CN108256997A - Procurement payment financing method based on block chain intelligence contract - Google Patents
Procurement payment financing method based on block chain intelligence contract Download PDFInfo
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- CN108256997A CN108256997A CN201810025156.3A CN201810025156A CN108256997A CN 108256997 A CN108256997 A CN 108256997A CN 201810025156 A CN201810025156 A CN 201810025156A CN 108256997 A CN108256997 A CN 108256997A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
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Abstract
The invention discloses the procurement payment financing methods based on block chain intelligence contract, using block chain technology, intelligent contract technology as technical support, with reference to existing procurement payment financing method, a kind of correctness and integrality that can ensure financing information is developed, and can accurately trace the procurement payment financing method of each state of each financing.Agreement fund side, buying side, supplier sign procurement contract jointly in block chain, and after the financing application instruction for receiving buying side, intelligent contract agreement clearing token can be sent to suppliers from fund Fang Jing buying sides automatically for fund side.Under such procurement payment financing method, fund side can be caused not have to the authenticity for taking considerable time verification procurement contract and the information for assessing buying side, buying side's quick obtaining financing, supplier obtains payment for goods in time.
Description
Technical field
The present invention relates to block chain technical fields and intelligent contract technical field.
Background technology
Existing procurement payment financing method, buying side need to sign procurement contract, and sign with fund side with supplier
Loan contract could obtain buying financing.Entire finance process needs to consume the plenty of time, such as：It is signed with buying side fund side
Before ordering loan contract, need to verify the authenticity of procurement contract, and assess the loan repayment capacity of buying side from many aspects.Acquisition is melted
Capital's formula is cumbersome, and obtain financing has many harmful effects the problem of time-consuming to the capital turnover of buying side, business development etc..
In conclusion currently needing to provide a kind of completely new procurement payment financing method, it can ensure that buying side can be fast
Fast easy acquisition financing, fund side can easily obtain the information of credit information, the loan repayment capacity of buying side etc..
Invention content
The features such as block chain technology has trustization, collective to safeguard, authentic data library, it is believed that be recorded in block chain
On each information be all true and correct, and each step of each information can trace to the source.By block
Chain technological incorporation can be very good to solve the problems, such as that information is played tricks in procurement payment financing field；Intelligent contract has consistency, can
Observation property and it is mandatory the features such as, once fund side, buying side, supplier sign procurement contract, and buying side transmission apply melt
After money order, token can be sent to supplier by intelligent contract automatically.
In view of this, the present invention provides a kind of adopting based on block chain intelligence contract solved or part solves the above problems
Purchase fund financing method.
To achieve the effect that above-mentioned technical proposal, the technical solution adopted in the present invention is：Based on block chain intelligence contract
Procurement payment financing method, include the following contents：
The role of procurement payment financing method based on block chain intelligence contract includes：Procurement contract, fund side, supplies buying side
Answer quotient；Procurement contract, buying side, fund side, supply commercial city at least one；
Procurement contract includes contract signing side, contract number, application affairs, the financing amount of money, contract validity date, contract signing side
Electronic signature and other information, and buying side, fund side and supplier sign procurement contract on block chain；Buying side needs
Cargo is bought, but reasons need to apply financing to fund side through want of funds etc. to supplier；Fund direction buying side is sent
The contract number of procurement contract and clearing token hair；Supplier sends cargo to buying side；
Based on the procurement payment financing method of block chain intelligence contract, including following processing step：
1) buying side, supplier, fund side sign procurement contract on block chain jointly；
2) buying direction fund side sends application financing instruction；
3) after fund side receives instruction, the contract number to buying side's granting procurement contract and the clearing generation with amount of money equivalence of financing
Coin；
4) clearing token is freezed after clearing token is received and is sent to supplier by buying side immediately；
5) after supplier receives the clearing token freezed, cargo is provided to buying side；
6) after buying side receives cargo, the clearing token freezed is thawed；
7) after buying side sells cargo acquisition fund, financing franc and interest are returned to fund side；
The clearing token that fund side provides is only used for paying supplier；
Arrange credible third party in intelligent contract, credible third party is used to shift in block chain and clearing token equivalence
Franc, wherein, franc follows clearing token to be transferred in different accounts；
Arrange in intelligent contract, after the buying side in step 2) initiates application financing application instruction, step 3) to step 4)
Operation is automatically performed, and supplier obtains the clearing token freezed, and the account of supplier obtains the franc freezed；
Intelligent contract sets procurement contract inefficacy mechanism, once the mechanism of triggering procurement contract failure, block catenary system is by basis
Clearing token is returned to fund side by agreement automatically, and franc follows and settles accounts the account that token returns fund side.
