input item is paid for receiving payment input item information input by user, and the payment input item information received is returned to The payment approach.
S302, the payment input item information that the payment input item is returned to the payment approach;
S303, the pay status information that the payment approach returns, the payment shape of the pay status information instruction are received State is determined by the payment approach according to the payment input item information received, when the payment input item information received is legal, The pay status of the pay status information instruction is payment success status, when the payment input item information received is illegal, The pay status of the pay status information instruction is payment status of fail.
In the embodiment of the present application, it is preferred that payment approach receives each in payment interface corresponding with the payment approach The payment input item information of input item is paid, and pay status information is determined according to received payment input item information.Institute Pay status information instruction pay status is stated, the pay status is payment success status or payment status of fail.Optionally, when When payment approach determines that received payment input item information is legal, the pay status for determining the instruction of pay status information is branch Success status is paid, when payment approach determines that received payment input item information is illegal, determines that pay status information refers to The pay status shown is payment status of fail.
Optionally, the payment approach is corresponding with to determine the payment input item information received by the payment approach Whether legal condition.
For example, in the embodiment of the present application, it is preferred that the payment input item in the corresponding payment interface of payment approach includes Payment account input item and payment cipher input item, payment approach receive the payment accounts input item information that payment interface returns (payment accounts) and payment cipher input item information (payment cipher) determines whether the payment accounts and payment cipher are legal (payment accounts are legal account, and when the payment accounts and payment cipher matching, determine the payment accounts and payment Password is legal;Conversely, determining that the payment accounts and payment cipher are illegal), when determining the payment accounts and payment cipher When legal, payment approach gets paid status information, and the pay status of the pay status information instruction is payment success status; When determining the payment accounts and illegal payment cipher, payment approach gets paid status information, the pay status letter The pay status of breath instruction is payment status of fail.
Further, for determining the whether legal condition of payment input item information received by the payment approach also Including:Determine whether the remaining sum in the payment accounts is enough to pay the corresponding payment amount of the payment approach;When determining When stating the remaining sum in payment accounts and being enough to pay the corresponding payment amount of the payment approach, determine that the payment approach is received The payment input item information arrived is legal;When determining in the payment accounts that it is corresponding to pay the payment approach that Sorry, your ticket has not enough value During payment amount, determine that the payment input item information received by the payment approach is illegal.
It should be noted that:Each corresponding payment interface of payment approach and for determining received by the payment approach The whether legal condition of payment input item information particular content, depending on the payment approach, in the embodiment of the present application In do not do excessive elaboration.
Pass through the above-mentioned pay status information returned to a kind of reception payment approach provided by the embodiments of the present application The further of method is discussed in detail so that a kind of method of payment provided by the embodiments of the present application is more clear, completely, convenient for this Field technology personnel understand.
In order to be more comprehensively illustrated to a kind of method of payment provided by the embodiments of the present application, now the application is implemented A kind of method of payment that example provides describes in detail.
In the embodiment of the present application, it is preferred that when the identified means of payment is the means of payment under line, paid under the line It includes at least when mode is Unionpay's cCredit card payment mode, in the payment interface and swipes the card as the Unionpay of a payment input item , the Unionpay swipes the card item for providing Unionpay's function of swiping card, and the swipe the card payment input item information of item of the Unionpay is the silver Join the information of interchanger that Unionpay's function of swiping card of item is got of swiping the card.
In the embodiment of the present application, it is preferred that when the identified means of payment is the means of payment under line, paid under the line It is described to send payment trigger request, packet to the corresponding payment approach of the identified means of payment when mode is pay-us-you-go plan It includes:Triggering of the user to preset condition of paying in cash corresponding with the pay-us-you-go plan is responded, to identified payment The corresponding payment approach of mode sends payment trigger request.
Optionally, the condition of paying in cash preset and corresponding with the pay-us-you-go plan be set to displaying with institute State the button of paying in cash in the corresponding payment interface of the corresponding payment approach of pay-us-you-go plan.User (cashier) triggers The button of paying in cash is to send payment trigger request to the corresponding payment approach of pay-us-you-go plan.
