CN108241732A - Electronic device, the method for information processing and storage medium - Google Patents
Electronic device, the method for information processing and storage medium Download PDFInfo
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- CN108241732A CN108241732A CN201710993396.8A CN201710993396A CN108241732A CN 108241732 A CN108241732 A CN 108241732A CN 201710993396 A CN201710993396 A CN 201710993396A CN 108241732 A CN108241732 A CN 108241732A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/90—Details of database functions independent of the retrieved data types
- G06F16/95—Retrieval from the web
- G06F16/951—Indexing; Web crawling techniques
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/25—Integrating or interfacing systems involving database management systems
- G06F16/252—Integrating or interfacing systems involving database management systems between a Database Management System and a front-end application
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Abstract
The present invention relates to a kind of electronic device, the method for information processing and storage medium, this method to include：The user information that subsystems are captured by arbitrary door SDK embedded in advance is received, the user information includes essential information, access information and transaction record；The being associated property of user information captured is analyzed based on the essential information, using the associated all user informations of same user as the complete information of the user；The grading of information integrity is carried out to user based on the complete information and/or carries out the grading of financial business, for subsystems information sharing.The present invention is managed collectively in which can have differentiation to the information of user, management and control, in favor of effective development of various financial business.
Description
Technical field
The present invention relates to a kind of financial technology field more particularly to electronic device, the method for information processing and storage mediums.
Background technology
At present, in financial technology field, user, which needs to register in the system of each financial subsidiary, to be logged in, per height
The information of user is different due to the difference of business in the system of company so that the information dispersion of each user is in each subsidiary
System in.Although there are member system in some enterprises, such as an account of safety leads to member system, and member system only saves
Core data, such as five information of real name, other data of user are both dispersed in each financial subsidiary such as ship-to
App systems in, can not have to the information of user differentiation be managed collectively, management and control, be unfavorable for having for various financial business
Effect is carried out.
Invention content
The purpose of the present invention is to provide a kind of electronic device, the method for information processing and storage mediums, it is intended to user
Information have differentiation be managed collectively, management and control, in favor of effective development of various financial business.
To achieve the above object, the present invention provides a kind of electronic device, the electronic device include memory and with it is described
The processor of memory connection, is stored with the processing system that can be run on the processor, the processing in the memory
System realizes following steps when being performed by the processor：
Receiving step receives the user information that subsystems are captured by arbitrary door SDK embedded in advance, the user
Information includes essential information, access information and transaction record；
Associated steps are analyzed the being associated property of user information captured based on the essential information, by same user
Complete information of the associated all user informations as the user；
Rating step carries out user based on the complete information grading of information integrity and/or carries out financial business
Grading, for subsystems information sharing.
Preferably, it when the processing system is performed by the processor, further includes：
User log in subsystem when, if the grading of the information integrity of the user be higher than preset grade, directly into
Row logs in, if the grading of the information integrity of the user is not higher than preset grade, login supplement process is carried out, to complete
It is logged in after logging in supplement process.
Preferably, the type of the grading of the financial business includes banking grading, insurance business grading and securities business
Business grading, when the processing system is performed by the processor, further includes：
When receiving subsystem or the third-party financial business for carrying user identifier handles request, the financial circles are obtained
Business processing asks corresponding financial business type and obtains the user of the user identifier corresponding in the financial business type to comment
Grade；
The grading of the acquired user is sent to the subsystem or third party, for carrying out financial business processing.
Preferably, it when the processing system is performed by the processor, further includes：
When receiving subsystem or the third-party push based on a type of service is asked, from the complete information of user
User part message corresponding with the type of service is obtained, analyzes the push demand type of the push request；
If the push demand type is non-result push-type, after acquired user part message is encrypted
It is pushed to the subsystem or third party；
If the push demand type is result push-type, acquired user part message is analyzed to obtain result
The result information is pushed to the subsystem or third party by information.
To achieve the above object, the present invention also provides a kind of method of information processing, the method for described information processing includes：
S1 receives the user information that subsystems are captured by arbitrary door SDK embedded in advance, the user information packet
Include essential information, access information and transaction record；
S2 analyzes the being associated property of user information captured based on the essential information, same user is associated
Complete information of all user informations as the user；
S3 carries out user based on the complete information grading of information integrity and/or carries out the grading of financial business,
For subsystems information sharing.