Embodiment is read in conjunction with the figure, how understands using block chain technology and intelligent contract technology, realizes based on block
The procurement payment financing method of chain intelligence contract more fully understands the features described above and advantage of the present invention.
Description of the drawings
Fig. 1 is existing procurement payment financing method schematic diagram；
Fig. 2 is the procurement payment financing method schematic diagram of the present invention based on block chain intelligence contract.
Specific embodiment
In order to which technical problems, technical solutions and advantages to be solved are more clearly understood, tie below
Embodiment is closed, the present invention will be described in detail.It should be noted that specific embodiment described herein is only explaining
The present invention is not intended to limit the present invention, and can be realized that the product of said function belongs to equivalent replacement and improvement, is all contained in this hair
Within bright protection domain.Specific method is as follows：
Referring to Fig. 1, Fig. 1 is existing procurement payment financing method, mainly include the following steps that：
Step S101：Procurement contract is signed with supplier in buying side；
Step S102：It finances by procurement contract to fund side's application procurement payment buying side；
Step S103：Verify the authenticity of procurement contract, and the letters such as credit, loan repayment capacity of many-sided assessment buying side in fund side
Breath,（If agree to borrow money）Loan contract is signed with buying side；
Step S104：Provide the franc with financing amount of money equivalence in fund direction buying side；
Step S105：After buying side is financed, cargo is bought to supplier；
Step S106：After supplier obtains payment for goods, cargo is provided；
Step S107：After buying side obtains cargo, refund after selling cargo to fund side.
Embodiment 1：The present embodiment specifically illustrates the main of the procurement payment financing method based on block chain intelligence contract
Step, such as Fig. 2：
Step S201：Buying side, supplier, fund side sign procurement contract on block chain jointly；
Step S202：It purchases direction fund side and sends application financing instruction；
Step S203：After fund side receives instruction, to buying side provide the contract number of procurement contract and with the financing amount of money it is equivalent
Clearing token；
Step S204：Clearing token is freezed immediately and is sent to supplier after clearing token is received in buying side；
Step S205：After supplier receives the clearing token freezed, cargo is provided to buying side；
Step S206：After buying side receives cargo, the clearing token freezed is thawed；
Step S207：After buying side sells cargo acquisition fund, financing franc and interest are returned to fund side.
Wherein, intelligent contract causes step S203 to be automatically performed with step S204.
Compared with prior art, the beneficial effects of the invention are as follows disclose the procurement payment based on block chain intelligence contract to melt
Capital's method using block chain technology, intelligent contract technology as technical support, with reference to existing procurement payment financing method, is developed
A kind of correctness and integrality that can ensure financing information, and each state that can accurately trace each financing is adopted
Purchase fund financing method.Under such procurement payment financing method, fund side can be caused not have to take considerable time that verification is adopted
The authenticity of purchase contract and the information for assessing buying side, buying side's quick obtaining financing, supplier obtain payment for goods in time.
The foregoing is merely the preferred embodiments of the invention, are not limited to the claims of the present invention.
It is described above simultaneously, for those skilled in the technology concerned it would be appreciated that and implementing, therefore other are based on institute of the present invention
The equivalent change that disclosure is completed, should be included in the covering scope of the claims.