Further, it is further included in the corresponding payment interface of payment approach corresponding with the pay-us-you-go plan of displaying As one payment input item cash charging item, user after payment amount corresponding with the pay-us-you-go plan is collected, The payment amount is inputted in the cash charging item as corresponding cash charging item information;And pass through triggering and pay in cash The mode of button sends payment trigger request, and the cash is received to payment approach corresponding with the pay-us-you-go plan Information is taken to return to payment approach corresponding with the pay-us-you-go plan;The payment approach response payment triggering please It asks, after determining to receive cash charging item information (payment amount), gets paid status information, the pay status information refers to The pay status shown is payment success status.
A kind of method of payment provided by the embodiments of the present application is further described by above-mentioned so that the embodiment of the present application There is provided a kind of method of payment be more clear, completely, convenient for those skilled in the art understand that.
In order to be more comprehensively illustrated to a kind of method of payment provided by the embodiments of the present application, now the application is implemented A kind of generation method for order to be paid that example provides describes in detail, refers to Fig. 4.
As shown in figure 4, this method includes:
S401, information to be paid is determined, the information to be paid is made of at least one merchandise news, a merchandise news A corresponding commodity and commodity price corresponding with the commodity;
In the embodiment of the present application, it is preferred that for retail trade under line, the mode for determining information to be paid is: The commodity that one user (cashier) is bought for another user (purchaser) carry out data input one by one, obtain each quotient Obtained each merchandise news is determined as information to be paid by the merchandise news of product, wherein, a merchandise news corresponds to one Commodity and commodity price corresponding with the commodity.
Optionally, a merchandise news corresponds to a commodity and commodity price corresponding with the commodity, including:One Merchandise news corresponds to a commodity, and the commodity are corresponding with commodity price.
S402, in the case where receiving with the membership information of the information association to be paid, preset member is called to manage Reason system;
Optionally, membership management system is preset with, is receiving the feelings with the membership information of the information association to be paid Under condition, the preset membership management system is called, the information to be paid is sent to the membership management system.
S403, the favor information that the membership management system returns according to the information to be paid is received;
Optionally, preferential rule is preset in the membership management system, the membership management system is according to described preferential The available favor information corresponding with the information to be paid of rule.
In the embodiment of the present application, it is preferred that the particular content inventor of preset preferential rule in membership management system It is arbitrarily set according to the demand of oneself, can be also updated according to the demand of oneself, do not limited herein.
Further, in the embodiment of the present application, it further includes:Responding the member management of carrying membership information received please It asks, the membership management system is called to be managed the membership information.
Optionally, in the case of non-determined order to be paid, the member management request of user's transmission can also directly be received (the member management request carries membership information), responds membership management system described in the member management request call, and will The membership information is sent to the membership management system, so that the membership management system carries out pipe to the membership information Reason.
In the embodiment of the present application, it is preferred that the concrete mode that membership management system is managed membership information, invention People can arbitrarily be set according to the demand of oneself, not limit herein.
S404, using the information to be paid and received favor information, determine order to be paid.
The embodiment of the present application offer is a kind of using the information to be paid and received favor information, determines to be paid The method flow diagram of order, specifically refers to Fig. 5.
As shown in figure 5, this method includes:
S501, determine whether received favor information is deduction and exemption information;If it is determined that received favor information To reduce or remit information, step S502 is performed;If it is determined that received favor information is non-deduction and exemption information, step S503 is performed;
Optionally, the instruction of deduction and exemption information carries out deduction and exemption processing to the information to be paid;The non-deduction and exemption information instruction is not Deduction and exemption processing is carried out to the information to be paid.
S502, deduction and exemption processing is carried out to the information to be paid using the favor information, obtains order to be paid;
Optionally, the deduction and exemption information has also indicated deduction and exemption rule (the deduction and exemption rule is membership management system's root The information to be paid is analyzed according to preset preferential rule), it is advised using the deduction and exemption of the deduction and exemption information instruction Deduction and exemption processing then is carried out to the information to be paid, you can obtain order to be paid.
