CN108256866A - Digital asset wallet - Google Patents

Digital asset wallet Download PDF

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Publication number
CN108256866A
CN108256866A CN201611234738.XA CN201611234738A CN108256866A CN 108256866 A CN108256866 A CN 108256866A CN 201611234738 A CN201611234738 A CN 201611234738A CN 108256866 A CN108256866 A CN 108256866A
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CN
China
Prior art keywords
card
application
digital asset
module
local security
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201611234738.XA
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Chinese (zh)
Inventor
陈新
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Individual
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Individual
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Publication date
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Priority to CN201611234738.XA priority Critical patent/CN108256866A/en
Publication of CN108256866A publication Critical patent/CN108256866A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3234Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving additional secure or trusted devices, e.g. TPM, smartcard, USB or software token
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3247Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures

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  • Engineering & Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Signal Processing (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a kind of digital asset wallets, for personal and enterprise commercial intelligence service, electronic money, digital cash and digital asset application can be supported, including biometric sensor, credible performing environment, trusted application, local security module and cloud service system;Local security module is responsible for protecting private key and key instruction operation;Credible performing environment is responsible for protecting trusted application during operation, and locking correlation computations, bus and storage resource do not steal destruction by operating system and other application;Trusted application is responsible for protecting password and biological information input by user, and the key instruction operation of security invocation local security module is needed according to user's application, and operation result is returned to user's application;Cloud service system is responsible for safety management and update local security module and trusted application.Digital asset includes ideal money, integration, bill, contract, manifest and intelligent contract etc. can be by the valuable assets of numeral expression and digital signature protection.