Preferably, it after the step S3, further includes：
User log in subsystem when, if the grading of the information integrity of the user be higher than preset grade, directly into
Row logs in, if the grading of the information integrity of the user is not higher than preset grade, login supplement process is carried out, to complete
It is logged in after logging in supplement process.
Preferably, the type of the grading of the financial business includes banking grading, insurance business grading and securities business
Business is graded, and after the step S3, is further included：
When receiving subsystem or the third-party financial business for carrying user identifier handles request, the financial circles are obtained
Business processing asks corresponding financial business type and obtains the user of the user identifier corresponding in the financial business type to comment
Grade；
The grading of the acquired user is sent to the subsystem or third party, for carrying out financial business processing.
Preferably, it after the step S2, further includes：
When receiving subsystem or the third-party push based on a type of service is asked, from the complete information of user
User part message corresponding with the type of service is obtained, analyzes the push demand type of the push request；
If the push demand type is non-result push-type, after acquired user part message is encrypted
It is pushed to the subsystem or third party；
If the push demand type is result push-type, acquired user part message is analyzed to obtain result
The result information is pushed to the subsystem or third party by information.
Preferably, it after the step S2, further includes：Integration processing operation, institute are carried out to the complete information of each user
It states integration processing operation and treats supplement process including the repeated merging of information, the mark of unreliable information and missing information.
The present invention also provides a kind of computer readable storage medium, processing is stored on the computer readable storage medium
The step of system, the processing system realizes the method for above-mentioned information processing when being executed by processor.
The beneficial effects of the invention are as follows：The present invention receives the user information of subsystems crawl, to the user captured
Being associated property of information is analyzed, using the associated all user informations of same user as the complete information of the user, based on complete
Whole information carries out user the grading of information integrity and/or carries out the grading of financial business, for subsystems information sharing,
User information is associated and is concentrating laggard row information integrity degree in subsystem of the present invention by will be dispersed in each subsidiary
Grading and/or carry out financial business grading, can have differentiation user information is managed collectively, management and control, be conducive to
Effective development of various financial business.
Description of the drawings
Fig. 1 is each one optional application environment schematic diagram of embodiment of the present invention；
Fig. 2 is the flow diagram of one embodiment of method of information processing of the present invention.
Specific embodiment
In order to make the purpose , technical scheme and advantage of the present invention be clearer, with reference to the accompanying drawings and embodiments, it is right
The present invention is further elaborated.It should be appreciated that specific embodiment described herein is only to explain the present invention, not
For limiting the present invention.Based on the embodiments of the present invention, those of ordinary skill in the art are not before creative work is made
All other embodiments obtained are put, shall fall within the protection scope of the present invention.
It should be noted that the description for being related to " first ", " second " etc. in the present invention is only used for description purpose, and cannot
It is interpreted as indicating or implies its relative importance or imply the quantity of the technical characteristic indicated by indicating.Define as a result, " the
One ", at least one this feature can be expressed or be implicitly included to the feature of " second ".In addition, the skill between each embodiment
Art scheme can be combined with each other, but must can be implemented as basis with those of ordinary skill in the art, when technical solution
Will be understood that the combination of this technical solution is not present with reference to there is conflicting or can not realize when, also not the present invention claims
Protection domain within.
As shown in fig.1, it is the application environment schematic diagram of the preferred embodiment of the method for information processing of the present invention.The application
Environment schematic includes electronic device 1 and terminal device 2.What electronic device 1 can be suitble to by network, near-field communication technology etc.
Technology carries out data interaction with terminal device 2.
The terminal device 2, which includes, but are not limited to any one, to pass through keyboard, mouse, remote controler, touch with user
The modes such as plate or voice-operated device carry out the electronic product of human-computer interaction, for example, personal computer, tablet computer, smart mobile phone,
The equipment such as personal digital assistant (Personal Digital Assistant, PDA) or such as number TV, desktop computer,
The fixed terminal of server etc..Terminal device 2 can there are one or it is multiple, each seed that can provide business service is installed
System logs in simultaneously transacting business for user.