S503, determine order to be paid according to the information to be paid, the total amount of the order to be paid for it is described extremely The summation of the corresponding each commodity price of few merchandise news.
Further, it in a kind of method of payment provided by the embodiments of the present application, further includes:Respond receive to described The print request of non-deduction and exemption information, prints the non-deduction and exemption information.
Optionally, the non-deduction and exemption information is cash certificate, discount coupon etc..
It is only the preferred embodiment of non-deduction and exemption information provided by the embodiments of the present application above, inventor can be according to the need of oneself The particular content of the non-deduction and exemption information of arbitrary setting is sought, is not limited herein.
Optionally, the transmittable print request to the non-deduction and exemption information of user (cashier), responds pair received The print request of the non-deduction and exemption information, prints the non-deduction and exemption information.
Above is only the preferred embodiment of the embodiment of the present application, and inventor can arbitrarily set printing institute according to the demand of oneself The concrete mode of non-deduction and exemption information is stated, is not limited herein.Such as, the printing of the user received deduction and exemption information non-to part is responded Request prints non-deduction and exemption information in the part etc..
Further, it in a kind of method of payment provided by the embodiments of the present application, further includes:Step S401 is completed performing Afterwards, if in the case where not receiving with the membership information of the information association to be paid, directly according to the letter to be paid Breath determines order to be paid, and the total amount of the order to be paid is the corresponding each commodity valency of at least one merchandise news The summation of lattice.
Further, it in a kind of method of payment provided by the embodiments of the present application, further includes:The screen locking received is responded to close Request is closed, performs screen locking operation.
Optionally, screen locking turn-off request can be transmitted in user (cashier), responds the screen locking that the user received sends and closes Request is closed, performs screen locking operation.Screen locking is performed to the terminal for running a kind of method of payment provided by the embodiments of the present application to realize Operation, locks the screen of the terminal.
Correspondingly, a kind of method of payment provided by the embodiments of the present application, further includes:Responding the screen wake-up received please It asks, performs unlocking screen operation.
Optionally, under lock state of screen, screen wake request can be transmitted in user (cashier), responds what is received The screen wake request that user sends performs unlocking screen operation.To realize to running a kind of provided by the embodiments of the present application The terminal for the method for paying performs unlocking screen operation, by the screen relieving lock state of screen of the terminal.
A kind of generation method of order to be paid provided by the embodiments of the present application is further described by above-mentioned so that A kind of method of payment provided by the embodiments of the present application is more clear, completely, convenient for those skilled in the art understand that.
Method is described in detail in the invention described above disclosed embodiment, diversified forms can be used for the method for the present invention Device realize that therefore the invention also discloses a kind of devices, and specific embodiment is given below and is described in detail.
Fig. 6 is a kind of structure diagram of payment mechanism provided by the embodiments of the present application.
As shown in fig. 6, the device includes:
Payment request receiving unit 61, for receiving payment request, the payment request instruction need pay invoice and At least one means of payment corresponding with the order to be paid, a kind of means of payment correspond to a kind of payment approach and with it is described The corresponding payment amount of payment approach, it is different between the corresponding each payment approach of at least one means of payment, it is described The summation of the corresponding each payment amount of at least one means of payment is the total amount of the order to be paid;
Success status determination unit 62 is paid, whether each means of payment for determining the payment request instruction is in Pay success status;
Successfully determination unit 63 are paid, for if it is determined that each means of payment of payment request instruction is in paying Success status determines that the order to be paid is paid successfully.
Further, the embodiment of the present application also provides a kind of payment devices, and the payment devices include as described above Payment mechanism.