Description

Digital asset wallet
Technical field
It can be used in personal and enterprise customer, support electronic money, digital cash and number money the present invention relates to a kind of The digital wallet of production, including biometric sensor, credible performing environment, trusted application and local security module.
Technical background
Common digital wallet may be only available for the stored value card on the bank card or eSE of a kind of system, especially standard, Effective digital wallet salvo is then lacked for new digital cash and digital asset, it, can by biometric sensor Letter performing environment can greatly reinforce the safety digital money corresponding with simplifying of digital asset with the security module of private key is protected to be combined The bottom-layer design of packet.
Invention content
The invention discloses a kind of digital asset wallets, which is characterized in that is applied by user, uplink application interface, downlink Application interface, local security module, credible performing environment, trusted application and cloud service system composition;Local security module is born Duty protection private key and key instruction operation;Credible performing environment is responsible for protecting trusted application during operation, locking correlation computations, Bus and storage resource do not steal destruction by operating system and other application;Trusted application is responsible for protecting password input by user And biological information, and according to user using the key instruction operation for needing security invocation local security module, operation knot Fruit returns to user's application;Uplink application interface is responsible for secure connection cloud service system and is applied with user;Downlink application interface It is responsible for secure connection trusted application and local security module;Cloud service system is responsible for safety management and update local security module And trusted application, additionally it is possible to encrypted backup private key and address, and the service of verification transaction is provided;The sheet of the digital asset wallet Ground security module is equipped with multiple key instruction codes and private key, can support electronic money, digital cash and number money simultaneously Production application;The digital asset refers to ideal money, integration, bill, contract, manifest, intelligent contract and can having by numeral expression Valency assets or the unique number or program code for carrying digital signature correspondingly with valuable assets.
Digital cash and intelligent contract generally employ block chain pattern and are serviced to build, by being based on proof of work POW, equity prove the validity of each block of one or more common recognition algorithms guarantee in POS or vote by proxy agency mechanism, It is from beginning to end by each block of cryptographic Hash, form digital asset service platform.
User's application of digital asset wallet can use light wallet pattern, can be realized by local security module private Key signature is paid, but due to not caching complete account table, can not be verified the validity of income completely, can be taken by high in the clouds Business system provides the service for checking credentials, and caching is only and relevant merchandise in the address of Contemporary Digital assets wallet or gives high in the clouds at account table completely Service system is verified.
Digital asset wallet can independently generate public private key pair by local security module, and then be formed and local security mould The unique address of block binding.
Also by cloud service system encrypted backup private key and address loss or equipment can occur for digital asset wallet During failure, can private key and address be given for change by cloud service system.
For a variety of block catenary systems and digital asset wallet application, cloud service system is capable of providing across chained record system System and multiple global function child nodes for belonging to different blocks catenary system, the global function child node refer to possess common recognition simultaneously The node of computing function and digital asset wallet function is cached with the complete common recognition account table of affiliated block catenary system, due to basis The common recognition account table of each block catenary system can calculate the wherein remaining sum of arbitrary address or specific intelligence contract is newest belongs to some Particular address, so each block catenary system inherently bulletin board, when the global function child node for wherein belonging to block catenary system The specified address of the amount of money, intelligent contract and particular block catenary system that other nodes of block catenary system belonging to receiving are sent, just Can the corresponding amount of money or homology equivalence be sent out using the corresponding global function child node for belonging to particular block catenary system according to transformation rule The intelligent contract of value is to specified address;Realization can carry out amount of money conversion or intelligent contract equity between different block catenary systems Conversion, income transaction record and sends out transaction record and is stored in respectively in different block catenary systems, and each transaction record, which corresponds to, to close System is stored in across the chained record system, and across the chained record system can encrypt storage and distributed storage data, described Across chained record system can also be realized in itself using the common recognition account table structure of block chain;The intelligence contract refers to certain The data information of execution condition, the data information are encrypted document, electronic contract or code, and the execution condition includes referring to The digital signature of fixed one or more recipient, specified time range or execution appointment codes.
The digital asset wallet, which is characterized in that the local security module is built-in with SE modules and/or data are set Standby interface, the data equipment interface can connect SE modules, SIM card, TF card, bluetooth interface device, NFC interface equipment, USB It is one or more in interface equipment, infrared interface equipment and audio interface device;The SE modules are that have safety governor With the smart card class hardware of memory, has the function of independently executing security application and secure storage;The data equipment interface SIM card slot, TF card slot or two-in-one slot can be connected;The two-in-one slot is provided simultaneously with two kinds of interfaces, can be simultaneously Support SIM card and TF card.