The electronic device 1 be it is a kind of can according to the instruction for being previously set or storing, it is automatic carry out numerical computations and/
Or the equipment of information processing.The electronic device 1 can be computer, can also be single network server, multiple networks clothes
It is engaged in the server group either cloud being made of a large amount of hosts or network server based on cloud computing of device composition, wherein cloud computing
It is one kind of Distributed Calculation, a super virtual computer being made of the computer collection of a group loose couplings.
In the present embodiment, electronic device 1 may include, but be not limited only to, and can be in communication with each other connection by system bus
Memory 11, processor 12, network interface 13, memory 11 are stored with the processing system that can be run on the processor 12.It needs
, it is noted that Fig. 1 illustrates only the electronic device 1 with component 11-13, it should be understood that being not required for implementing all
The component shown, what can be substituted implements more or less components.
Wherein, memory 11 includes memory and the readable storage medium storing program for executing of at least one type.Inside save as the fortune of electronic device 1
Row provides caching；Readable storage medium storing program for executing can be if flash memory, hard disk, multimedia card, card-type memory are (for example, SD or DX memories
Deng), random access storage device (RAM), static random-access memory (SRAM), read-only memory (ROM), electric erasable can compile
Journey read-only memory (EEPROM), programmable read only memory (PROM), magnetic storage, disk, CD etc. it is non-volatile
Storage medium.In some embodiments, readable storage medium storing program for executing can be the internal storage unit of electronic device 1, such as the electronics
The hard disk of device 1；In further embodiments, which can also be that the external storage of electronic device 1 is set
Plug-in type hard disk that is standby, such as being equipped on electronic device 1, intelligent memory card (Smart Media Card, SMC), secure digital
(Secure Digital, SD) blocks, flash card (Flash Card) etc..In the present embodiment, the readable storage medium storing program for executing of memory 11
The operating system of electronic device 1 and types of applications software, such as the place in one embodiment of the invention are installed on commonly used in storage
Program code of reason system etc..It has exported or will export each in addition, memory 11 can be also used for temporarily storing
Class data.
The processor 12 can be in some embodiments central processing unit (Central Processing Unit,
CPU), controller, microcontroller, microprocessor or other data processing chips.The processor 12 is commonly used in the control electricity
The overall operation of sub-device 1, such as perform and carry out data interaction or communicate relevant control and processing with the terminal device 2
Deng.In the present embodiment, the processor 12 is used to run the program code stored in the memory 11 or processing data, example
Such as run processing system.
The network interface 13 may include radio network interface or wired network interface, which is commonly used in
Communication connection is established between the electronic device 1 and other electronic equipments.In the present embodiment, network interface 13 is mainly used for will be electric
Sub-device 1 is connected with one or more terminal devices 2, and data are established between electronic device 1 and one or more terminal devices 2
Transmission channel and communication connection.
The processing system is stored in memory 11, including it is at least one be stored in it is computer-readable in memory 11
Instruction, which can be performed by processor device 12, to realize the method for each embodiment of the application；With
And at least one computer-readable instruction is different according to the function that its each section is realized, can be divided into different logic moulds
Block.
In one embodiment, following steps are realized when above-mentioned processing system is performed by the processor 12：
Receiving step receives the user information that subsystems are captured by arbitrary door SDK embedded in advance, the user
Information includes essential information and transaction record；
Arbitrary door SDK is respectively mounted or is embedded in the present embodiment, in the subsystem of each subsidiary or affiliated party, in user
It after registration, authorizes and logs in, for user's transacting business, user information is captured by the arbitrary door SDK, then believes the user of crawl
Breath is sent to electronic device, the user information that electronic device reception captures in subsystems.
Wherein, essential information includes address name, certificate number, contact method, native place and address etc., and access information includes note
Volume information (such as registion time, user name etc.), fresh information (such as renewal time), log-on message (such as login time, are stepped on
Record place etc.), transaction record is for example including insurance order, vehicle insurance order, loan documentation etc..
Associated steps are analyzed the being associated property of user information captured based on the essential information, by same user
Complete information of the associated all user informations as the user；
In the present embodiment, when being analyzed based on essential information the being associated property of user information captured, it can incite somebody to action basic
The user of information identical or essentially identical (considering that some information may change, such as contact method or address may change) is closed
Join for same user, it is preferable that can by name and the user-association of certificate number all same for same user or by name,
Certificate number and the user-association of contact method all same are same user, using all user informations of the user as its complete letter
Breath.