Claims (1)
1. the procurement payment financing method based on block chain intelligence contract, which is characterized in that include the following contents：
The role of procurement payment financing method based on block chain intelligence contract includes：Procurement contract, fund side, supplies buying side
Answer quotient；The procurement contract, the buying side, the fund side, it is described supply commercial city at least one；
The procurement contract includes contract signing side, contract number, application affairs, the financing amount of money, contract validity date, contract label
The electronic signature for the side of ordering and other information, and buying side, fund side sign the procurement contract with supplier on block chain；Institute
Stating buying side needs to buy cargo to supplier, but reasons need to apply financing to fund side through want of funds etc.；The money
Buying side described in golden direction sends the contract number of the procurement contract and clearing token hair；The supplier sends to buying side
Cargo；
The procurement payment financing method based on block chain intelligence contract, including following processing step：
1) the buying side, the supplier, the fund side sign the procurement contract on block chain jointly；
2) fund side described in the buying direction sends application financing instruction；
3) after the fund side receives instruction, to the buying side provide the procurement contract contract number and with the amount of money of financing
Equivalent clearing token；
4) clearing token is freezed after clearing token is received and is sent to the supplier by the buying side immediately；
5) after the supplier receives the clearing token freezed, cargo is provided to the buying side；
6) after the buying side receives cargo, the clearing token freezed is thawed；
7) after the buying side sells cargo acquisition fund, financing franc and interest are returned to the fund side；
The clearing token that the fund side provides is only used for paying the supplier；
Arrange credible third party in intelligent contract, the credible third party is interior with settling accounts token etc. for shifting block chain
The franc of value, wherein, franc follows clearing token to be transferred in different accounts；
Arrange in intelligent contract, after the buying side in step 2) initiates application financing application instruction, step 3) to step
4) operation is automatically performed, and the supplier obtains the clearing token freezed, and the account of the supplier obtains the franc freezed；
Intelligent contract sets procurement contract inefficacy mechanism, once the mechanism of triggering procurement contract failure, block catenary system is by basis
Clearing token is returned to the fund side by agreement automatically, and franc follows and settles accounts the account that token returns the fund side.
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| CN201810025156.3A CN108256997A (en) | 2018-01-11 | 2018-01-11 | Procurement payment financing method based on block chain intelligence contract |
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| CN201810025156.3A CN108256997A (en) | 2018-01-11 | 2018-01-11 | Procurement payment financing method based on block chain intelligence contract |
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Cited By (17)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109146488A (en) * | 2018-09-12 | 2019-01-04 | 杭州复杂美科技有限公司 | Assets match method, assets match system, equipment and storage medium |
| CN109126139A (en) * | 2018-08-31 | 2019-01-04 | 杭州复杂美科技有限公司 | A kind of guessing game processing method, equipment and storage medium |
| CN109360088A (en) * | 2018-11-13 | 2019-02-19 | 平安科技（深圳）有限公司 | Processing method, device and the computer equipment of loan transaction |
| CN109559217A (en) * | 2018-10-25 | 2019-04-02 | 平安科技（深圳）有限公司 | Loan data processing method, device, equipment and storage medium based on block chain |
| CN109615510A (en) * | 2018-12-04 | 2019-04-12 | 国网辽宁省电力有限公司大连供电公司 | A kind of supply chain finance based on block chain is multistage to increase letter method |
| CN109767213A (en) * | 2018-12-27 | 2019-05-17 | 平安科技（深圳）有限公司 | Information of supply chain processing method, device, equipment and medium based on block chain |
| CN109960919A (en) * | 2019-03-25 | 2019-07-02 | 深圳市元征科技股份有限公司 | A kind of contract signature method and block chain node device |
| CN110009501A (en) * | 2018-11-14 | 2019-07-12 | 阿里巴巴集团控股有限公司 | Financing method, system, calculating equipment and storage medium based on block chain |