The digital asset wallet, which is characterized in that the SE modules are to be also equipped with the NFC module of NFC communication function, It can be communicated by NFC wireless interfaces with external NFC devices;The data equipment interface, which can connect, has NFC communication function SIM card and have the TF card of NFC communication function;The NFC module, SIM card and TF card support application of IC cards, can install Meet the application of specific industry standard, realize the function of contactless smart card or double-interface smart card.
The digital asset wallet, which is characterized in that the NFC module, SIM card and TF card also are able to support that Java is empty Plan machine can install the Java applications for meeting specific industry standard, realize the function that a card is applied more.
The digital asset wallet, which is characterized in that the NFC module, SIM card and TF card can carry antenna, nothing External NFC antenna is needed, simplifies integral product design.
The digital asset wallet, which is characterized in that the NFC module, SIM card and TF card built-in boosting amplification simultaneously Device and antenna, when booster amplifier detects that external NFC devices will be communicated, meeting active boost makes NFC module, SIM card It is in TF card under the excellent working environment of good power supply and automatic tuning adaptation so that distance of swiping the card is greatly improved.
The digital asset wallet, which is characterized in that the local security module further includes acquisition module, the acquisition Module can connect touch sensor, and when human body is close to the surface of acquisition module or external sheet metal, acquisition module can The electrostatic signal intensity detected according to touch sensor is judged, trigger signal is sent at local security module Reason, the acquisition module support Multi-way touch collecting sensor signal, when human body is on the surface of acquisition module or external multiple When being slided on sheet metal, touch sensor can be judged according to the electrostatic signal intensity detected successively, by multiple triggerings Signal is sent to local security module or trusted application for judging touch location and glide direction in order.
The digital asset wallet, which is characterized in that the acquisition module can connect ceramic pick-up, capacitance It is one or more in microphone, film coil microphone, can acquire audio and by local security module or trusted application into Row audio frequency characteristics compare.
The digital asset wallet, which is characterized in that the acquisition module also is able to connection biometric sensor, this Ground security module or trusted application include algorithm process unit, and algorithm process unit is according to pre-stored biometric templates It is compared with the biological attribute data that acquisition module is sent, correct status and corresponding biological characteristic is returned if comparing successfully The number of template;The biometric templates refer to the list formed according to biological characteristic initial data through overcompression and encryption To the unreducible subset into initial data, raw biometric data are slightly below on accuracy of identification, but safety has pole Big raising;The biometric sensor is capacitive fingerprint sensing device, optical fingerprint sensor, RF type scraping fingerprint Sensor, infrared camera iris sensor, acceleration transducer, single camera recognition of face sensor, dual camera face One kind or more in identification sensor, step appearance identification high precision image sensor, DNA sensor and sound feature recognition sensor Kind, the biometric sensor can be packaged into the standalone module of bigger jointly with local security module;The local security Module further includes memory cell, can cache more acceleration transducer data, gesture template data and biological characteristic mould Plate data, the memory cell are internal memory and/or multiplex data equipment interface, and the data equipment interface can connect It connects one or more in storage chip, SE modules, SIM card and TF card.
The digital asset wallet, which is characterized in that when the algorithm process unit returned data can include current Between, random number, biological characteristic comparison result and digital signature, external equipment can be signed according to current time, random number and number Name judges whether selection biological characteristic comparison result, the encrypted biological attribute data of acquisition request is also can continue to, according to mandate It analyses and compares again after condition decryption.
The local security module is usually in ultra-low power standby state;With unique number and algorithm process unit, Safety certification can be carried out by Encryption Algorithm and local data is protected, the program of the local security module can be awarded by outside It weighs equipment and security update is carried out by data-interface or blue tooth interface, the algorithm process unit can judge continuous acceleration Sensor signal is compared with the gesture template to prestore, and for safety certification, the local security module is usually in interval Dormant state is entered working condition and is carried out accordingly by the output signal of acceleration transducer or the input signal triggering of bluetooth module Data processing and communication work, go successively to interval dormant state after the completion;The gesture template refers to acquire certain time In the range of acceleration transducer data, filter out interference and low related data, calculate the motion feature of each specific direction With hold time, form identifiable gesture motion, be compared for the acceleration transducer data with actual acquisition.
Specific embodiment
The digital asset wallet of the present invention, specific embodiment are that local security module uses programmable band bluetooth Interface, the microcontroller of built-in memory unit, SIM card and the two-in-one slot of TF card of outer tape splicing NFC function, biological characteristic pass Sensor uses the fingerprint sensor encapsulated together with local security module, is provided simultaneously with iris sensor data interface, and user is first Secondary use needs to control by the user application of external equipment, the finger print data of user is obtained by local security module Or iris data is analyzed and processed, and forms template, built-in memory unit is written, and set encryption authentication mode, with number The account of word assets wallet management and private key binding, it is possible to normal use.
When user fingerprints or iris mismatch, local security module does not send out wake-up signal, when fingerprint or iris matching, has When wake-up signal generates, backend application obtains the verification result with digital signature by data-interface and temporal information judges whether Continue follow-up work, backend application can also ask to reacquire fingerprint or iris data carries out backstage comparison.