Such as user A logs in the subsystem and has handled vehicle insurance business after the first subsystem register, first subsystem life
Into and record corresponding vehicle insurance order, after which captures log-on message, log-on message and the vehicle insurance order of the user A
It is sent to electronic device；User A logs in second subsystem and has handled loan industry after the second subsystem register of same company
Business, second subsystem generate and record corresponding loan documentation, which captures the log-on message of the user A, steps on
Electronic device is sent to after record information and loan documentation.Electronic device is analyzed when analyzing being associated property of user information
Log-on message, log-on message and the vehicle insurance order of the user captured to the first subsystem and another use of the second subsystem crawl
In the log-on message at family, log-on message and loan documentation, the two is then associated as same use by the essential information all same of user
Family, using user informations such as the log-on message of the user, log-on message, vehicle insurance order and loan documentations as its complete information.
In a preferred embodiment, in order to enable user information is complete, succinct, uniformly, also to the complete of each user
Information carries out integration processing, it is described integrate processing operation include the merging of repeated information, unreliable information mark and missing
Information treats supplement process etc..
Rating step carries out user based on the complete information grading of information integrity and/or carries out financial business
Grading, for subsystems information sharing.
In the present embodiment, carrying out the grading rule of the grading of information integrity to user based on complete information can be：Base
This information is substantially complete, the substantially complete user of log-on message in access information is chosen as low class user；Essential information is complete
Log-on message whole, in access information is complete, further includes the user of fresh information and/or logon information and a transaction record
It is chosen as Middle grade user；Essential information is complete, the log-on message in access information is complete, further includes fresh information and/or steps on
The user of land information and two and two or more transaction records is chosen as high class user.Certainly, herein by way of example only,
The grading rule of the grading of this kind of information integrity is not limited only to, can be adjusted flexibly to obtain other embodiments.
In the present embodiment, the grading of financial business includes banking grading, insurance business grading and stock exchange transaction grading,
In one embodiment, can banking grading, transaction be carried out according to the transaction frequent degree of banking and service coverage face
The corresponding banking grading of user that frequent degree is higher and service coverage face is wider is higher；According to the transaction of insurance business frequency
Numerous degree and service coverage face carry out insurance business grading, and the transaction user that frequent degree is higher and service coverage face is wider corresponds to
Insurance business grading it is higher；Stock exchange transaction grading is carried out according to the transaction frequent degree of stock exchange transaction and service coverage face, is handed over
The corresponding stock exchange transaction grading of user that easily frequent degree is higher and service coverage face is wider is higher.
In other embodiments, transaction frequent degree, service coverage face can also be carried out respectively with reference to exchange hour
Banking grading, insurance business grading and stock exchange transaction grading, such as the frequent journey of (such as nearly half a year or 1 year) transaction in the recent period
The corresponding banking of the user higher and that service coverage face is wider of degree is graded higher, etc..
It is preserved after the grading for completing the grading of information integrity of user and/or progress financial business, with
Unified preservation and managing user information.The present embodiment strengthens user information content, specialized differentiated control is carried out to user, quite
In constructing information sharing pond, meet the business scenario demand of different subsidiaries.
Compared with prior art, the present embodiment receives the user information of subsystems crawl, and the user captured is believed
The analysis of being associated property is ceased, using the associated all user informations of same user as the complete information of the user, based on complete
Information carries out user the grading of information integrity and/or carries out the grading of financial business, for subsystems information sharing, sheet
User information is associated and is concentrating laggard row information integrity degree in subsystem of the embodiment by will be dispersed in each subsidiary
Grading and/or carry out financial business grading, can have differentiation user information is managed collectively, management and control, be conducive to
Effective development of various financial business.
In a preferred embodiment, on the basis of the embodiment of above-mentioned Fig. 1, the processing system is by the processor
During 12 execution, further include：
User log in subsystem when, if the grading of the information integrity of the user be higher than preset grade, directly into
Row logs in, if the grading of the information integrity of the user is not higher than preset grade, login supplement process is carried out, to complete
It is logged in after logging in supplement process.