The embodiment of the present application provides a kind of payment mechanism and equipment, and by receiving payment request, (payment request indicates Need pay invoice and at least one means of payment corresponding with the order to be paid, a kind of means of payment correspond to a kind of Pay approach and payment amount corresponding with the payment approach, the corresponding each payment approach of at least one means of payment it Between it is different, the summation of the corresponding each payment amount of at least one means of payment is total gold of the order to be paid Volume);And when each means of payment for determining payment request instruction is in payment success status, described to be paid order is determined It is single to pay successful mode, the purpose for being combined by a variety of means of payment and completing order and paying is realized, reduces order payment The occurrence of unsuccessful.
Each embodiment is described by the way of progressive in the present invention, the highlights of each of the examples are with other realities Apply the difference of example, just to refer each other for identical similar portion between each embodiment.For device disclosed in embodiment Speech, since it is corresponded to the methods disclosed in the examples, so description is fairly simple, related part is referring to method part illustration .
It the above is only the preferred embodiment of the present invention, make skilled artisans appreciate that or realizing of the invention.It is right A variety of modifications of these embodiments will be apparent to one skilled in the art, general original as defined herein Reason can be realized in other embodiments without departing from the spirit or scope of the present invention.Therefore, the present invention will not Be intended to be limited to the embodiments shown herein, and be to fit to it is consistent with the principles and novel features disclosed herein most Wide range.

Claims (13)

1. a kind of method of payment, which is characterized in that including:
Payment request is received, the payment request instruction needs pay invoice and corresponding with the order to be paid at least one The kind means of payment, a kind of means of payment corresponds to a kind of payment approach and payment amount corresponding with the payment approach, described It is different between the corresponding each payment approach of at least one means of payment, the corresponding each payment of at least one means of payment The summation of the amount of money is the total amount of the order to be paid;
Determine whether each means of payment of the payment request instruction is in payment success status;
If it is determined that each means of payment of the payment request instruction is in payment success status, the order to be paid is determined It pays successfully.
2. according to the method described in claim 1, it is characterized in that, in each payer for determining the payment request instruction Whether formula is in before payment success status, and this method further includes:
In the case where payment request instruction has corresponding payment approach not sent the means of payment of payment trigger request, Determine that a corresponding payment approach of the payment request instruction is not sent the means of payment of payment trigger request;
Payment trigger request is sent to the corresponding payment approach of the identified means of payment;
The pay status information that the payment approach returns is received, the pay status information is described in payment approach response It pays trigger request and performs payment flow generation corresponding with the payment approach, the pay status information instruction payment shape State, the pay status are payment success status or payment status of fail.
3. according to the method described in claim 2, it is characterized in that, when the identified means of payment is the means of payment on line,
It is described to send payment trigger request to the corresponding payment approach of the identified means of payment, including:
By preset payment interface corresponding with the identified means of payment, to the corresponding payment way of the identified means of payment Diameter sends payment trigger request.
4. according to the method described in claim 2, it is characterized in that, work as the identified means of payment for the means of payment under line, institute When to state under line the means of payment be Unionpay's cCredit card payment mode,
It is described to send payment trigger request to the corresponding payment approach of the identified means of payment, including:
Preset Unionpay corresponding with Unionpay cCredit card payment mode is called to swipe the card program, to the corresponding branch of the identified means of payment The approach of paying sends payment trigger request.
5. according to the method described in claim 3-4 any one, which is characterized in that
The pay status information for receiving the payment approach and returning, including:
Show the payment interface that the payment approach returns, the payment interface is the payment approach response payment triggering Request performs what payment flow corresponding with the payment approach obtained, and the payment interface includes paying input item;
The payment input item information of the payment input item is returned to the payment approach;
The pay status information that the payment approach returns is received, the pay status of the pay status information instruction is by the branch The approach of paying is determined according to the payment input item information received, when the payment input item information received is legal, the payment shape The pay status of state information instruction is payment success status, when the payment input item information received is illegal, the payment shape The pay status of state information instruction is payment status of fail.