Claims (10)

1. a kind of digital asset wallet, which is characterized in that applied by user, uplink application interface, downlink application interface, locally peace Full module, credible performing environment, trusted application and cloud service system composition;Local security module is responsible for protecting private key and key Ordering calculation;Credible performing environment is responsible for protecting trusted application during operation, locking correlation computations, bus and storage resource, Destruction is not stolen by operating system and other application;Trusted application is responsible for protecting password and biological information input by user, And the key instruction operation of security invocation local security module is needed according to user's application, operation result is returned to user should With;Uplink application interface is responsible for secure connection cloud service system and is applied with user;Downlink application interface is responsible for secure connection can Letter application and local security module;Cloud service system is responsible for safety management and update local security module and trusted application, also Can encrypted backup private key and address, and provide verification transaction service;The local security module peace of the digital asset wallet Equipped with multiple key instruction codes and private key, electronic money, digital cash and digital asset application can be supported simultaneously;The number Word assets refer to ideal money, integration, bill, contract, manifest, intelligent contract and can be by the valuable assets of numeral expression or with having Valency assets are one-to-one, unique number or program code with digital signature.
2. according to the digital asset wallet described in claim 1, which is characterized in that the local security module is built-in with SE moulds Block and/or data equipment interface, the data equipment interface can connect SE modules, SIM card, TF card, bluetooth interface device, It is one or more in NFC interface equipment, USB interface device, infrared interface equipment and audio interface device;The SE modules are Have the smart card class hardware of safety governor and memory, have the function of independently executing security application and secure storage;Institute SIM card slot, TF card slot or two-in-one slot can be connected by stating the data equipment interface;The two-in-one slot has simultaneously Standby two kinds of interfaces, can support SIM card and TF card simultaneously.
3. according to the digital asset wallet described in claim 2, which is characterized in that the SE modules are to be also equipped with NFC communication The NFC module of function can be communicated by NFC wireless interfaces with external NFC devices;The data equipment interface can connect tool The SIM card of standby NFC communication function and the TF card for having NFC communication function;The NFC module, SIM card and TF card support smart card Using can install the application for meeting specific industry standard, realize the function of contactless smart card or double-interface smart card.
4. according to the digital asset wallet described in claim 3, which is characterized in that the NFC module, SIM card and TF card are also It can support Java Virtual Machine, the Java applications for meeting specific industry standard can be installed, realize the function that a card is applied more.
5. according to the digital asset wallet described in claim 4, which is characterized in that the NFC module, SIM card and TF card energy Enough included antenna without external NFC antenna, simplifies integral product design.
6. according to the digital asset wallet described in claim 5, which is characterized in that the NFC module, SIM card and TF card are same When built-in booster amplifier and antenna, when booster amplifier detects that external NFC devices will be communicated, can active boost, NFC module, SIM card and TF card is made to be under the excellent working environment of good power supply and automatic tuning adaptation so that distance of swiping the card It is greatly improved.
7. according to the digital asset wallet any in claim 1 to 6, which is characterized in that the local security module is also Including acquisition module, acquisition module also is able to connection biometric sensor, and local security module or trusted application include calculating Method processing unit, the biological attribute data that algorithm process unit is sent according to pre-stored biometric templates and acquisition module It is compared, the number of correct status and corresponding biometric templates is returned if comparing successfully;The biometric templates Refer to the unidirectional unreducible son into initial data formed according to biological characteristic initial data through overcompression and encryption Collection is slightly below raw biometric data, but safety has great raising on accuracy of identification;The biometric sensor It is capacitive fingerprint sensing device, optical fingerprint sensor, RF type scrapes fingerprint sensor, infrared camera iris senses Device, acceleration transducer, single camera recognition of face sensor, dual camera recognition of face sensor, step appearance identification high-precision One or more in imaging sensor, DNA sensor and sound feature recognition sensor, the biometric sensor can It is packaged into the standalone module of bigger jointly with local security module;The local security module further includes memory cell, can More acceleration transducer data, gesture template data and biometric templates data are cached, the memory cell is interior Put memory and/or multiplex data equipment interface, the data equipment interface can connect storage chip, SE modules, SIM card and It is one or more in TF card.
8. according to the digital asset wallet described in claim 7, which is characterized in that the algorithm process unit returned data energy Enough include current time, random number, biological characteristic comparison result and digital signature, external equipment can according to current time, with Machine number and digital signature judge whether selection biological characteristic comparison result, also can continue to the encrypted biological characteristic number of acquisition request According to analysing and comparing again after being decrypted according to authorising conditional.
9. according to the digital asset wallet described in claim 8, which is characterized in that the acquisition module can connect touch and pass Sensor, when human body is close to the surface of acquisition module or external sheet metal, acquisition module can be detected according to touch sensor To electrostatic signal intensity judged that trigger signal is sent to local security module is handled, the acquisition module branch Multi-way touch collecting sensor signal is held, when human body on the surface of acquisition module or external multiple sheet metals when sliding, is touched Touching sensor can be judged according to the electrostatic signal intensity detected successively, and multiple trigger signals are sent to this in order Ground security module or trusted application are used to judge touch location and glide direction.
10. according to the digital asset wallet described in claim 9, which is characterized in that the acquisition module can connect piezoelectricity It is one or more in ceramic pick-up, capacitor microphone, film coil microphone, audio can be acquired and by local security mould Block or trusted application carry out audio frequency characteristics comparison.
CN201611234738.XA 2016-12-29 2016-12-29 Digital asset wallet Pending CN108256866A (en)