In the present embodiment, after the grading of information integrity of user is carried out, user is when logging in next time, if user
Information integrity grading higher than preset grade, such as higher than low grade, i.e., the user for Middle grade user or
High class user, in order to enable user log in when more convenient and quicker, then user can directly log in；If the information of user is complete
The grading of whole degree is not higher than preset grade, such as the user is low class user, then user is needed log at supplement
Reason, the login supplement process include parts of basic information and/or log-on message of supplement user's missing etc., to improve user's letter
Breath.
In the grading and the height of preset grade for analyzing the information integrity of user, it is preferable that user can be based on
The information such as the name and certificate number of input and a large number of users information matches to prestore obtain believing with the user that the user matches
Then breath obtains the grading of the information integrity of user corresponding with the user information, the grading and preset grade is compared
Compared with.
In a preferred embodiment, on the basis of the embodiment of above-mentioned Fig. 1, the processing system is by the processor
During 12 execution, further include：
When receiving subsystem or the third-party financial business for carrying user identifier handles request, the financial circles are obtained
Business processing asks corresponding financial business type and obtains the user of the user identifier corresponding in the financial business type to comment
Grade；The grading of the acquired user is sent to the subsystem or third party, for carrying out financial business processing.
In the present embodiment, the type of the grading of financial business includes banking grading, insurance business grading and securities business
Business grading.Third party can access it is authorized after can access commenting for financial business that corresponding user is obtained in processing system
Grade.After the grading of financial business of user is carried out, if subsystem or third party send the financial circles of some or certain user
During business processing request, user's corresponding grading in corresponding financial business type can be obtained, for subsystem or third party into
Row financial business is handled, such as when user is provided a loan, and can be obtained the corresponding banking grading of the user, then be carried out
Air control identifying processing carries out reference processing and carries out financial character analysis etc., is conducive to effective development of various financial business.
In a preferred embodiment, on the basis of the embodiment of above-mentioned Fig. 1, the processing system is by the processor
During 12 execution, further include：
When receiving subsystem or the third-party push based on a type of service is asked, from the complete information of user
User part message corresponding with the type of service is obtained, analyzes the push demand type of the push request；
If the push demand type is non-result push-type, after acquired user part message is encrypted
It is pushed to the subsystem or third party；
If the push demand type is result push-type, acquired user part message is analyzed to obtain result
The result information is pushed to the subsystem or third party by information.
In the present embodiment, if subsystem or third party there are business needs, such as determine to user's recommended products or for user
It during product processed, can be made requests on to electronic device, corresponding portion is selectively extracted from the complete information of a large amount of user
Divide information for subsystem or third party for business processing, specifically, such as the type of service is insurance, then from a large amount of user
Complete information in obtain and include the user part message of insurance business, while analyze the push demand type of push request, this
Push demand type includes result push-type and non-result push-type.
If push demand type is non-result push-type, by acquired user part message using confidentiality agreement into
The subsystem or third party are pushed to after row encryption, to export original user information to subsystem or third party；
If the demand of push type is result push-type, acquired user part message is analyzed to obtain result letter
Breath, such as analyzes covering surface and the pent-up demand of the insurance business of each user, based on the situation of analysis to each user into
Row graduation, for example, the insurance business of user covering surface is wider and pent-up demand is bigger for the first estate, then will be each
A user identifier and corresponding grade are pushed to the subsystem or third party.Certainly, result information here is not necessarily grade
Information, it is also possible to other clearer and more definite information, such as result information are " sending business information " and " not sending business information ",
Subsystem or third party can carry out the operation of related service according to result information.
As shown in Fig. 2, Fig. 2 is the flow diagram of one embodiment of method of information processing of the present invention, the information processing
Method includes the following steps：
Step S1 receives the user information that subsystems are captured by arbitrary door SDK embedded in advance, user's letter
Breath includes essential information, access information and transaction record；
Arbitrary door SDK is respectively mounted or is embedded in the present embodiment, in the subsystem of each subsidiary or affiliated party, in user
It after registration, authorizes and logs in, for user's transacting business, user information is captured by the arbitrary door SDK, then believes the user of crawl
Breath is sent to electronic device, the user information that electronic device reception captures in subsystems.
Wherein, essential information includes address name, certificate number, contact method, native place and address etc., and access information includes note
Volume information (such as registion time, user name etc.), fresh information (such as renewal time), log-on message (such as login time, are stepped on
Record place etc.), transaction record is for example including insurance order, vehicle insurance order, loan documentation etc..