6. according to the method described in claim 5, it is characterized in that, work as the identified means of payment for the means of payment under line, institute When to state under line the means of payment be Unionpay's cCredit card payment mode,
It includes at least in the payment interface and swipes the card item as the Unionpay of a payment input item, Unionpay item of swiping the card is used to carry For Unionpay's function of swiping card, the swipe the card payment input item information of item of the Unionpay is obtained for swipe the card Unionpay's function of swiping card of item of the Unionpay The information for the interchanger got.
7. according to the method described in claim 2, it is characterized in that, work as the identified means of payment for the means of payment under line, institute When to state under line the means of payment be pay-us-you-go plan,
It is described to send payment trigger request to the corresponding payment approach of the identified means of payment, including:
Triggering of the user to preset condition of paying in cash corresponding with the pay-us-you-go plan is responded, to identified payment The corresponding payment approach of mode sends payment trigger request.
8. according to the method described in claim 1-2 any one, which is characterized in that the generation method of the order to be paid, Including:
Determine information to be paid, the information to be paid is made of at least one merchandise news, and a merchandise news corresponds to one Commodity and commodity price corresponding with the commodity;
In the case where receiving with the membership information of the information association to be paid, preset membership management system is called;
Receive the favor information that the membership management system returns according to the information to be paid;
Using the information to be paid and received favor information, order to be paid is determined.
It is 9. according to the method described in claim 8, it is characterized in that, described using the information to be paid and received excellent Favour information determines order to be paid, including:
Determine whether received favor information is deduction and exemption information;
If it is determined that received favor information is deduction and exemption information, the information to be paid is carried out using the favor information Deduction and exemption are handled, and obtain order to be paid;
If it is determined that received favor information is non-deduction and exemption information, order to be paid is determined according to the information to be paid, The total amount of the order to be paid is the summation of the corresponding each commodity price of at least one merchandise news.
10. it according to the method described in claim 9, it is characterized in that, further includes:
The print request to the non-deduction and exemption information received is responded, prints the non-deduction and exemption information.
11. according to the method described in claim 1-2 any one, which is characterized in that further include:
The screen locking turn-off request received is responded, performs screen locking operation.
12. a kind of payment mechanism, which is characterized in that including:
Payment request receiving unit, for receiving payment request, the payment request instruction need pay invoice and with it is described The corresponding at least one means of payment of order to be paid, a kind of means of payment correspond to a kind of payment approach and pay way with described The corresponding payment amount of diameter, it is different between the corresponding each payment approach of at least one means of payment, described at least one The summation of the corresponding each payment amount of the kind means of payment is the total amount of the order to be paid;
Pay success status determination unit, each means of payment for determining payment request instruction whether be in payment into Work(state;
Successfully determination unit is paid, for if it is determined that each means of payment of payment request instruction is in paying successfully shape State determines that the order to be paid is paid successfully.
13. a kind of payment devices, which is characterized in that including the payment mechanism as described in the claims 12.
CN201611261217.3A 2016-12-30 2016-12-30 A kind of method of payment, device and equipment Pending CN108269074A (en)

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CN109636520A (en) * 2018-12-07 2019-04-16 泰康保险集团股份有限公司 Processing method, device, medium and the electronic equipment of order
CN109767260A (en) * 2018-12-15 2019-05-17 深圳壹账通智能科技有限公司 Bill preferential measure, device, equipment and storage medium based on integration payment
CN111192113A (en) * 2019-12-30 2020-05-22 广州酷狗计算机科技有限公司 Order processing method, device, equipment and storage medium
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US20130346302A1 (en) * 2012-06-20 2013-12-26 Visa International Service Association Remote Portal Bill Payment Platform Apparatuses, Methods and Systems
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CN109636520A (en) * 2018-12-07 2019-04-16 泰康保险集团股份有限公司 Processing method, device, medium and the electronic equipment of order
CN109767260A (en) * 2018-12-15 2019-05-17 深圳壹账通智能科技有限公司 Bill preferential measure, device, equipment and storage medium based on integration payment
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CN111192113A (en) * 2019-12-30 2020-05-22 广州酷狗计算机科技有限公司 Order processing method, device, equipment and storage medium

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