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CN201611234738.XA CN108256866A (en) 2016-12-29 2016-12-29 Digital asset wallet

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CN201611234738.XA CN108256866A (en) 2016-12-29 2016-12-29 Digital asset wallet

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Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109272311A (en) * 2018-09-29 2019-01-25 亚洲数字科技有限公司 A kind of across chain flogic system based on digital wallet
CN109670840A (en) * 2018-12-05 2019-04-23 上海第二工业大学 A kind of block chain terminal equipment control method based on cryptography
CN109711821A (en) * 2018-12-24 2019-05-03 咪咕文化科技有限公司 A kind of digital wallet transaction, creation method, device and storage medium
CN110210855A (en) * 2019-05-08 2019-09-06 北京大学 Hardware wallet illegal method and system based on biological identification technology
CN110827037A (en) * 2019-11-07 2020-02-21 北京海益同展信息科技有限公司 Data interaction method and device based on block chain
CN110826442A (en) * 2019-10-28 2020-02-21 广州凯风科技有限公司 Bill data processing method, system, equipment and medium based on in-vivo detection
CN111159774A (en) * 2019-12-11 2020-05-15 马上游科技股份有限公司 Decentralized intelligent contract escrow wallet method and system
CN111798224A (en) * 2020-06-03 2020-10-20 杭州云象网络技术有限公司 SGX-based digital currency payment method

Cited By (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109272311A (en) * 2018-09-29 2019-01-25 亚洲数字科技有限公司 A kind of across chain flogic system based on digital wallet
CN109670840A (en) * 2018-12-05 2019-04-23 上海第二工业大学 A kind of block chain terminal equipment control method based on cryptography
CN109711821A (en) * 2018-12-24 2019-05-03 咪咕文化科技有限公司 A kind of digital wallet transaction, creation method, device and storage medium
CN110210855A (en) * 2019-05-08 2019-09-06 北京大学 Hardware wallet illegal method and system based on biological identification technology
CN110826442A (en) * 2019-10-28 2020-02-21 广州凯风科技有限公司 Bill data processing method, system, equipment and medium based on in-vivo detection
CN110826442B (en) * 2019-10-28 2020-10-27 广州云从凯风科技有限公司 Bill data processing method, system, equipment and medium based on in-vivo detection
CN110827037A (en) * 2019-11-07 2020-02-21 北京海益同展信息科技有限公司 Data interaction method and device based on block chain
CN111159774A (en) * 2019-12-11 2020-05-15 马上游科技股份有限公司 Decentralized intelligent contract escrow wallet method and system
CN111159774B (en) * 2019-12-11 2022-07-15 马上游科技股份有限公司 Decentralized intelligent contract escrow wallet method and system
CN111798224A (en) * 2020-06-03 2020-10-20 杭州云象网络技术有限公司 SGX-based digital currency payment method

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Application publication date: 20180706