Step S2 analyzes the being associated property of user information captured based on the essential information, by same user's phase
Complete information of the associated all user informations as the user；
In the present embodiment, when being analyzed based on essential information the being associated property of user information captured, it can incite somebody to action basic
The user of information identical or essentially identical (considering that some information may change, such as contact method or address may change) is closed
Join for same user, it is preferable that can by name and the user-association of certificate number all same for same user or by name,
Certificate number and the user-association of contact method all same are same user, using all user informations of the user as its complete letter
Breath.
Such as user A logs in the subsystem and has handled vehicle insurance business after the first subsystem register, first subsystem life
Into and record corresponding vehicle insurance order, after which captures log-on message, log-on message and the vehicle insurance order of the user A
It is sent to electronic device；User A logs in second subsystem and has handled loan industry after the second subsystem register of same company
Business, second subsystem generate and record corresponding loan documentation, which captures the log-on message of the user A, steps on
Electronic device is sent to after record information and loan documentation.Electronic device is analyzed when analyzing being associated property of user information
Log-on message, log-on message and the vehicle insurance order of the user captured to the first subsystem and another use of the second subsystem crawl
In the log-on message at family, log-on message and loan documentation, the two is then associated as same use by the essential information all same of user
Family, using user informations such as the log-on message of the user, log-on message, vehicle insurance order and loan documentations as its complete information.
In a preferred embodiment, in order to enable user information is complete, succinct, uniformly, also to the complete of each user
Information carries out integration processing, it is described integrate processing operation include the merging of repeated information, unreliable information mark and missing
Information treats supplement process etc..
Step S3 carries out user based on the complete information grading of information integrity and/or carries out financial business
Grading, for subsystems information sharing.
In the present embodiment, carrying out the grading rule of the grading of information integrity to user based on complete information can be：Base
This information is substantially complete, the substantially complete user of log-on message in access information is chosen as low class user；Essential information is complete
Log-on message whole, in access information is complete, further includes the user of fresh information and/or logon information and a transaction record
It is chosen as Middle grade user；Essential information is complete, the log-on message in access information is complete, further includes fresh information and/or steps on
The user of land information and two and two or more transaction records is chosen as high class user.Certainly, herein by way of example only,
The grading rule of the grading of this kind of information integrity is not limited only to, can be adjusted flexibly to obtain other embodiments.
In the present embodiment, the grading of financial business includes banking grading, insurance business grading and stock exchange transaction grading,
In one embodiment, can banking grading, transaction be carried out according to the transaction frequent degree of banking and service coverage face
The corresponding banking grading of user that frequent degree is higher and service coverage face is wider is higher；According to the transaction of insurance business frequency
Numerous degree and service coverage face carry out insurance business grading, and the transaction user that frequent degree is higher and service coverage face is wider corresponds to
Insurance business grading it is higher；Stock exchange transaction grading is carried out according to the transaction frequent degree of stock exchange transaction and service coverage face, is handed over
The corresponding stock exchange transaction grading of user that easily frequent degree is higher and service coverage face is wider is higher.
In other embodiments, transaction frequent degree, service coverage face can also be carried out respectively with reference to exchange hour
Banking grading, insurance business grading and stock exchange transaction grading, such as the frequent journey of (such as nearly half a year or 1 year) transaction in the recent period
The corresponding banking of the user higher and that service coverage face is wider of degree is graded higher, etc..
It is preserved after the grading for completing the grading of information integrity of user and/or progress financial business, with
Unified preservation and managing user information.The present embodiment strengthens user information content, specialized differentiated control is carried out to user, quite
In constructing information sharing pond, meet the business scenario demand of different subsidiaries.
Compared with prior art, the present embodiment receives the user information of subsystems crawl, and the user captured is believed
The analysis of being associated property is ceased, using the associated all user informations of same user as the complete information of the user, based on complete
Information carries out user the grading of information integrity and/or carries out the grading of financial business, for subsystems information sharing, sheet
User information is associated and is concentrating laggard row information integrity degree in subsystem of the embodiment by will be dispersed in each subsidiary
Grading and/or carry out financial business grading, can have differentiation user information is managed collectively, management and control, be conducive to
Effective development of various financial business.