| CN110033269A (en) * | 2019-03-18 | 2019-07-19 | 阿里巴巴集团控股有限公司 | Contract based on block chain consults method and device, electronic equipment, storage medium |
| CN110060156A (en) * | 2019-02-03 | 2019-07-26 | 阿里巴巴集团控股有限公司 | Virtual resource transfer method and device based on block chain |
| CN110223142A (en) * | 2019-05-25 | 2019-09-10 | 上海源庐加佳信息科技有限公司 | A kind of supply chain implementation method based on block chain technology |
| CN110473022A (en) * | 2019-08-21 | 2019-11-19 | 北京艾摩瑞策科技有限公司 | A kind of commodity distribution data processing method and system on block chain |
| CN110533535A (en) * | 2019-08-30 | 2019-12-03 | 东莞市大易产业链服务有限公司 | Settlement method, device, computer equipment and storage medium based on block chain |
| CN110992004A (en) * | 2019-12-17 | 2020-04-10 | 太原鹏跃电子科技有限公司 | Block chain-based rail transit project supply chain management system and method |
| CN111275343A (en) * | 2020-01-21 | 2020-06-12 | 山东爱城市网信息技术有限公司 | Block chain-based purchasing and inventory collaborative management method, equipment and medium |
| CN113095744A (en) * | 2020-01-07 | 2021-07-09 | 湖南大学 | Method for performing padding export based on block chain and computer readable storage medium |
| CN115222343A (en) * | 2022-09-20 | 2022-10-21 | 信丰云创(深圳)信息有限公司 | Industrial chain financial management method and system |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109126139A (en) * | 2018-08-31 | 2019-01-04 | 杭州复杂美科技有限公司 | A kind of guessing game processing method, equipment and storage medium |
| CN109146488A (en) * | 2018-09-12 | 2019-01-04 | 杭州复杂美科技有限公司 | Assets match method, assets match system, equipment and storage medium |
| WO2020052614A1 (en) * | 2018-09-12 | 2020-03-19 | 杭州复杂美科技有限公司 | Asset matching method, asset matching system, device and storage medium |
| CN109559217A (en) * | 2018-10-25 | 2019-04-02 | 平安科技（深圳）有限公司 | Loan data processing method, device, equipment and storage medium based on block chain |
| CN109360088A (en) * | 2018-11-13 | 2019-02-19 | 平安科技（深圳）有限公司 | Processing method, device and the computer equipment of loan transaction |
| CN110009501B (en) * | 2018-11-14 | 2023-09-22 | 创新先进技术有限公司 | Financing method, system, computing device and storage medium based on blockchain |
| CN110009501A (en) * | 2018-11-14 | 2019-07-12 | 阿里巴巴集团控股有限公司 | Financing method, system, calculating equipment and storage medium based on block chain |
| CN109615510A (en) * | 2018-12-04 | 2019-04-12 | 国网辽宁省电力有限公司大连供电公司 | A kind of supply chain finance based on block chain is multistage to increase letter method |
| CN109615510B (en) * | 2018-12-04 | 2024-01-16 | 国网辽宁省电力有限公司大连供电公司 | Supply chain finance multistage letter increasing method based on block chain |
| CN109767213A (en) * | 2018-12-27 | 2019-05-17 | 平安科技（深圳）有限公司 | Information of supply chain processing method, device, equipment and medium based on block chain |
| CN110060156A (en) * | 2019-02-03 | 2019-07-26 | 阿里巴巴集团控股有限公司 | Virtual resource transfer method and device based on block chain |
| CN110033269A (en) * | 2019-03-18 | 2019-07-19 | 阿里巴巴集团控股有限公司 | Contract based on block chain consults method and device, electronic equipment, storage medium |
| CN109960919A (en) * | 2019-03-25 | 2019-07-02 | 深圳市元征科技股份有限公司 | A kind of contract signature method and block chain node device |
| CN110223142A (en) * | 2019-05-25 | 2019-09-10 | 上海源庐加佳信息科技有限公司 | A kind of supply chain implementation method based on block chain technology |
| CN110473022A (en) * | 2019-08-21 | 2019-11-19 | 北京艾摩瑞策科技有限公司 | A kind of commodity distribution data processing method and system on block chain |
| CN110533535A (en) * | 2019-08-30 | 2019-12-03 | 东莞市大易产业链服务有限公司 | Settlement method, device, computer equipment and storage medium based on block chain |
| CN110992004A (en) * | 2019-12-17 | 2020-04-10 | 太原鹏跃电子科技有限公司 | Block chain-based rail transit project supply chain management system and method |
| CN113095744A (en) * | 2020-01-07 | 2021-07-09 | 湖南大学 | Method for performing padding export based on block chain and computer readable storage medium |
| CN113095744B (en) * | 2020-01-07 | 2024-04-30 | 湖南大学 | Method for performing pad resource export based on block chain and computer readable storage medium |
| CN111275343A (en) * | 2020-01-21 | 2020-06-12 | 山东爱城市网信息技术有限公司 | Block chain-based purchasing and inventory collaborative management method, equipment and medium |
| CN115222343A (en) * | 2022-09-20 | 2022-10-21 | 信丰云创(深圳)信息有限公司 | Industrial chain financial management method and system |
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Application publication date: 20180706 |