In a preferred embodiment, it on the basis of the embodiment of above-mentioned Fig. 2, after the step S3, further includes：
User log in subsystem when, if the grading of the information integrity of the user be higher than preset grade, directly into
Row logs in, if the grading of the information integrity of the user is not higher than preset grade, login supplement process is carried out, to complete
It is logged in after logging in supplement process.
In the present embodiment, after the grading of information integrity of user is carried out, user is when logging in next time, if user
Information integrity grading higher than preset grade, such as higher than low grade, i.e., the user for Middle grade user or
High class user, in order to enable user log in when more convenient and quicker, then user can directly log in；If the information of user is complete
The grading of whole degree is not higher than preset grade, such as the user is low class user, then user is needed log at supplement
Reason, the login supplement process include parts of basic information and/or log-on message of supplement user's missing etc., to improve user's letter
Breath.
In the grading and the height of preset grade for analyzing the information integrity of user, it is preferable that user can be based on
The information such as the name and certificate number of input and a large number of users information matches to prestore obtain believing with the user that the user matches
Then breath obtains the grading of the information integrity of user corresponding with the user information, the grading and preset grade is compared
Compared with.
In a preferred embodiment, it on the basis of the embodiment of above-mentioned Fig. 2, after the step S3, further includes：
When receiving subsystem or the third-party financial business for carrying user identifier handles request, the financial circles are obtained
Business processing asks corresponding financial business type and obtains the user of the user identifier corresponding in the financial business type to comment
Grade；The grading of the acquired user is sent to the subsystem or third party, for carrying out financial business processing.
In the present embodiment, the type of the grading of financial business includes banking grading, insurance business grading and securities business
Business grading.Third party can access it is authorized after can access commenting for financial business that corresponding user is obtained in processing system
Grade.After the grading of financial business of user is carried out, if subsystem or third party send the financial circles of some or certain user
During business processing request, user's corresponding grading in corresponding financial business type can be obtained, for subsystem or third party into
Row financial business is handled, such as when user is provided a loan, and can be obtained the corresponding banking grading of the user, then be carried out
Air control identifying processing carries out reference processing and carries out financial character analysis etc., is conducive to effective development of various financial business.
In a preferred embodiment, it on the basis of the embodiment of above-mentioned Fig. 2, after the step S2, further includes：
When receiving subsystem or the third-party push based on a type of service is asked, from the complete information of user
User part message corresponding with the type of service is obtained, analyzes the push demand type of the push request；
If the push demand type is non-result push-type, after acquired user part message is encrypted
It is pushed to the subsystem or third party；
If the push demand type is result push-type, acquired user part message is analyzed to obtain result
The result information is pushed to the subsystem or third party by information.
In the present embodiment, if subsystem or third party there are business needs, such as determine to user's recommended products or for user
It during product processed, can be made requests on to electronic device, corresponding portion is selectively extracted from the complete information of a large amount of user
Divide information for subsystem or third party for business processing, specifically, such as the type of service is insurance, then from a large amount of user
Complete information in obtain and include the user part message of insurance business, while analyze the push demand type of push request, this
Push demand type includes result push-type and non-result push-type.
If push demand type is non-result push-type, by acquired user part message using confidentiality agreement into
The subsystem or third party are pushed to after row encryption, to export original user information to subsystem or third party；
If the demand of push type is result push-type, acquired user part message is analyzed to obtain result letter
Breath, such as analyzes covering surface and the pent-up demand of the insurance business of each user, based on the situation of analysis to each user into
Row graduation, for example, the insurance business of user covering surface is wider and pent-up demand is bigger for the first estate, then will be each
A user identifier and corresponding grade are pushed to the subsystem or third party.Certainly, result information here is not necessarily grade
Information, it is also possible to other clearer and more definite information, such as result information are " sending business information " and " not sending business information ",
Subsystem or third party can carry out the operation of related service according to result information.
The present invention also provides a kind of computer readable storage medium, processing is stored on the computer readable storage medium
The step of system, the processing system realizes the method for above-mentioned information processing when being executed by processor.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on such understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be embodied in the form of software product, which is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), used including some instructions so that a station terminal equipment (can be mobile phone, computer takes
Be engaged in device, air conditioner or the network equipment etc.) perform method described in each embodiment of the present invention.
It these are only the preferred embodiment of the present invention, be not intended to limit the scope of the invention, it is every to utilize this hair
The equivalent structure or equivalent flow shift that bright specification and accompanying drawing content are made directly or indirectly is used in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of electronic device, which is characterized in that the electronic device includes memory and the processing being connect with the memory
Device is stored with the processing system that can be run on the processor in the memory, and the processing system is by the processor
Following steps are realized during execution：
Receiving step receives the user information that subsystems are captured by arbitrary door SDK embedded in advance, the user information
Including essential information, access information and transaction record；
Associated steps are analyzed the being associated property of user information captured based on the essential information, by same user correlation
Complete information of all user informations of connection as the user；
Rating step carries out user based on the complete information grading of information integrity and/or carries out commenting for financial business
Grade, for subsystems information sharing.
2. electronic device according to claim 1, which is characterized in that when the processing system is performed by the processor,
It further includes：
When user logs in subsystem, if the grading of the information integrity of the user is higher than preset grade, directly stepped on
Record if the grading of the information integrity of the user is not higher than preset grade, carries out login supplement process, to complete to log in
It is logged in after supplement process.
3. electronic device according to claim 1 or 2, which is characterized in that the type of the grading of the financial business includes
Banking grading, insurance business grading and stock exchange transaction grading, when the processing system is performed by the processor, are also wrapped
It includes：
When receiving subsystem or the third-party financial business for carrying user identifier handles request, obtain at the financial business
Reason asks corresponding financial business type and obtains user's corresponding grading in the financial business type of the user identifier；
The grading of the acquired user is sent to the subsystem or third party, for carrying out financial business processing.
4. electronic device according to claim 3, which is characterized in that when the processing system is performed by the processor,
It further includes：
When receiving subsystem or the third-party push based on a type of service is asked, obtained from the complete information of user
User part message corresponding with the type of service analyzes the push demand type of the push request；
If the push demand type is non-result push-type, pushed after acquired user part message is encrypted
To the subsystem or third party；
If the push demand type is result push-type, acquired user part message is analyzed to obtain result letter
Breath, the subsystem or third party are pushed to by the result information.
A kind of 5. method of information processing, which is characterized in that the method for described information processing includes：
S1, receives the user information that subsystems are captured by arbitrary door SDK embedded in advance, and the user information includes base
This information, access information and transaction record；
S2 analyzes the being associated property of user information captured based on the essential information, by the associated institute of same user
There is complete information of the user information as the user；
S3 carries out user based on the complete information grading of information integrity and/or carries out the grading of financial business, for each
A sub- share of system information.
6. the method for information processing according to claim 5, which is characterized in that after the step S3, further include：
When user logs in subsystem, if the grading of the information integrity of the user is higher than preset grade, directly stepped on
Record if the grading of the information integrity of the user is not higher than preset grade, carries out login supplement process, to complete to log in
It is logged in after supplement process.
7. the method for information processing according to claim 5 or 6, which is characterized in that the class of the grading of the financial business
Type includes banking grading, insurance business grading and stock exchange transaction and grades, and after the step S3, further includes：
When receiving subsystem or the third-party financial business for carrying user identifier handles request, obtain at the financial business
Reason asks corresponding financial business type and obtains user's corresponding grading in the financial business type of the user identifier；
The grading of the acquired user is sent to the subsystem or third party, for carrying out financial business processing.
8. the method for information processing according to claim 7, which is characterized in that after the step S2, further include：
When receiving subsystem or the third-party push based on a type of service is asked, obtained from the complete information of user
User part message corresponding with the type of service analyzes the push demand type of the push request；
If the push demand type is non-result push-type, pushed after acquired user part message is encrypted
To the subsystem or third party；
If the push demand type is result push-type, acquired user part message is analyzed to obtain result letter
Breath, the subsystem or third party are pushed to by the result information.
9. the method for information processing according to claim 5, which is characterized in that after the step S2, further include：To every
The complete information of one user carries out integration processing operation, the merging, unreliable integrated processing operation and include repeated information
The mark of information and missing information treat supplement process.
10. a kind of computer readable storage medium, which is characterized in that be stored with processing system on the computer readable storage medium
System, when the processing system is executed by processor the method for information processing of the realization as described in any one of claim 5 to 9
Step.
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